What’s it Costing With Heather Austin
What’s it Costing With Heather Austin
  • Видео 41
  • Просмотров 20 404
Don’t Wait Until January To Start Your Goals. Start Now and Get Results and Create Better Habits.
What if I said you can accomplish more in the last two months of the year than you have all year long. Most of us procrastinate and then we carry our goals over from this year to next year. Do not do that, start right now and those habits will be what gives you a better year next year.
# #StartNow#change #selfdiscipline #habitsforsuccess #commitment #consistency
Просмотров: 49

Видео

The ugly truth that’s keeping you from reaching your goals and seeing progress.
Просмотров 107Месяц назад
What’s keeping you from seeing progress? Are you tracking every single penny you spend? Are you tracking every bite you take? You must be honest. You must keep going. #goals #selfdiscipline #believe #honesty #sacrifice #delayedgratification #results #change #commitment #consistency #coach #accountability
How to Shop for Christmas Gifts When Your Broke
Просмотров 386Месяц назад
Set you a limit, make a list of individuals that you have to purchase for, shop intentionally! Do not go to the store without a plan and stick to the plan. People with money do not over spend on Christmas gifts. Save your money and spend less on Christmas. Do a no spend challenge for the next 60 days to pay cash for your gifts. #save #Christmas #budget #plan #spend
What Is Doubt CostingYou In Your Finances and Other Goals? Want to Overcome Doubt?
Просмотров 1402 месяца назад
What Is Doubt CostingYou In Your Finances and Other Goals? Want to Overcome Doubt?
Do what you need to do to get results, stop waiting until tomorrow to start new habits.
Просмотров 1512 месяца назад
Each day work on commitment to your goals. Baby steps daily equals big steps yearly! If you take action each day you will make progress. Life happens, don’t make excuses.
I Conquered Another Goal! 3 Months Savings🎉 Commitment and Self Discipline!
Просмотров 1243 месяца назад
Don’t give up! Keep your eyes focused on your prize! Whether it’s finances, getting in shape, getting a degree, growing spiritually, or spending more time with family you have to make sacrifices and have a new plan and stick to it! You can do this. What area of your life do you wish was different. It’s your choice to make the changes. No one can do it for you! You can do it! #save#goals #commit...
Your words affect your financial goals and much more!
Просмотров 1104 месяца назад
What we speak we shall get. We need our words to line up with what we really want. You can’t be happy when you’re complaining. You can’t have peace and joy when you’re being negative. You can’t get out of debt if you think it’s not possible and walk around saying it’s to hard. You will get what you say you will get. #moneymindset #believe #words #bible #debt #change #positivethoughts #negative ...
What are your commitments costing you?
Просмотров 1435 месяцев назад
For years we have had the same goals because we have never really committed to them. You’re daily routine, you’re daily habits is what you’re really committed to. You want change, then you must change your commitment. #habits #behavior #goals #money #weightloss #change
Save money for your Christmas gifts, you know it’s coming!
Просмотров 1505 месяцев назад
What’s it costing you at Christmas time? More money than expected, stress, and anxiety? The enemy is turning the most joyful time of year into the most stressful time. Save your money if you plan on buying gifts and pay in cash. Stop buying for so many people. #Christmas #savings #money #stress #saynomore #overspending
Credit card companies are a trap that will keep you in debt!
Просмотров 2085 месяцев назад
Credit card companies want you to miss your payment to collect your late fees. They want you to only make minimum payments so you will be sending them extra money for years! They aren’t offering you free money! Why would they give you free money with no strings attached? Do they love you so much? NO!! #creditcard #debt #payments #debtfree #money y
How I set goals and stay motivated to achieve them. This works with any goal!
Просмотров 765 месяцев назад
I am giving you tips I used to pay off debt, lose weight, or repairing a relationship. From creating a clear vision to taking action. You can either take control or wish you had. #motivation #goals #finances #debt
Stop letting Satan kill, steal, and destroy your life through your finances.
Просмотров 846 месяцев назад
