Exposing the housing heist that’s scamming seniors (Marketplace)

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  • Опубликовано: 15 май 2024
  • Some seniors in Ontario could lose their homes because of an elaborate scam that involves door-to-door equipment rental contracts, low-quality renovations and high-interest mortgages. CBC Marketplace meets some of the victims of the scheme and reveal the 22-year-old accused of being at the centre of the fraud.
    #Housing #Scam #Seniors
    00:00 - Intro
    00:54 - Meeting some of the victims
    06:55 - A lawyer’s perspective
    08:15 - Shoddy renovations up close
    13:22 - Police share an update on the investigation
    14:38 - Trying to reach Canada’s Choice Investments
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    For more than 80 years, CBC News has been the source Canadians turn to, to keep them informed about their communities, their country and their world. Through regional and national programming on multiple platforms, including CBC Television, CBC News Network, CBC Radio, CBCNews.ca, mobile and on-demand, CBC News and its internationally recognized team of award-winning journalists deliver the breaking stories, the issues, the analyses and the personalities that matter to Canadians.
    HOUSING HEIST II
    producer/director
    STEPHANIE KAMPF
    research producer
    KATIE PEDERSEN
    associate producers
    CAITLIN TAYLOR
    KATIE SWYERS
    reporter
    DAVID COMMON
    editor
    SIMON PARUBCHAK
    camera
    NORM ARNOLD
    DAVID MACINTOSH
    JOHN LESAVAGE
    YANJUN LI
    JOE FIORINO
    additional research
    NICOLE BROCKBANK
    MATTHEW PIERCE
    additional footage
    INSTAGRAM
    TIKTOK
    art director
    DAVID ABRAHAMS
    media management
    ASTORIA LUZZI
    social media producer
    AMARA MCLAUGHLIN
    colour correction
    KYLE J. SMITH
    sound mix
    DANY TREMBLAY
    project manager
    VICTOR KERR
    resource coordinators
    MARC CORMIER
    MEGAN BEECKMANS
    SAM NAR
    news rollout producer
    JENNY COWLEY
    packaging editor
    BENNY KOSHY
    packaging producer
    LINDA SIBONY
    promo producer
    GREG SADLER
    senior producer
    TIFFANY FOXCROFT
    executive producer
    NELISHA VELLANI
    FIRST BROADCAST November 24, 2023

Комментарии • 619

  • @scottlyall3383
    @scottlyall3383 5 месяцев назад +559

    Amazing how fast the system works to take away innocent victims houses but not so fast to bring the criminals to justice.

    • @josephdarchambault6264
      @josephdarchambault6264 5 месяцев назад

      Always remember the conservatives are the de regulation party no rules or law for business thats the "freedom" they speak of. It's all in their slogan "Ontario open for business". Always remember for business not people

    • @wjoseph-rx9mj
      @wjoseph-rx9mj 5 месяцев назад +8

      It takes time to investigate

    • @evobeshinsky4977
      @evobeshinsky4977 5 месяцев назад

      Bank-stabers are biggest fraudsters, no wonder those frauds happen and banks allow em to happen 21:41

    • @T_Dot94
      @T_Dot94 5 месяцев назад +16

      Capitalism babe. Money is more important than humans and even the earth in this system.

    • @svc2461
      @svc2461 5 месяцев назад +2

      ​@@T_Dot94true but the other isms are not any better

  • @globalbutterfly
    @globalbutterfly 5 месяцев назад +339

    I’m sick of seeing all the property-related scamming in this country. This is beyond sick, preying on those who don’t have the ability to fight back. We have to have better laws and enforcement to protect Canadians and put these scammers behind bars.

    • @TheCatherineCC
      @TheCatherineCC 5 месяцев назад +10

      Or into ditches.

    • @josephdarchambault6264
      @josephdarchambault6264 5 месяцев назад +12

      @@TheCatherineCC Always remember the conservatives are the de regulation party no rules or law for business thats the "freedom" they speak of. It's all in their slogan "Ontario open for business". Always remember for business not people

    • @ME-hm3tc
      @ME-hm3tc 5 месяцев назад

      Tell me about it. I had never seen so many scams until I moved to Canada from Scotland. Apartment listing? Scam. Job offer? Scam. Credit Card? Scam. I see more scams active in my everyday life here in Alberta than I did living in one of the most visited tourist cities in Europe.

    • @josephdarchambault6264
      @josephdarchambault6264 5 месяцев назад +5

      @BDog317 you don't remember mullruin it or harpster or joe clark or alberta, all's cons do is cut cut cut and give the cuts to u and me to the top 1% and that will trickle down but as most know 2 things trickle down one on the front legs and the other down the back legs

    • @freddytang2128
      @freddytang2128 5 месяцев назад +1

      ​@@josephdarchambault6264 right, because "open for business" means "you can scam and do whatever you want". great logic. And somehow you went from deregulation to talking about taxes. If there's bad weather tomorrow I'm sure you'll say Harper or Ford is to blame for not fixing the weather

  • @quicksilverb1
    @quicksilverb1 5 месяцев назад +219

    how disgusting. scammers like this deserve life in prison

    • @dwightsaunders6227
      @dwightsaunders6227 5 месяцев назад +12

      Nope... prison is too good for them

    • @Gerhardium
      @Gerhardium 5 месяцев назад

      Take a look at the Liberal caucus and you'll find plenty of them. My MP has illegally evicted renters from property he is flipping and he was welcomed with open arms. The corruption of the Liberal Party is breathtaking at times as is their reliance upon scaring voters with tall tales and legends...just like the Republicans and their 40 year long claim that NEXT TIME the Democrats are going to "take your guns." The Conservatives had a majority under Harper and didn't touch any of the progressive hot buttons but Liberals never let the truth hinder their propaganda.

