The Spectacular Rise (and Imminent Collapse) of Private Equity

Поделиться
HTML-код
  • Опубликовано: 21 дек 2024

Комментарии • 1,4 тыс.

  • @HowMoneyWorks
    @HowMoneyWorks  8 месяцев назад +44

    Thanks to MANSCAPED for sponsoring today's video! Get 20% OFF + Free International Shipping with promo code "HMW20" at manscaped.com/howmoneyworks

    • @Liam-we8fm
      @Liam-we8fm 8 месяцев назад +2

      uncle D

    • @bgiv2010
      @bgiv2010 8 месяцев назад +1

      Capitalism never lives up to the promises it makes to those who don't own any capital and we're all always paying for it in the end. If you're getting "too big to fail" vibes, then you're only barely paying attention.

    • @kaushikpaul7391
      @kaushikpaul7391 8 месяцев назад

      😊😊😊😊😊😊😊​@@Liam-we8fm

    • @xiahe6708
      @xiahe6708 8 месяцев назад +1

      Small philosophical question, Do you believe you are the body or the brain?
      Follow up question: if you're brainwash transported to another body are you still the same person.
      Extra follow-up question: What is your brain, an AI?
      Extra: In the future of infinity we there is a 99.999 percent chance of a person to be born blind deaf senseless tasteless and also have the inability to smell what is that person?
      Extra: Is it an AI just an amalgamation of electrical signal differing in layers and only reacting to outside stimuli?
      Extra: If what is said is true and we are just memory each infinite within a moment are you a different person, just a brain being transported to a body with memories?

    • @gdragonlord749
      @gdragonlord749 5 месяцев назад

      At my mom's work, part of her retirement is in private equity and she has no say in it. The system is rigged.

  • @drno87
    @drno87 8 месяцев назад +1852

    If it's anything like '08, the government won't do crap until the crash comes, after which the companies get bailed out, executives get massive bonuses, and no criminal charges are pressed.

    • @Saliferous
      @Saliferous 8 месяцев назад +203

      Fun fact. The guy who runs blackrock structured the bailout of 2008.

    • @Xokzu
      @Xokzu 8 месяцев назад +44

      And we suffer

    • @GlueTubber
      @GlueTubber 8 месяцев назад +136

      and don't forget: privatized profits, publicly paid losses.

    • @tomwaitsmencse
      @tomwaitsmencse 8 месяцев назад +11

      Ya exactly. Biden was the vice president then, president now.

    • @answerman9933
      @answerman9933 8 месяцев назад +9

      @@Xokzu Suffer? I see economic crashes as an opportunity to buy at low prices. I am heavy on cash right now for at least the next twelve months

  • @rumplstiltztinkerstein
    @rumplstiltztinkerstein 8 месяцев назад +4179

    Prisons owned by private companies is so insanely dystopian.

    • @scc12321
      @scc12321 8 месяцев назад +565

      Don’t forget hospitals, senior homes, and child care

    • @rumplstiltztinkerstein
      @rumplstiltztinkerstein 8 месяцев назад +89

      @@scc12321100% agree.

    • @jimbojimbo6873
      @jimbojimbo6873 8 месяцев назад +168

      It’s also horrifying in terms of incentives

    • @Stoneface_
      @Stoneface_ 8 месяцев назад +65

      We love capitalism!!

    • @maxb2244
      @maxb2244 8 месяцев назад +10

      So less than 5% in the United States?

  • @andyt1313
    @andyt1313 8 месяцев назад +568

    When I notice an uncharacteristic drop in the quality of service from a business I’ve solicited for years I’ve started checking out ownership. You’ll never guess what I often discovered.

    • @Unleashed_Beasts
      @Unleashed_Beasts 8 месяцев назад +4

      what is that?

    • @andyt1313
      @andyt1313 8 месяцев назад +113

      @@Unleashed_Beasts private equity ownership to some degree.

    • @MrLuigiFercotti
      @MrLuigiFercotti 8 месяцев назад +60

      You actually had to explain it. Lol

    • @sirus312
      @sirus312 6 месяцев назад +6

      The killed Creed Aventus. RIP 2016 creed

    • @gabbleratchet1890
      @gabbleratchet1890 6 месяцев назад +43

      This is happening in veterinary clinics. I notice that our vet was suddenly pushing for all kinds of tests, etc. Sure enough, they had sold the practice to a PE fund that was rolling up vet clinics. I’m just lucky I know enough about medicine from my day job to say no to unnecessary tests.

  • @alexandrumih
    @alexandrumih 8 месяцев назад +1404

    Private equity's ups and downs? It's like trying to assemble furniture without the instructions. Initially, there's unwarranted confidence, swiftly followed by utter confusion.

    • @taxibeats
      @taxibeats 8 месяцев назад +30

      That’s a good way to put it

    • @Luna-xz3ol
      @Luna-xz3ol 8 месяцев назад +21

      The moment I read this comment and thought, “yeah that’s something dumb to do,” someone actually called me asking me to send them instructions for assembling a desk since they forgot the instructions at home.

    • @cipher01
      @cipher01 8 месяцев назад +2

      @@Luna-xz3ol lol

    • @andrewfriedrichs9340
      @andrewfriedrichs9340 8 месяцев назад +11

      Bankruptcy needs to be reformed for these "investments". Let me go to the casino and keep money if I win, but just go bankrupt if I lose. What could go wrong?

    • @osteopathichomeopathicking6154
      @osteopathichomeopathicking6154 2 месяца назад

      Best metaphor!

  • @takethesquid
    @takethesquid 8 месяцев назад +1217

    So you're telling me those guys have been imposing austerity on society just to sustain the illusion of beating the market?

    • @tomlxyz
      @tomlxyz 8 месяцев назад +8

      What's the implication here?

    • @darkjudge8786
      @darkjudge8786 8 месяцев назад

      Anyone who uses the word austerity is a communist. I'm guessing you are a British trade unionist.

    • @ResidentWeevil2077
      @ResidentWeevil2077 8 месяцев назад

      @@tomlxyz Fantasy: everyone is a millionaire
      Reality: everyone is broke and society on the brink of collapse

    • @da_kevin
      @da_kevin 8 месяцев назад +168

      It seems the “free market” many corporations claim to support is not the reality they actually seek.

    • @InnuendoXP
      @InnuendoXP 8 месяцев назад +153

      ​@@tomlxyz The implication that they've leveraged shallow financial instruments to white-ant the productive economy and everyone trying to just do something useful, productive, and get by, suffers, because a stack of speculators are more than happy to pull all the copper wiring out of the house & leave it a decrepit house-shaped husk if their balance sheets can show they're doing the most profitable thing to their clients - the stakeholders - actual customers be damned.

  • @sahajsharma9032
    @sahajsharma9032 8 месяцев назад +1502

    Private equity was always destined to fail. It’s the epitome of the currently endemic system of short-term profit chasing our entire global economy is based upon.

    • @lemonhaze1506
      @lemonhaze1506 8 месяцев назад +15

      Bro you're 8yearold wtf are you yapping about?

    • @BologneseBucket
      @BologneseBucket 8 месяцев назад +22

      Your cynicism is warranted but mind you private equity is a long term investment strategy. They're usually aiming to invest for 5-8 years

    • @FeriqBV
      @FeriqBV 8 месяцев назад

      ​@@lemonhaze1506,I don't think he made his account when he was 1 year old

    • @Guixeopo
      @Guixeopo 8 месяцев назад +132

      wtf thats not long term, its the time a polititian can stay at power and 1/10 of a human life. Longterm for an individual profit point of view. But from a social point of view long term should be more than 20 years, so older generations may not be alive to see the change and new ones would experience it.

    • @khanch.6807
      @khanch.6807 8 месяцев назад

      ​​@@BologneseBucket 5-8 years is very short time. Longe term investment takes 20-30 years to mature.

  • @vylbird8014
    @vylbird8014 8 месяцев назад +333

    Not just America! The same thing happens here in the UK. Thames Water got looted in the same way: Investors brought up the company, had it run huge debts to pay themselves dividends. Debts obtained by borrowing money from those same investors, so they can drain it by the interests. The genius move though? It's a utility. So even though the company is on the verge of bankruptcy, that can't be allowed to happen or else sewers will overflow and taps will run dry - so the government has little option but to bail the company out, including paying off those debts.

    • @omarel-begawy7397
      @omarel-begawy7397 8 месяцев назад +37

      I noticed the same for energy companies in Finland. I guess the whole world is the PE companies playground now.

    • @faustsin9366
      @faustsin9366 8 месяцев назад +24

      I will never forget learning how bad they have it over in the UK! I though America had it bad my god the UK for rentals and what the goverment can do to entire industries is lunacy mate! My heart goes out to you

    • @hurrdurrmurrgurr
      @hurrdurrmurrgurr 8 месяцев назад +52

      How does buying and then indebting a public utility to yourself end without you in prison? Why was a public utility available to buy in the first place?

