Why has RBI warned states against old pension scheme? | Indian Economy | UPSC

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  • Опубликовано: 12 ноя 2024

Комментарии • 231

  • @StudyIQEducationLtd
    @StudyIQEducationLtd  Год назад +18

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  • @endless_rides
    @endless_rides Год назад +91

    Make it for everybody from a common man to President of India.
    Same rule to everyone, no matter what the status.

  • @MechanicalSolutions-oi3ju
    @MechanicalSolutions-oi3ju Год назад +97

    If NPS is so good then why not MP and MLA are availing it .why they are not demanding a switch from OPS to NPS for themselves?🤔

  • @mikedouglas1582
    @mikedouglas1582 Год назад +187

    MP-MLA should be included in NPS

  • @bhupenbehera7517
    @bhupenbehera7517 Год назад +205

    NPS is not at all a better option in perspective of the employee. The NPS is not even optional but compulsory. Besides, the pension of politicians too should be banned what they get even for a one time victory.

  • @biologylife6619
    @biologylife6619 Год назад +183

    What about MPs and MLAs

    • @jpsc6544
      @jpsc6544 Год назад

      Right

    • @NarinderSingh-ue7bl
      @NarinderSingh-ue7bl Год назад +4

      They also included in NPS but it doesn't mean that the others are included in OPS

  • @SHARWANKUMAR-sb8yb
    @SHARWANKUMAR-sb8yb Год назад +189

    नेताओ की पेन्शन बन्द कराओ फिर विचार करना Ops पर

    • @jgenius143
      @jgenius143 Год назад +36

      नेता कितने है और गवर्मेंट रिटायर्ड employees kitne hai.
      To netao ko milne Vali pension se itna bojh samjh nhi aata, fir b विरोध होना चाहिए लेकिन ये नहीं कि अब हम भी लूटेगे।

  • @dhiraj234
    @dhiraj234 Год назад +69

    It would be interesting to know if politicians (MP/MLA and Ministers ) have old pension scheme. It would also be interesting to know the change in financial status (pre and post) of politicians and executives.
    What about judiciary ? What pension scheme they adopt?

  • @hustler018
    @hustler018 Год назад +158

    Fact - Himachal Pradesh is already in debt , with total amount is equal to 40 percent of state GDP
    And now they are launching 300unit free electricity model, when 80 Percent of tax revenue goes in pension

    • @sergeysabestian8861
      @sergeysabestian8861 Год назад +47

      Punjab is worst
      Debt to GDP ratio similar as Bankrupt Sri Lanka

    • @satwantsingh7622
      @satwantsingh7622 Год назад +15

      India is almost at same stage

    • @pkmkb7412
      @pkmkb7412 Год назад +50

      @@satwantsingh7622 That's why we need a strong Election Commission who can put restrictions in these freebies and subsidies. Only long term and strategic subsidies should be allowed which will benefit the economy. Wheather it be BJP, Congress and AAP or regional parties.

    • @Global-Netizen
      @Global-Netizen Год назад +19

      @@satwantsingh7622 Not India, lol. India comprises of all states, not only punjab or hp

  • @anonymousfellowindian
    @anonymousfellowindian Год назад +98

    RBI should direct no bank to give loan to any state government which brings old pension scheme.

  • @paramveersingh570
    @paramveersingh570 Год назад +17

    Please also make a video on MLA's and MP's pension burden on Indian economy.

  • @tarkeshwar.sarkar
    @tarkeshwar.sarkar Год назад +18

    As a private sector employee and tax payer why should I contribute my money for pension of sarkari babus? Already paying for Netas..

  • @vishalrai2859
    @vishalrai2859 Год назад +30

    law should be universal for everyone

  • @gautamboro9750
    @gautamboro9750 Год назад +39

    One nation,one pension

  • @rajeshclasses4806
    @rajeshclasses4806 Год назад +5

    Sir, MP & MLA ka pension scheme ek video bnaeye. MP & MLA ka bhi pension scheme ke bare me sab ko pta hona chahiye.

  • @क्रांतिकारी-घ6ठ

    नेता मंत्रियों की पेंशन से कोई खतरा नहीं खतरा सिर्फ कर्मचारियों के पेंशन से है । स्वर्गीय अटल जी को पता नहीं क्या दिक्कत थी कर्मचारियों के पेंशन जबकि अपने जैसे नेताओं के पेंशन से कोई दिक्कत नही थी । पहले मंत्रियों के भत्ते और पेंशन बन्द करो खुद ही सब ठीक हो जाएगा

  • @Navviku
    @Navviku Год назад +5

    Nps बहुत है। ops से कर्मचारी को तो फायदा होता है लेकिन सामान्य लोगो पर इसका बहुत विपरीत प्रभाव पड़ेगा। आर्थिक दिक्कत बढ़ेंगी।

  • @poras777
    @poras777 Год назад +42

    Election jitna hi pehla laksh hai iske liye free me kitna bhi kyon na dena pade de denge.

