All Stock Portfolio in Retirement?

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  • Опубликовано: 15 дек 2024

Комментарии • 35

  • @Andres_853
    @Andres_853 9 месяцев назад +10

    I just retired recently and i find this video very creative if i must say, these psychological concepts are useful for individuals attempting to avoid mistakes. This is why warren buffet talked about temperament being crucial to investing success.

    • @har0ld551-hn6fm
      @har0ld551-hn6fm 9 месяцев назад

      Very true, I find myself lucky enough exposed to money management at an early age. Worked full time when I was 19, purchased first home at 28 fact forward timo I'm 57 now not laid off

    • @roseyfischer
      @roseyfischer 9 месяцев назад

      This is huge! would love to grow my reserve regardless of the economy situation, my 407k has lost everything accrued since early 2019, at this point, i'm in need of guidance, can you point me?

    • @har0ld551-hn6fm
      @har0ld551-hn6fm 9 месяцев назад

      Try working Nathan Travis Cook

    • @roseyfischer
      @roseyfischer 9 месяцев назад

      i already copied and put his name on the web and i'm really impressed by his website, thanks for the recommendation.

    • @MONROEJACQ
      @MONROEJACQ 9 месяцев назад

      That's a smart approach. Crisis management expertise is indeed crucial.

  • @alphamale2363
    @alphamale2363 9 месяцев назад +7

    Most retirees who were 100% stocks would likely sell out close to the bottom during the next big crash. Human nature doesn't change.

  • @paraglidersean2698
    @paraglidersean2698 2 месяца назад +1

    I don’t understand having 50% bonds. If you have enough to cover 5 years living expenses, why would you need more?

  • @lindatodd4411
    @lindatodd4411 Месяц назад +30

    Great video ! That is why Working with a Fiduciary is very important. Mine, has helped me diversify about $3M dollars into a 6 funds portfolio. with 60% sp500 and 40% Short-term, Low cost Investments that covers the stock market, which are heavily rooted in equities. My Portfolio is tremendous, now I have steady dividend income weekly depending on trade and its all Tax free. She is the best thing that happened to me as an investor. I honestly don't Let that little% bother me. 🥀❤

    • @anthonypayne8106
      @anthonypayne8106 Месяц назад +1

      I am looking for how to venture into Dividend investing on a long term basis, I really seek to create an alternate source of income. how did you find a good Fiduciary?

    • @lindatodd4411
      @lindatodd4411 Месяц назад +4

      sincerely speaking i work with Essmildaa Morgan , and will continue to buy and trade. I will stick to her guides for as long as it works.

    • @anthonypayne8106
      @anthonypayne8106 Месяц назад +1

      She has pretty decent credentials, left a well organized mail after going through her webpages & reviews. I found this very helpful, Thank you Anthony!

    • @veliadisrosasjr1647
      @veliadisrosasjr1647 Месяц назад

      Congratulations on your breakthrough. Essmildaa Morgan is finally getting the popularity she deserves and this doesn't come as a surprise.

    • @john00123
      @john00123 Месяц назад +1

      Just stumbled on this, Wow! I Grateful I got my act together and registered Essmildaa Morgan as my Portfolio Manager

  • @LeslieWagenheim
    @LeslieWagenheim 29 дней назад

    52:10 Strong BUY. Still early innings. NVIDIA is the dominant leader in AI and the preferred technology partner globally. Even w new competition on the horizon, NVIDIA is far ahead of the competition. 85% market share. 76% margin. Unrivaled demand for new Blackwell chip. Demand far exceeds production for Blackwell through to 2025 and beyond. No competitor has anything close to Blackwell. And forward P/E is about 33 (cheap for a high growth stock). Buy this stock and wait. You will be rewarded

    • @Monica-b4l4v
      @Monica-b4l4v 29 дней назад

      When it comes to investment, diversification is key. That is why I have my interests set on key sectors based on performance and projected growth. They range from the EV sector, renewable energy, Tech and Health (AMD) alongside coins, and gold. I'm also working on an investment plan with my Fin. Advisor that includes AI looking into Nvidia, MSFT, Alphabet stocks among others. I've been utilising a financial advisor for more than 15 months now, and I've made over $800,000.

  • @nickcordone-x2b
    @nickcordone-x2b 4 месяца назад

    I'm retired at 60 and am doing 95/5 stock bond. Sort of warren buffet but more aggressive. Works for me and is actually more conservative than I was. I contributed for 30 years at 100 percent stocks. Psychologically it's easy for me because I'm always at the end of 30 years.

  • @tz1592
    @tz1592 9 месяцев назад +3

    It's a tough one. According to Schwab, the average bear market is 14 months with a 33% decline. Bull markets average 60 months with a 165% return. Is a good strategy to have a pile of liquid cash during retirement (a years worth of expenses) to last during the bear markets, & leave the stocks, stock funds, & ETF's alone until you are back in a bull market?

    • @SilentSputnik
      @SilentSputnik 2 месяца назад

      The opportunity loss on the cash makes this strategy poor

    • @tz1592
      @tz1592 2 месяца назад

      @@SilentSputnik When a market is in a confirmed downtrend, the last thing you want to do is sell stocks as they are tanking to live on. If anything, you want to be buying them.

    • @SilentSputnik
      @SilentSputnik 2 месяца назад

      @@tz1592 In all cases, having cash just sitting there dying to inflation is the wrong move. At least invest it. If you can't handle volatility then go with bonds or something more stable.

  • @punisher6659
    @punisher6659 9 месяцев назад

    Thanks for your content.

  • @randolphh8005
    @randolphh8005 9 месяцев назад +1

    How did they deal with sequence risk? Stocks you sell to fund your retirement can’t recover.

  • @gregwessels7205
    @gregwessels7205 9 месяцев назад

    I may very well be at a 100% stock portfolio during retirement but you can be sure 50% or more (outside the short-term cash bucket) will be income-producing stocks.

  • @mathematician1234
    @mathematician1234 2 месяца назад

    Is the key to the "bonds don't bounce back" argument the secular trends in interest rates, lasting 35 years on average over the last 200 years?

  • @PorscheSpeedster-kz6nc
    @PorscheSpeedster-kz6nc 9 месяцев назад +5

    90% Stock Portfolio until I die and 5+ years for my heirs inheriting multimillion Roth IRA Account.

  • @Retiredmco
    @Retiredmco 9 месяцев назад

    Im doing it at 60 will continue to. Until im years from needing the money.

  • @toddliveringhouse5808
    @toddliveringhouse5808 3 месяца назад

    You are misstating Scott cederburgs paper at the start of your video. All stock 50/50 was compared against target date funds and other age based stock bond asset strategies. No where did the paper claim the all stock was superior to all other strategies. 👎