Get free life insurance quotes from America's top insurers and start saving today with Policygenius: Policygenius.com/whiteboardfinance. Thanks to Policygenius for sponsoring this video!
I’m worried about retirement planning and I want to ensure a comfortable future. I’ve worked hard my entire life and I want to enjoy the fruits of my labor without financial stress. I’m really concerned about whether I’ve saved enough and invested wisely.
As an elder millennial, one of the few advantages is having lived through the Great Recession, Election and Economy Crisis. My advice. Reduce unnecessary expenses, increase your savings by investing in financial markets and do not sell. One thing I know for sure is that diversifying your income can help insulate you from much of the craziness going on in the world.
The investment you choose isn't right or wrong, just depends on the kind of business person you are or simply the kind of person you are. However, the end game is investing money long term creates wealth every time. Just pick what you like and understand, invest and it will pay off. A lifetime of investing for 5 mil is not hard to accrue.
That's true...I'm thinking of investing in stocks or digital assets to grow my money for the first time, but I lack the in-depth knowledge and mental toughness to deal with these recurring market conditions. please any advice or pointer on how to outperform the market producing good returns
You're absolutely right! It just takes a good mindset and nerves of steel. I was deeply invested in 2020 with the economy crisis being bad, divorce and me with no job, so i had to work my savings in a well-diversified portfolio of stocks and digital assets that grew 4x with capitalization, venturing is not necessarily just about funds but also to be well informed. It's a long term plan for me so I invest and reinves
Exactly why i enjoy my day to day market decisions being guided by a portfolio-coach, seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/ analvsis they have, it's near impossible to not outperform, been using a portfolio-coach for over 2years+ and I've netted over 400k
@@MichelleDavidson-x8e Mind sharing info on the adviser who assisted you? been saving for pension since age 21 - company scheme. along the way I hit higher tax, so I added to my company pension with a SIPP (tax benefits) I'm 48 now and would love to grow my finance more aggressively, there are a few cars I still wish to drive, a few mega holidays, etc.
Managing money is different from accumulating wealth, and the lack of investment education in schools may explain why people struggle to maintain their financial gains.
Investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields.
I have been in touch with a Financial advisor. With a startup of $ 100 k, my advisor chooses the entry command of my portfolio which has grown to approximately $ 450 k in some weeks.
I’m intrigued by your progress. Could you share some insights into your trading strategy or perhaps recommend any specific resources or mentors that have led to your success.
This is such a useful and valuable video. The simulation tools in the video just explain everything. Explaining something only in theory doesn't sometimes help you visualize things. But with these tools we can actually see the potential outcomes of our strategy or choices. Thank you.
Just keep on contributing 15% or more of your paycheck into low cost index funds and get on with your life. Lift weights, drink water, eat healthy, have sex, jump in the ocean, go running outside, and absolutely never ever stop investing. You do that and you'll be just fine.
I’ve been watching you since the beginning man. I always get a lot of value out of your videos (even if I don’t always follow the advice 😂) thanks for doing what you do.
Managing money is different from accumulating wealth, and the lack of investment education in schools may explain why people struggle to maintain their financial gains. The examples you provided are relevant, and I personally benefited from the market crisis, as I embrace challenging times while others tend to avoid them. Well, at least my advisor does too, jokingly.
In my taxable account I went into dividend investing route. In my Roth I did the buy and hold route with an S&P 500 etf and total market etf along with some Berkshire B stock and SCHD.
I’m so glad I didn’t really make any big mistakes when I started my investment journey last year. So far I’ve just been sticking small amounts of money into companies I’m sure will continue to exist for the next five years and if the stocks do well, I hold on. If not, I reinvest the bad ones into the good ones so I can get higher gains. I gained about $9.5k from putting in $4k into NVIDIA earlier this year so that was pretty nice.
Working with Chris Ryan Stewart, I started my first stock in Feb 21, 2022 I noticed the market went down the whole year so now I’m up a lot of money endless we go back to the October lows I will keep putting more stocks super excited for 2024 the payoff will be great 😌😌
Great info, how can I get someone like that?…. I’m bombarded with the “don’t sit on it during the inflation, I wanted to jump in 8/22 and did nothing so far this year I think I need to get my feet wet
Great video! What’s your opinion on living off dividends? I understand you need a good size portfolio for that to be even remotely possible but is that something you’d consider as part of retirement? I have both a Roth IRA and a taxable brokerage account with SCHD as one of my holdings in both.
