Savings Account में कितना Cash जमा कर सकते है ? / Cash Deposit and Withdrawal Limit in Bank 2021

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  • Опубликовано: 9 сен 2024
  • There are certain Deposit and Withdrawal Limits in a Savings Bank Account for a Financial Year and if you cross this limit you may get notice from income tax department seeking explanation of the source of the funds. This video explains the limit and the concepts of cash deposit and withdrawals from a saving bank account.
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Комментарии • 6 тыс.

  • @prakashbuldana
    @prakashbuldana 3 года назад +564

    गाव से लेकर दिल्ली तक के हमारे सरपंच, mla, सांसद के पास करोडो रुपये कहा से आते है? इनकम टॅक्स डिपार्टमेंट उनसे ये क्यो नही पुछता?

    • @kishangopalmeena9781
      @kishangopalmeena9781 3 года назад +54

      इस पर कोई जवाब नहीं देगी न तो इनकम टैक्स डिपार्टमेंट न ही सरकार

    • @prashantkushwaha876
      @prashantkushwaha876 3 года назад +26

      Kon puche ga judiciary, media sab bike huve hai rupey ki chodo property tak link nahi hai adhar se chahe NDTV ho ya ZEE tv sab chor hai

    • @ps700s3
      @ps700s3 3 года назад +8

      yey public ka bhee kaam hai ki yey panchayati raaj ko khatam krwaya jayey corruption yanhi sey suru hota hai, yey manerega wagerah sarkari pesey ki loot k siway kuchh nhi...income tax department to puchhta hoga ..lekin public ko bhee awaaz uthana chahiyey..panchayat raaj sirf pesa khaney ka ek system hai..

    • @ps700s3
      @ps700s3 3 года назад +5

      @@kishangopalmeena9781 orr aap log bhrast logo ko vote dey dey k sarpanch banwaogey orr unkophir pesa khatey huey dekhtey rahogey yey public ka bhee kaam hai ..

    • @sharifkhan2792
      @sharifkhan2792 3 года назад +1

      Kitne time me 1 year me

  • @slayygaming1431
    @slayygaming1431 2 года назад +14

    पब्लिक अगर 10 लाख भी ट्रांजेक्शन कर ले तो दोषी और नेता लोग 10 करोड़ भी कर ले तो कोई पूछने वाला नही

  • @shirishgundawar6803
    @shirishgundawar6803 4 года назад +546

    हम समाज मे देखते है नेता लोगों के पास करोडो की संपत्ती है। कहा से आता है पैसा, इन्कम टॅक्स डिपार्टमेंट उनको नोटीस देती है? हमारे जैसे लोग बँक मे दो लाख जमा करने को भी डरते है वही नेता लोगो के पास करोडो की संपत्ती है।

    • @TaxGuruJi
      @TaxGuruJi  4 года назад +40

      Shirish ji ye video aapke knowledge ke liye banaya hai taki aam aadmi ko koi problem nahi ho

    • @vijaybhoir7052
      @vijaybhoir7052 4 года назад +20

      Sirf apne jaise aam admiyo k liye hai rules nd regulations....

    • @bitusingh1115
      @bitusingh1115 4 года назад +46

      सरकार गरीबो का खून चूस रही है।

    • @vijaydawri646
      @vijaydawri646 4 года назад +18

      ये चर्चा का विषय है । एक बार आयकर विभाग ने एक राजकिय लिडरके संस्थावोंपर रेड मारी । थोडी सक्ती दिखायी तो उसका अॅक्सिडंट हो गया ऐसा मैने पढा ।

    • @tripguider
      @tripguider 4 года назад

      abey oo bhai ji
      yaar tum log offend hone ki jagah sikho ki tax pay krne se kese bchte he
      amazon (trillion dollar company) 0rs. tax pay krti he iska matlab ye nhi he ki vo chor h ok vo dimaag laga ke tax bachte he
      isiliye aache se sikho aur mje lo

  • @Indian.bharti.hindostani
    @Indian.bharti.hindostani 3 года назад +26

    Don't worry, it's only about cash. Not for online transactions

  • @vinodkumargoelgoel4384
    @vinodkumargoelgoel4384 5 лет назад +1248

    Agar kisi Garib ke Ghar me Khana Nahi Bans To Kya Income TeX Vibhag Usko Khan's Banva Kar Dega

    • @AIMkalkivani
      @AIMkalkivani 5 лет назад +238

      आपने मेरी दिल की बात कह दी, जब पैसे कमाया तो हिसाब दो सरकार को, भूखा मर रहा हूं तो तो कोई देखने वाला नहीं

    • @wasimakramranchwi2764
      @wasimakramranchwi2764 5 лет назад +71

      बिलकुल सही कहा सर आप ने दिल छू लिया

    • @MustakeenAhmed
      @MustakeenAhmed 5 лет назад +34

      good uncle

    • @imamhasan9466
      @imamhasan9466 5 лет назад +49

      Agar apki garibon ke liye itna hamdardi hai to itne sare rashi bank khate mein kniu dalte ho kuch garibon ke beech bnatiye na . Income tax jo rashiyon collection karte wo pure ke pure state development mein kharch hote .kanha se aaya ye garibon pe hamdardi jatane walon !