Satan comes to kill steal and destroy and he will use your finances to destroy so many areas of your life! Proverbs 22:7 the rich ruler over the poor, and the borrower is a servant to the lender.  John 10:10 The thief cometh not, but for to steal, and to kill, and to destroy: I am come that they might have life, and they might have it more abundantly. #budget #financialfreedom #debt #money #fi...
How to save $5,000 on low income.
Просмотров 866 месяцев назад
I see individuals who are making minimum wage who went through their bank account and were spending an average of $15.00 a day on things they couldn’t cut out and apply that money to their savings. Break your goal down to a daily goal to achieve your big goals. You must have a why! Why do you want to save money? What is your goal? What do you want to achieve? #budget #financialfreedom #debt #mo...
We are all going to die, Take care of your family and get life insurance!
Просмотров 1226 месяцев назад
We all will die! Who will take care of your family? What bills will you leave behind? Who’s going to get a loan to bury you? Will your family be homeless? #burialinsurance #lifeinsurance #family #burdens #peace #provide #finances #stress #death #money
Things I cut from my budget to save money and pay off my bad debt including my hair color!
Просмотров 1667 месяцев назад
Things I cut from my budget to save money and pay off my bad debt including my hair color!
I’m so excited! I saved an extra $1,000 doing the no spend challenge in 30 days!
Просмотров 2197 месяцев назад
I’m so excited! I saved an extra $1,000 doing the no spend challenge in 30 days!
A few tips on how to save money on groceries. Being frugal helped me to pay off my debt!
Просмотров 2557 месяцев назад
A few tips on how to save money on groceries. Being frugal helped me to pay off my debt!
Minimalist, can I do it? How I wore only 5 dresses to church for 6 months! Is having less best?
Просмотров 1,1 тыс.8 месяцев назад
Minimalist, can I do it? How I wore only 5 dresses to church for 6 months! Is having less best?
Yes, I paid my tithes while getting out of debt! Can’t afford to pay? You can’t afford not to!
Просмотров 5678 месяцев назад
Yes, I paid my tithes while getting out of debt! Can’t afford to pay? You can’t afford not to!
I’ll be how old when I pay my last mortgage payment? Pay your house off early!
Просмотров 1458 месяцев назад
I’ll be how old when I pay my last mortgage payment? Pay your house off early!
“Cash envelopes changed my life and made me aware of my money behavior. I finally began saving.
Просмотров 1118 месяцев назад
“Cash envelopes changed my life and made me aware of my money behavior. I finally began saving.
Set goals and take ACTION to achieve them!
Просмотров 928 месяцев назад
Set goals and take ACTION to achieve them!
Stop shopping at convenience stores to save money.
Просмотров 1619 месяцев назад
Stop shopping at convenience stores to save money.
Take advice from debt free people instead of broke people.
Просмотров 2219 месяцев назад
Take advice from debt free people instead of broke people.
You can say take this job and shove it, I’m not in debt anymore!! Teach your kids to budget!
Просмотров 1,2 тыс.9 месяцев назад
You can say take this job and shove it, I’m not in debt anymore!! Teach your kids to budget!
You need a savings account!
Просмотров 1179 месяцев назад
You need a savings account!
Save money on groceries by doing the pantry and freezer challenge.
Просмотров 579 месяцев назад
Save money on groceries by doing the pantry and freezer challenge.
Save money by making your coffee at home
Просмотров 799 месяцев назад
Save money by making your coffee at home
How I stayed motivated to pay off my debt and live frugal! Stay encouraged, you can do it.
Просмотров 779 месяцев назад
How I stayed motivated to pay off my debt and live frugal! Stay encouraged, you can do it.
How can I get my husband to save money without forcing him?
Просмотров 2289 месяцев назад
How can I get my husband to save money without forcing him?

Комментарии

  • @km2345
    @km2345 Месяц назад

    I’m so excited to work on our goal of paying off our truck, the last debt we have besides our mortgage! 🎉

  • @newgenerationishere
    @newgenerationishere Месяц назад

    What motivates you to upload videos when your videos barely get views

    • @Whatsitcostingbyheatheraustin
      @Whatsitcostingbyheatheraustin Месяц назад

      @@newgenerationisherethe people that tell me I have helped them makes me want to keep on keeping on 😊 walking into a store and someone says, hey you’re videos have helped me to do -- makes my heart so happy. If I can help one person have a better life it’s worth each minute I spend on my videos. Helping to change a life for the better is my purpose on earth, whether it’s my video, by prayer or by them seeing my life and how God has changed me.

