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Marie- it’s nice to hear from you! I’m good, you? Been resting for the past 8 months to get healthy! Hope life’s been good with you!

Thanks bro🙏🏼

Thanks! Good question- I had the same questions too aha! There’s multiple ways to do it. Mad Fientist has a chart on how to retire early from Roth IRA using Roth Conversion Ladder. Here’s the link: www.madfientist.com/how-to-access-retirement-funds-early/ Also, some people will invest in an index fund in their 401k, Roth IRA, and brokerage account. Then when they retire early, they will withdraw from the brokerage account first since there isn’t an age penalty, then do 401K, and then do Roth IRA last since they don’t pay taxes. Or you can do Rule of 72.

Never too late

@@RobertBeedle Agreed- Some people who call Dave Ramsey say they have nothing at age 65 and have to try to come up with a million to retire so it could be worse

i thought you were in your twenties.

@@kymmieg6110 That’s the best compliment <3

@@alfredlape whatever you are doing keep it up. ❤️

Not sure since I used a MacBook Pro

Thanks- means a lot🙏🏼

Wow, tech flats by hand- that would take me so long! Are you based in Los Angeles? Thank you for your support- Appreciate you! I’m age 41 now & this is what I wish someone told me in my 20s.

@@alfredlape Yes 😍 I’m out west now , but I have worked in NY for a few years . I use to work for Jones of NY , DKNY and a few other bridge abs mass market brands . I’m 10 years older than you . Illustrator has so many steps . It’s like a geometry class . I use a lot of the other adobe programs . I’ve even used photoshop to do my CADS on , can you believe it 😅 As far as the investment strategies, it’s never too late . I think Warren Buffet , was in his late 50s when he started seriously investing 😌👍🏽

@@lkay90888 Oh wow- I remember I wore so much DKNY in high school & you were probably behind it! Yeah, I remember trying to learn illustrator, was so hard in the beginning. That would be too hard to do CADS in photoshop. Thanks for sharing, I find it interesting!

@@alfredlape DKNY was that label back then , my best friend went to Tommy Hillfiger and another buddy of mine went over to Phat Farm . Back to illustrator ,Yes it was very hard and time consuming working on photoshop! Thank goodness, I finally found my way around illustrator! It took a while , but I finally got a grasp of it 😝

Happy to hear it helped! I don’t know your full situation. Are you on track for retirement? No one told me you need at least a million for retirement. Do you live in a high cost area? Household income? Would renting forever be bad? Why do you want to own? The reason I made this video is that I worry about people b/c the data says 50% of Americans have zero for retirement. Median Vanguard balance of a 60 year old is $200,000 which allows them to live on $667/month. Imagine living on $667/month? Some people paying $1,500/month on property taxes forever. I don’t want to see people in these situations b/c they didn’t know the top wealth killers like homes and cars. Mathematically, it’s best to spend as little as you can on housing and invest the difference. Like if you own, after 30 years you could have $1.8 million versus renting could have $12 million. I’ve studied happiness and took the most popular class at Yale for free online by Laurie Santos called Psychology and the Good Life, which became Yale's most popular class in its 319-year history. They talk about some counterintuitive things that make people happy like studies show that happiness levels increase when people give money or time to help others than to buy something for themselves. Or one of the top books on happiness by psychologist Sonja Lyubomirsky called The How of Happiness talks about the same kind of counterintuitive things you wouldn't expect would make people happy based on data like: Make a list of the worst things in your life that could happen- Like your children dying from a plane crash; It will immediately boost happiness levels and be grateful. There is a term called hedonic adaptation- People are happy when they buy things but the longer they have the item they adapt, it becomes normal, & they are no longer happy with the item. People are happy with the new house, then they adapt and it becomes normal, & they are not happy. People are happy with the new car, then they are not happy with it anymore b/c we get used to it. People then buy a bigger house and more cars & they still aren’t happy. Nothing to wear with a closet full of clothes, some with new tags they never even used, & are not happy. The more materialistic you get, the less happy you become If you study happiness, reframe your mind, & think about every purchase as: If the doctor said you have 2 weeks to live- What moments of your life would you remember? The big house? Being at Prada? The Mercedes? Most people would say moments with fam.

Wooooo INFJ pisces gang- First time meeting one!

I spit out my water lolololol

SAME!!! 😂

Bruh same 😂

Same here fr fr

Yes, same 🎯 🎯 🎯

Thanks, means a lot!

Happy to hear it helped!

Yeah, I couldn't find a video of someone actually charging a MacBook Pro with the Anker Powerbank so I decided to make a video about it so people know how it works

i appreciate it. tho after watching your video and went back to buy a good deal on best buy ipen box i saw it was gone lol it was sellig for 110, what a deal i missed@@alfredlape

Maybe you have a defective powerbank and you could exchange it, that's what I did. Or you can try using MacBook cable...

You're welcome <3

Happy to help with your journey <3

Thanks, means a lot🙏🏼

Good to hear it helped! I want to make an updated video but it took me a week to film and edit and time is limited right now..

Yes, you can invest money you get from working. The IRS calls it earned income. Earned income includes all of the following types of income: Wages, salaries, tips, and other taxable employee pay. If you make over $153,000/year, you can’t invest in a Roth IRA

Yeah, I didn't know what to expect- I assumed it would charge 5 times like my Anker for my iPhone. In the video, I just charged it normally using the cord from the MacBook charger to Anker. I heard if you charge through the USB-C port some people's Macbooks crashed?

Happy to hear it helped 🖤

That’s nice of you to fix his shirt! Happy to hear it worked out!

I remember when I first started to invest I couldn't find a video from start to finish and I learned from reading 10 books- I just wanted something straight to the point!

The compound calculator is not for the investment platform- It’s to calculate index fund returns. For example, many millionaires invest in an index fund inside their ROTH, Traditional IRA, 401k, & brokerage accounts. Hope that helps

Thanks!

Happy to hear it helped- I wish there was a video like this when I first opened my account since it was confusing!