Some of my friends are babysitting grandchildren weeks on end 100% of the time. They are exhausted when they get home, grandparents need to SET BOUNDARIES!
How wonderful that the grandkids are getting to spend so much time with their grandparents. I think your friends know the value of the village it takes to raise children. They may be exhausted, but they likely find joy in the precious time with the grandkids or they wouldn't do it.
My parents, both deceased now, did childminding for their grandchildren for years, and even though I was concerned for them after several years, they always said they really enjoyed their time with their grandchildren. Every family is different, and in Ireland, childcare was/is outrageously expensive and difficult to access (although it's slightly better now for the real smallies) so many grandparents had to step in and help their children due to necessity! I'm retired and went early at 55½, to be exact😂 and I don't regret a minute. Loved working, love retirement! Thx as always, Tina and Norm!!!
I have this conversation with people all of the time. My husband retired with health issues at 58 and I retired at 60. And just before I watched your video, I found out that one of my old bosses who refused to retire when he could, just passed away. He was in his late 60's. Just do it people! Rosie
To me living a great and productive life and dying suddenly at 60 would be better than being a geriatric vegetable and a burden to family and society for 10 more years.
I retired at 57 and now have health issues. I'm so glad that I retired 4 years in good health. Now I can focus on getting healthy. Retirement is awesome.
My doctor warned me that you can’t just retire and just sleep and watch tv as this can lead to depression and rapidly declining health. You need both a financial plan and a life plan in retirement- you can’t just retire from something. It’s so important that you are retiring to something that you are passionate about.
@@Steve-gx9ot I came from zero money! Single immigrant mom, NO help from anyone, I never got an inheritance either! I worked so hard and got scholarships at university since my mother had NO money to help me! We didn't have money for a dentist and I got one new outfit a year! The fear of poverty made me a hard worker, and I worked for every penny I have! Saying "I came from money" is actually funny! I wish I had,life would have been easier!
Yesterday was my 1 year retirement-anniversary. And I'm age 56 now. I enjoy these "Tina & Norm" videos, because they confirm what I've sensed about my own situation, and they help me to stay aware of issues that I might encounter in the future. (Tina & Norm are also just wonderful pleasant decent people to listen to)
Great discussion today. One thing that we don't have and may never have is freedom. As the parents of an adult child with disabilities who requires full time care, there is surprisingly no help in Ontario. Our child has been on the list for a group home for 17 years and there is really no hope until we drop dead. Terrible that parents are in this situation.
I just retired on Friday at 57 after 33 years of Federal service! I have been following your channel for over a year and I so appreciate your advice! Keep doing what you are doing, you are definitely making a difference!
I just retired at 62. My pension and Social Security combine to give me $78K per year. I’m not rich, but I can survive. Living in Arkansas is great with the hills, trees, lakes, and low cost of living. And now I can concentrate on my health.
Today is my 1 year retirement anniversary! Loving it. No idea how I found time to work! No local family, but they visit, friends, dogs, reading, road trips, gardening and so much more fill my time. Wholeheartedly recommend retirement!
Happy weekend! I am 5 months into my semi early retirement (63), and enjoying it so much! One tip or thing I’m learning is I don’t have to power through things I “need” to get done anymore and end up exhausted from pushing myself too hard trying to get it done on the weekend. I can break up my chores or put them off until tomorrow and go play or take a nap. My body is much happier with me and I actually have more energy to accomplish what I need to. Cheers👍
I agree! I was trying figure out how I got the amount of things done on the weekends and actually made it to work on Mondays. I just retired a month ago so I am learning how to stretch out those chores. Nice to have everyday as a Saturday.
My health. Bullseye 🎯. I just had heart surgery and appreciate life much more. I am so glad I retired last year 🙌 at 58. My recovery will be slow 🐌 but steady.
Feel better! I know many folks around who changed their lifestyle after heart surgery and they are still around. In much better shape and spirit. They are more healthy now ironically. Enjoy your second chance and be happy!
I like a quote attributed to Walt Disney, "When you're curious, you find lots of interesting things to do." Seems like a good attitude for retirement (or any other time, actually). Cheers, until your next video, Norm and Tina! I enjoy them very much.
I agree 100%, although "retiring early" is reletive. My wife's retiring at 55, largely because her family is dying so rapidly. Lupus, kidney disease, strokes, cancer, blood diseases, etc....My family is the opposite. I will probably live to 90+.
Hubby and I were talking yesterday about how happy and comfortable we feel, and that a peaceful contented relationship is good for your health and leads to a longer life. I watched a TedTalk about the link between long life and positive relationships.
I plan to take up putt-putt. There is another RUclips channel, Brooks Holt. He and his GF, travel the US playing putt-putt. It's easy and fun and not too expensive. As you travel, day trips, find a putt-putt course and stop and play.
I retired at 53, did some travelling, now back home, taking care of my aging folks, the only reason why I returned, now I feel my life is on hold, caring for my family.
Love you channel! My wife and I have been semi-retired for about 5 years. We exercise and walk daily at nearby parks and man made lake areas. We still work about 12 hrs a week and take a few longer trips and a few short vacations every year. i I do regret we didn't do this sooner. Planning to visit Vancouver, then cruise to Alaska from there. Thanks for all your wonderful posts.
I will be 62 before the end of the year...im retiring December 31. Yesterday in my community i heard on the local radio of 2 obituaries...58 and 66....i saved for something after all
The Wealthy Barber is such a frank and simple way to manage your money. Such an easy informative and book to read. I followed it and saved quite a bit.
I really enjoy your videos and attitude in life. Retired 2 years ago at 60, moved to Mexico for now. I have to say I really enjoy both of you, and your voices are so calming and reasoned. Thank you. My mother died at 59 and didn't get to enjoy one day of retirement. Big incentive to live life every day!
We are sorry your Mother didn't get to retire, good for you living the dream in Mexico. Thank you for your very kind words, they are deeply appreciated.