    • @ziaulmirza8950
      @ziaulmirza8950 5 лет назад +5

      Vajib questions

  • @deven831
    @deven831 3 года назад +556

    Es desh ka kanoon sirf aam aur nirdosh logo ke liye hai. Baki neta, amir , corrupted logo ki seva ke liye hai

    • @danieldavid3150
      @danieldavid3150 3 года назад +28

      Sahi Hai.... Unke liye kanoon alag, aisa hai ki kuch bole toh Police unke, Court unke, Tax. Dept bi unke
      Amir log, Neta, Actor ,Cricketer etc. Ek taraf aur Garib log doosre taraf, dono ko niyam alag hai.
      Mask na pehne toh sirf Aam aur laachar aadmi par hi Police ka sawaal aur Niyam hogaa.

    • @deven831
      @deven831 3 года назад +13

      @@danieldavid3150 Right, ham aise desh me rahte hai jise neta aur brasht janta ke sevako ne andar se khokla Kar Diya hai.

    • @danieldavid3150
      @danieldavid3150 3 года назад +4

      @@deven831 Hamare Desh ke Neta ka taqat karyakarta hai, woh karyakarta jinko Desh kokla karne mei barabari ka hissedar hai. Mehnati log Desh banaa bi rahe hai aur Bachaa bi rahe hai, Neta ussi ka fayda utaa rahe hai.

    • @ayushmanshukla5527
      @ayushmanshukla5527 3 года назад +3

      Bhai sk Shrivastava ne us time ke finance minister p chidambaram ko bhi notice de diya tha

    • @danieldavid3150
      @danieldavid3150 3 года назад +7

      @@ayushmanshukla5527 Notice bi unke liye kuch nahi hai Bhai, Notice bi hamare liye bahot kuch hai.

  • @MahendraMRaval
    @MahendraMRaval 3 года назад +10

    बहुत सुंदर और सराहनीय तरीके से सच्चाई सामने रखी है आपने
    धन्यवाद और शुभकामनाएं

  • @ubadaaslam5139
    @ubadaaslam5139 3 года назад +6

    Thank you very much. Your videos are very informative and helpful. I have withdrawn my pf amount successfully with the help of your videos. Keep it up.

  • @leon9357
    @leon9357 4 года назад +194

    What about Nirob Modi, Mehul Chokshi and Vijay Maliah? What was doing Income Tax Department?

    • @TaxGuruJi
      @TaxGuruJi  4 года назад +12

      This video is for knowledge and financial planning purposes.

    • @akshaydasroy8719
      @akshaydasroy8719 4 года назад +4

      Voh log CURRENT ACCOUNT use karta ha

    • @DrGulshanTayal
      @DrGulshanTayal 4 года назад +2

      @@akshaydasroy8719 yes bro if your turnover is more than 10 lacks u have to use saving account

    • @DrGulshanTayal
      @DrGulshanTayal 4 года назад +4

      Sorry current account **

    • @vickyjangid2187
      @vickyjangid2187 4 года назад +6

      @@akshaydasroy8719 🤣😜😜😜 They use Swiss account

  • @ramusungar7145
    @ramusungar7145 3 года назад +29

    Straight forward and quick explanation.. very good, this is the way to explain,you feel like to listen.many people keep repeating the same sente again and again which makes listeners stop listening .welldone,keep it up same presentation in future vedio's.

  • @userbindaazz
    @userbindaazz 5 лет назад +11

    Bahut beneficial, educational & kaam ki video hai ,,,,,, muje ye jaankari chahiye hi tha,,,,,, suddenly video mil gyi,,,,, bahut badiya👍👍

    • @TaxGuruJi
      @TaxGuruJi  5 лет назад

      Thanks a lot.. Stay connected for future vidoes.

  • @surendraprasad1193
    @surendraprasad1193 2 года назад +1

    मैने जितनी रकम की अपनी शहरी आवासीय जमीन बेची उससे 33000/_ज्यादा मूल्य की बिक्री कृत जमीन उससे दोगुनी मात्रा मे 3 माह के अन्दर बिना कैपिटल गेन एकाउंट खोले ही खरीदी।मै सरकारी सेवक हूँ और जमीन बिक्री और खरीद की सूचना विभाग को दी। कैपिटल गेन एकाउंट न खोलने की सजा कुछ मिलेगी किया। ***आपका विडिओ बहुत सूचनाप्रद और साफगोई युक्त लगा, अग्रसारण भी कर दिए।

  • @importexportserviceusachin1689
    @importexportserviceusachin1689 4 года назад +281

    Income tax k pnge sirf greebo k liye he jo amir he unko koi nhi hath lgata

    • @TaxGuruJi
      @TaxGuruJi  4 года назад +36

      Bhai apne account par dhyan dijiye baaki sab faltu baate hai

    • @anujdimple
      @anujdimple 4 года назад +11

      @@TaxGuruJi yani ki khud tk hi simit rho.... Kon mr rha h... Kya ho rha h... Air quality khrb h ya nhi... Iska koi zikar hi na ho....

    • @TaxGuruJi
      @TaxGuruJi  4 года назад +18

      Anuraag ji ye platform financial education ke liye hai. Aap kis NGO me ja kar contact kijiye baaki issues ke liye

    • @anujdimple
      @anujdimple 4 года назад +7

      @@TaxGuruJi ok sir ji.... Kya hum kisi ngo m ja kr.. Financial issues pr wha discuss bhi nhi kr skte kya....koi bhi baat tabhi faltu lgti h... Jb ki wo hmare mtlb ki nhi hoti........