Hello Marko. This simulation is super. I will play around with it although I am age 75 with an MBA like you. We are doing well with a similar concept but without your calculator as we made our own 20 years ago.
When doing analysis like this, I always just assume a growth rate of (estimated avg. ROI - estimated avg. inflation). So assuming 7% return and 2% inflation, I just plug in 5% growth, and be done with it. That works, doesn't it? That way when I'm calculating money amounts in the future, I can keep everything at today's dollars. And I don't have to worry about whether the calculator adjusted for inflation or not.
Well explained, this is a game changer, I have been looking for the best way to increase my income and start up my retirement, but I really do not know much about investments and trading stock. I keep postponing every single day that passes, but I want to begin now. How should I start? What do I need to know?
Have you considered getting the services of a professional? When I was a beginner that was all I did and my finance went from bad to excellent. Now I can do some investing and trading by myself because I learnt also. You too can do same.
I know I can't do any investment by myself, because last time I tried, I lost all my money. I am serious and interested but also scared of losing money now. What can I do not to end up with same result as last time.
I have done some research, and what I need is an excellent financial advisor to assist me with what I want to do. A good recommendation will do. Thanks.
The decision on when to pick an Adviser is a very personal one. I take guidance from ‘Carol Vivian Constable‘ to meet my growth goals and avoid mistakes, she's well-qualified and her page can be easily found on the net.
Hey Marko .. great video .. the more I think about this the more I get to believe that an active management strategy is going to be required, as opposed to set and hold . To that end .. I’d set cash at $100k (2 years @ 48k) in an HYSA to allow us to skip withdrawl in bad times .. second I’d ease off on the bond ratio from 45% down to about 17% (608k @ 17% is 2 years) so that in medium growth years we can pull the bonds rather than the stocks. Reallocating in the good years, when the stocks are chugging along nicely. Not sure if FIcalc can simulate that .. what do you think?
I feel like there needs to be a reverse 4% rule. Because using that youre income would theoretically increase over time as average makert returns are around 10% and inflation is 3%. So youre making 3% more than the 7% it's costing you. I feel like once youre retired you'd need less and less income the older you get. Maybe the same. Still you are making more and more each year. Reverse 4% Rule would give you more at the start to enjoy while youre younger and less when youre older and dont spend as much. I don't know a system or rule that could make that actually work in practice, but i feel like thatd be the ideal retirement.
0 seconds ago Hi Marko, hope you are well. I have a question about the 4% rule what if the market is down one or a few years and I don't choose to adjust the withdrawal for inflation those years. how would I start adjusting for inflation once I start adding inflation back in. Would I use the last amount I had adjsted before I skipped some years. Thank you and in advance, perhaps you could share some articles?
Cool video-When your young-To start -invest in a well paid career-I wanted to be a police officer and then I realized that in California (CALPERS pension) offer 3% at 50 -so after 30 years I make 90% of my annual pay for life w COLA at 50!
Hi Graham! If someone has 40K sitting in their bank and wanted to invest it today in the brokerage account for money they’ll need in 10-20 years. Is it better to invest it today and to ride through the dollar cost averaging or is it better to wait a few months incase there’s an imminent recession that may happen soon?
You should adjust the color of your background when you're doing your 'today's sponsor' portion so that it better matches their branding (and so i know when to stop fast forwarding..)
Like many Americans, you used the phrase "...made sense to us". By this, did you just want to convey that you could afford the premiums? Otherwise, I would be interested in how you determine whether the monthly premium you are paying is right. Thank you.
The whole point of wealth for me is freedom. My magic number in my mind is 5 million needed at 65 to not worry about anything. Am i better off investing a good portion of my income into stocks or real estate to achieve this goal?
Varied sources of income is wise and especially living within your means. My net worth is $2M and I can pay my bills with no stress, but I don't live like I have that. I have no complaints.
@colleen.odegaard bravo! i'm 46, inherited money from a childless relative and traveled overseas, got married to a lady almost my age, but the only issue is how to preserve and grow my wealth in view of retirement, can your advisor be of help please?
Get educated in your field, work hard and prove yourself, pay your debts and payoff your credit cards before interest accrues, buy small things that make you look forward to the day, invest whatever is left over outside of all of that and let the cards fall where they will. The video proves planning is often pointless. Dont over stress and simulate your life 138 times. Do your best, your actual best, its all you can do. Live a good, hardworking life and these things will take care of themselves. If they dont, you will have no regrets because you will know you did your best. There is nothing else.
