Remember to focus on total return. There’s a reason why stable companies dividend yield is quite low even though they grow their dividends. It’s called capital appreciation. That’s why an index always wins over the long term. Stock picking is great if there’s a massive undervalued stock for some reason so get in cheap there but that would be the exception rather than the rule. Also most tax regimes prefer GCT over income for personal taxes
I agree with what you say 100%. Stick to ETF broad index funds (replicating S&P500 and NASDAQ), build patience, don’t freak out during market drops and you are there. Initially I tried stock picking and even during a bull market it underperformed the index by about 20%. So sticking to index funds is a much better (and safer) strategy.
Amazing video, thank you for the advices. It's proving really important for me to become financially educated, please keep it up. I just got a bit confused when you discouraged investing low amounts early, when your are just starting off your career; But then proceeded to encourage investing even if only 20 euros per month. Could you elaborate a bit more? Thank you
Investing small amounts is great, it's just that you shouldn't expect that to make a millionaire! To build a lot of wealth faster, you will need to boost your income and invest more. But you should still absolutely invest small amounts if that's what you can afford in the beginning!
my goal is to have dividends that pay for my mortage (I'm on very high salary job) should I buy VUAA and sell after 10 years or should i buy VUSA and pay taxes every time I get dividend?
The answer to this depends not just on your individual goals, but also the country where you live. In most European countries accumulating funds end up better for taxes, but in some countries such as Austria, the UK and Switzerland the answer is not so straightforward!
@@thetomcrosshill Hello, Tom, I live in Austria but can't find any valuable sources about investing and taxes there, what would you recommend to look at? Thank you in advance!
@@SenshiikI bought his course in indexmasterclass. It may be a bit expensive but it’s very worth it if you’re serious about this. I recommend to go to one of his web seminars if you’re not sure.
If you live in Europe and want to start investing, I've got a free webinar you might enjoy - sign up here indexmasterclass.com/webinar
I'm very glad you are back!
:) glad to be back!
Remember to focus on total return. There’s a reason why stable companies dividend yield is quite low even though they grow their dividends. It’s called capital appreciation. That’s why an index always wins over the long term. Stock picking is great if there’s a massive undervalued stock for some reason so get in cheap there but that would be the exception rather than the rule. Also most tax regimes prefer GCT over income for personal taxes
I agree with what you say 100%. Stick to ETF broad index funds (replicating S&P500 and NASDAQ), build patience, don’t freak out during market drops and you are there. Initially I tried stock picking and even during a bull market it underperformed the index by about 20%. So sticking to index funds is a much better (and safer) strategy.
I like videos that are giving practical steps when it comes to investing rather than raising more questions and doubts than I already have
The returns on the ishares IITU and the Vanguard VGT look pretty good
Amazing video, thank you for the advices. It's proving really important for me to become financially educated, please keep it up.
I just got a bit confused when you discouraged investing low amounts early, when your are just starting off your career;
But then proceeded to encourage investing even if only 20 euros per month. Could you elaborate a bit more? Thank you
Investing small amounts is great, it's just that you shouldn't expect that to make a millionaire! To build a lot of wealth faster, you will need to boost your income and invest more. But you should still absolutely invest small amounts if that's what you can afford in the beginning!
Brilliant advice thank you, got a sub from me! 🎉
Thanks for the advice. I sell everything and buy bitcoin. You opened my eyes.
You must have been watching a different video!
😅😅
13:46 for low income investors in the U.S., that _really_ ought to be a Roth IRA specifically, right?
my goal is to have dividends that pay for my mortage (I'm on very high salary job) should I buy VUAA and sell after 10 years or should i buy VUSA and pay taxes every time I get dividend?
The answer to this depends not just on your individual goals, but also the country where you live. In most European countries accumulating funds end up better for taxes, but in some countries such as Austria, the UK and Switzerland the answer is not so straightforward!
@@thetomcrosshill Hello, Tom, I live in Austria but can't find any valuable sources about investing and taxes there, what would you recommend to look at? Thank you in advance!
@@SenshiikI bought his course in indexmasterclass. It may be a bit expensive but it’s very worth it if you’re serious about this. I recommend to go to one of his web seminars if you’re not sure.
Welcome back to the channel :) what's the best etf that tracks the chinese large caps enterprises available in Europe? thks a lot
Hey! I don't give advice on particular ETFs, but JustETF.com has a great ETF screener where this should be quite easy to find.