Where should Malayalees invest? | Money Guide malayalam ft Uthara Ramakrishnan

Where should Malayalees invest? | Money Guide Malayalam ft Uthara Ramakrishnan
In this episode of Money Guide Malayalam, our host CA Lijil Lakshman and our esteemed guest Uthara Ramakrishnam who has experience in the field of finance for over 25 years, discuss on importance of SIPs, the future outlook of the Indian stock market, investment options to diversify portfolios, chit funds and factors to consider before selecting insurance among others. Deep dive into the world of finance with our expert.
Things covered in the video:
01:38 - Introduction
02:03 - Guest Introduction
02:48 - Demystifying common misconceptions about SIP
07:35 - Fundamental filters used to select stocks
13:30 - Future outlook of the Indian stock market
20:10 - Are traditional investments practical in the current scenario?
23:43 - Investment options to diversify their portfolios
25:20 - Chit funds and it's safety
28:20 - Risks associated with traditional investments
31:22 - How to approach debt practically?
39:13 - Key factors considered while buying insurance
44:33 - Advice for investors
49:52 - Book recommendations
51:50 - Conclusion
Recommended watch:
👉 Intelligent Investors Malayalam : • Intelligent Investors ...
👉 Trading for Beginners Malayalam : • Trading for Beginners ...
👉 Groww Alerts : • Groww Alerts
👉 Monopolish Stock Analysis Series: • Monopolish Stock Analysis
👉 Get to Know Groww : • Get to Know Groww
👉 Groww Shorts Malayalam : • Groww shorts Malayalam
👉 Basics of Stock Market for Beginners in Malayalam : • Basics of Stock Market...
👉 Mutual Funds for Beginners in Malayalam : • Mutual Funds for Begin...
👉 Fundamental Analysis of shares in Malayalam : • Fundamental Analysis o...
👉 IPO Review Malayalam : • IPO Review Malayalam
👉 Groww Shorts : • Groww Shorts
To watch more videos on Stocks and Mutual funds in മലയാളം,
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#stockmarketmalayalam #growwmalayalam #personalfinancemalayalam
Disclaimer: These are not any recommendations for any funds or stocks and are meant only for educational purposes.

[@vijaypradeepv]

outstanding Session.. very very informative... Hat's off to Uthara Ramakrishnan madam... great video..

[@jobyjohn8718]

Wow! Great interview!

[@bineeshmk2009]

Great show! Both the questions and answers were brilliant, and it brought a lot of positive energy. Thank you, *Grow Malayalam.

[@muralisopanam7837]

great vedeo, great information,great motivation, already i invested, in all catogories, fd, nsc,ppf,real estate, sip and presently, investing equities, great videos tku also inform do not invest in
any type of chitties, it is not an advisable❤

[@benjohn257]

I think stocks are mainly for Long term ..whether there is ups or down in market...at least we need to invest for at least 10 years without selling a single share

[@balaslifeevents7808]

excellent discussion👍👍

[@shainums5067]

Good video, Both the questions and answers are very informative 👍

[@adwaithkrishnan7359]

Value delivering video, Thank you Groww malayalam.

[@shafeektm1421]

I have 6 sip
1. Nippon India small cap fund
2. ICICI Prudential India opportunity
3. Kotak emergency equity fund
4. Nippon India flexi cap fund
5. ICICI prudential technology fund
6. SBI focused equity fund
എല്ലാം ഫണ്ടുകളും എൻറെ advisor മുഖാന്തരം എടുത്തതാണ്

[@myownworldy]

Eda advisor

[@Anoopmannuthy]

Very informative session, thank you👍🏻

[@nittinpaul3534]

I demand an explanation for ongoing issues related with groww

[@texxvlogs8574]

But experts are very young in this field and I c Ms. Here is the best experience In this field, appreciated, you really 💬 thinking out of the Box in practical way.

[@ashrafsongal]

Very valuable advices in very simple language. Very good mom.

[@arunjohn708]

Very good informative video ma'am 👍keep up the good work, all the best😍

[@JayasreeES-r7m]

Madam thankyou❤

[@vvanizham]

Yes 7% consistent വളർച്ച ഉള്ള economey ഉള്ള രാജ്യത്തു invest ചെയ്യാണ്ട് വേറെ എവിടെ invest ചെയ്യാൻ ആണ്

[@holypunk12]

Also both husband and wife should work as much possible..if need to bring up kids put a helper also ! This way families income will increase and our GDP per capita also !!

