Ah it’s so satisfying to see all that hard work pay off, even if it wasn’t my hard work 😂 I’m glad you feel like you can see the light at the end of the tunnel. I can’t wait to be there one day. I feel like I just stepped into the tunnel, but at least I’m in there 🙌🏼 Wow it’s so amazing that you have enough to do your nails and hair for the whole year! And massages, too! Girl, I love this!
Katie, YES you are in the tunnel and will be seeing the light sooner than you probably expect!!!! You are staying on top of the spending, which is key!!! This year of sacrifice was made much easier with all of you supporting!!! Prior to this year, I was only saving $1000 per year!!! I didn’t know I could/would do this. I’m on a high…I’m wondering what can I do? I appreciate you supporting and cheering me on. Thank you friend!!!
🤯🤯 I love this!!! Yeeesss, Melissa!! You did fantastic!! I’m so happy that this is going to your self care for 2023. Great idea!! Go head, girl, get that $10K!! I’m rolling out wit you on that one😘 Btw, I watched you and Olivia earlier…💗💗💗💗 I love listening to her talk smart money. Please send her my love.
I could watch you count money all day! You are so good at it…. You must have a money vault that you go into and just play with money! 🤣 Look at all that money saved!!!!!! I love how you are allocating it! 🥰
Love that you dedicated that money to your self care and up keep. Something as simple as getting your hair done can be so helpful in making you feel better. And to have it covered for the entire year so that’s 1 less thing you have to worry about is amazing.
Thank you so much for being here! You’re hitting the nail on the head!!! I wish I would’ve thought of this sooner, because having all my self care cover is freeing up so much of my discretionary money too!!! I would recommend this to anybody!!! One year sacrifice is SO worth it!!! Thank you so much for watching. It means a lot to me🥰🥰🥰
This unstuffing was so satisfying!!! 🥳🎉 I am very proud of you, Melissa! ❤ I approve of you reallocating the money towards self care, you really need to put yourself first. Looking forward to your next envelope challenge!!!
Thank YOU Madeline! I’m definitely proud on my accomplishment!! I’ve never this amount of money before! I’m grateful for all the creative minds out there!!! The idea is brilliant!!! Thank you for cheering me on and supporting!!! It means the world to me!!!
Hi Cathy!!! Thank you so much!!! This was such an amazing experience. I really was just saving $1000 a year and these challenges have changed everything for me!!! I really appreciate you supporting. It means more to me than I can really express🥰🥰
Thank YOU!!! Absolutely NO guilt!!! I sacrificed for the year and now it’s going to pay off! I’m proud of me!!!! I appreciate your kind words, support, and cheers. I appreciate you watching!!! Thank you!!!!
Thank YOU!!! It really is a satisfying process all around-stuffing, coloring, unstuffing, watching and spending😂😂🥰 I’m so grateful for the creative minds that come up with these ideas and share them!!! I appreciate you being here🥰🥰🥰
Thank you Rachael🥰🥰🥰 I read this comment to Liv and she agreed that she’s a star 😂😂😂I really appreciate you supporting both of us!!! You’re the best!!!
2022 had been a year of finding new things for me! I found these saving challenges, and I bonds!!! Wanda, I didn’t think I could do much more than the $1000 I was saving every year. This has been an amazing experience!!! I’m ready to tackle other areas of my life now too!!! Thank you for being here!!!!
Awwww thank YOU Toya. It’s funny she said I’m your shero….because I tell people my superpowers are being organized and consistent😂😂😂 Girl, this was a year of sacrifice, but it is changing everything!!! Thank you so much for your kind words!!!
Soo satisfying seeing all that money saved up!! You killed it!! I love that you're putting the money towards self care, that was even more rewarding to watch!!
Seriously that was the most money I had saved in one year.. intentionally!! I’ve been budgeting for so long, but I was not a great saver… yeah, this 100 envelope challenge has changed a lot for me and open my eyes to a lot possibilities!!! I go back and watch that video. Sometimes it doesn’t seem like it’s my life. I am grateful for this community. I’m grateful for you!!!
@@BudgetStuffSaveRepeat I feel you on that!! My first ever $1000 saved up I couldn’t believe it. Not bad at saving but never more than a certain amount!! Super eye opening when we see how far we can push ourselves for sure 🩷 I appreciate it!
Thank YOU so much Barb!!! This was such an amazing experience! A year of sacrifice was worth it!!!! I’m so grateful that I found these challenges!!! I appreciate you being here!!!
@@BudgetStuffSaveRepeat I’m cheering you on!! I’m hoping to find a side hustle in the accounting Industry for 2023. If I can do that, I might try the 100 envelope challenge. I am doing the 100 envelope with a twist… 1-25 four times. 💖
Oh, thank you for saying this!!! Thank you for celebrating with me!!! I never want to come off as a bragger. This is my first time saving this way and this much!!! I’m on cloud nine!!!
Congratulations... It feels good to have cash in your hands. I love how you broke down how you will send this money... all thinks to enjoy but you budgeted and saved so yes that amazing!
Thank you SO much!!! This was my first experience with the box challenge!!! It is so helpful to have that money this year…it’s freeing up money so I can save even more this year!!! I appreciate you watching!!!