You both are the cutest! Just watching you makes me happy and smile! I know we complain about media all over the place but if it would not be for a media how can I hear you and see you!!? Thank you for the great content once again! Just walked 4 miles, saw plenty of deer, went to farmers market and now sipping coffee in my new caftan I bought and enjoying your company! Cheers happy birds! ❤
Tina and Norm, even if your health is not good like mine if you are able to retire, do it immediately! You don't know what time is left and you may need the peace of a longer break just for your sanity and repairing of your body. Do what makes you happy. Spend time with family or friends. Start getting your house in order, or operations that are needed... I do not regret leaving work one little bit! 🙂
I will be 61 in 3 months,and will take retirement at 62,spending time with family is important, I will make it work with my ss,and just work parttime,if u are not rich now u will not become any time soon lol ,Thanks for this very important information it is so true
You are spot on. I spent my career working mainly with people who were retired. I can't count the number of times I was advised by one of them to retire as early as possible i.e. don't put it off. Nobody ever told me they felt they'd packed it in too early. It's only a few years into my retirement & I've already lost several relatives, friends & acquaintances my age or younger. The saddest situation was an older coworker who repeatedly delayed retirement after making tentative plans to wrap up her career. She finally set a hard & fast retirement date & was looking forward to it, only to die suddenly (from a catastrophic medical event), shocking all who knew her, 3 days before her last day of work. It's true that time waits for no one. I'm glad I took to heart the advice of my clients over the years.
Since retiring 1.5yr ago, 3 people in my life have pass away all younger than I. So when hubby and I contemplate on how blessed we feel that we walked when we did in our late 50s we truly feel so overly thankful to God. So I encourage all who can walk now do so…it’s an amazing lifestyle.
I can’t wait to retire so I can volunteer and help in church! I miss so much working every other weekend and crazy scheduled week days. I’m SO looking forward to no schedule! 🙏🏼🇨🇦
What gets me going in the morning is our cat, hummingbirds wanting their nectar, tending our many plants, outside and in, some food bearing. Seeing what the day will bring. At the moment there are deer behind our house too. Carole
Yeah we are very much the same. Our rescued stray cats, the huge Tabby stray that lives at our back door now, Magpies coming into the house and pinching cat food and all the critters outside that call our place home are great. I can't use our BBQ atm as 2 Brushtail Possums have taken up residence in it. Time now to start pruning our fruit trees/vines and the vegie patch is sorted as well. We live in Australia so we don't have Hummingbirds unfortunately.
Try the new English pub favourite....Pickled Egg Ball. You can play it in a small apartment across the dining table, using an old pair of tights as a net.
Great advice! As well as affirmation for me. I retired “early” 6 months ago today at 63. Loving it! Staying active at a relaxed pace. Love your channel!
Looking forward to retirement in October of this year (using my vacation days to take off work the entire month of November). I'll be 63 and my partner is 67 and he's been retired for 7 years. I am long over due! I have grandchildren I want to spend more time with (I work night shift in an ICU). I look forward to socializing more, day trips, gardening, walking with my dog, and taking better care of myself. We're going to keep our current home (2 storey)for a few more years but _I_ want a single storey floor plan, thinking of my future and I'm not fond of climbing stairs when I'm in my 80s!
Age 46 now, setting up a realistic budget and planning on a part time job at age 57 so I can semi-retire early (will be just working for health insurance)
Hi Tina and Norm 🤗 Yes! I have decided just a week ago to retire In September 🥰 I'll be turning 61 in September and I want to take advantage of those Go-Go years!!! Time IS Precious!!!!
Thank you, Norm and Tina. I'm quite a ways from retirement (still in my early 50s), but your list here is motivating me to take these 5 priorities more seriously. I get a lot of vacation time as a college professor, but I don't always use it very well. Thank you!
So true. It's too bad there are people who assign so much value to things instead of experiences and people. It's as if they think they're going to live forever.
All very good points to retire early as possible. Fortunately I retired at 57. I have done a lot of great things in the last decade. We had plans to still explore the world but now at 70 we both have health issues that spell the end of our travelling days. I am still enjoying my retirement though. I finally have time to get back to creating art and have started birdwatching. Health quickly declines as age increases. Get out there and enjoy life while you still can.
59. Retired. Wife is 61 she retired 6 yrs ago. Love doing anything we want. FLA in fall/winter. Cape Cod in spring/summer. Really enjoy the channel. I have so many friends still working, they don’t get it…and they have money! Careful with pickleball. I believe it’s the #1 sports injury among seniors
Thank you Norm and Tina for your inspiring channel. We have less than 2 years to the magic 60 milestone and your advices have given us ideas on how to prepare for it and what’s important. God bless you both. ❤
Adaptability is the key to retiring early: keep my old car as long as possible, eat less meat, buy less of everything, don’t go to the mall unless necessary. All this is difficult in the beginning but after a while you get used to your new habits and enjoy your retirement in other ways, like walking, gardening, and other activities that are less costly! 😀
All great points for retiring early! We are also very blessed in that my hubby and I are besties! So we’re looking forward to my retirement in 20 months. As for hobbies, I can totally relate. I want to be able to take my time and cook wholesome plant filled meals each day or a few days during the week and I’m just so exhausted when I get home. I meal prep on Sunday but it just seems rushed and find myself not enjoying it as much as it’s one of the ways I have to prepare for the workweek. So I’m trying to change my mindset to one of gratitude 🙏🏾 but the struggle has been real! Cheers to you both!
@@ThisIsOurRetirement I wish I could! But I need have 30 years in our PERS system in order to get my full defined benefits pension - which is 75% of my average three highest income years. Can’t risk that! If I leave any earlier, I’d have to take a 44% penalty until I turn 60 and I’m turning 49 this year. With my pension, I’ll be retired before I turn 51. 🙏🏾
@@jackiebowen6239 lol! That just won’t work for some of us but if you’re retired, I hope you’re enjoying it to the fullest and if not, I hope you are able to retire in a month too and make it work. The math ain’t matching for me to quit with only that much time left and not get my full pension until I’m 60 when I’m turning 49 this year.