[@xndbxnda8817]

ചെറിയ തുക സിപ് ചെയ്തുകൊണ്ട് കാത്തിരിക്കുന്നത് അല്ലേ നല്ലത്

[@Kayamenon]

Njn SIP start chythu
Infyosis 1
Tata motors 3
SBI 1
Monthly anu
Ithu nallathano? Atho STOP cheyyano

[@vinsonfed]

Good presentation by Lijil

[@noushadkalathil1564]

I think if we look long term investment plan don't consider the market is up and down. Start our investment

[@SAMk378]

Very informative

[@cclasherr8108]

How to be a investment specialist with a USA certification? What are the education qualifications needed

[@texxvlogs8574]

Great n simple interview

[@unnikrishnanpca4736]

Really, Very informative session..

[@bennydavis4615]

Very useful for me ❤

[@UE3D-xr6ub]

well said , good communication skill

[@krishnakumars3324]

Very good session ❤

[@arjunrajeev9131]

Sip will never beat inflation in future

[@ArunS-jz8kg]

Very good information

[@devadas.msdevadas8510]

Very good Madam, thanks 🎉

[@santhookp]

Brilliant one 👍

[@shajudheens2992]

Well said Madam

[@viswambharan996]

Ligil
Please try to answer my doubt if u have enough time.
I have an insurence policy which will end in 2028. If I redeem it now I will get rs.five lakh fifteen thousand. If I wait till 2028 it will be 9 lakhs sometime. If I redeem it now and deposit in a good mutual fund whether it will work out more than 9lakhs. One thing is important that if I keep it as such upto 2028 there will b.e life insurance of 7.5 lakhs. Thank you.

[@Eurokkaran]

Can you please explain the insurance which you started & when also with how much !

[@jubineshp6698]

Is it Ulip ?

[@RonDSunny]

Very informative video, thank you

[@he-man0712]

Informative interview... 👌

[@PrinceKumar-bo7zc]

Very powerful video

[@muhammedsadiq9480]

Good video....👍

[@rajishyam4585]

ഞാൻ ഇന്നലെ ഒരു sip എടുത്തു. ക്യാഷ് send ചെയ്തു കഴിഞ്ഞ്. Card number മറ്റും സെറ്റ് ചെയ്യാൻ പറ്റിയില്ല

[@GrowwMalayalam]

Hi,
If you need assistance, our dedicated support team is available and ready to help. You can reach us at [phone]. For more information, visit groww.in/blog/groww-helpline-number/
Also you can write to us at [e-mail]
Thank you

[@seenakp6323]

Informative

[@althafwnd3456]

Reffered books as follows :
Rich dad poor dad
Psychology of money
Mathematic habits

[@anupkrishna3696]

Please add the book " Trading in the Zone " also....

[@johnwilliamtt6961]

great talk thank u

[@sauujs2423]

Uthara madam great

[@michaeljoseph4530]

Good video

[@shintoantony8318]

ee monthly uptrend stocks nooki aanu njan invest cheyyunnathu. athil endhegilum apakadam ondo?

[@Shahin6ck]

A usefull session

[@unnikrishnanpt5985]

Worth to watch ❤❤❤

[@akhilharikumar6165]

Very useful video....I want Debt free within 10 years

[@gjacob1000]

Wonderful.. 👏👏 how can we contact her.. Pls

[@akhilkdas]

Very nice talk

[@janvishankar9837]

Lijil sir🥳

[@rathishtnair2494]

Fantastic session 😍

[@holypunk12]

How much we should invest to get 3.5 lakhs SWP income ?!!

[@shymon9]

Rate of withdrawal =X℅
SWP income expected annually=Y(multiply by 12 for monthly value)
Investment required=Y/(X/100).
So for 4℅ withdrawal rate and assuming withdrawal is annually investment required is 87.5lakh. If withdrawal is monthly then 10.5 cr

[@holypunk12]

@@shymon9 thank you !4 % how long it will be lasting ?

