MAKE A VIDEO HOW A GOVT SEVICE HOLDER HAVING A SALARY OF 40000/- CAN BECOME FINANCIALLY FREE ? BCZ IN THIS SECTOR YOU DON'T HAVE THE OPPORTUNITY OF A HIGH SALARY HIKE EVERY YEAR..
A positive factor for him is he is staying with parents and parents taking care of his basic needs mostly and not the other way round. The latter is hard.
The takeaway should be 1. Two people earning at high paying jobs; save majority of the income. 2. Invest directly into company stocks; keep it simple 3. Don't invest into products which carry high cost; heavy marketing is a trap 4. Avoid investing too much into real-estate; high fixed costs with little upside
Don’t bring people in show who cannot shares approximate figures about salary etc. No point listening to same jargon story without facts. How he make multiple folds of 1 CR.
Hahaha exactly what the guy who commented above me said. Starting from 8-9L CTC growing it by 15-20% CAGR for 10 years puts his CTC at 40L. Aur kya btaaye woh? Salary breakup? 😂
Bhai when you live with your parents , pay no rent , no real estate investment in the initial years of your career really helps a lot. Everyone has a story
This interview is SO REAL honestly... We all could relate to this man... This is not like those unreal people who talk about multiplying dramatically since beginners have no idea how to start...
His monthly income in hand from his first job: 50K Monthly SIP: 25K (Because low fixed costs etc) Annual step up: 20% (since he was able to compound his salary by 15-20%) Returns: 15% (is what he said) Time period: 10 years Invested amount: 77.8L Est returns: 67.4L Total value: 1.453CR Aise banaye bhai ne crore. Obviously it’s an approximation.
He said 5% of his amount in real estate which was of 30lakhs, keeping that into account. His total net worth is 6Cr. 80% of this should be around 4Cr. Approximately
ये भाई साब तो फिर भी अपने से लग रहे हैं । नहीं तो , पहले वाले तो सारे 15 करोड़ वाले ही आते थे । Touching 1 crore after COVID hike, working as an usual salaried person - Still it is relatable and convincing.
Pls show case some people who are currently in middle class of earning annual Rs. 10 lacs to 20 lacs earning who achieved 1 crore...that would be more beneficial
I also made by 30 but I think 1crore should not be a challenge for a 30+ age with good salary. If anyone getting a good salary already, should majorly do FD. Index funds and Blue chip mutual funds are also good. Don't do direct stock pick without knowing the fundamental
Healthcare insurance is a cornerstone in anyone's financial strategy. Ensuring comprehensive coverage not only safeguards my well-being but also protects my hard-earned investments. It's pivotal to secure robust health insurance plans that provide peace of mind, allowing us to focus on growing our Investment without the constant worry of unexpected medical expenses.Big ups to everyone working effortlessly trying to earn a living while building wealth. I’m 63 and my husband 65 we are both retired with over $5 million in net worth and no debts. We started late but saving and investing lifestyle made it possible for us this early even till now we earn monthly through passive income. 😊😊
Alright, speaking in general terms, investing requires a good amount of knowledge. That's why it's essential to have a solid support system like a financial counselor, especially when picking out assets. I've been working with Regina Louise Collaro, who is an investment advisor at a registered wealth management company. I can't recommend her enough; my financial journey has been fantastic thanks to her. She's quite well-known for her services, and she helped me achieve financial stability through investments. Now, I benefit from her passive income strategies every month. So, I'd strongly suggest finding a reliable investment advisor for yourself
Alright, speaking in general terms, investing requires a good amount of knowledge. That's why it's essential to have a solid support system like a financial counselor, especially when picking out assets. I've been working with Regina Louise Collaro, who is an investment advisor at a registered wealth management company. I can't recommend her enough; my financial journey has been fantastic thanks to her. She's quite well-known for her services, and she helped me achieve financial stability through investments. Now, I benefit from her passive income strategies every month. So, I'd strongly suggest finding a reliable investment advisor for yourself😊
She is easy to find , make a quick research of her on the internet with her name Regina Louise Collaro and leave her a message .She works with anyone independent of their location.
I am one of many people who has benefited from investing with Regina Louise Collaro, and you are right. When I lost my work due to COVID in 2020, I had no reason to live, and it will always be a memorable year in my life. I owe Regina my life since she made it feasible for me to live well through passive income. To be very honest, I believe she is an angel who was sent to assist individuals who are through financial hardship.
I have had the intentions of starting investing. But I always thought it was late and I think I need to stop procrastinating. I will definitely 🔍 Regina Louise Collaro and see what she can advise .Thanks a lot . This was of so much help to me .