Ah well, you hit the nail on the head there Norm! I am constantly worrying about not having enough money and the idea of dying before the money runs out is a good riposte! But as the wife is 8 years younger, she may argue against that idea! 😅 My struggle is that she won't get a full state pension and I do want us to be able to enjoy our retirement! And Tina, I love my cars! (Although I do understand your point. )😢
Great straight forward talk today! Thanks 😊. After 33+ years in psychiatry.. I feel blessed.. and “ done” ! Retired at 55 yrs. to working 2 days a week..and waiting for hubby to retire in a year. Spending winters in the Algarve - we do sometimes develop Pickleball envy ! 🎾
Howdy Norm, Tina, We're back from road trip to visit family. Appreciate your tips, thoughts, what to watch out for. EXPERIENCE with Family. Awesome tip. Making memory for yourself & your family. So very important. We're moving into pre retirement mode. Maybe a year or 9 mths. ~ Ben from Vancouver ISLAND 🏝
I have zero debt and am a homeowner in my early 50s. Retiring around 60 will hopefully be in the cards for me. I think I'd like to still work part-time if I were able to find a role that would allow for flexibility so that I could travel for chunks of time.
I was asked this question so I am turning it over to you. My friend (71 yrs young) lost a sum in the 2008 crash and wants to know how safe is his RRSP/RRIF & TFSA in case of similar occurrence.
Did I tell you I started my own RUclips channel? My Cozy Retirement is mine. I feel like I’m getting to know you a little through yours and I agree it is fun to read the comments. I have a long way to go and I’m not as good at editing yet, but having fun learning this new skill. My husband is not yet retired, he has his own business and works many hours a week, but hoping in a couple years when he is 62. Fingers crossed 😊
FINE BUSINESS! ALL or the REALLY old folk I knew when I was young were quick to take a drink.They kept active and ate well and drank moderately ! CHEERS from Here
We are in our early 60's and are 1 year retired. We have had some unexpected medical issues but are able to travel. We are on an extended road trip traveling the western U.S. Tomorrow may not come. Live now!
Make sure you have Raison d'être. For instance I suspect this lovely couple have used this channel for that very purpose and have monetized their content. Which is cool. I intend to work until 65 because I am making in a difference in my career. I am in my late 50's, heathy, financially sound and I have this desire to serve and mentor younger talent in the company. And I have to stop sooner, then I can and be okay and re-fire to another purpose. Free of core hours. Keep on doing the wonderful Tina and Norm. You are a delightful duo living your best life.
Sadly many are terrified regardless of finances.. my TIP...make sure if you have health with your employer..get all your tests.. dentist s etc etc ..as much as they offer prior to leaving..also make sure you take yoyr employers retirement health insurance...you cannot count on your provinces health...you might not need it today...but as you age...u wont be able to purchase it later when you need it... many also include travel insurance
6 месяцев назад
Great video, I love the part about money. It is so true!!!
I may have asked this a couple of years ago, but I was wondering how you guys feel about international travel after the age of 70, specifically because I've recently learned that travel health insurance seems to go up dramatically around that age. My friends parents stopped international travel for that very reason when they reached that age. If you think about stopping travel at 70 and only retire at 60, it really doesn't give you that much time. I'd love your thoughts.
Our annual travel insurance policy which covers all international is good till we are 75 , after that we will either buy it or go with companies where it is included in the tours or cruises Cheers Mark 🍻🙂
@@ThisIsOurRetirement Excellent. So even though my wife and I won't be retired for another 3-4 years, we'll still be able to meet for lunch in Portugal one day, and that glass of scotch I promised you a while back, lol.
Hi Tina and Norm 😊 How is your weekend going?☀️ You provide great suggestions. We can see how you truly are enjoying YT life and each other’s company! 🤩 Take care. Sam and Pedro
Retirement is life's way of asking us, after decades when work and family may have kept us from feeling the burden of the question, why we are here? What is the purpose and meaning of our life? That question is liberating for some, crushing for others, and of course answering it is easier when you are healthy, have adequate income in retirement, and enjoy good relationships with a partner, family and friends. Retiring on your own terms, when you're ready , means choosing agency in the answering of that question, facing it fearlessly, with the benefit of the self-awareness that often comes with maturity and experience. But for me, at age 60 and still working, beneath all the legitimate concerns about the mechanics of retirement finance, when and how to end a career, health and fitness, etc., it's this question of who and why we are that gives this phase in life its gravity and sense of moment.
What an amazing description of that state. I can relate to that. I am yet to retire but kids are grown. One is on college and another one in high school. I have more free time now than ever before and these philosophical questions often visit me. Perhaps the purpose depends on who we are. For some it is raising a family. And continue helping with grand kids. For others traveling and see places. For some to give back and volunteer. The list is endless. Will I be happy when I no longer have to go to work. I think so. My job is stressful and have that freedom of choice and movement is a desirable thing. To be or not to be….
@@LK-hy5jz Thanks for the thoughtful reply. Part of feeling the burden of that existential question comes when, typically again by the time we retire, we set aside a number of the roles and hence identities we had earlier. You're no longer an accountant, firefighter, or ER nurse. And if your children are adults, as is likely for most people near retirement, you're not a parent in any active sense. So we face ourselves, be it in the privacy of our thoughts or, if we are in a relationship, also in the mirror that is our partner. One place where I'd differ is that the question is not philosophical or academic, though it can be dressed up that way, but altogether primally human. With that question in mind, we can imagine a retirement to some degree organized around it. Retirement so conceived is a time of exploration and reinvention, an opportunity for second chances and to act on parts of ourselves -- be it our physical health and fitness, and our personality and character -- where we may have let ourselves go or just never allowed our potential space to express itself.
