Jeevan Labh - ka Bonus rate last 8 years se almost same hai. Maturity agar 70 lakh hai toh may be 69 lakh Or might be 71 lakh milegi. Aur 20 Lakh ki policy m sirf 14 lakh bharna hai. Don't confused people's bhai.
U r genious bro me laga tha jeevan labh policy lene Apne meri ankhein khol di par mujhr mutual funds kharidne ki knowledge nhi hai me sikhna chahta huu me kha se sikhoun ❤❤
Dude, Lic has inherent benefits that market does not provide. I follow this plan(age = upto 35) 1. 55% - stock mkt, MFs 2. 20% - real estate 3. 10% - metals 4. 15% - term insurance + LIC
LIC jeevan Labh plan 936 .... me 3 saal ke baad apni policy surrender krte hai to poora 3 saal ka paisa plus interest milega aisa bolkr mere agent ne mje bech di policy..... kya sach me aisa hota hai sir... Maine abhi sirf 1st premium bhari hai plzz help me ....????
Bhai surrender karne pe full amount nhi milegi jitna ap ne bhara hai.........after 3yrs baad surrender kiya tha toh 64% hi Mila tha jitna premium bhara us mein seh....i hoped your doubts cleared ho gaya
Sir NSC, ELSS, PPF Vs SIP ek presentation dijia, or NSC, ELSS, PPF kon kon lesakta hai or leneke lia requirement kia kia hai. Sir plz explain KIJIA 🙏🙏🙏
Iam.paying 30lak policy in return iam getting 60laks after 20yrs..with life risk coverage..no one will give.life risk like lic..lic is beautiful gift from indian govt and chrck.the history its always in profit ..and hassel free
Good information jee; Mera Aak Endorsement policy hai Mera Paying Term 7 years hai Policy Term 14 years hai Mera 5 years premium Complete ho Chuka hai Avi hum Surrender karna Chatein hain Kiya Mera jama Pura Paisa Melega kiya ? Avi hum Mutual fund Main Investment start kar Chuke hain; PPF account V hai; Gold main 10% Mera Portello Main Investment hai
Ha ha shi bola..bhai ek query h..kya m lum sum elss m dalu...75000 for tax saving..ya m sip kru..6000 per month aur agr krna h to 1 sip kru ya split sip
LIC is not just an investment plan it provides insurance to your valuable life. People are willing to pay the premium for non-life insurance but when it comes to their life they ignore it. Investment is made for you but insurance is for your family.
पॉलिसी कराते ही कोई खत्म हो गया तो क्या 500% रिटर्न देगा कोई और कितने लोग अमीर हो गए स्टॉक मार्केट से और कितने मर चुके टर्म लाइफ लेने वाले इन केस वो दुर्घटना में बच गए और अपंग हो गए तो क्या टर्म प्लान पैसा देगा
Don't misguide Regarding Lic & compare returns with other investments like Mutual funds, gold, equity etc. Mutual funds invesymebt are subject to market risk, it doesn't guarantee fixed returns. In 2020 covid crisis most of Mutual fund houses given -10 to 30℅ returns. Life insurance is very important. In fact one should take Term insurance.
Wah...!! what a logic... You are comparing the last 1year returns with 25yrs of lic returns. Compare last 25years of mutual fund returns with the lic returns. Also, MFs give the flexibility to pause/unpause the investments in between without any penalty. whereas, there is no option to pause the lic policy. Only surrender option is there, that with a high penalty
Bro this policy best plan irr is 7 % to 8% all are Guaranteed your calculations 20 lakh tumne apne example se pakda 20 lakh not sufficient amount term insurance me kuch hone par paisa milta hai jee gaye to kya milega to kya fayda hai bhai kyu misguide kar rahe ho commission ka premium ka kya lena dena aap financial advisorsiry ka kam free me karte ho kya kuch payment nahi lete kya unse
Life Insurance major objective is to cover Risk of life i.e Risk related to death... But Mutual Fund or other investments option are variable and also subject to market risk which doesn't come with life risk coverage. So life insurance is only for the purpose of covering your life not to earn return from it. If we are getting less return from any life insurance policy along with life coverage risk then whats wrong with it ? If a person died before maturity of the policy then his family can get sum assured but is this possible in mutual fund or other investments in case of death ? Hence Life Insurance policy major objective not to earn return but to cover our risk. So every person should have Life Insurance coverage irrespective of what interest they are going to earn from it.
Invest in Term life + PPF if you want safe savings. PPF will give you 7.1% IRR and Term life will give you 50lakh cover. I completely agree with what Anmol is saying. Keep investments and insurance separate.
