My 2024 Credit Card Roadmap (and how to create your own)

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  • Опубликовано: 21 окт 2024

Комментарии • 20

  • @ryansebers396
    @ryansebers396 7 месяцев назад +3

    Consider the US Bank Shopper Rewards card, would give you 6% back on choice of 2 merchants, including Walmart. $95 AF waived 1st year, but your grocery spend would outweigh the AF in subsequent years, same as Amex BCP.

    • @TheRDGuarantee
      @TheRDGuarantee  7 месяцев назад +1

      Wow! This is an under the radar card... but this competes really well with something like the AmEx BCP... There is a spending limit, of $1,500 but its not terrible and you get 3% on a category and 1.5% back on everything else.
      This card deserves way more recognition.

  • @Nick-1828
    @Nick-1828 7 месяцев назад +1

    I feel you on walmart! Thankfully there’s an Aldi not far from our Walmart too so I’ll get there when I can but some things still have to be gotten at Walmart

  • @pachabee
    @pachabee 7 месяцев назад +3

    Kylo is one adorable pup! haha

    • @TheRDGuarantee
      @TheRDGuarantee  7 месяцев назад +3

      Haha he’s our guy! We love him more than anything!

  • @ksrengaram
    @ksrengaram 2 месяца назад

    I use Amex preferred for 6% for groceries and 3% for dining and travel + Costco for gas 4%

  • @ProfessorX-YouTube
    @ProfessorX-YouTube 6 месяцев назад

    You might want to consider the Redstone FCU Visa Signature for 3% cash back at Walmart and several other 5% and 3% categories.

  • @pachabee
    @pachabee 7 месяцев назад

    I think starting out on my credit journey, there is a feeling of wanting to get the best combination of cards possible. But I've found that even the best combinations suggested by the majority, might not work out in my life. This video is a good example that other factors come into play. You're finding cards combinations that are working out for you, even if others don't use it. That's something I hope to aim for as well. My combination is going to end up being weird, but it will work for me.

  • @docsays
    @docsays 7 месяцев назад +1

    - if you have a smaller neighborhood walmart by you the amex gold or bcp will work there, just not the larger supercenter walmarts.

    • @TheRDGuarantee
      @TheRDGuarantee  7 месяцев назад +1

      Neighborhood Walmart coding as grocery is a tip that I think alot of people don't know about. I wish there was one closer to me.

  • @ArtKrallman
    @ArtKrallman 7 месяцев назад +1

    AAA Daily Advantage Visa codes at 5% at Walmart

    • @TheRDGuarantee
      @TheRDGuarantee  7 месяцев назад +2

      With the amount of money I pump into Walmart on a regular basis I am seriously considering getting a card that specifically earns higher at a Walmart

    • @ArtKrallman
      @ArtKrallman 7 месяцев назад +1

      @@TheRDGuarantee that's why I got it, I have the Capitol One Walmart Card, but only 2% in store and 5% online.

    • @dannyanderson6189
      @dannyanderson6189 6 месяцев назад

      If you have have Walmart+, use the app’s scan & go, scan the QR code at checkout & pay with your sapphire preferred. Will code as online groceries for 3x UR.

  • @V0lTackler3131
    @V0lTackler3131 7 месяцев назад

    Does anyone know what credit bureau Citi used for their citi custom cash?

    • @docsays
      @docsays 7 месяцев назад

      They pulled experian for me

  • @luisenglish-mn1mz
    @luisenglish-mn1mz 29 дней назад

    You have a mistake, you should use the "Citi" one in groceries, covering the full 500 and it would have more value.