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Paul - Masterpiece Finance
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Добавлен 1 авг 2021
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Hi there - I'm Paul. I love talking about money.
Welcome To Masterpiece Finance!
I have been studying finance for the past decade and absolutely LOVE talking about Finance, Money, and Investing.
Subscribe for content on Personal Finance, Investing, Side Hustles, and Making Money.
I'm here to help build your masterpiece financial life!
If you like my content, feel free to subscribe :)
God Bless!
Disclaimer: I am NOT a professional financial advisor, & all the content on this channel are personal opinions and for educational purposes only. NOT OFFICIAL FINANCIAL ADVICE! In no event will Masterpiece Finance be liable for any loss or damage. Please do your own research before making any financial decisions.
Hi there - I'm Paul. I love talking about money.
Welcome To Masterpiece Finance!
I have been studying finance for the past decade and absolutely LOVE talking about Finance, Money, and Investing.
Subscribe for content on Personal Finance, Investing, Side Hustles, and Making Money.
I'm here to help build your masterpiece financial life!
If you like my content, feel free to subscribe :)
God Bless!
Disclaimer: I am NOT a professional financial advisor, & all the content on this channel are personal opinions and for educational purposes only. NOT OFFICIAL FINANCIAL ADVICE! In no event will Masterpiece Finance be liable for any loss or damage. Please do your own research before making any financial decisions.
FINANCIAL COACH EXPLAINS: 8 Middle Class Habits Keeping You POOR
In this video, I will share with you the 8 MOST COMMON middle class money habits that hold people back and keep them poor. I will also share tips on how to break free from them.
Enjoy!
If you learned something, don't forget to LIKE this video and SUBSCRIBE if you haven't already! SHARE this video with a friend as well!
WATCH SOME OF MY OTHER VIDEOS:
▶️How To Invest on Robinhood For Beginners (In Under 5 Mins): ruclips.net/video/9gf9j2k9Ssk/видео.htmlsi=H37PNcvFpDQeDA-c
▶️FXAIX vs. VOO: Which is The Best S&P 500 Index Fund?: ruclips.net/video/qrsUVGY0MZo/видео.htmlsi=GhP5qZzkfONOwTD7
▶️FXAIX - The Greatest Index Fund In The World: ruclips.net/video/_DTy4s51VpA/видео.htmlsi=2XFYSElMe7xtoYj1
▶️ How...
Enjoy!
If you learned something, don't forget to LIKE this video and SUBSCRIBE if you haven't already! SHARE this video with a friend as well!
WATCH SOME OF MY OTHER VIDEOS:
▶️How To Invest on Robinhood For Beginners (In Under 5 Mins): ruclips.net/video/9gf9j2k9Ssk/видео.htmlsi=H37PNcvFpDQeDA-c
▶️FXAIX vs. VOO: Which is The Best S&P 500 Index Fund?: ruclips.net/video/qrsUVGY0MZo/видео.htmlsi=GhP5qZzkfONOwTD7
▶️FXAIX - The Greatest Index Fund In The World: ruclips.net/video/_DTy4s51VpA/видео.htmlsi=2XFYSElMe7xtoYj1
▶️ How...
Просмотров: 586
Видео
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How To Trade Stocks On Webull In 5 Minutes! [START NOW]
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Join WEBULL NOW To Get Up To 75 FREE STOCKS! 👉 a.webull.com/Nwcusrr2Of1vR3KBc7 Webull is one of the most popular stock trading apps today, and in this video, we’ll be going over a quick tutorial how you can buy stocks on webull. If you watch this video to the end, you will learn how to confidently trade stock, how to navigate the webull app, and how to build a foundation that will set you up fo...
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Are you tired of waiting at crowded airport gates? Are you someone who wants free access to airport lounges? Are you someone who would like priority pass access? In this video, i'll be going over exactly how you can get access to a priority pass membership, which gives you access to over 1,500 different airport lounges around the world. We’ll go over what priority pass is, the benefits of prior...
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You dnt xplain nothing like most teacher in USA just parrots
I have no idea what I’m doing, but I definitely want to know more and educate myself on how to invest
Love it! Take it step by step when you’re first starting out - check out some of my other videos where i go over some popular index funds/ETFs as well! Thanks for watching :)
The link is broken
It still works on my end! Try join.robinhood.com/simyony/
Thanks so much for watching!