    • @TaxGuruJi
      @TaxGuruJi  4 года назад +12

      Sorry, brother, I can not help you with this matter as it is beyond my control.

  • @siddharthjoshi615
    @siddharthjoshi615 3 года назад +22

    Very important information is provided in this video.Appreciating the same👍

  • @vimalroy2678
    @vimalroy2678 3 года назад +9

    Thanks for your informative Video, please clarify, what if we deposit cash out of our own Cash Balance arising out of our Withdrawal from S. B A/c S . B A/c

  • @vandemataram4782
    @vandemataram4782 2 года назад

    Sir aap ne behad achche tarikese samjhaya hai baki youtubers thik se batate nahi hai

  • @bpbhatnagar4540
    @bpbhatnagar4540 2 года назад +7

    Very educative and useful video.
    How much cash can (maximum) be kept by a person to meet emergency requirements ??

  • @nbabariya72
    @nbabariya72 3 года назад +17

    Hi Sir
    My Question is, if I selling my house and I'm getting money, which is 40 lac then I can deposit that amount to my saving account,if the party is giving me cheque then I can deposit that in bank?

    • @govindkr8426
      @govindkr8426 3 года назад +3

      Once you sell your house you have to pay a capital gain tax and when you clear that tax, your money is white
      Now the ITD will look at the one who bought your house where will he get that money to buy the property

    • @Negi626
      @Negi626 3 года назад

      Kar la bhai

  • @mahimapandey9655
    @mahimapandey9655 3 года назад +20

    Dear Sir,
    If I sell inherited agricultural land in 80 lakh and deposit in my saving account in one financial year , Where do I stand for income tax. Please note I am a foreign national of Indian origin and has been issued with OCI (overseas citizen of India) card by Govt.of India

    • @mayankexodus
      @mayankexodus 2 года назад +4

      The sale of this Agri Land does not come under Capital Gain. So most probably you should be able to withhold the full amount. This is for citizen.
      For Non Citizen inheriting land is okay. But sale of land will incur a tax of 30%. Only after payment of this tax to RBI, one is able to take money abroad.

  • @user3412
    @user3412 2 года назад

    Thank you sir bahut badhiya information Diya aapane Is chij ki jankari Hona bahut jaruri hai

  • @bkthakur6880
    @bkthakur6880 3 года назад +20

    What is the transaction limit of NGO's saving account having 80G and 12A certificate?

  • @akkhanna70
    @akkhanna70 3 года назад +7

    If FD s in the bank matured and credited in SB account and then again put in FD as new FD amounting to more than 10 Lacs, do we get notice?
    And do the dept. accepts that explaination

  • @techshailesh8639
    @techshailesh8639 4 года назад +4

    Bohot achese clear kr diya Sir thanks for this Knowledge ❤❤

  • @sureshwalkar9607
    @sureshwalkar9607 2 года назад

    बडी सरल तरिकेसे अच्छी जाणकारी आपने दी है.धन्यवाद.

  • @shaanm2941
    @shaanm2941 4 года назад +18

    Suppose i sale my property around in 70-80 lakh now if I keep this amount in my saving bank account so it will be safe step?

    • @TaxGuruJi
      @TaxGuruJi  4 года назад +6

      This limit is only for cash deposit and in case of property sale, you will get the amount by cheque. You need to calculate capital gain/loss and need to pay tax accordingly and show this transaction in ITR form.

    • @Vatsal_goyal
      @Vatsal_goyal 3 года назад +1

      @@TaxGuruJi sir same situation but amount is 22-25 lacs by cheque and RTGS .. But we do not file itr if I will deposit ITR first time can I show it transaction...

    • @khakhriyabhavik5442
      @khakhriyabhavik5442 3 года назад

      @@Vatsal_goyal yes u can show your capital gain...whether you are filing return first time.

    • @Vatsal_goyal
      @Vatsal_goyal 3 года назад +1

      @@TaxGuruJi unregistered home sale process me cheque payment accepted hoga kya please reply... Bcoz first registry will be made on new buyer in the future

  • @PramodKumar-rj3sv
    @PramodKumar-rj3sv 4 года назад +7

    I see your video 1st time. It's very knowledgeable for every account holder. Thanks for this information.

    • @TaxGuruJi
      @TaxGuruJi  4 года назад +1

      You are welcome Pramod and I am glad this video helped. Stay connected

    • @awadheshyadav4352
      @awadheshyadav4352 4 года назад +1

      Thanks for good information.

  • @kiranshah4307
    @kiranshah4307 3 года назад +3

    Very good information provided byyrkindself, some time it happens that own relatives request you that they have some extra money and ask to use it for a while and then return it when demand will come, trusting on relative some people do that as they get kind of loan with wou intrest. Sso first that relative who wants to give you money for keeping that in yr account must clear it this money has come from where.
    Thank you. Good knowledge shared by you.

