Видео

Congratulations on the new job 🫶🏾🫶🏾🫶🏾

Save, save, save...even if it's 30-50 dollars...get in the habit of paying yourself

Thanks girl for the video it was very helpful

Keep up the good work and i pray that God will continue to bless you

Hey I really like the video and how you budget🙌 maybe you could shorten the intro a little? It's kinda long😅

I don't know how much you have in your High Yield Savings Account. But usually, credit card interest rates are a lot higher than what savings accounts give. Usually it is better to use any savings you have to pay off your credit cards. I see Navy Federal has credit cards at 14 - 18% APR while Capital One is 20% and up.

I like the software you use. I have a very basic system, Microsoft Money. I have been using it since 1998. None of the fancy graphics. But it allows me to go into a lot of detail. What I do, though, is update it every day. That way I can identify more easily what I am spending. Rather than just groceries, I have a food category and then sub-categories, so if I spend a lot on one kind of food, I may change it. Rather than just shopping, I have clothes, electronics, utilities, personal categories. Then sub-categories for each. There is also a gift category for donations as well as what I spend on friends and family. My biggest expense, which you don't have is rent. I was surprised at how high the interest on your savings is. I have $20,000 at 6% on deposit, and I only earn $85 per month after tax.

Great video! Stay disciplined with it!

This was a nice video I enjoy this . I’m gonna start budget because I know I can save nuff money, my spending habits was very bad but I’ve learnt to be self disciplined and I only have 3 credit cards to pay off 2 of which will be paid off my August then I’ll focus on the bigger bill. After paying off my credit cards I’ll be doing strictly savings for 6 months after paying my tithes, transportation, and food, that’s almost $300 weekly. I need an emergency savings account and money save. I won’t be having lol my cards opened never again

Excellent video. My favorite part is when you talked about paying all of your bills before you went on the cruise, amazing! I think budgets are easier to manage when they're written out like that.

I have a couple of HYSA’s. I have one with Synchrony Bank, SoFi, and a Capital one. Great video!

Great video! Great job on investing on yourself too! Investing scares many and they don’t do it, so good for you. I’ll be following allowing.

Yes, debt free! 5:08 I love seeing the young ladies getting it!! ‼️💕💚

Oooooh congrats on your new job!!! I love your positive vibes so much! 🥰💙

Do you use your credit card for bills or personal spending? Also would you advise getting one if you don’t already have one?

Yesss congratulations on your growth, and girl, yes, pay off those credit cards 🎉🎉

Yay, congratulations!! !!! !! 🎉❤🎉❤ May God continue to bless you

congratulations on your new job, love to see the financial upgrades 💰

I also do a high yield savings account… that’s just for emergencies I keep a local bank for bills and I’m on a social security income .. since I get money one a month I make it a point to put the first $30 in that acct then I pay the rest of my bills.. and I do not get government assistance.. then I have a monthly food budget that I try to reduce by $20 for the month and I add that to the emergency fund so my goal is at least $40-50 a month to my emergency fund…. While paying off consumer debt…. Don’t stress over the amount so much as to the main thing is being consistent.. some months I can save more.. the key is a budget.. I don’t drive so I use public transportation that’s going to always be cheaper…. I also downsized and live in an apt where my heating and cooking is gas.. 0k but that utility is included in my rent .. and I pay $900 a month on a social security benefit.. so it can be done…. I built my emergency fund it just took a while and I’m still adding to that $1000 while on bs2

Hello ❤❤❤❤❤can you tell me your age?

Congratulations

Congratulations 🎉🎉

Have a Sunday Plastictomy and shred that card! Dont carry the cc around get rid of it! You cant teach to steward people with money when the principals are not the same for some.

Heyyyy Sonya I was looking for u I am so excited u back ytube 🎉

Great video! Yay! Congrats on your new job. 🎉

Hey hun...new supporter😘 #bclyourpace I put this hashtag to let you know I'll be showcasing your channel on one of my upcoming videos😘

Church offering. Amen. 401K. You go girl. Never stop it. Your future self will thank you immensely.Congrats!

the wall color in the beginning of the video is majestic 🌹

watched one of your old videos where your "tithe" was 5% , technically that's not a tithe, highly recommend you give a tithe which is 10%...the 5% "tithe" is more like an " offering " , but yeah its nice to see your money growing.

You are a phenomenal young woman! I just love how you budget your weekly paycheck. I’m a weekly budgeter as well. I try to impart this into my young employees. I so love how you think as a young woman. You will be a millionaire for sure. Many blessings to you.

Do you have debt besides your credit cards? And if so where do you put that in your budget

Great video and keep up the discipline. Swipe your credit card as much as you want AS LONG AS you can pay it *all* off at the end of the month. If you don't got the money already in your account, don't swipe the card. Only exception is for emergencies/necessities.

You’re gonna blow up, keep going ❤

I am adjusting to fewer pay days as well. Three W2 part time jobs and pension was helping me get paid weekly. I am going down to just pension and cash flow so I am down to twice a month.

Must be nice to have no rent or real bills. Enjoy that while you can and continue paying off those cards while you can too! Congrats on new job,

Yesss this year is for money discipline🎉❤

This was a great video. Thank you for sharing. I have the same problem I will use me some credit then be mad I have to pay and can’t add as much as I want to sinking funds lol. It’s insane lol

Love the video, congratulations on your new job 😊

Hello lady I been waiting on this video ( yay)

Congratulations on your new job, and im a new subbie 🎉🎊✨️

Glad you're investing in yourself. 💖Great job!!

Awesome video!What I would like to see if you can show the budget community- is how you got the breakdown in percents. This will allow those to be able to follow on how you got to the 100%. I know how you got there- as I have an accounting background- but those that might not know how - can benefit. Thank you again.

Congratulations on the new job and enjoy your trip 😊

Congratulations on your new job, and enjoy your mini vacation 🙂

Congratulations on the new job and I look forward to all your budgeting videos to come..

❤❤

What is your occupation pls ?

Love this! I’m also switching to focusing in on my budget every paycheck (I get paid 2x a month). Now I share how I spent my money and where to help keep myself accountable as I work towards my dream of early retirement.

For thirty years I got paid twice a month but my boss retired in June of 23 so in July of 23 at my new job I get my paychecks direct deposited every Friday. It took me a while but using the weekly budget method I think I have it figured out. I do the same thing, all the bills i'm paying with that check get paid Friday after my paycheck is deposited.