Top 7 Credit Card Readers For Small Business

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  • Опубликовано: 24 ноя 2024

Комментарии • 100

  • @gyulatakacs1824
    @gyulatakacs1824 2 года назад +32

    I've heard of Square keeping people's money and shutting off accounts when they "thought" that there might be some "sketchy" business going on.

    • @anwarzaben3697
      @anwarzaben3697 2 года назад +1

      Ya it does, don’t get it

    • @LyricsEliteTravelLLC
      @LyricsEliteTravelLLC 2 года назад +1

      Yes they did that to me . Removed it than put it back on .. I own a travel agency

    • @FamousJamaican
      @FamousJamaican 2 года назад +3

      @@LyricsEliteTravelLLC Hi, I own a travel agency myself. Would you recommend using square? How has your experience been? Is it worth it? Let me know. Thanks

    • @LATOHOUSTON
      @LATOHOUSTON Год назад +1

      Square is the worst

    • @BjornAWarrior
      @BjornAWarrior Год назад

      I've used Square for over 3 years and I've never had this issue. Not saying there aren't other good options but I always see hate on Square which hasn't been my experience.

  • @michaelfeicco8849
    @michaelfeicco8849 2 года назад +7

    Thank you for this breakdown of what to use. I have a new business and this was helpful.

  • @SteffieR
    @SteffieR 2 года назад +6

    Clover is the best. Look into that before you get Square

    • @Emmetgriffin9
      @Emmetgriffin9 Год назад

      I just called em they are way dope🎉🎉🎉🎉

  • @miss.phyllisreneefoster9547
    @miss.phyllisreneefoster9547 2 года назад +3

    THANK YOU FOR ALL THIS WONDERFUL INFORMATION FOR MY SMALL BUSINESS THANK YOU SO MUCH, AND BE WELL.

  • @mssevensins
    @mssevensins 2 года назад +4

    I work Comic Cons selling my art, now that that they’re happening again, I’m stepping up my game. Every piece I sell is unique, so when I make a sale I want to be able to pick that specific item from my site (it’s hosted on godaddy). I work Cons about once every 2-3 months (I need down time to make more product). Which would be more ideal for me, the godaddy or square reader? I don’t want to go for anything too pricey cause I can go up to 6 months without working a Con

    • @MerchantMaverick
      @MerchantMaverick  2 года назад +3

      Hello! While the GoDaddy reader offers a lower processing rate, the Square reader's offline mode can be a lifesaver when you're working a convention with a bad signal & pricey WiFi, plus Square offers better support, stability & features, thus the Square reader gets the overall edge here. To learn more about Square's reader, check out our full review: www.merchantmaverick.com/reviews/square-credit-card-reader-review/.

    • @TowDow3
      @TowDow3 Год назад

      Are you going to any cons this season?

    • @mssevensins
      @mssevensins Год назад

      @@TowDow3 mostly anime Cons but yes. Waiting to hear back on some applications but have a full schedule for the rest of the year if they all get approved

  • @trishcastlen5022
    @trishcastlen5022 Год назад +1

    What would be good for little sales, for people starting a business. ?Thank you

    • @MerchantMaverick
      @MerchantMaverick  Год назад

      Hey, Trish! We think Square is a great option for small businesses just starting out. It's extremely user-friendly, has a variety of features, provides services to scale, and is affordable, making it a great option for new businesses. And if you're new to Square, you can get a free magstripe reader when creating a new account! If you'd like to learn more about Square, check out our full review: www.merchantmaverick.com/reviews/square-pos-review/. We hope this helps!

  • @victoriagibson411
    @victoriagibson411 2 года назад +33

    I heard that square was taking peoples money...... So I'm not big on using them.

    • @realswankbands-1254
      @realswankbands-1254 2 года назад +1

      Can’t always go off what you heard

    • @jonathancunningham2686
      @jonathancunningham2686 2 года назад +3

      Check Square out on the Better Business Bureau

    • @MsJustForFun1291
      @MsJustForFun1291 2 года назад +7

      Yes. They can just deactivate your account one day and hold your money for 90 days to 120 days or God knows when. And their customer service is ridiculous because only thing they can tell you is that they don't know anything ,you have to email the company and wait. They hold my 5k dollars without any explanation. It's a fking joke

    • @kylekoster3432
      @kylekoster3432 2 года назад +3

      Happened to me recently

    • @kylekoster3432
      @kylekoster3432 2 года назад +1

      Never once had a payment dispute

  • @iamruly7594
    @iamruly7594 Год назад +2

    What I want to know is if any of these credit card readers are compatible or can be used with online banking such as Novo, Lilly, Mercury and others...
    I mean, do I have to option to open an Online Business checking account?

