What is Marginal Relief in New Tax Regime 2025-26 | Income Tax Calculation
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- Опубликовано: 8 фев 2025
- Marginal Relief in New Tax Regime 2025-26 | Income Tax Calculation 2025-26
In this video by FinCalC TV we will see marginal relief examples in new tax regime for FY 2025-26 in hindi. After changes in tax slab rates of new tax regime, there are some changes in marginal relief for FY 2025-26.
Income Tax Calculation examples for FY 2025-26 with comparison of old and new tax regime in hindi. Standard deduction is applicable in new tax regime (Rs. 75,000) and old tax regime (Rs. 50,000) for salaried employees and No Income Tax up to 12 lakh income under new tax regime due to tax rebate under Section 87A.
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After watching this video following queries will be solved:
How To Calculate Income Tax FY 2025-26 AY 2026-27?
What are the income tax slab rates for FY 2025-26?
What is standard deduction for FY 2025-26?
Old Slab rates vs new slab rates?
Income Tax calculation FY 2025-26 using excel examples?
Tax rebate under section 87A?
What is tax rebate u/s 87a
Eligibility for tax rebate 87a
Old income tax slab rates calculation vs new income tax slab rates calculation
New Budget 2024 income tax
standard deduction new tax regime
NEW TAX REGIME:
No Income Tax on Income between Rs. 0 to Rs. 4 lacs
5% Tax on Income between Rs. 4 lacs to Rs. 8 lacs
10% Tax on Income between Rs. 8 lacs to Rs. 12 lacs
15% Tax on Income between Rs. 12 lacs to Rs. 16 lacs
20% Tax on Income between Rs. 16 lacs to Rs. 20 lacs
25% Tax on Income between Rs. 20 lacs to Rs. 24 lacs
30% Tax on Income above Rs. 24 lacs
OLD TAX REGIME:
No Income Tax on Income between Rs. 0 to Rs. 2.5 lacs
5% Tax on Income between Rs. 2.5 lacs to Rs. 5 lacs
20% Tax on Income between Rs. 5 lacs to Rs. 10 lacs
30% Tax on Income above Rs. 10 lacs
EXAMPLES:
Let's say your gross total income as Rs. 6,15,000
Let's say your total investments as Rs. 75,000. So your net taxable income becomes equal to Rs. 6,15,000 minus Rs. 75,000, which is equal to Rs. 5,40,000. These Deductions are applicable only if you are using Old Tax slab rates. Your net taxable income when considering New Tax slab rates remains Rs. 6,15,000, as no deductions are applied on your total income.
Now to calculate your income tax, if you are an employee or pensioner, you get a standard deduction of Rs. 50,000 only if you are using old tax slab rates.
So your net taxable income becomes equal to Rs. 4,90,000 if you are using Old Tax Slab Rates. But it remains as Rs. 6,15,000 based on new Tax Slab rates.
WATCH FULL VIDEO TO KNOW MORE ABOUT NEW INCOME TAX SLAB RATES AND MORE EXAMPLES.
#IncomeTax #Calculation #TaxCalculation #fincalc
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DISCLAIMER:
Examples and demo used are for Illustration purpose only and might not cover every detail of examples shown.
I Am Not A SEBI Registered Adviser. All The Information Provided By Me Are For Educational/Informational Purposes Only. We Do Not Take Any Responsibility For The Accuracy Of The Data But As It May Contain Typographic Or Other Errors And Inaccuracies And We Expressly Disclaim Liability For Any Errors On The RUclips Channel (FinCalC TV). Please consult your Financial Advisor before taking any decision or action in terms of your Finances.
Marginal Relief in New Tax Regime video kaisa laga? COMMENT KARO 👇👇
Download Income Tax Excel Calculator 2025-26:
fincalc-blog.in/income-tax-calculator/
I paid 29 rs , but exel sheet not received in my email. how to get the exel sheet ?
Good video, it would have been superb if you included NPS as well.