    • @km2345
      @km2345 Месяц назад

      You must be sooooo successful 😆 what miserable bullying troll you are. Even if she just had me as a subscriber, she’s motivating and helping ME ❤️

    • @Whatsitcostingbyheatheraustin
      @Whatsitcostingbyheatheraustin Месяц назад

      @@km2345 I’m very glad to be helping you! Thanks for the motivation!

    • @Deerslayer525
      @Deerslayer525 Месяц назад

      probably the fact that she knows she is contributing to society and using her time in a meaningful way 🤗🫶

    • @Whatsitcostingbyheatheraustin
      @Whatsitcostingbyheatheraustin Месяц назад

      @@Deerslayer525 that’s my goal, to be a helper 😊

  • @randallaustin1088
    @randallaustin1088 Месяц назад

    It’s definitely long-term, not short-term that makes the difference

  • @alimckee4637
    @alimckee4637 Месяц назад

    Accountability buddies should be a thing

  • @km2345
    @km2345 Месяц назад

    Sticking it out for the long haul! 😁

  • @Deerslayer525
    @Deerslayer525 Месяц назад

    Too many people spend all their money buying little gifts for everybody and then have to struggle. It’s so much more rewarding to give a few people intentional gifts that you know will make them happy and you can plan for!

  • @km2345
    @km2345 Месяц назад

    Comparison is the thief of joy!!

    • @Whatsitcostingbyheatheraustin
      @Whatsitcostingbyheatheraustin Месяц назад

      @@km2345 yes it is! Satan traps so many people with comparing their marriages, their homes, children, shopping and how many gifts are under the tree.

  • @PamStiltner
    @PamStiltner 2 месяца назад

    I really enjoyed this one, love ya

  • @randallaustin1088
    @randallaustin1088 2 месяца назад

    Israel wondered around for forty because of unbelief in the wilderness

  • @Deerslayer525
    @Deerslayer525 2 месяца назад

    It is never too late to change anything! You just have to have the “want to” and the “can do” attitude

  • @Whatsitcostingbyheatheraustin
    @Whatsitcostingbyheatheraustin 2 месяца назад

    You are so right, we often hinder what he can do because of our unbelief. He puts a desire in our heart and we let doubt creep in.

  • @km2345
    @km2345 2 месяца назад

    Philippians 4:13 “I CAN do ALL things through Christ which strengtheneth me”!!!!!

  • @Deerslayer525
    @Deerslayer525 2 месяца назад

    Yes!!!This definitely applies to everything in life. Committing to things like tidying up each morning, drinking a bottle of water, and saying one nice thing a day can literally change your life. All those tiny little things can literally change your life

  • @km2345
    @km2345 2 месяца назад

    This is so true! I have done this with many things in life but probably the most important one I want to work on since watching this video is sharing Jesus with more people and not being afraid! ❤️

    • @Whatsitcostingbyheatheraustin
      @Whatsitcostingbyheatheraustin 2 месяца назад

      You can do it! The more you do it, the easier it gets. God will bless you! Witnessing to people really does get easier. Just like walking for a hour, it’s hard and uncomfortable at first but the more you do it the easier it gets😊