Yesssss!!! Do it!!! It was difficult finding the ones without going inside of the bank. Plus I look forward to my biweekly drive-through 🏧 pick ups😂😂😂😂 this was an amazing experience!!! Thank you for your kind words!!! I appreciate your support!!!!
Thank YOU!!! This was such an amazing experience! I used to only say $1000 a year. This year sacrifice has changed everything for me. I really appreciate you supporting!!!!
Omg!! This is amazing savings!!! Whaaaaaat!!! I can’t wait for your 2023 savings. Big congratulations on sticking to your envelopes savings throughout the year!
Thank you Kiara!!! I saw the vision on how one year sacrifice could change everything!!! I’m a year ahead!!! This was such an amazing experience!!! You will be here soon and I’ll be cheering you along all the way🥰🥰🥰
I'm here for the party and your unstuffing!! I cannot believe you've had this money just sitting and WAITING for now! I feel like it really is a celebration!!! AMAZINGGGGGGGG!! That cash spray is wonderful! YESSSS! You are THE BOSSSSSSSSSS!!! I love that breakdown! Yes to 10k!
Liz, you know I love you!!! It was worth the wait!!! A year of sacrifice and waiting is literally changing my life. I use to save my routine $1000 every year. Finding these challenges has changed my view and thinking! I really don’t want a lot, but I now want to know what I’m capable of doing. I’m such a rule follower and color in the line person. It’s money today, but spirit, mind and body soon. Reaching this goal is opening and unlocking a lot with me. Sorry for the ramble, but I think you’ll understand me.
Thank YOU!!! A year of sacrifice is finally starting to pay off!!! I already have the January and February massages booked🎉🎉 thank you celebrating with me! I appreciate you deeply!!!
I always think the same about the calculator when I see yours!!! We’re purple girls💜 Thank you Dee for being here!!! The I bonds are really hard to believe….interest working for us💃🏽💕💕
Yes, the sky is the limit! I am so looking forward to getting our debt paid off so it can open up our income to utilize more. You are doing so great! So inspiring!
Yes, that’s the goal and you can do it!!! The hard (annoying) work PAYS off!!! I still have debt (mortgage and car loan), but the credit bills had to go!!! Thanks for supporting Jessie!!!
I love how every challenge/every bit of money has a job! Your breakdown at the end…awesome. Lady you are seriously budget goals for me! This combined with your holiday envelopes…2023 ain’t ready for you! Lol your gonna kill it next year!!
Thank YOU Jessi!!! I was only saving $1000 a year before I found these challenges. This year of sacrifice is going to change everything for me. This was such an amazing journey!!! You can do it too…you’re moving in the right direction and doing the right things!!!!
Thank YOU Bessie!!! Girl I am on such a high right now!!! This was truly an amazing experience!!! I was the typical save $1000 a year girl before I found these challenges!!! I appreciate all your kindness and support🥰🥰🥰
Aaaaaaa this was so satisfying to watch! I love love that you put this towards your self care in 2023! That is amazing! It makes me so happy for you! ❤🌸
Thank YOU Judy!!! This challenge is all around satisfying--from stuffing, to coloring, then unstuffing and watching…I love this challenge!!!! I appreciate you being here!!!
Thank YOU!!! This was totally an awesome experience!!! I was only saving $1000 a year before I found these challenges!!! I appreciate your kind words and you being here!!!
Amazinggg savings sis! 🤗💕 Wowww sooo satisfying to watch you unstuff those challenges! 🤩🤑 Love how you are allocating those funds to self care in 2023! You go girl! 🥳✨
Thank you Ashley!!! I’m so grateful for what I was able to accomplish. I appreciate you cheering me on and sharing in my experience!!! I appreciate you!!!
Amazon Job Melissa I love how you reallocated all your funds. You did these challenges with ease you will crush your goal of 10k as well. I love to see it keep shining
Absolutely!!! You get it… you see what I was trying to accomplish!!! This is allowing me to start dreaming!!! I really appreciate you stopping by and I’m celebrating with me!!!!
Hi Ty’Shea!!! Thank you so much for being here!!! it was fun, spending the money on paper and then actually getting to use it!!! I do that often spend it on paper so that I know exactly were supposed to go!!! I love this challenge. It is absolutely my favorite.!!! Let me know if you decide to do it too!!!
Hey sis, the comment section in your latest video is of, i love the idea of the card wallet in that one. Oh my i so love you for spending it all to yourself you deserve that. Yes let's do 10k😍
Yes, YT turns off the comments when my daughter is in the video, that’s why I stopped recording with her!!! Thank you for watching both!!! The sacrifice this year was totally worth it!!!!
I really love this idea. It gives you the means to ensure you don't skip out on your self care even if an unbudgeted event were to arise because you still have those funds separated. Good video!
Thank you Shakita!!! You are absolutely correct!!! it has been such a blessing to be able to go to Envelope to pull out money to do the things that I would’ve made an excuse for otherwise!!! I’m doing the 100 envelope challenge again this year but I double the amount for $10,000! I’m going to do my self-care again, but I’m also thinking about maybe adding a girls trip and more investments!!! I appreciate you watching! I think saving a lump sum is the best thing I did be it opened up my discretionary funds for the following year!!!
