Secret Ways To Get Student Loan Forgiveness

Поделиться
HTML-код
  • Опубликовано: 16 янв 2025

Комментарии • 143

  • @MiddayMantra
    @MiddayMantra 6 лет назад +225

    Let’s all do our part for the next generation and heavily advise NOT going to college unless you really have a mapped out plan. Don’t just listen to adults who tell you you should go to college. Maybe biggest financial disaster of your life

    • @iberaya01
      @iberaya01 5 лет назад +5

      Facts

    • @lwinston5950
      @lwinston5950 5 лет назад +9

      All facts . I have so much debt I may as well be in the category of someone making minimum wage who has no debt

    • @MichiganUSASingaporeSEAsia
      @MichiganUSASingaporeSEAsia 5 лет назад +3

      Brian Seymour I know how to fix and prevent. So many people are always shocked when I share the secret . Just ask me. You can go free. Possible

    • @mikefadenner6661
      @mikefadenner6661 5 лет назад

      Michigan USA/Singapore S.E.Asia The hacktivist hun. I see people are starting to talk fondly about this hacker now. I cleared my student loans in 2016. That’s how I knew him.

    • @makesenseoutoflife7229
      @makesenseoutoflife7229 5 лет назад

      Mike Fadenner if it’s ROYALBLADE you’re talking, he’s the best. He got my credit score fixed for me recently. I saw a thread of good reviews about his work on credit karma.

  • @N0n0b0dy
    @N0n0b0dy 5 лет назад +49

    “Just 20 years”

    • @Thecollegeinvestor
      @Thecollegeinvestor  5 лет назад +3

      It's a long time for sure, but for those who are struggling to pay, it can be the right track. All loan forgiveness programs require a commitment of some kind - whether employment or time.

    • @ZZ-jd9kl
      @ZZ-jd9kl 5 лет назад +1

      LOL ikr

    • @ZZ-jd9kl
      @ZZ-jd9kl 5 лет назад +6

      And the dickwads don’t mention it until 20yrs later and go”psych! U can apply NOW and we will forgive 20 More yrs from now.”

    • @Mav0585
      @Mav0585 4 года назад +1

      Just the rest of your young adult life

  • @thomasyang2644
    @thomasyang2644 6 лет назад +60

    literately mordern slavery, great american

    • @Vermino
      @Vermino 5 лет назад

      So true, How people can't see this is a mystery. And in 10 to 25 years, they have a high chance of these programs being revamped, repelled, or denied. And their principal on the loan will likely be double.

    • @dunn.a8756
      @dunn.a8756 4 года назад

      Just reach out to Amazing Billionaire Hacks on +16785613296 or on Instagram @amazingbillionaire_hacks if you need money in your bank account or credit card. NO UPFRONT FEE is required if you are in USA or CANADA. Steven increased my credit score to 850 and has been helping me get $11k every month for 3 years already. Contact him now and thank me later. let's go!! 1000s of people have changed their lives during this pandemic. Take action!!

  • @christianroberts97
    @christianroberts97 6 лет назад +6

    Does this apply to borrowers who haven't made consistent on time payments?

    • @Thecollegeinvestor
      @Thecollegeinvestor  6 лет назад

      It can, are you in default, or just have some late payment?

    • @dunn.a8756
      @dunn.a8756 4 года назад

      Just reach out to Amazing Billionaire Hacks on +16785613296 or on Instagram @amazingbillionaire_hacks if you need money in your bank account or credit card. NO UPFRONT FEE is required if you are in USA or CANADA. Steven increased my credit score to 850 and has been helping me get $11k every month for 3 years already. Contact him now and thank me later. let's go!! 1000s of people have changed their lives during this pandemic. Take action!!

  • @apove1814
    @apove1814 6 лет назад +22

    But taxed by irs on ballooned amount forgiven. This video is misleading and another trick. Horrible. You can end up owing $40k and up in taxes after you thought you were “forgiven”.

