INSURANCE you NEED when buying your first home | First time buyers advice UK 2021 | *Part 1*

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  • Опубликовано: 20 дек 2024

Комментарии • 59

  • @elise.mcculloch
    @elise.mcculloch  3 года назад +4

    Hope you all enjoy today’s video guys!! Hopefully it can help in some way for first time buyers xx

    • @cathy__wilson4930
      @cathy__wilson4930 3 года назад

      Great video!!! The property i had offer accepted was underpinned due to tree root 7 years ago. Since then structural survey shows no sings of subsidence. But it is so hard to find cheap
      building insurance for underpinned house and i am worried that i won't be able to sell the property later for potential buyers...because of difficulty with getting insured with higher premium. There are some insurance companies at Money super market site and they will only accept me if the underpinned reason was tree root and it had nothing to do with subsidence before. I don't know if i have to pull it out...it had already enough headache.

    • @lottiejudd8334
      @lottiejudd8334 2 года назад

      We have stumbled across your video just to find a bit of reassurance we’re ticking the right boxes and this was super useful. We’re in the very last stages of buying our first home, so excited!!! Well done on a friendly, informative video 😊

    • @elise.mcculloch
      @elise.mcculloch  2 года назад +1

      @@lottiejudd8334 aww thank you guys! And congrats on the new home, that’s super exciting!! We have a whole house playlist so check it out xx

  • @michellestephanie_
    @michellestephanie_ 3 года назад +7

    I am nowhere close to being able to buy a home, but some of this information was still so helpful! You would think that they would teach us these things in school, so crazy! Thank you for sharing your experience and helping others!!

    • @elise.mcculloch
      @elise.mcculloch  3 года назад +1

      I have said they should have lessons like this in school - it’s overwhelming otherwise! Thanks so much for watching babe - excited for you when you are in a position to buy 😊😊

  • @xxKateZxx
    @xxKateZxx 3 года назад +2

    I honestly don't know why we can't learn about this it's so vital! I'm definitely going to re-watch this when I eventually purchase my first home! It's crazy the little things like insurance you don't think about! Love this thank you!

    • @elise.mcculloch
      @elise.mcculloch  3 года назад +1

      Awww thank you Katie!! Someone commented saying this should of been a lesson at school 😂 totally agree xx

    • @xxKateZxx
      @xxKateZxx 3 года назад

      @@elise.mcculloch Absolutely! Sex education was an acceptable lesson and this wasn’t? 😅

  • @TheWoolfordFamilyLove
    @TheWoolfordFamilyLove 3 года назад +1

    this is very helpful for someone who is in the process of becoming a first time homeowner. enjoying these home videos thank you for the information :) xx

    • @elise.mcculloch
      @elise.mcculloch  3 года назад

      Aww I’m so glad. Thank you so much for watching xx

  • @gemmintuk509
    @gemmintuk509 Месяц назад

    it's 2024 (almost 2025) but have loved watching these videos, so much helpful info for someone like me who is looking into getting a new build home next year!

  • @BrodieBriddock
    @BrodieBriddock 3 года назад +1

    Buying is house is so much more than saving a deposit and moving in! Could've done with this before we bought our house haha great video though for first time buyers who are new to the game xx

    • @elise.mcculloch
      @elise.mcculloch  3 года назад +1

      Awww thank you babe!! Totally agree but appreciate you watching x

  • @millyhuckle6388
    @millyhuckle6388 3 года назад

    Absolutely love your videos. My boyfriend and I are renting at the moment and are looking to buy our first home. He knows so much about all of this, but I'm so happy I've found your videos as I've already learnt loads! 😂❤️

    • @elise.mcculloch
      @elise.mcculloch  3 года назад

      Aww thank you so much lovely that really does mean the world!! Aww how exciting!! You’ll have to let me know how the house hunting goes xx

  • @KezziesCorner
    @KezziesCorner 3 года назад

    im sure this will help plenty!! here in malta i dont know yet much about it, but hopefully in a years time i ll be here looking into buying my first place! oh goodness even writing it makes me nervous hehe ! but im so happy that you have shared such a topic as im sure it will be so so helpful to many!! i cannot wait to see more of your content!