    • @MerchantMaverick
      @MerchantMaverick  Год назад +1

      Hello! Thanks for watching. You will need a bank account of some kind or another to accept card payments with one of the credit card readers mentioned in this video.
      So as long as your online banking provider offers a full range of banking services, you should be able to receive payments into that account from the merchant services provider you signed up with to get one of the card readers discussed in the video. We hope this helps!

  • @MidwestSteaks
    @MidwestSteaks 2 года назад +3

    I literally refunded one customer her money and Square stopped giving me instant deposits and after 5 paid off loans, completely shut me down on my already approved loan.

    • @markangelquiatchon7831
      @markangelquiatchon7831 2 года назад

      You could've been Identified as a high-risk merchant, you can contact me if you want to know more

    • @laurajane4806
      @laurajane4806 Год назад

      @@markangelquiatchon7831 It sounds like they recently purchased some type of automated anti-fraud program and it's messing them up. They have 5,000 BBB complaints, most about this issue.

  • @LATOHOUSTON
    @LATOHOUSTON Год назад +2

    I think someone is in Square, PayPal, and Shopify’s pockets. 😮

  • @wurzelle1999
    @wurzelle1999 2 года назад +2

    In London recently it was difficult to even buy a beer without using contactless card readers. We are so far behind Europe in no touch card readers. Why?

    • @MerchantMaverick
      @MerchantMaverick  2 года назад +3

      Hey Wurz! You are absolutely spot on. Even EMV/chip cards became the standard in Europe much earlier than in the US for a variety of reasons, mainly due to differences in standards and regulations... The answer to your question probably lies in the fact that Europe has a long-standing head-start in POS payment technology over the US and we're still playing catch-up.
      This Guardian article from 2014 discusses some of the reasons why this was the case at the time. Basically, eight years later, Europe is still ahead of us!
      www.theguardian.com/commentisfree/2014/jan/27/target-credit-card-breach-chip-pin-technology-europe

  • @oscarsanchez9336
    @oscarsanchez9336 Год назад

    Hello I staring my on party Rental business which one do you recommend I want to take Mobil payment and online payment

  • @jeyd87
    @jeyd87 Год назад +1

    Helcim checks your credit for approval

  • @yasirjaved8403
    @yasirjaved8403 2 года назад +1

    Hi. I provide online services to USA clients. I want to get paid through cc form authorization. Does square help with it? I mean I receive signed cc authorization form from client and charge my fee by myself through client's card. Thank you

  • @sevennumberss
    @sevennumberss 2 года назад +15

    Square has the worst merchant service in the industry. They have the most bbb complaints and will keep YOU'RE money for 90 days for no reason. Do your research and stay away!

    • @Forever0227
      @Forever0227 Год назад +2

      Which one are you using now?

  • @directrue1742
    @directrue1742 2 года назад

    Great video!🙏🏼 wish reader would be the Best for a small roofing construcción business?

  • @aguy3737
    @aguy3737 2 года назад +2

    Hi what is a good cc processor for at customer home services (appliance repair) - for around $20K a month .. currently using clover.. not sure if its the best.. we are getting high fees

    • @MerchantMaverick
      @MerchantMaverick  2 года назад

      Hello! We encourage you to check out Payline Mobile! From the information you've provided, you should have no problem meeting the monthly minimum. Keep in mind that there is a small monthly fee, but you'll get convenient mobile processing and what should be more competitive interchange-plus pricing. Check out our full Payline Mobile review to learn more: www.merchantmaverick.com/reviews/payline-mobile-review/. We hope this helps! Thanks for stopping by.

