ገዛ ምግዛእ ዶ ተኻሪኻ ምንባር፡ ኣየናይ እዩ እቲ ቁኑዕ ውሳነ? Rent vs Buy house in Tigrigna | 𝐅𝐢𝐝𝐞𝐥 𝐅𝐢𝐧𝐚𝐧𝐜𝐞
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- Опубликовано: 28 июн 2024
- 💥💥 𝐖𝐞𝐛𝐬𝐢𝐭𝐞 👉🏽 fidelfinance.com
ኣብዛ ቪድዮ ጥቕምታትን ጉድኣትን ናይ ምክራይን ገዛ ገዚእካ ምንባርን ብምግላጽ እቲ ቁኑዕ ፋይናንሳዊ ውሳነ ክትውስን ክሕግዘካ ዩ። ገዛ መጀመርያኻ ክትገዝእ ትሓስብ ሃሉ ወይ ንነዊሕ ተኻሪኻ ክትነብር ብዘየገድስ ኣብዛ ቪድዮ ጽቡቕ ጌረ ብዝተፈላለየ ምኣዝናት ናይ ምክራይን ምግዛእን ክገልጸልካ የ፡ ጽቡቕ ምክትታል
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🌟🌟🌟 𝐂𝐨𝐧𝐧𝐞𝐜𝐭 𝐖𝐢𝐭𝐡 𝐎𝐮𝐫 𝐂𝐨𝐦𝐦𝐮𝐧𝐢𝐭𝐲 🌟🌟🌟
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✅✅ 𝐅𝐢𝐝𝐞𝐥 𝐀𝐜𝐚𝐝𝐞𝐦𝐲 𝐋𝐚𝐧𝐠𝐮𝐚𝐠𝐞 𝐂𝐡𝐚𝐧𝐧𝐞𝐥: / @fidelacademy1
𝐃𝐈𝐒𝐂𝐋𝐀𝐈𝐌𝐄𝐑: We are not financial advisers. These videos are for educational purposes only. No official financial advice is being given here. Please always check with a professional before making any investments or financial decisions. Your investments are your sole responsibility, these videos merely share our own opinions with no guarantee of gains or losses. 
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crystal clear! Thanks a lot Mr. Brhane. God Bless you.
Glad it was helpful! Thank you and Bless you too 🙏
Thanks brother
100% I agree
I live in USA, when I tell friends renting houses is better than buying at this time but still they don’t agree. They say the value of houses are double. To me buying house is put yourself in prison , due to current economic recession and inflation
🙏🙏
If you have a family it is better to live in a house. Price of up, and down is just a trend that changes overtime. You can also sell, and move when in the right time. I sold my house a couple years a go when the house market was high. So if you have kids it is better to buy , kids will have enough space, the school zone can be better.
Maybe you have a poor mind .
@@fesshaieyohannes8139 just because he has different opinion doesn’t mean he has poor mind. Do you know how many rich people prefer renting to buying? It’s all personal choice. Buying a house is important but isn’t always right.
Let me just ask you this question and answer carefully. If you had a million dollar a year ago, now you know what happened, would you have preferred to spend the money on real estate or Bitcoin?
Thats good knowledge sharing but the thing is no matter how much low you can rent in at the end you don't own anything. However if you buy a house at least in 20 or 30 yrs thats your property. For short term renting may be better choice but not for long term
Thank you and I agree. With time, maybe in 2-3 years the interest rate will be lower than the current one thus the cost of buying will be cheaper than renting.
Thanks btami sebuk gerka akribkauo, very clear and easy to understand, u are good teacher aswell. Big respect for u
Thank you very much
Thanks so much for sharing your great idea.Good bless u with lovely family
Thank you! You too!
THANK YOU FOR YOUR TIME APPRECIATE.
You are very welcome
Interesting thank you keep shining well done
Thank you, I will
Thank you, brother. In my opinion, it is butter to buy a house. If we can pay up to $50,000 or 80,000 mortgage the house total $300 or 400 thousand, plus if our income is fine. I prefer to buy. The reason why houses are every year increase a lot. Let's say if this year $500 for three bed-rooms after one year going be $800. See how it is increasing😮.
Great idea.
Vielen lieben Dank für die Info ❤❤❤❤❤❤❤
❤❤❤
Thaank you..
You’re most welcome. Thank you for watching.
Thank u brhane
Any time!
Thank you Brhin Hawna kem wetru ❤
Thank you too ❤️
ሰላም ኩቡር ሓው ተጠንቒቐ ሰሚዐዮ ኣዝዩ ብሉጽ ሓበረታ ፡ ኣብ Uk መጀመርታ ክትገዝእ ከለኻ ከም ዋጋ ነይቲ ገዛ stamp duty ትኸፍል ድሕሪኡ annual property tax ናይ ገዛ ግብሪ ዘሎ ኣይመስለንን ሓፈሽዊ ከምቲ ዝገለጽካዮ ናብ ካልእ ዓለም ዘለዉ( ዝነብሩ )ዘዳለካዮ ስለዝኾነ ይሰማማዕ ካብዚ ሓሊፉ ግን ሰብ ብዙሕ ዘየስተውለሉ maintenance cost እዩ በዚ ኮነ በቲ ግን ወላ ዓመታዊ ግብሪ ኣይትኽፈል ኣዝዩ ብዝሕ ወጻኢታት ከምዘለዎ ጽብቕ ኣብሪህካዮ፡ልዕሊ ኩሉ ዝፈተኹዋ ከኣ መጠን ዋጋ ናይቲ ገዛ ንኹሉ ከምዝጸልዎ ትረዲአ keep it thanks alot.
