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It may do nowadays

If they accept it yes.

@@SageFinance Walmart didn't

It’s definitely a growth etf but there is a bond one similar. www.ishares.com/us/products/239713/ishares-core-sp-us-growth-etf

Yeah I’ve seen that combo a lot! Do you have them?

They haven’t made it and I doubt they ever will unfortunately. Have you looked at other electric bikes?

What about afterpay?

​@@SageFinance thank you for your reply. I was with samsung financing their partner was td before but recently samsung switched to affirm. AFFIRM HAS a problem of not able to verify identity. I called the affirm they told me to call samsung and samsung customer service was as bad as affirm they dont even know that their financings terms and conditions states about financing! While affirm was making me apply for a loan which can have interest.

No worries 🙂

With buy now pay later no but if you choose to get a loan option yes. What option are you looking at?

@ I did six months with interest so I just wanted to know if I paid that before six months due the interest still count

Consistently repaying on time will help improve it. Basically don’t miss any payments

It’ll automatically come out but you’ll set up your bank account with them for direct debits.

@SageFinance ahh that not to bad that

What are you trying to buy?

@ shocks

Yeah sure can. There’s a few all in one ETFs that seem popular. Do you own it?

Depends on the loan you select but if it’s buy now pay later there’s a down payment and then ongoing payments. What option were you looking at?

Not sure if they show you purchasing power at the moment but if they approve you for buying an item then it’s good 👍

I am surprised that you mention Susie Richardson here. I recognized this woman at a conference in 2018 and we met afterwards.

I want to tell you today that Mrs. Susie Richardson was mentioned here. A family friend recommended her to me when I was living in Italy during the Corona crisis. She is amazing.

How did you do that please? I am a beginner in investing. Can you guide me?

SHE'S MOSTLY ON TELEGRAMS APPS WITH THE BELOW NAME

@ExpertSusie💯

Thanks for watching! What ETFs do you own?

@SageFinance QQM, VUG, VYM, SCHD, VTI

The fees on NDQ are a lot higher and the companies in the Nasdaq 100 are in VGS anyway. I can’t recommend if it would be good to add NDQ as it’s really up to you. VAS and VGS is common for a good reason though 👍

@@SageFinance yeah fees are very high maybe stick to the Vgs anyway Thanks

Not sure

Thanks 🙂

Good point 👍

What are you planning on buying with it?

Yeah they’re both great too. I’ve made videos on each 🙂

@ okay good hahah

👍

No worries

Thanks!

Hmm that’s an odd one I haven’t heard before. Is there another payment option?

@ I’d like to apologize in advance for the long paragraph😅 well I can pay with a credit or debit card, PayPal, or something else I forgot. But I wanted to use affirm since it’s better when ur on a budget. Also on the “give consent” screen there was only 2 buttons I could press which was the terms and conditions and face recognition or some other weird stuff which would take me to a different site. On that different site I then scrolled down and even read everything and still there’s no button or option to give consent or accept the terms. Honestly I’m at a loss on that one

If it’s available where you’re moving to you should be able to keep using it

You get the item straight away when you pay the down payment. Ongoing payments from then.

@SageFinance ok that sound awesome

Yeah those larger tech especially software companies with high margins can scale much more

@ hard to see it just continuing forever

@@stevepalmer7815 why

​@@stevepalmer7815 It never does

I’d prefer going with more well known brands like affirm, Klarna or even afterpay. Have a look at what each one offers to see what you prefer 🙂

I do have another video comparing lots of these apps for different applications

I haven’t heard of emi. What is it?

@@SageFinance in emi you pay your bill every month or week

Yeah age may have been a factor. Make sure you pay it off on time though. What are you planning on using it for?

Yeah it’s one of the more popular ones! What else do you own?

@ SCHD and VOO are my other 2 main ETFs. I own a few more but not significant amounts of them. I also own AAPL, PLTR & NVDA.

It goes back into your brokerage account. There’s two trading days wait for the money to be accessible for redrawing though but that’s standard.

Thanks. Thats the cash account with broker

What does the app say is the issue?

@SageFinance it said we couldn't approve you due to your credit history so basically I got good credit just no history and nobody will give me a chance to have a history🤷‍♂️

@@SageFinance it said it couldn't approve me Due to my credit history So I got good credit but I just don't have no history and nobody would give me a chance🤷‍♂

Sure has

@@markross1471 Seems popular

@@marcussurleyadventures1928 it’s quite expensive. What do you prefer? IVV?

Yeah they’re quite expensive. What ETFs do you prefer?

@ low cost vanilla ETF ivv 40%, veu 30% , A200 20%, AAA 10%. If i wanted buy a satellite ETF on the next correction, to compliment my core, it would be QLTY

@@marcussurleyadventures1928 Yeah that’s a nice spread. I’m thinking of A200 and BGBL going forward instead of VAS/VGS.

@@SageFinancecurrently own it might sell it and up my % to 50% IVV 50% IOO🫣

👍

Yeah it’s done well

If they offer it as a payment option they should honour it. Did you try this?

When you go to check out of an online store?

Can never say never with the government changing rules but they would hopefully give plenty of notice. You need to let the ATO know when you’ve signed the contract to buy a house otherwise they can put out back in super after you’ve taken out our. I’m currently doing this now as our contract signing has been delayed. We get 2 years though to sign after pulling the money out. 1 year with 1 year extension.

It would be for the ongoing repayments after you’ve made the purchase

@ thank you bro!

Yeah US tech has been a good performer

@@petersweetman3252 👍