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lol. Agree! My PCP changed about 3 years ago on me. 1st time I saw him I would have sworn I knew more about medicine than he could! But turns out I like him a lot & is very intelligent. Thks for watching & the comment. Jeff

I think between the hay & tobacco, which is also very manual, may be the reason my shoulder is playing out on me!😩 The equipment my son bought really makes it easier in the field & barn that we both remember. Thks for comment. Jeff

I’ll check the book out. Thks!

@RetiredFarmboy Highly recommend the audio book too!

A list maker; I’m one of those too! Thks for comment. Jeff

Guess I did the same; I never thought I would have aches & pains that I do now. Thks for watching

Hay Yall! Thks for watching! Hope you are doing well. Keep your Honeymoon going until you become PARENTS!! 🤪 LOL. Hope we see yall again sometime soon. Jeff

My son saw this equipment at the Farm Machinery Show in Louisville we go to each year in February. We always see something we are interested in, but usually have forgotten about it by the time we get home😀. But he ended up buying this equipment (4pieces) a couple months later. This video was supposed to be the new 3 minute Short, but not many people are saying it works, including me now! I plan to do a true video of this equipment

@@RetiredFarmboy looking forward to it

Thks for watching. Jeff

We can only hope huh. Thks for watching

Same here on eating out. We usually try to catch the lunch special Al’s. Thks for comment. Jeff

The expense of doing Botox regularly, as many do, would seem to run into serious money for something you can’t run away from - aging. Good to see you back on RUclips!

Getting close! What is your 1st task/goal after retirement?

I agree she wants all to have money to last but think her message is unrealistic for most

Yeah there are. I avoid them them as they do not benefit my life. Thks for comment. Jeff

Sanctuary cities don’t seem to offer any positive outlooks. It seems to destroy an otherwise vibrant city.

lol. The other items on the list can wait most of the time

Good for you. Health is wealth!

My back's been shot since age 13.

Thks for comment

Yeah the Taxman never stops; hopefully doesn’t take as much. Thks for comment & watching

@@RetiredFarmboy it’s a sensitive topic for me because we are converting some of my IRA to a ROTH. Trying to lower our future RMD’s before we start SS and Medicare. As a result we are paying taxes similar to when I was working. At least this is my choice but we are doing it to avoid a huge bill in our 70’s.

@@FailureatRetirement I get it then. But will be best for the future

Agree. Has to be a different zip code than I live in. Thks for watching. Jeff

lol. That’s says a lot about his legend then😀 Thks for watching. Jeff

Agree. But how does someone get themselves so far removed from common sense & reality? Thks for comment. Jeff

@@RetiredFarmboy I think they make so much money, so easily, that it distorts their reality and then they start to feed on their own hype. That’s all that I can figure. She lost me a long time ago over something similar. I’ve actually seen a similar thing in farming several times. A younger guy will start farming and have some success and within a few years they build a massive operation. When they start turning a couple of million dollars a year the price of a new truck doesn’t really move the needle anymore and they start getting at least one new one every year. The problem is that they grow so fast that they lose sight of the debt they carry and then it only takes one little thing to trip them up. It’s really just lifestyle creep.

Sounds like you have done it huh. I had only kayaked 16 miles in my life before starting down the Mississippi. Not the smartest time to learn I know. Thks for comment. Jeff

Sorry to hear about your health issues. Hope you can regain your health as close as possible to what it was…My wife & I were just talking tonight about healthcare costs as she plans to retire in a year or 2. I turn 65 next June so I’m just now looking into what Medicare offers. Good health is very important but having good insurance is just as important. Good luck to you & TY for subscribing. Jeff

​@RetiredFarmboy Thanks for your kind words. I would appreciate it if you post a video on this topic after you and your wife do some research:)

@@SA-wh4es I will. Take care!