  • @girdharilalchoudhary4908
    @girdharilalchoudhary4908 3 года назад +1

    Jankari dene ke liye bahut bahut dhanyavad

  • @ramchandramahajan4315
    @ramchandramahajan4315 3 года назад +6

    How can you allow your relative to deposit cash above Rs.20,000/ into your Bank Account, in the example you are giving? Will it not attract provisions of section 269SS?
    Please clarify.

  • @fairozkhan153
    @fairozkhan153 4 года назад +8

    Sir, firstly thanks for simple and beneficial explanation.
    My question is
    What is a legitimate source of income and what is not a legitimate source of income.
    Can you please classify with example and also who will decide if it is legitimate or otherwise.

    • @TaxGuruJi
      @TaxGuruJi  4 года назад +3

      You are welcome Firoz ji. Business/Salary/Commission/Brokerage/Rent etc are legal sources of income.

    • @TaxGuruJi
      @TaxGuruJi  4 года назад +1

      Sir of course income tax department will decide whether income is genuine and if there is any tax liability and penalty. For exact information contact to Income tax department with your income documents.

    • @shubhammasan
      @shubhammasan 4 года назад

      The income for which government gives permissio. Is legal income

    • @AbdulAziz-cu3hr
      @AbdulAziz-cu3hr 2 года назад

      @@TaxGuruJiv

    • @rakhmajibavche1055
      @rakhmajibavche1055 2 года назад

      OH y9o

  • @mohis6972
    @mohis6972 5 лет назад +28

    Sir, What is the limit of capital gain account in bank in which we can utilise money for buying another property without paying tax?

  • @biswaoram6630
    @biswaoram6630 2 года назад

    Sir aap ka information achha laga aur kam ki baat hai.

  • @samanwaris8599
    @samanwaris8599 3 года назад +140

    Government hi chor hai BC , yehi sochti hai ki kaise public ka paisa chheena jaaye

    • @DeepakSharma-gi2zi
      @DeepakSharma-gi2zi 3 года назад +15

      Indian govt madharchod hai

    • @abhishekbharti583
      @abhishekbharti583 3 года назад

      @@DeepakSharma-gi2zi na bjp na congress abkk baar bahujan sarkaar

    • @chingariapkaapnaraju
      @chingariapkaapnaraju 3 года назад +13

      @@abhishekbharti583 बहुजन वालों को तो पता भी नहीं क़े देश कैसे चलाना है
      ये आएंगे तो देश डूब जायेगा

    • @abhishekbharti583
      @abhishekbharti583 3 года назад

      @@chingariapkaapnaraju mister aap na bataye desh kaise chalana hai desh ak ackshi socha se chalta hai ane wala samay bahujan ka hai ye ak vacharik larai hai dgere dhere bahujan sath aa ra hai.up me bahujan sarkaar se behtar sasan koi de saka hai to naam batayen baat karte hai. Dhanywaad

    • @ujjawalpratapsingh8311
      @ujjawalpratapsingh8311 3 года назад +6

      @@abhishekbharti583 tu jai bheem wala hai kya 😂😂 .. Yaha backchodi mat ker akrashan mang

  • @sushilsaxena7779
    @sushilsaxena7779 4 года назад +12

    Nice and useful information. One must listen to it carefully.

    • @TaxGuruJi
      @TaxGuruJi  4 года назад +1

      Thanks a lot Sushil ji

    • @samiruddinmondal7084
      @samiruddinmondal7084 4 года назад

      Agar koyi dubai se maniy vejta ha uska ka hoga

    • @sushilsaxena7779
      @sushilsaxena7779 4 года назад +1

      Samir ji, apka matlab hai ki koi Dubai ya bahar se paise bhejta hai to kya hoga. Paisa chahe kahin se bhi aaye. Matlab to account me jama hone se hai. Agar Income Tax department agar poochtach karta hai to khata malik ko yeh batana hoga ki paisa kahan se aaya hai.

    • @samiruddinmondal7084
      @samiruddinmondal7084 4 года назад

      OK sayed bat a joiand family 3 brother bubai 1 month me 3 lack is ka hal ka hai..... Or hamara pitaji ka ac/ hai ham logoka koyi ac nehi haii iska soluoson ka haai

    • @Mr_mayur1109
      @Mr_mayur1109 4 года назад

      Sir give me your number please

  • @investingwithVJ
    @investingwithVJ 5 лет назад +6

    Make a video on what a salary class guy pays as taxes and how business class avoids taxes...anyone who is more than 10 lakhs it's waste as u pay 33% to govt

  • @VijayKumar-ee7nb
    @VijayKumar-ee7nb 3 года назад +21

    Sir your explanation regarding saving bank accounts limitations in a financial year was excellent. Can you please explain how to save the excess amount to avoid income tax by senior citizens.

  • @vshankarrao2530
    @vshankarrao2530 3 года назад +4

    Thank you sir.. for this information.. good day all of you...

  • @lionofdesert543
    @lionofdesert543 4 года назад +16

    सर मेरे पास 1 लाख रुपये है उसे मैं पूरे साल भर बैंक में जमा करा के वापस निकलवाता रहूँ।
    तो ट्रांजेक्शन तो 10 लाख हो जाएगा ।
    फिर भी incom tax नोटिस आ जायेगा

    • @TaxGuruJi
      @TaxGuruJi  4 года назад +3

      Limit cross karoge to notice aane ke chance hote hai

    • @CHAMPATSOLANKI
      @CHAMPATSOLANKI 4 года назад +1

      notice ka relpy do or satisfy karna hoga ki jo aap kar rhe he sahi he bus...