ኣነ ውን ኣብ England እየ ዘለኹ። Stanp duty ኣሎ፡ ግን ናይ council tax ኣለና፡ directly ደኣ ብ % ናይቲ ክብሪ ገዛ ኣይተሓሰብ እምበር፡ search ብዝገበርክዎ ብ ኣቨረጅ ከባቢ 0.5 - 1% ክብሪ ናይቲ ገዛ ይመጽእ ዩ። ዋላ ኣብ USA እውን ክሳብ 3% ዝኸፍሉ ኣለዉ።
Yes re-write Council tax instead of property tax familiar word.
Most of our subscribers live in USA and Canada so they won’t be familiar with the name *Council Tax* and I did mention in the video that the data and example is specifically from USA but the principle applies everywhere.
Thank you so much❤
Des zebl meglexi
❤️❤️
Thanks bro❤
You’re welcome ❤️
ናይ በሓቂ ኣዝዩ ደስ ዘብል መግለጺ ክቡር ሓወይ
ክብረት ይሃበለይ
Thanks bro 👍👍👍
No problem 👍
Thank you.
You're welcome!
Thank you brother
Any time brother! Thank you for watching!
Thank u bro❤
You’re welcome! ❤️
It’s worth mentioning that rents increased over time, but monthly mortgage payments remain same for the term duration of the mortgage.
True.
Great thank you
Thank you too!
Thanks ❤
You're welcome ❤️
Thank your my friend
Thank you too
Thank you 🙏
You’re welcome 😊
Thanks ❤ bro
You’re most welcome ❤️
Thank you sir
Welcome
Thank brhin kemu kulu gzie
My pleasure!
Thanks brother l agree 👍👍👍👍
Always welcome
Kbret yhabelna kbur hawna
Ane wn yemesgn.
❤good job
Thank you 😊
Thanks
No problem
Btaemi Xbuq timhrti meglexi iyu ezi tihbo zeleka yeqenyelna
Thank you!
Welcome 🙏 🎉brother
Thank you 🙏
Hi brhane kemey kenika ezy tmhrena zeleka btaemi subuk eyu ane abal kikewun zeykealku wereket sle zeyebley sle ety kulu ethbena netsa agelglot dma thank u so much❤❤❤❤
ጸገም የለን፡ በዚ likes, comments, shares ጌርካ ተተባብዓኒ ውን የመስግን ❤️🙏🙏
Thanks bitaeimi tekami timihiriti
Asifih einite tebilelina
Thank you.
no compromise, rent and owen home!
to buy home u went a head!
Buying is better than renting most of the time but not always. That’s why I provided this perspective.
I know you haven't said that, but also we can rent the basement. That will help us to buy the house easly.
There are a lot of things i didnt say and you're right. That helps too.
Tebarek ❤
Thank you ❤️
B cash payment entegeziekayo ke?
32,000×0.07=2,240 eu eti interest
22,400 aykonen tegagika keytehlu check gibero
320,000 (loan/Mortgage) * 0.07 = 22,400
Interest rate ab kem beal canada its update every 2...3...5....years if its closed ,ab uk ,USA kemey e u endee.
Same principle.
Kemakum ybzhu
Thank you.
ክቡር ሓዉ 20 ዓመት ተኻሪካ ክትነብር ጸኒሕካ ዉጻእ ምስበሉካ ዋና ገዛ ንብረትካ ጠቅሊልካ ኢካ ትወጽእ (ኣብዛ ዝነብረላ ዘለኩ ሃገር ኣብ ክራይ ምንባር ማለት ገንዘብካ ብፍንስራ ምድርባይ ማለት ኢዩ ይብሉ 😅) ንናተይ ትብሎ ገዛ 20 ዓመት ክትከፍለሉ እንተደኣ ጸኒሕካ ግን ክትዉንኖ ኢካ። ድሕሪ 20 ዓመት እንተደኣ ክትሸጦ እንተሓሲብካ ከኣ ካብቲ ዝገዛእካዮ ክብ ብዝበለ ኢካ ክትሸጦ፥ ስለዚ ኣጉዲልካ ደሚርካ ብዉሕዱ ን 20 ዓመት ብነጻ ትቅመጥ ጸኒሕካ ማለት ኢዩ ደሓን እቲ መክሰብ ይትረፍ እሞ።
ኣነ ብወገነይ ዓቅሚ ዘለኩም እንተትገዝኡ ኢየ ዝብል ካብ ምክራይ!
Nice explanation bro. Thank you. I have a question though. Eti interest (7%) gn ab lifetime nayti loan iu zkfel mesleni. For example, if the total interest is 21,000, it have to be divided by the number of years that you will need to pay off the house. That was my understanding. Correct me if I am wrong please. Thank you again 🙏
Let me give you a hyohotetical example to make sure you get it …… If you take out a $21,000 mortgage (loan) at a 7% fixed interest rate for 30 years, your monthly payment would be approximately $139.86. Over the life of the loan, you would pay around $29,349.60 in interest.