For me the interesting trend is how young people have embraced it. I know a few people who did take a leave of absence but were usually well established in their career & likely had the funds to do it. I sure wouldn’t have had the funds to do that in my 20’s or 30’s. The younger generations seem to always kick things down the road(having kids, buy home, etc). I wonder how it will be for them in retirement age

Thks for comment. Jeff

@@RetiredFarmboy How will it be for Millennials in retirement? They already had their retirement. It occurred in their teens, twenties, and even some of their thirties. No generation before or since delayed entering the workforce like the Millennials did...by a lot. It was then called "The Millennial Collapse," though nowadays what about Millennials is not a collapse of one thing or anther.

I think Dave Ramsey process on helping people get out of debt is his strongest message. I agree his investment advise & expected returns is a little much.

lol. That’s what everyone does in Vegas !

State gonna get their tax $$ for sure. In Tn, they have a Greenbelt program, which substantially lowers your taxes if you have 15+ acres. My 65 acres & home is less than $1500/yr. They would be

…(continued) 2-3 times more without Greenbelt

lol. That is something that someone who was on call basically the 37 years I was in IT can relate to as well! You are getting real close. Sounds like you will be retired before the holidays which will be a great time to retire!

I’m sure they are protected from hunting them, but they are a sheep. I would say you could

You appear to be more conservative than me even!👍 Good thoughts on the vehicle “allowance”. I wonder if many people take in to account the big ticket items that are going to happen. My wife & I focused on upgrading our vehicles as part of prepping for retirement. Thks for comment; wish you the best. Jeff

@@RetiredFarmboy I never considered myself overly conservative. My goal with having a conservative cash position is to mitigate a little more aggressiveness on the equity side. My plan is to split my retirement accounts. One will be a traditional 3 fund strategy (stocks, bonds, cash), and the other I will use to trade options. In a perfect world I can make enough trading options to let the majority of my portfolio sit and grow. 120 days and the journey begins!

@@OldGuyTalksMoney great plan & you’re gonna love retirement!

@@RetiredFarmboy What part of TN do you live in? We are outside Columbia

@@SCIGS30 I live north of Nashville in Robertson county, so we aren’t too far apart.

lol. That’s kinda of the way I feel!😀

Same here Dan. Once I was retired a few months, the urge to work ain’t been there! Thks for comment. Jeff

Other finance geeks! Yeah! lol. I play in my spreadsheets running scenarios & such. My wife thinks I’m a little nuts sometimes but she plays along well.😀we are looking forward to being away from the road. Maybe a little far but as private as we can get on my farm. Thank yall for watching & comment. Good luck to you in your RUclips growth! Jeff

@@RetiredFarmboy Thanks Jeff! We are in spreadsheets all the time as well. Nothing wrong with taking control of your finances!

I went to a sheep shearing school out of curiosity a couple years ago. Man that is a lot of work! This will prob be my last time breeding my sheep in October. Bout tired of em & the work.

@@RetiredFarmboy I never went to school for it but I’ve shorn a few. It’s for the young. That are a lot of work. I gave mine up to go to college.

@@RetiredFarmboy when I moved to this house five years ago only one side was fenced, that neighbor has cattle. I decided it was a good time to lead an animal free life. I had animals for about 40 years and I’m not sorry that I don’t have to look after them anymore.

Yeah been very hot & very dry here for most part. I tend to start outside chores in early morning now. By the time I finish, I am so sweaty & dirty, it wouldn’t be too good a look on video! Guess we should get cooler weather soon with August ending.

TY! I do spend a lot of time outdoors in summer with farm chores, but I try to hibernate as much as I can. Can’t take the heat like I use too. 😩Guess summer should begin winding down soon.

Thks for the comment & for subscribing. I’m sort of a finance geek myself so plan to check out your channel. Maybe you can help me learn a few tricks! Thks again Jeff

Yes it was. You must of been there before too!

My attempt was to show a need to be flexible with your withdrawal rate while discussing a couple of methods that are talked about so much. Totally agree you need to know the things you mentioned - expenses, net worth, & how you plan/want to live before deciding. You always need to plan based on your means. Thks for your comment; appreciate it.

I agree that 70 is ambitious. I think the longer I am in retirement, the more I slide towards taking SS earlier. I plan to do a video soon on this. Thks for the comment; appreciate it. Jeff

What’s going on buddy? Y’all have a good time in Florida?