3 Premium Credit Cards to Avoid at All Costs

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  • Опубликовано: 7 сен 2024
  • "3 Premium Credit Cards to Avoid at All Costs" is likely a short video on RUclips that provides information about high-end credit cards that consumers should steer clear of. The video may include details about the potential pitfalls associated with these credit cards, such as high annual fees, low reward payouts. The purpose of the video is to educate viewers about the risks of certain credit cards and provide them with helpful tips on how to choose a credit card that aligns with their financial goals and needs.

Комментарии • 399

  • @PankajGupta-sl4wn
    @PankajGupta-sl4wn Год назад +62

    Indusind bank legend credit card is life time free. We have taken that card few weeks before and even the first statment has arrived. Even in that no fees is charged. We had applied it from Offical bank website only.

    • @satishlute9673
      @satishlute9673 Год назад +2

      Par 9999rs+gst dena padta hai na issuance charge ke naam par one time ?

    • @SrishtiShrivastava_cn
      @SrishtiShrivastava_cn 9 месяцев назад

      @@satishlute9673 no

    • @tejPratap01
      @tejPratap01 9 месяцев назад

      ​@@satishlute9673no I have it and didn't pay anything + lounge access bhi hai. So it's good to use on weekends.

    • @Hyper_killer07
      @Hyper_killer07 8 месяцев назад

      ​@@satishlute9673Bhai indusind ka legend credit card life time free milta hai

    • @iamjayprakash
      @iamjayprakash 8 месяцев назад

      Have you got domestic and international lounge access

  • @DrSantoshRaut
    @DrSantoshRaut Год назад +87

    Axis Magnus Credit card
    25,000 bonus points on 1 lac spend + 6,000 basic points = Total 31,000 Points. (Discontinued w.e.f Sept. 2023)

    • @DrSantoshRaut
      @DrSantoshRaut Год назад +1

      @yogeshnagargoje1344 Yes, but i have Axis Reserve Card, Atlas Card, and Axis Burgundy Account, so at least retain good conversation ratio of 5:4 and 1:2 and also having HDFC Infinia Metal Card as a backup...

    • @moneytechno8340
      @moneytechno8340 Год назад +2

      @@DrSantoshRaut bro.. how did you get infinia ? pls let me know

    • @bilals.a6549
      @bilals.a6549 4 месяца назад +1

      Now book my show 1+1 movie ticket also removed from Magnus . Totally useless card . International lounge access inside India 🇮🇳 also removed .

  • @rickieshen8426
    @rickieshen8426 9 месяцев назад +7

    To guys like us studying from IIM we easily get Aurum card without any cost and don't have to give monthly fee.

    • @abboss2679
      @abboss2679 8 месяцев назад

      It's only for iim students ?

    • @anmol500
      @anmol500 6 месяцев назад

      @@abboss2679 any gov college

  • @pragprag5501
    @pragprag5501 Год назад +63

    you deserve my subscribe, everyone is telling what's good but you ara also telling what's not good

    • @CardAcademy
      @CardAcademy  Год назад +18

      We do our job with 100% integrity. Thank you for appreciating us.

    • @samifyshorts4864
      @samifyshorts4864 Год назад

      @@CardAcademy legend visa is lft

    • @zayeemrahman8896
      @zayeemrahman8896 Год назад

      @@CardAcademy sbi ppl are calling me for aurum upgrade from my elite should I go for it or not really really confused plz help as the cash input on statement is not available any other way to take cash benefit they were saying using amazon pay I can but I don't know how to.

    • @mayankmlad
      @mayankmlad Год назад

      Is that sarcasm?

    • @ShambadityaGhosh3107
      @ShambadityaGhosh3107 Год назад

      @@zayeemrahman8896 Downgrade to prime. I guess only difference is movie and few extra lounge access. negative side- 3k more than prime annual fee, 10L pe renewal free.

  • @cs.janmejaya
    @cs.janmejaya Год назад +17

    Finally after watching a week I subscribed

  • @prasadcb3704
    @prasadcb3704 Год назад +6

    me too ! Subscribed after watching this !!
    Thank you.

  • @Super1986rocks
    @Super1986rocks 2 месяца назад

    Hdfc black metal card.. too good to have.. almost 6% reward ratio if you are speding 4 lacks quarterly

  • @x7remer
    @x7remer Год назад +2

    What are your views on Kotak League, Au Lite and IDFC Malennia cards? Pl. Share.

