🎯 Key points for quick navigation: 00:01 *🎤 Introduction and Overview* - Introduction to the Q&A session on financial planning and wealth management, applicable to all portfolio sizes. 00:25 *📊 Analysis of Small and Mid-Cap Funds* - Review of small and mid-cap funds' performance and the impact of high valuations on future returns. 05:14 *⚖️ Portfolio Allocation and Strategy* - Recommendations for allocating investments, balancing small and mid-cap funds with large-cap investments. 08:23 *📉 SIP Investment and Return Expectations* - Advice on continuing SIPs and managing expectations for long-term returns amidst market fluctuations. 10:52 *🏡 Loan and Mutual Fund Strategy* - Evaluation of using loans for investing in mutual funds and potential alternatives. 12:12 *🏠 Investment Goals and Real Estate* - Considerations for selling mutual funds to invest in real estate, emphasizing alignment with financial goals. 13:05 *📉 Risks of Leverage and Concentrated Investments* - Risks of leverage and concentrated investments, stressing diversification and risk management. 16:07 *📅 Historical Market Trends and Predictions* - Overview of historical market trends and their implications for future performance. 19:17 *🌍 Market Corrections and Historical Patterns* - Discussion on market corrections and the need for adaptability based on historical patterns. 21:04 *💼 Choosing Mutual Funds and Financial Planning* - Advice on selecting mutual funds and the importance of aligning investments with long-term goals. 23:31 *👵 Retirement and Emergency Funds* - Strategies for retirement planning and maintaining an emergency fund for individuals over 70. 25:27 *📊 Analyzing Mutual Funds and Stock Quality* - Importance of evaluating mutual fund quality and avoiding excessive focus on individual stocks. 28:26 *📈 Market Corrections and SIP Strategies* - Impact of market corrections on SIP returns and the importance of maintaining SIP discipline. 30:47 *🗂️ Simplifying Financial Planning* - Need to simplify financial portfolios and avoid overcomplication. 32:26 *💰 Managing Capital Gains and Portfolio Restructuring* - Strategies for managing capital gains and optimizing portfolio adjustments. 34:52 *📧 Contact for Financial Assistance* - Instructions for contacting for personalized financial advice and the importance of timely planning. 36:40 *🏦 Financial Planning and Allocation* - Aligning investments with goals and maintaining a streamlined portfolio. 38:03 *🏠 Real Estate and Financial Planning* - Impact of real estate trends on financial planning and investment goals. 40:48 *📊 Investment Allocation* - Advice on reallocating investments and maintaining a structured portfolio. 42:30 *🏠 Loan Repayment vs. Investment* - Considerations for balancing loan repayment with investment strategies. 44:22 *👨👩👦 Financial Planning for Young Adults* - Managing contributions and starting SIPs, and the importance of budgeting. 46:18 *📈 Investing Strategy for Mutual Funds* - Recommendations for investing in small and mid-cap stocks and consulting advisors. 48:05 *🏦 Inheritance Money Management* - Strategies for managing inheritance money and incorporating it into financial planning. 49:56 *📉 Direct Stocks vs. Mutual Funds* - Comparison of direct stocks and mutual funds, focusing on long-term strategies. 51:56 *📊 Expected Returns and Investment Planning* - Setting realistic return expectations and understanding asset allocation. 52:36 *📧 Portfolio Review and Financial Planning* - Process for portfolio review and the importance of detailed financial planning sessions. 54:03 *🛠️ Cost and Service Structure for Financial Advice* - Discussion on advisory costs and the value of detailed consultations. 56:05 *🔄 Managing Large Portfolios and Investment Strategies* - Strategies for managing large portfolios and the benefits of comprehensive planning. Made with HARPA AI
Inputs for- Q.No1- Few thing to consider then- 1. Equity in this case is the only alternative. 2. If done proper homework, there may be still few mid & small caps that are available at good valuations. 3. Private banks, PSU banks are still available at good valuations. 4. Mutual Funds like- Cyclic MFs, Dynamic/Active MFs, Opportunity MFs, IT MFs, US Markate MFs, (NASDAQ, FANG MFs) NIFTY Next 50, 100, 150 MFs, etc. 5. REIT 6. Gold _Silver 7. IPO's 8. Starting own business or Buying Some good small Business. 9. Crypto 10. Lending
@@rupeshkunkalkar9163 Rupesh bhai, sip karna hi hai toh large MidCap 250 ke actively managed mutual fund mein dhaalo. Index se behtar returns yani ki Alpha milta hai.
