How to Make a Budget | Beginner's Guide to Budgeting

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  • Опубликовано: 20 янв 2025

Комментарии • 63

  • @miss_m_yt
    @miss_m_yt Год назад +80

    Yes girl boss videos are back. Please share a what I spend in a week video if you are open to it!

    • @lindseyhughes
      @lindseyhughes  Год назад +19

      Yesss! 🎉 and I’ll add that to my list! :)

  • @RebeccaSam272
    @RebeccaSam272 Год назад +42

    Loved this! I agree with the other commenter, a what I spend in a week video would be great. Some other finance related video ideas are 2024 finance goals, budget friendly meal ideas, savings tips, and budget updates.

    • @lindseyhughes
      @lindseyhughes  Год назад +3

      Thank you! Adding these all to my list!

  • @Colbzzk
    @Colbzzk Год назад +13

    Girl, if you’re spending less than $500 on groceries a month you are killing it! I try to be conservative and I still can’t keep it under $300 a week 😭 I love this video. This really inspired me to pay better attention to what I’m spending and what I’m saving

  • @crystalcreator838
    @crystalcreator838 Год назад +21

    Girlllll don't feel bad about spending money on food! Also I''ll share my Canadian grocery experience with you ... might make you feel better. I spend $600-700 on groceries as a single person. It's absolutely insane up here! Thanks so much for sharing this I love budgeting videos!

    • @vaalerieMT
      @vaalerieMT Год назад +3

      ugh, I'm Canadian too and it's gotten absolutely horrible here for groceries!

    • @toniagairy6605
      @toniagairy6605 8 месяцев назад

      Food is the hardest thing to budget for

  • @milanacampbell4054
    @milanacampbell4054 10 месяцев назад +1

    Yes budget boss love all the buckets and im totally following along. Plus i like that you found a link from someone else and made it your own. Cool

  • @EmilyHummingbird
    @EmilyHummingbird Год назад +13

    This video came at the perfect time. I need to up my girl boss game and not feel like I’m living paycheck to paycheck completely. Thank you for sharing this important topic! ❤️

  • @interpretrebekah
    @interpretrebekah Год назад +2

    financial literacy is SOOOOO important especially for us women. learning about personal finance, budgeting, emergency + sinking funds high-yield savings, IRAs etc was the best thing I could have done for myself. feeling in control of your money and having peace of mind that you're prepared if anything comes up (health, job loss etc) is priceless 💸

  • @miriamvharn
    @miriamvharn Год назад +4

    would love to see a budgeting series this year! one of my intentions for 2024 is to be more financially literate. a couple more tips from a 25 year old also learning about managing her money:
    🔆 I have a weekly “budget meeting” with myself to stay accountable with regularly updating my purchases & adjusting my non-fixed expenses for the rest of the month (I can also stay on top of any funny business with delayed payments, pending purchases, etc.)
    🔆 I have a rule with online shopping where I’m not allowed to buy anything at first sight… if I can put stuff in my cart and then wait 24 hours, I usually end up spending waaayyyyy less and am overall more intentional about what I’m buying
    🔆 I’ve been paying off my credit card balance 2x per month instead of 1x, and not only has it done wonders for my credit score, but it also makes me more aware of how much money I actually have available (and then those payments don’t sting so much lol)!

  • @shermskiii_
    @shermskiii_ 11 месяцев назад +3

    In Canada, my partner and I spend like 600$ combined per month on groceries. Prices are crazy out here! Good on your for budgeting $300, that’s super cheap! At least from my perspective.

  • @Vintagecommercials777
    @Vintagecommercials777 11 месяцев назад +2

    Yes, love financial videos. I’m Trying to budget now for home renovations.

  • @jamieavernaa
    @jamieavernaa Год назад +1

    I love these videos! Definitely more like this would be cool mixed in with your vlogs. I love the real life advice stuff, especially since it isn't your "specialty" or the main point of your content. it feels more authentic and relatable. Love it Lindsey!!!!