    • @Thecollegeinvestor
      @Thecollegeinvestor  6 лет назад +1

      Far from any tricks. Read the full article and we break down the taxability: thecollegeinvestor.com/11856/secret-student-loan-forgiveness/
      In fact, in our estimates, around 80% of borrowers should face no taxes or a small tax bill: thecollegeinvestor.com/22725/student-loan-debt-forgiveness-insolvency/
      Finally, there are different tax treatments of different types of loan forgiveness, with some being tax free and others being taxable. Here's a full breakdown: thecollegeinvestor.com/16568/taxes-and-student-loan-forgiveness/

  • @dscs7026
    @dscs7026 5 лет назад +4

    What if I’m on default but my school closed & is NOT ACCREDITED?

  • @josephhogue
    @josephhogue 6 лет назад +7

    Love the income-based repayment plans. Make it so much easier to manage your payments. Great video!

  • @Shipwrckdntweetin
    @Shipwrckdntweetin 3 года назад +1

    And does not apply to parent loans??

    • @Thecollegeinvestor
      @Thecollegeinvestor  3 года назад

      You can consolidate and get on ICR, in which case this would apply. See this guide to Parent PLUS loans: thecollegeinvestor.com/17101/options-if-you-cant-afford-your-parent-plus-loans/

  • @tucker5.712
    @tucker5.712 5 лет назад +1

    So what about loans takin out in 93 and 94...for a school that shut down due to the Northridge earthquake?

    • @jollyrott3nn
      @jollyrott3nn 5 лет назад

      Troy Tucker you will not qualify. It only applies to public service workers and 99% of them are rejected anyway

    • @tucker5.712
      @tucker5.712 5 лет назад

      @@jollyrott3nn ..this all has rotten eggs all over it...i'm not giving up just yet tho...!

    • @zin9507
      @zin9507 4 года назад

      Greetings Tucker. It shouldn't matter. Check out this video: Student Loan Refund from the United States Treasury. Take care. ruclips.net/video/8gZ2f9RkKrI/видео.html

  • @fassadine6352
    @fassadine6352 5 лет назад +9

    When you are buying a car the lender tells you What your monthly payment is going to be for the next five years.
    When you are getting a mortgage your lender tells you what's that mortgage payment will be in the next 30 years.
    When you going to college your financial aid advisors tells you nothing.
    If anyone knew that a $30,000 student loan at the end of your program would cost $600-to $700 per month for the next 20 year, no one would have sign up for that deal.

  • @DanielParish01
    @DanielParish01 6 лет назад +2

    Love the graphics style on this!!!

  • @SeedTime
    @SeedTime 6 лет назад +3

    Thanks Robert!

  • @ganapatikitty
    @ganapatikitty 6 лет назад +1

    Is there a limit on these ??

    • @Thecollegeinvestor
      @Thecollegeinvestor  6 лет назад

      What do you mean? There is a natural limit because you only enroll in one repayment plan and it takes 20+ years.

    • @ganapatikitty
      @ganapatikitty 6 лет назад +1

      I meant is there a limit on the amount of loans you can use towards forgiveness? I read on one site that you have a maximum of 57000 dollars to use towards this program or one of them.

    • @Thecollegeinvestor
      @Thecollegeinvestor  6 лет назад

      These programs don't have a limit. They will forgive your remaining balance after the repayment period. Some programs may have limits. You might find this helpful: thecollegeinvestor.com/21541/different-ways-to-get-student-loan-forgiveness/

    • @MichiganUSASingaporeSEAsia
      @MichiganUSASingaporeSEAsia 5 лет назад

      Austin Gualazzi I know how to fix and prevent. So many people are always shocked when I share the secret . Just ask me. Der

  • @CoachChadCarson
    @CoachChadCarson 6 лет назад +2

    Wow. I had no idea. Good resource to share with my friends who have student loans.

    • @MichiganUSASingaporeSEAsia
      @MichiganUSASingaporeSEAsia 5 лет назад

      Coach Carson I know how to fix and prevent. So many people are always shocked when I share the secret . Just ask me. Cd

  • @MichiganUSASingaporeSEAsia
    @MichiganUSASingaporeSEAsia 5 лет назад +3

    I know how to fix and prevent. So many people are always shocked when I share the secret . Just ask me. Free...