Wintwealth soon touches 1 million subscribers... This is the only channel I follow because of the damn quality content. Kudos to the Team WINTWEALTH behind it.
U know i never turned on any channel's notifications....but because of yr QUALITY content is , i turned on notifications of yr Chanel.... Yesterday i found your Chanel... Hearty i have to say ... This chanel provides very precious, meaningful & informative Content... GUYS ❤❤ KEEP IT UP.
in IT specially Big4 and Accenture it is possible to accumulate 4 cr with compounding in 15years. I know a IT guy worked in India only never went to onshore able to bought 1 big villa worth 2.5 cr ( 10 bed rooms , 3 car garages) and have 1.5 cr savings as well that too from FD.
This video is perfect chu..... About finance & influencer.... Why? 1) a person who used to make 8L per annum in 2013 as a wealth manager (still surprised by watching someone else's portfolio bcoz and then searched about markets) 2) Wealth Manager at 2013 salary started 2.5-3.5L per annum in Mumbai itself (i was from same year guy with bank with that salary) 2) if his current salary which got compounded 15-20%, if that is true than his salary itself would be 1 Cr, then why to get so excited to Achieve 1 Cr on portfolio after 7 yrs. 3) inshort what said n want having don't match. Wint please verify ppl before taking interview of such ppl via IT returns rather then having random interview
& 80% savings is a clear sign of well settled family background... ;-)....... & playing under family wealth is not worth such platform.... & such big talks
I am 33 years old and have a net worth of about 2.5 crores. I do not own a house in India yet. At times, I feel like I am way behind by looking at 25 or 28 year old millionaires on Social media
Just stop ordering from Zomato and Swity for one month. And you guys woild be surpirsed, how much you can save in a month. And from there, journey to be rich of yours will truly begin.
Its nice to see Gurjot in show also his tweets are very informative. 1st time i have seen him in Shankar Nath Sir's Video of Coffee Can Investing. Where Gurjot shared formula to find good stocks in India in screener, coffee can Investing in Indian context. Nice to listen to him again. Thanks for bringing him to the show.
unless one discloses net worth approximations and monthly expenses (ofcourse approximations) .. its not much of motivation for Financial Independence seekers. One would be interested to verify their own finances with that or where they stand as on today
I liked the last example the guest gave of 50k income per month and how it can become a crore in approx 10 years, very much a middle class person can relate to that and good chances of . Being able to manage to do it. Thanks
estimate networth of individual seems like 8-10Cr. Property worth 40L contributing 5% of portfolio means portfolio size of approx 8 cr. Sorry if my calculations are wrong.
Hi, I have a query regarding financial independence calculation. Suppose a corporate professional who is in his early 40s (without spouse & kids and no parental liability) has generated a corpus of 1Cr. What should be his game plan to achieve a amount of 4Cr in 3-4 years?
4 times in 4 years is very aggressive returns expectations, it will involve very high risk. Probably you can plan to earn with proper swing trading in low risk Bluechip companies with a target of about 25-26% returns will give about 2.5 cr in 4 years. I am able to do same since 2016 and have been able to reach around 1.6 cr now
If u have no parental responsibility, no spouse or kids. What will u do with 4 cr. Hv 50 lac or 1 cr health insurance. U have ur own house, then 2 cr would be enough. U will hv good passive income from 2 cr. Unless u want to leave 4 cr for soneone... Enjoy ur life.
your money grows by compounding that much everyone seems to tell and by now it got hammered in to our heads as well, but is the growth from the first crore ploughed back , how does it happen though? As far as a layman like me understand you put money in SIP and the same plus annual CAGR gets added to your corpus .. things don't add up .we need amazing people like you to help us understand more.. success stories won’t do much to us without actually knowing the dynamics of how money is multiplied ( ethically).
How you manage fixed expenses of Rs15 L pa… the school fees for one kid is Rs12 Lakh.. just tution fees .. further education++ , marriage .. house hold expenses etc.. it should be close to Rs 36 Lakh pa in metro towns
miss selling to senior citizens ....just imagine whole life they work hard and back agents just mis huide and use their money to make commision so bad ....good decision to leave ICICI , when I started view it was 160 likes when finished 216 power of good content
Agar hus and wi dono earning hai tab ye gyan bahut easy hai. Akele earning karke 5 crore early age mei Karo, tab koi baat hai. I did it so I know the pain.