Don't you need to check the "Show Values after inflation" box, when calculating his future income needs? You used an assumption of him needing $48,000 per year in 25 years. But that's in today's dollars. You calculated the end investment amount in future dollars. Given a 2.9% inflation rate, that $48k per year is $98,090 in 2048 (25 years from now).
If you can have $1500 to $2000 a month go to Morocco and retire like prince. Safe, good health care, great cost of living, nice people, and very close to Europe to travel as much as you want so cheap.
I'm with Steven on this one. Very double with the right career and budgeting. I personally do 10% to a Roth a year and my company matches a portion of that.
You're assuming your portfolio will still have money when you die. I think Dave assumes 8% is good for a good lifestyle and you die using all you money pretty much.he even suggested the other day for someone to mortgage their house and use that money after they run out of retirement. So they can use every last bit of their wealth before they die. They didn't have kids or a wife, so they would have just given that money to the government. In Daves way you live off more money and have a better lifestyle while you're retired. You can use 4% rule but then think about how much money you didnt get to enjoy you worked so hard your whole life for. Also when youre old you cant do as much. In saying this when you initially retire you should take more while you cam still enjoy it. When you're 85/90 good luck spending all that because you wouldnt be doing much anyway. That way you live your best life as you only get one and dont leave anything behind you could have done/enjoyed
Healthcare? It seems to me that most of America assumes their health in retirement will be the same as their 20s. Reality is that it will be a much larger burden. Would be great to see these calcs with the assumption of maxing out of pocket on healthcare.
Just crossed the $1.5M mark in my portfolio, and I can't help but think of Taylor's lyrics, “The best people in life are free.” Investing wisely has given me such freedom. It's incredible how aligning with the right mindset and guidance can fast-track financial goals. I'm living proof that expert advice works wonders!
congrats on the milestone! I'm struggling to see even a fraction of that growth. Feels like I'm missing a key element. Who's giving you these golden tips?
thanks! I've been working with Linda Allman. Her insights are top-notch. She's been instrumental in guiding my decisions, and it's more about mirroring her moves and learning the ropes than just handing over my investments.
Linda Allman doesn't take over your investments; it's more about mirroring her trades and learning the ropes. It's empowering to see your own decisions, guided by a pro, leading to success.
Linda Allman? That name rings a bell. Saw her featured in 'Financial Success Today.' If she's the one guiding you, no wonder you're hitting those numbers!
Get free life insurance quotes from America's top insurers and start saving today with Policygenius: Policygenius.com/whiteboardfinance. Thanks to Policygenius for sponsoring this video!
I think you mention WeBull at the end of the vid, in case you want to edit it.
I’m worried about retirement planning and I want to ensure a comfortable future. I’ve worked hard my entire life and I want to enjoy the fruits of my labor without financial stress. I’m really concerned about whether I’ve saved enough and invested wisely.
I completely understand. Ensuring financial security in retirement is crucial. Have you considered consulting a financial advisor?
Yes I have. But I don’t know who exactly to trust to provide the right advices and guidance for me.
True. I have been in contact with a CFA that specializes in retirement planning. His expertise can help optimize your savings and investments.
Who’s this CFA? And how can I reach out to him?
JOSEPH NICK CAHILL
As an elder millennial, one of the few advantages is having lived through the Great Recession, Election and Economy Crisis. My advice. Reduce unnecessary expenses, increase your savings by investing in financial markets and do not sell. One thing I know for sure is that diversifying your income can help insulate you from much of the craziness going on in the world.
The investment you choose isn't right or wrong, just depends on the kind of business person you are or simply the kind of person you are. However, the end game is investing money long term creates wealth every time. Just pick what you like and understand, invest and it will pay off. A lifetime of investing for 5 mil is not hard to accrue.