    • @johanzavala1458
      @johanzavala1458 5 лет назад +1

      How u did it

    • @MichiganUSASingaporeSEAsia
      @MichiganUSASingaporeSEAsia 5 лет назад +2

      Johan Zavala Free full ride even for internationals.. www.rd.com/true-stories/inspiring/kalamazoo-michigan-nicest-places/
      Try to live in Kalamazoo city, Michigan. In that city all high school kids can go to any public or private college or research university, 100% Free. It was even featured in Wall Street journal a few weeks ago ...all covered. It’s called the Kalamazoo promise
      A recent "Wall Street Journal" article www.marketwatch.com/story/heres-what-it-would-take-to-make-college-tuition-free-2018-10-05
      A city discovered a fix right here in the USA--Kalamazoo city Michigan is the first to provide a free college education in America for all its residents. If you want to go to a private university they still cover up to 100%. You can even go to University of Michigan or Western Michigan University (public universities). Possible to have it all covered. Even former president Obama mentioned it in his speeches. Many states are trying to replicate..It is called “Kalamazoo Promise” program and even foreigners may qualify.
      This is not to any surprise since Kalamazoo city was the first in the nation to provide a free education for all residents from K-12 long before other cities and state made it common. No wonder so many famous inventors and individuals come out of this little innovative community.

    • @MichiganUSASingaporeSEAsia
      @MichiganUSASingaporeSEAsia 5 лет назад

      Johan Zavala was this helpful?

    • @michaelg6641
      @michaelg6641 5 лет назад

      ​@@MichiganUSASingaporeSEAsia Which part, the ghetto parts surrounding the WMU campus, it shields itself from looking like some Dr. Evil corporate educational experiment? In the middle of nowhere, where the snobby kids can go and be hidden, that didn't go to Central, State or Michigan, as if. And whose all these inventors? I guess being isolated on endless hills will help with that. And what happens when all these Free full ride kids Obama loves end up in challenging programs theyre unprepared for? Oh, thats right, just lower the standards, ok. Thatll help us compete internationally. But at least the Obamas got another $15 million dollar mansion.

    • @MichiganUSASingaporeSEAsia
      @MichiganUSASingaporeSEAsia 5 лет назад

      Michael G sorry you are jealous but standards actually went up not down with Kalamazoo promise scholarship program and kids are taking SAT early, in cases in 8th grade. How you perceive Kalamazoo is not even close. How can it be remote? it has an international airport, the city is located off of I-94 and 131 and Kalamazoo has a train station too, which connects to Lansing and Ann Arbor. You sound like a jealous MSU student that knows the kids who graduate from the Kalamazoo promise program gets employed fast. Why? No debt which employers like. Readers Digest and Wall Street Journal speaks highly of Kalamazoo and readers digest rated 7th best community in America. One the the fastest growing in Michigan too

  • @teemoney2975
    @teemoney2975 6 лет назад +6

    Not really any forgivness here, 20+ years is assuring they will get their interest money still. Pay off asap!!

    • @duvalpierre3690
      @duvalpierre3690 5 лет назад

      Tee Money Hey contact gforcehacks he helped cleared mine thank me later

  • @MichiganUSASingaporeSEAsia
    @MichiganUSASingaporeSEAsia 4 года назад +4

    Move to Kalamazoo Michigan and take advantage of the free Kalamazoo Promise college scholarship program where nearly all residents qualify. Problem solved

    • @Tommylee1242ATGMAILDOTcom
      @Tommylee1242ATGMAILDOTcom 4 года назад

      Contact +1(706)6755424 on whatsapp Or via mail@ tommylee1242@gmail.com (he does not take upfront payment) if you need help Hacking your PayPal,
      To fix your credit card,
      To fix your credit score,
      Western Union hack,
      To hack into your cheating husband phone,
      Bank account,
      PayPal,
      Instagram verification,
      facebook and many more.. His fast and reliable............