    • @filanfyretracker
      @filanfyretracker 8 месяцев назад +21

      I kinda think in that situation the government should just seize the water company and leave the investors with an empty bag. F em, they took a chance and now they get to pay the piper for looting a utility.

    • @vylbird8014
      @vylbird8014 8 месяцев назад +27

      @@hurrdurrmurrgurr That second one goes right back to the 1980's. Britain's government at the time was a very strong proponent of privatisation. Mostly on ideological grounds, though they didn't mind the influx of money to fund tax cuts either. As firm believers in the innovative power of private industry and the inherent wastefulness of government bureaucracy, they privatised everything they possibly could - including the water network. Also electricity, gas and telephone networks. As utilities are inherently natural monopolies though, they are still subject to price controls - government sets a limit on how much they can charge, because the customers have no choice in supplier.

  • @hunter99225
    @hunter99225 8 месяцев назад +393

    It really is amazing the amount of times I've seen the mentality of cutting workers to increase profit. It always backfires down the line. But a lot of execs do it anyways because the repercussions don't show up quick enough for it to effect their bottom line. Hospitals are such a great example. One in particular I used to work with refused to hire the proper amount of tech, and cut cost of living raises significantly. Things started to spiral really quickly as more and more people left since they were being forced to work crazy hours with crazy workloads. It got to the point that they just straight up didn't have the correct personnel to legally run the labs.

    • @AlexsGoogleAccount
      @AlexsGoogleAccount 8 месяцев назад +75

      My mom works for a healthcare facility that seems to be going through this kind of process.
      They were bought out by a private company just under 2 years ago.
      Since then, they've cut staff, limited staff-to-patient ratios to below legal levels, hired on people without proper qualifications or certifications, inconsistently pay into the retirement and health insurance accounts (their staff health insurance plan wasn't paid into for several months), stopped paying different bills until right before they would lose service, and they closed off one of the units permanently rather than repairing it after some flood damage.
      They're a psych hospital so it's quite a bit easier for them to get away with illegal behavior than more mainstream hospitals.
      She has a job lined up with another place now and she's transitioning her schedule. The only reason she hasn't left yet is because they've run too low on staff that they've been offering pretty large bonuses for people to pick up shifts.
      But by the looks of it, they'll run it into the ground and will end up displacing dozens of people with medical needs.
      I think that anyone involved in buying up a healthcare facility and purposefully running it into the ground for profit should be charged with medical neglect and reckless endangerment charges for every single patient who has stepped foot in that facility during the time they owned it and that they should be imprisoned without the possibility for parole.

    • @Transbloop
      @Transbloop 8 месяцев назад +28

      Their aim wasn't sustainability; it was swift entry and exit. You see, a boomer can acquire a company with debt, ruthlessly cut expenses, artificially inflate figures, and only face the consequences after reaping substantial profits. Furthermore, in the unfortunate event of bankruptcy, the boomer stands to benefit even further, courtesy of the generous golden parachute awaiting them. However, what they failed to anticipate is the widespread adoption of this approach by many other boomers, leading to the devaluation of the dollar through inflation and subsequent political repercussions. While they may have their millions, the value of those millions will diminish considerably.
      As boomers age, they'll inevitably reflect on where they strayed from the path, only to discover that the younger generation they let down won't be there to offer care but instead to reclaim what's rightfully theirs. While they may try to deflect blame, they'll eventually face the stark reality that their actions have caught up with them. This is evident as more and more boomers find themselves in on the side of the road. One can only hope that whatever gains they obtained were truly worth it in the end, but they're so surface level, they'll never see the errors of their ways and will only continue to cry and beg for help, for which it won't be received. They get what they deserve.

    • @Adzer2k10
      @Adzer2k10 8 месяцев назад +6

      The day of the pillow can't come quick enough.

    • @MrLuigiFercotti
      @MrLuigiFercotti 8 месяцев назад

      🤡

    • @bbbanks6912
      @bbbanks6912 8 месяцев назад +4

      Unlike Boeing's SC plant where they hired managers from fast food chains, per John Oliver or Al Jazeera's reporting I forgot which.

  • @phillipwombacher9635
    @phillipwombacher9635 8 месяцев назад +74

    I’m a nursing home nurse these companies will come in buy up a nursing home cut staff and ignore patient safety I had one place try and tell me having 50 patients at a time was standard practice I got fired for trying to unionize lol

    • @Watchit1337
      @Watchit1337 7 месяцев назад

      that's awful... these companies literally killing people to turn a profit and are only just now getting scrutinized for it... it's sad

    • @benfowler1134
      @benfowler1134 3 месяца назад +3

      You did the lord's work there 👍

    • @kidcoyoteanarchy
      @kidcoyoteanarchy 3 месяца назад +3

      I hope you keep any evidence of that because you could have lawsuit.

    • @WilliamOfficeSupply9832
      @WilliamOfficeSupply9832 2 месяца назад +3

      You have a Federal Civil and Employment Rights Action and Remedy.
      Title 42 U.S.C. Section 1983

    • @alexg3348
      @alexg3348 Месяц назад

      All the best for your future. I hope you landed on your feet and found some new employment. When these companies are only looking after the "bottom line".. everything goes to poop.

  • @alexernst9448
    @alexernst9448 8 месяцев назад +53

    Why does it feel like the people with all the money have just spent the last 15 years trying to come up with increasingly stupid ways to commit securities fraud without committing securities fraud?

    • @kidcoyoteanarchy
      @kidcoyoteanarchy 3 месяца назад

      Because it's true. Bunch of con artists masquerading as business men who think they're are smarter than the system and don't care what damage they leave behind.

    • @Praisethesunson
      @Praisethesunson 3 месяца назад +2

      Because it's easier for them to try breaking the law and hope they aren't punished. Offering a quality service at a decent price isn't the kind of talk that gets you higher quarterly profit projections.

  • @daveharrison84
    @daveharrison84 8 месяцев назад +849

    the parasite kept growing until it killed the host

    • @custos3249
      @custos3249 8 месяцев назад +94

      It's sad people don't get how accurately ecological theory applies to businesses, specifically how dominant capital parasitism is, why it's a problem, and what every company moving to subscription models means.

    • @zbop220
      @zbop220 8 месяцев назад +26

      So great to see like minds on this!
      I wish economists and ecologists would swap research notes.

    • @TrusePkay
      @TrusePkay 8 месяцев назад +7

      Is Capitalism crumbling

    • @howtoappearincompletely9739
      @howtoappearincompletely9739 8 месяцев назад +7

      @@custos3249 Could you explain the problem of capital parasitism and what every company moving to subscription models means, please?

    • @brentt6714
      @brentt6714 8 месяцев назад

      Capitalism is going into more frequent and severe cardiac arrest while our government works frantically to keep it alive at all costs.
      Capitalism is fundamentally unsustainable and it's being artificially kept alive beyond it's lifespan by those in our society who hold all the money/power.
      We can either end capitalism intentionally in an organized transition to the no-no word, or keep suffering through it's death throes until the inevitable catastrophic collapse. Based on what we can see of the US hegemonic power and culture, it's easy to predict where we're headed.

  • @Slide61
    @Slide61 8 месяцев назад +354

    Too small to notice??? If you were one of the small towns that had your local factory liquidated or zombified via an LBO over the last 40 years (vs 20) you noticed.

    • @SnorriTheLlama
      @SnorriTheLlama 8 месяцев назад +4

      Isn’t this often caused anyway from businesses failing to invest in technology to remain competitive, on top of more competition from overseas from lower wage nations?

    • @badart3204
      @badart3204 8 месяцев назад +3

      @@SnorriTheLlamayes but that then becomes partially your own fault for not updating skills and equipment which then requires accountability for your own community

    • @skaownz234
      @skaownz234 8 месяцев назад

      Damn straight

    • @blenderbanana
      @blenderbanana 7 месяцев назад +8

      You mean one lf those small towns that voted for Ronald Regan and de-regulation? 🖕

    • @TheNerdsFromHell
      @TheNerdsFromHell 6 месяцев назад +2

      You should really look up how leveraged buy outs work. If the company was struggling before they then have to pay the parasitic private equity firm 50% of the loan that was taken out to actually buy the company. That shit needs to be criminal

  • @shellylofgren
    @shellylofgren 5 месяцев назад +1407

    America is currently plagued by the hydra-headed evil duo of inflation and recession. The worst part about this recession is that consumers are racking up credit card debt. In April alone, credit card debt went up 20% while rates have doubled in a year. Inflation is so high that consumers are literally taking debt for basic life necessities. Collapse has indeed begun..