That's true...I'm thinking of investing in stocks or digital assets to grow my money for the first time, but I lack the in-depth knowledge and mental toughness to deal with these recurring market conditions. please any advice or pointer on how to outperform the market producing good returns
You're absolutely right! It just takes a good mindset and nerves of steel. I was deeply invested in 2020 with the economy crisis being bad, divorce and me with no job, so i had to work my savings in a well-diversified portfolio of stocks and digital assets that grew 4x with capitalization, venturing is not necessarily just about funds but also to be well informed. It's a long term plan for me so I invest and reinves
Exactly why i enjoy my day to day market decisions being guided by a portfolio-coach, seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/ analvsis they have, it's near impossible to not outperform, been using a portfolio-coach for over 2years+ and I've netted over 400k
@@MichelleDavidson-x8e Mind sharing info on the adviser who assisted you? been saving for pension since age 21 - company scheme. along the way I hit higher tax, so I added to my company pension with a SIPP (tax benefits) I'm 48 now and would love to grow my finance more aggressively, there are a few cars I still wish to drive, a few mega holidays, etc.
Managing money is different from accumulating wealth, and the lack of investment education in schools may explain why people struggle to maintain their financial gains.
Investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields.
Amazing. It gets quite difficult to handle all of this, and staying informed is a major cause, how do you go about this are you a pro investor?
I have been in touch with a Financial advisor. With a startup of $ 100 k, my advisor chooses the entry command of my portfolio which has grown to approximately $ 450 k in some weeks.
I’m intrigued by your progress. Could you share some insights into your trading strategy or perhaps recommend any specific resources or mentors that have led to your success.
I consult with :-
This is such a useful and valuable video. The simulation tools in the video just explain everything. Explaining something only in theory doesn't sometimes help you visualize things. But with these tools we can actually see the potential outcomes of our strategy or choices. Thank you.
Just keep on contributing 15% or more of your paycheck into low cost index funds and get on with your life.
Lift weights, drink water, eat healthy, have sex, jump in the ocean, go running outside, and absolutely never ever stop investing. You do that and you'll be just fine.
Be careful with sex, it could stop you from being able to invest
👍
yeah what he said@@Savvynomad225
😂
I’ve been watching you since the beginning man. I always get a lot of value out of your videos (even if I don’t always follow the advice 😂) thanks for doing what you do.
Lol my pleasure!
What a fantastic video. Everyone needs to watch this video. Thank you Marko
Managing money is different from accumulating wealth, and the lack of investment education in schools may explain why people struggle to maintain their financial gains. The examples you provided are relevant, and I personally benefited from the market crisis, as I embrace challenging times while others tend to avoid them. Well, at least my advisor does too, jokingly.
People downplay planner’s role, until they are burnt by their mistakes. That’s why I’ve been working with expert planners like CHRIS RYAN STEWART
In my taxable account I went into dividend investing route. In my Roth I did the buy and hold route with an S&P 500 etf and total market etf along with some Berkshire B stock and SCHD.
I’m so glad I didn’t really make any big mistakes when I started my investment journey last year. So far I’ve just been sticking small amounts of money into companies I’m sure will continue to exist for the next five years and if the stocks do well, I hold on. If not, I reinvest the bad ones into the good ones so I can get higher gains. I gained about $9.5k from putting in $4k into NVIDIA earlier this year so that was pretty nice.
Working with Chris Ryan Stewart, I started my first stock in Feb 21, 2022 I noticed the market went down the whole year so now I’m up a lot of money endless we go back to the October lows I will keep putting more stocks super excited for 2024 the payoff will be great 😌😌
Great info, how can I get someone like that?…. I’m bombarded with the “don’t sit on it during the inflation, I wanted to jump in 8/22 and did nothing so far this year I think I need to get my feet wet
Great video! What’s your opinion on living off dividends? I understand you need a good size portfolio for that to be even remotely possible but is that something you’d consider as part of retirement? I have both a Roth IRA and a taxable brokerage account with SCHD as one of my holdings in both.
Hello Marko. This simulation is super. I will play around with it although I am age 75 with an MBA like you. We are doing well with a similar concept but without your calculator as we made our own 20 years ago.
When doing analysis like this, I always just assume a growth rate of (estimated avg. ROI - estimated avg. inflation). So assuming 7% return and 2% inflation, I just plug in 5% growth, and be done with it.
That works, doesn't it?
That way when I'm calculating money amounts in the future, I can keep everything at today's dollars. And I don't have to worry about whether the calculator adjusted for inflation or not.
i like the orange coin
Well explained, this is a game changer, I have been looking for the best way to increase my income and start up my retirement, but I really do not know much about investments and trading stock. I keep postponing every single day that passes, but I want to begin now. How should I start? What do I need to know?
