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Rob Freeman | Securing The Built Environment
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Добавлен 29 авг 2008
Subscribe for regular videos on cybersecurity, energy and climate technology business. My videos break down clean energy business topics and strategies to help you manage cyber security risks, save money and succeed in the changing built environment.
Is Your Smart Garage Door Opener Spying on You?
Episode 139: I recently had my garage doors replaced and once the installation was completed the installer left me with some basic instructions on how to use my new LiftMaster Opener - 84504R which is equipped with cameras and WiFi connectivity via a mobile application called MyQ.
The installer described how you can use the mobile app to open and close your garage doors remotely… I asked, “why would anyone ever need to do this?” He described some examples like letting your neighbor into your garage or letting a delivery guy in. OK, so in 20 years of homeownership I never knew I suffered from this problem… This lead me to believe that most others probably haven’t either.
Anyway, apparently...
The installer described how you can use the mobile app to open and close your garage doors remotely… I asked, “why would anyone ever need to do this?” He described some examples like letting your neighbor into your garage or letting a delivery guy in. OK, so in 20 years of homeownership I never knew I suffered from this problem… This lead me to believe that most others probably haven’t either.
Anyway, apparently...
Просмотров: 29
Видео
How to Turn on iCloud Private Relay
Просмотров 93Месяц назад
robfreeman.com/icloud-private-relay-vs-vpn-which-better/ - iCloud Private Relay keeps your internet activity private, similar to a virtual private network (VPN). It hides your IP address and browsing activity in Safari and protects your unencrypted internet traffic so that no one - including Apple - can see both who you are and what sites you’re visiting.
Is iCloud Private Relay Better Than a VPN?
Просмотров 1,1 тыс.Месяц назад
robfreeman.com/icloud-private-relay-vs-vpn-which-better/ - If you’re concerned about cybersecurity, and you should be (I think you should develop a healthy level of paranoia about basically everything online today), you may have questions about iCloud Private Relay, Apple's answer to a VPN... And whether iCloud Private Relay is better, or worse or comparable to a VPN? Approximately 850 million ...
How To Calculate Net Present Value
Просмотров 20Месяц назад
robfreeman.com/npv - A present value calculation, also called a “net present value calculation”, determines the present value of future cash flows through a process called “discounting”. Discounting is the opposite of compounding. If you are investing in a cash flowing project that offers a tax credit, such as a solar project, you can use a net present value calculator like the one at robfreema...
Social Engineering Tactics Exposed
Просмотров 557Месяц назад
robfreeman.com/what-social-engineering-cyber-security/ - This past week I listened to a podcast (soundcloud.com/junsethsworld/interview-with-a-social-engineering) of a social engineering call by a podcaster named Junseth. The episode was subsequently taken down, but I’m including the original URL is here… You can still find clips of the recording on X (formerly Twitter) if you search for “junse...
Why Is Cybersecurity Important for Critical infrastructure?
Просмотров 332 месяца назад
Cybersecurity is crucial for critical infrastructure for several reasons: 1. Critical infrastructure systems like power grids, water treatment facilities, transportation networks, and communication systems are essential for the functioning of modern societies. Any disruption or failure in these systems can have severe consequences, including potential loss of life, economic damage, and national...
How Bitcoin And ESG Are Aligned With Similar Goals
Просмотров 302 месяца назад
robfreeman.com/how-bitcoin-and-esg-are-aligned-with-similar-goals/ - Criticisms about bitcoin's energy use often lead people to believe that Bitcoin is contrary to the goals of environmental, social and governance (ESG) compliance… However, as people get smarter about how the technology works, evaluations of bitcoin and ESG suggest that the opposite is true. Indeed, when examined through the le...
Are Carbon Accounting Jobs In Demand?