  • @Emmype.e
    @Emmype.e Год назад +1

    Definitely appreciate this! New year new financial goals!

  • @outroseok
    @outroseok 11 месяцев назад

    I started my cash stuffing and budgeting journey at the end of last year and it has changed my life so much in just these 2 short months!

  • @morganmichos4636
    @morganmichos4636 Год назад +3

    My favorite kind of videos!! Second the what I spend in a week request 😌😌

  • @allysonreadsbooks3887
    @allysonreadsbooks3887 Год назад +1

    I spend $200 a week on groceries and can't imagine getting it lower, so you are doing great!

  • @dominiquesanchez9888
    @dominiquesanchez9888 Год назад +3

    Uhh yess thank you girl!! This was so helpful!🙌 Ive been stuggling with income and savings i make tips so its hard for me constantly having cash so i love this thank you!

  • @mrs.graham
    @mrs.graham Год назад +4

    Ugh I needed this video! I recently just got demoted basically and had to take a major pay cut. I’m having to rethink my spending and savings and budgeting. I write everything in my notes app but a Budget app I might have to look into!

  • @PaNsY2215
    @PaNsY2215 Год назад +1

    Great video! I need to get better at budgeting myself. PS love how long and healthy your hair looks!

  • @mialovestravel
    @mialovestravel Год назад +2

    I love your personal finance videos! So happy to see them back ☺️💕

  • @Under510
    @Under510 5 месяцев назад

    In awe of your budgeting skills 💯

  • @k_ely97
    @k_ely97 Год назад +1

    Thank you so much for this video!! I’ve been really needed to budget but I keep getting overwhelmed. I’m definitely going to use that template :)

  • @DestinyCarter-q5l
    @DestinyCarter-q5l Год назад +1

    Crying that the sweater is thrifted! Love the video

  • @kellyclot7220
    @kellyclot7220 11 месяцев назад +1

    Loved this, thank you lindsey!!

  • @breemartinez666
    @breemartinez666 9 месяцев назад

    omg you were one of the first youtubers I watched when I was younger and needed help with makeup.. here you are years later helping me budget as an adult!!! :')

  • @Lisaahhftw
    @Lisaahhftw Год назад +1

    Thank you so much for the template Lindsey! I've been meaning to create a budget sheet this month to track expenses. This is perfect!

  • @mimmy519
    @mimmy519 Год назад +2

    You can always make a boring topic very interesting and informative ❤

  • @kendrastonge898
    @kendrastonge898 Год назад +5

    What bank do you use? I love the idea of the spending buckets!

  • @melissab1820
    @melissab1820 Год назад +3

    I loved this video! Thanks for sharing your tips! I’ve been trying to get more into budgeting this year too.

  • @melissarossse
    @melissarossse Год назад +3

    thank you for the google doc link! budgeting was a goal in 2024 for me & this was perfect! thanks for your guidance lindsey :)

  • @delaneyexpressionalart
    @delaneyexpressionalart 11 месяцев назад

    THANK YOU!! you are the one who taught me about IRA savings account a few years ago ❤ love these videos. i am turning 23 in march, possibly starting college and owning my own house that is under renovations right now and have been stressing!! thank you!! btw i inherited this house when my father past so i didn’t buy it but it’s mine now and it’s bittersweet ❤

  • @risapaige7579
    @risapaige7579 Год назад +1

    Love this Lindsey! Thx for sharing the templates! I’m so old school I’ve just always written stuff down. I’ll prob still write first then transfer to the template just cause there’s something about writing it I have to do lol 😂

  • @madisonmunn53
    @madisonmunn53 Год назад +2

    Love these videos!!