    • @rrammm6719
      @rrammm6719 4 месяца назад

      Try to get IDFC wealth credit card, lifetime free

  • @vibrantmove8116
    @vibrantmove8116 Год назад +236

    ICICI ke saare card bekar hai ... Srif ek card aacha ICICI ka AMAZON PAY ... BAKI SAB KACHARA HAI

    • @CardAcademy
      @CardAcademy  Год назад +63

      True that

    • @Aansh130989
      @Aansh130989 Год назад +23

      Bhai lekin icici amazon card pe amazon ke alava kahi bhi offers nahi milta

    • @princes6697
      @princes6697 Год назад +13

      Wo card hai hi Amazon ka ICICI to faltu mei apna naam likh ke baitha hai uspe kirayedaar ke jaise
      Mere paas hai 5 lakh ka limit he par kabhi saal ka 5000 bhi use nahi hota.

    • @Aansh130989
      @Aansh130989 Год назад

      @@princes6697 bhai mera bhi 5 lakh tha maine to band kar diya

    • @vibrantmove8116
      @vibrantmove8116 Год назад +13

      @@princes6697 mein toh har month uss card se 600 -700 earn kar lete hu.. mast card hai mast

  • @params1520
    @params1520 Год назад +1

    I am thinking to upgrade my IndusInd legend card to club vistara IndusInd card. Is it good decision

  • @nomadic-couch
    @nomadic-couch Год назад +1

    thanks for the video, how can we see detailed rewards points statement for idfic first select credit card...

  • @gabrielnadar5985
    @gabrielnadar5985 Год назад +1

    Appreciation to you, I think your very young still you have good understanding of credit cards.
    The contents, creativity and sarcastic humor is really commendable.

  • @patelketul649
    @patelketul649 10 месяцев назад +1

    Which bank card is best suitable for avg monthly spending over 50k?

  • @vinayakkolhapure1817
    @vinayakkolhapure1817 Год назад +11

    Indusind Legend card free mein de rahe Hain....aapko usko iss list mein include nahi karna chahiye

    • @Supriya-wc5vh
      @Supriya-wc5vh Год назад

      You are right

    • @satishlute9673
      @satishlute9673 Год назад

      Par isme issuance charge dena padta hai na 9999rs+gst?

    • @yogipogi777
      @yogipogi777 11 месяцев назад

      Mere paas free wala hi tha Legend credit card, band karwa diya mene. Ekdum pakau card he, kahi kuch benefits nahi 😬

    • @dileefsheik755
      @dileefsheik755 10 месяцев назад

      iam using this card from past 6 months. no joining fee, lifetime free. it pays rewards for almost all transactions including rental payments and rewards can be converted to cash.@@yogipogi777

  • @madhuwansingh7480
    @madhuwansingh7480 Год назад +1

    Mam mere paas indusind kaa life time free Aura edge Card thaa orr usse ab upgrade kr ke Legend card kr diya hai orr usska fee 5000₹ +18%GST hai. mam dusra upgrade card Legend by post mere paas aa to gya hai pr mam Maine uss ka Pin , password set nhi kiya ...lekin uss ka fee mere phle vaale Card me show kr raha hai bill me . mam meri problem ye hai kii mai etne rupye de nhi skta ..agr mai ess card ko activate na kru to kya late fee vagerah lge gii ya mera CIBIL score down hoga . please help kya kru..?

  • @venkateswarlugaddam6718
    @venkateswarlugaddam6718 Год назад +1

    Can you suggest for currency exchange without charges card please (credit/debit/preloaded)

  • @ashish-india635
    @ashish-india635 Год назад +1

    Great work ❤

  • @sohamsundardey8290
    @sohamsundardey8290 Год назад

    I use SBI aurum and honestly it’s a pretty good card donno why you don’t like it

  • @sumitgaur09
    @sumitgaur09 Год назад +1

    Very informative

  • @Rohan_Tek4UT
    @Rohan_Tek4UT 9 месяцев назад

    INDUSIND BANK CC me to 4 airpost me Lounge Access use kar liya ...... acccha hai...