Robinhood sucks. It takes money out of your bank immediately but takes 5 business days for the money to be available to purchase a stock and you wait and wait while stocks go up.
Robinhood has instant buying power! I would look into that - you can use money to invest immediately!
Appreciate you stopping by!
@@MasterpieceFinance they only gave me a tiny portion for instant buying.
Webull is way better.
A decade and ur account has no money
HYSA is for emergency fund and any purchases I intend to make in the next 12 months. Voo and my 401k are for saving beyond that
Love it!
Good video.
Much appreciated brother! Thanks for stopping by 🙏
Why can't I use my money in the earning interest line?
A decade what you was a baby when you was investing, you don’t even look that young. You can’t tell me that investing for 23 years, just say the truth.
Hahhaa i wish i was that young! Im older than i look forsure :)
What’s with the clothing rack?
My fault 😭
Plz help my account withdraw problem
Can I claim the stock if I made an account before using your link? I made the account the same day as I am watching this.
Unfortunately i dont think so - you would’ve had to use my specific link to get the free stock 😭
@ all good, thanks for responding so quick.
You got it! Thank you for watching :)
how can i withdraw my 89 USDT TRC20 from wallet to binance please help me 12 wallet recovery phrase: pride pole obtain together second when future mask review nature potato bulb
Investments are the roots of financial security; the deeper they grow, the stronger your future will be."
The deeper your investment roots, the stronger your financial security will be in the future.
Exactly! With my adviser, I’ve cultivated deep investment roots, strengthening my financial security for the future.
I would love an introduction to an adviser who can help me strengthen my financial roots.
My CFA NICOLE ANASTASIA PLUMLEE a renowned figure in her line of work. I recommend researching her credentials further.
Thank you for this amazing tip. I just looked the name up and wrote her.
I've just invested in them... Thanks!!!
Pro is Easy to withdraw funds but a con is it is complicated withdrawals? im a little confused
If you have money in a roth. Is it better to wait for the market to dip for your first investment like crypto since the market is bullish right now and the stocks of amazon etc are high rn?
Great question! I can’t tell you what to do with your money but IMO time in the market is always better than trying to time the market! As long as you’re investing for the long term. Hope this helps!
THIS IS THE VIDEO THAT I WAS LOOKING FOR! short and straight to the point. Thank you SO MUCH!
You got it!! Glad this video was helpful :) thanks so much for watching!!
Dude read rich dad poor dad...
Great book! Read it multiple times :)
TikTok payment is not easy and I stop business with TikTok
What about taxable vs non taxable accounts with respect to fxaix vs VOO
Robehood golpe eles rouba seu dinheiro sempre antes d vc saca o seu dinheiro eles alega que vc não sabe nada eles são harck bloqueia sua conta coloca em vermelho pra te engana sempre em auta ele te rouba eles me roubo mais de 2milhao de dólares eles rouba com vc vende se tem 100mil vc vendo com seus olhos seu dinheiro vai sumir no seus olhos eles são ladrão safado e quem soube onde 1 só deles mora eu pago pra me da o endereço eu vó matar ate o último da famílias deles desgraçados
How do you get enough buying power on the app? I'm new and confused
Great question! All you have to do is deposit money from your bank and that turns into buying power :) hope this helps and thank you for watching!
@ Okay, Thank you so much dude❤️
@MalikBaggz you got it!
FXAIX pay dividends?
Absolutely!
Thanks for watching!
@@MasterpieceFinance thanks for sharing.
great video man - super practical tips
This is certainly not for beginners! I didn't learn a thing!!
Thank you for these tips man
No problem! Glad they were helpful :) thanks for watching!
great video as always man. Thank you for these tips
No problem - glad you found value! Thanks for watching
Happy Thanksgiving Paul.
Happy Thanksgiving to you as well Dave!
Great overview man! Super underrated channel - keep it up
I appreciate that! Thanks so much for the support
I have all of these habits LOL. Time to lock in....