Просмотров 692 месяца назад
robfreeman.com/what-carbon-accounting/ - Carbon accounting involves the measuring and management of carbon emissions in the fight against climate change. As part of a climate change career, carbon accounting has emerged as an essential skill in the battle against global warming… As a carbon accountant, you play a vital role in quantifying, tracking, and mitigating greenhouse gas emissions. The ...
What Is Direct Air Capture Technology?
Просмотров 625 месяцев назад
robfreeman.com/direct-air-capture/ - Direct air capture is not a single, monolithic technology but rather a spectrum of techniques. Broadly, DAC systems can be classified based on their sorbent material, either solid or liquid, and the energy source utilized, which can be renewable, non-renewable, or even waste heat. The CO2 captured is then sequestered underground, used in commercial applicati...
Will The Cybertruck Become The #1 EV Truck in America?
Просмотров 726 месяцев назад
robfreeman.com/tesla-bidirectional-charging/ - Electric vehicle sales are ramping up and Tesla continues to dominate every other EV manufacturer in terms of sales. One investor called "tesla larry" on X, formerly known as Twitter, predicts that the Cybertruck will become the "single most popular vehicle in the United States, ahead of the Ford F one fifty". The investor cites the two million Cyb...
What Are Carbon Credits?
Просмотров 606 месяцев назад
robfreeman.com/what-carbon-credits/ - What are carbon credits? Carbon credits are a key component in market-based strategies to reduce greenhouse gas emissions. A carbon credit is a generic term for a tradable certificate that, like a permit, allows the holder to emit a certain amount of carbon dioxide or other greenhouse gases... One carbon credit permits the holder to generate carbon emission...
Anaerobic digestion Insurance for Biogas Facilities
Просмотров 112Год назад
robfreeman.com/what-anaerobic-digestion-insurance-cover/ - Anaerobic digestion insurance should cover the risks involved in the capturing and refinement of biogas... This process involves chemical compounds, both toxic and volatile, as well as non-toxic materials that may be considered “pollutants”. Unfortunately, the standard commercial general liability (CGL) insurance form excludes pollution...
What Does Net Zero Emissions Mean?
Просмотров 147Год назад
robfreeman.com - What does net zero emissions mean? The overarching appellation “net zero” has several meanings… At the global level, achieving net zero emissions means getting carbon emissions from the global energy sector to zero - or as close to zero - as possible by utilizing clean energy, or energy that produces no greenhouse gases. Net zero does not mean using no energy. However, because ...
What Does a Solar Developer Do and What Insurance Do They Have?
Просмотров 451Год назад
robfreeman.com/ - In this video, we’re going to talk about what a solar developer does and where insurance fits into the job of a solar developer at various stages of the process. If you’re familiar with the concept of a real estate developer, a solar developer is very similar to that… However, unlike constructing a new real estate project, with a physical building for residents or commercial u...
What Is Operating All Risk (OAR) Insurance?
Просмотров 196Год назад
robfreeman.com - What is Operating All Risk (OAR) insurance policy? An operating all risk policy, also called an operational all risk or OAR policy, is a type of property insurance coverage that protects solar, wind and other renewable energy projects after construction once projects are operational. Once a project has been placed in service, an OAR policy covers the cost to repair the project ...
EV Charging Station Insurance and Risks
Просмотров 620Год назад
EV Charging Station Insurance and Risks
Tesla Bidirectional Charging Changes Everything
Просмотров 4,9 тыс.Год назад
Tesla Bidirectional Charging Changes Everything
How Does Section 179d (aka the "Green Building Tax Deduction") Work?
Просмотров 1,3 тыс.Год назад
How Does Section 179d (aka the "Green Building Tax Deduction") Work?
Does Moore's Law Apply to Solar Panels?
Просмотров 91Год назад
Does Moore's Law Apply to Solar Panels?
Solar Panel Installer Insurance To Avoid
Просмотров 119Год назад
Solar Panel Installer Insurance To Avoid
What Is DSU Insurance Coverage? (Delay In Start-Up)
Просмотров 358Год назад
What Is DSU Insurance Coverage? (Delay In Start-Up)
Insured Value Greater Than Market Value?