Woo hoo .. great job with your saving ! 😊 It’s so fun to count up everything at the end of the year and then figuring out where you want all that money to go . I think it’s awesome that you are spending this money on you on self care . 😊
Hi Theresa!!! Thank youS SO much for your kind words!!! I appreciate you cheering me on!! I was laser focus and determined to make my “allowance” is spent on me💆🏽♀️ I appreciate your support 🥰🥰🥰
Thank you SO much!!! This year of sacrifice was worth it!!! I really was just a “save a $1000 a year” person. I’m so grateful I found these challenges!!! Thanks for your kind words🥰🥰🥰
Thank YOU Imani!!! This was such a rewarding experience all the way around!!! I’m really excited for 2023 and striding for that 10k!!! I appreciate you friend!!!
Hi!!! Welcome!!! I’m so grateful for your support!!! This really was an amazing experience!!! This was the first time I attempted this challenge too. Thank you for supporting!!!
Thank you Melissa!!! It was hard for me to get ones, without going inside the bank. Plus, I enjoyed going to the drive through 🏧 every two weeks. I appreciate you watching and supporting!!! Thank you SO much!!!!
Girl you killed those challenges! I love the breakdown of the allocation from the challenges. I already know you will crush the $10K goal! 😊 Did you make the numbers that you used to put in the envelopes for the 50 envelope challenge ? I will be making my own 100 envelope challenge box and will be transferring the money each paycheck into the savings account that I will setup for it but I want to pull numbers for each envelope to make it fun.
Thank YOU Tamika!!! I appreciate your kind words 🥰🥰🥰 yes, I made the numbers. I printed the number off the internet and put them on a round post it I got from the Dollar Tree. Them I laminated and cut them out!!! Transferring the money makes so much sense!!! I know you’re going to do well and LOVE the results!!! Thanks for being here friend!!!!
You are welcome and thank for the tips. I probably won't start it until 2024 because I will be working on paying down my car loan and paying off my credit card next year. I am always motivated to keep saving after watching your videos. 🥰
Thanks for the tip! I will definitely try that with my next unstuffing in December!! I’m doing the 100 envelope challenge again this year but I’ve doubled it so it will be over $10,000!!! I sincerely appreciate you watching!!!
Thank YOU!!! I have been budgeting for over 18 years. I found Dave Ramsey in 2004. I paid off all my consumer debt by 2009. I currently have a car loan and mortgage. However, I stuffed this challenge with my “allowance.” We (my husband and i) both get an allowance (blow money) to use however we like. The rest of our salaries go into a joint account to pay that debt, bills, 529s, everything else. We both max out our 401(k)s too. I use to save only $1000 per year of my allowance. I found the saving challenges by accident while looking for something else. I’m happy to answer any other questions or explain my situation better if you want.
That's awesome! I've never seen it done that way. I've seen people round up by 5 but not 10. So anything ending in 0-5 got a 5 and 6-9 went up to the next tenth. (ex: 46 would be 50)
Thank you Nikki!! And I really don’t like dealing with the one dollar bills😂😂 I was just so excited when I first started this challenge!! I blew my mind that it would add up to $5000… this was just the newbie in me!!! I sincerely appreciate you watching!!!
@@BudgetStuffSaveRepeat I'm not a fan of counting one dollar bills either so I get it lol. I know if the 100 challenge is done just based on the number on the envelope it's $5,050. I thought about replacing my singles with fives. This was great though. You saved an extra $450 just by using the 10's. 🙂
Thank you Crystal for watching!!! I know I count different from most in the budgeting community 😂 sorry it was confusing you. I just count by the first number of the bill: 50=5; 20=2; 10=1 -- this way it’s easier for me to stay on track. I’m sure my explanation is a little confusing too🤔 bottomline, thank you for watching again!
@@BudgetStuffSaveRepeat can you I tell you something. Im little nervous how ever im going to say it. Ok so I have 4 children and 3 out of the 4 that I have social security im indeed every single day but do you think it is possible to budget 2742 one time a month until I find a job
@@crystalmomto4124 YES. I do think it’s possible to budget any amount of money! Yes, it will be hard and require some sacrifices, but you can do it! Life will throw some curve balls and the money sometimes won’t stretch, but you CAN do this!!! Start saving small…change or $1-$2. Take care of your basis needs first (shelter, food and utilities). Slow and steady and you will see progress and improvement. I’m not going to sugarcoat: it may take years, but whenever you start making different choices with your money (telling your money where to go on paper first - before you receive it) the closer you are to financial freedom. I will pray for you and your children. I’m willing to answer all you questions and help you setup a budget. Please stay plugged in to this budgeting journey…their is so much great advice and encouragement here!!!
I just subscribed and watched your last video. Your comments are turned off. People usually don’t watch videos when the comments are turned off. It’s happen to me and it they were my lowest viewed videos. Do you have an email? If so, email me and I will send you some saving challenges. My email is in my description box. RUclips won’t allow us to leave it in the comments section.
@@azza7717 envelopes $1, $2, $3, $4, and $5-I stuffed with $5 each…envelopes $6, $7, $8, $9, and $10 - I stuffed with $10 each. I kept going up in $5 increments!! I hope this helps!
@azza7717 that’s awesome…one more tip…I start with the larger and work down to the smaller…it starts hard and slow, but gets easier and quicker as you go alone!! Also, I feel like I’m the most motivated when I start new challenges…as you go along it will get harder!! Do you have a channel?
Self care is so important these days, so satisfying to watch un stuffing and organize everything.