    • @donna_martins
      @donna_martins 5 месяцев назад +8

      Every day we have a new problem. It's the new normal. At first we thought it was a crisis, now we know it's a new normal and we have to adapt. this year will be a year of severe economic pain all over the nation.. what steps can we take to generate more income during quantitative adjustment?I can't afford my hard-earned 180k savings to turn to dust

    • @Robert_Seaman
      @Robert_Seaman 5 месяцев назад +3

      This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800,000.

    • @Trevor_Morrow_LTD
      @Trevor_Morrow_LTD 5 месяцев назад +2

      Mind if I ask you to recommend this particular advisor you using their service?

    • @Robert_Seaman
      @Robert_Seaman 5 месяцев назад +2

      Vivian Jean Wilhelm is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment

    • @Trevor_Morrow_LTD
      @Trevor_Morrow_LTD 5 месяцев назад +1

      Thank you so much for your helpful tip! I was able to verify the person and book a call session with her. She seems very proficient and I'm really grateful for your guidance

  • @TheBirthdayhat
    @TheBirthdayhat 8 месяцев назад +412

    man the private equity market seems bloated, if only there where people who where experts on going into a company and fixing it up.

    • @lemonhaze1506
      @lemonhaze1506 8 месяцев назад +8

      If only you could write English

    • @daudimasinde6280
      @daudimasinde6280 8 месяцев назад +58

      @@lemonhaze1506 If only you could use a full stop at the end of your sentence.

    • @dimagass7801
      @dimagass7801 8 месяцев назад +51

      Private equity is the fastest way to fuck up a strong company

    • @kricku
      @kricku 8 месяцев назад +6

      ​@@daudimasinde6280 like some kind of psychopath?

    • @brentt6714
      @brentt6714 8 месяцев назад +17

      Struggling to think of when an announcement of "under new management" resulted in changes that everyone loved ("greater profits" does not qualify)

  • @thedawapenjor
    @thedawapenjor 8 месяцев назад +336

    I always thought private equity was as close as you could get to a pump and dump without going to jail.

    • @catherinesanchez1185
      @catherinesanchez1185 8 месяцев назад +37

      Thats exactly what it is

    • @SnorriTheLlama
      @SnorriTheLlama 8 месяцев назад +3

      Only challenge I’d have is private equity is vast and very different, more so than portrayed in this video. A PE house doing smaller £1m-£20m deals is very different to one doing £500m+ deals. If I’m the owner of a SME £1m profit business and want to retire, if I don’t want to sell to a big trade company in case they make everyone redundant and move production to another country (i.e. I care about my employees), I can sell to my protege in the business who is capable of running it. However, they don’t have £8m to buy my company as they are just a normal hardworking person, so the PE house and a bank steps in to help fund the difference.

    • @widget5963
      @widget5963 8 месяцев назад +15

      @@SnorriTheLlama The PE firm is still gonna step all over your protege and force them to lay off more staff than the business can sustain and outsource as much as possible.

    • @shaunsensei6948
      @shaunsensei6948 4 месяца назад +1

      Yeah because you are not manipulating the asset so it's not really pump and dump, otherwise any short term/long term investment/trade is a pump and dump ie buy low sell high. They are making companies more profitable and then sell their shares, what happens to the company after that isn't their responsibility but the responsibility of the new owner. And if they are destroying a company and then selling it, it's the job of the new buyer to figure out if they are buying gold or shit. Your argument is pretty stupid

  • @jamesodell3064
    @jamesodell3064 8 месяцев назад +131

    Another problem with private equity is when they buy a company load it up with debt and pull out the money they put in and more and then let the company fail because it has to much debt. We have seen this over and over again. There should be claw backs when they do this.

    • @plav032
      @plav032 8 месяцев назад +20

      yep, and only the "company" claims bankruptcy, none of the investors are left holding the bag, its debt on a massive scale with no-one to be accountable. completely baffling if you ask me.

    • @robymaru03
      @robymaru03 8 месяцев назад

      If you think deeply those companies arent the bag, they are the dumpsters, where private equities throw out all their losses.@@plav032

    • @kingnekogon
      @kingnekogon 8 месяцев назад +9

      Really need regulators to put a stop to the Golden Parachute escape hatch.
      Problem is they also benefit from it, so that's unlikely.

    • @SnorriTheLlama
      @SnorriTheLlama 8 месяцев назад +1

      Isn’t all that debt usually put in by the private equity to actually pay for the business, so that money you talk about goes to the sellers of the business not to the private equity house? So if the business goes bankrupt then the private equity actually loses most of their money they originally invested.

    • @widget5963
      @widget5963 8 месяцев назад +4

      @@SnorriTheLlama Depends, but often the PE company will put the debt into the company, so the end result is the company paying for itself and the PE company paying very little. Then they squeeze as much blood out of the company as they can to raise margins in the short term, give it to themselves with dividends, and let it go bankrupt alongside all the debt it owns.

  • @jimmyrustle1407
    @jimmyrustle1407 8 месяцев назад +191

    This channel is always
    "Economy is bad and the top 3 ways to fix the issue will make it worse, so will any."
    I love it.

    • @mikhacoffman4522
      @mikhacoffman4522 8 месяцев назад +27

      Which brings you to “the economy isn’t bad, there’s just bad apples, and humanity and Americans have never lived better and had more opportunity, I just need views so I predict doomsday every Tuesday”

    • @sidethan
      @sidethan 8 месяцев назад +51

      @@mikhacoffman4522 Current economic data doesn't agree with your statement

    • @draneym2003
      @draneym2003 8 месяцев назад +24

      ​@@mikhacoffman4522You'll be singing a different tune once you're on the wrong side of it. Guaranteed.

    • @Aro9313
      @Aro9313 8 месяцев назад +6

      ​@@mikhacoffman4522honestly this is this channel in a nutshell. It's just ragebait.

    • @mikhacoffman4522
      @mikhacoffman4522 8 месяцев назад +3

      @@Aro9313 it also complains about fraud and lack of genuineness on corporations and how they force things on you often then proceed to advertise the dumbest and least useful tool to their audience.
      I overall like the content he puts out but it’s all directed for clicks and views which equals money in his pocket, just like the people he complains about.

  • @Josh-99
    @Josh-99 8 месяцев назад +333

    This happened because we deregulated the markets and refused to just say "no" to acquisitions and mergers.
    We need to regulate the industry and simply stop allowing mergers and acquisitions. We need MORE companies in the market, not fewer. The American economy is stagnating because every time a new company starts innovating, a larger company with more annual income than the GDP of some nations buys the new entrant and invariably ruins it.

    • @themanhimself3
      @themanhimself3 8 месяцев назад +61

      That's become the entire point for most tech start ups. Get big enough for someone like google to notice then sell and consolidate the tech and customers into google.

    • @frankjennings4489
      @frankjennings4489 8 месяцев назад +22

      A lot of that innovation only happens because the possibility of growing big enough to get acquired attracts the necessary capital to fund the innovation. Blanket banning acquisitions would kill that incentive.

    • @EggEnjoyer
      @EggEnjoyer 8 месяцев назад

      Who is “we”?
      The American people didn’t deregulate anything.
      You have to understand that regulations will never work.
      The wealthy ruling class are the government, as in they’re the same people. And so they will just always roll back regulations for themselves, their friends and family.
      And there’s literally nothing you can do about it within the system.

    • @mikhacoffman4522
      @mikhacoffman4522 8 месяцев назад +5

      Every single financial crisis was a very solid argument for having less spread of entities in whatever sectors and having things more concentrated.
      The issue is that no matter how large stupid private equity firms are, the individual (which is you and your small companies) is far far stupider and likelier to fuck it all up.

    • @davidsoares5952
      @davidsoares5952 8 месяцев назад +38

      @@mikhacoffman4522 That's BS... When an individual fucks up, somebody else easily takes their place because their role in the economy isn't large.
      When a big company starts failing, it makes international headlines in newspapers and media, so other big companies and investors that were invested in that big company get worried about their money so they pull it out and make the problem larger and larger.
      That's why many big companies get bailed out by governments, especially banks and investment firms.

  • @hawktondog
    @hawktondog 8 месяцев назад +315

    "its collapsing " :D "and we'll be the ones who have to pay for it" D:

    • @bullydungeon9631
      @bullydungeon9631 8 месяцев назад +24

      Always are

    • @jasminelav.332
      @jasminelav.332 8 месяцев назад

      It's a bit of disingenuous hyperbole.
      PE collapse would just be a repeat of 2008 - lots of people laid off as the termite-eaten driftwood propping their companies up are finally ripped away. But that's about it. And refusing to fix what's essentially mass corruption bc it'll suck for a few years is foolish to say the least.

    • @themanhimself3
      @themanhimself3 8 месяцев назад +79

      It's socialism for massive companies and cold hard capitalism for everybody else.