@@ramakrishna-pt8ne included in another video here:
ruclips.net/video/5oakmQ_m2SM/видео.html
@@ritupal6235 please mail at team.rrrapps@gmail.com with receipt
Your vedio is more enlightening than some stuipd news panelist who claim to be economists but fail to explain this.
thank you so much for your appreciation
Agreed
You reduced my overthinking of reducing my salary 😂😂, my net is just above the 1275000rs, every finance expert is misleading people, I think you really provided necessary information, Thanks dude❤
welcome :)
share with your friends
@fincalc though I don't understand hindi fully, Subscribing you for more updates, hope this information is true
Not on net income
Tax calculation on gross income in New tax regime
All doubt cleared after watched this video..thank u sir
Very specific and to the point video without stretching long. Subscribed for that reason.
finally the perfect video , subscribed
Thanks for the sub!
Perfect explanation by an underrated youtuber... I was wondering what could happen if the person earns 13LPA and you explained it in a detailed way. Good job
thank you so much
@@fincalc Can you clarify one thing? No tax under 12.75 LPA CTC or Gross salary or Taxable income? Should we consider Employer PF amount in our income or not?
@@rakeshc4771 up to 12 lakh taxable income after removing only standard deduction of 75000 will make your tax as zero. PF deduction will not be considered in new regime.
THANKS SIR. MARGINAL RELIEF ME CONFUSION THA AAPNE CLEAR KAR DIYA. THANKS
welcome
Thank you so much bro. Was searching a lot to get clarity on marginal relief basis new tax slabs. Good that you also find out the salary limit till which marginal relief can be availed.
welcome, happy to help :)
Perfectly explained than big channels 👍
thank you so much. my goal of explaining all is achieved :)
😁 Good you gave a clarification that salaried people don't have the habit the of investment for their next generation...
Thank you so much sir.
Nice explanation
Great explaination..best video so far on latest income tax in RUclips.
thank you so much
Bahut sahi video hai bhai. Exactly which I wanted you have given the answer
It's my pleasure
बहुत अच्छी जानकारी 👌👌👌
dhanyavaad
Best information regarding latest tax changes. My all doubts are cleared. Thankyou
welcome
I must say... excellent video.
Even the finance ministry clarified this.
Instagram reels ne misguide kr diya tha.
Subscribed for life.
I hope I will learn many things from you.
❤
thank you so much for your comment. Won't disappoint you!
Bhai kahan finance misitry ne clarify kiya hai @gobaraGanesh
@@Gamerbhilai Finance ministry has issued FAQs document on budget. Kindly see that. Can be downloaded from their website
@@fincalc that's a great commitment you have made.
may You have all the luck and Resilience to achieve ur endeavours.
May maa saraswati have blessings on you.
@ thank you so much for the kind words. means a lot to me
No one in the entire country explains what happened if 13LPA prevails. I saw more than 50 videos and no one explained it. But u did it
I agree.
Ur tax will be 75k
bhai re.....jan dal di video me. super se b upar
thanks bhai :)
Kudos to you. Very well explained.
thank you so much
Thank you ^ Infinity 😇. Superbly explained
welcome
Good work no great work👏👏👏
Thank you so much 😀
Very good information 👌. A lot of thanks. God bless you 🙏
thanks
Perfect explanation
thanks
Perfect work dude. Really appreciated ❤
Thanks a ton
Marginal relief ka formula batado please
Now subscribed.
Vivid description.Thank U.
Good video doubts cleared
Brilliantly explained...clarified to me...Thanks buddy...subscribed👍
thanks
Perfectly explained.... liked your video also from today onwards you have new subscriber 😊 also downloaded ur tax calculators
thank you so much
Beautifully explained.❤
thanks
best video
thanks
Clear explanation . Great effort on educating people . Well done 👍
Very well explained. Thanks bro 👍
Welcome 👍
Really good video and crisp explanation.
I have been checking so many videos and none explained like you. Kudos 🎉.
I am going to download the excel sheet, thank.
welcome. Your kind words made my day :)
Thanks for the calculator excel sheet 🎉
welcome
Bohot badiya video hai. I am sharing this video bro. Hope your information is correct and will be followed.
thanks for sharing
Excellence explanation 👌
Glad you liked it
Excellent
Thank you! Cheers!
