How I Track & Budget My Income!

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  • Опубликовано: 25 ноя 2024

Комментарии • 42

  • @MitchShoesmith
    @MitchShoesmith  22 часа назад

    To get free fractional shares worth up to £100, you can open an account with Trading 212 using this link: www.trading212.com/join/MITCH. Or use PROMO CODE “MITCH”. When investing, your capital is at risk. Terms and Conditions Apply. Thanks to Trading 212 for sponsoring this video.

    • @spooffl4160
      @spooffl4160 20 часов назад

      Doesn’t work for accounts 10 days old

  • @bmInvestments01
    @bmInvestments01 17 часов назад +1

    As someone that uses excel on a day to day basis i love tracking my budget. I never knew about downloading your statements and copying, thats a new one ill be stealing. Cheers.
    I have been watching for over a year now and you have inspired me, as well as a few other personal finance and investing youtubers, to start my own channel to document my journey. Cheers Mitch!

    • @MitchShoesmith
      @MitchShoesmith  17 часов назад +1

      Amazing to hear! Good luck with your channel dude, wish you all the best with it 👊🏼

    • @bmInvestments01
      @bmInvestments01 17 часов назад

      @ thanks pal 😃

  • @nisancihome
    @nisancihome 3 часа назад

    Thank you! Very informative and clean explanation. I love your spreadsheet and definitely will use that for myself.

  • @imconfused1237
    @imconfused1237 7 часов назад

    Love it! I do something similar in Power BI 😀 It categorises transactions based on the logic I’ve declared, then I just deal with edge cases.

  • @flcMorsalin
    @flcMorsalin 22 часа назад

    Such an eye-opening and practical approach to budgeting! 💡💰 I love how you break down your income tracking process-it’s simple yet super effective. Definitely taking some notes to improve my own financial planning. Thanks for sharing these valuable tips! 🙌

  • @johnnyjohnny777
    @johnnyjohnny777 2 часа назад

    I pay into my NHS pension every month. Should i add my take home pay plus pension as my income and then put my pension contribution as investment as well? Thanks for the great video.

  • @stEVEN_SMARTER
    @stEVEN_SMARTER 20 часов назад

    Thanks, Mitch, really useful as always

  • @martindye8809
    @martindye8809 21 час назад

    Brilliant, thanks for the sreadsheet filling it in now.

  • @bigelbow4854
    @bigelbow4854 12 часов назад +14

    My advice to everyone is this : if you want to grow big this year especially in your finances. Be willing to make investments. Saving is great but investing puts you on a pedestal where you wouldnt have to worry about savings as you do now. Thanks to larysa Caba, my portolio is doing really great and im proud of the decisions i made last year.

    • @bigelbow4854
      @bigelbow4854 12 часов назад

      Making over 48k monthly is all because of her.

    • @ivarlast2966
      @ivarlast2966 12 часов назад

      I know larysa caba. she trades for everyone I meet. I met her twice at a meeting in Germany and after her lectures from Ella I had to personally ask her to be my financial advisor. she is definitely good.

    • @fred5528
      @fred5528 12 часов назад

      I just looked up her name online. she is licensed with credible certificates and has an amazing track record. Thank you for the message.

    • @annddyyy-6920
      @annddyyy-6920 12 часов назад

      I will like to knw mre

    • @fred5528
      @fred5528 12 часов назад

      I feel this is quite an easy one. You already have her name which makes it easy for you. Just look up her name online. I’m sure you will come across her. That’s how I found her too.

  • @busteraaron
    @busteraaron Час назад

    I cant get your spreadsheet to work??

  • @jamesMcField-y8e
    @jamesMcField-y8e 5 часов назад

    I believe someone messed the sheet format, is it possible to re-upload a new link with the fixed format. For people wanting to use the sheet just go up to files and make a copy rather than change the shared version . Thank you !

  • @AlpalWB
    @AlpalWB 20 часов назад +4

    That’s way too time consuming. Much simpler ways of doing it.

    • @bmInvestments01
      @bmInvestments01 17 часов назад +2

      Personal finance is personal 🤷

    • @robertmayes3689
      @robertmayes3689 14 часов назад

      Such as ….

    • @hilarygibson3150
      @hilarygibson3150 5 часов назад

      As he says at the start, it's his personal way, might not suit everyone.
      I have 2 accounts, 1 is my run by my IFA, so you could say I have 1. But my budgetting, all analogue, is extremely detailed. I enjoy it

  • @martindye8809
    @martindye8809 21 час назад

    I did request edit doc after clicking on view only, permission from owner needed.

  • @martindye8809
    @martindye8809 21 час назад

    The file FREE Copy of the budgeting spreadsheet is view only, can you change it so peeps can use please?

    • @MitchShoesmith
      @MitchShoesmith  21 час назад

      Damn, yes I’ll do it as soon as I’m home!

  • @michaelheyes1023
    @michaelheyes1023 18 часов назад +1

    Just a little piece of advice, if you have kids you would not want to track the spend they take up 😂😂😂. be cheaper paying 5 mortgages 😢

    • @MitchShoesmith
      @MitchShoesmith  18 часов назад +1

      @@michaelheyes1023 haha I’ve got all that to come yet 😂

    • @LawrenceTimme
      @LawrenceTimme 15 часов назад +1

      Wow do you let them steal your card or is that just your bad discipline that causes that?

  • @spooffl4160
    @spooffl4160 22 часа назад

    Promo code only works for accounts open less then 10 days 😢

    • @MitchShoesmith
      @MitchShoesmith  21 час назад +1

      Yes unfortunately it’s only valid either at the point of opening an account or within the first 10 days.

  • @motionprimeaep
    @motionprimeaep 22 часа назад

    🔥

  • @Munro_campervan
    @Munro_campervan 22 часа назад

    Hi 👋

  • @1kilohawk
    @1kilohawk 17 часов назад

    £1200 for the mortgage?! I hope that’s a mansion?

    • @michaelheyes1023
      @michaelheyes1023 17 часов назад

      @@1kilohawk overpaying? shorter term?

    • @1kilohawk
      @1kilohawk 16 часов назад

      Guess you could be right!

    • @LawrenceTimme
      @LawrenceTimme 15 часов назад

      £1200 a month is only a £300k house on a 30 year with 15% down. Hardly a mansion