Thank you again!!! I don’t have any excuses!!! I just to schedule the appointments🎉🎉Thank you for watching🥰🥰
Ah it’s so satisfying to see all that hard work pay off, even if it wasn’t my hard work 😂
I’m glad you feel like you can see the light at the end of the tunnel. I can’t wait to be there one day. I feel like I just stepped into the tunnel, but at least I’m in there 🙌🏼
Wow it’s so amazing that you have enough to do your nails and hair for the whole year! And massages, too! Girl, I love this!
Katie, YES you are in the tunnel and will be seeing the light sooner than you probably expect!!!! You are staying on top of the spending, which is key!!!
This year of sacrifice was made much easier with all of you supporting!!!
Prior to this year, I was only saving $1000 per year!!! I didn’t know I could/would do this. I’m on a high…I’m wondering what can I do?
I appreciate you supporting and cheering me on. Thank you friend!!!
🤯🤯 I love this!!! Yeeesss, Melissa!! You did fantastic!! I’m so happy that this is going to your self care for 2023. Great idea!! Go head, girl, get that $10K!! I’m rolling out wit you on that one😘 Btw, I watched you and Olivia earlier…💗💗💗💗 I love listening to her talk smart money. Please send her my love.
I just love how you allocated the funds, self-care is so important and easily overlooked
So true, now I just need to schedule everything. I don’t have any excuses!!!
I could watch you count money all day! You are so good at it…. You must have a money vault that you go into and just play with money! 🤣 Look at all that money saved!!!!!! I love how you are allocating it! 🥰
Love that you dedicated that money to your self care and up keep. Something as simple as getting your hair done can be so helpful in making you feel better. And to have it covered for the entire year so that’s 1 less thing you have to worry about is amazing.
Thank you so much for being here! You’re hitting the nail on the head!!! I wish I would’ve thought of this sooner, because having all my self care cover is freeing up so much of my discretionary money too!!! I would recommend this to anybody!!! One year sacrifice is SO worth it!!! Thank you so much for watching. It means a lot to me🥰🥰🥰
This unstuffing was so satisfying!!! 🥳🎉 I am very proud of you, Melissa! ❤ I approve of you reallocating the money towards self care, you really need to put yourself first. Looking forward to your next envelope challenge!!!
Thank YOU Madeline! I’m definitely proud on my accomplishment!! I’ve never this amount of money before! I’m grateful for all the creative minds out there!!! The idea is brilliant!!! Thank you for cheering me on and supporting!!! It means the world to me!!!
Woohoo this is FANTASTIC Melissa!! So fun!! Great job!!😊💚
Hi Cathy!!! Thank you so much!!! This was such an amazing experience. I really was just saving $1000 a year and these challenges have changed everything for me!!! I really appreciate you supporting. It means more to me than I can really express🥰🥰
way 2 go girl! love that u took care of u, guilt free!! woo-hooooooooooooooo!!!!!!!!!!!!!!!!!!!
Thank YOU!!! Absolutely NO guilt!!! I sacrificed for the year and now it’s going to pay off! I’m proud of me!!!! I appreciate your kind words, support, and cheers. I appreciate you watching!!! Thank you!!!!
LOVE seeing all of the progress you are making!! This is so satisfying to watch! Great job with the challenges!! 🥰
Thank YOU!!! It really is a satisfying process all around-stuffing, coloring, unstuffing, watching and spending😂😂🥰 I’m so grateful for the creative minds that come up with these ideas and share them!!! I appreciate you being here🥰🥰🥰
Wow Melissa! You did awesome. Congrats!
Thank you SO much Sam!!! This really was an amazing experience!!!!
@@BudgetStuffSaveRepeat So wonderful.
I just finished watching your new video with Olivia. She is a star!!! so natural and so adorable.
Thank you Rachael🥰🥰🥰 I read this comment to Liv and she agreed that she’s a star 😂😂😂I really appreciate you supporting both of us!!! You’re the best!!!
Hello Melissa! $6,787 !!!!! Fantastic! Job well done! Those "I" bonds are bomb!!!!! Thanks for sharing!
2022 had been a year of finding new things for me! I found these saving challenges, and I bonds!!! Wanda, I didn’t think I could do much more than the $1000 I was saving every year. This has been an amazing experience!!! I’m ready to tackle other areas of my life now too!!! Thank you for being here!!!!
I truly love seeing how you break down the money at the end!
Thank you SO much for being here!!! Yes, i’m a true believer and telling my money where it’s going to go!!!
Yesssssssss! So excited you completed these 2 challenges! Excellent work! I love how you allocated the funds too! You are my shero!
Awwww thank YOU Toya. It’s funny she said I’m your shero….because I tell people my superpowers are being organized and consistent😂😂😂 Girl, this was a year of sacrifice, but it is changing everything!!! Thank you so much for your kind words!!!
Soo satisfying seeing all that money saved up!! You killed it!! I love that you're putting the money towards self care, that was even more rewarding to watch!!
Seriously that was the most money I had saved in one year.. intentionally!! I’ve been budgeting for so long, but I was not a great saver… yeah, this 100 envelope challenge has changed a lot for me and open my eyes to a lot possibilities!!! I go back and watch that video. Sometimes it doesn’t seem like it’s my life. I am grateful for this community. I’m grateful for you!!!