  • @Anup-kumar
    @Anup-kumar Год назад +1

    Yetna knowledge dene k leya. Thank you 😊

  • @knitper2607
    @knitper2607 Месяц назад

    Rupay credit ko upi se link krne ke bad keval Marchant QR pr hi payment kr skte h ye kisi bhi QR pr kr skte?

  • @sroy1612
    @sroy1612 Год назад +2

    Nice information 👍

  • @captainsaab7590
    @captainsaab7590 Год назад

    I'm getting IndusInd Legend card for LTF, should I consider getting it. I mean is it worth for LTF

    • @satishlute9673
      @satishlute9673 Год назад

      Par iska 9999rs+ gst charge dena padta haina one time issuance charge ?

    • @captainsaab7590
      @captainsaab7590 Год назад

      @@satishlute9673 no i got this as life time free (LTF) that's what I've mentioned earlier. There's no charge

  • @satyajitsarwade5667
    @satyajitsarwade5667 Год назад

    You always look at rewards ,
    Also do look at other benifits and then compare

  • @daniyalchand6522
    @daniyalchand6522 4 месяца назад

    Which editor using for fast audio recording

  • @amitabhmaheshwari
    @amitabhmaheshwari Год назад +2

    My RM says I can get emeralde LTF if I keep ₹ 2 Cr in the bank.

    • @jainakhil
      @jainakhil Год назад

      Why would you keep 2Cr in Bank for just 12000rs benefit.

    • @amitabhmaheshwari
      @amitabhmaheshwari Год назад

      @@jainakhilExactly. I may keep if I have that kind of money but I don’t want to invest in stocks or real estate. But not for this useless card

    • @jainakhil
      @jainakhil Год назад

      @@amitabhmaheshwari Yes all ICICI cards are useless. In this HDFC and Axis cards are much better even with a banking relation of 20 lakhs you can get magnus and HDFC diners black cards.

    • @Cooldude-2.0
      @Cooldude-2.0 Год назад

      ​@@jainakhilIs 20 lakh relationship required for savings account or fixed deposit to get axis magnus Or diners black card LTF.?

    • @jainakhil
      @jainakhil Год назад

      @@Cooldude-2.0 I'm not sure about Magnus, I do know you need a very good relationship with the bank it is mostly for savings account. Diners Black or Infinia are rather easy to get, they offered me them on a card-to-card basis LTF and I had a limit of 5 Lakhs on my card.

  • @IFennecYouCODM
    @IFennecYouCODM Год назад +5

    Indusind legend credit card LTF mil rhe hai to ye card theek h.

    • @sahilkmalhotra
      @sahilkmalhotra Год назад

      Same question

    • @satishlute9673
      @satishlute9673 Год назад

      Par iska 9999rs+ gst charge dena padta haina one time issuance charge ?

    • @IFennecYouCODM
      @IFennecYouCODM Год назад

      @@satishlute9673 nope, it's LTF. No joining fees, no annual fees. You can apply from bank's official website.

    • @satsangbeas
      @satsangbeas Год назад

      One time fee lagta hai Indusind legend 4999 plus gst

    • @IFennecYouCODM
      @IFennecYouCODM Год назад

      @@satsangbeas LTF hai bahut dino se.

  • @jatinthakur3383
    @jatinthakur3383 4 месяца назад

    So Subscribing you is not Bad , you given very great information which no one gives

  • @Altaf_Mulani
    @Altaf_Mulani 5 месяцев назад

    Madam induland ka credit card hai billing cycle change kaise kare batao option hi nhi mil raha hai

  • @SushilKumar-mc8pk
    @SushilKumar-mc8pk 3 месяца назад

    Hi mam plz a review DBS BANK VINTAGE CARD AND APPLY ALSO

  • @aleshajmera3169
    @aleshajmera3169 Год назад +5

    "Comparing Veg Biryani to 'not all premium credit cards are premium' is like saying apples aren't real fruit. 🍎 Just as tastes vary, so do credit card perks. Let's appreciate diverse options without disrespecting anyone's food choices!

