How I SPEND my Salary as a Stay At Home Mom Withe detailed EXPENSES

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  • Опубликовано: 11 сен 2024
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    So this is how i budget and most especially what i spend my money on as a stay at home mom.
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    #budgeting #finances #spending
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Комментарии • 263

  • @bukolasooclassy
    @bukolasooclassy 3 года назад +49

    Everyone can’t spend the same, our income and lifestyle are different. 💕

  • @IjeomaGloriaAnopueme
    @IjeomaGloriaAnopueme 3 года назад +35

    Nobody should dictate how you spend your money oh. If you have it, spend it and if you don't have as much, manage the one you have.
    Sometimes here, you'll just have 20 euros to buy few items in the shop and you see an Oyibo spending over 100 euros on his dog or cat.

  • @VersatileNana
    @VersatileNana 3 года назад +16

    I won’t get tired of saying God bless you and your generation.
    Nelo continue to be who you are

  • @queenlizzyworld3327
    @queenlizzyworld3327 3 года назад +24

    I have 3 children already, they say have 1 more, the one I have hw much money are they using to support me.. God bless you sis

  • @thefolstriplets4791
    @thefolstriplets4791 3 года назад +14

    People feel they can tell others how to live their lives as if they were in their shoes..We are also a family of 6 and we spend 1300 euros monthly just for children expenses and food inclusive. You nailed it by advising not to have kid if you don't have a stream of income. Kids come with a lot of expenses. I love your personality just keep being you .

  • @adexsuperblog1238
    @adexsuperblog1238 3 года назад +10

    I wonder how some people questioned how someone spent on their family. What's the extent of living if you can't take care of your family with what God bless you with. Continue the good work sis, please do a video on how you saved and more videos on your fish farm, I like that business.

  • @Abiandfamilyy
    @Abiandfamilyy 3 года назад +54

    I love how transparent you are in this video 😘

  • @emilychukwurah9857
    @emilychukwurah9857 3 года назад +9

    Hi Nelo, you're doing pretty well. Taking care of kids of your children's ages is expensive. You have a big family, no amount of money spent is too much. Thanks to God who has provided. You're building your home as good as you should, keep it up. I love you guys, 😍

  • @humanist1014
    @humanist1014 3 года назад +12

    Nelo, in case you decide to listen to your darling adviser and cut back on budget, just send the cut out to me. 200k for a fam of 7 isn't not much, things aren't smiling in the market but like you rightly stated, families spend base on 'ability'. A neighbour friend once said she thinks I spend much on monthly basis meanwhile, my friend thinks I economize and she always gives me accolades for it me ☺️... In the end, run your home to comfort as able as you can. Let's enjoy the dynamic nature of our homes abeg

  • @ChinyereAbang
    @ChinyereAbang 3 года назад +83

    If you don't have money don't have children -
    Quote of the year!😩😩😩👏🏾👏🏾👏🏾👏🏾👏🏾👏🏾

  • @gabbiewilliams6257
    @gabbiewilliams6257 3 года назад +17

    Can we take time out to say how beautiful nelo is your skin is flawless

  • @AbujaYummyMummy
    @AbujaYummyMummy 3 года назад +18

    When you hear the amount , you will be shouting till you actually see the breakdown. Really enjoyed this video

  • @KennysKitchen
    @KennysKitchen 3 года назад +23

    Omoh!! your beauty is incredibly beautiful ☺️

  • @aniekweesther5354
    @aniekweesther5354 3 года назад +7

    You're a whole vibe biko ❤️❤️❤️... And I love the way you edit your videos... You know the right sound and effect to put in for the right moment 😂😂😂... Thumbs up sis 👍😘💯

  • @maryannalans4107
    @maryannalans4107 3 года назад +20

    You are really managing your finances very well. 400k for ur family is not that much. The kids have to feed healthy. Just thank God that between you and your husband you can afford it. What's the essence of working very hard if you cant afford even the basics for your family. Kudos!!!

  • @fridaakanbi6752
    @fridaakanbi6752 3 года назад +9

    My dear I love this video. I believe spending more on food is essential for if we're making money and can't eat well or provide our essential needs then what's the essence? Actually More money goes into food. The wig is beautiful.

  • @chiomaugochukwu4826
    @chiomaugochukwu4826 3 года назад +3

    Judges please continue disgracing your selves on top family that makes and spend their heard earned MONEY!. Nelo I need more of your shopping videos, it gives me hope and joy

  • @obindeborah1305
    @obindeborah1305 3 года назад +13

    This was soooo helpful please do a video on the savings and investment
    It will really be appreciated

  • @claudybell
    @claudybell 3 года назад +12

    So much true with the graphic display, very understandable if you have kids! The spending is incredible, but grateful.