    • @Fenthule
      @Fenthule 5 месяцев назад +7

      In gen pop, and the officers should inform the other inmates of their blatant elder abuse. That would go well for him.

    • @123RADIOactive
      @123RADIOactive 5 месяцев назад +1

      Not to mention they should be one of the first in line to medical experiments that might make whatever life span they have painful and hard to go through. And if it causes them to do the inevitable…… well….. let’s just say nobody should feel bad as scamming the vulnerable is never okay and should be treated like a piece of meat.

    • @bolabocha3016
      @bolabocha3016 4 месяца назад

      These are mafias that have been operating for years, they have their own lawyers, real state agents and accountants with whom they share the income from the houses they have taken over. One of them wanted to cheat me in this way, but luckily, I saw through my eyes earlier and returned the entire loan to him earlier than he expected, and despite this, he still tried to trick me into it. These are people without scruples and they cheat not only older people, but also people who do not know the regulations or English, and there are a lot of such emigrants in Canada. The guy I know has been doing it for 20 years and hasn't been in prison yet. To solve this problem, the government should ban private "home equity loans." These types of loans should only be made by a bank, No 3rd party between

  • @dorotaazzopardi8718
    @dorotaazzopardi8718 5 месяцев назад +88

    Can the lawyer who signed the mortgage be disbarred so they can’t practice and hurt anyone anymore? 😮

    • @user-iq5ew4pq8s
      @user-iq5ew4pq8s 3 месяца назад +5

      Or deported....I would assume this is not his first 'rodeo"

  • @MaryAnnCJ
    @MaryAnnCJ 5 месяцев назад +55

    What kind of bank charges 25% interest? These institutions need to be held accountable as well.

    • @bibittybobettyboo-uz2rf
      @bibittybobettyboo-uz2rf 2 месяца назад +9

      it's not a bank - it's private mortgage lenders. They are also a problem for people who don't have very good credit. People go to a bank, the bank says no but end up at a private lenders office and get a ridiculous rate. And they fall for it because they think it's the only way to own property...people are better off renting.

    • @justanoman6497
      @justanoman6497 2 месяца назад +2

      It's pretty common interest for an unsecured loan even for people with good credit and not uncommon on secured loan on depreciating asset(like cars) for those with bad credit. It's only completely unreasonable because house mortgage is a secured loan against an asset that is unlikely to depreciate. Those loans should have minimal interest(relatively speaking). Even for people with bad credit this type of loan shouldn't exceed 10-15%.
      Details matter, don't omit them.

  • @brendamcdonall5798
    @brendamcdonall5798 3 месяца назад +13

    My solution as an 80 year old is that I do not answer my door unless I am expecting someone and then I look to check before I touch the door. As for my phone i don't answer when I don't recognize the number.

  • @FM-jo1jh
    @FM-jo1jh 5 месяцев назад +96

    These "liens" and remortgages should all be nullified since it's all a scam!

    • @teadott
      @teadott 5 месяцев назад +2

      I agree, all those marriages signed at 50%, should be canceled.

  • @aidenschvatkok5732
    @aidenschvatkok5732 5 месяцев назад +42

    I worry about my dad. He’s not gullible, but he’s too trusting because he is a good person and it doesn’t occur to him that someone would do things like this.

    • @Lila22.11
      @Lila22.11 3 месяца назад +4

      Try to talk to him, show him these videos, and if he wishes to find out how to protect his property, have him see an attorney.

  • @logarithmic7
    @logarithmic7 5 месяцев назад +85

    Sad. We're vulnerable as Canadians because the laws protect these people. Look at the 1.1 billion missing from Revenue Canada that was perpetrated by a carousel scheme, with money being funneled from Canadian taxpayers to fund criminal activities in Pakistan. Yet our government stands by idle.

    • @j.w.2391
      @j.w.2391 5 месяцев назад

      Yup..."activities in Pxkistxn". Canada keeps on "importing" this problem. Not the first time mortgage scams and cyber crimes have emanated from that part of the globe.

    • @moosedupont8633
      @moosedupont8633 5 месяцев назад

      Because our Government is useless!

    • @delia93010
      @delia93010 4 месяца назад +1

      keep voting liberal

    • @k.kaiser3997
      @k.kaiser3997 3 месяца назад

      and arab crime group - google; sweeden gang crime etc.. or germany clan crime etc

    • @logarithmic7
      @logarithmic7 2 месяца назад

      oddly enough it was laws that were in passed when Steven Harper was in govt. Do not trust ANY govt they all need to be held accountable to Canadians. @@delia93010

  • @karinaclark6888
    @karinaclark6888 5 месяцев назад +125

    These people are so cruel taking advantage of some of the most vulnerable.

    • @Ketowski
      @Ketowski 5 месяцев назад +7

      There has been a segment of the population that preys on the disadvantaged and less wary, unfortunately. They used to do it to seniors in other countries. Now they’re emboldened and have no qualms about doing it to seniors in their own country, as well. Encouraged by questionable movements that promote illegal activities.

    • @bmiles4131
      @bmiles4131 5 месяцев назад +1

      Sociopaths gonna do what sociopaths do.

  • @22408aaron
    @22408aaron 5 месяцев назад +223

    I'm from America, but it makes me so mad to see how these people are, and how little Canada is working to stop them from taking advantage of these people.

    • @fremontpathfinder8463
      @fremontpathfinder8463 5 месяцев назад +34

      This is also happening in the good old USA. Lots of scams.