    • @omanajz
      @omanajz 9 месяцев назад

      Apple isn't a real fruit, biologically that's a fact

    • @furqanmax7
      @furqanmax7 9 месяцев назад

      It’s a fucking pulao

  • @sayyedjam
    @sayyedjam Год назад

    Best card is Standard chartered
    Smart Credit card

  • @Reaction0628
    @Reaction0628 5 месяцев назад

    Paisa bajar credit card me video banao use kaise kare information me .. please reply ❤

  • @tirthshah7981
    @tirthshah7981 4 месяца назад

    Hdfc regalia konsa accha hain!

  • @parbhatgordon8951
    @parbhatgordon8951 5 месяцев назад

    What about hdfc regalia crad

  • @gopalbala3591
    @gopalbala3591 Год назад +1

    my primary & favourite credit card....the Magnus 🤩😻

  • @kmishra514
    @kmishra514 5 месяцев назад +9

    Birinj matlab rice
    Biryan matlab to roast ya fry
    Biryani matlab koi bhi biryani chahe veg ho ya non veg
    Stop misleading people.

    • @raystein273
      @raystein273 3 месяца назад

      Pulao khake biryani mat bol😂

    • @kmishra514
      @kmishra514 3 месяца назад

      @@raystein273 Pulao aur biryani me antar hota h.
      Pilaf broth me banta hai aur usme layering nahi hoti h. Aur to aur pilaf me masale kam hote h.
      Biryani me bohot masale hote h aur use chawal ke upar layer krke banaya jata h.
      RUclips pr bol rahe ho thik h lekin galti se kisi chef ke samne ye mat bol dena ki pulao aur biryani same hoti h.

  • @mr.hazrat8915
    @mr.hazrat8915 5 месяцев назад

    Mughe, ICICI wale ek debit card or cheque bhi bhejre? Is it normal? Sabko milta ha? Mena bas ICICI Amazon pay credit card hi liya ha. Will there be any charges? Debit card ka?

    • @hitirfan
      @hitirfan 4 месяца назад

      Debit card etc savings account pe ayega

  • @only42vinod
    @only42vinod Год назад +1

    Maine galti se sbi pulse card le liya ab usko sbi cash card me convert karna chahta hun
    Kitne din baad main exchange/ card to card change Kara sakta hun

  • @SanjeevBabbar26
    @SanjeevBabbar26 Год назад

    What's about Bank of Baroda credit card

  • @Dasarath19
    @Dasarath19 Год назад +2

    All sbi credit card

  • @next4978
    @next4978 6 месяцев назад

    Now Indusind legend card value drop 0.50 paisa per 100 Spent

  • @SanjeevBabbar26
    @SanjeevBabbar26 Год назад +6

    For me Credit card is just for your help, i don't expect any cashback or other facilities....
    They are helping me in bad days... That's enough

  • @krishndasbodade6207
    @krishndasbodade6207 Год назад

    Standard chartered bank cibil 756 hone per bhi reject kar raha hai?
    What may be reason?

  • @gamingandearningmoneytips2223
    @gamingandearningmoneytips2223 Год назад

    I am using indus legend card but i got it for lifetime free

  • @kirankumarm7439
    @kirankumarm7439 Год назад +1

    Idfc first private credit card is no different...

  • @CJhere
    @CJhere Год назад +1

    Induslnd legend card mere pas b hai.. lifetime free mila hai mujhe upar se 1500rs amazon voucher bhi mila mene bas isko movie tickets buy karne aur shopping k waqt koi Amazon le offer ho tab use krne liya hai

    • @TheKing-19
      @TheKing-19 Год назад

      Kab apply kiya tha ?

    • @CJhere
      @CJhere Год назад +1

      @@TheKing-19 abhi 1 hafte pehle aur 5 din me ghar aa bhi gaya.. karna hai to cashkaro se karo abhi b 1500rs ka cashback mil rha waha se

    • @TheKing-19
      @TheKing-19 Год назад

      @@CJhere Maine bhi apply kiya hai , video kyc ho gaya kal, status kaise pata chalega ki approved hua ke nahi?

    • @CJhere
      @CJhere Год назад +1

      @@TheKing-19 nahi pata chalega.. bot ghatiya service hai induslnd ki.. ha par call ayega verification bande ka ya fir support no pe call kr k status pata kar lena.. abhi 3 din me agar kuch call nai aaye tab krna ab shant raho kuch din uske baad aage ka process k liye followups le lena

    • @TheKing-19
      @TheKing-19 Год назад

      @@CJhere aaj call aya sirf address confirm Kiya aur kab se rahte ho pucha? Approved ho Gaya yane?