My mutual fund portfoliio 24l Sip in it ₹38500 p. M with step up of ₹2500 Direct stock 2 l Kvp 30l (parents ) Physical Gold 28 l (parents ) Our monthly expense 33k Owing 1 girl child age 4 My age 32 Salary 76k Term insurance 75 l
Nice ❤.. and thank to wint wealth.. thnx to with wealth...& to all my dear and brother it's a request m plannibg to start a startup is there any one who are willing to invest on agricultural land in karnataka mysore region... Because we are middle class people's we have business plan..all I need is initial investor as a partner.. Kindly let me know if any one is interested..
Few caveats and pounters from common person viewpoint. Saving 40 % of salary is impossible if living away from home city to a big city like NCR, Hybd or Bnglr. This is not practical advice for most people. Also having both of couple working is not feasible when we consider family scenario of parents or children of couple living together. So that point is also not applicable to many of us.
To start with get born to the rich parents, at least well enough to do who have already purchased home in metro city and live in their home, have a good childhood(emotionally and financially). have your education and early payments already made by parents. And then only then 7-8 years. Just to make it clear for you. Also do joint investment between you and your parents.
All this is possible if you have no family responsibilities where Parents are independent. If we have to take care of them and their expenses, i don't think we can save so much.
🖤Great content again @wint …but miss the usual greenish video tone and setup …guess your cinematographer/post production guy is on a hard earned holiday
He said his portfolio was at 37L at the time of civid crash and now he is saying he reached more than 50 percent of his goal which is 8 cr he says …so by that logic his current portfolio is more than 4cr ……so he 10x ed his portfolio within 3 years……if thats the case then either this man is genius and should quit his job and start PMS he ll earn lot more or He is just lying 😂😂😂
This is not an inspiring story. Living with parents one easily save 40k to 50k. So even if you invest in Large Cap you will be able to save 1 cr in 32 years of age. Whats a big deal in this? 😅
If you wish to get featured in one of our video, do fill out this form: bit.ly/4a5yyZM
MAKE A VIDEO HOW A GOVT SEVICE HOLDER HAVING A SALARY OF 40000/- CAN BECOME FINANCIALLY FREE ? BCZ IN THIS SECTOR YOU DON'T HAVE THE OPPORTUNITY OF A HIGH SALARY HIKE EVERY YEAR..
@@shyamsundarmondal9511nothing just keep working or increase income
@@shyamsundarmondal9511 not possible
@@MithunDhar88 why brother?
@@shyamsundarmondal9511 Too low salary growth compared to corporate sectors.
A positive factor for him is he is staying with parents and parents taking care of his basic needs mostly and not the other way round. The latter is hard.
Exactly, I was going to say that. The majority of us, are on the other side of the coin.
The takeaway should be
1. Two people earning at high paying jobs; save majority of the income.
2. Invest directly into company stocks; keep it simple
3. Don't invest into products which carry high cost; heavy marketing is a trap
4. Avoid investing too much into real-estate; high fixed costs with little upside
the point 1 is most important ...
Most people be stopping at step 1
I am 32 years and I've made 70 lacs. 4 lacs through my job and working day and night in allied business my dad made 66 lacs and gifted to me 😂😂😂
Abe BSDK !! Just kidding.
Hey, at the end winning matters, nobody wants to know how. But everyone wants to celebrate.
😂 😂 😂
Very low saving fr35 years
Dont lie sir😢
Don’t bring people in show who cannot shares approximate figures about salary etc. No point listening to same jargon story without facts. How he make multiple folds of 1 CR.
Most people can't say exact salary numbers because employers don't allow that. Then you can't bring most salary folks to the show.
Maybe 25 Lpa as Glassdoor says for managing consultant
35 to 40 lpa
starting at 9 lpa and compounding at 15% for 10 years
He said 9L CTC which has grown by 15% cagr in 10year which means right now he is with a salary of 36L CTC
Hahaha exactly what the guy who commented above me said. Starting from 8-9L CTC growing it by 15-20% CAGR for 10 years puts his CTC at 40L. Aur kya btaaye woh? Salary breakup? 😂
Bhai when you live with your parents , pay no rent , no real estate investment in the initial years of your career really helps a lot. Everyone has a story
you pay with your Mental health 🥲
@@vishnumate13 this, I stayed with toxic people initially/until I made enough salary to move out. It was mentally draining and wish to never go back
Apke maa baap rendi ha syaf@@vishnumate13
This interview is SO REAL honestly... We all could relate to this man... This is not like those unreal people who talk about multiplying dramatically since beginners have no idea how to start...