@@BudgetStuffSaveRepeat I feel you on that!! My first ever $1000 saved up I couldn’t believe it. Not bad at saving but never more than a certain amount!! Super eye opening when we see how far we can push ourselves for sure 🩷 I appreciate it!
Melissa!!! This video was so exciting to watch! You did such a great job saving 🎉🎉🎉🎉
Thank YOU so much Barb!!! This was such an amazing experience! A year of sacrifice was worth it!!!! I’m so grateful that I found these challenges!!! I appreciate you being here!!!
@@BudgetStuffSaveRepeat I’m cheering you on!! I’m hoping to find a side hustle in the accounting Industry for 2023. If I can do that, I might try the 100 envelope challenge. I am doing the 100 envelope with a twist… 1-25 four times. 💖
This was the best, loved every minute and celebrating with you ❤️
Oh, thank you for saying this!!! Thank you for celebrating with me!!! I never want to come off as a bragger. This is my first time saving this way and this much!!! I’m on cloud nine!!!
Congratulations... It feels good to have cash in your hands. I love how you broke down how you will send this money... all thinks to enjoy but you budgeted and saved so yes that amazing!
Thank you SO much!!! This was my first experience with the box challenge!!! It is so helpful to have that money this year…it’s freeing up money so I can save even more this year!!! I appreciate you watching!!!
Amazing 👏🏾👏🏾👏🏾 motivating for savings challenges and love how it’s all for self care and more ❤❤❤❤ congrats on staying focus and finishing strong ❤
Thank YOU!!! I appreciate your kind words😍😍 this was truly a rewarding experience all the way around!!! I appreciate you being here!!!
Awesome job! I'm with you on the 1's. I'm planning to do the 100 envelope challenge in 2023 and will not put any 1's in it. :)
Yesssss!!! Do it!!! It was difficult finding the ones without going inside of the bank. Plus I look forward to my biweekly drive-through 🏧 pick ups😂😂😂😂 this was an amazing experience!!! Thank you for your kind words!!! I appreciate your support!!!!
Wow! This is incredible Melissa! 🎉
This was an amazing watch, love that you are using the money for self care 🥰🤍
Thank YOU!!! This was such an amazing experience! I used to only say $1000 a year. This year sacrifice has changed everything for me. I really appreciate you supporting!!!!
@@BudgetStuffSaveRepeat that is such an amazing achievement! You should be very proud of yourself 🥰💕
Hi Melissa 👋Here Watching. Excited for these envelope challenges unstuffing💃💃💃💃
Hi Rachael!!! Thank you for watching 🥰🥰
Tunning in while getting ready for work ❤ soooo excited for this video!
Thank YOU Kiara!! I’m so happy you’re here🥰🥰🥰 I hope work goes well!!!
Melissa, 😲 omgoodness that is absolutely fantastic!!!! 💯 You have definitely inspired me to try the 100 envelope challenge in 2023!!!
Do it Nita…you can do it!!! No matter how long it takes, it will be worth it!!! Thank YOU for the kind words!!! Thank you for being here🥰🥰🥰
@BudgetStuffSaveRepeat It may take the entire year or longer 🤣 Thank for the encouragement ✨️ 💗 I truly appreciate it!!!
Great job!! And yes self care is very important.
Thank YOU!!! This really was a rewarding experience all the way around! Thanks for supporting 🥰🥰🥰🥰
Omg!! This is amazing savings!!! Whaaaaaat!!! I can’t wait for your 2023 savings. Big congratulations on sticking to your envelopes savings throughout the year!
Thank you Kiara!!! I saw the vision on how one year sacrifice could change everything!!! I’m a year ahead!!! This was such an amazing experience!!! You will be here soon and I’ll be cheering you along all the way🥰🥰🥰
That's my word for 2023...intentional! Intention!💜 This is so inspiring! And using it for self care, YES!
We truly can do the things we are intentional about‼️ I believe this wholeheartedly!!! I appreciate you being here!!! Thank you!!!
This is amazing indeed. You did such a great job Melissa 👏 👏👏👏
Thank you SO much😍🤩🤩🥰🥰
I'm here for the party and your unstuffing!!
I cannot believe you've had this money just sitting and WAITING for now! I feel like it really is a celebration!!!
AMAZINGGGGGGGG!! That cash spray is wonderful!
YESSSS! You are THE BOSSSSSSSSSS!!!
I love that breakdown! Yes to 10k!
Liz, you know I love you!!! It was worth the wait!!! A year of sacrifice and waiting is literally changing my life. I use to save my routine $1000 every year. Finding these challenges has changed my view and thinking! I really don’t want a lot, but I now want to know what I’m capable of doing. I’m such a rule follower and color in the line person. It’s money today, but spirit, mind and body soon. Reaching this goal is opening and unlocking a lot with me. Sorry for the ramble, but I think you’ll understand me.
I absolutely love love this video❤ 10k yes! You had me at once a month massages 😂😂😂 17:23
Thank YOU!!! A year of sacrifice is finally starting to pay off!!! I already have the January and February massages booked🎉🎉 thank you celebrating with me! I appreciate you deeply!!!
You did a great job with these challenges! 🙌🏽🙌🏽🙌🏽
Thank you SO much!!! I appreciate you being here!!!
Wow Melissa, you did awesome!! I love the calculator lol (looks like mine)!! Yay to I Bonds and treating yourself 🖤🖤!!