    • @lukethompson5558
      @lukethompson5558 8 месяцев назад +6

      That’s been the American way since Bush in 2008

    • @darkgardener9577
      @darkgardener9577 8 месяцев назад

      @@themanhimself3 That would be socialism for all.... just because the masses get stuck with the bill doesn't make it capitalism, which doesn't exist in the USA anymore. You can't own private property and you have no right to your own labor.....your own means of production are owned/controlled by the state. That's the opposite of capitalism.

  • @MalevolentElephant
    @MalevolentElephant 8 месяцев назад +153

    The best editing in this niche by far!

    • @HowMoneyWorks
      @HowMoneyWorks  8 месяцев назад +53

      I’ll pass the compliment along to my editors. they work really hard on every video.

    • @MalevolentElephant
      @MalevolentElephant 8 месяцев назад +13

      @@HowMoneyWorks yeah I remember watching your video about your own RUclips channel and you described how you have to pay your editor well so they can do a good job and be motivated. They are killing it?

  • @JohnFraser-zc8cu
    @JohnFraser-zc8cu 8 месяцев назад +213

    Immanent means within. Imminent means to expected to occur.

    • @stereo-soulsoundsystem5070
      @stereo-soulsoundsystem5070 8 месяцев назад +15

      never knew immanent was a word. I thought that was that marshal mathers rapper guy

  • @old_grey_cat
    @old_grey_cat 8 месяцев назад +104

    2:48 The Benjamin Felix tweet translated: Private equity total of individual investment returns rely on unicorn businesses, more of a risky gamble than rather than mixing blue chip with a few blue sky (possible unicorn oneday) public equities.

  • @DeLambada
    @DeLambada 8 месяцев назад +21

    When the last private equity investor was finished with our company it was raining through the roof, we had lost long-term customers due to short-sighted price policies, no investments with a payback period of mor than two year had been done (which covers basically all of the critical heavy duty equipment) and a lot of talent had left.

  • @cmdr1911
    @cmdr1911 8 месяцев назад +34

    My dad is a long time oil and gas CEO/COO. 5 companies all sold to private equity. Takes the buy out and leaves. Private equity kills long term planning and pushes profit over responsible operations

    • @Pyritie
      @Pyritie 4 месяца назад +1

      my condolences

    • @kidcoyoteanarchy
      @kidcoyoteanarchy 3 месяца назад

      ​​@@Pyritieit's not just these private equity firms it's these greedy businesses owners/shareholders willingly selling their businesses for a short term large payoff knowing fully what private equity will do. Nobody starts a multi generational business anymore it's build up a company sell it to your competitors and rense and repeat

  • @DonaldMark-ne7se
    @DonaldMark-ne7se 3 месяца назад +273

    Invest judiciously, keep a stop loss figure. Shuffle between debt and equity wherever the ratio goes too off your target. As for the target, I recommend a Ratio like this Debt % should be equal to your age in years. If you are 20, debt is 20%, reset in equity. If the market falls or rises drastically, your debt % will change, which you should rebalance to 20% and bring back equity to 80%. Thus you would have bought low or booked profit depending on if it was a crash or a bull run.

    • @JacquelinePerrira
      @JacquelinePerrira 3 месяца назад +1

      Starting early is simply the best way of getting ahead to build wealth , investing remains a priority . I learnt from my last year's experience , I am able to build a suitable life because I invested early ahead this time .

    • @kevinmarten
      @kevinmarten 3 месяца назад +1

      I totally agree; I am 66 years old, recently retired, with approximately $1.2 million in external retirement funds. I am debt free and have very little money in retirement funds compared to the total value of my portfolio over the past three years. To be honest, I didn't do all this alone, but with the help of a financial advisor. Having one is currently the best way to trade in the stock market, especially for people nearing retirement.

    • @Jamessmith-12
      @Jamessmith-12 3 месяца назад +1

      Is there any chance you could recommend who you work with? I've wanted to make this switch for a very long time now, but I've been very hesitant about. I'll appreciate any recommendation.

    • @kevinmarten
      @kevinmarten 3 месяца назад +1

      When ‘Carol Vivian Constable’ is trading, there's no nonsense and no excuses. She wins the trade and you win. Take the loss, I promise she'll take one with you.

    • @Jamessmith-12
      @Jamessmith-12 3 месяца назад

      Thank you so much for your helpful tip! I was able to verify the person and book a call session with her. She seems very proficient and I'm really grateful for your guidance

  • @ThisNameMakesNoSense
    @ThisNameMakesNoSense 8 месяцев назад +75

    It'll be really interesting to see what kind of monstrous shifts happen in the market if (when) private equity collapses. Just like you mentioned in the video, a lot of people's money is tied up indirectly in private equity, so it could end up being highly consequential.

    • @xman7695
      @xman7695 8 месяцев назад +2

      Hopefully it's not like in 2008. Doubt many see the underlying risk until everything comes down.
      Rich people will leave first and pension funds and states will be left holding the bag.
      Also, private equity kept racking up debt in bought firms as well while sucking them dry. So many companies may be at risk as well.

    • @fifafan1
      @fifafan1 8 месяцев назад +2

      Hopefully it will be more beneficial for the country. Since they wont control layoffs

    • @BusltinNinthies
      @BusltinNinthies 8 месяцев назад

      If not beneficial for the country, there's RAID THE RICH.

  • @someonethatwatchesyoutube2953
    @someonethatwatchesyoutube2953 7 месяцев назад +17

    Your longtime local dentist may have been bought out by private equity. It’s happening all over.
    Have you noticed an overturn of long time staff or abbreviated appointments?
    Maybe less thorough or friendly care?
    Don’t be afraid to ask and seek out a practice that is owned by the doctor who is caring for you!

    • @benfowler1134
      @benfowler1134 3 месяца назад

      Roll-ups. Yet another PE scam angle.

  • @LifeInJambles
    @LifeInJambles 8 месяцев назад +87

    Aight, I gotta "um actually" here.
    Schrodinger's cat doesn't have a 50% chance of being alive and a 50% chance of being dead, it is BOTH dead AND alive until it's observed. Physicists didn't "use" it to describe quantum mechanics, it's specifically about quantum mechanics, and was a critique of the current understanding of quantum mechanics at the time. It was also, as stated, a critique and was not meant to suggest that that's how things actually work.
    The cat having a 50/50 chance is how things would behave in the standard model, rather than quantum mechanics. The thought experiment isn't about the standard model though.

    • @amistrophy
      @amistrophy 8 месяцев назад +12

      I believe it was used as a thought experiment to demonstrate the absurdity of the framework put forward by QM

    • @LifeInJambles
      @LifeInJambles 8 месяцев назад +8

      @@amistrophy Yeep. Schrodinger thought it was silly to suggest that things would be both yes and no until "observed" and the idea brings up the question of what counts as an observer. How do you define consciousness? Is consciousness necessary for observation? Does a sensor count as an observer? There's a bunch of issues with the idea of wave function collapse and superposition he didn't like (though I don't know that those specific things were things he brought up, those are just the first series of questions off the top of my head).

    • @Mackerel.Lips-the_Drunkard
      @Mackerel.Lips-the_Drunkard 6 месяцев назад

      As long as we're being pedantic, isn't it more accurate to say the car is _neither_ alive nor dead? Neither state can be attained until the set of wave functions we call "cat" collapse.

  • @ganymedeflowers8998
    @ganymedeflowers8998 8 месяцев назад +97

    I've held this view for a long time, and it seems to be an almost non-existent one in the American business landscape, but I very much feel that a truly good business shouldn't seek infinite growth and absolute maximization of profits. Rather, a good business should seek equilibrium. Try to reach a point where your turnover is minimized, your profits are stable, and you're firm in your spot in the market. Make changes not to increase revenue, but because those changes would be genuinely beneficial to customers and workers alike. A good business is a stable business, not an unstable one that's only concerned with short term profits and unsustainable growth.

    • @xv9021
      @xv9021 8 месяцев назад +3

      the problem is communism based profit sharing also known as corporations. If you were a private business owner you would not be chasing each business quarter as if your job depended on it.

    • @Eddybo22
      @Eddybo22 8 месяцев назад +10

      You are very wise to see it that way. Ideally that is the way it should be.
      Unfortunately GREED is the name of the game. They'll never do that.

    • @evanfunk7335
      @evanfunk7335 8 месяцев назад +6

      Those businesses tend to get pushed out of the market by more aggressive firms. Playing fair and being ethical is typically not as profitable, and is therefore typically not conducive to continued success compared to your competition which will do anything to kill you

    • @samurguy9906
      @samurguy9906 8 месяцев назад +1

      Growth gives companies a bit of wiggle room to innovate/keep up with competitors as well as a cushion in case of a downturn. It’s going to be less disruptive having to cut back if it’s a planned expansion you’re cutting instead of existing parts of your business

    • @Icthi
      @Icthi 6 месяцев назад +3

      Totally agree; grow, profit, make value. But do it sustainably, take care of your ppl, your customers , your community.