  • @jonstaley-q5p
    @jonstaley-q5p 2 месяца назад

    As they the roman army went out in 70.A.D, at siege of jerusalem they found a man of Cyrene, Simon by name. They compelled this man to carry his cross (Matt 27:32). And they compelled a passerby, Simon of Cyrene, who was coming in from the country, the father of Alexander and Rufus, to carry his cross (Mark 15:21) General Titus refused to spare the life of Christ General Sicarius King Simon Justus Arshakuni Bar Giora Izates Mono Bazus II the Cyrenian, and he fled into the ground through a subterranean passage and took his most faithfull friends, while apparently trying to escape with the help of a jewish confederate disguised as a water carrier (Mark 4ii: 12-17). The Roman army under General Titus knew not where the Son of Man had fled, but famine and hunger found him out, and after three days he arose as from the heaps of the thousands of his dead army from beneath the place where formerly stood the temple, and which had become his temporary tomb. Wrapped in his flaming crimson black seamless garment robe of his Egyptian Pharaoh Hebrew Roalty that his beloved mother Queen Helena salome made for him , he made his sudden resurrection in the midst of the Roman guards. They fled precipitately from his presence. Mark 15:21 Terentius Rufus, who did not believe in ghosts, approached the apparition. The resurrected Son of Man refused to speak except by signs. To all questions and accusations he was dumb. The Gospels also reveal this military characteristic attitude of Christ the Son of Man under military arrest. At length the Roman officer compelled him to admit his true identity, and he was taken away to the general's tent called the praetoriujn. Many other supposedly dead Jews arose and appeared in a similar manner to surrender, Upon Tarpeian rock called Calvary in Rome the Count of Monte Christo General Sicarius King Simon Justus Arshakuni Bar Giora Izates Mono Bazus II there Savior and Lord and Preserver suffered for them, He carried there military cross all the way to golgotha for there infidelity and sin to atone, Then they nailed Him to the cross Great was the pain and the loss of his 40,000 army, He suffered it all for them He suffered it all Because they all loved him and died, There Savior and Lord and preserver died On the cross in Rome was crucified No greater love by mortal man Has ever been known Oh, praise His sweet name, Then they carried Him away Placed Him in a lonely grave Then they thought that this would be The end of this man But on that third and glorious day God came and rolled the stone away He arose from the dead He arose from the dead.

  • @jonstaley-q5p
    @jonstaley-q5p 2 месяца назад

    ALL PRAISE TO OUR LORD AND SAVIOR CHRIST GENERAL SIMON JUSTUS ARSHAKUNI BAR GIORAS MONO BAZUS II.

  • @sabrinab9991
    @sabrinab9991 3 месяца назад

    Congratulations on the 3M EF and FP endeavor!!! As far as the island or mortgage goes that is up to you and your husband, but I would personally wait since an island is a more pricey item and it sounds like y’all may have momentum and eagerness right now to tackle the mortgage

    • @Whatsitcostingbyheatheraustin
      @Whatsitcostingbyheatheraustin 3 месяца назад

      @@sabrinab9991 at this point I think I’ve never been more excited about getting it paid off! It’s like once I hit that goal, this one is screaming at me (financial freedom) 😂

  • @magscouk
    @magscouk 3 месяца назад

    Pay off the mortgage, it’s a fabulous feeling when you get there!

  • @km2345
    @km2345 3 месяца назад

  • @km2345
    @km2345 3 месяца назад

    If you don’t get the island I’m unsubbing

    • @Whatsitcostingbyheatheraustin
      @Whatsitcostingbyheatheraustin 3 месяца назад

      @@km2345 you wouldn’t do that!

    • @Deerslayer525
      @Deerslayer525 3 месяца назад

      @@km2345 like that’s what she’s been talking about for months 🤷‍♀️🤷‍♀️

  • @km2345
    @km2345 3 месяца назад

    Get the dang island 😑😑😑

  • @Deerslayer525
    @Deerslayer525 3 месяца назад

    I’d say treat yourself to a new island that way it will make you happy when you see it, and it will motivate you to keep trying so hard!

  • @NickNicholson-zl9pk
    @NickNicholson-zl9pk 3 месяца назад

    How great forall and what are you doing 😊❤amen

  • @MrFlatroofer
    @MrFlatroofer 3 месяца назад

    So beautiful, love it.

  • @teresaclay3602
    @teresaclay3602 3 месяца назад

    I love to listen to y’all! Your family is so talented. ❤❤ love y’all!