  • @saurabhsharma-uv5sw
    @saurabhsharma-uv5sw Год назад +53

    I didn't understand why our tax is still paying in form of pension.

  • @himanshukushwaha3396
    @himanshukushwaha3396 Год назад +19

    this video cleared my concepts

  • @lifemantras5
    @lifemantras5 Год назад +45

    Neta apni pension kyu nahi chorr deta

  • @jacksparrow2067
    @jacksparrow2067 Год назад +6

    या तो सबकी old pension खत्म हो या सबको old pension मिले। मंत्रियों, जजों और आर्मी को ओल्ड पेंशन तो सबको old pension मिलनी चाहिए । Law should be universal and equal for everyone । One nation one pension ।

  • @carajanji6087
    @carajanji6087 Год назад +56

    There should no difference between private and govt. employee.

  • @paritoshpradhan4137
    @paritoshpradhan4137 Год назад +74

    Old Pension is much much better than NPS.

  • @anirbantuitadas2425
    @anirbantuitadas2425 Год назад +40

    I don't understand NPS mai bhi toh sarkar ko contribute karna par raha hai.. toh sarkar ka kharcha toh NPS mai bhi ho raha hai... can someone explain??

    • @hirakjyotihaloi9524
      @hirakjyotihaloi9524 Год назад +46

      14% vs 50%

    • @kamalsharma2839
      @kamalsharma2839 Год назад +35

      Politicians still having old pension schemes. What about that?

    • @shobhawatisingh4741
      @shobhawatisingh4741 Год назад +16

      14 percent till the age of 60 >> 50 percent after age of 60

    • @shubhamtripathi2971
      @shubhamtripathi2971 Год назад +27

      Govt expenditure
      In NPS 14% of basic salary
      In OPS 50 % of last drawn salary

    • @sergeysabestian8861
      @sergeysabestian8861 Год назад

      Less than 1% population get benefit on the burden of 99% populations direct and indirect taxes.
      Why we bear the less than 1%burden ignoring basic development
      Throw this Italian party into dustbin of 99% population

  • @shashanksrivastava9192
    @shashanksrivastava9192 Год назад +21

    Thank you so much for outstanding session🙏🙏

  • @gopalbaloda9598
    @gopalbaloda9598 Год назад +16

    MLAs & MPs ki pension bhi band honi chahiye

  • @rajatshubham5480
    @rajatshubham5480 Год назад +8

    The only perk govt employees had..... To give proper compensation to the quality...ops must be given

  • @nitishrana8146
    @nitishrana8146 Год назад +18

    Yes I agree new pension scheme is better for economical development but old pension scheme will increase the purchasing power of people. In old days there was nothing to spend money on (except for saving and spend on child marriages) but nowadays there are many things where we can spend money on. Instead of saying all the bad things about OPS, we should grab the opportunity that old pension scheme will generate weather its on tourism industry or some other things.
    So personally I don't think old pension scheme is THAT bad. But it might create an opportunity to create more small scale business.
    But on note: What are your views on pension for MLAs and MPs. Should there be any changes for their pension structure ?

  • @dusutabin5021
    @dusutabin5021 Год назад +18

    Ops is better for employees

  • @Randhirkumar-wf7vl
    @Randhirkumar-wf7vl Год назад +26

    Parliament ko bhi private kar do ......

  • @bhawnasukhija1846
    @bhawnasukhija1846 Год назад

    Thanks sir for explaining.

  • @susheelayadav3856
    @susheelayadav3856 Год назад +35

    What about those money which use by central government in party promotion & free vaccination banners that from money also come from tax payers

  • @thehimalayanbagheera3889
    @thehimalayanbagheera3889 Год назад +12

    Importance for stable govt now understood

  • @Area51B
    @Area51B Год назад +18

    Mp mla ka bhi htao

  • @PankajSingh-gm7tj
    @PankajSingh-gm7tj Год назад +6

    अगर old pension से पैसा कर्मचारियों को दिया जाएगा वो भी तो हमारे देश में ही रहेगा. खर्च भी यहीं होगा विदेश तो भेजेंगे नहीं.. और ना ही स्विस बैंक में जमा करेंगे..
    और पेंशन नहीं मिलने से उनके भविष्य को लेकर खतरा भी है जिससे सरकारी विभागों में भ्रष्टाचार भी बढ़ रहा है

  • @imamhusainsabtalikoti2900
    @imamhusainsabtalikoti2900 Год назад +6

    What about MLA /MP pension... Will it not cause burden

  • @mukeshmahto9786
    @mukeshmahto9786 Год назад +7

    एहि advice नेता के समय कँहा था RBI....