  • @jimbojimbo6873
    @jimbojimbo6873 8 месяцев назад +251

    You got the schrodingers car example wrong btw, the cat isn’t equally likely to be both dead or alive, but the car is both dead and alive simultaneously until someone opens the box.

    • @patmooney1407
      @patmooney1407 8 месяцев назад +84

      Or is it both a cat and a car at the same time? Interesting…

    • @du_san
      @du_san 8 месяцев назад +71

      And another thing, Schroeders cat wasn't supposed to be a thought experiment, it was supposed to be a critique of quantum mechanics, because if quantum mechanics is true, then the cat would be both death and alive, which is bullshit (to him at least).

    • @zibbitybibbitybop
      @zibbitybibbitybop 8 месяцев назад +25

      The thought experiement doesn't actually describe quantum mechanics properly, though. Quantum particles are probabilistic, which means no, they're not in several places at once. They could potentially be in several places at once, until you observe them and they are in that one spot at that moment. So the cat would be potentially either alive or dead, until you observe it and it's one or the other.

    • @anathardayaldar
      @anathardayaldar 8 месяцев назад +17

      Can confirm, I left a car in the parking lot, and came back to see only a cat.

    • @drno87
      @drno87 8 месяцев назад +2

      The cat doesn't go into superposition. In the usual setup, you have a Geiger counter measuring an atom that decays. Once you measure the atom, it takes on a definite state and the rest of the process is governed by classical physics. The cat can observe whether it's dead or alive before you open the box.

  • @mateo...
    @mateo... 8 месяцев назад +71

    Bain & Co. is a management consultant firm. Bain Capital is a private equity firm. This mistake has been made before on this channel. Please heed feedback from the comments section every once in a while.

    • @BenAguilar-nv1lk
      @BenAguilar-nv1lk 6 месяцев назад +2

      Seriously how can he be this wrong if he's making documentary style videos.

  • @mikkhail
    @mikkhail 8 месяцев назад +44

    Every now and then, I am reminded that this world is built on a giant ponzi scheme

    • @Pseudify
      @Pseudify 5 месяцев назад

      And payroll taxes are the biggest Ponzi scheme in history.

  • @CapeSIX
    @CapeSIX 8 месяцев назад +46

    How many businesses have failed and the upper management got a gold parachute ride to the next business to do the same? I’m not saying if you fail once it’s over… but I’ve got a feeling the business strategy of failing and paying out along the way is a real issue.

    • @Transbloop
      @Transbloop 8 месяцев назад

      Which generation was this?

    • @pauld.b7129
      @pauld.b7129 8 месяцев назад +3

      You'd think, but "failure" to the public, and to a company are two different things. The sad part is, our system is set up so that the rich basically can't lose. Even when a company fails, everyone on top most likely benefits from it happening. They'll always find a way to spin it where they don't lose

    • @Transbloop
      @Transbloop 8 месяцев назад

      ​@@pauld.b7129 Shocking.
      It seems like we're part of a community, and fostering a society built on strong morals and trust could potentially benefit everyone. However, there's a prevalent desire for individuals to be degenerates instead and wonder where it all goes wrong.

    • @CapeSIX
      @CapeSIX 8 месяцев назад

      @@Transbloop well a company’s only goal once they go public is to make money for shear holder value. It’s not to the customers, it’s not to the employees. If they run the company into the ground it’s okay because they milk money and take out loans along the way. I truly think we will see Tesla go down in the coming years. Everyone’s gonna act surprised tho and attack me for thinking that.

  • @abdullahrafique5526
    @abdullahrafique5526 8 месяцев назад +126

    Shouldn't the photos of Bain& Company be Bain Capital? The consulting firm doesn't do PE; but Bain Capital does. They have different Logos

    • @OwenRULESSS
      @OwenRULESSS 8 месяцев назад +37

      This happens in every single one of his videos.

    • @BenAguilar-nv1lk
      @BenAguilar-nv1lk 6 месяцев назад

      @@OwenRULESSS That's bad. Sloppy, and the research is probably off too.

    • @Pseudify
      @Pseudify 5 месяцев назад

      That’s what you get when every Tom Dick and Harry can create content and gullible people just keep eating it up as if it were gospel.

  • @bblegacy
    @bblegacy 7 месяцев назад +8

    I worked as a business analyst in a PE firm for three years and left because I just could not stomach the business model and business practices any more so I quit. I can only hope that the end for all of these greed motivated sham firms comes suddenly, catastrophically and as soon as possible if the US wants to survive more than another decade as a free country.

  • @jerrycampbell-ut9yf
    @jerrycampbell-ut9yf 3 месяца назад +310

    fear a housing crash due to people buying homes above asking prices with little equity. If prices drop, affordability and potential foreclosures may arise, worsened by future layoffs and rising living costs. I want to invest more than $300k, but I'm not sure on how to mitigate risk.

    • @Peterl4290
      @Peterl4290 3 месяца назад +3

      Consider reallocating from real estate to other reliable investments like stock, crypto or precious metals . Severe recessions offer market buying opportunities with caution, as volatility can yield short-term trading prospects. Not financial advice, but it may be wise to invest, as cash isn't ideal in this period.

    • @larrypaul-cw9nk
      @larrypaul-cw9nk 3 месяца назад +1

      It's often true that people underestimate the importance of financial advisors until they feel the negative effects of emotional decision-making. I remember a few summers ago, after a tough divorce, when I needed a boost for my struggling business. I researched and found a licensed advisor who diligently helped grow my reserves despite inflation. Consequently, my reserves increased from $275k to around $750k.

    • @sabastinenoah
      @sabastinenoah 3 месяца назад

      nice! once you hit a big milestone, the next comes easier.. who is your advisor please, if you don't mind me asking?

    • @larrypaul-cw9nk
      @larrypaul-cw9nk 3 месяца назад

      Well, there are a few out there who know what they are doing. I tried a few in the past years, but I’ve been with Annette Christine Conte’ for the last five years or so, and her returns have been pretty much amazing.

    • @sabastinenoah
      @sabastinenoah 3 месяца назад +1

      I just looked her up on the internet and found her webpage with her credentials. I wrote her a outlining my financial objectives and planned a call with her.

  • @audigex
    @audigex 7 месяцев назад +8

    Why does it just feel at this point like the finance industry just find a new scam and skim a profit from it for a decade until it collapses, then find a new one?

    • @Uruz2012
      @Uruz2012 4 месяца назад

      Always has been. Stocks have always been a bit of a scam. "Sell" your business but stay in control of the day to day while drawing a salary? Sign me up!

  • @MagdaleneM-f3q
    @MagdaleneM-f3q 2 месяца назад +195

    One lesson I've learned from millionaires is to always put your money to work, no matter how small. Even investing €200 per month can compound to tremendous wealth over decades. The key is to keep going!

    • @Erikkurilla01
      @Erikkurilla01 2 месяца назад

      My advice for who wants to grow financially this year, invest. Saving is good, but investing elevates your finances. Thanks to my financial advisor, my portfolio is thriving, and l'm proud of last year's decisions.

    • @jessicasquire
      @jessicasquire 2 месяца назад

      People often don't realize how important financial advisors are. Data from the last 50 years shows that people who work with CFAs usually earn more than those who don't. I've worked with a Adviser for 7 years, and now I have a $2 million portfolio.

    • @YadaniL-g8k
      @YadaniL-g8k 2 месяца назад

      This is definitely considerable! think you could suggest any cfa I can get on the phone with? l'm in dire need of proper portfolio allocation.

    • @jessicasquire
      @jessicasquire 2 месяца назад

      I've stuck with ''Julianne Iwersen Niemann" for some years now, and her performance has been consistently impressive. She's quite known in her field, look her up..

    • @YadaniL-g8k
      @YadaniL-g8k 2 месяца назад

      I ran an online search on her name and came across her websiite; pretty well educated. thank you for sharing.

  • @jordankendall86
    @jordankendall86 8 месяцев назад +34

    The biggest problem with Private Equity as you stated at the end is that they are never long-term investors. Although the legal structure of Berkshire Hathaway is similar to private equity, the difference in strategy is very different. I think private equity would die if pensions would stop investing in them.

    • @unconventionalideas5683
      @unconventionalideas5683 8 месяцев назад +3

      I think a lot of pensions have at least started that process, because they are beginning to stagnate.