@@davidblack6413 it felt amazing to read your reply. What a perfect articulation! Do you think this where a fear is coming from for many people who are at retirement stage? Reinventing ourselves is not simple or even possible sometimes. Start enjoying what we were craving all these years may not be possible due to poor health. We are no longer parents (no active roles), not full time grandparents and not managers or the ones who were driven by strategy and decision making. Then the question of reinventing ourselves becoming urgent. Perhaps this is why it is very important/essential to develop or find things to do before we take the plunge and retire.
@@LK-hy5jz I think centuries of philosophy and, more recently, psychology, have given us plenty of analysis as to the challenges of truly living with ourselves and listening to our own internal monologue. For example, C.S. Jung, the great early 20th century psychological theorist, famously author of our ideas on the nature of archetypes and the collective unconscious, calls this process of becoming ourselves "individuation." Your point about not everyone being able to reinvent is well-taken. It's not a luxury, exactly, but self-discovery in our maturity takes second place to exigencies such as poor health, poverty, or other trauma in our lives should any of that occur. That said, I'm not sure that, even when we are pressed by these things, that the question of who and why we are entirely disappears, and indeed, some people find answers to that question by working on their health, poverty, or other challenges such as substance abuse or caring for ailing parents or troubled children. Perhaps Tina and Norm might venture into these questions as part of their channel. As a fellow Canadian, albeit from BC and not their home in Ontario, I do enjoy their regular reports out of their own retirement, one that in economic and other ways is imaginable and achievable for many people. It's a modest but creative retirement, one with its limits and pleasures, ordinary and yet original in its design. In that, very Canadian!
i did not travel , been retired 10 plus years , now health concerns makes travel difficult. So I lost out big time . I got cash for a real nice casket but no TIME! No baby sitting for me.
I am retiring in one month! In my late 50’s. Husband is still working. I have been working since I was a teenager. Teaching children today is wonderful but since Covid, the behaviors have gotten so extreme. I am adapting and looking forward to my next chapter!
Hello I am trying to again find a vlog you did regarding investment strategies such as some stocks, REITS, high yield savings - something like that, pretty sure it was your channel - could you direct me to it or a few that could be the one I watched? Thank you.
![Seungmin "그렇게, 천천히, 우리(As we are)" | [Stray Kids : SKZ-PLAYER]](http://i.ytimg.com/vi/kAzmhLHePqU/mqdefault.jpg)
Some of my friends are babysitting grandchildren weeks on end 100% of the time. They are exhausted when they get home, grandparents need to SET BOUNDARIES!
Very true thanks for sharing 🌺🙂
How wonderful that the grandkids are getting to spend so much time with their grandparents. I think your friends know the value of the village it takes to raise children. They may be exhausted, but they likely find joy in the precious time with the grandkids or they wouldn't do it.
My parents, both deceased now, did childminding for their grandchildren for years, and even though I was concerned for them after several years, they always said they really enjoyed their time with their grandchildren. Every family is different, and in Ireland, childcare was/is outrageously expensive and difficult to access (although it's slightly better now for the real smallies) so many grandparents had to step in and help their children due to necessity! I'm retired and went early at 55½, to be exact😂 and I don't regret a minute. Loved working, love retirement! Thx as always, Tina and Norm!!!
@@lyndabelknap8367my mother is taking care of her great grandchild cause her daughter and granddaughter are substance abusers
Yes, boundaries. I never had my parents babysit. 5 kids to raise, is quite enough. They deserve a break in their golden years .
I have this conversation with people all of the time. My husband retired with health issues at 58 and I retired at 60. And just before I watched your video, I found out that one of my old bosses who refused to retire when he could, just passed away. He was in his late 60's. Just do it people! Rosie
We agree Rosie, make the most of your health while you have it to do things for yourself.
He wants more but gets nothing, our time is limited so retire when possible.
To me living a great and productive life and dying suddenly at 60 would be better than being a geriatric vegetable and a burden to family and society for 10 more years.
I retired at 57 and now have health issues. I'm so glad that I retired 4 years in good health. Now I can focus on getting healthy. Retirement is awesome.
Wishing you well and to get over your health issues
My doctor warned me that you can’t just retire and just sleep and watch tv as this can lead to depression and rapidly declining health. You need both a financial plan and a life plan in retirement- you can’t just retire from something. It’s so important that you are retiring to something that you are passionate about.
I retired at 55. Best thing I ever did. Travelled to Italy, England, Azores, and Bali since 2017.
That’s great sounds like some wonderful trips Jacquie Cheers 🌺🙂☕️
Cash flow is always a challenge
Love that. I do the same thing. It’s one of my hobbies (travel). Surfing, snorkeling, culture and meeting new people. Travel on!!!!
Great for you,hope I can do that by 55 too 🎉🎉🎉
@@Steve-gx9ot I came from zero money! Single immigrant mom, NO help from anyone, I never got an inheritance either! I worked so hard and got scholarships at university since my mother had NO money to help me! We didn't have money for a dentist and I got one new outfit a year! The fear of poverty made me a hard worker, and I worked for every penny I have! Saying "I came from money" is actually funny! I wish I had,life would have been easier!
1,000 weeks left at 60… wow, I never thought of it that way, it does put things in a different perspective!
It certainly does ☕️🌺
Retirement was our best decision and the best time of life!
Isn't it just!
I love being retired. Don’t miss anything. Travel a little, enjoy sewing, reading, walking my dog, visiting friends and fao
Wonderful Rosalind 🌺☕️
Yesterday was my 1 year retirement-anniversary. And I'm age 56 now.
I enjoy these "Tina & Norm" videos, because they confirm what I've sensed about my own situation, and they help me to stay aware of issues that I might encounter in the future.
(Tina & Norm are also just wonderful pleasant decent people to listen to)
Happy 1st anniversary and thank you for listening Cheers 🍻🙂
Great discussion today. One thing that we don't have and may never have is freedom. As the parents of an adult child with disabilities who requires full time care, there is surprisingly no help in Ontario. Our child has been on the list for a group home for 17 years and there is really no hope until we drop dead. Terrible that parents are in this situation.