His monthly income in hand from his first job: 50K
Monthly SIP: 25K (Because low fixed costs etc)
Annual step up: 20% (since he was able to compound his salary by 15-20%)
Returns: 15% (is what he said)
Time period: 10 years
Invested amount: 77.8L
Est returns: 67.4L
Total value: 1.453CR
Aise banaye bhai ne crore. Obviously it’s an approximation.
He was able to save 45000 out of 50000. Means staying at home with parents.
and pocket money from Parents even while on job@@Someonner
He said 5% of his amount in real estate which was of 30lakhs, keeping that into account. His total net worth is 6Cr. 80% of this should be around 4Cr. Approximately
@@curiousbutton-6g he said he is half way of a retirement corpus of 5-8 crore. Which means 2.5-4 cr.
ये भाई साब तो फिर भी अपने से लग रहे हैं ।
नहीं तो , पहले वाले तो सारे 15 करोड़ वाले ही आते थे ।
Touching 1 crore after COVID hike, working as an usual salaried person - Still it is relatable and convincing.
Always an enriching content ... Somehow wint wealth has managed to become my most favorite finance channel ....
Pls show case some people who are currently in middle class of earning annual Rs. 10 lacs to 20 lacs earning who achieved 1 crore...that would be more beneficial
I also made by 30 but I think 1crore should not be a challenge for a 30+ age with good salary. If anyone getting a good salary already, should majorly do FD. Index funds and Blue chip mutual funds are also good. Don't do direct stock pick without knowing the fundamental
Very well said
Excellent
Healthcare insurance is a cornerstone in anyone's financial strategy. Ensuring comprehensive coverage not only safeguards my well-being but also protects my hard-earned investments. It's pivotal to secure robust health insurance plans that provide peace of mind, allowing us to focus on growing our Investment without the constant worry of unexpected medical expenses.Big ups to everyone working effortlessly trying to earn a living while building wealth. I’m 63 and my husband 65 we are both retired with over $5 million in net worth and no debts. We started late but saving and investing lifestyle made it possible for us this early even till now we earn monthly through passive income. 😊😊
Alright, speaking in general terms, investing requires a good amount of knowledge. That's why it's essential to have a solid support system like a financial counselor, especially when picking out assets. I've been working with Regina Louise Collaro, who is an investment advisor at a registered wealth management company. I can't recommend her enough; my financial journey has been fantastic thanks to her. She's quite well-known for her services, and she helped me achieve financial stability through investments. Now, I benefit from her passive income strategies every month. So, I'd strongly suggest finding a reliable investment advisor for yourself
Alright, speaking in general terms, investing requires a good amount of knowledge. That's why it's essential to have a solid support system like a financial counselor, especially when picking out assets. I've been working with Regina Louise Collaro, who is an investment advisor at a registered wealth management company. I can't recommend her enough; my financial journey has been fantastic thanks to her. She's quite well-known for her services, and she helped me achieve financial stability through investments. Now, I benefit from her passive income strategies every month. So, I'd strongly suggest finding a reliable investment advisor for yourself😊
She is easy to find , make a quick research of her on the internet with her name Regina Louise Collaro and leave her a message .She works with anyone independent of their location.
I am one of many people who has benefited from investing with Regina Louise Collaro, and you are right. When I lost my work due to COVID in 2020, I had no reason to live, and it will always be a memorable year in my life. I owe Regina my life since she made it feasible for me to live well through passive income. To be very honest, I believe she is an angel who was sent to assist individuals who are through financial hardship.
I have had the intentions of starting investing. But I always thought it was late and I think I need to stop procrastinating. I will definitely 🔍 Regina Louise Collaro and see what she can advise .Thanks a lot . This was of so much help to me .
Your kids and thereafter and will definitely enjoy your 100 cr ! Keep saving
Respected Ramesh damani sir said that if 10 lakhs investment grews at the rate of 25-30 percentage then ten lakhs will become 100 crore in 30 year.
Keep them episodes coming! Awesome work
Plese find some investor like him who came from tier 2 cities, and he earns under 30K per month. interview him and reveal his strategies.
Wintwealth soon touches 1 million subscribers... This is the only channel I follow because of the damn quality content.
Kudos to the Team WINTWEALTH behind it.
Thank you, glad you're liking the videos 😊
U know i never turned on any channel's notifications....but because of yr QUALITY content is , i turned on notifications of yr Chanel.... Yesterday i found your Chanel... Hearty i have to say ... This chanel provides very precious, meaningful & informative Content... GUYS ❤❤ KEEP IT UP.
Great work sir,
Thanks for giving this much financial knowledge sir,
God Bless you...
in IT specially Big4 and Accenture it is possible to accumulate 4 cr with compounding in 15years. I know a IT guy worked in India only never went to onshore able to bought 1 big villa worth 2.5 cr ( 10 bed rooms , 3 car garages) and have 1.5 cr savings as well that too from FD.