  • @MrLuigiFercotti
    @MrLuigiFercotti 8 месяцев назад +9

    Back in 90s got job in company that had a lot old equipment snd needed modernization, that didn’t have much money even though it made a decent profit. At one point I said to coworker “They run this place like they are trying to pay off a bunch of debt.” Whereupon my coworker says “They are.”
    Sure enough, company was part of conglomerate that was spun of from another bigger conglomerate purchased by a wealthy investor. He kept one part, recapitalized the rest which was launched onto the NY stock exchange as a new company. However, that new company was saddle with a lot of debt, which of course paid for the part the investor kept. A great lesson.

  • @TeeHaa0032
    @TeeHaa0032 8 месяцев назад +13

    When there are rumors that your employer is bought by private equity it's time to look for another employer. Even if you keep your job, they pay you less expecting more only to line their pockets.
    Even if they don't poison the well by cutting all sorts of corners. No if private equity coms, run for the hills.
    One of the best decisions I made in my life was, when my then employer was sold to one of those parasites, they offered generous severance packages (because firing isn't as easy in Europe). I took one and run for the hills even without a job lined up. The company today is a husk and the few people I know still working there are absolutely miserable.

  • @dbsk06
    @dbsk06 8 месяцев назад +62

    you guys used the bain logo but it;s the wrong bain. bain capital is the pe firm. bain & co is the consulting firm. surprised the pe people in teh comments failed to catch this.

    • @ManofKitui
      @ManofKitui 8 месяцев назад +16

      I was surprised but this too. Maybe the video editor picked the wrong logo.

    • @BOSSDONMAN
      @BOSSDONMAN 8 месяцев назад +10

      @@ManofKituiYeah that's a good point, video editor likely doesn't have the domain knowledge and put the wrong logo.

    • @jimin8006
      @jimin8006 7 месяцев назад

      Comments wont notice because they have never worked in anything close to private equity lol

  • @suJayhh
    @suJayhh 8 месяцев назад +8

    This video was a nice change of pace. It slowed down the experience comparative to the recent 15ish videos. Keep making good stuff and these little variety changes feel very nice to watch!

  • @randompersononthenet8548
    @randompersononthenet8548 8 месяцев назад +113

    The next video: the rise and fall of "financial armagheddon" youtubers 😂

    • @Rkcuddles
      @Rkcuddles 8 месяцев назад +2

      Please yes. Someone make that video

  • @johnchedsey1306
    @johnchedsey1306 8 месяцев назад +6

    To me the fundamental problem with our current economic system is that a small number of people realized they could make money without every producing anything of tangible value. The financial sector actively makes things worse for the average person, while those who actually labor and build/create actual things are exploited.
    This isn't sustainable and it seems like most everyone under 45 is realizing this.

    • @WarHammer654
      @WarHammer654 8 месяцев назад

      Having a financial sector is good for economic growth as it allows people to access money pools to develop business they couldn't without. In an ideal world, this benefits both parties, guy gets his profit making business, loaner gets a little interest. Finance when unregulated though can just topple the economy when fraud becomes commonplace.

  • @Sharpscore247
    @Sharpscore247 8 месяцев назад +7

    Schrodinger's cat is misused in this video; Schrodinger used this as an example of the absurd idea that something could be in 2 states simultaneously until observed, which logically is impossible, but physicists were theorizing that this is how fundamental particles worked, and he made up this cat metaphor to show how bizarre the logic was

  • @dogetaxes8893
    @dogetaxes8893 8 месяцев назад +9

    Props to the editors, they are very much indeed increasing “shareholder value” (subscribers viewing experience)

  • @BrianSheppard
    @BrianSheppard 4 месяца назад +3

    Private equity is able to grow so fast because it's not limited by the rules of public companies... which have rules to prevent economic collapse....

  • @lynnstacks
    @lynnstacks 8 месяцев назад +5

    I love the smooth jazz in the background while we talk about why our economy is collapsing 🎶 🎷

  • @4RILDIGITAL
    @4RILDIGITAL 8 месяцев назад +1

    The swift evolution of private equity sparked noteworthy economic consequences. It's unsettling to realize the enormous power these companies wield over job markets, real estate, and even healthcare.

  • @howtoappearincompletely9739
    @howtoappearincompletely9739 8 месяцев назад +13

    2:18-2:35
    Dude, you can't leave out the part about Schrödinger's cat's living or dying being dependent upon radioactive decay! In the original thought experiment, there is a radioisotope and a Geiger counter; if the Geiger counter detects radioactive decay, it releases a hammer which smashes the bottle of poison which kills the cat. Schrödinger's thought experiment was meant as a reductio ad absurdum of the idea of quantum superposition since, he argued, if a radioisotope is in a superposition of decayed and not-decayed until it is observed, then any system dependent on that radioisotope's decay-or-not would also itself be in a superposition until it is observed, hence the dead-and-alive cat; it was taken as read that a dead-and-alive cat is an absurd notion.

  • @rezlogan4787
    @rezlogan4787 8 месяцев назад +2

    The small company I first worked at was bought by a private equity firm. They juiced the company to death. No raises for the two years I worked there. Insane unsustainable weekly income requirements, starting workers made half the market average wage. When the company finally went under and laid everyone off, it almost felt like a relief. Then, like justice, the firm was on the receiving end of a national scandal that forced them to change their name after getting sued an astronomical sum due to deaths on the job resulting from their cost cutting negligence.

  • @michaelmarlow6610
    @michaelmarlow6610 8 месяцев назад +18

    This goes the same way so many times. They get to privatize their profits yet all of their losses get bailed out by the taxpayers

    • @Transbloop
      @Transbloop 8 месяцев назад +2

      Yet, boomers say they're not fond of socialism. Sad.

    • @BusltinNinthies
      @BusltinNinthies 8 месяцев назад +1

      Tax the stock market and or raid the rich

    • @glasszeraki9195
      @glasszeraki9195 8 месяцев назад +1

      @@BusltinNinthies God, can you imagine the fit they would throw if that happened? Also, how much of the economy is propped up by the stock market?

    • @gabbar51ngh
      @gabbar51ngh 8 месяцев назад

      Why not go for a mittlestand approach to economy like Germany?

  • @JDazell
    @JDazell 4 месяца назад +1

    There was a great video elsewhere on private equity in the UK and how it's ruined the high street after Brexit because the money used to buy the company becomes the but business' debt which means the consumer has to pay off that debt. So the consumer ends up paying for the acquisition of the business. Whilst the person who bought the company doesn't have to worry about their money the consumer has to pay higher prices.

  • @RavenMyBoat
    @RavenMyBoat 8 месяцев назад +31

    Do a video on Georgism! If you want to learn how money and wealth actually works, nobody explains it like Henry George in Progress and Poverty.

    • @geoffnaylor3734
      @geoffnaylor3734 8 месяцев назад

      Solve all problems in the world with one weird trick. Rentseekers hate him

  • @cinemaipswich4636
    @cinemaipswich4636 7 месяцев назад +3

    The "Wall Street Landlords" who bought up a huge amount of properties, will be the first "private equities" to fall. They can't find people to pay an inflated rent, so therefore their return will be lower than a Bank Shareholder or a Treasury Bond. Initial purchase prices and belated selling prices will be at least zero return on equity. Prices may go lower than that.

  • @FrancesRyan-b2p
    @FrancesRyan-b2p 8 месяцев назад +497

    The economy is favorable to those who where able to get themselves into one investment or another, most people see investment as something big they can’t participate in because they’re too scared to venture into one.
    Today we have a lot of opportunities to invest in different commodities, stocks, cryptocurrencies and so much more but some people just sees this as a challenge and shy away from it

    • @JewellOguin
      @JewellOguin 8 месяцев назад

      It is good we acquire as much wealth as we can, most people fail to understand what it takes to become wealthy, they want to become wealthy overnight by thinking their savings will help them attain that, they fail to understand that investment is what truly builds wealth. I advise you all key into investing and earn side money than depending on your savings if you truly want to be wealthy

    • @LeonorFerreira-ur5th
      @LeonorFerreira-ur5th 8 месяцев назад +1

      The philosophy of the rich and the poor is this
      " the rich invest their money and spend what is left, the poor spend their money and invest what is left"
      Poor people think about what they can buy with their money, rich people think about what they can invest in with their money.

    • @KadreYilmaz
      @KadreYilmaz 8 месяцев назад

      Because of the economic crisis and the rate of unemployment, now is the best time to invest in crypto and make money 💯. But you have to invest with the right broker. Anyone here that Know more about crypto currency let talk more about it

    • @LexiPatel
      @LexiPatel 8 месяцев назад

      There are series of distinct market phases that occur between the market peak and low

    • @AnaOliveira-io1hx
      @AnaOliveira-io1hx 8 месяцев назад

      Naturally, there's a lot of math involved in crypto/forex trading. but this is often presented in forms of daunting technical charts, indicators, patterns.

  • @VoidEternal
    @VoidEternal 8 месяцев назад +13

    Lmao my favorite part. Not "Less Cops". "Less Food". Love it.