    • @Ketowski
      @Ketowski 5 месяцев назад +10

      It’s partly through national media that’s it’s being covered.

    • @TheCatherineCC
      @TheCatherineCC 5 месяцев назад +15

      That's Canada in a nutshell, and it's not going to stop until we see an explosion in vigilantism.

    • @Ketowski
      @Ketowski 5 месяцев назад +1

      You aware of laws that are being implemented and steps taken t address this kind of thing in Canada?

    • @asuraphreak
      @asuraphreak 5 месяцев назад +15

      @@Ketowski Marketplace is actually a great thing for us Canadians. At least those of us who watch it.

  • @markadler8968
    @markadler8968 5 месяцев назад +93

    Contractors behaving like this is what gives the rest of us good ones a bad name. I don't understand how you can treat people so poorly and take advantage of them and do an absolutely horrible job at the same time. The people behind this should be doxxed, get sued into bankruptcy and be criminally charged.

    • @Kurtos25
      @Kurtos25 5 месяцев назад +17

      I wouldn't even call them contractors with the work they do

    • @Ketowski
      @Ketowski 5 месяцев назад +6

      @@Kurtos25 More like the criminally inclined, or the nature of the business. Unsure which after seeing how many lean to the darker side.

    • @Fenthule
      @Fenthule 5 месяцев назад +4

      Yeah I too would love to know the names of these so called contractors to ensure more victims aren't preyed upon.

    • @tashasharma6535
      @tashasharma6535 5 месяцев назад

      If your houses are not leaking or even if it looks old and outdated inside it would be far better and less stressful to leave it like that.Seniors and disabled people watch out for 0:20 these evil monsters. Know who you let in your house .One Asian guy came to check my water tank and when I went down he was at my furnace. He said your furnace leaking gas and you will need new furnace. I can get you a new furnace on a monthly plan.My furnace never gave me problems and this is what he did .He broke something on my furnace and then called enbridge saying I have gas leak.In 2 mins another guy came in my house and said he is from enbridge concerning a gas leak.Before the other guy came in I saw this guy was waiting on the road.The 2 of them pre-planned everything to scam us .The price he gaved me for the furnace was like 2000 dollars more than the regular price.Watch out for these scammers, dont make them touch your water tank

    • @marietaylor5174
      @marietaylor5174 3 месяца назад +1

      Plus, their photos should be posted everywhere within a hundred miles radius.

  • @pdxincanada143
    @pdxincanada143 5 месяцев назад +26

    Scamming an old woman with MS is sickening.

  • @patriciarobinson6081
    @patriciarobinson6081 5 месяцев назад +120

    These scammers are getting these people's names addresses and phone numbers to prey on the elders; who is selling their information they too are culprits and should be held accountable too.

    • @theflowpowa42oshow
      @theflowpowa42oshow 5 месяцев назад +16

      THIS THIS THIS!!!!

    • @Ketowski
      @Ketowski 5 месяцев назад +2

      @@theflowpowa42oshow Your culture supports it, unfortunately.

    • @theflowpowa42oshow
      @theflowpowa42oshow 5 месяцев назад +5

      @@Ketowski what's that supposed to mean lil man. Use your big words.

    • @Ketowski
      @Ketowski 5 месяцев назад +3

      @@theflowpowa42oshow Acting like you’re bigger than others is overcompensating little man. It means that those who wave the banner of the bud, are part of a movement that denigrates seniors. Bro.

    • @mandlas.4305
      @mandlas.4305 5 месяцев назад +16

      Exactly. It seems someone knew the victims age, their incapacitations and the fact that they live alone.

  • @Sarahyangtoronto
    @Sarahyangtoronto 5 месяцев назад +49

    These scammers need to be in jail for good.

  • @bobinabuddy
    @bobinabuddy 5 месяцев назад +29

    Land Titles should be blocking the filing of these mortgages against properties….red flag is the interest rate!!! These mortgages should be deemed void by the government NOW

  • @JasneetSingh
    @JasneetSingh 5 месяцев назад +116

    Thanks CBC. Realizing that I’ll be getting old in Canada…made me sick to my stomach. God help these poor people.

    • @Rockawaysiren
      @Rockawaysiren 5 месяцев назад

      And the saddest thing is that we will probably refuse good help from people honestly wanting to help us. All will be viewed as suspect and mistrustful.

    • @delia93010
      @delia93010 4 месяца назад

      keep voting liberal

    • @marietaylor5174
      @marietaylor5174 3 месяца назад

      Unfortunately, its worldwide because people are everywhere.

  • @RacerJuan42
    @RacerJuan42 5 месяцев назад +51

    how does a 22 year old come up with this, let alone actually execute such a scam? It’s unfortunate that he didn’t put his smarts towards a respectable ambition.

    • @user-ld6wo4rv8h
      @user-ld6wo4rv8h 5 месяцев назад +5

      Raised by a single mother.

    • @user-pf5fo1xs1q
      @user-pf5fo1xs1q 5 месяцев назад +8

      with hacking tools and software that no one in Canada is aware even tho police have been told but just ignore anything that isn't a VCR being stolen by a crackhead running down the street that they can taser

    • @david888a
      @david888a 5 месяцев назад

      You know a lot of scams originated from India,right? Well known is the tech customer support scams,just google RUclips of scams from India,there’s tons of results. These scammers ported their skills into Canada n gave honest Indians immigrants a bad name. Check on your elderly parents regularly especially their finances. nothing is for free, there’s always a catch, so b aware.

    • @meldawilliams1636
      @meldawilliams1636 5 месяцев назад +4

      Because it is Canada where everything and anything goes

    • @DarkGhostHacker
      @DarkGhostHacker 5 месяцев назад +3

      He didn't come up with it. This has been happening for decades. It's just that for some reason he got caught, where most others usually do a better job of concealing and going unnoticed. This is all old tactics and schemes.