And the total amount paid over the life of the loan would be approximately $50,349.60.
@@FidelFinance I get it now. The rate applies 'annually'. That's crazy. You pay more than you loaned.
የቀንየልና ብርሂን ከም ወትሩ ጹቡቅ ስራሕ
Thank you, Hagusha.
❤
❤️
ሰላም ኩቡር ሓወይ ስለ እቲ ጽፉፍ ኣቀራርባኻ የመስግን !!! ብቕጻል እቲ ዝሓሸስ ክራይ ገዛ ዶ የዋጽእ ትብሎ ዋላ ገዛ ገዚእካ ብፍላይ ኣብ ኤሮፓ?
95% ግዜ ገዛ ምግዛእ ዪሓይሽ፡ ዓቕሚ እንተሃልዩ። ብሓፈሻ ክንደይ Interest rate ትኸፍል ኣገዳሲ እዩ።
Nmejemerta gize youtube zegedseni hasab rekibelu txs zarkey marey 😊
Welcome brother! Thank you for subscribing!
መጀመርታ እቲ ሓሳብ ጽቡቅ ዩ ግን
ገዛ ምክራይ ካብ ምግዛእ ይሓይሽ ክትብል ከለካ ኣብቲ ገዛ ዩ ዝምርኮስ ሶ።ኣረጊት ገዛ ተገዚኢካ መዓልታዊ ኣዝዩ ቡዙሕ ወጻኢታት ኢካ ተውጽእ ሶ ደሓን ዝኮነ ገዛ ክትገዝኡ ኣለኩም ምባል ይሓይሽ።
2ይ ካብ ገዛ ገዚኢኩም ወርሓዊ ናይ ማይ፡ኢንቹራንስ፡ጉሓፍ ካልእ ተወሳኪ እናከፈልኩም ትነብሩ ሕስር ዝበለ ገዛ ክራይ ተካሪኩም ገንዘብኩም ኣብ ወፍሪ ኣፍሪቃ ይኩን ኣብቲ ዘለዉዎ ዓዲ ከዋፍሩ ኣብ መወዳእታ ኣብ ባንክ ደሓን ዝኮነ ገንዘብ ክህልዎም ዩ ብመጠኑ ከኣ ምስቲ ገዛ ዝገዘአ ሰብ ይማዓራረዩ
ተዘይ ኮዩኑ ብድምድምታ እቲ ናይ ገዛካ ወጻኢታት ካብ ክራይ ስለ ዝበዘሐ ምክራይ ይሓይሽ ክትብል ግን 101% ጌጋ ዩ።
ኣነ ንዝገዝኣክዎ ገዛ 500€ እናከፈልኩ ንስካ ንዝተካረካዮ 500 እናከፈልካ አኒሕካ ድሕሪ 10 ዓመት ኣነ ወናኒ ገዛ ብማዕረ ወጻኢታት ንስካ ከኣ 0 ኣይ ገንዘብ ኣይ ገዛ ሶ።
ዓርከይ ኣብ ጀርመን ብ380 ሽሕ ገዚኡ ኣሎ ወርሓዊ ወጻኢታት ብጀካ ናብ ባንኪ ዝክፈል ከባቢ 390€ እዚ ናይ ጉሓፍ ኢንቹራንስ ገለ ዩ ሶ ኣነ ከኣ ኣብ ክራይ ብ350 ኣለኩ ሕጂ ንስኩ ኣነ ትሕቲኡ ስለ ዝከፍል ገዛ ምግዝኡ ጌጋ ኣሎ ትብል ኣሎካ ፡ድሕሪ 15 ዓመት ወናኒ በዓል 380 ሽሕ ገዛ ክከዉን ከሎ ኣነ ከኣ ፍርጅ ጥራሕ ሒዘ ጠጠው ሶ እዛ ናይ ሎሚ ሓሳብካ ኣየስመርኩላን ኣለኩ ስለ ሓሳብካ ግን የመስግን።
ኣነመደምደምታ ኣይሃብኩን፡ ኩሉ ግዜ ኣይኮነን ከሙ ዝመጽኣልካ። ገዛ ክራይ 1000 ዶላር እንተኮይኑ፡ ናይ mortgage 3,000 ንወርሒ ን 30 ዓመታት ትኸፍል እንተትኽወን ከ፡ ገዛ ምግዛእ ምመረጽካ ማለት ድዩ? ኣነ 100% ምክራይ ምመረጽኩ፡ ዋላ ፋይናንሳዊ ብልሒ ዘለዎ ሰብ ውን ከሙ ይመርጽ ይብል። ስለዚ ኩሉ ግዜ ን ኩሉ ሰብ ምክራይ ይሕሾ ኣይበልኩን። በቲ calculate ዝገበርናዮ ግን ትኽክል ኣለኹ።
Tmhrti kngmr eina eikana telefon ab thti kgedfelkum ey elikan nerka bzkone krekbo ay kealkun bkemey tmhrtku kwesd ykel hawey ?