  • @ViniGlam
    @ViniGlam 2 года назад +1

    If I am going to receive just a one time payment from a credit card, what is my best option with the lowest fees.
    Thank you

    • @MerchantMaverick
      @MerchantMaverick  2 года назад

      Hi Pineapple Photo Booth! If you mean just taking a credit card payment one time ever then it's probably not worth getting a reader. Instead, you can open a free Square account and plug it in via a virtual terminal or wait to receive the free magstripe reader. It's not the cheapest transaction fee, but there's no overhead in terms of monthly fees or hardware costs! Check out our guide sharing everything you need to know about opening a Square account: www.merchantmaverick.com/set-up-square-account/. We hope this helps!

  • @LJ-rx9mm
    @LJ-rx9mm Год назад +1

    If you need to call Square for any reason forget it, their customer service does not exist.

  • @meshaedwards5940
    @meshaedwards5940 Год назад

    How does Spot On work?

  • @antorreon
    @antorreon 2 года назад +4

    Which card reader would be best if sales are around 2k to 3k a month?

  • @msemmafw
    @msemmafw Год назад

    ✨✨great vid..very helpful

  • @scottporter4573
    @scottporter4573 2 года назад +1

    Ok..I do mobile work which is taken care of through the company. The problem I've run into is many times a customer wants to give me a tip but doesn't have cash. What would you recommend?

    • @MerchantMaverick
      @MerchantMaverick  2 года назад

      Hi Scott!
      If it's through your employer, you're kind of at the mercy of whatever payment processor they are using--Knowing which one would be helpful.
      But if you want to accept tips on the side, you may want to consider a P2P app like Venmo or Cash App. Hope that helps!

    • @scottporter4573
      @scottporter4573 2 года назад +2

      @@MerchantMaverick I was wanting something not through my employer to run card tips through..if I run them through my employers pmt system i only get 15% of the tip amount which I think is BS

  • @dawnsimpson8522
    @dawnsimpson8522 2 года назад

    Best option to accept Credit card payment from a tenant? This would be for one condo I rent. Don't have a website,

    • @MerchantMaverick
      @MerchantMaverick  2 года назад

      Hi Dawn! Instead of looking at a credit card reader, we encourage you to look at a mobile payment app! Check out our article sharing the best mobile payment apps (& you'll find a breakdown of each app) to help you better understand which option would be the best fit. www.merchantmaverick.com/mobile-payment-apps/#What-Businesses-Need-To-Accept-Mobile-Payment-Apps We hope this helps!

  • @marisolponce7573
    @marisolponce7573 2 года назад +1

    Which card reader do you recommend for a food truck?

    • @MerchantMaverick
      @MerchantMaverick  2 года назад

      HI Marisol! You'll definitely want to check out our post on finding "The Best Food Truck POS System To Keep Your Lines Moving": www.merchantmaverick.com/the-best-pos-systems-for-food-trucks/ Best of luck to you!!

  • @janetlevy1754
    @janetlevy1754 2 года назад

    Very helpful,thank you!!

    • @MerchantMaverick
      @MerchantMaverick  2 года назад

      Hey Janet! There's nothing more we love to hear :) Thanks so much for stopping by!

  • @SlowPCGaming1
    @SlowPCGaming1 2 года назад +3

    I'm leaning toward the Square terminal. Nice touch screen color display, built-in thermal receipt printer, ties in with your existing inventory entries, runs off battery power or wall power, light weight, compact, small form factor.

    • @timhanjian
      @timhanjian 2 года назад

      DO NOT USE SQUARE 1! I JUST FOUND Yesterday that they refunded the customer's money almost $500 without calling me out calling me they emailed me once I had emailed them back and missed their next email and they refunded the customers full of the customers full amount after I worked on their house 2 times for 3 hours!! Square one and your bank will not give you a phone call to make sure that you're OK with refunding whatever amount a customer disputes they will just take it! Screw you square 1 don't ever go with them

    • @trendingshortshorts
      @trendingshortshorts 2 года назад +3

      DId you get it? I was thinking of it but there are so many horror stories of people having thousands of dollars being withheld with no explanation.

    • @SlowPCGaming1
      @SlowPCGaming1 2 года назад

      Not in a position to get one yet.

    • @MsJustForFun1291
      @MsJustForFun1291 2 года назад

      They are fucking scam. Square can deactivate your account without explanation. And hold your money for 90 days or 120 days or longer. No customer service. Basically, they don't care about you

    • @SlowPCGaming1
      @SlowPCGaming1 2 года назад

      @@MsJustForFun1291 So is PayPal. Amazon does the same thing. If you're so worried about it then don't take credit/debit card payments. You could go with a Patreon shop which has a paywall, totally free to setup and add your files or services to (maximum file size at 200 MBs each). You can create all sorts of tiers for whatever granular level of features you want to offer to subscribers for tangible and digital items or services.