We are so sorry to hear this and can’t possibly understand how you feel it’s a great shame there is no help for parents like yourselves . 🌺
I just retired on Friday at 57 after 33 years of Federal service! I have been following your channel for over a year and I so appreciate your advice! Keep doing what you are doing, you are definitely making a difference!
That is awesome! Congratulations 🥳 Katherine welcome to retirement Cheers 🌺☕️
I just retired at 62. My pension and Social Security combine to give me $78K per year. I’m not rich, but I can survive. Living in Arkansas is great with the hills, trees, lakes, and low cost of living. And now I can concentrate on my health.
Today is my 1 year retirement anniversary! Loving it. No idea how I found time to work! No local family, but they visit, friends, dogs, reading, road trips, gardening and so much more fill my time. Wholeheartedly recommend retirement!
Happy weekend! I am 5 months into my semi early retirement (63), and enjoying it so much! One tip or thing I’m learning is I don’t have to power through things I “need” to get done anymore and end up exhausted from pushing myself too hard trying to get it done on the weekend. I can break up my chores or put them off until tomorrow and go play or take a nap. My body is much happier with me and I actually have more energy to accomplish what I need to. Cheers👍
I agree! I was trying figure out how I got the amount of things done on the weekends and actually made it to work on Mondays. I just retired a month ago so I am learning how to stretch out those chores. Nice to have everyday as a Saturday.
That is awesome! glad it’s working for you Janet Cheers 🌺☕️
Congratulations 🥳 on your retirement Frank have a great weekend Cheers 🍻🙂
My health. Bullseye 🎯. I just had heart surgery and appreciate life much more. I am so glad I retired last year 🙌 at 58. My recovery will be slow 🐌 but steady.
We wish you a speedy recovery ❤️🩹 Johnny , have a nice weekend Cheers ☕️🙂
Feel better! I know many folks around who changed their lifestyle after heart surgery and they are still around. In much better shape and spirit. They are more healthy now ironically. Enjoy your second chance and be happy!
I like a quote attributed to Walt Disney, "When you're curious, you find lots of interesting things to do." Seems like a good attitude for retirement (or any other time, actually). Cheers, until your next video, Norm and Tina! I enjoy them very much.
Love that! great quote Cheers Jackie 🌺🙂
I agree 100%, although "retiring early" is reletive. My wife's retiring at 55, largely because her family is dying so rapidly. Lupus, kidney disease, strokes, cancer, blood diseases, etc....My family is the opposite. I will probably live to 90+.
Enjoy your retirement together Cheers ☕️🙂🌺
HA! When Tina said "If you have 2 cars - Get rid of one..." my heart nearly dropped! Us Americans love our cars -
Just an idea Marcus 😂😂🇺🇸🇨🇦
My secret to paying off mortgage in 15 yrs...no car!
I love your channel. I am hoping to retire in 3 years. 57 now. Thank you for your wisdom and blazing the trail.🙂
I should say 57 in a month.😉
Thanks so much Andrea 🌺💕
Early Happy Birthday 🎂🎉🥳🍾
Babysitting grandchildren is the best.....and so is pickleball...give it a try...love u guys!!
Hubby and I were talking yesterday about how happy and comfortable we feel, and that a peaceful contented relationship is good for your health and leads to a longer life. I watched a TedTalk about the link between long life and positive relationships.
Great comment Bonnie we totally agree Cheers 🇬🇧☕️🇨🇦
My plan is freedom by December 2024. My motivation is one of my dearest friends who died 6 months before she would have retired.
Wonderful Sarah, we wish you the best retirement ever!
@@ThisIsOurRetirement thank you so much. I will be watching your videos and your examples
I plan to take up putt-putt. There is another RUclips channel, Brooks Holt. He and his GF, travel the US playing putt-putt. It's easy and fun and not too expensive. As you travel, day trips, find a putt-putt course and stop and play.
Still working. We own the company so only work on things we want. Work to keep busy and challenged.
If you are happy then it works great for you Cheers 🍻🌺
I retired at 53, did some travelling, now back home, taking care of my aging folks, the only reason why I returned, now I feel my life is on hold, caring for my family.
Love you channel! My wife and I have been semi-retired for about 5 years. We exercise and walk daily at nearby parks and man made lake areas. We still work about 12 hrs a week and take a few longer trips and a few short vacations every year. i I do regret we didn't do this sooner. Planning to visit Vancouver, then cruise to Alaska from there. Thanks for all your wonderful posts.
Thank you so much for your kind words, we hope you have a great time in Vancouver and Alaska, we loved it!
I will be 62 before the end of the year...im retiring December 31. Yesterday in my community i heard on the local radio of 2 obituaries...58 and 66....i saved for something after all
The Wealthy Barber is such a frank and simple way to manage your money. Such an easy informative and book to read. I followed it and saved quite a bit.
It really spoke to us starting a new life in Canada in 1992
I really enjoy your videos and attitude in life. Retired 2 years ago at 60, moved to Mexico for now. I have to say I really enjoy both of you, and your voices are so calming and reasoned. Thank you. My mother died at 59 and didn't get to enjoy one day of retirement. Big incentive to live life every day!
We are sorry your Mother didn't get to retire, good for you living the dream in Mexico. Thank you for your very kind words, they are deeply appreciated.
You both are the cutest! Just watching you makes me happy and smile! I know we complain about media all over the place but if it would not be for a media how can I hear you and see you!!?
Thank you for the great content once again! Just walked 4 miles, saw plenty of deer, went to farmers market and now sipping coffee in my new caftan I bought and enjoying your company! Cheers happy birds! ❤
Thank you so much!! have a great weekend ☕️🙂
Tina and Norm, even if your health is not good like mine if you are able to retire, do it immediately! You don't know what time is left and you may need the peace of a longer break just for your sanity and repairing of your body. Do what makes you happy. Spend time with family or friends. Start getting your house in order, or operations that are needed...