00447865 557465 (WhatsApp)
Betamy xbuk temrty u telfonka da aby kerkba ye😊
Zehalefe videoka mehari eyu. Eza video ka gen eab gemet. Zey eatewu rekahitat ealewu , nekemey aynet seb , eab long term, zebelu eagedesti zekonu netirekayom. Bezi mekeneyat eza video temerta godileni
ሓፈሻዊ ሓበሬታ እየ ክህበኩም ዝኽእል እምበር 1 ብ 1 ኩሉ ናይ ውልቅኹም ዘድልየኩም ርኤ ክህበኩም ኣይክእልን የ። ናትካ ዘድልየካ ኣብ ግምት ኣእቲካ ዝውሰኽ ወሲኽካ ዝጎድል ኣጉዲልካ ክትጥቀመሉ ጥራይ ዩ ዘለካ። ውልቃዊ ፋይናንስ ማለት 1 ሕጊ ተኸቲልካ ኪድ ማለት ኣይኮነን። ናተይ ስራሕ ዝፈልጦ፡ መጽናዕቲ ዝወሰድኩሉ ዝተፈላለየ ኣረኣእያ (perspective) ክህበኩም እዩ።
What about if you buy cash?
Thanks
Buying a house with cash ties up a significant portion of your liquid assets, potentially limiting your ability to get into other investment opportunities. That being said, you won't be making monthly mortgage repayments, so you might find that this suits your financial circumstances better.
I wouldn’t recommend it but not financial advise.
Thanks brhinnnnn haweyyyyy
Xfuf agelalxa ❤
ሓንቲ ግን ክሓታ ዝደሊ ይቅረታ ማለት ኣፍልጦና ታሕቲ እንድዩ ናይቲ ወለድ ያ ክንድኡ ክትከፍል ከለካ እቲ ዝተረፈ 320 ልቃሕ ከ ተወሳኪ ማለት ድዩ ዘይበረሀትለይ
Sorry Awet. ኣነጽር ኣብላ ስከ?
Nay haxir medeb tekoynu kiray yihayish long term tekoynu gn geza migzae yerbh
I agree!
ክቡር ሓው ኣብ መወዳእታ ድሕሪ 20 ወይ 30 ዓመት ግን እታ ገዛ ምስ ወነይንካያ ዕጽፊ ወይ ዝያዳ ዋጋ ከተውጽእ ከ ኣብ ግምት የእቲካዮ ዲካ?
እወ ኣእትየዮ የ።
ንጹር መግለጺ የቀንየልና ብርሂን
🙏🙏🙏
Good job❤ Brhin ሓንቲ ሕቶ ክሓተካ፦ ኣብ stockmarket invest ንምግባር ወይ ንኽትመሃር ደረጃ ትምህርቲ ይሓትት ድዩ? መልሲ pls.
No, dereja nay acadamic tmhrti yhgz ember ayhattn yu. nishtey tmhrti nay stock market course tray yu zedlyeka.
@@FidelFinance Thank U!
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What about if you buy cash?
If you buy cash is good
Dhri 30 amet ke eti geza waga ayewxien du kemey u ni hizbi gega habereta mihab pleas kulukum memahran aytkunu gdefwo seb kem hasabu ynber
Okay. Gn bzey memahran (bzey hasabat) seb kemey elu dlyetu felitu tsibuq wsane kesan tbh kbur haw? Ane kea dlyetey khasb/kgebr nmntay tqawrmeni aleka? Bzuh htotat alo ktmlso zgbaka!
ደስዘብል ትምርቲ ብርሂን: ግን ከም ዝመስለኒ ልዕሊ 4 ስድራ እንተ ሃሊካ, ከ ክትገዝእ ይምረጽ ወላስ ከመይ ትርእዮ? ከም ምክሪ ኢየ ደልየ??? የቀኔለይ ተገዲስካ እንተ መሊስካለይ ደስ ምበለኒ❤❤❤
ብዓይኒ ፋይናንስ ክንድምሮ ከለና ኢለ ሓሳባት ክህበኩም ኢለ እምበር፡ እወ ገዛ ምግዛእ እሞ ሓዳር/ቆሉ ሒዝካ ዓቕሚ እንተሃልዩ ክትግበር ኣለው። ገዛ ምግዛእ ዝመስልዎ የለን።
@@FidelFinance thanks Brehin Hawey 🥰
Sebat geza keywnnu elom diyom zkareyu zmesleka?