  • @ErikKlaasenDad
    @ErikKlaasenDad Месяц назад +1036

    Tesla “TSLA” shares surge with CEO Elon Musk's involvement in the US election seemingly pays off after President-elect Donald Trump's win. which stocks could potentially become the next in terms of growth over the next few months. I've allocated $350k for lnvestment, looking for companies to make additions to boost performance.

    • @ReginaAlbrighton
      @ReginaAlbrighton Месяц назад

      Just because there are opportunities in the market doesn’t mean you should go in blindly. To understand the potential factors that contribute to your financial growth, I'll advise you to seek the help of a professional.

    • @MatthiasKlaasen-u8d
      @MatthiasKlaasen-u8d Месяц назад

      Agreed, It's essential to diversify your portfolio. While quality stocks are a solid foundation, you should also consider other assets to spread risk. Thankfully, I can attest to the success of this approach aided by professional guidance seeing my portfolio of $330k grow by 40% this year alone... maybe you should do the same.

    • @HenriqueOrson-t6s
      @HenriqueOrson-t6s Месяц назад

      This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation

    • @MatthiasKlaasen-u8d
      @MatthiasKlaasen-u8d Месяц назад

      Elisse Laparche Ewing is her name. She is regarded as a genius in her area and works for Empower Financial Services. By looking her up online, you can quickly verify her level of experience. She is well knowledgeable about financial markets.

    • @JoanneEstevao
      @JoanneEstevao Месяц назад

      She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

  • @courier6960
    @courier6960 8 месяцев назад +2

    Companies have moved from pursuing long term profit and productivity, to prioritizing short term profits and growth, to now just the PERCEPTION of growth.
    It doesn’t match up, it isn’t just unsustainable, it’s nonsensical. People wonder why money doesn’t even feel “real” anymore, and it’s because it isn’t. Society is now chasing an infinite money illusion, instead of the fulfillment of needs or even the wants of others

  • @geno816
    @geno816 8 месяцев назад +4

    I work for a PE owned company. And I don't like it. I'm in sales and every year my commission has dropped. My total salary dropped by $85k last year and they took half my territory this year so I'm expecting for it to drop another $40k this year.

    • @sELFhATINGiNDIAN
      @sELFhATINGiNDIAN 8 месяцев назад

      Indjuns

    • @Yukosan13
      @Yukosan13 8 месяцев назад +1

      What are you a CEO? That's major money loss

    • @geno816
      @geno816 8 месяцев назад

      @@Yukosan13 no just a salesman.

    • @sELFhATINGiNDIAN
      @sELFhATINGiNDIAN 8 месяцев назад

      Still indjuns will do it cheaper and move their whole tribe to your country and your neighborhood with your money

    • @mnoorist8223
      @mnoorist8223 8 месяцев назад

      Steal from them and move to a country that has no extradition treaty with the US.

  • @AzureViking
    @AzureViking 7 месяцев назад +2

    It’s the most obvious outcome of the most blatant greed and short sightedness. It’s insane how out of control private equity has been allowed to become.

  • @DistrustHumanz
    @DistrustHumanz 8 месяцев назад +21

    All of you youngsters use this term 'private equity'. Us old farts still use the original term... 'loan sharks'.

    • @stevepreskitt283
      @stevepreskitt283 8 месяцев назад +1

      And it's not a new thing - this is more or less what the movie "Wall Street" was about back in 1987.

  • @camilohiche4475
    @camilohiche4475 4 месяца назад +1

    I love how the intro takes up literally half of the video's runtime.

  • @PXAbstraction
    @PXAbstraction 8 месяцев назад +21

    So in other words, yes, private equity IS the bloody worst.

  • @CMl8r
    @CMl8r 8 месяцев назад +1

    Great information. My guess is that the crash of private equity will be only slightly less painful. Videos like this is what everyone should be watching so this can be prioritized (to lessen pain even more).

  • @rustyshaklford9557
    @rustyshaklford9557 8 месяцев назад +5

    These guys just liquidated the capital that had been accumulated over decades in the companies they purchased, pocketed the proceeds, and acted like they were fucking geniuses for doing so.

  • @Articulate99
    @Articulate99 5 месяцев назад +2

    It's hard to take seriously the idea that private equity is facing "imminent collapse" when Blackstone is the driving force behind a new stock exchange being opened in Texas. I'm sure there some dots that I'm not connecting correctly but those two concepts feel like they're in opposition to each other.

    • @thomashenry4798
      @thomashenry4798 4 месяца назад

      If they opened a stock exchange then all it means is they opened a stock exchange. Its like how owning an expensive car tells you nothing about the underlying financials used to acquire that car, and it certainly tells you nothing about whether that car will still be in that drive way next months when the first payments come due.
      Dont make the assumption that just because they decided to open a stock exchange that they did any due diligence, or that that diligence was based on anything approaching reality. People can make bad or dumb decisions and they can ground their decisions on perverse or destructive incentives depending on the system in which they operate.
      Private Equity's modus operandi is to acquire and then butcher companies. Much like how in nature fishers and hunters kill and butcher prey. Well, if the hunters and fishers arent regulated, you eventually run out of animals to harvest and then you starve. Except here in the real world it wont be the hunters and the fishers who starve, because all of us are going to be paying for their shortsighted greed.

    • @Articulate99
      @Articulate99 4 месяца назад

      @@thomashenry4798 In the case of a company like Blackstone, one should definitely assume they did a fair amount of due diligence, if there's one thing Blackstone is good at it's doing the diligence needed to make money, lots of money. This doesn't mean that they are immune to making mistakes, it could happen, but it's rather silly to argue that Blackstone opening up a stock exchange is logically equivalent to some random person in your neighborhood buying a luxury car, they're not equivalent. You may not know anything about underlying financials of the person who bought that car, but there is a great deal that is publicly known about Blackstone, this is not to say that they're a company that valued transparency but they're not a black box either.
      While I agree with some of what you're saying, you're also kind of missing the point. This channel recently published the video "The Spectacular Rise (and Imminent Collapse) of Private Equity" ruclips.net/video/z_yyKN30Qyg/видео.html, which was interesting. It would be great for the country if we could reverse the private equity trend and see publicly held companies make a comeback, but if we assume that they did their diligence (which again is a pretty reasonable assumption under the circumstances) then it's hard to juxtapose the two ideas that private equity is facing an imminent collapse given that the "privately held team" is beating the "publicly held team" in the overall rankings. There could certainly be individual private equity companies that are in trouble, but it's hard to see the argument that the private equity as a category is facing imminent collapse.
      I mean, one could argue that Blackstone sees the writing on the wall and they're opening a stock exchange so they can move into the public equity business because they see the imminent collapse of private equity coming, but that argument sounds a too convenient and like it's based on wishful thinking. So, as I said before, I might be failing to connect some dots, but it's hard to give credence to the idea that private equity is facing imminent collapse when at the same time they're opening a new stock exchange.

  • @pramadito
    @pramadito 8 месяцев назад +20

    Wait so this is why so many layoff in many private company even tho their profit increase?

    • @quantgeekery6358
      @quantgeekery6358 8 месяцев назад +19

      Most companies provide services(labor intensive) instead of physical goods(capital intensive), making the labor cuts a short run way of increasing return on invested capital.
      😅Labor are the guards on the wall of a castle making sure barbarians do not pontoon across the company's "competitive moat." Get rid of labor and enjoy the pretty castle: Shame if some raiders happened to it.

    • @GreyRock100
      @GreyRock100 8 месяцев назад

      No, they're just fucking poor people for profit. Standard procedure.

  • @superhandsomeman784
    @superhandsomeman784 8 месяцев назад +2

    Private equity is just investing in companies not on the public market. As with any investment vehicle, outsized returns attract investors. Competition increases, markets get saturated. Continuing to make outsized returns is getting more difficult but private equity is not going anywhere. There is too much private capital out there and there is still more potential for returns than in the stock market for most people. The same exact thing is happening to real estate.

  • @haydenanderson245
    @haydenanderson245 6 месяцев назад +3

    Socialize the risk, privatize the gains.

  • @Ryukachoo
    @Ryukachoo 8 месяцев назад +1

    Private equity makes a lot of sense if absolutely everyone can take part but it's basically a conplex upper middle class to rich man's game, everyone else doesnt have the cash lying around to gamble like that

  • @egx161
    @egx161 8 месяцев назад +16

    Greed. What can go wrong?

    • @cozz124
      @cozz124 4 дня назад

      greed and imaginary numbers

  • @billybobfreestyle3
    @billybobfreestyle3 6 месяцев назад +1

    Please do an episode on how the private school voucher system in America is leaching public funds from public schools. How are public schools funded? What makes one public school more successful than another? How has public school quality been impacted by the private school vouchers being used to send normally abled children to religious private schools? Wasn’t the voucher system meant to fund tuition for kids with special needs and children who live in areas without public schools?

