Just acquired a life insurance plan that covers my entire mortgage plus more and now I can live in peace knowing that my family will not suffer financially once I leave this earth. Thanks to you sir
Brother you are blessing I’m learning so much from your videos and getting the much needed information to becoming more financially literate, stable, free. Thank you 🙏🏾 ❤️💯✊🏾✊🏾
I am debt free and I have retirement savings and I'm building wealth for my family not everyone has money in the bank is so true. I manage to have an emergency fund to cover a whole year to not work. Credit score didn't help me do this but everyone wants the easy path without putting in the work. For 2024 I'm hoping to see everyone win.
Yeah. I've decided to go the opm route. I know my strengths and weaknesses, and I feel like I would be far stronger by using the "make a larger profit than your interest rates" method. But I am very open to learning as much as possible about everything. I get I'm more of a Robert Kiyosaki guy than a Dave Ramsey guy, but I will never reject more education.
Love your show brother. Been watching intently lately because I'm an older fool who as a military retiree never took money and legacy seriously. Now I'm getting serious in my late 50s struggling to get those around me to participate in promoting financial responsibility. I'm not gonna lie...I use your show to help my circle understand my failures. In this show, however, I heard you mention black and white several times. I'd like to suggest there are no white and black people. They could possibly be prejudiced terms created to demean. I would use the example where very dark people exist in India, and Asia including Eskimos living in Greenland, Canada, Alaska, and Siberia. In fact, the increased melanin in their skin provides better protection against the intense UV radiation present in the Arctic region possibly disproving the assumption that limited melanin is a product of living in cold environments. In addition, the majority of the world contains dark-skinned people who may not have migrated from Africa found in Asia, Australia, and South America. Is it possible people of limited melanin are an aberration, possibly alien to the globe since an explanation for the loss of melanin can no longer be explained since Science and Religion suggest all of humanity emanated from two people? I do not know for certain, but what I do know is descendants of Africa might want to stop calling themselves Black, especially after learning more about the conception of the term. God bless you, Brother. You do good work.
I want more credit cards, if you learn how to leverage your credit you'll understand why. You can actually make moves using credit instead of using for consumer debt
🗣I’m not stopping until I’m the best I can be and until I am wealthy ‼️I don’t know how many times I started this Dave Ramsey Financial Peace program and didn’t complete it😩I can only imagine where I would be now if I didn’t stop
I have a 745 credit score, and my husband has over 815, but we started cutting up every card after we paid them off because we no longer want to experience true financial freedom and build wealth. I won't lie it was hard because we had to reprogram our way of thinking when it comes to credit. But honestly... it's worth it to know that the debt and the risk of reoccurrence are gone.
800 Credit Score means your financially responsible for your debts. And a good personal credit score is a good segway to get Business Credit, to run your business well and profitable. But that's just my thought about it.
I agree with Anthony a lot of the time and some time I don’t , and this is one of those times I think the average person doesn’t make 6 figures so to build a foundation to Aquire a home, decent running car, credit is the only way, unless you are fortunate to receive a inheritance or your family gives you money or a opportunity where you don’t have to come up with a down payment, or some one gift you a decent running car you will have to use a form of credit. I also believe there is good debt and bad debt.
@@annadavis6361 let me just save up a quick $500,000 to buy a house, another 1,000,000 to start those businesses I want to have and maybe like $60,000 to buy 2 new car. Should be able to save that much money in no time
If you don't have that certain credit score, no buying a house. Also, if you want a decent car with lower interest your score got to be high. It's all about control on debt. I want a good score and wealth. And I do use certain cards and pay it off that month, I want the cash.
He's speaking to the majority of financially illiterate people in this country who don't understand how to use credit wisely and leverage it without going into debt.
I honestly don’t care about my credit score. It’s a gaf I did everything they said to improve my score. When I got under 20% debt. They drop my score 40 points then when I got under 10% they dropped it another 40 points. Both of these marks are what they said I needed to do to improve my score.
I know what you mean. I am debt free, but my credit score keeps dropping because I lack a payment history, and have no installment loans. It’s as if they want me to go into debt just to get higher credit scores? Like Aretha Franklin famously said: “Ain’t No Way!”
I am older but throughout my lifetime i have met many wealthy black politicians & federal government employees who held the top jobs. But maybe they failed to share their successes with other Blacks.
Card credits help build credit credibility. Miss management of cards is your responsibility. Once your FICO score is over 750 there is nothing you can’t get. Self control is needed. Cutting a cards lowers credit history and score. So if you’re 600 and below that’s not going to work. Especially if you’re young. To jump 150pts will take 20+ years. This works for established and accomplished individuals.
Just acquired a life insurance plan that covers my entire mortgage plus more and now I can live in peace knowing that my family will not suffer financially once I leave this earth. Thanks to you sir
What is the name of the company
Awesome!! Is it term Life? What is insurance company
I'm not stopping until I'm the best that I can be and I'm wealthy in Jesus name 🙌🙌🙌
Amen
My credit score fluctuates between 800 and 850. Emergency fund locked. Budget is precast and used. No stress, love it.