I do not regret leaving work one little bit! 🙂
Hear, hear, Tina and Norm. You two are the best advertisement for retirement I've ever seen!
Thanks 🌺🙂
You’re free until your partner has a problem with their health..then caring duties and finances start to hamper your plans..
Yes we agree that can change any best made plans for sure take care 🌺☕️
I am finishing out the year 2024 I fell and broke my hip, it was a rude awakening
Yikes sorry to hear that wishing you a speedy recovery ❤️🩹🌺
Experiences are number one
I will be 61 in 3 months,and will take retirement at 62,spending time with family is important, I will make it work with my ss,and just work parttime,if u are not rich now u will not become any time soon lol ,Thanks for this very important information it is so true
Best of luck! have a great day 🌺
You are spot on. I spent my career working mainly with people who were retired. I can't count the number of times I was advised by one of them to retire as early as possible i.e. don't put it off. Nobody ever told me they felt they'd packed it in too early.
It's only a few years into my retirement & I've already lost several relatives, friends & acquaintances my age or younger. The saddest situation was an older coworker who repeatedly delayed retirement after making tentative plans to wrap up her career. She finally set a hard & fast retirement date & was looking forward to it, only to die suddenly (from a catastrophic medical event), shocking all who knew her, 3 days before her last day of work. It's true that time waits for no one. I'm glad I took to heart the advice of my clients over the years.
That’s very sad 🌺
Just simply, love you guys. Always such good advice.
Time and health
Thank Tina and Norm for your wise words.. I am 68 and still working full-time and have been going back and forth about retiring for awhile now ..
Since retiring 1.5yr ago, 3 people in my life have pass away all younger than I. So when hubby and I contemplate on how blessed we feel that we walked when we did in our late 50s we truly feel so overly thankful to God. So I encourage all who can walk now do so…it’s an amazing lifestyle.
Thanks for sharing and we are sure you are pleased that you retired early that’s wonderful Roxie ☕️🙂
I can’t wait to retire so I can volunteer and help in church! I miss so much working every other weekend and crazy scheduled week days. I’m SO looking forward to no schedule! 🙏🏼🇨🇦
Awesome 👏🌺🍷
What gets me going in the morning is our cat, hummingbirds wanting their nectar, tending our many plants, outside and in, some food bearing. Seeing what the day will bring. At the moment there are deer behind our house too. Carole
That is the best retirement motivation, something to make you want to get out of bed, lucky hummingbirds!
Yeah we are very much the same.
Our rescued stray cats, the huge Tabby stray that lives at our back door now, Magpies coming into the house and pinching cat food and all the critters outside that call our place home are great.
I can't use our BBQ atm as 2 Brushtail Possums have taken up residence in it.
Time now to start pruning our fruit trees/vines and the vegie patch is sorted as well.
We live in Australia so we don't have Hummingbirds unfortunately.
Try the new English pub favourite....Pickled Egg Ball. You can play it in a small apartment across the dining table, using an old pair of tights as a net.
😂
Great advice! As well as affirmation for me. I retired “early” 6 months ago today at 63. Loving it! Staying active at a relaxed pace. Love your channel!
Wonderful! thank you 🙂
We are on track to retire when I am 57 and my wife is 55. I am really looking forward to it.
Looking forward to retirement in October of this year (using my vacation days to take off work the entire month of November). I'll be 63 and my partner is 67 and he's been retired for 7 years. I am long over due! I have grandchildren I want to spend more time with (I work night shift in an ICU). I look forward to socializing more, day trips, gardening, walking with my dog, and taking better care of myself. We're going to keep our current home (2 storey)for a few more years but _I_ want a single storey floor plan, thinking of my future and I'm not fond of climbing stairs when I'm in my 80s!
Lunch with Norm and Tina!.
Enjoy your lunch thanks for watching Valda Cheers ☕️🙂
As always sound practical advise. The only caveat is the cost of retirement. Make sure you review your financial situation carefully.
Thanks for watching Cliff Cheers 🍻🙂
I love your videos!! I am realizing that I have less time ahead of me than behind me. I will retire before I am 55.
Another great video with a lot of common sense.
Already did as of 1 Jan 2024. Thank God. At 62.
Congratulations 🥳 on your retirement 🌺🙂☕️
You guys always help clarify my fears
Thank you 🌺
Age 46 now, setting up a realistic budget and planning on a part time job at age 57 so I can semi-retire early (will be just working for health insurance)
Being free...thats sounds great.
Thanks for the encouraging video to retire now. I needed it. Wise words. Have a nice weekend both of you!
Hi Tina and Norm 🤗 Yes! I have decided just a week ago to retire In September 🥰 I'll be turning 61 in September and I want to take advantage of those Go-Go years!!! Time IS Precious!!!!
Thank you, Norm and Tina. I'm quite a ways from retirement (still in my early 50s), but your list here is motivating me to take these 5 priorities more seriously. I get a lot of vacation time as a college professor, but I don't always use it very well. Thank you!
Our pleasure! hope you have some great trips using that free time better 🍻🙂☕️
I’d retire but medical insurance is my issue.. I’m 63 and hope to manage cobra from 64-65 but it’s expensive, $600 a month
It is unfortunate the high cost of medical insurance
So true about experiences becoming far more important in retirement vs what you've owned during your life
Thanks for watching Cheers 🌺🙂
So true. It's too bad there are people who assign so much value to things instead of experiences and people. It's as if they think they're going to live forever.
All very good points to retire early as possible. Fortunately I retired at 57. I have done a lot of great things in the last decade. We had plans to still explore the world but now at 70 we both have health issues that spell the end of our travelling days. I am still enjoying my retirement though. I finally have time to get back to creating art and have started birdwatching.
Health quickly declines as age increases. Get out there and enjoy life while you still can.
