Hi everyone, let me share in detail the information I have just shared in the vlog. First, take note of the term ESID or Every Situation Is Different. Definitely, other ALTs have different experiences when it comes to managing their finances. When I was in my first year in the program, I was still more conservative with my spending. It was the time when I was still learning the way of life here in Japan. I was cautious and strict with my budget hehe. Also, I was still paying some loans back then. As you know, every year the JET salary increases, as well as the expenses. haha. Thankfully, Filipinos are exempted from paying taxes in the first two years. But as you've seen in the video, I am now paying 44k yen quarterly (residence tax). In addition, income tax was also included in the deductions starting 3rd year. They removed the car fuel reimbursement when I was in my third year. I didn't fully understand why hehe. Other ALTs receive commuting allowance and car fuel allowance. Unfortunately, mine was discontinued. Apato - no changes Car - owning a car is still better than renting one and can let you save more in the long run *Shakken or compulsory check - every two years *Car insurance, car tax - yearly Car fuel - price of gas has really increased huhu Electricity - I started using the AC during the summer (2nd yr-present) Also, I found that the heating function of the AC is better than using the kerosene heater. I have an electric heater, too. Electricity in winter really goes up. *Of course, back in 2018, I was doing my best to save money so I was really taking control of the use of the heating equipment. Gas (Cooking/hot water), and water in general - all prices increased as well Sim card - found a cheaper sim card (GTN Mobile) also this company is in partnership with EPOS Credit Card so I was able to get a Japanese CC easily. Pocket Wifi - got unlimited from a Vietnamese FB page hehe but it's legit. Take note, there are other cheaper unli pocket wifi providers but since I've been using this one for a long time, I'm saving myself from the hassle of applying for a new one. Grocery - well, prices have increased, and also eating healthy is way more expensive hahaha (protein shakes, whey powder, yogurt, etc) Amazon Prime - is a must here in Japan lol As you've seen in the vlog, my total expenses increased, around 20kyen, but the good thing is that the savings also increased. If not for the residence tax, I would have bigger savings. Take note that other ALTs might be spending less or more, so managing finances really depends on the financial goals of the ALT. Thank you, everyone! I hope this vlog is helpful for you all. Live Life To The Macs!
Good day teacher Mac’s, currently I’m taking my masters degree, I indicated on my sop, pero hindi ko na nilagay na presently studying my masters degree sa application form , Doon sa educational background, pero I submitted my COR sa masters ko.
Hi, application will open very soon so make sure to always check the embassy's fb page. Still unsure of this year's procedure. Let's wait for the announcement regarding overseas application. 🙂
jetprogramme.org/en/faq02/ Double check. It’s the same. In the vid it says, 3.36m or 3,360,00 as stated in the JET website. If you are Filipino, same salary is stated in the application guidelines.
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Hi everyone, let me share in detail the information I have just shared in the vlog. First, take note of the term ESID or Every Situation Is Different. Definitely, other ALTs have different experiences when it comes to managing their finances.
When I was in my first year in the program, I was still more conservative with my spending. It was the time when I was still learning the way of life here in Japan. I was cautious and strict with my budget hehe. Also, I was still paying some loans back then.
As you know, every year the JET salary increases, as well as the expenses. haha.
Thankfully, Filipinos are exempted from paying taxes in the first two years. But as you've seen in the video, I am now paying 44k yen quarterly (residence tax). In addition, income tax was also included in the deductions starting 3rd year.
They removed the car fuel reimbursement when I was in my third year. I didn't fully understand why hehe. Other ALTs receive commuting allowance and car fuel allowance. Unfortunately, mine was discontinued.
Apato - no changes
Car - owning a car is still better than renting one and can let you save more in the long run
*Shakken or compulsory check - every two years
*Car insurance, car tax - yearly
Car fuel - price of gas has really increased huhu
Electricity - I started using the AC during the summer (2nd yr-present)
Also, I found that the heating function of the AC is better than using the kerosene heater.
I have an electric heater, too. Electricity in winter really goes up.