    • @chinnysylver
      @chinnysylver 3 года назад +1

      my sis.

    • @claudybell
      @claudybell 3 года назад

      @@chinnysylver Nne ee na motherhood stuff!

  • @bernicekitchen
    @bernicekitchen 3 года назад +3

    As soon as you said you are not sponsored I was like it's Adaeze that would have introduced you to it.😄
    You were so sincere about your spendings and I love that.

  • @johnettekanu1044
    @johnettekanu1044 3 года назад +16

    Please tell us how you save and invest . You are doing well in managing the home. Things are getting expensive every day and the salaries are not increasing.

  • @bomak5310
    @bomak5310 3 года назад +4

    Thank u for this. I almost went nuts last week bcos I cldnt track hw I spent a particular ant of money. If nt that I dnt carry bulk cash I wld av thought sm1 stole from me. Am interested in anything budget, investment etc looking forward to that video.

  • @zainabibrahim293
    @zainabibrahim293 3 года назад +2

    Let's not also forget that location determines your expenses. I salute those living in portharcourt, lagos and even Abuja. Cost of living in those areas is over top. Job weldone Nelo!

  • @rachelnneka
    @rachelnneka 3 года назад +12

    My whole focus is just on the makeup 😍😍🥰
    A whole spec 🔥🔥

  • @Lizziezmm
    @Lizziezmm 3 года назад +1

    It's nelos vibe for me. I found that part funny when she lowered her voice (with the background music) when she was describing how people criticize her spending habit. ,😄😄
    Keep up the good work and nice one on the review too for the hair.

  • @otyscouture
    @otyscouture 3 года назад +14

    I can relate sis, i spend btw 350 to 400k monthly too. I have 3 boys plus myself, househelp and 2 extra people living with us.

  • @AbujaYummyMummy
    @AbujaYummyMummy 3 года назад +4

    Really love your makeup in this video 😍, let’s continue to watching

  • @chiamakaanokwuru
    @chiamakaanokwuru 3 года назад +1

    I cannot believe I am just subscribing...I thought I have been a subscriber all these while....money talk is always sweet talk. Wonderful vlog I must say.

  • @Chykoli
    @Chykoli 3 года назад +16

    If they see what I spend in a month, they will congratulate u 😃

  • @ogomsseries
    @ogomsseries 3 года назад +16

    Omo if you calculate what you spend in a month its actually more than what you earn and they say we should cut our expenses,how!!!!! When things are damn expensive in this country. I pray to God to keep providing for us afford our expenses.Amen

  • @Trendinggist247
    @Trendinggist247 3 года назад +4

    They want you to cut down your expenses and do what with the remaining money? Send it to them? I tire for social media people o.

  • @mcfashion9385
    @mcfashion9385 3 года назад +28

    No Nelo, you didn't just say someone came to your DM to say this.. Haba Children of anger will trace you to your village 🤦‍♀️🤦‍♀️

  • @cyndycjay
    @cyndycjay 3 года назад +2

    I enjoyed this. Nelo you just said it all.. even personal money that I should use for myself,, I end up using for the kids and house things.. things are so so expensive these days eeehhh.. OMG!!!... Well God gat us...

  • @gloppyyety198
    @gloppyyety198 3 года назад +5

    Nelo ur really glowing! This content is fire 🔥. Thanks

  • @ugbermagdalene9905
    @ugbermagdalene9905 3 года назад

    I don't even know who I watch most, you or NJ, you both are so real, I like your contents. Accept the assurances of my highest regards.

  • @benicesochima
    @benicesochima 3 года назад +8

    How do u feel when you see HER notification???😩

  • @shroff3417
    @shroff3417 3 года назад +2

    Wow food is cheap in Nigeria 😯 I’m from Mauritius and in my family of 4 adults we spend a little bit more than 900 dollars per month excluding restaurant meals and takeouts.

  • @truethots3088
    @truethots3088 3 года назад +3

    Thats like telling someone that earns 1m monthly to have the same budget as someone that earns 30k simply because the person earning 30k is somehow "surviving". You think the person earning the 30k is happy they have to go without so many things.
    Abeg people should learn to mind their business , from what you have shown in your budget its not like you are eating caviar or elephant head that we will call you extravagant .
    Especially when you want eat healthy na that one expensive pass.
    Times are tough but people shouldn't tranfer thier frustration to others.

