CREDIT SCORE EXPLAINED 🇨🇦 | HOW TO BUILD A HIGH CREDIT SCORE IN 🇨🇦 CANADA? | Piyush Canada
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- Опубликовано: 27 авг 2023
- THE AMERICAN EXPRESS CARD THAT I USE: www.americanexpress.com/en-ca...
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Pinned kardo bhai
Pehle waalo mein se hu ❤❤
Bhai you are the only creator to upload GENUINELY needed topic for international students...while others are busy in misguiding students by making negative videos about canada only for few views.Keep uploading thses type of information videos bro
Yeah sure he does
Real business no bullshit no mustang no show offs i like the simplicity of ur vlogs. Thanks for sharing insights appreciate ppl like you on youtube specially when a person is planning to study and immigrate as a responsible mature being ❤
I agree with ur pts of auto pay. In my opinion, we should keep even credit card bills and monthly rent on auto-pay because those also should not be missed. However, we should keep checking regularly what transactions and inquiries are done
Very informative for newcomers. I’ve heard so many people say you need to carry a balance in order to build a credit history. Anyone who says that doesn’t know what they’re talking about and don’t take financial advice from them.
Your videos are so well researched! Love watching them!
Super Informative video Piyush! 👏🏻
Was waiting from a long time for this proper video considering you always include this in your most videos
Great video!! Unique and detailed! I didn't know that the TYPE of credit accounts I have mattered too. I thought only paying my phone bill and credit card bill on time (early) is enough. Thanks for the info!
Thanks a lot. It's really a precious information that reflects all over our life. Looking simple but critical in depth.
Wow! I totally agree with your thinking that all of this should be taught in schools/colleges.
Thankyou for making it soo easy Piyush, you made it soo smoothly to transition from India to Canada.
very informative video @piyushmrewal, i dont even know about the credit score and how all the measures we have to take. It really help me shaping the credit score of mine.
Wow, brother that was the thing that I was genuinely looking for since I came to Canada. Thank you Piyush bro.
Very informative video Piyush....
hi piyush thanks for providing us such an amazing and informative videos....
One of the Most helpful creators on YT.
Very informative. Thank you. 👍👍👍
Thankyou for this informative video . Really appreciate your content .
Extremely Brilliant. Very well explained.
Well explained. Thank you for the video.
It was really really helpful brother, Thanks for your efforts ❤️
Thank you so much!!! Just yesterday I check my credit twice in two different places to buy a new phone but they declined as I am not employed yet and my credit score is minimum. Thnak you for the precious information.
Very informative video 🙌🙌 thank you 😊
Bhai really appreciate your content you are so gwnuine and real
Informative vedio
Keep up the good work
Loved the content 😮
piyush maza agya awsome jis dedication se tu btata hai na yar maza agya jiger hai tu bro
Nice video, thanks for the info. If possible, please make a video on investments one can do apart from TFSA, FHSA and RRSP.
Anyone for UNIVERSITY OF NEW BRUNSWICK Saint John campus January intake or any other college in the city?
Very well explained 👍🏻
Bro please make a video on line of credit?
Literally the guide newcomer needed
Piyush beta aap pehle bande ho Jo sab kuchch positive se batatey ho otherwise all r says negative
They sapred negativity for Canada now
All the best 👍👍🎉
You really cleared my doubt too good ❤
Very informative ..I was just thinking from where to get reliable information on how credit system works here in Canada. It really helped.
Epitome of Reliability 🎉 and educational content 😊
Such an informative video. Thank you for making such amazing videos and helping people like us who are newcomers or will be coming in few month(s). Loved the video. 🙂
But my 1 question: In India while getting loans or things like Phone, Cars etc etc, we have options like SOFT ENQUIRY & HARD ENQUIRY. Soft enquiry which does not reflect your score, and hard enquiry is where it gets checked and your credit score gets impact. DONT WE HAVE THING LIKE THAT IN CANADA?
Eager to know.
And Piyush bro, again One request from a long time: PASSPORT RENEWAL FOR PGWP RENEWAL Video. PLEASE DO MAKE !! EAGERLY WAITING FOR THAT. When can we expect that video?
Hope you'll revert for both the questions.
Good morning Piyush.... Could you please tell me best credit card for international students like I heard cibc dividend is good but there is also highest cash back wala Neo card.... Please help as I have cibc appointment in 3 days ! Have a great day
Need more videos on financial literacy
Keep sharing such informative videos. ❤
very good bro may be u forgot but i watch ur vedios before i was in dubai now i am in bc kelowna last 2 months i really follow ur advise even for single sim cards thanks ablot for make my life easy bro keep it up❤❤
but i have 1 question if i use credit card 30% and but i pay off before genrate statement and i think paid more 6$ so my balance shows -6$ so its effect good or bad?
It's very clear thanks
Can you please make a viedo how to use credit points while booking a flight ticket
Bro as u said in the video, i was unaware about that walmart’s mastercard, one of the associate’s came to me and asked me to apply for the same ; i got that credit card one month ago but haven’t activated it yet and now when i checked my recent credit history my credit score dropped by 30 points . Now what should i do with that walmart’s card? Should i close it or leave it inactive?
✨Best knowledge videos for international Students ✨
Excellent Job))) Thx
Thanks a lot..
Please explain what are credit products.. Want to know more..
i needed this a lot thanks
Bro taxes par vdeo bnao har province ki alagg alagg
Puri detail mai
Piyush bhai, your videos are amazing truly, you have actually explained every aspect.
I just have one question ,
Let’s say I have 3 domestic bank credit cards and I have been using that for past 2 years.
Now if I am coming to Canada for some time, should I close and surrender those credit cards ? Or should I keep as it is ?
If I close and surrender it, shall I close all 3 or only 1/2 of it ?
