New subbie and I love the basics of budgeting. It's always nice seeing how others explain it! Thanks for sharing this video! Looking forward to follow your journey! 😊
Okay okay I think I finally found the channel for me. I've watched (sometimes just listening) and haven't seen you write until this one but for some reason intuitively knew you were a lefty like me. Only thing I needed to do is tweek for my specific income which is monthly. Shouldn't be that hard I hope. I too am in Illinois. Midwest Illinois. Hi neighbor! Nice to meet you. Merry Christmas and happy New year!! You mean Expenses (obligations) and you only pay the minimum on your debt? Is that considered cash. Should I do insurance before I do tv services?
I am having trouble with a budget. Husband gets paid weekly and I get Paid 15th and 30 of a month. I just got guardianship of our granddaughter and I need to get on track so we can give her the BEST life ever. Our income is different from summer to winter cause hubby is a dump truck drive and winters might be slow. total income is $5266.00 Please help
My husband has the same type of work and issue. I take his yearly after tax income and divide it by 12 months. That’s the monthly amount I budget for his paycheck. I save any amount over that in a savings account for the slower season. It works for us. I do a 4 week budget - divide our bills in 4 weeks. One for each of our paychecks.
So no personal expenses? Nails hair lashes dining out phone bill? Entertainment? Daughter? Would you then take that out of the $862 remaining? And why not include that into the budget?
Hey hey beautiful! My cash envelopes are for my personal spending:eating out groceries fun money for myself & daughter. I will withdraw the remaining funds to cash stuff my cash envelopes & sinking funds for savings.
Hello there, The gas says $195 buffer $25 water $75 but I noticed instead of $295 it says $100 I didn’t understand that part. Also do you include things like nails in your budget? Your nails look lovely btw.
Hey sweetie I do include things like nails in my budget but I do that in my paycheck budget because I don’t know where that extra money is coming from so savings personal spending cash envelope sinking funds all of that is done in my paycheck breakdown once I see how much money is left over for that specific income
@@savingmycoinbudgets4495 Sorry to hear about your job loss. Hopefully you have found a new job. Maybe you can share information with others who are unemployed.
Great video! Unfortunately still trying to figure out my finances when my expenses are more than my income. 😩 One of these days, I’ll right the ship! 💚
Hey we are all falling on hard times. I lived off minimum wage for over a decade with two kids and my ex was too busy playing video games to work. Do what you can with what you’ve got. Reconfigure and be grateful to have a roof. This is a great community here we will all circle around you on the right foot.
Try to get some assistance if you can. I recommend United Way (2-1-1) to a lot of people in the US. They can usually help you find resources in your area, whether it's clothes, food, utility, hygiene, etc help. Sometimes just getting a little help with these can give you a little more money to pay for something you wouldn't have been able to. Hope this helps!
I’m getting ready to do my first budget tomorrow! I’m planning to keep money in the bank to cover my mortgage, gas, and anything that’s paid online or by automatic withdrawals. I’ll take money out of the bank for eating out and the sinking funds. So, that’s my plan…I’m interested to see if it works out! 😁. Good luck to you!
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I’m 27 and starting to learn how to budget. Very excited to see how these next few months go. Thank you for the video!
Yesss!!! You got this take it one day at a time 💕
Hi there,
Thanks for the video!
I liked how it was an actual how to start a budget video and you kept it simple.
Can’t wait to start budgeting!
Aww thank you!! 💕💕💕you got this
New subbie and I love the basics of budgeting. It's always nice seeing how others explain it! Thanks for sharing this video! Looking forward to follow your journey! 😊
This was a great video for beginners and non beginners!!!
Thank you boo! Send me the link to the video when you announced your engagement
I literally got up to check which smoke alarm was dying and realized it was the video 😂
❤thank you so much for sharing friend ! This really helped!
So happy you are back on track!
Thank you so much for doing this video. I really need it.
Great video 🎉
Thank you so much
Okay okay I think I finally found the channel for me. I've watched (sometimes just listening) and haven't seen you write until this one but for some reason intuitively knew you were a lefty like me. Only thing I needed to do is tweek for my specific income which is monthly. Shouldn't be that hard I hope. I too am in Illinois. Midwest Illinois. Hi neighbor! Nice to meet you. Merry Christmas and happy New year!! You mean Expenses (obligations) and you only pay the minimum on your debt? Is that considered cash. Should I do insurance before I do tv services?
♥️👍
Thank you ❤️
You’re welcome
Great video ❤
Thank you!!
Good video. Addition was incorrect for gas, buffer and water.
Thank you y’all the real ones!!
fr if anyones wondering its $295
Where can you buy ur new 2024 budget planner? I want a physical budget planner.