Hi Mansimar, we offer professional financial planning and investment advisory service. Here is the link to our service offerings: bit.ly/3hcQJDu To opt for the service, you can submit your request here: docs.google.com/forms/d/e/1FAIpQLSesgbEKFOHPA5HQMrIOnfcsJKLiypBivp9ekvATL4YEwPOvRQ/viewform If you are looking for an educational video, I've created a video on assessing best elss funds, you might want to check that out: ruclips.net/video/QThh_ysI6p8/видео.html
Sir khud ko Acha banane ke liye dusre ko galat batana hi sabse galat h. Lic me Maturity per Approximate amount deti to h stock market and all Maturity ke time gayab hi ho jate hain 1
Hey brother, you said That one can get term insurance of 1 crore in 10000 premium at age 30..So please reach out to me, i will give you 10000 and you do 1 crore term insurance for me. Please don't lie,
पॉलिसी लेने वाला इतना बेवकूप नही आपको वेडिओ व्यू करने का अर्निंग्स idea अच्छा है पर जनता को misguide मत कीजिये । साफ है आपके म्यूचुयल फंड मार्केटिंग का ।
kyo pagal bana raha hai 600000 ki policy mai sirf 436000 pay kar raha hu return on maturity is appox 1620000 aur kya chiye bhai vo bhi risk free... no tention.. samja
#If someone is getting around 6% in these days is great. # where forty lakh is risk cover( 20 ordinary 20 accidental) # Term insurance is not good option in our country as people don't carry on with those policies # This fellow have zero practical knowledge. # High return of market is always illusive. # Suppose you earn 7 lakh in a year and spend 50k in policies like jeevan labh then it is a good decision. # I work in insurance sectors and we have seen desperate families where something bad happens and we found no insurance. # There is only difference of 1 to 2 percent in different instruments of investment. # If someone have bought this policy than I consider it good decision. # Don't be poisioned by the fact that what is a agent getting if he is providing you good service and will take care of your policy if something wrong happens.
I understand. Will try making some in English. Meanwhile, I post english videos on our Instagram page. Do follow us there :) instagram.com/7prosper_official/
Hey Guys! Do check the description for links of all the resources that I've spoken about in the video :)
Are you sure bout mitual return??
Jeevan Labh - ka Bonus rate last 8 years se almost same hai. Maturity agar 70 lakh hai toh may be 69 lakh Or might be 71 lakh milegi. Aur 20 Lakh ki policy m sirf 14 lakh bharna hai. Don't confused people's bhai.
😁😁
In mutual funds and gold investment have any double accident benefits?
U r genious bro me laga tha jeevan labh policy lene
Apne meri ankhein khol di par mujhr mutual funds kharidne ki knowledge nhi hai me sikhna chahta huu me kha se sikhoun ❤❤
Bhai kon sa term insurance 10000 me 1 cr ka cover de rha? Is samay HDFC ka approx 18000 or TATA ka 25000 ka aa rha
Dude, Lic has inherent benefits that market does not provide. I follow this plan(age = upto 35)
1. 55% - stock mkt, MFs
2. 20% - real estate
3. 10% - metals
4. 15% - term insurance + LIC
Can you explain further ?
Bhai mera age 32 years ka to term insurance aayega 50 lakh k lia 20000 aayega..., Aur paralysis or disability ho gai, to kya..?
Bhai sabse badiya kya hai mutual fund or lic
कुछ नहीं अच्छा है
आप अपने दिमाग से चलो
Sir pls suggest pest mf for long term.not want to invest in LIC after seeing ur video
LIC jeevan Labh plan 936 .... me 3 saal ke baad apni policy surrender krte hai to poora 3 saal ka paisa plus interest milega aisa bolkr mere agent ne mje bech di policy..... kya sach me aisa hota hai sir... Maine abhi sirf 1st premium bhari hai plzz help me
....????
Bhai Policy acchi hi he dont worry
@@karanchavda3478 3 saal me me surrender kiye to 3 saal ka paisa mil jayega?
Mujhe paise bharte hue 2 saal hogye or aaj lic premium ki date hai ab soch raha hu ise aage badhau ya nahi🤔
Bhai surrender karne pe full amount nhi milegi jitna ap ne bhara hai.........after 3yrs baad surrender kiya tha toh 64% hi Mila tha jitna premium bhara us mein seh....i hoped your doubts cleared ho gaya
पॉलिसी लेते समय सब जान लेना चाहिए
Lic ये आपके परिवार को आर्थिक मदद कर सकती है
Superb Sir thnk you
How much amount will go for tax approximately if we get 70L returns.
O nahi batayenge ye
Good info, thank u
Great video great information very useful video thanks
Sir NSC, ELSS, PPF Vs SIP ek presentation dijia, or
NSC, ELSS, PPF kon kon lesakta hai or leneke lia requirement kia kia hai.