I always think the same about the calculator when I see yours!!! We’re purple girls💜 Thank you Dee for being here!!! The I bonds are really hard to believe….interest working for us💃🏽💕💕
Yes, the sky is the limit! I am so looking forward to getting our debt paid off so it can open up our income to utilize more.
You are doing so great! So inspiring!
Yes, that’s the goal and you can do it!!! The hard (annoying) work PAYS off!!! I still have debt (mortgage and car loan), but the credit bills had to go!!! Thanks for supporting Jessie!!!
I love how every challenge/every bit of money has a job! Your breakdown at the end…awesome. Lady you are seriously budget goals for me! This combined with your holiday envelopes…2023 ain’t ready for you! Lol your gonna kill it next year!!
Thank YOU Jessi!!! I was only saving $1000 a year before I found these challenges. This year of sacrifice is going to change everything for me. This was such an amazing journey!!! You can do it too…you’re moving in the right direction and doing the right things!!!!
@@BudgetStuffSaveRepeat it’s so awesome to see and really shows others (like myself) how to get there! Love it!!
Woooo hoooo!!! Goals girl!! This is so amazing 💕
Thank YOU Bessie!!! Girl I am on such a high right now!!! This was truly an amazing experience!!! I was the typical save $1000 a year girl before I found these challenges!!! I appreciate all your kindness and support🥰🥰🥰
Wow,that's amazing. Congratulations, Melissa. Happy NEW YEAR
Thank you Richard!!!! I appreciate you!!! Happy New Year!!!
Aaaaaaa this was so satisfying to watch! I love love that you put this towards your self care in 2023! That is amazing! It makes me so happy for you! ❤🌸
Thank YOU Judy!!! This challenge is all around satisfying--from stuffing, to coloring, then unstuffing and watching…I love this challenge!!!! I appreciate you being here!!!
Motivation! I still have a ways to go on both of these, but I cannot wait for this day for me! So inspiring!! 😊
You will get there!!! Keep going…I’ll be cheering you on all the way!!! I appreciate you stopping by 🥰🥰🥰
Oh yeah! You smashed those challenges!!
Thank you💕💕💕
Love this and a great breakdown of the over $6K. You're so organized, I love it!
Thanks so much!!🥰🥰
Wow Melissa! I’m totally loving this! Great savings and I just love how you will use the money for self care, etc. so awesome! So inspiring! ☺️💜
Thank YOU!!! This was totally an awesome experience!!! I was only saving $1000 a year before I found these challenges!!! I appreciate your kind words and you being here!!!
Amazinggg savings sis! 🤗💕 Wowww sooo satisfying to watch you unstuff those challenges! 🤩🤑 Love how you are allocating those funds to self care in 2023! You go girl! 🥳✨
Thank you Ashley!!! I’m so grateful for what I was able to accomplish. I appreciate you cheering me on and sharing in my experience!!! I appreciate you!!!
Amazon Job Melissa I love how you reallocated all your funds. You did these challenges with ease you will crush your goal of 10k as well. I love to see it keep shining
Thank YOU Ro!!!! I appreciate your kind words🥰🥰🥰 this really was a rewarding experience all the way around!!!! I appreciate you being here!!!
That was amazing. Love the break down for the upcoming year already budgeted therefore freeing up income for other stuff. Yess just a win win 🏆 tfs
Absolutely!!! You get it… you see what I was trying to accomplish!!! This is allowing me to start dreaming!!! I really appreciate you stopping by and I’m celebrating with me!!!!
😊 Good for you! That's a fat stack 'o cash 💸 💰 😁 Great job
Thank you Amy!!! It was a year of sacrifice and it “paid” off!!! I appreciate you being here🥰🥰🥰
Great video I love how you made a breakdown of what funds are delegated to which activity. I have to try this once I finish my savings challenges!👏🏾
Hi Ty’Shea!!! Thank you so much for being here!!! it was fun, spending the money on paper and then actually getting to use it!!! I do that often spend it on paper so that I know exactly were supposed to go!!! I love this challenge. It is absolutely my favorite.!!! Let me know if you decide to do it too!!!
Still watching! Have a great weekend!!❤❤
Thank you🥰🥰🥰
That's amazing! Well done! 🥳
Thank YOU!!! I appreciate you watching 🥰🥰🥰
Hey sis, the comment section in your latest video is of, i love the idea of the card wallet in that one.
Oh my i so love you for spending it all to yourself you deserve that. Yes let's do 10k😍
Yes, YT turns off the comments when my daughter is in the video, that’s why I stopped recording with her!!!
Thank you for watching both!!! The sacrifice this year was totally worth it!!!!
I really love this idea. It gives you the means to ensure you don't skip out on your self care even if an unbudgeted event were to arise because you still have those funds separated. Good video!
Thank you Shakita!!! You are absolutely correct!!! it has been such a blessing to be able to go to Envelope to pull out money to do the things that I would’ve made an excuse for otherwise!!! I’m doing the 100 envelope challenge again this year but I double the amount for $10,000! I’m going to do my self-care again, but I’m also thinking about maybe adding a girls trip and more investments!!! I appreciate you watching! I think saving a lump sum is the best thing I did be it opened up my discretionary funds for the following year!!!
😲 love all the gift card ideas! 🥰
I like putting it on gift cards, so I won’t hesitate to buy the items in my cart!!! Thanks for watching Rebekah!!!