Love this for us! 🖤 I can't wait to be free from the chains of debt
I’m debt free…I love my FREEDOM!!!
You be speaking the truth. I pray as many people as possible catch on. Love the fact you are passing on all this knowledge!
Just made me realize, what I don't need to do but what is needed to do in my life. In Jesus name Amen 🙏
So many gems in this video... Thank you sir ...
Wise beyond your years young man. Be. Blessed
I am not stopping until I'm the best I can be and until I'm wealthy. 😊🙏🏼🙏🏼
Brother you are blessing I’m learning so much from your videos and getting the much needed information to becoming more financially literate, stable, free. Thank you 🙏🏾 ❤️💯✊🏾✊🏾
I'm not stopping until I'm the BEST I Can Be and I'm wealthy 🙌
I am debt free and I have retirement savings and I'm building wealth for my family not everyone has money in the bank is so true. I manage to have an emergency fund to cover a whole year to not work. Credit score didn't help me do this but everyone wants the easy path without putting in the work. For 2024 I'm hoping to see everyone win.
Amen!
I hope you have a good time in Ghana my motherland 🇬🇭
I'm not stopping until I'm the best I can be and until I'm wealthy!!!
I love this! The majority needs to hear this!
I felt every piece of this. Thanks for keeping it real with us.
I AM NOT STOPPING UNTIL I AM THE BEST I CAN BE AND I AM WEALTHY ! AMENNNN
That is great. I have been to North Africa & it was awesome & beautiful!
I'm not stopping until I'm the best that I can be and I'm wealthy!!!!
Thank you. Your passion is so inspiring. God bless you always.
I am not stopping until I am the best that I can be and I AM wealthy! ✨💛✨
Simply...Thank you!🙏
What you say applies to everyone whether others want to admit it
You're amazing, Anthony!
I’m not stopping until I’m the best I can be and I’m wealthy 🙌🏽
Thank you for this information. You are really helping me. A CHANGED MINDSET
I love watching you.
Great advice and I'm applying it. Thank you for this. May God be with you.
This one inspires me. It’s time to think different.
I’m not stopping until I’m the best that I can be & wealthy ‼️💯
I loved this message so much ive been debt free from credit cards for a year now and it feels like I got a raise from that lol
Yeah. I've decided to go the opm route. I know my strengths and weaknesses, and I feel like I would be far stronger by using the "make a larger profit than your interest rates" method. But I am very open to learning as much as possible about everything. I get I'm more of a Robert Kiyosaki guy than a Dave Ramsey guy, but I will never reject more education.
Thanks AO..... because I am in that group of low credit score statistics....
HOWEVER!!!!
I am about to find out what's what from the maestro. 🙌🏾🙏🏾
You need cash flow, to bring the credit score up.. I agree
Thank you so much for this video!
Love your show brother. Been watching intently lately because I'm an older fool who as a military retiree never took money and legacy seriously. Now I'm getting serious in my late 50s struggling to get those around me to participate in promoting financial responsibility. I'm not gonna lie...I use your show to help my circle understand my failures.
In this show, however, I heard you mention black and white several times. I'd like to suggest there are no white and black people. They could possibly be prejudiced terms created to demean. I would use the example where very dark people exist in India, and Asia including Eskimos living in Greenland, Canada, Alaska, and Siberia. In fact, the increased melanin in their skin provides better protection against the intense UV radiation present in the Arctic region possibly disproving the assumption that limited melanin is a product of living in cold environments. In addition, the majority of the world contains dark-skinned people who may not have migrated from Africa found in Asia, Australia, and South America. Is it possible people of limited melanin are an aberration, possibly alien to the globe since an explanation for the loss of melanin can no longer be explained since Science and Religion suggest all of humanity emanated from two people? I do not know for certain, but what I do know is descendants of Africa might want to stop calling themselves Black, especially after learning more about the conception of the term. God bless you, Brother. You do good work.
I am not stopping until I am the best!
I AM NOT STOPPING UNTIL IM THE BEST I CAN BE & UNTIL IM WEALTHY!
I am not stopping until i am the best i can be and i’m wealthy✅
I'm not stopping until I'm the best I can be, and until I am wealthy! In Jesus's name we pray...AMEN! 🙏🏾
Brother. I appreciate this knowledge thanks!!!
Anthony thank u so much for this information ❤❤😊
I love love this Pod cast, my husband and I have 4 credit cards and we are in so much debt. We were much happier when we were only using cash 😔
I want more credit cards, if you learn how to leverage your credit you'll understand why. You can actually make moves using credit instead of using for consumer debt
🗣I’m not stopping until I’m the best I can be and until I am wealthy ‼️I don’t know how many times I started this Dave Ramsey Financial Peace program and didn’t complete it😩I can only imagine where I would be now if I didn’t stop
I'm not stopping until I'm the best I can be, and I'm wealthy! Praying in the mighty, holy name of Jesus! Amen!!! 🙏🙏🙏
I’M NOT STOPPING UNTIL I’M THE BEST I CAN BE AND WEALTHY!!❤❤❤
I have a 745 credit score, and my husband has over 815, but we started cutting up every card after we paid them off because we no longer want to experience true financial freedom and build wealth. I won't lie it was hard because we had to reprogram our way of thinking when it comes to credit. But honestly... it's worth it to know that the debt and the risk of reoccurrence are gone.