LMAO i have some of these habits too tbh
We’ve all been there! One step at a time
Do you have any of these middle class habits? What do you think of them? Let me know in the comments below! Free Stuff: 👉 Get a FREE STOCK on Robinhood worth up to $200, when you use my link to sign up & link a bank account: bit.ly/43sBxaS 👉 Get $75 FREE For Signing Up & Funding Your Account on M1 Finance HERE: m1.finance/8CFlAc5Ix6yr
Just got approved 10k thanks
Nice! Glad to hear that!
Thank you one question these ETFs I do I get them or find them on the Apple Store app ? Or Robin Hood ?
Great question! You can buy All these ETFS on brokerages such as robinhood, fidelity, etc. hope this helps!
@@MasterpieceFinance thank you coming and yes so basically Robin Hood is the main key ? To it all right ? Also thank you so much for the info i definitely subscribe 💯💯
so could I buy 250 into my FXAIX and invest the rest of my Roth IRA into individual stocks to diversify... let's say PLTR?
Great question! Allocation is totally up to you, but it is recommended to have an index fund like FXAIX as your foundation in your portfolio. Some people only buy FXAIX because it’s already diversified in 500 of the best US companies. Hope this helps and thank you for watching!
If im not mistaken the Venture X does not allow for unlimited guests into the lounges. As a cardholder you are allowed to bring up to two guests with u for free into the various lounges. Any of your authorized users have the same access and can each bring up to 2 free guests into the lounges. The unlimited part comes in that u have unlimited access to the lounges while u r a Venture X/Priority Pass holder. Go every day if you want, as long as u have a boarding pass for a flight that day🤩 One thing I have discovered for hitting minimum spend is property tax! Every property owner has to pay them and you can use a credit card for a fee (varies depending on where u live). If you have a family member or friend that is paying their property taxes, u can offer to put it in your card and have them pay u. You should def offer to pay the fee...your "cost" for asking the favor. I recently did this and the fee was $100...but the result was hitting my minimum spend and getting the 75k miles AND the double miles that came with the spend! Thanks for the content. It was a good rundown of some of the more valuable benefits
Thank you for watching and commenting!
You still gain savings even if you pay taxes. Better than regular savings account. Don’t let taxes scare you
Exactly! Totally agree
You forgot to mention that the cons of investing in the stock market is HIGH risk, you can lose all of your money overnight if the stock market crashes.
If the stock market EVER crashes to $0, the stock market is the LAST thing you need to be worried about. Thanks for your input though!
Take a shot every time he says “FXAIX”.
😂😂😂
@ just giving you a hard time man. Keep up the good work 💪🏻😂
@WattsJon12 hahahhaa i know- i appreciate you!
Fshehsk hajiotth baskjfnj bsjkekdj, and done!
Hit 200k today. Thank you for all the knowledge and nuggets you had thrown my way over the last months. Started with 17k in last month 2024.
Wow that's huge, how do you make that much monthly?
Honestly speaking, I will continue to trade and stick to Charles Tyson daily analysis and guides as long as it works well for me..
Though i started with $15,000 CAD because it actually my first time, it was huge success and massive all i can say is that her confident in day trading is top notch.
I'm overwhelmed coming across you guys testifying about this wonderful lady
What impresses me most about Charles is how well he explains basic concept of winning before actually letting you use his trade analysis. This goes a long way to ensure winning trades.
Great Video
Appreciate that boss! Glad this video was helpful 🙏
Is it bad to put a high dollar amount into it, like 3000? or should I do small amounts ?
Investing a lump sum (large amount at once) or dollar cost averaging (small amounts) are both great ways to approach investing! In the long term, it won’t really matter too much :) feel free to choose what best suits your investing strategy. Hope this helps!
@@MasterpieceFinance Great thank you!! SUBSCRIBED!!!
Thank you so much & welcome!!
In this video bitcoin was at 27k, btc is currently at 86k.
Pretty crazy stuff!
100k + now
Nice! I use webull
Where do you enter the promo code
Over a decade 😊. You seem like you’re barely in your twenties ❤
Hahah i wish! Thank you for watching
one of the things you must have for trading is having PATIENCE. Also, try and focus only on 1-4 stocks or 1-2. Do your research and study. A lot of people who trade successfully have been doing so for YEARS. It will NOT happen over night. For most, it will take months or longer to learn and get good at trading. Remember, Patience is the key!