  • @NickNicholson-zl9pk
    @NickNicholson-zl9pk 4 месяца назад

    How great forall 😅😊 1:20

  • @Deerslayer525
    @Deerslayer525 4 месяца назад

    I feel very called out 🫣 it’s sooooo hard to be positive, especially around others!!! I finally took the first step yesterday and got the gym membership! I decided to make changes instead of complaining about being out of shape! One day and I already feel sooo much better mentally

    • @Whatsitcostingbyheatheraustin
      @Whatsitcostingbyheatheraustin 4 месяца назад

      That’s awesome! You took action that means you made a shift from negative dreading thoughts to I can do this thoughts! Keep casting down The thoughts as they come tempting you to stay home. When you hear (You don’t have time) say I have at least 10 minutes!

  • @km2345
    @km2345 4 месяца назад

    I think we all can work on this, and it would make us more successful and better off financially if we just think “I can save!”

    • @Whatsitcostingbyheatheraustin
      @Whatsitcostingbyheatheraustin 4 месяца назад

      @@km2345 yes, it does take WORK. It’s so worth it. I think I can, I think I can!! I can do all things through Christ who strengthens me😊

  • @PamStiltner
    @PamStiltner 4 месяца назад

    This is soo me, I needed to hear this. Love ya❤

    • @Whatsitcostingbyheatheraustin
      @Whatsitcostingbyheatheraustin 4 месяца назад

      Thank you for the encouragement and letting me know that it’s not only me 😂 let me know if you get better with speaking positive words!

  • @ashleyrowe3749
    @ashleyrowe3749 5 месяцев назад

    Thank you for doing the videos!

  • @ashleyrowe3749
    @ashleyrowe3749 5 месяцев назад

    Great advice!

  • @ashleyrowe3749
    @ashleyrowe3749 5 месяцев назад

    I will need to try this after school shoping and Cason's birthday. Any school shopping advice??

    • @Whatsitcostingbyheatheraustin
      @Whatsitcostingbyheatheraustin 4 месяца назад

      Yes! Don’t over buy. If they still have clothes that are good let them wear them! Buy when the seasons change. Don’t try to go buy long sleeve shirts until it’s colder. Buy a few new shirts, new shoes and as the year goes along buy a few here and there. I do not see the point buying so much at the beginning of the year.

  • @ashleyrowe3749
    @ashleyrowe3749 5 месяцев назад

    I have been doing this!

  • @ashleyrowe3749
    @ashleyrowe3749 5 месяцев назад

    I have been pondering on this for a while. Especially since moving!

  • @ashleyrowe3749
    @ashleyrowe3749 5 месяцев назад

    Must give that 10%

  • @ashleyrowe3749
    @ashleyrowe3749 5 месяцев назад

    True self discipline!

  • @ashleyrowe3749
    @ashleyrowe3749 5 месяцев назад

    I hate credit cards!

  • @ashleyrowe3749
    @ashleyrowe3749 5 месяцев назад

    Shew I need a new morning habit. That will help with quitting smoking!

    • @Whatsitcostingbyheatheraustin
      @Whatsitcostingbyheatheraustin 5 месяцев назад

      @@ashleyrowe3749 when I quit, I prayed, kept a few cigarettes and looked at them every day and said today I choose not to smoke! You can do it. You must have a why that’s big enough to make you want to quit. My why was to be around longer for my children. I would look at my daughter and look at the cigarettes and it helped me to walk away

  • @ashleyrowe3749
    @ashleyrowe3749 5 месяцев назад

    I love watching your videos!

  • @ashleyrowe3749
    @ashleyrowe3749 5 месяцев назад

    I spend way too much on Christmas. I'm a giver too and I need to take your advice!

    • @Whatsitcostingbyheatheraustin
      @Whatsitcostingbyheatheraustin 5 месяцев назад

      @@ashleyrowe3749 it’s so easy to do, we love people and we want to give. But the people we love would not want us to be stressed out over purchasing gifts. Maybe your family could start some new traditions😊😊 one gift per person, dirty Santa, or just get together and play games.

  • @randallaustin1088
    @randallaustin1088 5 месяцев назад

    Deerslayer you need to be more committed and quit being lazy!!!