[@johnsonvca]

Practical wisdom, 👍

[@rojiraju878]

Hi, Is it possible to start a SIP if i have a NRE account

[@shijupoulose8374]

Yes

[@Aradh2004]

Ethu evida chayyunney..bankil channal avaru bussy aanu..ctct aaye aaru. Aanu paranju tharunney .Ariella enganannu

[@travelwithrakesh6339]

Pentad securities, kochi

[@amalramachandran7778]

Superb 🎉

[@Lifetipsmalayalam373]

Very cute smile and good infor.. V

[@shareit3822]

Outstanding

[@mtxdark3926]

nri karku sip start cheayan pattuo

[@holypunk12]

Yea you can contact your NRE/NRO branch manager

[@Sujith_Pappan]

Yes you can

[@SALMAN3057]

Supperb

[@jabirjabi1085]

Thanks

[@rineeshdas3539]

Brilliant session

[@shivaramps5597]

Super madam

[@jaisonscaria5045]

Good session ❤

[@BablooKuran]

Good video

[@SobinTrade]

Sensible!

[@juraijanu6309]

Superb

[@muthumonjeelani3936]

super talking ❤

[@Maramyes]

Rd is better than chitty

[@user-ik3lq7kw5n]

Must see video

[@finshadeconsultancy]

CA ലിജിൽ ലക്ഷ്മൺ??

[@Nctech7]

Sensitive invester

[@louiskattady1262]

Tku Madam

[@unnivadakkethachottil6876]

Super

[@akhilharikumar6165]

I have 3 sips....

[@abindabbs6272]

which ones

[@sir.severussnape6095]

Very good 👍 ❤

[@rosh6977]

Me too.....
1)parag parag flexi cap
2) quant small cap
3) Nippon India small cap
Xirr 46% kittunnudd.... after one year of sip investment........❤

[@AjuJamal-jv8om]

Amount എങ്ങനെ broi

[@subru-j7k]

👍👍👍

[@KareemAbdul-t7h]

abdreem❤

[@fayismpr7924]

❤

[@sivakumarks-devopsengineer5315]

5 lakhs personal loan eduth equity mutual fundsil lumpsum aayi oru 10 years invest Cheythal athalle Profitable

[@nostalgiclifefun7885]

Personal loan interest oru maj fact aanu

[@sivakumarks-devopsengineer5315]

@@nostalgiclifefun7885 Interest rate 5 year koduthalum... profitable Alle...njan Lumpsum calculator vechu nokkiyatha

[@jesuschrist77501]

Lumpsum endhane paranj tharuvo

[@travelwithrakesh6339]

Loan eduth cheyyathirikuva ,athanu nallath

[@vishnunayarms8392]

നിങ്ങളുടെ groww appil കസ്റ്റമർ കെയർ മലയാളം കാൾ ബാക്ക് ബുക്ക്‌ ചെയ്തിട്ട് ഇന്നേക്ക് 5 ഡേയ്‌സ് നമ്മളെ പോലുള്ള തുടക്കാർ എങ്ങനെ നിങ്ങളുട ആപ്പിൽ ഇൻവെസ്റ്റ്‌ ചെയ്യും

[@anumohan639]

Sip

[@salamthalathilthalathil1493]

👌👌

[@tanishqas5104]

Oru financial ഗൈഡ് കിട്ടുവാനായിരുന്നു 🙏🏻

[@jineeshmathew1]

I hate sip

[@holypunk12]

Y bro

[@reshmi9756]

അതെന്താ sip നിന്നെ പിടിച്ച് കടിച്ചാ 😂

[@whories72jannah46]

ട്രൗസറിന്റെ സിപ്പാണോ?

[@rohittk6470]

​@@whories72jannah46It is Zip not SIP

[@vimaldas8950]

​@@reshmi9756😂

[@BinduvineeshBinduvineesh-mf4qg]

കൂടുതലും ഇഗ്ലീഷ് വാക്കുകൾ പറയുന്നതുകൊണ്ട് ശെരിക്കും മനസിലാവുന്നില്ല

[@baker2b100]

മാർകറ്റിൽ വല്യ നേട്ടങ്ങൾക്കാായി കാത്തിരിക്കുക. മാർകറ്റ് എപ്പോഴും ഡിസ്കൗണ്ടു ചെയ്യും .. - ബഫറ്റ്

[@tanishqas5104]

Uthra മാമിന്റെ മൊബൈൽ നമ്പർ ഒന്ന് ഷെയർ ചെയ്യാമോ 🙏🏻. Pls

[@priyahala9034]

Excellent Discussion.

[@mohammedumair8785]

Informative

[@noushadkalathil1564]

Well explained

[@jithudas5614]

❤

[@illiyasmoideen9424]

Very informative session ❤