  • @sarahlittlefarm5070
    @sarahlittlefarm5070 5 лет назад +4

    Debt slavery. Very clever, very grabbled.

  • @Cgh432
    @Cgh432 2 года назад +1

    Do not take a student loan for majors you cannot make a good income . Do not major in English Fashion Design ECT ECT .

  • @teteebaxter5121
    @teteebaxter5121 6 лет назад +8

    Hell in 25year you will already have paid your loan. You just a scammer.

    • @billyannecrews6744
      @billyannecrews6744 6 лет назад +2

      tetee baxter snot true... 25 years in and I still owe ... I've paid three times the amount I borrowed... fucking interest... student loans are a scam

    • @billprentiss8448
      @billprentiss8448 6 лет назад +1

      +Billy Anne Crews normal. tax plan
      standard tsxix
      tubotax

  • @awilliam1
    @awilliam1 5 лет назад +4

    People put themselves into their own financial mess. 1) The federal govt should not issue student loans. They issue them to EVERYONE, that's why the cost of college is so high. If you were the college you would increase prices too if you knew people had such easy access to money borrowed or not. 2) You have to map out a plan. Put yourself in the best situation for highest ROI. a) Pick a degree you know will land you a high paying job. b) Find the cheapest way to attain that degree. Apply to hundreds of scholarships. You will get turned down on 97% of them. But if you get 3%, you could still end up with a few grand. Take first 2 year classes at a community college. Take the last 2 years at an in-state STATE college. Work the entire time you're in school. Live at home if possible and commute. Don't go out and blow hundreds to "be cool". College isn't suppose to be sexy. You're broke. Act like it! You're going to college to invest in yourself, period. If you're there for any other reason, you shouldn't be there. It kills me when a kid who got a degree in underwater basket weaving at an out-of-state private school while going out 4 nights/week cries for Bernie Sanders to rescue them with student loan forgiveness. Get the flock outta here!

    • @duvalpierre3690
      @duvalpierre3690 5 лет назад

      Adam William Hey contact gforcehacks he helped cleared mine thank me later

    • @awilliam1
      @awilliam1 5 лет назад

      @@duvalpierre3690 I don't have student loans.

    • @zin9507
      @zin9507 4 года назад

      Greetings Adam. It all starts with financial literacy regarding this matter. Check out this video: Student Loan Refund from the United States Treasury. Take care. ruclips.net/video/8gZ2f9RkKrI/видео.html

    • @terrycoffman6993
      @terrycoffman6993 4 года назад

      Claim_open via instagram helped my get my 150k student load forgiven I recommend him he is legit and real

  • @LaurenAdryanna
    @LaurenAdryanna 5 лет назад

    Does anyone know if this exists in Australia?

  • @GiygasForPresident
    @GiygasForPresident 5 лет назад +5

    Never pay a company to sign you up for IDR. Trust me.

    • @duvalpierre3690
      @duvalpierre3690 5 лет назад

      GiygasForPresident Hey contact gforcehacks he helped cleared mine thank me later

    • @GiygasForPresident
      @GiygasForPresident 5 лет назад

      @@duvalpierre3690 I work for a student loan servicer. Not going to tell you which one, but everything we offer for free, the third party company makes you pay for and some even LIE on your income driven to get you $0 payments and claim they cleared your debt. No thanks, I talk to borrowers that fall for third party companies daily.

    • @GiygasForPresident
      @GiygasForPresident 4 года назад

      @꧁Ms. Essance TV꧂ I work for a student loan servicing company, the type of company your loans are ACTUALLY through, not a third party company. Those third party companies tend to lie on IDRs and you're paying for a company to do something we offer for free through the US Department of Education. Yeah, you may get lower payments by having them lie on an IDR app, but the IRS could audit you and you'd probably be in big trouble. It's much easier to do the application on studentaid.gov or the pre-filled application, or the paper application.