  • @josseeo171
    @josseeo171 3 года назад +1

    Nelo, you’re so funny😀 the right word as you asked is consumes I.e. “ My family consumes” but the most important thing is that we understand you👍
    it’s nobody’s business what you spend as a family. You owe it to no one to explain your spending but of course, you being whom you are(genuine) decided to explain your spending, which is great. Lovely video...really enjoyed watching👍❤️💕

  • @AMAZINGMumforlife
    @AMAZINGMumforlife 3 года назад +5

    That is y a singer said if u no get money hide ur face 👀😆😆yes oo children=MONEY 👍I have 6 so I know what I'm talking about 😁

  • @bisolasvibes5046
    @bisolasvibes5046 3 года назад +22

    I don't know why some persons take panadol for another person's headache
    Did she ask you for money?
    Face your family na
    Its well oooo

    • @sunomgaiya7669
      @sunomgaiya7669 3 года назад +2

      I wonder. If they want to use 10k for their entire family in the month so be it. Different strokes for different folks. She is even based in PH where the standard of living is quite high. Ride on Nelo. May God continue to open the Windows of heaven on you and your husband so that you can continue taking good care of the little ones

  • @TinaIsoa
    @TinaIsoa 3 года назад +9

    If I try this app with the knowledge of my hubby, hmmm I will be caught and big loss for me. You didn't mention the ones you give out as CEO.

  • @Mo_momlife
    @Mo_momlife 3 года назад +1

    Buying dispenser and filling in a bottle is really a good idea,nd economical

  • @JowahMartha
    @JowahMartha 3 года назад +2

    Gosh, I love Nelo
    So detailed and transparent

  • @Godskreation
    @Godskreation 3 года назад +1

    Yes, have 10 children or more but make sure you can care for all of them. Saying same thing. Cut your cloth according to the material you have because sometimes your cloth can not reach your size. Take care

  • @yummykitchendirect4528
    @yummykitchendirect4528 3 года назад +1

    If you have kids its so expensive my dear, and sometimes here in UK that they are changing the some products in the shops and when you buy kids they will not even eat it, they will say its not the same, am like kids they don't understand, what they want to eat is what they want, surely God will help us
    especially when the are you, you can't even say how much you spend a month for kids as some people will not understand you.

  • @mummysblog
    @mummysblog 3 года назад +32

    Sameeeeeee, have kids they say. They forgot to tell us how expensive it is. And I can’t stop buying stuff for my girls either. Chei like even when my husband dash me money for myself I still find myself spending it on my kids

    • @cyndycjay
      @cyndycjay 3 года назад

      Story of my life 🙄

    • @NonoObi
      @NonoObi 3 года назад

      The one of dash money my dear am in that shoe 😂infact i feel guilty spending the money just me alone
      Motherhood

    • @bernicekitchen
      @bernicekitchen 3 года назад

      So true. I'm in this whatsapp group

    • @everythingnatural2349
      @everythingnatural2349 3 года назад

      You are not alone sis

    • @Ifeyemi28
      @Ifeyemi28 2 года назад +1

      @@bernicekitchen 😁

  • @stellaobi-ngene2246
    @stellaobi-ngene2246 2 года назад

    Did you say you “save and invest”!your money? How do you contribute to your household financially? This will be a good topic to address.

  • @danieellah3504
    @danieellah3504 3 года назад +4

    I downloaded the money manager app the very first time Adaeze mentioned it and I love it

  • @ijigboeli
    @ijigboeli 3 года назад

    Nelo did you use jazz on me I click so fast to your video without clicking off till the end. Every spirit of nelo okeke I cast

  • @LammyJane
    @LammyJane 3 года назад +2

    I find watching any video from Nelo so therapeutic 😍❤

  • @michaela4733
    @michaela4733 3 года назад +5

    Please we want the video on savings and investment 😩

  • @Mo_momlife
    @Mo_momlife 3 года назад +1

    ‘And our table is fine’yassss sister😀😂

  • @everbrightrachel
    @everbrightrachel 3 года назад +4

    The wig is beautiful.. It looks good on you

  • @oliviaanthony1487
    @oliviaanthony1487 3 года назад +5

    Even as a single lady 100k is not enough for a month
    Then imagine a family of 7. 200k is not even close
    Whatever works for a might not work for b

  • @mindbuilders6147
    @mindbuilders6147 3 года назад +1

    This is basically for an average Nigerian home, I believe you did justice.