How are you going to rent a hotel or car if you travel?
@@jdavis6727 They take debit card and cash.
@@jdavis6727visa debit card
@@jdavis6727Rent it with a debit card. Simple as that.
I know that's RIGHT 👍
I’m not stopping until I’m the best I can be AND I’m wealthy. 🎉
I’m not stopping until the best I can and until I am wealthy
AO’S Instruments be boomin 🔥🔥
THANK YOU💜💜
I’m not stopping until I am the best I can be and I am wealthy.
Yes mindset
Thank you
Soooooo good❤❤❤
I'm not stopping Until I'm the best I can be and wealthy
I’m not stopping until I am the best I can be until I am wealthy
I'm not stopping until I'm the best that I can be for my generation, family, husband community and I'm wealthy in Jesus name
Please put up the link for Churchill morgage
Thats my dream trip
Im older but you still have to have a good credit score to survive in this economy
Please come to South Africa please
800 Credit Score means your financially responsible for your debts. And a good personal credit score is a good segway to get Business Credit, to run your business well and profitable. But that's just my thought about it.
Just having extra lines of credit will increase your score. Your score is still in the positive when you pay your balance every month.
My credit score has been 842 now for the last year, I can't seem to get to that 850 ,but maybe because I only use cash and no mortgage
I agree with Anthony a lot of the time and some time I don’t , and this is one of those times I think the average person doesn’t make 6 figures so to build a foundation to Aquire a home, decent running car, credit is the only way, unless you are fortunate to receive a inheritance or your family gives you money or a opportunity where you don’t have to come up with a down payment, or some one gift you a decent running car you will have to use a form of credit. I also believe there is good debt and bad debt.
My credit score went from 425 to 775 this year and I still cant get approved for anything
That’s crazy but keep trying, and save so you won’t need “ their” money.
@@annadavis6361 let me just save up a quick $500,000 to buy a house, another 1,000,000 to start those businesses I want to have and maybe like $60,000 to buy 2 new car. Should be able to save that much money in no time
Good ... this is a blessing in disguise
Yes yes yes....been thinking people will do this then go buying labor, watches and other stuff that will ruin their lives more ..
I’m not stopping until I’m the best I can be and when I am wealthy……
If you don't have that certain credit score, no buying a house. Also, if you want a decent car with lower interest your score got to be high. It's all about control on debt. I want a good score and wealth. And I do use certain cards and pay it off that month, I want the cash.
I’m not stopping until I am the best I can be and until I am wealthy !
You are the younger version of Dave Ramsey!
He's speaking to the majority of financially illiterate people in this country who don't understand how to use credit wisely and leverage it without going into debt.
My score fluctuates b/w 820-850. If I need credit
t I can get it.
I honestly don’t care about my credit score. It’s a gaf I did everything they said to improve my score. When I got under 20% debt. They drop my score 40 points then when I got under 10% they dropped it another 40 points. Both of these marks are what they said I needed to do to improve my score.
I know what you mean. I am debt free, but my credit score keeps dropping because I lack a payment history, and have no installment loans. It’s as if they want me to go into debt just to get higher credit scores? Like Aretha Franklin famously said: “Ain’t No Way!”
The sarcasm. Lol!
My credit score is 820 but I want a 850. I won’t stop until I accomplish 850!
Keep it up you're going to get there! i have the same goal and rn im at 705. Meet you there 💯
@@RegalSuprem3 thanks brother!
Y’all didn’t listen at all lol
Someone with a 820 gets the same benefits as a 850.
@@dennardtvI did. I still like my credit score lol. By the way, I’m debt free also.
I am older but throughout my lifetime i have met many wealthy black politicians & federal government employees who held the top jobs. But maybe they failed to share their successes with other Blacks.
Having 800 or credit score means nothing. Had to go through it to realize that debt and wealth don’t mix
I want to build wealth NOT a score.
Card credits help build credit credibility. Miss management of cards is your responsibility. Once your FICO score is over 750 there is nothing you can’t get. Self control is needed. Cutting a cards lowers credit history and score. So if you’re 600 and below that’s not going to work. Especially if you’re young. To jump 150pts will take 20+ years. This works for established and accomplished individuals.
Wait you forgot insurance
Credit cards r not the way to go … the 3 credit agencies push them on you too.
What about the rewards and benefits?
everything has benefits and dangers as well as limitations and opportunities. cc can be very useful. i love the rewards and cash back i get from mine.
The credit score is DEFINITELY NOT helping me. I will take wealth ANY day.
Your trying to keep a score and they are buying their 5th vacation home 😢😂😅
Cellphone
Wont a affect your credit score only if you don't pay it
I’m not stopping until I’m the best I can be and until I am wealthy !! 🙏🏼
I’m not stopping until I am the best I can be and until I am wealthy !