No, interest rate kgodl, down payment zkewn genzeb slezeyblom….. bzuhat kea alewu mkray zmertsu. Zitefelaleyu sebat ztefelaleye mknyat alewom
ከዋጺእ ኣይክእልን እዩ ገዛ ክራይ፡ኣነ ወጻኢታቱ ተረዲእኩም እተዉ እንተትብል መሓሸ ምክኒዩቱ ሓበሻ ብዚሰሞዖ ሰለ ዝከይድ፡ብርግጽ ቀሊል ኣይኮነን ዝሓተካ፡ 12 ዓመት ተካሪየ ኣለኩ ገንዘበይ ንበዓል ዋና ገዛ እየ ኣሀብቲመዮ ናተይ ተዝከዊን ነይሩ ኣብዛ 12 ዓመን ኣበይ ክወርድ ይክእል ገምቶ ኣፍልጦ እንተሃሊዩካ፡ሕጂ በዓል ዋና ገዛ እየ ካብ ገዛ ክራይ ዕጽፊ ይከፍል እየ ግን ድሕሪ ቅሩብ ግን በንጻሩ እዩ፡ንዩቱብ ክትብሉ ሰብ ኣይትሓወውስሉ፡ስታክ ኢልኩም ድማ ግንደይ ሰብ ዕዳንዕዳ ገርኩማ ኣለኩም ሰብ ግደፍዎ ዓቅሙ ይግበር 12:14
ቁጽሪ ኣይሕሱን ዩ፡ እቲ ን RUclips ኢልኩም ዝበልክዮ ግን፡ ተጋጊኻ ከይትኸውን ጽሒፍካዮ። እቲ ስቶክ ኢልኩም ዝበልካዮ ከኣ ከምኡ። መጽናዕቲ ጌርካ፡ ሓላፍነታዊ ዝኾነ ጽሑፍን ሓሳብን እንተተቐምጥ ሓጋዚ ምኾነ።
@@FidelFinance ኩሉ ዝበልካዮ እኮ ብዓቅሚ ደረጃ ይሰማምዐሉ እየ ግን፡ገዛ ክራይ መጉሓፊ ገንዘብካ ምካኑ እየ ተማሂረ ኣብ ነብሰይ እየ ዝብለካ፡ገዛካ ግን ዕቅሚ ተሓጺሩካ ሸጥካ ገንዘብካ ከተምልስ ተክእሎ ኣሎ፡ስታክ ድማ ብቅዓት ከምዝሓትት ኣይንገርን ብዛዕባ ምውፋር እንበር ብዛዕባ ምኽሳር ብዙሕ ክንገር ኣይረኣኩን፡፡ ብካሊእ ተሪኢካዮ ይቅረታ ክንከፋፈል ስለዘለና እየ
Agreed bro
ኣብ ስቶክ ኣዛኒቕካ ንነዊሕ (long term) እንተዋፊርካ ውን ክሳራ የብሉን (ናተይ ቀንዲ ዓውዲ ንሱ እዩ) ኣብትዛ ቪድዮ ከም ዝገለጽክዎ S&P 500 ብ ኣቨራጅ ካብ 7-10% return ኣለዎ። እዚ ናተይ ሓሳብ ኣይኮነን፡ ሓቂ (Fact) እዩ። ኣነ ከኣ ገዛ ኣይትግዝኡ ኣይኮንኩን ኢለ፡ ገዛ ምግዛእ ሓደ ካብቲ ዝዓበየን ዝበለጸን ኣብ ሂወትካ ትወስዶ እዩ።
@@ablelomg7913 ንስኻ ውን ሓደ ካብቲ ሓበሻ ብዝሰምዖ ኢዩ ዝኸይድ ትብሎ ዘለኻ ኢኻ፡ ርእይቶኻ ወይ ሓሳብካን ጠቓሚ እትብሎ ሓበሬታ እንተትህብ ጽቡቕ/መሃሪ ሙኸነ፡ ን ሓሳቡ እሞ ድማ ብ statistics ዝተደገፈ ን ዩቱዩብ ክትብሉ ምባል fare ኣይኮነን ፡
Stock ዝበልካዮ ድማ ብዓቕምኻ ጀሚርካ ተመሃረሉ ኢዩ ዝበለ እንበር ዘለካ ነጊፍካ ጀምር ኣይበለን። because risk ዘይብሉ ዓወት ስለዘየለ።
A nay England bezi zelo interested Ttnegrena btami xbuk mkniyatu USA 🇺🇸 nay kubur eka ketmxlna xenihka ny England gn eti internet whud eyu kab 4. to 7 bflay 4 terekibka zhashe koynu ysmani malet eyu
tsibuk aleka, gin calculate kitgebro keleka beti zigeberkwo ab kindi 7%, 4 wey 5% beti zelewo enteaetikayo tkkl kimetsalka eyu ember wala ab USA zitefelaleye eyu zelewom. beta zigeberkwo calculate entegierkayo, kray kea kndey kem zelo tetsno, shu kelil eyu. Yekenyeley kea.
Nixur meglexi brhin kem kulu gze yeqenyelna flitetka yzari
Amen!