  • @ogbonnayaajah9126
    @ogbonnayaajah9126 2 года назад

    I love your practical nature.
    Omo🙄, those working for you will enjoy oh, both presently and when they are leaving.
    Pls I will come and work for you mbok🤣

  • @ShalouCuisine
    @ShalouCuisine 3 года назад

    You look 🔥🔥🔥🔥🔥
    When you have kids, that’s the reality. Thank you for sharing.
    Yes please, share how you save and invest your money🙏

  • @jennysoutlet
    @jennysoutlet 3 года назад

    Me I really don’t go to the store without my hubby because I have issues with buying things. Jennifer will buy and buy what she doesn’t need, I wish I can budget more.

  • @chrissophie1010
    @chrissophie1010 3 года назад +5

    Its ridiculous how people can prive into things they have zero knowledge about went as far as sending a dm 🤦‍♂️🤦‍♂️ I weak ....you look really good nelo

  • @JowahMartha
    @JowahMartha 3 года назад +4

    Those people that feel the need to advice others on how to spend their money, I don't understand their problem sha

  • @melodybwilliams9821
    @melodybwilliams9821 3 года назад +1

    I understand what you're saying, I also spend a lot when it come kids and food.I like your makeup on point

  • @oluwaseundeborah6132
    @oluwaseundeborah6132 3 года назад +7

    God will continue to bless you and your hubby

  • @echetachinonyerem8552
    @echetachinonyerem8552 3 года назад +2

    My beautiful Nelo, pls what is the colour of ur lipsticks. Pls I need that look on me

  • @NazorEzeh
    @NazorEzeh 3 года назад +7

    Gbam! If you don't have money, don't have children.
    You people should resist the urge to tell people how to spend their money.
    Their own money ooooo!
    Not money that you gave them.
    Ike gwuru!🙄🙄

  • @ChyHairDiaries
    @ChyHairDiaries 3 года назад +2

    It is so easy to be wondering where TF money disappears to. Thanks for this video. I weep for families struggling in Nigeria. If you don't have money for real, don't go near procreating before hbp kills person. Nigeria must start getting easier, amen🙏

  • @ijigboeli
    @ijigboeli 3 года назад

    I use laser oil too , is a combination of sunflower and olive oil, you can preserve ur beans using a tight container

  • @Banigostv
    @Banigostv 3 года назад +2

    That DM own is crazy abeg. Spend your money how you want as long as you have it.

  • @Airneywealth
    @Airneywealth 3 года назад +3

    I told my husband yesterday to giv me 200k to stuck up the freezer.. just freezer not the whole of the shopping o.. and I swear, we re managing not that we have the money.. we are family of 3.. people should mind their business

  • @seamisola
    @seamisola 3 года назад +2

    Even me sef that is single living inside this house, I know how much I spend in a month! 200k for a family of 7 is too much!!? Are you kidding me!!?

  • @okaforalexandra144
    @okaforalexandra144 3 года назад

    It the background sound for me ma🤣🤣
    Some people no go mind their business somewhere in their mind they wish they can spend more too oh instead to pray and mind your business make God do your own

  • @afolayanifedamola8598
    @afolayanifedamola8598 3 года назад +1

    Let me first say I love the new intro and the edit of this video 😍🔥

  • @chisaamadi3028
    @chisaamadi3028 2 года назад

    This video has helped my gang and I a lot. We are 14 in the house and I spend 450 to 600k every month and my head spins badly cos at some point my own savings will be used too. Thank you so much Nelo.

  • @blessingoyigbo9679
    @blessingoyigbo9679 2 года назад

    Some people are pained. Don't mind them. If u don't spend on ur family who will u spend it for???. Well done Nelo

  • @datlagoschic4941
    @datlagoschic4941 3 года назад

    Nelo be serving us premium beauty 🤩
    Nigerians can never disappoint its the dm messengers for me👎🏾 the audacity 🤦🏾‍♀️

  • @nwanyiigbovlogs
    @nwanyiigbovlogs 3 года назад +1

    Your hair is beautiful,looks very natural

  • @AmytSpace
    @AmytSpace 3 года назад +1

    Hmmmm,if you don't have money don't have children, I totally agree with you. This was really good.

  • @soniaJohn.
    @soniaJohn. 3 года назад +1

    Yours is way better, the way i spent money in my house ehh some times i wonder what is happening. I was thinking , that i am alone in this.

  • @janesygray4776
    @janesygray4776 3 года назад

    Things are really expensive in Nigeria. Cost of living is just so high, we are just a family of two: my husband and I and we have a budget of 60k for feeding which we even end up spending more than the budget some times how much more a family of 7!