Sir plz explain KIJIA 🙏🙏🙏
Iam.paying 30lak policy in return iam getting 60laks after 20yrs..with life risk coverage..no one will give.life risk like lic..lic is beautiful gift from indian govt and chrck.the history its always in profit ..and hassel free
Enjoy 6 % return
Do a review video on "Policy Math" Premium Calculator for All LIC Plans
Thank you
You are right 👍👍👍🏻
Good information jee; Mera Aak Endorsement policy hai Mera Paying Term 7 years hai Policy Term 14 years hai Mera 5 years premium Complete ho Chuka hai Avi hum Surrender karna Chatein hain Kiya Mera jama Pura Paisa Melega kiya ? Avi hum Mutual fund Main Investment start kar Chuke hain; PPF account V hai; Gold main 10% Mera Portello Main Investment hai
Mutual fund me return ki kya guarantee h video me missguide kiya gaya h
I planing to buy hdfc mutual fund.plese advise me which is best hdfc mf for long term 20 years
Return kiya degi
Right bro
Lic m Paisa safe hai dost best hai 936 plan
Ha ha shi bola..bhai ek query h..kya m lum sum elss m dalu...75000 for tax saving..ya m sip kru..6000 per month aur agr krna h to 1 sip kru ya split sip
SIP is better than lump sum. And monthly sip is just fine.
Bhai jaruri nhi 10 prsent garnted hai
Nice Advise bro Thanks For opening my eyes
म्यूचुयल फंड या किसी और का मार्केटिंग का funda है , ये भी बताओ रिस्क का और टेक्सस का !
LIC is not just an investment plan it provides insurance to your valuable life. People are willing to pay the premium for non-life insurance but when it comes to their life they ignore it. Investment is made for you but insurance is for your family.
Look at the insurance cover as well. Its so miniscule, might as well go for a term insurance.
Mutual funds is very Rick
Risk kaha nahi hai bhai apna dhandha Karo ge to bhi risk hai sadak par chaloge to bhi risk risk lo tabhi kuch milega
पॉलिसी कराते ही कोई खत्म हो गया तो क्या 500% रिटर्न देगा कोई
और कितने लोग अमीर हो गए स्टॉक मार्केट से
और कितने मर चुके टर्म लाइफ लेने वाले
इन केस वो दुर्घटना में बच गए और अपंग हो गए तो क्या टर्म प्लान पैसा देगा
Don't misguide Regarding Lic & compare returns with other investments like Mutual funds, gold, equity etc.
Mutual funds invesymebt are subject to market risk, it doesn't guarantee fixed returns. In 2020 covid crisis most of Mutual fund houses given -10 to 30℅ returns.
Life insurance is very important. In fact one should take Term insurance.
This guy misguide people
Wah...!! what a logic... You are comparing the last 1year returns with 25yrs of lic returns. Compare last 25years of mutual fund returns with the lic returns.
Also, MFs give the flexibility to pause/unpause the investments in between without any penalty. whereas, there is no option to pause the lic policy. Only surrender option is there, that with a high penalty
How far is mutual.funds secured in coming years..LIC is govt hence there is some responsibility from govt..
Bro this policy best plan irr is 7 % to 8% all are Guaranteed your calculations 20 lakh tumne apne example se pakda 20 lakh not sufficient amount term insurance me kuch hone par paisa milta hai jee gaye to kya milega to kya fayda hai bhai kyu misguide kar rahe ho commission ka premium ka kya lena dena aap financial advisorsiry ka kam free me karte ho kya kuch payment nahi lete kya unse
बंदे 5 साल एलआईसी पॉलिसी नहीं चला पाते वो बिना रिस्क कवर के तुम्हारे स्टॉक मार्केट को चुन सकते हैं ये पॉसिबल ही नहीं है
This is an excellent video ! I was in a quandary regarding this policy ! This video has cleared all my doubts ! Thanks a bunch
You're welcome :)
Market girne ka jimma apka
Ki marker nahi girega
Life Insurance major objective is to cover Risk of life i.e Risk related to death... But Mutual Fund or other investments option are variable and also subject to market risk which doesn't come with life risk coverage.
So life insurance is only for the purpose of covering your life not to earn return from it. If we are getting less return from any life insurance policy along with life coverage risk then whats wrong with it ?
If a person died before maturity of the policy then his family can get sum assured but is this possible in mutual fund or other investments in case of death ?
Hence Life Insurance policy major objective not to earn return but to cover our risk. So every person should have Life Insurance coverage irrespective of what interest they are going to earn from it.
Term life insurance is best for life cover.
Invest in Term life + PPF if you want safe savings. PPF will give you 7.1% IRR and Term life will give you 50lakh cover. I completely agree with what Anmol is saying. Keep investments and insurance separate.
@@financialplanneranmol Brother plz check your return amount it would be 53 lakh not 36 lakh..don't misguide
Hi, thanks for the stats.. Can you provide guidance to assess Mutual fund portfolio?