Have you considered getting the services of a professional? When I was a beginner that was all I did and my finance went from bad to excellent. Now I can do some investing and trading by myself because I learnt also. You too can do same.
I know I can't do any investment by myself, because last time I tried, I lost all my money. I am serious and interested but also scared of losing money now. What can I do not to end up with same result as last time.
I have done some research, and what I need is an excellent financial advisor to assist me with what I want to do. A good recommendation will do. Thanks.
The decision on when to pick an Adviser is a very personal one. I take guidance from ‘Carol Vivian Constable‘ to meet my growth goals and avoid mistakes, she's well-qualified and her page can be easily found on the net.
Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.
Great video man thanks for elaborating on this topic blessings 🙏🏽
Glad you enjoyed it!
Hey Marko .. great video .. the more I think about this the more I get to believe that an active management strategy is going to be required, as opposed to set and hold .
To that end .. I’d set cash at $100k (2 years @ 48k) in an HYSA to allow us to skip withdrawl in bad times .. second I’d ease off on the bond ratio from 45% down to about 17% (608k @ 17% is 2 years) so that in medium growth years we can pull the bonds rather than the stocks.
Reallocating in the good years, when the stocks are chugging along nicely.
Not sure if FIcalc can simulate that .. what do you think?
It’s a variation of the bucket method and it does work.
Can’t you also take out more than 4% when the market dose really well and less than 4% when it does really poorly?
My three favorite channels: Marko - WhiteBoard Finance, Stock Brotha, & How Money Works. Make my week complete! 🔥 🔥 🔥
I feel like there needs to be a reverse 4% rule. Because using that youre income would theoretically increase over time as average makert returns are around 10% and inflation is 3%. So youre making 3% more than the 7% it's costing you. I feel like once youre retired you'd need less and less income the older you get. Maybe the same. Still you are making more and more each year. Reverse 4% Rule would give you more at the start to enjoy while youre younger and less when youre older and dont spend as much. I don't know a system or rule that could make that actually work in practice, but i feel like thatd be the ideal retirement.
Great video! I recommend Die With Zero all the time to friends and family, one of the most impactful and practical books I've ever read...
Love the book Die with Zero. I read that earlier this year and it is a great book. Thanks for sharing your knowledge about investing!
0 seconds ago
Hi Marko, hope you are well. I have a question about the 4% rule what if the market is down one or a few years and I don't choose to adjust the withdrawal for inflation those years. how would I start adjusting for inflation once I start adding inflation back in. Would I use the last amount I had adjsted before I skipped some years. Thank you and in advance, perhaps you could share some articles?
Nice project & thank you.
Very well explained!
Cool video-When your young-To start -invest in a well paid career-I wanted to be a police officer and then I realized that in California (CALPERS pension) offer 3% at 50 -so after 30 years I make 90% of my annual pay for life w COLA at 50!
What about using a SBLOC securities based line of credit so you dont have to take out any money at all? How come nobody talks about this?
Hi Graham! If someone has 40K sitting in their bank and wanted to invest it today in the brokerage account for money they’ll need in 10-20 years. Is it better to invest it today and to ride through the dollar cost averaging or is it better to wait a few months incase there’s an imminent recession that may happen soon?
Great job!
Get money buy assets
Simple life goals starting at age 16
The other question besides money is what are you going to do during retirement.
You need to find a purpose
Marko van Basten.......A Legendary Figure !!
You should adjust the color of your background when you're doing your 'today's sponsor' portion so that it better matches their branding (and so i know when to stop fast forwarding..)
Does the 4% rule eventually withdraw from principal invested?
what a fantastic video
Like many Americans, you used the phrase "...made sense to us". By this, did you just want to convey that you could afford the premiums? Otherwise, I would be interested in how you determine whether the monthly premium you are paying is right. Thank you.
The whole point of wealth for me is freedom. My magic number in my mind is 5 million needed at 65 to not worry about anything. Am i better off investing a good portion of my income into stocks or real estate to achieve this goal?
Varied sources of income is wise and especially living within your means. My net worth is $2M and I can pay my bills with no stress, but I don't live like I have that. I have no complaints.
@colleen.odegaard bravo! i'm 46, inherited money from a childless relative and traveled overseas, got married to a lady almost my age, but the only issue is how to preserve and grow my wealth in view of retirement, can your advisor be of help please?