Просмотров 123Год назад
Insured Value Greater Than Market Value?
How Did Babcock Ranch Survive Hurricane Ian?
Просмотров 322Год назад
How Did Babcock Ranch Survive Hurricane Ian?
Snare for effect 🧐
Solar panels are a complete scam! We just had a hail storm and Allstate will cover taking the panels off and reinstalling but not covering the busted panels!
Great Job Rob...very well explained ... Thanks
Thanks!
Nice video but lose the background music. It's distracting and unnecessary.
😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂 ok I’m done laughing now. Nevermind 🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣
Truly a great video! Really enjoyed the way you described it : )
Thank you 👍🙏
what if there's negligence? like if I trip over equipment that was left out by a vendor of the landlord and get injured, am I still not able to sue if there's a hold harmless clause in the agreement between me and my landlord?
Every situation is different so I can’t say specifically of course, but in this case if you do not have a HH agreement with the vendor of the landlord you may be able to sue the vendor.
I have a B.S. in Environmental Resource Management from Penn State. What are the next steps that I should take if I want to enter the Carbon Accounting field?
There are some specific carbon accounting courses available that could prepare you for a career in carbon accounting… Or you could apply for internships or starting positions as an environmental analyst where you have responsibilities related to carbon accounting.
There seems to be a "game changer" almost every day...hard to keep up with. Meanwhile EVs sales are tanking. And owners of EVs are crapping in their pants because of the extreme depreciation...
EV sales are under pressure I agree… But Tesla sales aren’t tanking… The Model Y is the number one selling car on the planet.
If i have a mortgage but i am renting my home, do i need to remove homeowners to landlord??
Sorry, I don't understand the question... Please rephrase.
These videos are very helpful and I appreciate them. Thanks!
Thanks for the feedback!
👍 *promosm*
You look like Tom cruise
what happens if the roof needs to be replaced? i am looking at a house with Tesla Solar ppa. how much of an ass ache is it to get them there to take the panels off and put them back on and how costly is it? god forbid you find a number and have a conversation with them.
You usually have to pay a 3rd party to remove the solar panels if you want to have the roof replaced.
Soft music is good for focusing!!! thank you
Thank you Rob for the informative VIDEO. I felt the background music was distracting. It would be great if you don't mix the background music.
Hi Rob. I have a back attached deck with a roof canopy on a raised ranch home. In January the roof of the deck collapsed due to the heavy weight of snow. My village says the roof to the deck can not go back up because the deck is no longer in code and needs to be replaced as well, in order to put the roof back up. I have Building Ordinance of Law coverage. My claim has been denied because my insurance is telling me that since the deck was not damaged they will only pay for the roof. They won't pay to replace the deck. I've argued with them that is what OL is for and they insist its not. Am I wrong?
I'm not sure but if the damaged portion of the building (canopy) was not to code and needed to be replaced then that might be covered, however they're referring to the deck itself which wasn't damaged. You should check if your policy includes coverage for "Coverage A" which includes the undamaged portion of a building that may need to be demolished.
Does the credit only work for commercial buildings? Are there any credits for multi-family residential buildings /mixed-use buildings?
Yes, I believe the credit applies to MF buildings as long as they're at least 4 stories... Note this is a deduction, not a credit. The ITC is a credit that MF buildings (and single family homes) can take advantage of. Here's a link to some options: robfreeman.com/profit-solar-energy/
Hi if i have margage house and I want to build new house the margage lender will accept the builder risk insurance or no
You can do without the annoying background music
Great info. Music is a little loud. Next video turn volume up so we can hear you better and lower the music.
Thanks. Yeah, need to work on that... 👍
Rob, Question: How does one entity or company consult to make money off of 179D? I am trying to figure out how certain business makes money from this consulting. Please advise.
You could just help companies identify the ECMs that make the most sense and/or then act like a GC to help them implement everything.