  • @leonaowen9234
    @leonaowen9234 2 года назад +2

    Which card would be best if your sells are not more than $600 a jear?

    • @MerchantMaverick
      @MerchantMaverick  2 года назад +3

      Hi Leona! Square has the best credit card reader for low-volume businesses and their basic point of sale app is truly one of the best free products on the market. Even the magstripe reader comes at no cost. Even if you never use it, you won’t have to pay a monthly fee, and you won’t be out any money.

    • @davescopies2346
      @davescopies2346 2 года назад +1

      @@MerchantMaverick zettle is dose more it take venmo and paypal and its less then the square

    • @MidwestSteaks
      @MidwestSteaks 2 года назад

      I jon't know.

  • @azurdejohnae7268
    @azurdejohnae7268 2 года назад

    Hello what would be best for a business bringing in at least 20k a day??

    • @MerchantMaverick
      @MerchantMaverick  2 года назад

      Hi AzurDe! Based on the information you've provided, we'd recommend you check out Helcim. They have no monthly fees and bill on a month-to-month basis with no long-term contracts. And they're a great option for high-volume businesses. The more you process, the lower your rate!
      To learn more about Helcim, check out our full review: www.merchantmaverick.com/reviews/helcim-review/
      Best of luck!

  • @Sabalit0
    @Sabalit0 2 года назад

    Hello! I'm starting my own business for doing labor cleaning, front and backyard, what i would earn is by house, sample is $100 a house at to 3 house per day, per week a total maybe 8 to 10 house per week, so i still can't decide, need help

    • @markangelquiatchon7831
      @markangelquiatchon7831 2 года назад

      square is the best for you easy and since you only process a couple of transaction in a month, you will be able to save from processing fees

  • @ThreeLions82
    @ThreeLions82 2 года назад

    Do you know if there is a Paypal card reader for Canadian businesses?

    • @MerchantMaverick
      @MerchantMaverick  2 года назад

      Hey Packerd00!
      Great question! It looks like PayPal Zettle card readers aren't available in Canada at the moment. According to PayPal's Canadian website, the only in-person PayPal payment acceptance method currently available in Canada is via QR code payments, which are done using the seller's smartphone. For some other options, you may want to check out our post on "The Best Merchant Accounts For Canadian Small Businesses" www.merchantmaverick.com/best-worst-canadian-merchant-account-providers/

  • @imru3533
    @imru3533 2 года назад

    Thank you

  • @leelowefreespirit
    @leelowefreespirit 2 года назад

    Best for just starting out?

    • @MerchantMaverick
      @MerchantMaverick  2 года назад

      Hi Lee! Thanks so much for stopping by. This article "The 6 Best Credit Card Processing Companies For New Businesses & Startups" can help you decide which is best for your specific needs! Best wishes to you! www.merchantmaverick.com/credit-card-processing-for-startups/

  • @cococabana1932
    @cococabana1932 2 года назад +3

    Stop lieing. Square is terrible. Do you work for them?

    • @MerchantMaverick
      @MerchantMaverick  2 года назад +1

      Hi Coco, thanks for your concern. Square is a great option for many small businesses, but it's certainly not one size fits all, and can definitely be a poor fit for many businesses. If you've had a terrible experience with them, you're not alone. We point out the pros and cons of working with Square (including customer complaints) in our in-depth review: www.merchantmaverick.com/reviews/square-review/. We also have lots of content on Square alternatives: www.merchantmaverick.com/best-square-alternatives-competitors/
      It's always our goal to provide the best content, complete transparency, and integrity in everything we post. We don't work for Square (or any vendor). We work for small business owners!
      You can read more about How We Make Money in the link below: www.merchantmaverick.com/merchant-maverick-money/
      Thanks so much for stopping by, and taking time out of your day to watch and post.

    • @jonathancunningham2686
      @jonathancunningham2686 2 года назад +2

      Check them out on the Better Business Bureau

    • @moniquefletcher2186
      @moniquefletcher2186 2 года назад

      🤭😆