Also, This credit score that I have built for past 2 years, will that be counted in Canada ?
My son just moved to toronto for studies & I am always worried about him but your videos gives me strength.... I watched your videos from last 3 months and its very helpful 😊
You’re very kind. Thank you.
You are right brother
Where can i get more information on using reward points or points by using my credit card for transactions? also does using rewards points to get something affects my credit score or my credit history?
Again thanks for ….more …Amazing video ❤means a lot and hope u fine there and take care
While opening gic account..my account show i already have credit card and I didn't got student credit card from Scotia and this thing still not fix it i tried everything.....what is the fast way to remove that thing ....?? Any suggestions
Very informative video
Thank you bro, abhi credit card he collect krne ja rha tha.
my credit score today is +700 all credit goes to you piyush vai agar me apko india se follow ni krta apko points ko consider krke unko abide ni krta to ye kabi ni ho pate. thank you so so much piyush vai to put out content that actually helps people like us rather than posting bs like dark reality and stuff which rather got you more views and numbers. I really admire your dedication towards the quality of your content. you inspire me a lot piyush vaii :))
Can you make more videos on credit cards, credit scores and bills with more details? Please 🙏
Bhai jab bill generate ho Gaya to kya abhi pay Kar sakte Hai ja Fer near the due date he kare?
For buying a car which points to consider for financing and leasing. What key points to remember or if u already have another video
What if I want to check my credit score for now applying for credit but self awareness
Hello Piyush,
Thanks for sharing such a detailed information. I am confused between Neo CC and PC financial CC, could you please let me know which one is better and also could you please share your reference link, thanks.
Should our available credit always be at its limit ( 1000 dollars ) ? Or if it's around 500 600 so it's fine ?
bhai, smipli CIBC k upar ek video banao....that how it works..?
Thank you 👍 bro
Hi, as you told you are in finance field so how much average finance or accounting person make annually if he has professional qualification like CMA, ACCA, or after completed CPA canada.
Secondly, How much current average monthly expenses.
Thanks in advance
What if your statement generates on 10th of every month, due date is 28th. You pay bill on 22nd - 25th but you use it again on 26th or 27th?
Phone bill ka alwa or kon sa payment kr sakta ha jiska sath credit score increase ho
Room rent ka toh possible nhi hq koi uska price hi bahoot zadda ha or credit card ki limit hi 30percent ha
Any other bill which relates to increase credit score ???
which is the one credit card you recommend for new work permit immigrant . please tell
Piyush vaiya should we take marketing or which specialization in BC for PR? During MBA
Keep more of this content coming. Financial literacy ki koi bhi baat nahi kar raha.
Good content
Awesome
Does your Indian equifax score impact your Canadian score?
Please make video how to remove unwanted credit accounts on your credit card i mean like mismatch information with soemone. It will help thousands of people its request from me . Thanks
Bro, I just got a credit card (2 months ago)and I didn’t liked it at all. I want to close it now. Will it negatively affect my credit score
You are also in BC so you also know MSP, Many students don’t pay so it also affects their credit score, if yes then how much, like how many missing monthly payments affect our score
Bro make videos on used car in details
Bro short term trading Konsi app sy kru yha ontario my binance ban hai edr as a student kaise me trading start kr skta Hu bta skte ho ?
Bro as you said , you had paid your tuition fees through credit card , how much is your credit card limit and what is mandatory amount to pay fee every month
Bhai Construction mangement ka scope batao Canada me. Ya koi video banao please.
Thank you from Pakistan Canada 🇨🇦
Piyush bhai aapne kaun se domain me MBA kri hai....???
May we know which card should we select? Please
Hi bro. Please make a video to fix bad credit score
Sir canada me loan DSA code apply kr skte hiii
Bhai sab course sahi choose kro bol rahe hai Bhai kensley college Montreal me cyber security lene ki sonchraha hu kiya wo sahi rahega???
Can I check my credit score weekly or monthly?
Bhaiya 1000 dollar per month ho ta hai ? Ya full year ka
Bro bc ke transit pe ek video bnaooo
Bhai hm 2 credit cards use kr skde koi v bank ka ho ?
There’s hard credit checks and soft credit checks. Hard checks can temporarily lower your score but if you’re paying your bills on time then it rises again soon enough.
When you apply for a credit card or auto loan, it is a hard credit check.
From where did u get this information? Please tell 🙏
kush negetive payments ko kaise remove krenge?
Heya brother!!! I wanna ask you about the scope of digital marketing in Canada?!!
Normally I've enough money in debit card to purchase but my bank deducts charges on the base of number of transactions. Therefore I usually use credit card, and mostly its usages increase to 50%. What can i do to resolve this? Cash payment is an option but not secured.
No problem, just pay down immediately after using credit card the same day.
If you bank is charging on every transaction. Change your bank.
Thanks again! Can see the passionate finance bug in you.😂 Question -
1. Can having 2-3 credit cards impact the score negatively?
2. The free credit checks that you've mentioned on the website...does it impact the score in anyway?
Thanks Piyush.
2-3 is definitely a sweet spot for credit cards for a beginner. (2-3 years in Canada)
Free report doesnt create a hard enquiry.
Hi @piyush , I have been following u since more than a year , I see u mostly concentrate on students who migrate solo.. could u please make a video about a family who is planning to move to Canada on student visa? Like husband wife or husband wife with a kid.. it will be helpful for many people like me who are planning to move along with family.. I would like to know information about visa processing .. work permit for dependent.. facility or challenges to those who are going to travel with kid.. stuff like that
Btw ur content is very informative and useful!
Sure I will try to get the thoughts of a family that moved abroad.
Landlord can send your unpaid rent to collector agency. This will ruin your credit score fast. The same with utility bills, if you owe utilities under your name.
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