Always great advice from the two of you love your channel -❤
Thanks so much! enjoy your weekend Cheers ☕️🙂🌺
Thank you so much for the wisdom, it’ll change my life for the better.
You are so welcome
59. Retired. Wife is 61 she retired 6 yrs ago. Love doing anything we want. FLA in fall/winter. Cape Cod in spring/summer. Really enjoy the channel. I have so many friends still working, they don’t get it…and they have money! Careful with pickleball. I believe it’s the #1 sports injury among seniors
Hey 👋 Norm & Tina!
Wonderful advice. Thanks!
Our pleasure! have a great weekend Eric Cheers 🇺🇸🍻🇨🇦🙂
We retired before 50 and love it. Great message!
Thank you Norm and Tina for your inspiring channel. We have less than 2 years to the magic 60 milestone and your advices have given us ideas on how to prepare for it and what’s important. God bless you both. ❤
Adaptability is the key to retiring early: keep my old car as long as possible, eat less meat, buy less of everything, don’t go to the mall unless necessary. All this is difficult in the beginning but after a while you get used to your new habits and enjoy your retirement in other ways, like walking, gardening, and other activities that are less costly! 😀
All legitimate and rational reasons…thank you both! I’ve been a long time follower of you two and still enjoy every video 😊
Awesome! Thank you! we appreciate your support have a great weekend Cheers 🙂🌺
All great points for retiring early! We are also very blessed in that my hubby and I are besties! So we’re looking forward to my retirement in 20 months. As for hobbies, I can totally relate. I want to be able to take my time and cook wholesome plant filled meals each day or a few days during the week and I’m just so exhausted when I get home. I meal prep on Sunday but it just seems rushed and find myself not enjoying it as much as it’s one of the ways I have to prepare for the workweek. So I’m trying to change my mindset to one of gratitude 🙏🏾 but the struggle has been real! Cheers to you both!
I recommend retiring in 1 month instead of 20 😉
20 months does seem a long time any chance you can move it sooner 🤔🌺
@@ThisIsOurRetirement I wish I could! But I need have 30 years in our PERS system in order to get my full defined benefits pension - which is 75% of my average three highest income years. Can’t risk that! If I leave any earlier, I’d have to take a 44% penalty until I turn 60
and I’m turning 49 this year. With my pension, I’ll be retired before I turn 51. 🙏🏾
@@jackiebowen6239 lol! That just won’t work for some of us but if you’re retired, I hope you’re enjoying it to the fullest and if not, I hope you are able to retire in a month too and make it work. The math ain’t matching for me to quit with only that much time left and not get my full pension until I’m 60 when I’m turning 49 this year.
Ah well, you hit the nail on the head there Norm! I am constantly worrying about not having enough money and the idea of dying before the money runs out is a good riposte! But as the wife is 8 years younger, she may argue against that idea! 😅 My struggle is that she won't get a full state pension and I do want us to be able to enjoy our retirement! And Tina, I love my cars! (Although I do understand your point. )😢
A good discussion. Thinking of it but I like my job and I'm self employed and can take time off when I like.
Wonderful video
Thanks Roxie!
It makes perfect sense!
Great straight forward talk today! Thanks 😊. After 33+ years in psychiatry.. I feel blessed.. and “ done” ! Retired at 55 yrs. to working 2 days a week..and waiting for hubby to retire in a year. Spending winters in the Algarve - we do sometimes develop Pickleball envy ! 🎾
Howdy Norm, Tina,
We're back from road trip to visit family.
Appreciate your tips, thoughts, what to watch out for.
EXPERIENCE with Family. Awesome tip. Making memory for yourself & your family. So very important.
We're moving into pre retirement mode. Maybe a year or 9 mths.
~ Ben from Vancouver ISLAND 🏝
Glad you enjoyed a great road trip Ben pre retirement is good it’s a start 😂😂Cheers 🍻🙂
I have zero debt and am a homeowner in my early 50s. Retiring around 60 will hopefully be in the cards for me. I think I'd like to still work part-time if I were able to find a role that would allow for flexibility so that I could travel for chunks of time.
Where is the band T-shirt?
Laundry day Jay Cheers 😂🍻🙂
I was asked this question so I am turning it over to you. My friend (71 yrs young) lost a sum in the 2008 crash and wants to know how safe is his RRSP/RRIF & TFSA in case of similar occurrence.
Depends what they have invested in their TFSA, We didn’t have a crash in 2008, that was the USA.
Did I tell you I started my own RUclips channel? My Cozy Retirement is mine. I feel like I’m getting to know you a little through yours and I agree it is fun to read the comments. I have a long way to go and I’m not as good at editing yet, but having fun learning this new skill. My husband is not yet retired, he has his own business and works many hours a week, but hoping in a couple years when he is 62. Fingers crossed 😊
That is awesome! wishing you well with your channel Tanya have a great weekend 🌺☕️🙂
Thank you and you too 😊
FINE BUSINESS! ALL or the REALLY old folk I knew when I was young were quick to take a drink.They kept active and ate well and drank moderately ! CHEERS from Here
Thank you both to your commitment to providing interesting topics to motivate those of us on the threshold and those already living the dream.
Our pleasure! thanks for watching Teri 🌺🙂
We are in our early 60's and are 1 year retired. We have had some unexpected medical issues but are able to travel. We are on an extended road trip traveling the western U.S. Tomorrow may not come. Live now!
Grettings Norm & Tina. 100% agree with you that retiring early is the best when your health is better. Have a wonderful weekend.
You two are always so sweet together 😁
Make sure you have Raison d'être. For instance I suspect this lovely couple have used this channel for that very purpose and have monetized their content. Which is cool. I intend to work until 65 because I am making in a difference in my career. I am in my late 50's, heathy, financially sound and I have this desire to serve and mentor younger talent in the company. And I have to stop sooner, then I can and be okay and re-fire to another purpose. Free of core hours. Keep on doing the wonderful Tina and Norm. You are a delightful duo living your best life.