ሰላም ብርሂን ከመይ፥ ንእትህበና ትምህርቲ ኣዝየ የመስግነካ። ካብዚ ብምቅጻል ዓመታዊ $34,000 እንዳ ከፈልካ ኣስታት 10 ዓመት ኢዩ ዝወስደልካ ይመስለኒ እንተዘይ ተጋጊየ። so ካልእ ትኸፍሎ የለን ማለት ዲዩ ወላ...... ምስሰናይ ይቅሬታ ስለ ጽቡቕ ዘይተረደኣኒ ዩ።
ኖ፡ ን 30 ዓመት ንውሑ (30 Years Loan Term) ስለዝኾነ ክሳብ ዝውዳእ። እዛ ኣነ ዝሃብክዋ፡ ሓፈሻዊ ነታ ገዛ ክትውንናስ ከሙ ገንዘብ ተጥፍእ ከምዘለኻ እዩ ንዓመት ብዓይኒ ፋይናንስ ማለተይ የ። ብፍላይ ምስ ገዛ ክራይ ከተወዳድሮ ከለኻ።
ኣነ ክመሃር ይደሊ አየ ተለፎንካ ባ ጽሓፈለይ
❤❤❤❤❤❤❤❤
❤️❤️❤️
🏖🌻Stock Market!!🌻🏖
❤️❤️
Wela wexaeitat ybzah mgzae yhaish mknyatu ab metereshta zkone ab eidka yeblkan bkray tnebr entekoinka, entegezieka gn entehameqe bksara wela eti meret ab eidka alo ktsheto tkel eika ybl ane
እወ ግን፡ ኣብ ካልእ ኣማራጺታት ኣዋፊርካ ከ፡ ገንዘብ ክትረክብ ኣይከኣልን ድዩ? ንኣብነት ኣብ ስቶክ ማርኬት፡ ቢዝነስ? ማለት ገዛ ምግዛእ ጥራይ ኣኣራጺ ከም ዘሎ ጌርና ኣይንደምድሞ፡ ብክፉት ሓንጎል፡ ብኸመይ ከምዚ ይብል ኣሎ ኢልና ነሰውዕለሉ። የቐንየለይ
@@FidelFinance ja nsu dea buzuh amaraxi alo kemzbelkayo genzeb nktgebr,,,eti gzie abzi Europa kemzi kemana Eritreawiyan 3,4 qelaut enteleka btaami ashegari eu geza kray ktrekb bflay ab Germeny beqa bmado trah eyom No zblu wela ekul atawi yhalka
@@abrahamkalab2159 🙏🙏🙏
Ab Norway eye zqmet, lieli 90% hizbi Norway geza eyu zgezie, kray malet genzebka bfinstira mdrbay eyu eyom wn zblu mknyatu kea geza kray kbur eyu ab Norway, mgzae eyu zewatsie
tsibuk aleka. Calculate kitgebro keleka, beti zelewo gibero emo. nay migzae zhaysh koynu kitrekbo tkewin eka. kelil eyu beti zihabkwo memrhi nktktel eyu ember, nktkedy (copy) aykonen zhabkwo abnet. Thank you.
Ketgezei abe da kengezi geza Europa kebru abe kulu alem kebru
እወ ብ ኣቨራጅ ኣብ 3-5% ይውስኽ ዩ ዓመታዊ ኣብ ዝበዝሐ ምዕቡላት ሃገራት። ኣበይ ዲኻ ትቕመጥ?
Your initiative is appreciated however you missed lots of details that needs to be considered. Buying a house is not Only a monetary aspect but also an emotional and psychological attachment. Those factors could also play a great role in the family well being; social, behavioral, and educational aspects. Based on your factors used in your video, the estimate for maintenance and opportunity cost are a little bit off. Opportunity cost should have been only from the 80K and should be around 800. Also you did not include the principal section of the mortgage payment which a buyer is placing it in a different place. All in all, its hood idea to do an educated decision but your comparison are too narrow and off the truth.
🇪🇷🇪🇷ጽቡቅ አስተምሕሮ እዩ ። ግን አብ ክራይን አብ ገዛ ምውናን ፍልልይ አለዎ ።
እቲ ንክራይ ትከፍሎ ገንዘብ ከምዚ አብ መሬት ተፍስሶ ማይ ማለት እዩ ። እቲ ገዛ ንምውናን ትከፍሎ ገንዘብ ግን ከም አብ ባስካ ወይ ኢላ ትእክቦ ዘለኻ ማይ እየ ዝአምን ስለዚ ብዝኮነ መአቀኒ ቁሩብ አቅሚ ተለካ ነቲ ዳውን ፔይመንት ልእሊ 50% ከፊልካ ገዛ ምግዛእ እቲ ዝበለጸ ነገር ኮይኑ ይስምአኒ ዘለኩም ርእይቶ ክአ እጽበይ ። 🇪🇷🇪🇷
ruclips.net/video/wLu0lxyeckM/видео.htmlsi=rzd_-KjjE8yNG-EC
Kery geze endewesk eyu zekeyd
ልክዕ፡ እቲ ክፍሊት ገዛ ኸኣ እንዳጎደለ ይኸይድ ብድሕሪ ዝተወሰን እዋን፡ ምኽንያቱ ነቲ ቀዳማይ 10 ዓመታት እቶም ሰብ ገንዘብ ዘለቁሑኻ ኢኻ ትኸፍል። እንድሕር ኣፍልጦ ኣልዩካ ኸኣ ነቲ ወለድ ዘኮነ ነቲ ልቓሕ ተውሳኺ እንዳኸፈልካ ተግዱሎሞ እቲ ወለድ ይውሕደልካ። ኣብ 15 ዓመት እንተኸፊልካዮ ኣብቲ ገዛ ብነጻ ትነብር። ኣብዚኣ እዚ መንእሰይ ዘንጊዑ ኣሎ።
💯👌🏾👍🏾🙏🏾🙏🏾🙏🏾🫶🏾keep it up
Thank you. I will 😊
Wela gezieka bkemey tkeflo neti tax ywsini eiyu
Abzi win yisemamae ye. Zelekayo hager, kndey atawika, bsmka dyu, kalay gezaka dyu kedamay…. Ab bzuh flly alewo.