Woo hoo .. great job with your saving ! 😊
It’s so fun to count up everything at the end of the year and then figuring out where you want all that money to go .
I think it’s awesome that you are spending this money on you on self care . 😊
Hi Theresa!!! Thank youS SO much for your kind words!!! I appreciate you cheering me on!! I was laser focus and determined to make my “allowance” is spent on me💆🏽♀️ I appreciate your support 🥰🥰🥰
Well done 🎉 completing your savings challenges, that's a huge achievement and using it for your self care is a great idea! 😊
Thank you SO much!!! This year of sacrifice was worth it!!! I really was just a “save a $1000 a year” person. I’m so grateful I found these challenges!!! Thanks for your kind words🥰🥰🥰
Amazing Melissa! Yay for self care in 2923! I love how you broke the math down at the end! Thanks for the encouragement! 💜🎉🎉 Let’s go 10k!!
Thank YOU Imani!!! This was such a rewarding experience all the way around!!! I’m really excited for 2023 and striding for that 10k!!! I appreciate you friend!!!
GREAT SAVINGS
I LOVE CHALLENGES BUT WON'T DO THE FOLDING I'M TOO OCD I'D END UP IRONING IT WITH THE IRON!!! LOL
🤣🤣🤣 I completely understand!!! I love the look for other people 🤣🤣🤣 thank you SO much for being here🥰🥰🥰
Wow look at all of that money saved Melissa that is an amazing amount! 😊
Thank you SO much Julieta!!! I appreciate you being here🥰🥰🥰
Wow you save a lot. That’s great! Can’t wait to see what 2023 has in store for you. New subscriber😊
Hi!!! Welcome!!! I’m so grateful for your support!!! This really was an amazing experience!!! This was the first time I attempted this challenge too. Thank you for supporting!!!
Agree. . . mei oo. It makes its FUN and more just paying attention.
I truly appreciate your feedback🥰🥰🥰
What a great and inspiring video. I love the idea of not putting any ones in the 100 envelope challenge. I think I will continue mine that way.
Thank you Melissa!!! It was hard for me to get ones, without going inside the bank. Plus, I enjoyed going to the drive through 🏧 every two weeks. I appreciate you watching and supporting!!! Thank you SO much!!!!
Oh look at all that cash. Nice work!
Thank you SO much!!! I appreciate you being here!!!
Congrats on the savings. Thanks for sharing.
Thank YOU!!! I appreciate you watching!!!
Hi Melissa! Here watching 😊
Thanks for coming!!! I appreciate you Lisa!!!
Congratulations girl hard work pays off ❤️❤️❤️
Thank you Taylor…it was definitely worth it!!!!
When I grow up I want to save as much as you! 😂😂
You’re too kind Debra. When your student loan is gone, the saving will just roll in🥰🥰
Awesome job!!yay🎉🎉🎉🎉
Thank YOU!!! I appreciate you watching 🥰🥰🥰
Yayyyy🎉🎉🎉 amazing congratulations
Thank YOU Carmen!!! It was an amazing experience!!!! I appreciate you being here!!!
Wow I love how you allocate your money. Awesome video.
Thank you Kim!!! I was determined to CARE for me!!! When I’m good, I’m better for everyone around me!!! Thanks for being here!!!
Great ending for these challenges
Thank you!!! It was so rewarding…I loved it!!!! I appreciate you being here!!!
Wow!Congratulations!🎉
Thank YOU!!! I appreciate you supporting 🥰🥰🥰
Girl you killed those challenges! I love the breakdown of the allocation from the challenges. I already know you will crush the $10K goal! 😊 Did you make the numbers that you used to put in the envelopes for the 50 envelope challenge ? I will be making my own 100 envelope challenge box and will be transferring the money each paycheck into the savings account that I will setup for it but I want to pull numbers for each envelope to make it fun.
Thank YOU Tamika!!! I appreciate your kind words 🥰🥰🥰 yes, I made the numbers. I printed the number off the internet and put them on a round post it I got from the Dollar Tree. Them I laminated and cut them out!!! Transferring the money makes so much sense!!! I know you’re going to do well and LOVE the results!!! Thanks for being here friend!!!!
You are welcome and thank for the tips. I probably won't start it until 2024 because I will be working on paying down my car loan and paying off my credit card next year. I am always motivated to keep saving after watching your videos. 🥰
Satisfying unstuffing ❤
Glad you think so! This was my first doing this challenges…it felt so rewarding!!! I absolutely loved it!!!!
AMAZING..!!! Congrats..!!! ❤
Thank you so much 😀 I appreciate you being here!!!
Awesome savings challenges ✨🦋
Thank YOU🥰🥰🥰
You did great! 🥳
Thank YOU Beth!!! I appreciate you being here!!!
I recommend getting fingertip moisturizer for money counting. Makes it so much faster and easier, and it's cheap
Thanks for the tip! I will definitely try that with my next unstuffing in December!! I’m doing the 100 envelope challenge again this year but I’ve doubled it so it will be over $10,000!!! I sincerely appreciate you watching!!!
Love your background❤😊
Thank you SO much!!! I appreciate you watching!!!
Great work!
Thanks! I appreciate you being here!!!
Great job!
Thank you SO much!!!! I appreciate you being here!!!