*Of course, back in 2018, I was doing my best to save money so I was really taking control of the use of the heating equipment.
Gas (Cooking/hot water), and water in general - all prices increased as well
Sim card - found a cheaper sim card (GTN Mobile) also this company is in partnership with EPOS Credit Card so I was able to get a Japanese CC easily.
Pocket Wifi - got unlimited from a Vietnamese FB page hehe but it's legit. Take note, there are other cheaper unli pocket wifi providers but since I've been using this one for a long time, I'm saving myself from the hassle of applying for a new one.
Grocery - well, prices have increased, and also eating healthy is way more expensive hahaha (protein shakes, whey powder, yogurt, etc)
Amazon Prime - is a must here in Japan lol
As you've seen in the vlog, my total expenses increased, around 20kyen, but the good thing is that the savings also increased. If not for the residence tax, I would have bigger savings.
Take note that other ALTs might be spending less or more, so managing finances really depends on the financial goals of the ALT.
Thank you, everyone! I hope this vlog is helpful for you all.
Live Life To The Macs!
Hello po, how about commuting, are they doable?
Thank you Teacher Macs. This is a very informative video. Take care and god bless!
Naaliw ako sa no-voice vlog mo, Teacher Macs! Great acting!!!
dinaan sa facial expressions, gestures at props hahaha thank you sir!
@@TeacherMacs pinakagusto ko yung TABO part hahaha. Pinoy na Pinoy!
@@Joey-Sensei hahaha nung una dapat baso ng tubig naiinumin ko since naiinom dito ung galing sa faucet dba hehe pero mas cute ang tabo hahaha
Very informative and helpful po ito, Teacher Macs.. salamat sa video na ito.. Waiting na lang po ako plane ticket.. hehehe
Good day teacher Mac’s, currently I’m taking my masters degree, I indicated on my sop, pero hindi ko na nilagay na presently studying my masters degree sa application form , Doon sa educational background, pero I submitted my COR sa masters ko.
Watching, Koy!
Ty koy! 😊
aliw po talaga kayo Teacher Macs. are you still gonna be in Japan after your 5th year po?
Hi Nieva, yes, actually nakalipat na ako dito sa Osaka. :)
Question lang po, sir. Are all ALTs required to take Japanese classes?
Hi, hindi naman. Pero ok sya for you to survive living here. 😀
natawa ako sa mga expressions mo teacher macs hahahaha
i love the savings part teach! kakainspire sana all 😍
Ang hirap magipon! 🤣
Teacher Mac do u have an idea when will be the submission of JET application for next year? Is it possible to apply if ur in overseas?
Hi, application will open very soon so make sure to always check the embassy's fb page. Still unsure of this year's procedure. Let's wait for the announcement regarding overseas application. 🙂
Love your videos.
Thanks, Tanya! 😀
Habang tumataas ang sahod, lumalaki din ang expenses. Walet din! Huhu
korek sir! hirap magipon! hahaha!
Still waiting for my chance pa din na maka pasok sa JET 😇
claim it! lapit na magopen 2023 JET! :)
Sana nga po palarin teacher macs 😇😇
How come your 1st year annual income is bigger than the one declare in the 2023 JET program website?
jetprogramme.org/en/faq02/
Double check. It’s the same. In the vid it says, 3.36m or 3,360,00 as stated in the JET website. If you are Filipino, same salary is stated in the application guidelines.
Sir how long po contact nyo dyan pwede rin po ba iextend po?
Sa JET programme max ng 5 yrs at di pwd iextend. May special cases tho na inaabsorb ng boe ung alt. Pero rare ito.
May age limit po ba ito JET Programme Teacher Macs?
no age limit :)
HAHAHAHA. 100 percent for ALIW factor hahahah
hahaha malungkot kasi ang topic na gastos kaya ginawang kwela lol nakakapg-ipon ka na ba? hehe
Is there's any placement fee kapag natanggap ka sa JET?
no placement fee :)
Feel ko po, sa travel mapupunta most of my savings. 🤭🤭🤭
Hehe ok lang yun. Live life to the Macs. Hehe.