Sorry for the delay.. Hey hey sweetie! It’s available for pre-order 11/1/23 savingmycoin.com/shop
I am having trouble with a budget. Husband gets paid weekly and I get Paid 15th and 30 of a month. I just got guardianship of our granddaughter and I need to get on track so we can give her the BEST life ever. Our income is different from summer to winter cause hubby is a dump truck drive and winters might be slow. total income is $5266.00 Please help
My husband has the same type of work and issue. I take his yearly after tax income and divide it by 12 months. That’s the monthly amount I budget for his paycheck. I save any amount over that in a savings account for the slower season. It works for us. I do a 4 week budget - divide our bills in 4 weeks. One for each of our paychecks.
I don’t understand variables calculation
How did you get a discount on AT&T 10.00.. does that include your cell phone?
When I qualified for government assistance the internet program was 10.00… it doesn’t include my phone but I did a 2nd phone for free
So no personal expenses? Nails hair lashes dining out phone bill? Entertainment? Daughter? Would you then take that out of the $862 remaining? And why not include that into the budget?
Hey hey beautiful! My cash envelopes are for my personal spending:eating out groceries fun money for myself & daughter. I will withdraw the remaining funds to cash stuff my cash envelopes & sinking funds for savings.
@@savingmycoinbudgets4495 ahhhh got cha! I’m trying to budget this year and I wanna make sure I include every single expense. Ty ❤️
Hello there, The gas says $195 buffer $25 water $75 but I noticed instead of $295 it says $100 I didn’t understand that part. Also do you include things like nails in your budget? Your nails look lovely btw.
Hey sweetie I do include things like nails in my budget but I do that in my paycheck budget because I don’t know where that extra money is coming from so savings personal spending cash envelope sinking funds all of that is done in my paycheck breakdown once I see how much money is left over for that specific income
I'm with you. A little confused about the gas and water and buffer..
Yes!!! Definitely what I needed right now a "how to start" video 😊
Aww thank you I’ll be doing a paycheck one as well! Glad you enjoyed
How does one have a mortgage and still receive government assistance?
Because when I was approved for my job I had a higher paying job. Then I became unemployed and qualified for assistance
@@savingmycoinbudgets4495 Sorry to hear about your job loss. Hopefully you have found a new job. Maybe you can share information with others who are unemployed.
The holiday season is where a person's finances are always tested. Lol I love the income breakdown btw.
Oh, I think your calculator malfunctioned on the variables. I think the math is off. And is this your paycheck budget?
Thank you
Trying to start a budget in 2023. Thanks for the break down.
Your welcome!! You got this💕💕
Good info but I had to change channels due to focusing on your hands moving and not the info.
Sorry
Thanks
Dude how you qualify for food stamps when you bringing in 2,000 oml here i come Illinois 😅
Hey sweetie… I actually qualified for this before I got my current job. I do not qualify anymore.
@@savingmycoinbudgets4495 ohh wow haha 😅 im like hey help ya girl out hahaha 🤪 guess i need to add food to my budget 🤷🏼♀️
Great video! Unfortunately still trying to figure out my finances when my expenses are more than my income. 😩 One of these days, I’ll right the ship! 💚
You got this !!
Hey we are all falling on hard times. I lived off minimum wage for over a decade with two kids and my ex was too busy playing video games to work. Do what you can with what you’ve got. Reconfigure and be grateful to have a roof. This is a great community here we will all circle around you on the right foot.
@@AmandasBudgets thank you for the kind words! Definitely determined and know it’ll come. Thank you again! 💚
Try to get some assistance if you can. I recommend United Way (2-1-1) to a lot of people in the US. They can usually help you find resources in your area, whether it's clothes, food, utility, hygiene, etc help. Sometimes just getting a little help with these can give you a little more money to pay for something you wouldn't have been able to. Hope this helps!
Thank you
Oh God!! The smoke alarm is insane. Bye
Hi it was over a year ago.. have a great weekend
I m with you about not spending like crazy this holiday season! Great breakdown!!
Thank you soo much 💕💕
Hey Lady...new subscriber here. Good info and appreciate the detail. Thanks
Hey hey beautiful!! 😊 thank you so much
Loving the video. You kept it simple and sweet. Where did you get your calculator?
Aww thank you. It’s listed on my
Website and part of PINKFRIDAY sale. savingmycoin.com
Hey 👋 Happy Halloween 🎃
Hey boo happy Halloween 🎃
Great job. What about misc items for the house? What about savings?
That’s when I do my paycheck breakdown to see what’s left over
Love it and thank you girlfriend just loved a life lol!😊
Hey hey beautiful thank you so much
Great video ❤
Thank you so much
Newbie here, tryna learn!!!! 👀 Thanks for the info !
Your welcome sweetheart!!
Preorder is Live!! savingmycoin.com
Thanks, I liked your video.
But what I don't get, how am I going to pay things if I took the money out from my account?
I’m getting ready to do my first budget tomorrow! I’m planning to keep money in the bank to cover my mortgage, gas, and anything that’s paid online or by automatic withdrawals.
I’ll take money out of the bank for eating out and the sinking funds.
So, that’s my plan…I’m interested to see if it works out! 😁. Good luck to you!
Hey sis! Catching up on watching!
How can you save money but keep your bill money in your account
💯
💕🎉
I do my budget the same way. 😊😊😊