I’m very proud of you I’m guessing you’re 24? I’m 41 living in Thailand, from San Francisco, 🇺🇸. I took me a long time to figure out FXAIX was the best, but it seems like you discovered that at a great age. Have you seen the root of good blog? Every month he says, how much his net worth went up or down, his income and expenses & he sells consulting for financial. Maybe you could do that every month also. He has like over $3 million now. I know some people are very shy, but nobody seems to have kidnapped him yet, The reason I mention this is if you start at age 20-25 & documented your money every month until you reached you know 40 or older, it would really really really help people, i’m already 41 it’s way too late for me to do this, but you have the opportunity of being young and once you reach $1 million, you could share that joy with all of your subscribers, you could even run some games like what is the exact date I will reach 300 K 500 K 1M & when you get close to these goals, for example 1million, some people might be inclined to help you a little bit. Please give it a lot of thought to document your wealth every month until you hit at least 40 or $1 million. Another thing that would be really cool, is to travel the country and go to high schools or even elementary schools & talk about saving and investing to kids. At some point if you reached $1 million, it would really help you get those commitments. Also, if you were able to partner with a brokerage or financial firm, maybe they could sponsor you, you could even write a book. I would love to do what you doI’m just too old. Another thing that would really be cool is interviewing people & trying to convince people to go to FXAIX. It’s super super hard to convince people, but it can be done & usually they will. Thank you. I actually had some pretty long discussions with a random British guy I met in Thailand, we are friends now & he invests a lot in the S&P 500 & maybe his wealth grew 46%, I should ask him for some money! 😂 I really hope you continue to post on RUclips & i’m looking forward to watching you grow and hopefully your money will grow a lot as well! I like your background, it’s very authentic.
Part4 If I could go back in time and convince myself at age 13, when I got a lot of money for my birthday, to start putting as much as I could into the S&P 500, I probably could’ve retired in my 30s or at least by age 40, with quite a bit of money. The big problem is that most people under 30 don’t know a lot about investing & don’t do it, barely a few even save & if they do, it’s probably for a house. The top reasons to not invest: A. I don’t know enough about it, I need to do more research (& they never do). B. It’s too risky (Yes, there is some risk involved, like when the market crashed in 2008, but it quickly fully recovered & went up four -5 times, even when it was flat in 2000 for about four years, it eventually went up. It’s for a long time (5-20+ years) not less than a year, it’s not a quick get rich quick scheme like a scammer on RUclips, it’s about building wealth for your life to possibly retire early (30’s - 40’s) if that’s what you want. C. I don’t have enough money (The people who say this, do have money to buy a bunch of stuff, a week later, you will certainly see them buying some flat screen TV for $3000 or something, what they really mean is I have enough money but I don’t want to invest it for my future, I want to buy consumer items now, I want immediate satisfaction, instead of growing my money slowly over time). D. I’ll put $20 in (These people think Its a fun game, like a casino, and they might watch the $20 grow slowly over the years, but will unlikely come to the resolution that it is the best way to grow their wealth over time, which it actually is, but there’s no way to see $20 slowly grow and know that it is actually the best. E. I’m scared of losing everything (it is true that the market has gone down, but it always went back up and up a whole lot, some people are absolutely so terrified. They will just keep the money in the bank & actually lose money because of inflation & reduced purchasing power. They may or may not understand inflation that they are losing money, but fear often leads people to poor choices, too bad for them. F. I want something safer like bonds (A lot of people are conservative, especially when they are in their 60s and above, they don’t want to lose anything at all, they need money to live on, so if the market was down for 1 to 4 years, and they had to sell their S&P 500 for living expenses, they would lose money so instead of taking any risk, they go to the conservative route, where the money grows a whole lot less, but at least it won’t go down much. I understand this thought process, but most of the time they will leave a whole lot of money on the table & it’s better to have more risk, more reward, in my opinion, The other thing that wasn’t addressed, is that by the time you reach 60+, if you had enough money to live on, you wouldn’t need to be conservative. It implied that they barely saved or invested before age 60, so they don’t have a lot of money, which is true, but very sad. One of my biggest fears has always been those grandpas at age 70 bagging groceries, they can barely stand or a lift a can, & everyone feels sorry for them, but they have to work because they have no money. They probably never saved or invested or if they did, they either got scammed, gave it all away because they are an angel (a poor angel) or just had really, really really bad