  • @Deerslayer525
    @Deerslayer525 5 месяцев назад

    In my head, I’m committed to reading my Bible and keeping a spotless house. In reality, I’m committed to playing solitaire on my phone and drinking insane amounts of coffee 😅😂

    • @Whatsitcostingbyheatheraustin
      @Whatsitcostingbyheatheraustin 5 месяцев назад

      @@Deerslayer525 lol thank you for being so honest. I say I’m committed to eating healthy but last night I ate cookies and other food that’s not healthy at all!

  • @km2345
    @km2345 5 месяцев назад

    It’s so hard to change but so worth it! After I had my baby it was hard slowing down, now it’s hard catching back up. With hard work and purpose we can make it happen! ❤

    • @Whatsitcostingbyheatheraustin
      @Whatsitcostingbyheatheraustin 5 месяцев назад

      @@km2345 it definitely takes work, if it didn’t everyone would be productive reaching all their goals.

  • @tinkerdee5923
    @tinkerdee5923 5 месяцев назад

    Great ❤advice Sister I do home made gifts .. homemade yeast rolls and bread and candy etc …

    • @Whatsitcostingbyheatheraustin
      @Whatsitcostingbyheatheraustin 5 месяцев назад

      @@tinkerdee5923 that’s a great idea! I love homemade gifts especially homemade breads!!

    • @tinkerdee5923
      @tinkerdee5923 5 месяцев назад

      @@Whatsitcostingbyheatheraustin I’m gonna have to make you some!

  • @Deerslayer525
    @Deerslayer525 5 месяцев назад

    Yes!! People worry for months about what they “have” to get everybody, then they worry for months afterwards about how to recover from it. It really is a consumer trap!

    • @Whatsitcostingbyheatheraustin
      @Whatsitcostingbyheatheraustin 5 месяцев назад

      @@Deerslayer525 it is and trying to get out of the trap is harder than trying to lose weight 🤔 we feel like it’s a way of life and because every one does it that we have to do it as well.

  • @km2345
    @km2345 5 месяцев назад

    Great advice! I remember being small and my parents stressing over money spent on Christmas presents and then when I got older they reformed how they celebrated and just only focused on giving to Jesus since it’s his birthday…not only did that save money but it helped to not let Jesus get lost in our traditions. So my husband and I haven’t bought Christmas gifts except Bibles for people occasionally.. I’m amazed at how many people get offended at the idea of celebrating how we celebrate, but it does save money! Jesus doesn’t want us to go in debt ever, but especially not in His name!

    • @Whatsitcostingbyheatheraustin
      @Whatsitcostingbyheatheraustin 5 месяцев назад

      You’re right! My pastor always says that tradition need to be forgotten and j feel that over spending on Christmas is one that definitely needs to be let go of!

  • @alimckee4637
    @alimckee4637 5 месяцев назад

    You're right. Good job

  • @nancymcmonarch
    @nancymcmonarch 5 месяцев назад

    "The Secret History of the Credit Card" is a FABULOUS PBS documentary. Guess what the card companies call the minority of Americans who DO pay off their full balance every month? "Deadbeats." I cut up all my cards in the 90s and never looked back. Best financial decision I ever made!

    • @Whatsitcostingbyheatheraustin
      @Whatsitcostingbyheatheraustin 5 месяцев назад

      That’s great! From what I understand the credit card companies figured out in the 80’s that they could get very wealthy from The cards. I will definitely watch that documentary! Thanks for sharing!

  • @Whatsitcostingbyheatheraustin
    @Whatsitcostingbyheatheraustin 5 месяцев назад

    Thank you! I’m glad you’re very disciplined, most are not! I’ve heard so many horror stories lately about how they never dreamed they would be In a credit card mess. So I decided to avoid the rewards of credit because I’m not so sure that I could avoid the temptation!!

  • @km2345
    @km2345 5 месяцев назад

    Very good video!! I do have a credit card through Amazon so I get Amazon points and I do love it but we treat it like a bill and we pay it off in full every month to avoid the interest. It is easy to over purchase on a credit or debit card rather than using cash, so we definitely have to be cautious to not overspend! So far we don’t have a problem with it but if it does become a problem we will CUT IT UP!! ✂️✂️✂️