  • @Zwarhol
    @Zwarhol 5 месяцев назад +37

    It's scary to know how much harm can be done 'legally'

  • @davechaudhary
    @davechaudhary 5 месяцев назад +57

    If your mortgage broker is making tik toks of driving Lamborghini most likely doing some fraudulent business. My deepest sympathies for the victims. What a horrible society we have become when we can’t even protect our vulnerable elders.

    • @frankstared
      @frankstared 4 месяца назад +1

      It is the reality that today Canada is a place defined by rapacious capitalism and this is what that looks like.

    • @delia93010
      @delia93010 4 месяца назад

      keep voting liberal

    • @HOOTwheelz
      @HOOTwheelz 4 месяца назад

      @@delia93010 who do you think we should vote for instead? please, i'd love to hear the answer here.

  • @gracietilert8952
    @gracietilert8952 5 месяцев назад +61

    OPP failed miserably. And continues to do so

    • @Ketowski
      @Ketowski 5 месяцев назад +1

      It’s because there’s a lack of RICO laws and Canada has long been a haven for the criminally inclined. The current government has been working on it. Money laundering has been less since some laws put in place that FIPA made it more attractive for foreign launderers.

    • @user-ld6wo4rv8h
      @user-ld6wo4rv8h 5 месяцев назад +1

      What do you expect when women are allowed to become police officers?

    • @nibsniven3497
      @nibsniven3497 5 месяцев назад +3

      @@user-ld6wo4rv8hAs long as we’re stereotyping, let’s claim that women are more literate than men. This makes them better for white collar forensics. Do you disagree?

  • @jmacc9876
    @jmacc9876 5 месяцев назад +21

    Don't answer your door to any strangers, you can pretty much assume anybody soliciting for anything, that it's either a scam or a just a terrible deal. Same thing as when you screen all your calls from numbers you don't know. So many shady scammers and lowlifes out there.

  • @user-hm4jm1cy7m
    @user-hm4jm1cy7m 5 месяцев назад +17

    why is it always the same group of people doing stuff like this and getting away with it?

  • @4799balaji
    @4799balaji 5 месяцев назад +14

    Just makes my eyes teary to see those respectable seniors in such a dispirited, discouraged and helpless position. Can't even imagine the plight of those seniors. So sad!

  • @alexjoseph1306
    @alexjoseph1306 5 месяцев назад +64

    Ayoub made his IG private now but the profile pic is still a Lamborghini.
    Absolutely shameless.

  • @kjpraman991
    @kjpraman991 5 месяцев назад +35

    Sadly the legal system is such that it is more concerned with the welfare of the criminals than that of the highly unfortunate and vulnerable victims, particularly seniors.

    • @JamieHumeCreative
      @JamieHumeCreative 5 месяцев назад

      I understand your feelingsxabout that. However when someone is accusées who is innocent, that's when we see why the system is the way it is. It's,hardcto find that balance. It's devestating that it faits us at times and we make victims out of victims. But I still strive to see it holistically.

    • @bmiles4131
      @bmiles4131 5 месяцев назад

      More like the financial system is so greedy that these mortgage companies process loans they know they shouldn’t have.

    • @thomastolbert6184
      @thomastolbert6184 5 месяцев назад

      @@JamieHumeCreative,welcome to bidens criminal America!

  • @robinevergreen5373
    @robinevergreen5373 5 месяцев назад +5

    These contracts should be void, especially with Carl, he doesn’t have the mental capacity to sign ANYTHING. The government needs to swallow this one

  • @Micsq4lv
    @Micsq4lv 5 месяцев назад +14

    Revolting!!! Get the criminals responsible for this in jail now! CBC doing more than the government to help people.

  • @danwake4431
    @danwake4431 5 месяцев назад +46

    I once saw a judge show on tv, where a guy had loaned a woman some money and the payback terms were basically her whole paycheck. The judge said that the laws allow judges to nullify contracts that are considered too burdensome. If Canada had these laws, it would be easy for judges to simply cancel these contracts when it becomes obvious that a senior has been convinced into something they can't possibly pay.

    • @vinceng8334
      @vinceng8334 5 месяцев назад +3

      I thought there were clauses in the contract laws that nullifies/ voids a contract when one of the parties do not have the mental capacity to under the contract ? @cbcmarketplace

    • @teadott
      @teadott 5 месяцев назад +2

      That's a show not real life.

    • @JamieHumeCreative
      @JamieHumeCreative 5 месяцев назад

      That's worth looking into.

    • @JamieHumeCreative
      @JamieHumeCreative 5 месяцев назад

      That still doesn't stop the criminals though.

    • @BrodieChree
      @BrodieChree 5 месяцев назад

      You know at the end of Judge Judy when they list the "writers"... that's because it's fiction bud. Honestly.

  • @TheGreatestHandle
    @TheGreatestHandle 5 месяцев назад +20

    They need to go after the lawyers or noterys that allowed this

  • @SimRacingVeteran
    @SimRacingVeteran 5 месяцев назад +11

    I don’t trust anyone who knocks on my door. I politely ask them to get off my property and we are not having whatever conversation they’re looking to have.

  • @misscridic
    @misscridic 5 месяцев назад +12

    I'm sick to my stomach. This makes me worry for my parents while I struggle to find affordable housing (rent) myself. Imagine owning a home in this economy and having it all go up in flames. You'd think there would be safety nets, precautions, solutions... I'm absolutely sickened.