At 70 yrs I have injuries, less energy, and more falls. We are glad we retired by 65.
Thank you Norm and Tina!❤
Love your passion for retirement ❤
Sadly many are terrified regardless of finances.. my TIP...make sure if you have health with your employer..get all your tests.. dentist s etc etc ..as much as they offer prior to leaving..also make sure you take yoyr employers retirement health insurance...you cannot count on your provinces health...you might not need it today...but as you age...u wont be able to purchase it later when you need it... many also include travel insurance
Great video, I love the part about money. It is so true!!!
I may have asked this a couple of years ago, but I was wondering how you guys feel about international travel after the age of 70, specifically because I've recently learned that travel health insurance seems to go up dramatically around that age. My friends parents stopped international travel for that very reason when they reached that age. If you think about stopping travel at 70 and only retire at 60, it really doesn't give you that much time. I'd love your thoughts.
Our annual travel insurance policy which covers all international is good till we are 75 , after that we will either buy it or go with companies where it is included in the tours or cruises Cheers Mark 🍻🙂
@@ThisIsOurRetirement Excellent. So even though my wife and I won't be retired for another 3-4 years, we'll still be able to meet for lunch in Portugal one day, and that glass of scotch I promised you a while back, lol.
Cheers 🥃
Hi Tina and Norm 😊
How is your weekend going?☀️
You provide great suggestions.
We can see how you truly are enjoying YT life and each other’s company! 🤩
Take care.
Sam and Pedro
Going great Sam we hope yours is too ☕️🌺
Retirement is life's way of asking us, after decades when work and family may have kept us from feeling the burden of the question, why we are here? What is the purpose and meaning of our life?
That question is liberating for some, crushing for others, and of course answering it is easier when you are healthy, have adequate income in retirement, and enjoy good relationships with a partner, family and friends. Retiring on your own terms, when you're ready , means choosing agency in the answering of that question, facing it fearlessly, with the benefit of the self-awareness that often comes with maturity and experience.
But for me, at age 60 and still working, beneath all the legitimate concerns about the mechanics of retirement finance, when and how to end a career, health and fitness, etc., it's this question of who and why we are that gives this phase in life its gravity and sense of moment.
What an amazing description of that state. I can relate to that. I am yet to retire but kids are grown. One is on college and another one in high school. I have more free time now than ever before and these philosophical questions often visit me. Perhaps the purpose depends on who we are. For some it is raising a family. And continue helping with grand kids. For others traveling and see places. For some to give back and volunteer. The list is endless. Will I be happy when I no longer have to go to work. I think so. My job is stressful and have that freedom of choice and movement is a desirable thing. To be or not to be….
@@LK-hy5jz Thanks for the thoughtful reply. Part of feeling the burden of that existential question comes when, typically again by the time we retire, we set aside a number of the roles and hence identities we had earlier. You're no longer an accountant, firefighter, or ER nurse. And if your children are adults, as is likely for most people near retirement, you're not a parent in any active sense.
So we face ourselves, be it in the privacy of our thoughts or, if we are in a relationship, also in the mirror that is our partner. One place where I'd differ is that the question is not philosophical or academic, though it can be dressed up that way, but altogether primally human.
With that question in mind, we can imagine a retirement to some degree organized around it. Retirement so conceived is a time of exploration and reinvention, an opportunity for second chances and to act on parts of ourselves -- be it our physical health and fitness, and our personality and character -- where we may have let ourselves go or just never allowed our potential space to express itself.
@@davidblack6413 it felt amazing to read your reply. What a perfect articulation! Do you think this where a fear is coming from for many people who are at retirement stage? Reinventing ourselves is not simple or even possible sometimes. Start enjoying what we were craving all these years may not be possible due to poor health.
We are no longer parents (no active roles), not full time grandparents and not managers or the ones who were driven by strategy and decision making.
Then the question of reinventing ourselves becoming urgent. Perhaps this is why it is very important/essential to develop or find things to do before we take the plunge and retire.
@@LK-hy5jz I think centuries of philosophy and, more recently, psychology, have given us plenty of analysis as to the challenges of truly living with ourselves and listening to our own internal monologue. For example, C.S. Jung, the great early 20th century psychological theorist, famously author of our ideas on the nature of archetypes and the collective unconscious, calls this process of becoming ourselves "individuation."
Your point about not everyone being able to reinvent is well-taken. It's not a luxury, exactly, but self-discovery in our maturity takes second place to exigencies such as poor health, poverty, or other trauma in our lives should any of that occur.
That said, I'm not sure that, even when we are pressed by these things, that the question of who and why we are entirely disappears, and indeed, some people find answers to that question by working on their health, poverty, or other challenges such as substance abuse or caring for ailing parents or troubled children.
Perhaps Tina and Norm might venture into these questions as part of their channel. As a fellow Canadian, albeit from BC and not their home in Ontario, I do enjoy their regular reports out of their own retirement, one that in economic and other ways is imaginable and achievable for many people. It's a modest but creative retirement, one with its limits and pleasures, ordinary and yet original in its design. In that, very Canadian!
I wish! I don't have the savings to do this, however much I want to.
i did not travel , been retired 10 plus years , now health concerns makes travel difficult. So I lost out big time . I got cash for a real nice casket but no TIME! No baby sitting for me.
I am retiring in one month! In my late 50’s. Husband is still working. I have been working since I was a teenager. Teaching children today is wonderful but since Covid, the behaviors have gotten so extreme. I am adapting and looking forward to my next chapter!
That is awesome! we wish you a wonderful retirement Wendy 🌺🙂🥂
Another reason is it if you're still married or in a relationship when you're retired, you have more time to spend with each other!
Hello I am trying to again find a vlog you did regarding investment strategies such as some stocks, REITS, high yield savings - something like that, pretty sure it was your channel - could you direct me to it or a few that could be the one I watched? Thank you.
It was so long ago, we don’t recall it maybe it will be a future video!
Love your videos, but life is eternal