    • @elise.mcculloch
      @elise.mcculloch  3 года назад

      Aww thank you so much babe - to be honest I never imagined owning my own home and then all of a sudden you are 39 😂 excited for you when it does happen though!! xx

  • @SamElle
    @SamElle 3 года назад +2

    whoaaa I didnt even know what subsidence was before this!!! I wish they taught this in schools lol

    • @elise.mcculloch
      @elise.mcculloch  3 года назад +1

      Hahaha imagine a house lesson! Such a good idea though Sam 🙈😂 x

  • @alexandram
    @alexandram 3 года назад

    great advice!! so much useful information! you guys explained everything so well! I definitely didn't know a lot of this! I hope to buy my first home within the next few years! :)

    • @elise.mcculloch
      @elise.mcculloch  3 года назад +1

      Thank you so much lovely! That’s a very exciting thing to look forward to, especially after this rubbish year we’ve all had!! x

  • @nataliacastro1382
    @nataliacastro1382 3 года назад

    Thanks a lot for this very useful information

  • @chrissygilks-price1514
    @chrissygilks-price1514 3 года назад

    Some very good advice thank you

  • @charliecrawshaw3095
    @charliecrawshaw3095 2 года назад

    Great video. Is there a part 2? I cant find it online?

    • @elise.mcculloch
      @elise.mcculloch  2 года назад

      Sorry we did we would do a part 2 but we didn’t think the video was received as well as the others. Would you like a part 2?

  • @lifeofje8712
    @lifeofje8712 3 года назад

    So helpful for so many people thank you! ✨

  • @mary-katecreates4136
    @mary-katecreates4136 3 года назад

    This is such a great video!! Such good advise 🙌🏼

  • @karleeambalee8424
    @karleeambalee8424 3 года назад

    Such an interesting vid ! No where near getting our own home haha but it’s such good advice gal ❤️❣️

  • @jonathancardenas1256
    @jonathancardenas1256 3 года назад

    Hi guys . Great content in the video . Really helped me out understand what I should get in my next insurance . I recently was looking at a buildings insurance but I am confused because in my policy it says home insurance but it also says building cover :s . Is building insurance and home insurance the same thing ? Thanks guys !

    • @elise.mcculloch
      @elise.mcculloch  3 года назад +1

      ill get shaun to respond to this too as i will most likely get wrong, but from my understanding buildings insurance is a separate thing i believe. thank you so much for watching i'm glad it helped its a lot to get your head around x

  • @pandemicinvestor1512
    @pandemicinvestor1512 Год назад

    Does anyone know where to obtain the info regarding the specifics of the building if the seller surprisingly doesn't know?

  • @LauraRodger
    @LauraRodger 3 года назад

    Such a helpful video ❤️❤️❤️

  • @abigailjones8565
    @abigailjones8565 2 года назад

    I've got a phone call with a home insurance provider tomorrow and my bank have told me to come up with some questions for it, but I haven't got the first clue about what to ask. Any advice?

    • @elise.mcculloch
      @elise.mcculloch  2 года назад

      Hey, that’s exciting. But confused as to why your bank would ask you questions for it though? Sorry we have no clue what your bank are suggesting you’d ask 😥

  • @mgtowstanleyzoltanov9808
    @mgtowstanleyzoltanov9808 2 года назад

    I think these guys are paid for it . There is nothing about having piece of mind with insurance many of them question so much take ur time and may not pay you

    • @elise.mcculloch
      @elise.mcculloch  2 года назад

      We weren’t paid anything for this 👍🏼

  • @molliegreen6834
    @molliegreen6834 3 года назад

    This was so helpful and interesting to watch! Loved this 💗

  • @Mini-fn6xj
    @Mini-fn6xj 3 года назад

    Great video my daughter bought her first house this year. Great advice 👍❤️

    • @elise.mcculloch
      @elise.mcculloch  3 года назад +1

      Aww how exciting! Bet she’s so happy! Thanks so much for watching x

    • @Mini-fn6xj
      @Mini-fn6xj 3 года назад

      @@elise.mcculloch I shall give her your video link to watch my love as I think you guys are giving out great advice especially for first time buyers. I have no clue about houses and buying as my husband deals with all that and the houses lol. I just chill and enjoy 🥰❤️

    • @elise.mcculloch
      @elise.mcculloch  3 года назад +1

      @@Mini-fn6xj awww thank you so much!! That means the world xx

    • @Mini-fn6xj
      @Mini-fn6xj 3 года назад

      @@elise.mcculloch your welcome gorgeous. I’m going to tell my nephews to watch it to they young lads all into buying their first properties now 🥰

  • @calvinliu6304
    @calvinliu6304 3 года назад

    Hi

  • @simoodolby2391
    @simoodolby2391 3 года назад

    Hello good beautiful