  • @perpetualjoseph9211
    @perpetualjoseph9211 3 года назад

    Like after the breakdown everything is actually valid .. and my parents gave me a life like this 😩😩😩 all 6 of us .. lord father how did they do it ..whatttttttt 😩😩 raising a family is not easy .. Jehovah .. like we haven’t even put school fees yet

  • @udosvarietykitchen9953
    @udosvarietykitchen9953 2 года назад

    Nelo you have really inspired me. Keep up the good work

  • @Mummyhood833
    @Mummyhood833 3 года назад

    My sister I have just one and I know how much I burn in just a week. Diapers, food etc, the more money you make the more money you spend. So it's very different for each family

  • @lifeimprovementcic2292
    @lifeimprovementcic2292 3 года назад

    That wig looks great on your already gorgeous self Nelo 😍

  • @dayo9378
    @dayo9378 2 года назад +1

    Thank you for this video. Do you give you staff any money at all? Are they ok with you keeping their money from them?

  • @AmarachiDuru
    @AmarachiDuru 3 года назад

    Wow! I enjoyed watching this video. I love who you broke them down.

  • @todaywithdorothy
    @todaywithdorothy 3 года назад +19

    The audacity of some people tho 😂😂

    • @chayomaa
      @chayomaa 3 года назад

      Likee

    • @marycole7196
      @marycole7196 3 года назад

      HMMMMH. Pls dear, always ignore intruders. Busy bodies...putting their mouths, where it doesn't belong. They should go and have children, and starve them, not clothe them...Nonsense. People and places. Ignore them ojare idle hands with nothing to do. GOD bless.

    • @sose9601
      @sose9601 3 года назад +1

      I just tire oooh.
      Who are you to tell me,how to spend my money?.

  • @Munastiic
    @Munastiic 3 года назад +4

    Omo, I don’t understand human beings. How would you enter someone’s dm telling them how to shop for their family. Lmaooo I’m shook

  • @annxoe
    @annxoe 3 года назад +1

    I wonder where people buy audacity from, omo no boundaries at all😭😭

  • @marydemsy2690
    @marydemsy2690 3 года назад +1

    Nice video sweet nelo. Please im interested in the hair and app. You look really good.

  • @peacechukwunonso4808
    @peacechukwunonso4808 3 года назад +3

    How is it so difficult to stay in your space and mind ur bizness.

    • @adaezeokafor4331
      @adaezeokafor4331 3 года назад +1

      Right!!! Also when you are in the public eye, people will talk.

  • @nenyespecial3440
    @nenyespecial3440 3 года назад

    I will check the app out for my personal expenses, nice one, people should not tell other people on how to spend their hard earn money when they have not ask for it.

  • @ChyHairDiaries
    @ChyHairDiaries 3 года назад +1

    I hate how sombori cannot just talk her gist without addressing concerns amino people will have. How in God's name does people have the energy to be so concerned about another person's personal decision on how the handle their life....shocks me every time

  • @mauschannel2135
    @mauschannel2135 3 года назад +1

    Wow your makeup is so beautiful 😍

  • @Lilianscorner26
    @Lilianscorner26 3 года назад

    The wig fits so well
    The spending is so detailed

  • @callisterchukwuemeka7955
    @callisterchukwuemeka7955 3 года назад +1

    Sis, I need one hair from you oo, NY birthday too is coming up on 18th of September oo, fine woman you are

  • @jennysoutlet
    @jennysoutlet 3 года назад

    Hmm, Ndi madu self. I know people whose monthly expenses is like $9k and they are fine with it. Someone will still come and tell me that I spend too much in a month when mine is not even that amount yet. As the fingers are not equal so is our finances not equal as well. He who works should be able to eat according to their income.

  • @jennysoutlet
    @jennysoutlet 3 года назад +1

    That’s what I tell people everyone pocket can’t be the same.

  • @DorcasOmoruyi
    @DorcasOmoruyi 3 года назад +1

    Omo things cost for Naija o
    I really enjoyed this video😉 want to see more

  • @ijigboeli
    @ijigboeli 3 года назад

    Neloooooo your skin care routine, seriously children take more of the money. You are glowing nne

  • @casi-annahepburn4371
    @casi-annahepburn4371 3 года назад

    SMA PRO is expensive for real. I'm in England and it cost £10.75 and that expensive for England...but I will NEVER change it oooo. And my baby is just 3 months...