Sir UPS and NPS mein kya behtar hain. Main last 11 yrs bank mein huin and 30K investment hota hain including employer contribution and corpus 28L bana hua hain. Abhi UPS aya hain and Hume NPS ya UPS mein ek chunna hain. Bohot confused hain kya sahi hoga. Please guide
Full defensive bro .. a 25 year old can go full aggressive investing.. you are suggesting debt funds to them .. I think you have your eye set on 12-15 cagr max ..that percentage can be got by investing in any MF without any experts like you guidance.. if I invest through you then why shouldn’t I expect 18-20 percent.. Super conservative
Hear me out, bro - He has a lot of experience and has seen the ups and downs of the market - I assume you (like myself) are new to equity investing. After 2020, we have only seen a bull market. A real bear market is yet to be seen. Even I have made 28% cagr in the last 5 years. but I understand 15% is a pretty good cagr. Better than other options like Bank fd is 6% on an avg, pf is 7.1, on the higher side nps is 10%. - 12% is a reasonable expectation from the equity class but I am sure their suggested portfolios have given a lot more - More than 18-20% cagr in the long term is an exception. it needs to be a bull phase, the portfolio needs to be concentrated, needs to be mid and small-cap. Individual-level portfolios can take these chances and risks - If I am managing 1000s of crores, I would diversify, would take less risk as others' life savings are involved Krishna says "karm kro, phal ki icchha mat kro" :) All the best bro!
@@SachinSharma29 long term basis 12-13% toh index hi de deta hai bhai. 15% is the minimum from MFs even in sideways/bear phase. 18-22% milega aage bhi if one knows how to choose investment. :) Jai Shri Krishna!
@@potatorevolution8849 ho skta hai🙂with knowledge and Vivek. Higher chances of smart money reaching the finish line. Baki Warren uncle says "Only when the tide goes out do you discover who has been swimming naked"
![Natanael Cano - Amor Eterno [Official Video]](http://i.ytimg.com/vi/EO4prCs6WpM/mqdefault.jpg)
🎯 Key points for quick navigation:
00:01 *🎤 Introduction and Overview*
- Introduction to the Q&A session on financial planning and wealth management, applicable to all portfolio sizes.
00:25 *📊 Analysis of Small and Mid-Cap Funds*
- Review of small and mid-cap funds' performance and the impact of high valuations on future returns.
05:14 *⚖️ Portfolio Allocation and Strategy*
- Recommendations for allocating investments, balancing small and mid-cap funds with large-cap investments.
08:23 *📉 SIP Investment and Return Expectations*
- Advice on continuing SIPs and managing expectations for long-term returns amidst market fluctuations.
10:52 *🏡 Loan and Mutual Fund Strategy*
- Evaluation of using loans for investing in mutual funds and potential alternatives.
12:12 *🏠 Investment Goals and Real Estate*
- Considerations for selling mutual funds to invest in real estate, emphasizing alignment with financial goals.
13:05 *📉 Risks of Leverage and Concentrated Investments*
- Risks of leverage and concentrated investments, stressing diversification and risk management.
16:07 *📅 Historical Market Trends and Predictions*
- Overview of historical market trends and their implications for future performance.
19:17 *🌍 Market Corrections and Historical Patterns*
- Discussion on market corrections and the need for adaptability based on historical patterns.
21:04 *💼 Choosing Mutual Funds and Financial Planning*
- Advice on selecting mutual funds and the importance of aligning investments with long-term goals.
23:31 *👵 Retirement and Emergency Funds*
- Strategies for retirement planning and maintaining an emergency fund for individuals over 70.
25:27 *📊 Analyzing Mutual Funds and Stock Quality*
- Importance of evaluating mutual fund quality and avoiding excessive focus on individual stocks.
28:26 *📈 Market Corrections and SIP Strategies*
- Impact of market corrections on SIP returns and the importance of maintaining SIP discipline.
30:47 *🗂️ Simplifying Financial Planning*
- Need to simplify financial portfolios and avoid overcomplication.
32:26 *💰 Managing Capital Gains and Portfolio Restructuring*
- Strategies for managing capital gains and optimizing portfolio adjustments.
34:52 *📧 Contact for Financial Assistance*
- Instructions for contacting for personalized financial advice and the importance of timely planning.
36:40 *🏦 Financial Planning and Allocation*
- Aligning investments with goals and maintaining a streamlined portfolio.
38:03 *🏠 Real Estate and Financial Planning*
- Impact of real estate trends on financial planning and investment goals.
40:48 *📊 Investment Allocation*
- Advice on reallocating investments and maintaining a structured portfolio.
42:30 *🏠 Loan Repayment vs. Investment*
- Considerations for balancing loan repayment with investment strategies.
44:22 *👨👩👦 Financial Planning for Young Adults*
- Managing contributions and starting SIPs, and the importance of budgeting.