Nicely explained 😊
thanks
Thanks bhai mera 13.08 LPA hai mujhe bht tnsn thi but ab relief mila mjhe bs 36000 tax dena hai mtlb 3k per month. Pehle mera 8k per month kt jata tha 😢
if the income is above ₹12,75,000, there will be no marginal relief, and tax will be payable on the entire income.
@ fr video me glt btaya hai kya ?😲
Yes@@osmtechbox2658
Excellent perfect video for understanding. Subscribed.
Welcome aboard!
Downloaded and paid Rs29
Very well explained bro
Very good information.
thanks
Finally got the correct video, i sas scared what above 12.75, i would request if you also add deduction as well that we can use in this nez scheme
made another video on new tax regime deductions
watch here: ruclips.net/video/5oakmQ_m2SM/видео.html
Great video
Thanks for the visit
More enlightened
Thank you
As there is investments row in the excel sheet , what type of investments can be done or will be considered?
i was totally confused before watching this video. When i calculated using cleartax for 13lakh. it was showing 26K as tax. SO i thought there is some bug with that calculator. But now i got complete info about why the tax is reduced to me. Thank you so much.
And one more thing. will the employer PF will be considered for TDS calculation?
nice clearfication goog job bhaya
Well explained
thanks
Very good work,well done.
Thank you! Cheers!
Bhai, new tax regime me PF contribution ko income me calculate hoga ya nhi?
Good effort
Extremely informative video. please make a video on new tax regime deduction individuals can use who earn more than 12.75 lakhs in 2025 ...also is saving bank account intrest deduction available in new tax regime and if yes what is the limit.
same question
if my income is below 12 lakhs but i am getting 5000 from saving account and FD interest will that be also tax exempted or do i have to pay tax on them. if yes, then according to which slab?
Yes looking for the same
saving interest amount cannot be exempted in new tax regime. will make separate video on deductions, stay tuned
@@fincalc thanks
new tax form in excel when available ? like calculatar paid
I am currently in old regime. What happens to my pf if I move to new regime with new tax slabs?
If my CTC is less than 12 lakh then will TDS be deducted?
Sir for 13lac, the additional 25k would have 15% and then that amt should be subjected to 4% cess, isnt this the case? Kindly clarify.
Your video very helpful and great explained. Can you explain about How NPS will be added in new regime.
employer contribution in nps can be claimed in new regime as of now
Can a salaried person file his/her itr on this new tax regime based on the income from 2024-25??Or it will be implied only for income from 2025-26
Due to cess of 4% , jiska salary 12.76 lac salary hoga uska in hand salaary kam hi hoga compared to 12.75 lac, ?? because 12.76lac will pay 1040 rs in tax? and his in hand will be now 40 rs less than 12.75 lac ?? please correct me if i am wrong.
Asper ur calculations... Net income for salary of 12.75 lakhs is 12.75 , net income for 13 lakhs salary is 12.74 lakhs?.. How far it is fair?
Nicely explained bro. Yahi same chiz maine kisi fin-influencer ke comment section mei likh di thi kal toh uske kamine bhakhto ne aa ke pel diya😂
thanks bro :)
Sir . only capital gain (stock market ) ki income hai .( no other income. salary ,business , Rent ..etc...) 10 lakh to kitna tax lagega ..plz reply sir..
ye video dekho STCG tax calculation ke liye:
ruclips.net/video/4Qu_gXNpc4Y/видео.html
@fincalc Do company car lease benefit applicable to new tax regime or old tax regime? If I want to avail benefits like driver salary fuel etc non taxable reimbursement, can I avail in new tax regime?
I have paid the amount but not received the excel sheet and can't download it
Bhai new tax regim me if salary se nps ya food wallet me cut hota hai to taxable income jo calculate hoga wo nps and food wallet amount deduct hone ke bad hoga or include hokar.
Sir
Govt has not clarify w.r t.marginal relief.
From whome
We may clarify.
Pl advice.
Below is the statement from budget speech:
"Resident individual with total income up to ` 7,00,000 do not pay any
tax due to rebate under the new tax regime. It is proposed to
increase the rebate for the resident individual under the new regime
so that they do not pay tax if their total income is up to ` 12,00,000.
Marginal relief as provided earlier under the new tax regime is also
applicable for income marginally higher than ` 12,00,000. "
Hope this clarifies.