    • @amitkumar-ub7zs
      @amitkumar-ub7zs 4 года назад +4

      Dangerous questions bro

    • @ultootv7739
      @ultootv7739 4 года назад

      @@amitkumar-ub7zs 😂😂😂

    • @sauravsolo.traveleer
      @sauravsolo.traveleer 4 года назад +1

      Aise to ko chutiya hi karega

  • @ramniklalshah
    @ramniklalshah 3 года назад +5

    Sir thaks alot for your guidance 🕉️🙏✌️,I want to what's the process tobe completed in Demat a/c for nominated it if any or it is fixed on the basis of bank a/c?

  • @shashankjaiswal3260
    @shashankjaiswal3260 3 года назад +4

    Sir ..
    If we deposit 10 lacks on 30th march and another 10 lacks on 1 april
    We deposit these amounts in two different accounting years. Then too IT notice will come??

  • @bmkrissh8714
    @bmkrissh8714 3 года назад +4

    If the source is salary only and account balance goes on increasing month after month, then what is the consequence?

  • @shahbazalam3747
    @shahbazalam3747 5 лет назад +6

    Toh kon se account me zama kre jisse ye problem nhi ho kya current me zama karna Chahiye.
    Current account k upper bhi 1 video banao bohot help hoga sir ji

  • @chittranjanpenta4839
    @chittranjanpenta4839 3 года назад +4

    Hi,
    Hum saving account me kitne amount tak ka paisa jamaa rakh sakte hai jisse ki koi bhi tax naa lage.. Pls maximum amount define karein jisse uss par tax naa kate. .

  • @hareshpanchal364
    @hareshpanchal364 2 года назад

    नमस्कार, आपने बहूतही अच्छी जानकारी दी हैं. धन्यवाद!

  • @jjqerfcvddv
    @jjqerfcvddv 4 года назад +6

    Sir can I transfer my father's gpf amount (>10lkh) to my savings account..... will I be taxed....

  • @sahilgshaikh2325
    @sahilgshaikh2325 5 лет назад +6

    Sir agar saving acount me jyada paise hone se agar bank Acount inactive Ho jaaye to kya karein ..
    Plz help me

  • @shadabansari3047
    @shadabansari3047 5 лет назад +4

    Sir tell me....if anyone salary turnover approx 15 lakh than they can withdraw or deposit 10 lakh in saving A/c......?

  • @tasneemfarook976
    @tasneemfarook976 2 года назад +1

    Very good and very clearly explained

  • @DrRaghunathSinghRanawat
    @DrRaghunathSinghRanawat 4 года назад +6

    जीनके पास रुपया उनका उनकी समस्या है, पर उस समस्या के पास समाधान उनके पास होता है । जिनके पास रुपया नहीं उनको चिंता करने की जरूरत भी नही ।

    • @TaxGuruJi
      @TaxGuruJi  4 года назад +2

      Sir jinke paas paisa hai wo dusro ke account se transactions kar lete hai jinhe pata nahi hota is concept ka and account holder fas jata hai. Financial education ke liye ye video banaya hai

  • @premkumarnayak1311
    @premkumarnayak1311 3 года назад +6

    Saheb,
    Lock down men free ration for eighty crores of people and some pension money to live.

  • @ManinderSingh-yg5ow
    @ManinderSingh-yg5ow 5 лет назад +30

    Very good information bro.keep it up👍

    • @TaxGuruJi
      @TaxGuruJi  5 лет назад

      Thanks a lot Maninder Singh ji... Stay connected for future videos.

  • @ROSHNIMUSICSTUDIOBareilly
    @ROSHNIMUSICSTUDIOBareilly 2 года назад +1

    Year kaun se month se start aur close hota hai.

  • @dilipchandradas2292
    @dilipchandradas2292 3 года назад +6

    Thank you sir for this important information.

  • @abdullahkhan7490
    @abdullahkhan7490 3 года назад +4

    Not full knowledge given but great information.

  • @haribhaupatil8193
    @haribhaupatil8193 3 года назад +4

    But what about in case of senior citizens ? Sir will u please give guidelines ,advice to know it

  • @gyadeenshakya434
    @gyadeenshakya434 2 года назад

    उचित जानकारी देने हेतु आप को बहुत बहुत धन्यवाद।

  • @surajhegde1304
    @surajhegde1304 5 лет назад +15

    Very informative .. just one thing.. can I deposit 2.5 lac at once in my saving account ? They say that above 50k u need pan card and stuffs to deposit? What does it mean

  • @The-Fabulous-indian
    @The-Fabulous-indian 4 года назад +20

    What if i have FD OF 10 LAC WHICH I had withdraw and deposited it again in part wise FDs of 1 lac. Everything done online
    Pls tell sir.