Hi Mansimar, we offer professional financial planning and investment advisory service. Here is the link to our service offerings: bit.ly/3hcQJDu
To opt for the service, you can submit your request here: docs.google.com/forms/d/e/1FAIpQLSesgbEKFOHPA5HQMrIOnfcsJKLiypBivp9ekvATL4YEwPOvRQ/viewform
If you are looking for an educational video, I've created a video on assessing best elss funds, you might want to check that out: ruclips.net/video/QThh_ysI6p8/видео.html
Invest in index
Very nice. Thanks for exposing LIC
Haha. Thank you :)
Great Info Anmol... I have been personally smitten by this incorrect piece of info in the race of 80c.. Kudos to you to bringing this to open air
Thank you Sir! :)
Lic ki jivna labh me 20lac ka return 70lac h logo ko chutiya mat banao
right one of best plan of lic
Sir khud ko Acha banane ke liye dusre ko galat batana hi sabse galat h.
Lic me Maturity per Approximate amount deti to h stock market and all Maturity ke time gayab hi ho jate hain 1
Bilkul sahi
Ye log ye sab fayde nahi batate bas apne bare m achchi baten bata kar LIC ko badnam karte hain
Your data and calculation for lic return is absolutely wrong..
My ne bhi le hai Jeewan Labh 826
Don't misguided any one......
Hey brother, you said That one can get term insurance of 1 crore in 10000 premium at age 30..So please reach out to me, i will give you 10000 and you do 1 crore term insurance for me. Please don't lie,
Tu mutual fund ki Kay garanti dega? tuze pata hona chahiya ki Lic government garanti hai. tu fekna band kar
Kuch bhii lagta hai lic se purani dushmani hai sir kii 😝😅
1 cr mil skte hai but milenge nhi😂😂😂😂😂
Very Funny video 😂😂🤙
पॉलिसी लेने वाला इतना बेवकूप नही आपको वेडिओ व्यू करने का अर्निंग्स idea अच्छा है पर जनता को misguide मत कीजिये । साफ है आपके म्यूचुयल फंड मार्केटिंग का ।
LIC means life insurance not investment . Tu muje lg rha h mf ka agent hai😅😅😅😅😅😅
Frood took this paple
kyo pagal bana raha hai 600000 ki policy mai sirf 436000 pay kar raha hu return on maturity is appox 1620000 aur kya chiye bhai vo bhi risk free... no tention.. samja
Inflation bhi toh dekho bhai
Iske fayde ke liye logoko ullu bana raha hai
#If someone is getting around 6% in these days is great.
# where forty lakh is risk cover( 20 ordinary 20 accidental)
# Term insurance is not good option in our country as people don't carry on with those policies
# This fellow have zero practical knowledge.
# High return of market is always illusive.
# Suppose you earn 7 lakh in a year and spend 50k in policies like jeevan labh then it is a good decision.
# I work in insurance sectors and we have seen desperate families where something bad happens and we found no insurance.
# There is only difference of 1 to 2 percent in different instruments of investment.
# If someone have bought this policy than I consider it good decision.
# Don't be poisioned by the fact that what is a agent getting if he is providing you good service and will take care of your policy if something wrong happens.
Kya hua sir apka agent commission khatam ho raha hai kya?
Great advice bro... i am glad i saw your video... God Bless you!!
Thank you :)
Our investment in lic today zero
Wat about Life risk and tax free income
Term life insurance for life cover and focus on post tax returns of other instruments.
Only on lic
Excellent info... Agents are cheating ...we need to be careful while analysing policies..
Bhai ko LIC ka jara bhi knowledge nahi hai.
Bagair knowledge ke logon ko gumrah mat karo bhai.
Bhai chuthiya mat bana jeevan labh me 55 lakh lagbhag milega. Jeevan sri ka dekh lo
Kaise 55 lakh milega bhai batiye
You got wrong information..........
Chutya banaya , correct ur knowledge bro insurance expense simple interest mai hota hai , aur mutual fund mai compounding hota hai 🤣 😜
Your videos are great sir, but I don't understand Hindi completely. Can you make videos in English if you are okay with it?
I understand. Will try making some in English. Meanwhile, I post english videos on our Instagram page. Do follow us there :) instagram.com/7prosper_official/
Fix tum v nai ho bro u r also assuming
Don't miss guide people's
Wtf who needs money when you die
Lic maturity apna jhut bolrahi ho
Bakvas
Apni bakwass band kr ve
Le liya lgta h tumne😃😃😃🤣🤣
@@rakhikushwah4093 galat maturity bta rhaa h isme
Mutual funds not save side , and jo bhi apko mutual fund ka bare mai batane ho so personally usi ki vedio banou tum u LIC k lay negative na bolo
Chal ghatiya agent. Logo ko lootke sharam aani chahiye tum logo ko.