  • @emileehankins2711
    @emileehankins2711 Год назад +2

    Super helpful and simple 👏🏻👏🏻

  • @BreannaStrother
    @BreannaStrother 11 месяцев назад

    Please share more of these, you’re amazing! 🎉❤

  • @DubaiCashStuffer1
    @DubaiCashStuffer1 9 месяцев назад

    Thanks for the video😀 I love all things finance, it’s what I do! I would love to see what I spend in a week videos.

  • @clover92651
    @clover92651 Год назад +1

    Thank you for making this video! It really helped me feel motivated to start my own budgeting. ❤

  • @pleiades_b
    @pleiades_b Год назад +1

    Love the finance content!

  • @lozen_ge
    @lozen_ge Год назад +2

    Groceries are soooo expensive rn, I'm in the same boat - food and cooking is something I love to do but keeping my weekly grocery bill below $100 has been so hard

  • @TheMeanBean
    @TheMeanBean Год назад +1

    Budget grocery hauls and meal ideas, what I spent videos, savings videos

  • @ccap3211
    @ccap3211 9 месяцев назад +1

    I think $300 a month on groceries is amazing. I make a lot less money than you and I spend about $500 a month, and that’s when I’m trying to budget. It was more than that before. I eat pretty much all my meals at home though. I hardly ever go out to eat. And that includes ingredients for homemade dog food.

  • @Billy33753
    @Billy33753 Год назад +2

    Good job budgeting

  • @genevaalynn
    @genevaalynn Год назад +1

    Loved this video!! Question; after every month is over, do you just continue using the same chart and redo all of your numbers? Or is there a way to make a copy and have month #2 down a few lines on the same page? Sorry hopefully that makes sense 😅 thanks so much for all the helpful info 🤠

    • @lindseyhughes
      @lindseyhughes  Год назад +2

      I believe you could move month #2 down a few lines in the template! It should be fully customizable/changeable. I would probably just keep my template the same & copy it from month to month and adjust my new amounts paid. Some amounts would be the same month to month :) whatever is easiest for you!

  • @nataliawineland34
    @nataliawineland34 Год назад +1

    I have never budgeted 😅 but really I should especially for groceries I feel like I spend so much and have no idea how much I actually spend!

  • @PolkafacePanDuh
    @PolkafacePanDuh Год назад +1

    God dammit......the universe is telling me to adult.....at least it's Lindsey😂❤

  • @jennijones9176
    @jennijones9176 Год назад +1

    What banking app do you use?

  • @hazeleyes557
    @hazeleyes557 Год назад +2

    Where is your sweater from?

    • @lindseyhughes
      @lindseyhughes  Год назад +1

      It’s thrifted but the brand is Alfred Dunner!

  • @thehaziesthazel
    @thehaziesthazel Год назад +1

    I can't open the link of the spreadsheet huhu

  • @Sarae923
    @Sarae923 Год назад +2

    Your grocery budget seems so low actually for 2 people! Mine is almost double for 2 people. So you're doing great.

  • @emilycormier6419
    @emilycormier6419 11 месяцев назад

    I am also struggling to keep my grocery spendings down! Everything has gotten so expensive. 😢

  • @Poorboyforever
    @Poorboyforever 3 месяца назад

    Hi, i dont see in your budget what amount to carry in your wallet on a monthly basis as far as cash goes?

  • @whitneyowens5762
    @whitneyowens5762 11 месяцев назад

    $400 for 2 people on groceries is already a huuuuuge challenge! I can’t imagine $300 😩

  • @funnsizedd123
    @funnsizedd123 Год назад +2

    I spend $350 MINUMUM every 2 weeks on groceries. It’s ridiculous

  • @graceeanstett
    @graceeanstett Год назад +2

    Groceries take up most of my budget ://

  • @melissamoore7402
    @melissamoore7402 Год назад +1

    Needed this so much Lindsey!!! You have no idea how much a template helps when finances just naturally feel overwhelming! Thankful to have been following you since the pink room days and to be crushing the girl boss ERA together 💖🫶🏻