Link of budget speech: www.indiabudget.gov.in/doc/budget_speech.pdf
Nice explanation.thank you for this elaborative video.
Could you also tell more about deductions can be considered such as NPS or PF which can be deducted from gross salary
How to claim marginal tax benifit while filling ITR for salaried class individual......its auto applied in ITR acc to new taxable income or we have do fill something extra??????
Can we use NPS as deduction for tax. If someone package is 14 lakhs, then after stadard deduction it will be 13.25, if he saves 50k in NPS then will the taxable income be 12.75 ?
Will he get 0 tax or what.
As per my knowledge, if your employer is contributing towards NPS, U CAN CLAIM 10% OF BASIC +DA . Not for our own contribution towards NPS
@@bhuvaneshwarisharannavar6948 Thanks for the clarification.
Sir make video on if someone have 10lakh salary + 4 lakh stcg , then how much tax , and if someone have only 5 lakh stcg as income then how much tax
What about the employer's NPS contribution?
After payment it is not redirected to the download...
Bhai meri gross salary 8 lakh h to new tax regime me monthly salary me se tax nhi katega kya....ya phir tax katega or itr file krke rebate mil jayega
Congratulations
Sir 13L wale ka fir v net yrly income 12.75L wale se kam ja rha h
I am not sure if it is correct, i have tried to search about margin benefits but mostly showing Marginal benifit only for who having income from above 1200000..and they need to pay according to regular tax slab above 1275000 income..not sure who is correct 😉
Brother my salary is 13 lakh. If I take part of my salary from HRA or company Nps Contribution of around 30000, will I get 0 tax as my income becomes 12.70 lakhs ??
Marginal relief ke liye gross total income lena hai ya taxable income lena hai?
Taxable
gross income 12.75 lakh se lekar 13,45,588 tak hai to marginal relief apply hoga
Dear Sir,
If a pensioner is getting 12 lacs plus ST capital gain of 4 lacs from share trading. How tax will be calculated? for a Senior citizen
Please share notification for marginal relief in new tax regime
Very good video accurately explaining the marginal benifits and clearing all doubts.
Sir agar 1275000 se thodi jyada income h to kya paid earned leave lekr salary ko 1275000 k niche laa skte h kya?
employer se puchna padega aapko, vaisa acha sawaal hai ;)
Some one suggested same for me to take unpaid leave
From CTC we need to remove PF also right?
in new regime you cannot remove PF
I paid Rs 29 for downloading the excel sheet but received till now. Please do the needful to send the excel sheet
Can anyone please clarify one thing . Out of the following which ones are considered for gross salry calculation.
Basic,hra, pf (employer ,employee), gratuity, variable pay.
Also if the new regime and old regime has the same formula for gross calculation?
Why marginal relief restricted to 1345588?why not to 1345589?any specific reason
because with 1345589, tax calculation using marginal relief and with tax slab rates are same and this is the break even point after which tax slab rates will be used
This income is after cutting pf or before pf?
including PF amount. PF is not deductible with new regime
@@fincalc PF not getting deductible staring from April 2025 then? Both employer and employees PF amount?
@@rakeshc4771 yes not in new tax regime
Hi Abhilash, please check again old tax regime calculation, it's coming incorrect in my case in your Calculator or it's my understanding gap
what is incorrect? please provide income numbers and expected and actual tax shown
So people earning above 14(approx) will not be eligible for marginal relief right?
Yes. 1345588/ max_
Any deduction for NPS in 2025-26????
Sir, under which provision of I T act 1961 is marginal relief available?
secƟon 115BAC
Old tax regime me kuch changement ayi he ya same he ..
Same
SIR NPS 80CCD2 की छूट मिलेगी क्या
My sal is 14.75 lpa. Will the marginal relaxation apply in my case?
Nice video. Also please share taxability on different mixes of incomes including capital gains.
here is the video on STCG taxation:
ruclips.net/video/4Qu_gXNpc4Y/видео.html
Sir kuch log bol raha hai 12 lakh tak jo income tax chhut hay wo iss sall se lagu nehi hoga,wo agle salse milega
Yes correct