    • @TaxGuruJi
      @TaxGuruJi  4 года назад +2

      Watch this video to understand FD rules ruclips.net/video/as8dmsYnnnw/видео.html

    • @devikatanwar515
      @devikatanwar515 4 года назад +1

      We specialize in helping families to secure and grow their savings for their future needs like Education, Retirement, Marriage, Health Expenses, etc. along with this, we'll advise you that how to save ur tax as well. So, Secure ur and ur family's future TODAY- WhatsApp at 7838664322

  • @amansehgal4611
    @amansehgal4611 5 лет назад +5

    Hi sir aapne jo information batayi hai wo sirf cash deposit ke liye hai ya fir cheque deposits ke liye bhi hai.. matlab ek financial year me savings ac.me 10 lac se zyda transaction nahi honi chaiye chahe wo cash me ho ya phir cheque se..plz reply

    • @TaxGuruJi
      @TaxGuruJi  5 лет назад

      Aman is video me sirf cash transactions ke liye bataya hai... Agar aapko cheque se paisa milta hai to income tax se kisi tarike ki pareshani nahi hogi.

    • @amansehgal4611
      @amansehgal4611 5 лет назад

      Tax Guru Ji thanx sir.. i really appreciate this.

  • @bschanagond5340
    @bschanagond5340 3 года назад

    Batake achche kiye taaki bahut logo ko maalum nai tha!

  • @sudhakarrbhayya3058
    @sudhakarrbhayya3058 2 года назад +6

    Sir very good information, sir real estate business karnewale, Gharelu chiiti dalenge ya koi Ghar ya land sale karthe hai tab government registration rate Kam hota hai market rate zyada hota hai , tab more than registration amount kaisa eh adjust karthe aur dhikhate, please explain sir.

  • @subjitsinghsahal3935
    @subjitsinghsahal3935 3 года назад +7

    Sir, one pensioner is drawing pension from Govt and it is credited in the bank. Bank is deducting Income tax. In case the amount is not withdrawn from the bank for four years, it become more than 10 lac. What income dept will do ?

  • @Content250
    @Content250 4 года назад +7

    Sir if I deposit 9 lakh cash in bank in single transaction in a financial year, to kya income tax ka notice aa sakta hai

    • @DIVAKAR__BHARDWAJ
      @DIVAKAR__BHARDWAJ 3 года назад +1

      No, itr generally take a look on more than 10 lakh in a year..So total 10 lakh in a year
      ( However if u have very bad lyck tha it department can send u notice. 1 in 10000 cases. But its also not a problem but u have to pay income tax with fine. That is all

  • @Voyage_Vignettes
    @Voyage_Vignettes 2 года назад +2

    Thank you very much for such great explanation.... My question, when someone rotate the same account between 2 accounts....?
    For Example, one has only 5 LAC, but he transfer 2 times this amount between his accounts.... so it'll be counted as 10 LAC?

    • @gautombhattacharyya5455
      @gautombhattacharyya5455 2 года назад

      Thanks for the very important information

    • @Voyage_Vignettes
      @Voyage_Vignettes 2 года назад

      @@gautombhattacharyya5455 Sir Pls assist.. It's a doubt.

    • @heathens2867
      @heathens2867 2 года назад

      @@Voyage_Vignettes same PAN Card hota hai dono account me so it doesn't matter. It's not exceeding 10 lakhs limit

    • @Voyage_Vignettes
      @Voyage_Vignettes 2 года назад

      @@heathens2867 yes it is same Pan card.... Thank you very much for your explanation

  • @janakjaggi5359
    @janakjaggi5359 3 года назад +9

    Very important & advisable information - Sir G

  • @Secularismsucks
    @Secularismsucks 5 лет назад +32

    One can deposit thru cheque crore and use in crore as long one can explain the source and the cause of withdrawls.....Sir theek sei explain karo.

    • @TaxGuruJi
      @TaxGuruJi  5 лет назад +8

      It is authentic information. Read section 285BA of the Income-tax Act, 1961 where list of high value transactions are mentioned which needs to be given to income tax department. Even you can check form 26AS which has a AIR information column. If you don't know anything about the law please don't misguide others.

    • @bhagwandasgupta8697
      @bhagwandasgupta8697 5 лет назад

      hgttyjutr

    • @MeemrotRahul
      @MeemrotRahul 5 лет назад +2

      Absolutely sir u are right ... wofkin in sbi..If any customer deposit or withdrawal 10 lakh or more then we have to report that to income tax department...

  • @Biggestbull007
    @Biggestbull007 4 года назад +13

    Thank you for information !!

    • @TaxGuruJi
      @TaxGuruJi  4 года назад

      you are welcome

    • @ArunKumar-tz3sb
      @ArunKumar-tz3sb 3 года назад

      @@TaxGuruJi and the na na ki mousi you 🙏 kk leave the 🙏 Aapke pass the phone 🙏 kk bye 👍❤️ don't want babuuu I have a lot 😘 pakka 🙏 Aapke mithi I am anable 🙏 kk then we 🙏 Aapke pass it is an hour 👍❤️❤️

  • @gyanprakashsaxena2674
    @gyanprakashsaxena2674 2 года назад +2

    I M a retire person. Retired in July 2019 and filed ITR for AY 2020-21. For FY 20-21 (AY 21-22) I HV not filed ITR . Is it compulsory to file ITR ft 20-21. If depositing less than 60 lakhs in one f.y. what will be the impact of I.Tx

  • @fullcomedy1670
    @fullcomedy1670 5 лет назад +9

    Sir अगर by cheque लेन देन करते हैं तो तब भी इन्फॉर्मेशन चली जायेगी..?
    2nd question :5लाख March और 5लाख April मे जमा करते हैं या निकलते हैं तो क्या होगा?