Thank you brother I am living in Uk ,I need to buy house and how can I contact you to get advice.
Anta hawey migzaen mikirayin beyen tewedadro
Eti mewedaderi ztetekemkulu Aytewehatelkan dyu?
@@FidelFinance nikiray zkifel eko konto ztefie genzebyu etigna mixbah niguho niakayu
@@FidelFinance thanks dima tegediska mimlaska
ገዛ ካብ ምክራይ ምግዛእ ዝበለጸ እዮ ካብ ናተይ ተመክሮ ገዛ ምግዛእ ዓብ እንቨስት እዩ ምኽንያት ብፍላይ ቆልዑት እንተደአ አለኹዋ ቐስእኖም እዮም ዝነብሩ ነምስታይ ደአ ሐዳሽ መክና ዝገዝኡ መክና ውን ቐልል ወጭ አይኮነን ዘለዋ መክና ድማ እናረገትን እናመረትን እያ ትኸይድ ስለዝ ትጋገ አለኻ በጃኹም ቆልዑት ዘለውኹም ብፍላይ ገዛ ግዝኡ ካብ አብ ገዛ ኽራይ ምንባር ደቅኹም ድማ ቐስኖም እዮም ዝነብሩ ንምንታይ ደአ ደቅዓድ ዝገዝኡ ንዓና ውን መሰል አለና ነት ዘለና መሠል ንጠቐመሉ ከብ ገዛ ክራይ ዝነብሩ ብፍላይ አብ አፓርትማ ዝነብሩ ደቅኹም ረብሸሙና እናበሉ ክንደይ ክንደይ ጭንቐት ዘለዎም ዋላ እቶም ቆልዑት ከምድላዮም ክጻወቱ ክዘሉ ይሽገሩ እዮም ገዛ ገዝእካ ግን ንስኻን ደቅኻን ቐስንካ እኻ ትነብር ስለዝ ብአይ ወገን ቅቡል አይኮነን ሐድሽ መክና አይትግዝኡ ገዛግን ግዝኡ እዩ ዘማኽር ናይ ዘለኹም ዓድ መሠል ከም ወድሀገር ተጠቐምሉ ቐስኩም ድማ ሕደሩ ቀዋም ስራሕ እንተሀልኩም ዘለኩም መሠል ተጠቀምሉ ካብ ጠዛ ክራይ ምንባር ናይ ዝኾነ ሀተፍተፍ አይትስምዑ እዩ ምኽረይ
ብጣዕሚ ጽብቕቲ ምኽሪ ያ ክቡር ሓው፡ ኣነ ውን ተኻሪኻ ምንባር ኣይበልኩን ብሽፉኑ፡ ብሓፈሻ ኩሉ ኩነታት ኣጽኒዕካ፡ calculate ጌርካ ንኽታቱዩ ሓሳብ። ኣብ ናይ ጽባሕ ዝዝርጋሓ ቪድዮ ኣላትካ ስምዓያ። (እታ ሃተፍተፍ ዝበልካያ ግን፡ ጽቡቕ ኣይመስለንን)።
Thank you again!
We love brbin gn eza subscribers ktkonu tkelu ikum zblkaya gn subscribers ktkonu yedmekum bzbl qal tekaya inorder to get lots of subscribers
Sure. Thank you so much!
☝️🙏♥️👍
❤️❤️❤️
@@FidelFinance 🙏♥️🤚
ክብዲ እዩ በጃካ ኣብታ ዓድና ይመልስና
🙏
Eta geza kray ab amet 10% twsk tekoyna ke
ሕቶ ዘየድልይ ምግዛእ። ከሙዝውስኽ ግን ገራእዩ ኣይፈትን። ብሓአሻ ወለድ (interest rate) ልዑል ስለዘሎ እምበር ገዛ ምግዛእ ዝመስልዎ የለን።
Xebuq agalxa eu ab keray yebalix
Zbezhe gize mgzae yhaysh. Mkray zhshelu gize gn alo.
Eta geza meswennkaya eyu zelo Eri erfti
ትኽክል!
wrong information!
what ever u pay , it’s better to buy home!!
after 15 years that
home for sure it’s
will be 600,000 usd
so got 200,000 profit! and u pay interest 7% but after a while, when the intest is down . u can refinance! so , it’s better to buy home, home is investment,
🙏
Yekenelna
Thank you
300k ab Swiss yelen parking tray iyu b 300k 😂😂
Tsubuk video Yekenelna 😍😍
Parking 😊 (interest rate ግን ትሑት ዩ ዘሎ ኣብ ስዊዝ) ስከዚ ገዛ ከቢሩ ኢልካ ዘይምምራር. Thank you too!
@@FidelFinance yep temesgen iyu agbet kulu
You don't have as much leverage in stock market as you have in real estate
I agree. It’s not recommended to use leverage to buy stocks anyways.