  • @honkytonk2010
    @honkytonk2010 5 месяцев назад +18

    OPP failed big time..Why didn’t they seize his passport?..policing 101 🤷‍♂️ if they seized his car you would think they would seize his passport because he might be a flight risk 🤷‍♂️🤷‍♂️🤷‍♂️🤷‍♂️..just saying

    • @russiangirl532
      @russiangirl532 5 месяцев назад +1

      He is running another scam right now by a different company name

  • @jayshahu
    @jayshahu 5 месяцев назад +19

    The people scamming these old people are scum. We need to look after our elderly better.

  • @cynthiaslater7445
    @cynthiaslater7445 5 месяцев назад +13

    This is the darkest side of capitalism. Politicians find it easier to support the crooks instead of protecting the voters and the most vulnerable in society.

  • @sandra-RUOK
    @sandra-RUOK 5 месяцев назад +9

    Our gov also needs to stop giving government building contracts to the mafia style builders.

  • @lorpis8284
    @lorpis8284 5 месяцев назад +30

    I say stand your ground and force the bureaucrats to figure themselves out. It's obviously not legitimate so why should these people leave? Anyone who enforces it is just as guilty as the scammers themselves.

  • @samibeau
    @samibeau 5 месяцев назад +7

    This is so painful to watch. How evil can you be to take advantage of the vulnerable 😢

  • @quinsorochan7833
    @quinsorochan7833 5 месяцев назад +11

    Unbelievable that kind of thing can even happen. How long can it possibly take to bring these people to justice and get the victims everything they lost back. This should should be prioritized! Our system has failed it's people big time.

  • @marksimons7974
    @marksimons7974 5 месяцев назад +29

    There needs to be a law that the only way a debt signature is legal is if you have at least 2 next of kin witnesses sign off as well.

    • @lisab9541
      @lisab9541 5 месяцев назад +2

      Next of kin may be hard to find, but people the homeowner knows and trusts.

    • @myopinion6092
      @myopinion6092 5 месяцев назад

      need 2 independent lawyers and 2 other governing financial savvy law abiding people.

  • @Astrotrucker
    @Astrotrucker 5 месяцев назад +27

    This is crazy, government should catch this guy asap, and give those people there homes back

  • @erbz
    @erbz 5 месяцев назад +8

    Time to make our seniors and vulnerable victims more aware of this and educate them on how to say No and what to look out for, this is a good first step.

    • @Kittiesinclair5
      @Kittiesinclair5 3 месяца назад

      Cognitive deficits impair decisionmaking and memory, making elderly people want to be agreeable. So even when strangers tell them to ‘sign this paper’, they just do it.

  • @pn4640
    @pn4640 5 месяцев назад +5

    Omg I am so sad to see this happening to older parents and grandparents

  • @ba-abada.1586
    @ba-abada.1586 5 месяцев назад +4

    Why would even police let these scam go on, they should arrest they and lay charges asap.

  • @freespiritwithnature4384
    @freespiritwithnature4384 5 месяцев назад +8

    I feel sick to my stomach as a Canadian.

  • @peopledustcanada
    @peopledustcanada 5 месяцев назад +13

    Should be life in prison for scammers. And any documents for anyone has to be reviewed by a certified person, maybe a lawyer, etc., as they would not put their name on anything that is not in the best interest of the client. Easy to pass a few laws but the government is not working for the common person.

    • @meldawilliams1636
      @meldawilliams1636 5 месяцев назад

      Yes when once tough rules are in place Canada will be a better place

  • @Pammellam
    @Pammellam 5 месяцев назад +18

    I think we need more details about how these scammers are contacting *ALL* these elders and what they are saying to them to get in the door and then to get them to agree to renovations. Then that needs to be publicized on TV and in the news. Their children need to know that this kind of scam is happening before they get to all elders.
    Some details were given about one or two cases, but I think we need more information about all of the cases. I have a feeling that the scammers probably knock on the door and say _“we will give you a free house check to see if your house is adequate for your disability”._ And then they go through the house and say _you need this or you need that or you need this renovation_ and go into some kind of sales pitch at that time. And they probably say there is no cost. That it is free. This is just my assumption because in one of the cases the homeowner was told it was going to be free. But is that true for all of the cases?
    Also in the case where the elder is definitely mentally incapacitated and cannot make decisions himself or herself, perhaps the children should do something legally making it impossible for the elder to sign a contract. So if he or she does sign a contract it can be cancelled.
    Also, it is obvious that many of these elders and their children are not communicating very much. Many of these elders have had the renovations already done and the children didn’t really know what was happening until it was too late which means the children are not going over there for visits all that often. If they were in contact them and calling them more often, they might find out about these kinds of contracts early enough so that they could be canceled without any penalties.
    Here in Japan, where I live, there are different kinds of scams against elders as well which take a huge amount of money. And one of the problems with these elders and getting them to not fall for these scams is that they take great pride in their independence and do not want to tell their children about what is going on. So they fall victim to the scams easily. Because of their pride.

  • @user-gm2ih8ro8e
    @user-gm2ih8ro8e 5 месяцев назад +3

    How can someone do this to seniors and disabled people and live a life of luxury while seniors that worked all their life to have a home to live in it's taken away from scamers. This people that are scaming seniors with disabilities and others should go to jail for life. They don't deserve to be free.

  • @on-site4094
    @on-site4094 5 месяцев назад +7

    I always tell people everyone when someone comes knocking on your door it’s most likely a scam I feel bad for these elderly people sad

    • @meldawilliams1636
      @meldawilliams1636 5 месяцев назад +1

      I do not even bother to ask or look who is at my door because people close to me will always inform me if they are coming, or if they come they will call my phone to tell me they are at my door

  • @kcgunesq
    @kcgunesq 5 месяцев назад +4

    I never understand why scammers insist upon flashing money and possessions on social media. I'm glad they do, as it definitely helps expose them, but I don't understand it.

