Are the following topics important for the interview? 1. Privatisation of banks - Why the govt is pursuing the privatisiation of banks? How will it affect the employees? How will it affect the public? 2. How to achieve targets provided by the higher management? As of now, the banks are providing daily targets to its employees for individual activities such as enrolment into various schemes such as APY, additional of a particular no of customers to their digital apps such as YONO for SBI and so on. 3. How to control the public in a bad scenario, such as during covid only a limited no of people were allowed to enter the bank at a particular time and it caused much difficulty to the public. Also how to provide them with the best banking services that the bank can possibly offer?
Ma'am. I rarely wear kurtas. only on special occasions. I'm more comfortable in western outfits. So should I wear shirt, trousers & coat for the itnerview? or a kurti?
Sir about the cbdc as sir has discussed, the implications of that is important please make the points clear on that. My confusion is that we can access the online banking and do the online transactions as well. So what is the difference in cbdc system that makes it distinct from upi and other facilities.
Right now if you must transfer money over UPI or through net banking, you have to make a request and forward it to your bank. The bank then decides to deduct the balance and transfer it to the beneficiary account. In the background, banks also trigger an elaborate clearing and settlement process to make sure everybody gets paid what they’re owed and not a penny more. So there’s a chain of intermediaries who enable this transaction. With the digital rupee, however, you don’t need intermediaries at all. You could simply transfer digital money from your wallet to another wallet (belonging to an individual or a merchant) just as if you were handing them physical cash. The transaction is final. The settlement is final and you may not even need an internet connection. It’s just like physical cash, only it’s entirely digitized.
sir have doubt regarding suit wearing , if its button is left open during entry any probelem ??/ beacuse after closing during seating it makes uncomfortable //
I can definitely say that it is one of the most productive interview videos.
🙏
Harshita Maam and Aditya Sir are one of the best teachers for banking exams, always helping students in solving their queries.
🙏
Thanks a lot Oliveboard team!
Are the following topics important for the interview?
1. Privatisation of banks - Why the govt is pursuing the privatisiation of banks? How will it affect the employees? How will it affect the public?
2. How to achieve targets provided by the higher management? As of now, the banks are providing daily targets to its employees for individual activities such as enrolment into various schemes such as APY, additional of a particular no of customers to their digital apps such as YONO for SBI and so on.
3. How to control the public in a bad scenario, such as during covid only a limited no of people were allowed to enter the bank at a particular time and it caused much difficulty to the public. Also how to provide them with the best banking services that the bank can possibly offer?
Need more sessions like this
Thank you so much
Do more sessions like this.
Very helpful session
🙏😊
Ma'am. I rarely wear kurtas. only on special occasions. I'm more comfortable in western outfits. So should I wear shirt, trousers & coat for the itnerview? or a kurti?
Sir about the cbdc as sir has discussed, the implications of that is important please make the points clear on that. My confusion is that we can access the online banking and do the online transactions as well. So what is the difference in cbdc system that makes it distinct from upi and other facilities.
In CBDC system one can transfer amount without internet.
Right now if you must transfer money over UPI or through net banking, you have to make a request and forward it to your bank. The bank then decides to deduct the balance and transfer it to the beneficiary account. In the background, banks also trigger an elaborate clearing and settlement process to make sure everybody gets paid what they’re owed and not a penny more.
So there’s a chain of intermediaries who enable this transaction.
With the digital rupee, however, you don’t need intermediaries at all. You could simply transfer digital money from your wallet to another wallet (belonging to an individual or a merchant) just as if you were handing them physical cash. The transaction is final. The settlement is final and you may not even need an internet connection.
It’s just like physical cash, only it’s entirely digitized.
29:50 main point
sir have doubt regarding suit wearing , if its button is left open during entry any probelem ??/ beacuse after closing during seating it makes uncomfortable
//
Yes u opn button while sitting
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