  • @navjotsingh447
    @navjotsingh447 Год назад +6

    Why only employees pension creates fiscal deficit as they are contributing their 20-30 yrs for country and even paying taxes?

  • @SubrataBhattacharya-iz6nr
    @SubrataBhattacharya-iz6nr Год назад +5

    If NPS is good for Nation than all Ministers also included 😎

  • @manjeetraj8954
    @manjeetraj8954 Год назад +21

    RBI IS CONTROLLING BY BJP NOT GOVERNER OF RBI

  • @ArjunBishnoi.
    @ArjunBishnoi. Год назад +5

    38 year ki job k baad mai government se kuch to expect to kr hi skta hu
    NPS mai kuch nhi hai milne ko

  • @Saadhu_Baba
    @Saadhu_Baba Год назад +12

    Senior Citizens should have social and economic security if any Govt is against the OPS.

  • @savenature9165
    @savenature9165 Год назад +4

    Mp mla should also include in NPS

  • @shubh_E
    @shubh_E Год назад +2

    himachal me OPS lagu ho gyi h, or diesel or petrol pe vat increase kr diya h, or bohot si essential items oe bhi Tax increase kr diya hai...

  • @avinashstan
    @avinashstan Год назад +30

    A state's development is far more important than just focusing on the development of government employees. Society comprises of people from all sort of professions and backgrounds. And those who needs these funds the most are often ignored by these schemes, mostly those are not even working under the government sector. Government giving these freebies to win elections also know very well that this will affect adversely in the near future but still all they care about is their party and it's personal intrest and not at all about the benefit of state. And then they wonder why we are not much developed despite being the most populated country in the world.

  • @pinkupadhan5273
    @pinkupadhan5273 Год назад +2

    Why their is huge difference between govt and private salary ?? If OPS starts again then Indian economy will collapse. If a employe's last gross salary was 2lack + ,he will get 1lac+ as pension amount with no reason.

  • @rahulvats95
    @rahulvats95 Год назад +1

    NPS is better, OPS would lead to older sarkari population weighing down on our economy. The scale of OPS has single handedly destroy our economy.

  • @ankushchauhan5094
    @ankushchauhan5094 Год назад +2

    Shukriya❤

  • @rishabhchaurasiya488
    @rishabhchaurasiya488 Год назад +4

    NPS itna hi accha h to government apne uper Lagu Kyu nhi karti Sirf public per hi Kyu?

  • @rohankankarwal
    @rohankankarwal Год назад +1

    Hello StudyIQ do you have any video regarding NPS and in detail?

  • @MechanicalSolutions-oi3ju
    @MechanicalSolutions-oi3ju Год назад +4

    One nation one rule should be follow.

  • @parikhitcherenga1311
    @parikhitcherenga1311 Год назад +23

    We do need OPS.

  • @jjeducation9279
    @jjeducation9279 Год назад +6

    Old pension is best..... Central Government ko OPS Dena chahiye.

  • @AmanGaur-fe1gh
    @AmanGaur-fe1gh Год назад +4

    Wonderfull video sir 😊🌸

  • @MyLife_SrJ
    @MyLife_SrJ Год назад +3

    Multiple pension for mp MLA etc are justified.
    But a person serving hi whole life for govt is burden for pension..????

  • @MrDhanesh2nair
    @MrDhanesh2nair Год назад +24

    Sir is very knowledgeable very knowledgeable.

  • @paramveersingh570
    @paramveersingh570 Год назад +5

    What about MLA's and MP's pension??

  • @SpartanWorld
    @SpartanWorld Год назад +6

    What about Collegium judges?

  • @BC-ENTERTAINMENT123
    @BC-ENTERTAINMENT123 Год назад +3

    We want money not road

  • @akshayrana840
    @akshayrana840 Год назад +23

    Mla mp ki bnd krni chaiye

  • @moolraj2509
    @moolraj2509 Год назад +8

    MLA and MP'S Pension band kr dena chahiye

  • @lovedeepsandhu7508
    @lovedeepsandhu7508 Год назад +2

    please include all. mp mla in nps scheme if this is so much beneficial...

  • @teldot983
    @teldot983 Год назад +7

    Ops is best 👌

  • @utkarshtiwari5517
    @utkarshtiwari5517 Год назад +2

    Agr NPS se itna hi acha return milta h to fix kar de na gov jaisa GPF me hota h 7 to 8 percent.. baki is ss zyada return gov rkh le koi dikkat nahi bt ye jante h paisa dubna h market me..