luck, not to judge, but they probably just never saved or invested & this is one of my biggest fears, being old and poor. G. I don’t care/I want to live in the now (some people really don’t give a shit about their future, or at least their financial future, maybe they don’t think they will live that long, or maybe they think someone else will take care of them, I actually have no idea what goes through their mind because I have always thought and cared about my future, especially my financial future, which is why I started investing in my 20s, mainly because my Uncle told me to! I owe everything to my Uncle. The fact that he kept telling me to invest & I finally did, and he stuck with me through my stupid mistakes, like buying a triple action fund and losing a lot of money, he told me most people can’t learn without making a few mistakes, but it’s really good to make the mistakes early when you’re young, so you can get back on track & invest for 20 or more years, if you make a big mistake when you’re 40 or 50, it will be very hard to get back on track & it will be much much worse. A lot of people have a friend or family member that keeps telling them about these individual stocks, crypto or some other crazy business or idea. They are so passionate and it sounds like a great idea. They decide to sell their FXAIX & make a ton of money, then they lose a lot of money & if they are smart, like me, they go back to FXAIX with their tail between their legs & never do it again. Never. Because they understand this is the best in the world, The best way to build wealth for A normal person. It’s simple but not easy. Sometimes I tell people it’s the opposite of credit card debt. Albert Einstein said compound interest is the best invention ever created. Someday I hope to have A lot of money so I can have an amazing life, if that happens, it will be because of investing, not because I made 300 K at google. The book the millionaire next door tax about how random people like a mail carrier or a teacher can become a millionaire just by saving and investing. On the other hand, hotshot doctors or lawyers with huge incomes, can actually be in debt because they spend more than they earn. It’s the turtle and the hare story, slow and steady wins the race. Sometimes these millionaires say that they wish they didn’t sacrifice so much in their 20s and 30s, maybe even fourties. People are always telling me I need to spend money and buy things, buy experiences to have fun and enjoy life, but I always found joy in free things, like just going for a three hour walk, talking to random people in public (sometimes) hanging out with friends or family, avoiding expensive things, if you queencan truly find joy in free and cheap things & avoid expensive stuff in your 20s and 30s, save and invest in FXAIX, reinvest your dividends, don’t ever withdraw it, if you can really do this, it’s so easy to be a millionaire in your 50s & then you could move to some cheaper country, spend 3 to 4% annually, 30,000 or more/ year & for the rest of your life, you would live like a king/queen & could even support a partner who might not have to work & then you could leave it all to them. When I see people doing this, which is super rare, it makes me so happy. Unfortunately, they never teach saving and investing & delayed gratification. Most people spend spend spend, get into credit card debt, mess up their finances early or maybe have student loans & are lucky if they can even start investing in their 30s. It’s such a sad state of affairs, but it benefits large companies. They even have companies that will break up small payments like $100 into four payments so they can make a few dollars of interest off of people Who need some thing right away, I never got into death in my whole life. I never bought anything I couldn’t afford. Actually, I never really wanted things and items, crows 🐦⬛ collect shiny things, on my birthday I always told people actually I don’t want anything. But most people are so into consumer items and things, buying stuff every day, always needing a new phone, going shopping for fun, buying luxury items, etc. chasing happiness in things or trying to maintain that lifestyle to keep up with the Joneses. Money can’t buy happiness. If I could just teach children about saving and investing like the catcher in the rye, and hold their hand so they don’t make big financial mistakes like I did, we would have all of these millionaires in their 40s and 50s & they would have such an amazing life. I’m so happy that you made this video, you could mention that you aren’t earning any money or commission fromng this & tell us the reason for offering this free advice. My friend told me 90% of people offering financial advice on RUclips are just trying to make a buck, & they don’t care about you at all. Personally, if I was to upload a financial video, it would be just to help people and not make any money & if less than 5% of people actually did it and made money it would just make me happy. I have convinced people to invest, sometimes they stick with it sometimes they stop, but I’m sure I helped them a little bit & The secret of living is giving. Besides having health & love/family friends, having money is the best thing you can have in life because even if you are all alone (which can be sad) at least you can have the freedom to have a nice house/room, eat fancy food, travel, pay for companionship, have a great health care, pay a nurse to take care of you & so much more. It’s so better than being poor and alone!