46:18 *📈 Investing Strategy for Mutual Funds*
- Recommendations for investing in small and mid-cap stocks and consulting advisors.
48:05 *🏦 Inheritance Money Management*
- Strategies for managing inheritance money and incorporating it into financial planning.
49:56 *📉 Direct Stocks vs. Mutual Funds*
- Comparison of direct stocks and mutual funds, focusing on long-term strategies.
51:56 *📊 Expected Returns and Investment Planning*
- Setting realistic return expectations and understanding asset allocation.
52:36 *📧 Portfolio Review and Financial Planning*
- Process for portfolio review and the importance of detailed financial planning sessions.
54:03 *🛠️ Cost and Service Structure for Financial Advice*
- Discussion on advisory costs and the value of detailed consultations.
56:05 *🔄 Managing Large Portfolios and Investment Strategies*
- Strategies for managing large portfolios and the benefits of comprehensive planning.
Made with HARPA AI
Sir what is the new tax structure of SGB after 23 July 2024
Inputs for-
Q.No1- Few thing to consider then-
1. Equity in this case is the only alternative.
2. If done proper homework, there may be still few mid & small caps that are available at good valuations.
3. Private banks, PSU banks are still available at good valuations.
4. Mutual Funds like- Cyclic MFs, Dynamic/Active MFs, Opportunity MFs, IT MFs, US Markate MFs, (NASDAQ, FANG MFs) NIFTY Next 50, 100, 150 MFs, etc.
5. REIT
6. Gold _Silver
7. IPO's
8. Starting own business or Buying Some good small Business.
9. Crypto
10. Lending
Thank you for keeping us rational ❤
It's always a delight to listen to your take on the market. Thank you Parimal Ji!
Thank you parimal Sir
Why don’t you put this on Apple and Google Podcast ?
We can at least listen while commuting, working out or simply walking.
Please
How much CAGR can we expect from nifty largemidcap250 index fund in SIP mode for next 10 years?? XIRR
@@rupeshkunkalkar9163 Rupesh bhai, sip karna hi hai toh large MidCap 250 ke actively managed mutual fund mein dhaalo. Index se behtar returns yani ki Alpha milta hai.
11-12% post tax
Please make video on new direct tax policy 2025
Sir.. Can you share deep analysis on Tasty Bites Ltd..
Sir UPS and NPS mein kya behtar hain. Main last 11 yrs bank mein huin and 30K investment hota hain including employer contribution and corpus 28L bana hua hain. Abhi UPS aya hain and Hume NPS ya UPS mein ek chunna hain. Bohot confused hain kya sahi hoga. Please guide
Sir
My MF XIRR is 36% interms of CAGR is how much?
Where we will get modal portfolio??
investyadnya.in
Even in smallcap and midcap fund 20-30% will be invested in large cap isn't it?
@@akotireddy exactly!
How to send money to send a question?
😂
Only send questions no need to send money.
Full defensive bro .. a 25 year old can go full aggressive investing.. you are suggesting debt funds to them .. I think you have your eye set on 12-15 cagr max ..that percentage can be got by investing in any MF without any experts like you guidance.. if I invest through you then why shouldn’t I expect 18-20 percent..
Super conservative
Hear me out, bro
- He has a lot of experience and has seen the ups and downs of the market
- I assume you (like myself) are new to equity investing. After 2020, we have only seen a bull market. A real bear market is yet to be seen. Even I have made 28% cagr in the last 5 years. but I understand 15% is a pretty good cagr. Better than other options like Bank fd is 6% on an avg, pf is 7.1, on the higher side nps is 10%.
- 12% is a reasonable expectation from the equity class but I am sure their suggested portfolios have given a lot more
- More than 18-20% cagr in the long term is an exception. it needs to be a bull phase, the portfolio needs to be concentrated, needs to be mid and small-cap. Individual-level portfolios can take these chances and risks
- If I am managing 1000s of crores, I would diversify, would take less risk as others' life savings are involved
Krishna says "karm kro, phal ki icchha mat kro" :) All the best bro!
Yeh baat tab bhi bolne ki himmat rakhna jab 5 saal tak market sodeways jaaye
@@SachinSharma29 long term basis 12-13% toh index hi de deta hai bhai.
15% is the minimum from MFs even in sideways/bear phase. 18-22% milega aage bhi if one knows how to choose investment. :)
Jai Shri Krishna!
@@saurabhsuman4197 Market last kis time period mein sideways tha, jara bataiye please?
@@potatorevolution8849 ho skta hai🙂with knowledge and Vivek. Higher chances of smart money reaching the finish line.
Baki Warren uncle says "Only when the tide goes out do you discover who has been swimming naked"