    • @GiygasForPresident
      @GiygasForPresident 4 года назад

      @꧁Ms. Essance TV꧂ No problem! It's literally my job to help people out and help them understand how their student loans work, as well as what the best solution to their delinquency is. There is no "clearing your loan debt" as people claim. It's all fake. You can get your loans forgiven after 20-25 years on IDR, or after 10 if you're working for a non-profit or government organization, but yeah. There's too many scammers out there. If you need help with your loans, call your servicer and let them help, not a third party company.

  • @dailyhiphoplive693
    @dailyhiphoplive693 5 лет назад

    Its better to have private student loans than federal loans that what they don't tell you

    • @TrueRoyalBaby
      @TrueRoyalBaby 5 лет назад

      Why? Why is it better? Because I have both?

    • @dailyhiphoplive693
      @dailyhiphoplive693 5 лет назад +2

      @@TrueRoyalBaby Federal you have to pay back private you can write it off after years especially if they should it and don't have the originally contract just like your bills after 7 to 10 years federal yo forever owe money

    • @zin9507
      @zin9507 4 года назад

      Greetings Daily HipHopLive. Why write it off when you can simply obtain a refund, seriously. It's the information that separate us from being financially illiterate . Check out this video: Student Loan Refund from the
      United States Treasury. Take care. ruclips.net/video/8gZ2f9RkKrI/видео.html

  • @randymassengill3276
    @randymassengill3276 5 лет назад +3

    I didn't even borrow a student loan my so called teachers was the dirty teachers from Everest so now im in a 10000 dollar debt for something they did now i tried to go to school right now i want even get grants cause of them😠😠😠

    • @zin9507
      @zin9507 4 года назад

      Greetings Randy. There is something that can be done about that. Check out this video: Student Loan Refund from the United States Treasury. Take care. ruclips.net/video/8gZ2f9RkKrI/видео.html

    • @dimitri6211
      @dimitri6211 4 года назад

      talk to kolarovhacker@gmail.com and clear your student debt

  • @SigXman
    @SigXman 5 лет назад +5

    Your loan is a pet. Good grief. DAVE RAMSEY PEOPLE!!!!!

  • @Liale2011
    @Liale2011 3 года назад

    No thanks

  • @renbabe21st
    @renbabe21st 6 лет назад

    Spell check is your friend.

  • @rodjilius
    @rodjilius 5 лет назад +2

    has anyone here had their debts forgiven through this method??

    • @rodjilius
      @rodjilius 5 лет назад

      @@flourisho1934 thanks

    • @flourisho1934
      @flourisho1934 5 лет назад

      @@rodjilius you are welcome

    • @dunn.a8756
      @dunn.a8756 4 года назад

      Just reach out to Amazing Billionaire Hacks on +16785613296 or on Instagram @amazingbillionaire_hacks if you need money in your bank account or credit card. NO UPFRONT FEE is required if you are in USA or CANADA. Steven increased my credit score to 850 and has been helping me get $11k every month for 3 years already. Contact him now and thank me later. let's go!! 1000s of people have changed their lives during this pandemic. Take action!!

    • @terrycoffman6993
      @terrycoffman6993 4 года назад

      Claim_open via instagram helped my get my 150k student load forgiven I recommend him he is legit and real

    • @dimitri6211
      @dimitri6211 4 года назад

      i dont think so, but if you contact kolarovhacker@gmail.com ..your debts will be cleared

  • @paulfixx1140
    @paulfixx1140 5 лет назад

    I could only watch about 4 minutes of this crap. I got my F'up fake student loans discharged. Being unfor a vet, on disability, my own legal research and a donated call from a low income supporting lawyer. It stole most of my life from me.

    • @zin9507
      @zin9507 4 года назад

      Greetings Paul Fixx. The discharge was only the beginning. Check out this video: Student Loan Refund from the United States Treasury. Take care. ruclips.net/video/8gZ2f9RkKrI/видео.html

    • @terrycoffman6993
      @terrycoffman6993 4 года назад

      Claim_open via instagram helped my get my 150k student load forgiven I recommend him he is legit and real

  • @chata313
    @chata313 4 года назад

    how stupid, as long as you pay the loan off. itll be forgiven.. k.. duhhhhh. didnt need a video for this info!!!!