So if I have a 4M general aggregate and my per project aggregate limit is $10M, what are the total limits I have?
Thx.
It's all a hot racket to nickle-and-dime everyone. 😔 Of COURSE my 1949 home is not up to 2024 code! FORCING people to pay EXTRA for some special "old house" coverage is immoral. Of COURSE things have to be rebuilt up to code. FORCING someone to BUY some EXTRA coverage or you won't fix their home, means that the insured was NOT insured to BEGIN with then. This is essentially a new insurance SCAM that leaves insurers an OUT. They don't have to cover ALL code upgrades under this Ordinence of Law coverage either-they can CHARGE you, while NOT covering this, this, this-you know-all of the EXPENSIVE stuff! So we pay them EXTRA, while STILL having to pay out-of-pocket AND a deductible. THAT IS NOT INSURANCE. "Your policy covers blah, blah, blah, but you are responsible for the $150,000 upgrade over THERE, because we don't. Sorry." They pay $110,000, we pay $179,000. Sounds fair! 😡
And an admitted company pays toward a state guaranty fund of sorts (maybe called a solvency fund), so that if the company goes out of business the state pays the carrier's claims (up to a state-specified limit).....At least thats what I heard from my insurance retail agent today. Does this sound right Rob?
I am thinking about this right now and this video was very helpful. Thank you!
I don't see where you posted / shared about how the flip side and recapture work. Can you, please, explain these in the context of this video? (The video was very simple to understand, so appreciate something similar.)
Are you referring to the risk of the terms of a tax equity deal not being honored by a tax authority, like the IRS? I did a video on that too, I can send you if you want. Let me know.
What should 20 acres decommission bond cost?
Depends on factors such as the terms of the bond requirement, the bond issuer and the experience of the team negotiating on your behalf with the obligee.
@@RobFreeman I'm just a person with a large plot of land and have been approached by a solar farm company who want to lease or buy my land. The land is not for sale, but I am considering a 35 year lease for a 20 solar micro grid out of 119.18 I own. I want a bond in place to make sure they clean up the mess when it is all over especially because I will be 95 years old at the time the lease is up. So with this said how much do you think a bond will cost for total clean up and restoring my land back to original nature?
So in other words the employer is ultimately responsible for employees stupidity and screw ups.
Certainly a possibility...!
Only to he extent that they have failed to identify that this was a risk and taken steps to eliminate or mitigate that risk. Good processes matter.
THANK YOU, GREAT POINT, CYBER TRUCK. SOLAR 12K, ruclips.net/video/TtQm34QopN8/видео.html .
If you are a property owner in an urban area close to any major city, perhaps your biggest risk factor is criminal activity around your charging stations and these claims could eclipse your liability insurance many times over. Patrons have a reasonable expectation of safety. Mostly the crime, is panhandling, but it can become far more aggressive especially if you are a woman. Good lighting is important, but not much of a deterrent for addicts at all….they just wear masks and wait until the EV driver exits the vehicle. If poorly lighted….yep we would sue you on behalf of the client for sure. If there have been multiple incidents, and you have not provided for security, regardless of lighting, you will be sued for sure. Charging station security ended any possibility of an EV road trip with my wife….too scary.
Yes, security is very important.
no
Im surprised how many people dont do their research on power purchase agreements before making a 25 year commitment. it's crucial to research the real costs involved. I recently wrote an in-depth article about power purchase agreements. you can read it here illinoisesolarpros.blogspot.com/2023/12/what-is-solar-power-purchase-agreement_0622736913.html
Regular software updates are crucial, often including security patches for newly discovered vulnerabilities. Implementing additional security measures like two-factor authentication, secure socket layer (SSL) encryption, and verification APIs can further protect your online transactions. 😊
Yes 💯... 2FA is really a minimum for most people to have to start building a baseline of cybersecurity.