  • @reshmarani6045
    @reshmarani6045 Год назад

    And m eran reward points cash value rs 30000+ per month

  • @ada_king8294
    @ada_king8294 Год назад

    Now I am official fan... do guys have any consulation number or anything

  • @gamingmaster8941
    @gamingmaster8941 Год назад +1

    1 lakh monthly spend karne par best milestone benefit axis magnus credit card deta Hai....
    Love from Kanpur❤
    CHITRAKSH KUREEL

  • @shees1993
    @shees1993 8 месяцев назад +3

    Baap re! Kya dialogue hai! 😂😅❤🎉

  • @FatherOfPakistan.
    @FatherOfPakistan. 4 месяца назад +2

    Her age: 19

    • @amitatlp
      @amitatlp Месяц назад

      And you are already father

  • @sandeepkanwal
    @sandeepkanwal Месяц назад

    Looking good

  • @crezy.x.y.z
    @crezy.x.y.z Год назад +3

    Induslnd Bank ka card hai mere pass kuch nahi milta hai

  • @vivekvyas3009
    @vivekvyas3009 Год назад

    Aurum offers 5 movie tickets every month

  • @11RAVAN
    @11RAVAN Год назад

    Infinia or magnus is best card

  • @sachinhj9910
    @sachinhj9910 7 месяцев назад

    Totally agree Veg Biriyani is just pulao

  • @Ashishmane786
    @Ashishmane786 Год назад

    Veg Biryani fir kya hoti hai….. chicken biryani ko bhi mansaf kaha jata hai…..different countries different names nam to aap ko bhi diye ja sakte hai…..

  • @samiranbanerjee5623
    @samiranbanerjee5623 Год назад

    Thanks. Indusind legend card chipka rahein thein mujhe. Life time free ke liye. Achaa huya ye video dekh liya 👍

  • @danka1815
    @danka1815 5 месяцев назад

    Kotak white bhi include karo

  • @KavitaSharma-ll5lw
    @KavitaSharma-ll5lw Год назад

    Premium credit card kon kon sa ha name batio

  • @likhan.ghosh.
    @likhan.ghosh. Год назад

    Is this on 3x speed?

  • @MOVIESINFO470
    @MOVIESINFO470 Год назад

    I have axis bank Indian oil credit card & Flipkart Axis Bank credit card ♠️🎉

  • @prasadcb3704
    @prasadcb3704 Год назад

    absolutely !

  • @sabyasachihasan
    @sabyasachihasan Год назад +1

    That card is Magnus. Already acquired 3 lakh points 😅

  • @soumyasinghnandal
    @soumyasinghnandal 3 месяца назад

    Hi
    I work HSBC
    Can we get in touch ?

  • @Sharaddhagupta121
    @Sharaddhagupta121 Год назад +1

    keep making videos didi love from rajasthan

  • @sarcastic_baalak5512
    @sarcastic_baalak5512 Год назад +3

    Thoda aaram aaram se bolo behen ..,
    Btw good and informative content🎉

    • @financial_ashu
      @financial_ashu Год назад +1

      Bhai 60 seconds pe aur kese bole sara cover bhi karna hai 😅

    • @sagarshah6247
      @sagarshah6247 Год назад

      Kon se angle se tuse ye bahen lag rahi hey

    • @CardAcademy
      @CardAcademy  Год назад +3

      sahi pekde hai! 60 seconds

    • @sarcastic_baalak5512
      @sarcastic_baalak5512 Год назад +2

      @@sagarshah6247 are bhai ghr pe meko dusro ko izzat dena sikhaya gya hai , isiliye bhn bola ,teko nhi achha lga tu mt bol

  • @bikeshsharma
    @bikeshsharma Год назад +1

    Sbi cashback pe video bano

    • @CardAcademy
      @CardAcademy  Год назад +2

      Done already. You can check our long videos.