  • @CoachForsyth
    @CoachForsyth 8 месяцев назад +2

    Awesome video and to finally see these bullies run out of things to devour is great. My sons were trying to buy homes when we had the 2.5% APY 30 year fixed mortgage and every time they found a home, a company like BlackRock would swoop in and buy up everything by overpaying and then those companies tried to turn everyone into renters. My sons ended up buying some land, doing the work to put in the water, plumbing electricity ect then... No $hit they both bought homes from Amazon (And no I am not making this up). Was it what they wanted no, but they are doing great now. And to you Private Equity companies F.U. I hope they go under.

  • @cfbmoo1
    @cfbmoo1 6 месяцев назад +2

    They should put the people working in private equity companies and their investors in to the very prisons and medical facilities they own so they can experience first hand the same level of care provided by their business practices just like everyone else has been experiencing.

  • @francescoarena9957
    @francescoarena9957 8 месяцев назад +5

    One more wrong explanation of the Schrödinger's cat thought experiment. Can we please collectively forget about it as non-physicists so we can stop getting it wrong?

  • @olanderdecastro52
    @olanderdecastro52 8 месяцев назад +2

    My anecdotal observation is that private equity isn’t going to last because they simply pay too much for the assets they acquire. I am in the insurance business and see all the time the private equity acquisitions of brokers. They use an accept highly suspect EBITDA numbers. That calculation is nothing more than a fiction that you can create move, enhance or diminish with a couple of entries and button clicks. In this arena, I agree with the late Charlie Munger, who called the practice of EBITDA evaluation BS. So these private equity companies keep paying higher and higher prices for assets that in truth, do not appreciate beyond the EBITDA but they all fictionalize.

  • @alexsteven.m6414
    @alexsteven.m6414 3 месяца назад +555

    It surprises me why everybody gets really worked up about recession and inflation data. Inflation has always existed, and people have been using investments to beat the inflation. The stock market return, for example, always beats inflation. I heard of someone who invested $121k last October, and has grown the portfolio by more than $400k. I need recommendations that can give me similar return.

    • @MarcyLoccy
      @MarcyLoccy 3 месяца назад +1

      Inflation has not always been around there was a 15 year period of deflation. Yes as prices went down income went up. Once you go to Fiat currencies with no tangible backing then inflation is an intentional factor. Patience, Cash on hand & Short Term Investments are key

    • @NorthCarolinaForward
      @NorthCarolinaForward 3 месяца назад +1

      True. I first came across investing in the market in 2019. Already stashed about $480k in savings then, and the free money from the Government was pouring in, increasing inflation rate. I just got an advisor and kept the money there, just because I didn't want to keep the value of the money depreciating in the bank. Tbh, it's the best investment decision I've made since then.

    • @KatyaSantos-g4c
      @KatyaSantos-g4c 3 месяца назад

      I think this is something I should do, but I've been stalling for a long time now. Mind if I ask you to recommend this particular coach you using their service?

    • @NorthCarolinaForward
      @NorthCarolinaForward 3 месяца назад

      Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Rebecca Nassar Dunne’” for about five years now, and her performance has been consistently impressive.She’s quite known in her field, look-her up.

    • @antoniaribeiro8073
      @antoniaribeiro8073 3 месяца назад

      Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

  • @owlmostdead9492
    @owlmostdead9492 8 месяцев назад +5

    I’d argue “Maximize shareholder value” is the root of all evil

  • @kameronlittle7654
    @kameronlittle7654 8 месяцев назад +1

    Bain & Co is a consulting firm not a PE Firm…Bain CAPITAL is a PE firm that was spun out of Bain in the 1980s. Hard to validate knowledge on a topic when you don’t even know which firms are PE and which aren’t.

  • @kurtjonathan1
    @kurtjonathan1 8 месяцев назад +3

    Love it when the people win over corporates. This is the fall of corporates world wide.

    • @MrSummitville
      @MrSummitville 8 месяцев назад +5

      Let me know *when* the people win ...

    • @JaneNewAuthor
      @JaneNewAuthor 8 месяцев назад +1

      Other countries have stronger financial regulations.

  • @Jszar
    @Jszar 2 месяца назад

    To my great astonishment, when a private equity firm bought my apartment complex, they made significant capital improvements. Since then, I’ve been wondering when the shoes will start to drop.

  • @PhilipMurray251
    @PhilipMurray251 8 месяцев назад +7

    What is the best strategy to take advantage of the current market. I’m still deciding whether to diversify my $400k stocks portfolio? how do I redistribute stocks in my portfolio to hedge against crash?.

    • @BenjaminMcLeod815
      @BenjaminMcLeod815 8 месяцев назад +2

      will advice you get yourself a financial advisor that can provide you with entry and exit points on the share/etf you focus on.

    • @wealthychronicle-i1u
      @wealthychronicle-i1u 8 месяцев назад +1

      Exactly, a good number of people discredit the effectiveness of financial advisor, but over the past 6years, I’ve had a financial advisor consistently restructure and diversify my portfolio and I’ve made over $3 million in gains… might not be a lot but i'm financially secure and that's fine by me.

    • @2024Red-j5t
      @2024Red-j5t 8 месяцев назад

      How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?.

    • @wealthychronicle-i1u
      @wealthychronicle-i1u 8 месяцев назад +4

      Nicole Desiree Simon is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

    • @2024Red-j5t
      @2024Red-j5t 8 месяцев назад

      Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.

  • @GabrielLopez-mo2xo
    @GabrielLopez-mo2xo 8 месяцев назад +2

    I mean it’s only a matter of time before they bundle these assets and ownership into market segment types and create an etf or a tool that would function similarly to an etf focused on these assets in order to circumvent the lack of liquidity and unclear pricing. The disclosures they would have to make would be relatively easy given they have the books and they can still control the market by remaining as the largest shareholder

  • @Felipe-kv8qd
    @Felipe-kv8qd 8 месяцев назад +6

    Can't believe I'm this early for a video of yours for once.

  • @32BitJunkie
    @32BitJunkie 8 месяцев назад +1

    The idea of firms analyzing private companies and facilitating easier investment/trading with them is great. The idea of those firms OWNING those ocmpanies is a MASSIVE conflict of interest. No wonder it went belly up

  • @1stGruhn
    @1stGruhn 8 месяцев назад +8

    Its the same with every market strategy: its great till everyone else does it.

  • @custos3249
    @custos3249 8 месяцев назад +1

    Think about it - crash private business, kill competition, push everything to public stock trades, and now every commodity is known and easily bought.

  • @dianadialga3955
    @dianadialga3955 8 месяцев назад +3

    Can’t believe I caught this so early! Good stuff!

  • @teog2040
    @teog2040 8 месяцев назад +1

    You should do a follow up video on private credit. I think this where private equity industry is headed. Private credit its a very interesting asset class well suited for PE firms and addresses a real problem for businesses

  • @jeez5735
    @jeez5735 8 месяцев назад +6

    Earliest ive ever been. Honestly this is a bit worrisome because im in finance and a lot of those people might have to flood over to my field

  • @ethansmith8813
    @ethansmith8813 8 месяцев назад +7

    Correct me if I'm wrong. But this seems like a barely legal version of a ponzi scheme

  • @haezati8210
    @haezati8210 8 месяцев назад +1

    No way! I’m looking to get into Private Equity.
    Don’t worry guys I’ll go in and clean the mess.

  • @irdestroyer
    @irdestroyer 8 месяцев назад +10

    Where else can ivy league MBA's who couldn't make it into useless consulting firms go to destroy companies if not private equity?

  • @typicalgamer5560
    @typicalgamer5560 8 месяцев назад +12

    Looks like Private Equity is going private

  • @TheMasterOfShadows
    @TheMasterOfShadows 8 месяцев назад +1

    Private Equity is the total reason for the quarterly earning to investors and none saved for the company to operate and employees to get raises. They fire as many as they can, operate as a skeleton crew drive the business into bankruptcy, sell off the assets and divvy up the cash to investors.
    This is why a majority of legit companies we grew up with are now shells of their former self and why the rights holder no longer control what they built from the ground up.(Look at bud light for an example) Every name brand your used to is now trash, this is why. Lower the value and sell of the copyrights then divvy up to investors and managers.

  • @WolfsCampFire
    @WolfsCampFire 8 месяцев назад +6

    Been loving your vids man!

    • @HowMoneyWorks
      @HowMoneyWorks  8 месяцев назад +2

      Thanks that's always nice to hear!

  • @vonmusel6158
    @vonmusel6158 18 дней назад +1

    privatizing profits, socializing losses, the middle class dies, the rich get huge bonuses