    • @TaxGuruJi
      @TaxGuruJi  5 лет назад +3

      Azmat cheque ki information generally nahi jaat hai.. 2nd question me aapka financial year change ho gaya hai isliye information nahi jaani chahiye.

  • @roshandhanai6795
    @roshandhanai6795 5 лет назад +5

    If it's a salary saving bank account then can we deposit more then 10 lakh including salary

    • @TaxGuruJi
      @TaxGuruJi  5 лет назад +4

      If you are getting salary by cheque or NEFT than it will not be counted in the limit of Rs. 10.00 lac. This limit is only for cash transaction. If you are getting salary in cash than it will be counted in the limit.

  • @arunkharat5465
    @arunkharat5465 3 года назад +13

    Sir, you have given very important information.

  • @apnatyagit995
    @apnatyagit995 3 года назад

    Kanun se darna sirf madhyam aur garib parivar ko hai ,yeh baat to bilkul smj aayi,karodo ki hapta vasuli valo par haal hi me hum court ka ravaiya dekh rahe hai,very very shameful

  • @shamsundarshival9811
    @shamsundarshival9811 5 лет назад +7

    Best information regarding income tax,Thanks

  • @visheshsolanki2232
    @visheshsolanki2232 3 года назад +5

    Greatest informational ever sir great job.... Thank you... Love from Gujarat sir...

    • @ramlakhanpal5034
      @ramlakhanpal5034 2 года назад +1

      अच्छी जानकारी , धन्यवाद

  • @harshjoshi7319
    @harshjoshi7319 5 лет назад +14

    Sir
    As you have already mentioned that the limit is for financial year, but still kindly clarify whether it is monthly or yearly limit for cash transaction reporting (CTR). Kindly quote if there is any circular for the same.

  • @virenderbhat6906
    @virenderbhat6906 2 года назад +2

    Really sir very much informative and knowledgeable topic. Thanks for making people aware about banking and IT laws.

  • @sameerpasha1836
    @sameerpasha1836 5 лет назад +159

    Sabse aacha BANK se door raho..
    Mast raho

    • @canyouselectformeple
      @canyouselectformeple 5 лет назад +3

      How possible in 2019?

    • @cpthakur2640
      @cpthakur2640 5 лет назад +4

      Netao ki salary tax free kyu

    • @aryankumar4663
      @aryankumar4663 5 лет назад +1

      @@cpthakur2640 kyuki unko Jo salary milti ha wo tax deduction ka baad milti ha or unki salary ka alawa koi income ha toh unha tax Dena parta ha

    • @farhanaaz5296
      @farhanaaz5296 5 лет назад +5

      Bank se dur rahoge to Chor daket pas ajyge ...hhahahhaa

    • @drmanojlectures4233
      @drmanojlectures4233 4 года назад

      How lucky u r bhai👏👏👏👏

  • @sachinsehrawat7416
    @sachinsehrawat7416 5 лет назад +5

    What if I get 50 lakh by cheque from friend or relative?

  • @BiswajitKarmakarJoy
    @BiswajitKarmakarJoy 5 лет назад +14

    Hello,
    If after a FD mature, amounting more than 10 lakhs credited to Savings account (may be it again use for new fd or not) , in this case is it shared with I.T dept?

  • @amitmandal2973
    @amitmandal2973 Год назад

    Sir, reply plz...
    Example - Bank me savings account paisa hai 10000/- usme 10din ke liye 2000/- ya 20000/-rupees jama krke phir 10din baad se withdraw karu to us 10day's ka interest ayega monthly or quarterly me??

  • @harendraparihar2880
    @harendraparihar2880 3 года назад +3

    Thanks for giving this precious information..And above all u have a good golden voice

  • @ronitsumanchandel1106
    @ronitsumanchandel1106 2 года назад +5

    Sir yeh ITR kya har gov employees Ko krne Hoti hain example ek person ki annum Salary deduct ho 6 lack hain to use ITR krna hoga main confused Hun jinki salary 25 lack upper Hoti hain unko Dena hota hain ? ITR must hain yahi confused Hun ? Salary person ki annum Salary btaiye sir

    • @satpalskashyap
      @satpalskashyap 2 года назад +1

      Ha compulsory hai

    • @ronitsumanchandel1106
      @ronitsumanchandel1106 2 года назад +1

      @@satpalskashyap thanx sir 😊

    • @ronitsumanchandel1106
      @ronitsumanchandel1106 2 года назад +1

      @@satpalskashyap sir monthly nd yearly kon sa badhiya hoti hain ex ek gov employee ki salary suppose 30 - 50thousand hain deduct ho ke aate hain uske haton main to woh itr monthly bharega yah yearly ?

  • @vickysamazingworld5151
    @vickysamazingworld5151 4 года назад +5

    Hi Sir, just want to clerify, withdraw limit and deposit limit alag alag hoti hai ? aur agar mere pass 2 account hai to kya dono account milake 10 lac ki limit bhi dekhi jati hai?

  • @waseemahmad2164
    @waseemahmad2164 2 года назад

    Salute for giving useful information regarding cash and it's handling in saving bank account.