Hi, I loved your video! I have a question? Did you pay off all of your debt before you did your challenges?
Thank YOU!!! I have been budgeting for over 18 years. I found Dave Ramsey in 2004. I paid off all my consumer debt by 2009. I currently have a car loan and mortgage. However, I stuffed this challenge with my “allowance.” We (my husband and i) both get an allowance (blow money) to use however we like. The rest of our salaries go into a joint account to pay that debt, bills, 529s, everything else. We both max out our 401(k)s too. I use to save only $1000 per year of my allowance. I found the saving challenges by accident while looking for something else. I’m happy to answer any other questions or explain my situation better if you want.
Great unstuffing ❤❤❤❤❤
Thank YOU Tammy! This was an amazing experience!!!
That's awesome! I've never seen it done that way. I've seen people round up by 5 but not 10. So anything ending in 0-5 got a 5 and 6-9 went up to the next tenth. (ex: 46 would be 50)
Thank you Nikki!! And I really don’t like dealing with the one dollar bills😂😂 I was just so excited when I first started this challenge!! I blew my mind that it would add up to $5000… this was just the newbie in me!!! I sincerely appreciate you watching!!!
@@BudgetStuffSaveRepeat I'm not a fan of counting one dollar bills either so I get it lol. I know if the 100 challenge is done just based on the number on the envelope it's $5,050. I thought about replacing my singles with fives. This was great though. You saved an extra $450 just by using the 10's. 🙂
Congratulations 👏👏💫
Thank you SO much🥰🥰🥰🥰
You are doing great
Thank you Heather!!! I appreciate you being here!!!
❤ congratulations 🎉🎉🎉
Thank you for watching!!! I appreciate your kind words!!!
You're welcome love.💞
Hey Melissa❤❤❤❤ love you
Love you more Michelle 🥰🥰🥰
❤ girl congrats you confused me when you was counting
Thank you Crystal for watching!!! I know I count different from most in the budgeting community 😂 sorry it was confusing you. I just count by the first number of the bill: 50=5; 20=2; 10=1 -- this way it’s easier for me to stay on track. I’m sure my explanation is a little confusing too🤔 bottomline, thank you for watching again!
@@BudgetStuffSaveRepeat can you I tell you something. Im little nervous how ever im going to say it. Ok so I have 4 children and 3 out of the 4 that I have social security im indeed every single day but do you think it is possible to budget 2742 one time a month until I find a job
@@crystalmomto4124 YES. I do think it’s possible to budget any amount of money! Yes, it will be hard and require some sacrifices, but you can do it! Life will throw some curve balls and the money sometimes won’t stretch, but you CAN do this!!! Start saving small…change or $1-$2. Take care of your basis needs first (shelter, food and utilities). Slow and steady and you will see progress and improvement. I’m not going to sugarcoat: it may take years, but whenever you start making different choices with your money (telling your money where to go on paper first - before you receive it) the closer you are to financial freedom. I will pray for you and your children. I’m willing to answer all you questions and help you setup a budget. Please stay plugged in to this budgeting journey…their is so much great advice and encouragement here!!!
I just subscribed and watched your last video. Your comments are turned off. People usually don’t watch videos when the comments are turned off. It’s happen to me and it they were my lowest viewed videos. Do you have an email? If so, email me and I will send you some saving challenges. My email is in my description box. RUclips won’t allow us to leave it in the comments section.
Amazing 🌟🌟🌟
Thank YOU Sarah!!! I’m on cloud nine….so so so grateful and happy!!!
I have 4 more Envelopes to go
Yes!!! That’s sooo awesome and exciting!!! Congratulations!!! Thank you for sharing this with me!!!
The counting was throwing me off
I understand. I count differently. Thanks for watching.
Nice video. New subscriber here.
Hi!!! Welcome!!! Thank you SO much for supporting!!! I appreciate you being here🥰🥰🥰 Happy New Year🎆🎊🎈
❤
Thank you Melissa!!!!
This is so inspiring! New sub here! And we share the same name :)
how did you do it with no $1?
I rounded up! I ended up saving $10,500 instead of $10,100! Thank you for watching!!
@@BudgetStuffSaveRepeat can i get an example please, i have $1dollar coins where i live and i don't want to deal with all them
@@azza7717 envelopes $1, $2, $3, $4, and $5-I stuffed with $5 each…envelopes $6, $7, $8, $9, and $10 - I stuffed with $10 each. I kept going up in $5 increments!! I hope this helps!
@@BudgetStuffSaveRepeat I get it now, thank you every much, I just started my 100 yesterday and been trying to learn as much as I can
@azza7717 that’s awesome…one more tip…I start with the larger and work down to the smaller…it starts hard and slow, but gets easier and quicker as you go alone!! Also, I feel like I’m the most motivated when I start new challenges…as you go along it will get harder!! Do you have a channel?
🎉🎉🎉🎉🎉🎉💜💜💜💜💜
Thank you so much for being here!!! I appreciate you!!!!
❤❤❤ #bcl ❤❤❤
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You were counting the 50s as 20s.
Thank you for being this to my attention…I sincerely appreciate you watching!!!
💚🩷🌷
🥰🥰🥰😘😘😘
This is so inspiring! New sub here! And we share the same name :)
Thank you SO much Melissa🥰🥰🥰 I’m so happy you’re here!!! Thank you for supporting!!!