  • @blurtam188
    @blurtam188 5 месяцев назад +9

    Greg did work dealing with unscrupulous contractors for my mom. He's great!

  • @asuraphreak
    @asuraphreak 5 месяцев назад +29

    We have laws for that. It's called elder abuse.

    • @Ketowski
      @Ketowski 5 месяцев назад

      Yeah, for the rich or fortunate.

    • @BobTheBob647
      @BobTheBob647 5 месяцев назад +2

      The hard part is proving it. There’s nothing stopping someone who is 80 years old from entering a contract.

    • @Ketowski
      @Ketowski 5 месяцев назад

      @@BobTheBob647 Or DBs from manipulating or controlling to protect their corrupt associates.

    • @asuraphreak
      @asuraphreak 5 месяцев назад +2

      @@BobTheBob647 If they're unable to decisions because they don't comprehend enough than I'd suggest power of attorney paperwork should be done to prevent this.
      Regardless, it's elder abuse and absolutely disgusting that it's even being debated. Shame on the prosecutors and law enforcement not doing adequate work. These laws are suppose to protect them, not be ignored.

    • @BobTheBob647
      @BobTheBob647 5 месяцев назад

      @@asuraphreak I just don’t know if there’s more to the story. Like some of these seniors had some credit card debt, borrowed money to pay off debts that got them into more debts. Just trying to have some level of scepticism when watching a news piece that uses dramatic suspense music when showing “the bad guy” and soft somber piano music when showing the “victims”.
      I don’t doubt there are real victims of fraud. It should be investigated. I’m just not sure if there’s not more to some of these stories.

  • @Nazmisstar
    @Nazmisstar 5 месяцев назад +4

    I am speechless... when did this beautiful country became the scammer's paradise! How could anyone get a 25% mortgage! Someone dropped the ball... we need to take a holistic look at how these are run and make it better

  • @NLR759
    @NLR759 5 месяцев назад +4

    The solution is simple. Don’t answer when a stranger knocks on your door. The only thing they ever want is money.

  • @helenpoole8751
    @helenpoole8751 5 месяцев назад +5

    This type of scam break my heart a little, especially when there is a face to the victim s. taking advantage of the vulnerable are so low. I hope the law works this time and someone pays.

  • @Doofus171
    @Doofus171 5 месяцев назад +4

    I remember when I was little they used to tell all the kids crime doesnt pay. But as an adult, from what I've seen from reports and documentaries like this that .... yes, it does. The criminals walk away with millions and the victims are just left to suffer.

  • @fredthomson2384
    @fredthomson2384 5 месяцев назад +7

    Before signing anything as a senior I have a established relationship with a lawyer, a financial adviser and a accountant, and if you can’t afford these I am sure you can find in any major city senior advocacy groups that can help.

    • @NLR759
      @NLR759 5 месяцев назад +2

      It’s actually even easier than that. Don’t answer the door when a stranger knocks. The only thing they ever want is your money.

    • @lesleyhubble2976
      @lesleyhubble2976 5 месяцев назад

      @@NLR759true my mum doesn’t let any one who knocks at the door in her house

  • @nogunnofear6703
    @nogunnofear6703 5 месяцев назад +2

    In Alabama anyone of diminished capacity even if it's from drinking cannot be held liable for a contract. People that prey on elderly people with diminished capacity should be locked up for about 40 years without parole and that would probably put a stop to this outrage.

  • @WoodstockG54
    @WoodstockG54 5 месяцев назад +5

    The banks should take some responsibility for allowing the mortgages.

    • @meldawilliams1636
      @meldawilliams1636 5 месяцев назад

      Exactly

    • @woolymittens
      @woolymittens 5 месяцев назад +3

      They are NOT bank mortgages, they are "mortgage brokers" - private lenders.

  • @user-mt1eb4js4e
    @user-mt1eb4js4e 5 месяцев назад +20

    Why Ayoub you would do such a horrific thing to these old vulnerable people huh why .
    How do you sleep at night ??living this lavish lifestyle and it’s not your money . You need to be locked up forever sorry . Shame on you

    • @nibsniven3497
      @nibsniven3497 5 месяцев назад +4

      They sleep like logs because they have no shame. They are psychopaths. My brother is one of them. He actually believes that it’s natural for the weak to be exploited by “the strong”. His marriages ended in bitter divorces and his children hate his guts, but he hasn’t figured out why. He thinks he’s just misunderstood.

    • @brendamcdonall5798
      @brendamcdonall5798 3 месяца назад

      He feels fine about what he is doing because he comes from a country where this behavior is part of the culture.

  • @briandurance1542
    @briandurance1542 5 месяцев назад +9

    My wife & son were getting scammed online for a dog, made a trip to Ottawa to pick up the dog. Only to find a empty house for sale. Took her straight to the Ottawa police, she was told she should be more careful.

    • @thehappywanderer6469
      @thehappywanderer6469 5 месяцев назад

      That was horrible the police blame your wife for being scammed. That is victim shaming like it is your fault you became a victim. Isn't it the police job to recognize criminals and go after it for the devious, nasty, very well thought out planning criminals put into not getting caught. How is anyone supposed to know a scam when they are basically set up. That is where the police are supposed to come in and stop scams before they start. They act like their hands are tied? I am so mad hearing stories like yours. It isn't just the money that hurts it they go off laughing to do it again. Where is justice? Sorry this happened to you guys.