Geza megzea xebuk eyu kule gize eyu zehageska kedem 10 years zegezea hij koramo yeneber alew
Ewe hade kabti agedasi abi wefri tgebro eyu geza mgzae. Gizie, interest rate, alo bzuh xelawitat kenestewlelu zelena.
@@FidelFinance exactly hiji high interest rate alo waga geza win kirub dehan alo, kab kibur geza low interest rate ,eti geza hisur high interest rate kigzae do yihayish tibil ,eg current rate 7 % but after 2 years with new agreement if rate goes down that cheap monthly mortgage too
ወድ ሐወቦይ $400000 ዝገዛእናዮ 800000 በጽሑ አሎ በዣካ ሰብ አይተዳናግር
ruclips.net/video/wLu0lxyeckM/видео.htmlsi=7002bMV6E90vi13E
እዛ ቪድዮኻ ሲ ጽብቅቲ እንድያ ነገር ግን ኣነ ብወገነይ ብጣዕሚ ኣገዳሲ ኣርእስቲ ከላ ግን ወልሓንቲ ኣይተረድኣንን፣ ንቀጻሊ ቪድዮታትካ ብንጽር ዝበለ ኣገላልጻ ከይተሃኽካ ከምኡ ውን ንኹሉ ሰብ ብዝርድኦ ቋንቋ ( ትግርኛ) ጌርካ ደጊምካ እንተ ተቅርባ ኣዝዩ መሃርን ኣገዳስን ኣርእስቲ ስለ ዝኾነ ምረባሕና ሞ መመስገናካ። ስለዚ ከይተሃኽካ ቀስ ኢልካ ኢንግሊዝ ከየብዛሕካ ማለተይ እየ
Stock temezegebelu kkkk
😊😊😊
ንጽርቲ መግለጺት የቐንየልና ብርሂን ከም ወትሩ
ኣነ ውን የመስግን።
ገዛ ክራይ የዋጽእ? ፍርጺማ አይተረደትንን፡ ምክኒያቱ ኽራይ ብምሉኡ እቲ ገንዘብ ትጉሑፎ ኢካ ዘከኻ ተመላሽ ዝብሃል የብሉን ፡ እቲ ምግዛእ ጊን ዋላ ወጻኢታት ይሃልዎ እብ መጠረሽታ ጊን ናትካ ኢዩ ፡ዳሓር ኻአ እቲ ጋዛ ድሕሪ 15 _30 ዓመት ዋግኡ ዕጽፊ ኢዩ ኺውስኽ ፡ገዛ ክራይ ጊን ፡00፥0 0 እዩ ፡ኸመይ እሞ ኸዋጽእ ደአ??።
እዛ ቪድዮ ርኢኻያ ዶ ትኸውን ኩላ?
ያ፡ ርኢኢተያ እንዲየ ፡ደጋዲመ ኸአ ክሪኣአ እየ፡ብጣዕሚ እየ ዝካታየለካ፡ ብጣዕሚ ጽቡቅ ትምህርቲ ኢካ ትፍኑ ፡ፍደል፡ ፡እዛ ናይ ሎሚ ጊን አዳናጊራትኒ ላ፡
@@rusomtekle3943genzeb ente aleka aysemien eye elka gezakhatirah gizae arku.
Leke ealeka eane wen mesaka ealeku .kewedader befetsum ay kelen eyu mekeneyatu nateka geza yewehad yebezah terfi ealeka. Geza keray gen tekelilka genzebeka meguhaf eyu . Eab stok nezenetef Seb menalbat kekewe yekel eyu. Ezi hawena kea elameu geza ay tegezeu stock market kemehereka eye eyu zebelka zelo .
እወ እቲ ቀንዲ ሓሳብ አብ ስቶክ ማርከት ዶ ወይስ ገዛ ምግዛእ ፡ዝዕይነቱ እዪ፡ ግን ንእብነት ቢ ፡50 000 ዝገዛእካዮ ወርቂ ወርሓዊ ነቲ 1000 ትጉሑፎ ዘለኻ ናይ ክራይ መልሻስ ብድሕሪኡ መኽሰብ የምጽአልካ ዶ?
እንድዒ ብዝኮነ ኸምቲ ፍደል ዝበሎ እካታዒት አርእስቲ ያ።
እንድሕሪ ጹቡቅ ገርካ ስቶክ ማርከት እንተ ተማሂርካዮ ጊን ዝበለጸ ከምዝኪነ አየጠራጥርን ዩ።
ብዝኮነ ክብረት ይሃበለይ ድከቲ ርእይቶካ ኹቡር ሓው።
እንቺራንስ ንምንታይ ትኽፍለሉ ኣለኻ ብርህን እንድሕር እንቺራን ዘይብልካ እንተኾንካ ቡዙሕ ክትኽፍል እካ ልክዕ ከም ናይ ሕክምና እንቺራንስ መዓት ገንዘብ ትኽፍል እካ
Sorry Tes, ኣይተረዳኣንን፡ ሕቶ ድያ ዋላ መግለጺ?
@@FidelFinance ናይ ምዕረይ ቡዙሕ ገንዘብ እዩ ዝሓተካ እልካና እሞ እቺራንስ ተኣትወሉ ማለተይ እየ የቀርታ
@@tesfit2518if its single house no maintenance fee at all, it's only if the house is condo or town house