  • @mdazzed1491
    @mdazzed1491 Год назад

    Great 😃👍

  • @shahidkhan8152
    @shahidkhan8152 Год назад

    Legend card best card h ..1 point ki valu 0.75 hoti h ..and weekand pr 100 pr 2 point milte h

  • @shubhamdiwan12
    @shubhamdiwan12 11 месяцев назад

    Good Start 😂😂❤

  • @sam4u101
    @sam4u101 Год назад

    I have Indusind Legend free of cost

    • @satishlute9673
      @satishlute9673 Год назад

      Par iska 9999rs+ gst charge dena padta haina one time issuance charge ?

    • @sam4u101
      @sam4u101 Год назад +1

      @@satishlute9673 - I haven't paid even a single Paisa.

  • @rahulraibhatt
    @rahulraibhatt Год назад +1

    Behan g knowledge puri rakha kro...indusind legend bhut saare customers ko lifetime free credit card deta jaise mujhe dia....upar se agar weekend pe spend kroge to 2% cashback milega...which is good....reward points ko cash me convert kroge to .75% value deta...free me aur kya chahiye

    • @satishlute9673
      @satishlute9673 Год назад

      Par iska 9999rs+ gst charge dena padta haina one time issuance charge ?

    • @rahulraibhatt
      @rahulraibhatt Год назад +1

      @@satishlute9673 no dear ko issuance charge nhi ha ...pehle hota tha wo ab nhi ...agar apne banwana ha to btao....mere reference pe banwa lenela ...dono ko 500 ka amazon ka voucher milega.. approval bhi jaldi a jayegi

  • @VivekSingh-bc3eo
    @VivekSingh-bc3eo Год назад +1

    Axis Magnus hai wo

  • @reshmarani6045
    @reshmarani6045 Год назад

    I love 💳💳💳💳💳💳 credit card so Mera pass 60 credit h different defferent

  • @pbs7927
    @pbs7927 6 месяцев назад

    Mike place ❤❤

  • @AkbarAli-er9pb
    @AkbarAli-er9pb Год назад

    Tata co barand card 1 point value 1rs

  • @nikhilchawla5741
    @nikhilchawla5741 Год назад +1

    Magnus

  • @pratyushkumar3801
    @pratyushkumar3801 5 месяцев назад

    Flipkart axis bank credit card

  • @mdumairmdumair5183
    @mdumairmdumair5183 3 месяца назад +1

    Amex is worst

  • @aditheorigin4926
    @aditheorigin4926 Год назад +1

    Infinia Reserved is knocking the door 😅

  • @prashantpawar4406
    @prashantpawar4406 Год назад

    Voice is so good 😮

  • @michiokaku98
    @michiokaku98 9 месяцев назад

    Looking 🔥

  • @akrah2044
    @akrah2044 Год назад

    Veg Biryani q Biryani nhi hota hai didi 😃 batao ?

  • @prashantagrawal8503
    @prashantagrawal8503 8 месяцев назад

    You are genius mam

  • @govindapal3430
    @govindapal3430 5 месяцев назад

    Tum bolo na konsa credit card

  • @vickymdshorts77
    @vickymdshorts77 Год назад +11

    Looking gorgeous ☺️❤️

  • @vedprakashyadav91827
    @vedprakashyadav91827 Год назад

    Good 👍

  • @iqballatif2876
    @iqballatif2876 Год назад

    Love you

  • @Wiintb
    @Wiintb Год назад +1

    You should realise that you MAY not be the target customer for those premium cards.
    Anyways, there are not many premium options in the market.

  • @mahipinjari51
    @mahipinjari51 Год назад +1

    Hello mam mene I phone liya he (sbi card se Rs.68000 us pr intres 20 % persent laga

  • @christopherpetrov2355
    @christopherpetrov2355 10 месяцев назад

    Coffee ??

  • @shaikaakhilahmed5115
    @shaikaakhilahmed5115 Год назад

    Ace or sbi cashback

    • @sn7123
      @sn7123 Год назад

      Definitely ace.... No doubt

  • @goanalytical
    @goanalytical Год назад

    Axis Bank magnus credit card best

  • @carromtrickshotsdominoes1248
    @carromtrickshotsdominoes1248 Год назад

    Kotak white

  • @niteshtuli7068
    @niteshtuli7068 Год назад

    SBI prime i guess?

  • @kmns11
    @kmns11 4 месяца назад

    looking cooool

  • @Ejaz_mehdi
    @Ejaz_mehdi Год назад

    App say kaise baat karru 🤔🤔🤔