  • @mandlas.4305
    @mandlas.4305 5 месяцев назад +14

    He's probably fled to his country of birth and would never return. There is probably no extradition treaty between the two countries.

  • @spootnik00
    @spootnik00 5 месяцев назад +7

    You can find him in Brownpton

  • @Dremin2009
    @Dremin2009 5 месяцев назад +6

    If you're not competent to sign the documents the courts should tear them up if you bring the case to them

  • @ad8411
    @ad8411 5 месяцев назад +7

    The devil is living in people on this earth. Seniors and children are special to GOD. These scammers will riot in hell. Since these people were scam they should not lose their homes. But people have to realize nothing is free. Once you here free run and do not open your door to demons.

  • @davidbeckenbaugh9598
    @davidbeckenbaugh9598 2 месяца назад

    David Seems like such a kind, caring person. He is in the right job for him, trying so desperately to help these folks keep their homes.... Thank you, David and CBC Marketplace.

  • @divinecomedy0
    @divinecomedy0 5 месяцев назад +29

    I don’t know how people sleep at night when they take poor vulnerable citizens and seniors for all they have. Why is law enforcement so slow. These folks who have been ripped off need to get their homes and qualify of life back. Make the con artists pay!

    • @Ketowski
      @Ketowski 5 месяцев назад +5

      Ask those involved in criminal culture, it seems as easy as breathing for them.

    • @nibsniven3497
      @nibsniven3497 5 месяцев назад +11

      Ask my brother. He stole most of my inheritance with the help of a crooked lawyer who has since been disbarred. Both of them sleep like logs because they are soulless psychopaths.

    • @aprilchamberlain1677
      @aprilchamberlain1677 5 месяцев назад

      They don't have a conscious! They only care about money and nothing else!

  • @rehangul6587
    @rehangul6587 5 месяцев назад +1

    Professor you are a brave and kind hearted man. May God bless you and your family. You really care for the drivers as your family. ❤

  • @cynicannkeel8899
    @cynicannkeel8899 5 месяцев назад +2

    Just when I think I've heard about the scummiest behaviors I think could exist, someone comes up with ever more inhumane, disgusting scams.
    Nothing like pulling the economic rug out from older people who have no way of raising the funds they need to pay back the liens that have been applied against homes they own for the "free" renovations.
    Instead of tossing these scumbags in prison, I suggest they be sentenced to spending the remainder of their lives working to pay off the liens they burdened elderly people with.

  • @belkahakim1225
    @belkahakim1225 5 месяцев назад +3

    The government should step up and recover the victims urgently

  • @Glory-to-God.
    @Glory-to-God. 5 месяцев назад +7

    This is one of the most disgusting crimes committed by very wicked people. Let's pray that God will catch up with them in no time.

  • @andyross4856
    @andyross4856 5 месяцев назад +3

    Pathetic- CANADA 🇨🇦 has to address this maddening problem

  • @murphyrod4839
    @murphyrod4839 5 месяцев назад +4

    I’m always extremely skeptical about literally anyone using the word “Free” or the word “Low Cost” because it’s a lie, I don’t trust anyone except my wife and 2 other people, I don’t trust my sibling. I know everyone is out for something, and I have never been scammed as a result.

    • @patriciabrant8037
      @patriciabrant8037 3 месяца назад

      I am the same I don't trust anyone. I don't answer the phone or text. Of people I don't know. Then I block them.

  • @sneakersize1057
    @sneakersize1057 5 месяцев назад +3

    This broke my heart to watch

  • @SPLToronto
    @SPLToronto 5 месяцев назад +3

    He must get caught, have all his money confiscated and thrown in jail.

  • @mangotwiss
    @mangotwiss 5 месяцев назад +3

    absurd that the Canadian government has failed Seniors. SHAME ON YOU CANDIAN GOVERMENT. Seniors deserve better

  • @kimberleebrackley2793
    @kimberleebrackley2793 5 месяцев назад +2

    Great reporting. The greed is utterly disgusting. This is predatory targeting. These actions usually doom the end years of someone already struggling with life. Disgusting!

  • @johnflynn6140
    @johnflynn6140 5 месяцев назад +4

    how in the hell is this allowed to happen to the most vulnerable people? in our society, these people need to be thrown in jail for a long time. My wife and I have both our moms living with us and they are elderly, someone could take advantage of them in this way. These mortage/s shouldn't be legal these people are not able to make those decisions for themselves and when signed falsely IE they dont know what they are signing, how in the F is this legal in any way, at 25% mortgages all the agents/brokers and lawyers should lose their licenses or be disbarred, no one in there right state of mind would signed a mortgage at 25%, the fact there were lawyers and agents involved and they didn't stop this shows that they are in on the scam. Disgusting

  • @davidfoltz8922
    @davidfoltz8922 5 месяцев назад +2

    Every contract is supposed to say, "in sound mind"!
    If they are/do not, then why are the contracts legal?

  • @MelissaThompson432
    @MelissaThompson432 5 месяцев назад +2

    There is a different, but similar, epidemic in the US that afflicted my family. My sister got a banker to lend her money on my mother's property, on my sister's signature, when my sister didn't have power of attorney; she never paid a payment. My mother's home went into foreclosure; and a helpful lawyer told me I wasn't going to find a lawyer who would help me sue the banker, because lawyers work for banks. They won't go after cheaters who are also their clients. That particular lawyer didn't have a client who was a banker, but he had a partner who had a client who was part of the same umbrella corporation as the banker who stole my mother's home.

  • @SV-du2pf
    @SV-du2pf 5 месяцев назад +8

    Great job CBC-Marketplace on exposing the scam. These scumbag scammers need to be held accountable and put in jail.