Interested in buying townhome with PPA. After Googling the company it appears that there are a lot issues with CS. Payments are not being posted, member's are paying late fees, ACH is no longer available, invoices are received late therefore creating late fees.... 31 complaints in all. Seller did not reveal this to me yet; I have not gone into depth about their contract. I am unsure if they are having issues with CS and this company. What shall I do? Should I see if he could give pay half and I pay half of the remaining 9 years? I do love the townhome and it's reasonably priced. I just don't want all the hassle with this solar panel company. Realtor email me contract which started at $77 dollars when they first received the panels. So does this mean that my monthly payment would still be based on what I use?
Sorry for the delay, what is CS? Are you referring to community solar? From what you described it sounds like you may potentially be walking into some headaches with this company.
@RobFreeman Thanks for getting back to me. CS is for Customer Service. Sorry, seems like I'm always in a hurry these days. And yes, I agree. Thanks again.
@@karmelabun1999 To answer your last question, I would assume your monthly payment will still be based on usage under the terms of the PPA. You may want to have an attorney review the PPA agreement to see what your rights are.
Does ACV include the cost of labor or is the labor supposed to be added?
Are Homeowners eligible for the solar ITC & PTC or just commercial investors in solar?
Homeowners can take advantage of the ITC on solar, etc... However, the rules are different for commercial. Never heard of a homeowner using the PTC.
Would a homeowner use Form 5695 for the ITC; if not, which IRS form?@@RobFreeman
Great explanation but please reduce the background music 😢
Thanks!
The other thing VTG would enable is the ability to transfer power from one vehicle to another. I wonder if anyone has a patent on a EV "jumper cable" that tricks the host into thinking it's supplying the grid and the other car thinks it's at a charger. This would allow any compatible vehicle to rescue a dead EV anywhere.
Good idea!
This video is super helpful in explaining. I was confused and really appreciate the definition. Just incase no one has mentioned this, the background music is really distracting. A little too loud so its hard to hear your explanation.
Thanks for the feedback, I appreciate it!
So the 30% tax credit is separate for the bidirectional charger is separate from the home solar 30% tax rebate?
Sorry for the delay, they're different tax credits under the IRA. The bidirectional charging one is under "EV charging infrastructure" and is limited to $1,000 of tax credits, I believe. Check with your CPA. Whereas the home solar 30% tax rebate is not limited to $1,000... It could be much higher depending on the cost of the system.
Would the landlord want to be listed as Additional Insured or Additional Interest?
Does it cover water damage from my upstairs unit? She was found not negligent
If the solar system is engineered to overproduce actual consumption the utility savings are destroyed.The annual escalator also compounds over time Eroding the 🎉.savings as well
🤔 sounds like it would not cover you as the landlord. If the home is both habitable. But the tenant decides not too pay. In other words does landlord insurance protect you if your tenant is refusing too pay rent. And the evictions proceedings is taking too long where as there living the life of the lease and then some.
Very helpful thank you!
Thank you!
I am retired from what was the largest investor-owned electric utility in Texas. I spent most of my career with the company as an accounting manager and audit director. Even in the 70s we had interruptible power contracts with large commercial and industrial customers. If they agreed to reduce their load during peak times, we paid them an incentive. If I remember correctly, it was a credit on their future electric bills. In addition, they saved money because they were not using as much energy. In the current ERCOT market, except for the municipal and the co-op electric utilities, generation, transmission, distribution, and Retail Electric Providers (REP) are separate entities. This summer has been brutal, and a number of big users, as I understand it, have demand response contracts. One of them is a bitcoin mining operation. They agreed to ramp down their electric requirements and will get a credit on their future electric bills. Who gives them the credit, i.e. REP, ERCOT, generator?
Good question. I believe it is ERCOT but not 100% sure.
Hi Rob, thank you for the video. Do you know how long it takes to get malpractice insurance at a family clinic?
No problem...! It shouldn't be difficult to get. Depends on different things like the size of the family practice, location, type of medicine, and if they've had any claims, etc.