  • @rsrawat7002
    @rsrawat7002 2 года назад +4

    Suppose we sold out our land approx.25L then what will be done for depositing cheque

  • @girishkumar7088
    @girishkumar7088 5 лет назад +15

    Agar koi income tax ya income return ki category mei nahin aata tou wo financial year mei kitna bank mei daal Sakta hai ??
    Thanks

  • @iliyasmalkani8236
    @iliyasmalkani8236 4 года назад +14

    Amount in Many Lakhs Deposited During Retirement can be drawn or not Sir ? If Yes, Then Please state Limit if any.

    • @TaxGuruJi
      @TaxGuruJi  4 года назад +4

      Iliyas ji if you can justify the source of income and the reason where you spend there should not be any problem

  • @kishorrathod4000
    @kishorrathod4000 3 года назад +2

    Sir if some amounts are receiving from own relatives i.e. sons from overseas then this amounts also can be considered in 10 lakh limit ? Please explain in next videos.

  • @shatrughnasharma4881
    @shatrughnasharma4881 5 лет назад +22

    The good information

    • @TaxGuruJi
      @TaxGuruJi  5 лет назад

      Thanks a lot Shatrughna.. Stay connected.

  • @rekharao4658
    @rekharao4658 5 лет назад +7

    Hello sir, good information.sir mera question ye hai ki,mere income 6 lakh per annum hai,or mai income return bhi file karti hu, meri dost Ko ghar buy karne ke liye mujhse 10 lakhs chahiye,or mai uske liye personal loan le rahi Hu or bo mujhe har month EMI ka amount dedegi,25000 RS per month,to kya income tax ka notice ham dono friends Ko ayega

  • @RM-in6lj
    @RM-in6lj 5 лет назад +13

    Can you explain in detail capital gains after selling father's property. And how to get maximum tax savings

  • @SumanKumar-lf8px
    @SumanKumar-lf8px 3 года назад

    Sabse acchi baat toh yeh log safety k liye bank mai paise rakte hai Lekin secure toh bilkul v nahi hai,apne locker mai hi agar rakhna chalu krde tab dekho bank Kiske bharose jeeta h

  • @SandeepKumar-gc7to
    @SandeepKumar-gc7to 3 года назад +11

    Sir,
    Current account ke baare me kya process he?

  • @patelkiransinh8534
    @patelkiransinh8534 3 года назад +24

    ય यह एक प्रकार से खुली लूट है सरकार की इतना सारा इनकम टैक्स नहीं होना चाहिए... इतना सारा टेक्स होने की वजह से ही लोग इनकम छुपाते हैं और चोर सरकार है और... चोर इनकम छुपाने वाले को बोल रही है... लेकिन वह क्यों छुपाता है उसके कारण में कोई नहीं जाता... यह बात दुर्भाग्यपूर्ण है...😢😴😴😴😴😴😴😴

    • @Makeawish512
      @Makeawish512 2 года назад

      Wahh ek to chori upar se sina jori.. tum jaise choro ki vjaha se hi bharat ka ye hal hai.

    • @satishgoyal9448
      @satishgoyal9448 2 года назад

      ञञङणङङङञङङङङ

    • @maheshbatra7422
      @maheshbatra7422 2 года назад

      Àhàhàhhhààhhhhhhhhhhhhhhùàààh

  • @radhekumar7932
    @radhekumar7932 5 лет назад +6

    Sir aapka video bahut helpful hai nice information sir Mai pay near by ka CSP se Aadhar withrowal 25 lakh savings account me moov kar diye 2018 me sir but online transfer kiye hai bank se cash withdrawal nahi kiye hai : 2017 me bank deposit withrowal 6 lakh hua tha 2018-2019 ITR 5 lakh ka kiye they ab parsanl current account se transaction kar rahe hai sir koi aage koi tikkat ho sakate hai

  • @ashucglover2484
    @ashucglover2484 2 года назад +1

    Sir agar fantasy league se paisa aye darcet Bank account me or income tax department ko explain kre to koi problem hoga..

  • @cjain8998
    @cjain8998 5 лет назад +5

    Hi, can you please let me know about NRE account deposit and withdrawal limit....

  • @vikashmandal3621
    @vikashmandal3621 5 лет назад +20

    Yani, NEFT ke Ya IMPS KE mode se aayege to work count Nhi hoga na Sir, Sirf cash transactions ka hoga....

    • @TaxGuruJi
      @TaxGuruJi  5 лет назад

      Yes kewal cash transaction count hota hai but other transactions agar suspicious ho to income tax department uska source puch sakta hai

    • @pp6279
      @pp6279 5 лет назад

      Tax Guru Ji, if transaction is done in IMPS or NEFT. That amount also will calculated in total 10lakhs transaction?

    • @kavyanaik7456
      @kavyanaik7456 2 года назад

      It's also apples to FD

  • @allaboutthetech989
    @allaboutthetech989 4 года назад +7

    As you said in the video that if the transaction limit reach more then 10 lakh in 1 year then that information will be shared with Rbi and then Rbi send notice to clarify the source of income if we have the income sorce as a bitcoin exchanger or trader then what action will Rbi take.

  • @pravingunjal5630
    @pravingunjal5630 3 года назад +2

    Thank you Sir !
    For this useful information