  • @indrajeetkr.mahato4785
    @indrajeetkr.mahato4785 Год назад +4

    नेताओं ने चार पांच पेंशन ले रहा है तब RBI को नुक्सान नहीं हो रहा है

  • @vikaskumawat3106
    @vikaskumawat3106 Год назад +2

    Meanwhile RBI's senior officers taking pension 😃😃😃😃

  • @sakshiranjan510
    @sakshiranjan510 Год назад +2

    Ans - D

  • @manojkumar-cg6zq
    @manojkumar-cg6zq Год назад +2

    MLA MP and vidhayak superim court and High court judge ka bhi to band hona chahiye

  • @Somethingeducationa94
    @Somethingeducationa94 Год назад +9

    Even rbi governor will be taking ops😄😄😄😄😄

  • @ziahaq4184
    @ziahaq4184 Год назад +4

    Why judiciary doesn't come under NPS???

  • @utkarshtiwari5517
    @utkarshtiwari5517 Год назад +2

    NPS ke fund se de na pention.. 30 salo tk 13000 se 20000 per month deduction hota rhta h usi ke interest se de pention..

  • @Riyanshkumar.608
    @Riyanshkumar.608 Год назад +3

    why RBI is not warning pension of politician

  • @vanger_Thor
    @vanger_Thor Год назад +2

    Enormous burden. On. Govt. Treasury

  • @anandamukherjee666
    @anandamukherjee666 Год назад +1

    MLA ,Map's ? Keya hoga?

  • @ritabharat2748
    @ritabharat2748 Год назад +7

    MLA, MPs , CM ,ki b pension bandh honi chahiye

  • @Vishal_upp3134
    @Vishal_upp3134 Год назад +2

    Sir यही तो दिक्कत है इसमें हमारा पैसा हम नही जानते की कहा इन्वेस्ट हो रहा है

  • @shoorveersingh6495
    @shoorveersingh6495 Год назад +2

    RBI kabhi MP MLA ki pension par kabhi bhi koi statement kyu nahi deta hai
    60 year job karne ke baad pension nahi
    Or 5 year ek baar MP ya MLA ban jane ke baad luxury life dii jaati hai

  • @honeynaryal6233
    @honeynaryal6233 Год назад +2

    Companies like tata mondlez Nestle are giving pension

  • @vinaysuhag3112
    @vinaysuhag3112 Год назад +2

    Ops is beneficial for employees

  • @ankitsrivastava1577
    @ankitsrivastava1577 Год назад +3

    Why rbi not giving warning against mp mla pension scheme 😀?

  • @prasantamohanty1098
    @prasantamohanty1098 Год назад +2

    MP and MLA should included in NPS

  • @dineshbambardekar7708
    @dineshbambardekar7708 Год назад +8

    Government have to take care of private sector

  • @sanjeevsingh-ue8oc
    @sanjeevsingh-ue8oc Год назад +1

    Talk about mla mp pension

  • @Sumeet054
    @Sumeet054 Год назад +6

    Pension system should be abolished in India.

  • @LH-301
    @LH-301 Год назад +2

    Nps ka paisa sarkar lic sbi m lga rhe h...aur lic sbi adani ki company m

  • @aditisaini8797
    @aditisaini8797 Год назад +3

    B

  • @dineshchopra9825
    @dineshchopra9825 Год назад +2

    Nps toh fir politician ke liye bhi hona chahiye

  • @darshanpatel5526
    @darshanpatel5526 Год назад +2

    option D is the correct answer

  • @Nasimkhan-cp6ud
    @Nasimkhan-cp6ud Год назад +2

    Ops honi chahiye sir ji

  • @jpsc6544
    @jpsc6544 Год назад +10

    Old is gold

  • @PMshorts777
    @PMshorts777 Год назад +1

    No need to implement ops just do reform in nps

  • @MonuMotivational54
    @MonuMotivational54 Год назад +1

    OPS is must

  • @ashishsingh-ju1yt
    @ashishsingh-ju1yt Год назад +2

    #OPS

  • @rajeshclasses4806
    @rajeshclasses4806 Год назад +2

    Sir, bhut sare company Employee ka salary se har month kaat kar rakh Leta hai...

  • @kulvirmatharu7800
    @kulvirmatharu7800 Год назад +1

    Stetment in favour of corporates

  • @civilserviceaspirants3589
    @civilserviceaspirants3589 Год назад +2

    पहले RBI वाले अपना पेंशन छोड़ें!!!

  • @SagarKumar-cx6wn
    @SagarKumar-cx6wn Год назад +3

    OPS is also dangerous for MLA's/MP's why are they taking pension for 3 term MLA ... Why not they are taking pension of only one term election through NPS.

  • @nitinbisht6154
    @nitinbisht6154 Год назад +2

    MLA MP 3,4 old pension lete hai tab ni bola RBI ne

  • @utkarshtiwari5517
    @utkarshtiwari5517 Год назад +1

    NPS ka paisa market me lutaya ja rha h.. bhale Market upar jae ya neeche NPS ka paisa market me utara jata rhega..