Get educated in your field, work hard and prove yourself, pay your debts and payoff your credit cards before interest accrues, buy small things that make you look forward to the day, invest whatever is left over outside of all of that and let the cards fall where they will.
The video proves planning is often pointless. Dont over stress and simulate your life 138 times. Do your best, your actual best, its all you can do. Live a good, hardworking life and these things will take care of themselves. If they dont, you will have no regrets because you will know you did your best. There is nothing else.
Don't you need to check the "Show Values after inflation" box, when calculating his future income needs? You used an assumption of him needing $48,000 per year in 25 years. But that's in today's dollars. You calculated the end investment amount in future dollars.
Given a 2.9% inflation rate, that $48k per year is $98,090 in 2048 (25 years from now).
Yay Marko!
Congrats on the second baby 🍼
thank you white boy finance
Finally markooo your back
Love your content 😅
If you can have $1500 to $2000 a month go to Morocco and retire like prince. Safe, good health care, great cost of living, nice people, and very close to Europe to travel as much as you want so cheap.
A great video! Die With Zero is a fantastic book, I agree. I also prefer F.I.L.E. Financial Independence Live Early
If he put it in 5% treasury bill why wouldn’t it sustain?
Because historically that has not been the ROI
3 million for me… of course with all my other assets established.
First boy.... Get that podcast going boss
term life is the best. Way better then that whole life garbage
Whoa !!!
No one can retire …. There isn’t a 25 year old in the nation who can afford 500.00 per month to retire.
How would this change at age 65?
Lol what? Speak for yourself. I've been investing $800 a month since i was 24
I'm with Steven on this one. Very double with the right career and budgeting. I personally do 10% to a Roth a year and my company matches a portion of that.
@@dannyrivera9398 Awesome ….
I’m 25 and started contributing to my 401k at 21 $400-$500/month
Cut out luxuries, get your necessities for the lowest possible cost, and invest as much as you can.
You're assuming your portfolio will still have money when you die. I think Dave assumes 8% is good for a good lifestyle and you die using all you money pretty much.he even suggested the other day for someone to mortgage their house and use that money after they run out of retirement. So they can use every last bit of their wealth before they die. They didn't have kids or a wife, so they would have just given that money to the government. In Daves way you live off more money and have a better lifestyle while you're retired. You can use 4% rule but then think about how much money you didnt get to enjoy you worked so hard your whole life for. Also when youre old you cant do as much. In saying this when you initially retire you should take more while you cam still enjoy it. When you're 85/90 good luck spending all that because you wouldnt be doing much anyway. That way you live your best life as you only get one and dont leave anything behind you could have done/enjoyed
Who the heck would have 4000$ rent at 65 years old lol
I need about tree fiddy
Healthcare? It seems to me that most of America assumes their health in retirement will be the same as their 20s. Reality is that it will be a much larger burden. Would be great to see these calcs with the assumption of maxing out of pocket on healthcare.
Hmmm good point.
so what i take away from this is you need to retire with at least 1 mil to avoid having to get a job after 25 years.
Living in puket
You deserve a smarter way to find an buy it
Just crossed the $1.5M mark in my portfolio, and I can't help but think of Taylor's lyrics, “The best people in life are free.” Investing wisely has given me such freedom. It's incredible how aligning with the right mindset and guidance can fast-track financial goals. I'm living proof that expert advice works wonders!
congrats on the milestone! I'm struggling to see even a fraction of that growth. Feels like I'm missing a key element. Who's giving you these golden tips?
thanks! I've been working with Linda Allman. Her insights are top-notch. She's been instrumental in guiding my decisions, and it's more about mirroring her moves and learning the ropes than just handing over my investments.
Linda Allman doesn't take over your investments; it's more about mirroring her trades and learning the ropes. It's empowering to see your own decisions, guided by a pro, leading to success.
Appreciate the info! I've been going at it alone, and it shows. Time to consider someone like Linda on my side.
Linda Allman? That name rings a bell. Saw her featured in 'Financial Success Today.' If she's the one guiding you, no wonder you're hitting those numbers!
🎉
No One knows what tomorrow holds....
Thank you for your valuable contribution to the comments section.
@@erikwilson4090right 😂😂😂😅😅☠️
Men, Wanna retire in good shape?
Dont get married.
Opposite for women
How do we fight taxes? I mean we are at like 20% tax rate.
You can legally reduce your taxes to 0%. Expatriate and google FEIE. Many do this. Have dual citizenship? Even better.