  • @danelcutler6467
    @danelcutler6467 5 месяцев назад +1

    These braves seniors who told the public warning them, so brave

  • @elmolewis9123
    @elmolewis9123 5 месяцев назад +21

    Marketplace is a National Treasure, yet so many Canadians aren't aware of that fact.

    • @Rambone72
      @Rambone72 5 месяцев назад

      In 2015, CBC cost taxpayers $1.04 billion and its fiscal burden is set to jump by $75 million in 2016 and $150 million in 2017. Oh what a treasure.

  • @MikeFoster-sy8jl
    @MikeFoster-sy8jl 4 месяца назад +1

    Just shows how many people aren’t doing their jobs..
    This needs to be stopped. Punishment for scamming should be 25 to life… or worse

  • @drjacquelinequyenthuhaleph3210
    @drjacquelinequyenthuhaleph3210 5 месяцев назад

    How sad for people's cold hearts. I love the lady God bless Lady Seniors. The video makes me cry.God Bless Canadians - God Bless Canada.!🇨🇦❤🇨🇦❤

  • @jlpetley
    @jlpetley 5 месяцев назад +1

    1 nothing is free. 2 if they approach you, tell them to sling their hook. 3 sign nothing in their presence and get paperwork checked.

  • @Webinthamind
    @Webinthamind 5 месяцев назад +5

    Canada is not a high trust society anymore, heartbreaking

    • @manbtm1
      @manbtm1 5 месяцев назад +3

      Yes, could it possibly be majorly attributable about who is entering the country anymore and their lack of ethics and morality? Think about it

    • @meldawilliams1636
      @meldawilliams1636 5 месяцев назад +3

      @@manbtm1 Yes

    • @brendamcdonall5798
      @brendamcdonall5798 3 месяца назад +1

      Trust has disappeared as immigration from certain countries has increased.

  • @ThePatriotDragon
    @ThePatriotDragon 5 месяцев назад +18

    Can the mortgages be waived because of fraud?

    • @nibsniven3497
      @nibsniven3497 5 месяцев назад +3

      First the crown has to charge and convict the crook. Then you have to file and win a lawsuit against the creditor. The only way to do that is to prove that the crook and the creditor colluded to commit the fraud. Good luck!
      Probably the easiest way to have the debt forgiven is to persuade the creditor to eat the loss, usually by shaming them into converting a PR nightmare.

    • @moonmissy
      @moonmissy 5 месяцев назад

      @@nibsniven3497Wow, that’s awful for the average person never mind vulnerable seniors.

  • @wesdowling1340
    @wesdowling1340 5 месяцев назад +18

    Lets guess who the thieves are and where their from

    • @ricknelsonm
      @ricknelsonm 5 месяцев назад

      But they can come from anywhere too,

  • @Noeditbutton
    @Noeditbutton 5 месяцев назад +5

    What country is this scammer from

  • @kehidupankanada
    @kehidupankanada 5 месяцев назад +4

    I'm so sympathy with this victims for getting trick by cheater & scammers

  • @CommanderLVJ1
    @CommanderLVJ1 17 дней назад +1

    Stories just like this is especially why especially the cons are attacking the CBC so viciously: for accountability is one of the most essential elements to fighting corruption and abuse, and properly done investigative journalism, such as that provided by CBC; Is one of the ways we as a society have to obtain and maintain accountability: for everyone.

  • @maryfaye1327
    @maryfaye1327 5 месяцев назад +1

    This is major in California with senior citizens. They are contractors that work with agencies that is connected with the state. They put mechanical lines on people homes and also try to tie it into your property taxes. They use all type of tricks and screams on disabled and seniors when they want to take their homes. They don't do the work that is written in the contracts. And they don't make it understandable as to what work that is supposed to go into fixing ones home. Each contractor should be sued and the company that they work through such as the agency. And the lender of the loan and the state that gave them to operate in this manner.🙄🤨🤔🤔🤔🤔🤔

  • @y2khera
    @y2khera 5 месяцев назад +3

    despicable

  • @BlowinbubblesB
    @BlowinbubblesB 5 месяцев назад +16

    Sadly it’s people like this who make some Canadians oppose immigrration. And while these people only represent a tiny portion of the wonderful people making Canada home, it’s like the old saying… “It only takes one bad apple to ruin the whole barrel…”. Please…. Those who can, make the changes we need to protect the most vulnerable among us….

    • @meldawilliams1636
      @meldawilliams1636 5 месяцев назад +3

      The one bad apple is turning into many nowadays

  • @WorldWideSk8boarding
    @WorldWideSk8boarding 5 месяцев назад +1

    None of these contracts should hold in court, is the legal system really that broken?

  • @ceedee8953
    @ceedee8953 5 месяцев назад +1

    Older people need to be protected against these scams. I wish solutions were embedded into these shows.

  • @Ms.Byrd68
    @Ms.Byrd68 5 месяцев назад +2

    Don't get ANYTHING for your home that YOU cannot afford to pay for!!! If you want a RENOVATION but do not have the cash on hand, get YOUR OWN LOAN via REPUTABLE lenders and pay for your RENO yourself or DO WITHOUT! Keep your home in GOOD REPAIR and SETTLE for that condition!

  • @cynicannkeel8899
    @cynicannkeel8899 5 месяцев назад +1

    I hope there's some way the people who are elderly, disabled who are now burdened with overwhelming debt are given some relief so they don't have to wake up every morning worrying whether they'll have their homes taken from them.

  • @mikeybstunts
    @mikeybstunts 5 месяцев назад +2

    Nice to see people being able to thrive when they immigrate
    To canada