What are those big 4 ?
I think he has included his parent portfolio as well... Bcz numbers are not adding up
Wintwealth team should hit the gym. not body shaming, just a genuine concern!!
This video is perfect chu..... About finance & influencer....
Why?
1) a person who used to make 8L per annum in 2013 as a wealth manager (still surprised by watching someone else's portfolio bcoz and then searched about markets)
2) Wealth Manager at 2013 salary started 2.5-3.5L per annum in Mumbai itself (i was from same year guy with bank with that salary)
2) if his current salary which got compounded 15-20%, if that is true than his salary itself would be 1 Cr, then why to get so excited to Achieve 1 Cr on portfolio after 7 yrs.
3) inshort what said n want having don't match.
Wint please verify ppl before taking interview of such ppl via IT returns rather then having random interview
& 80% savings is a clear sign of well settled family background... ;-)....... & playing under family wealth is not worth such platform.... & such big talks
No rocket science.... ma baap ka paisa hai to koi bhi khudke salary ko 80% invest Kar hi sakta hai...and reach 1cr soon...
I am 33 years old and have a net worth of about 2.5 crores. I do not own a house in India yet. At times, I feel like I am way behind by looking at 25 or 28 year old millionaires on Social media
Can you tell us your story?
How did you save that much??
Where did you invest it, and how much u got cagr u r getting?
😂
Just stop ordering from Zomato and Swity for one month. And you guys woild be surpirsed, how much you can save in a month.
And from there, journey to be rich of yours will truly begin.
His salary is approximately 40 L to 50 Lakhs per annum
Its nice to see Gurjot in show also his tweets are very informative.
1st time i have seen him in Shankar Nath Sir's Video of Coffee Can Investing.
Where Gurjot shared formula to find good stocks in India in screener, coffee can Investing in Indian context.
Nice to listen to him again.
Thanks for bringing him to the show.
Me too.... That's how I heard his name first
His current CTC is around 40 lacs (Compounding 9L at 17% for 10 years) .. thanks me later
Way more dude.
What is the name of the hospitality company which gives such 11+1 month service?
unless one discloses net worth approximations and monthly expenses (ofcourse approximations) .. its not much of motivation for Financial Independence seekers. One would be interested to verify their own finances with that or where they stand as on today
80-90% savings , in which world brother, how did you manage this wonderful idea???
Someone working as a wealth manager selling financial products had to search what a share is...
Goes to show the systematic mis-seling.
Love wint as usual,
Thanks for the quality content, wint wealth team
Crorepati is not a big deal in India anymore amongst working professionals particularly IT, consulting.
Can you share the property details of the Solan investment?
Getting somewhere around 40 lacs for 15% compound interest
I liked the last example the guest gave of 50k income per month and how it can become a crore in approx 10 years, very much a middle class person can relate to that and good chances of . Being able to manage to do it.
Thanks
Around 50 LPA?
He is from accenture consulting at M level so probably 35 fixed and around 5-10 lakh variable
Great discussion!
For me 1 crore has been achieved twice because of my job income.
One genuine question!!
After becoming FIRE, does one ever need to work and earn including him and his coming generations.??
To be honest, I have made almost 2.5 CR, and I'm 31 years old.
Wow but how?
estimate networth of individual seems like 8-10Cr. Property worth 40L contributing 5% of portfolio means portfolio size of approx 8 cr.
Sorry if my calculations are wrong.
50% contributed by parents
@@thatlazymom he did well in maintaining CAGR of 15% and saving good amount of money
5cr
@@ankitsharma3578 how? Please explain
He told the goal is 5-8Cr and he has already achieved 50% of it
No story is a wrong story if it works out well and you planned for it. Finance and money don't see social norms. Just beat inflation on consumption.
Pls bring self made people and not those who took leavarage of parents money via saving on rents or joint investments
Can you eleborate on how you got the hospitality company managed property plz?
ESOPs are the real game changers 😎
Usually it will take 15 years. It accumulate one core interest rate 8 to 9 . 60% of debit and 30% equity and 10 % saving account for emergency fund
My starting salart 14k current salary 60k. Now age 29 My current portfolio 50 lac.
His current CTC should be around 42 LPA, assuming 15% growth with starting ctc of 8 LPA
What calculation did you do?
At 20% growth/year salary doubles at 3.5 years. Considering 10 years of job, it should be somewhere around 60-70 lakhs.
true, even I landed on 40LPA when I calculated.
@@sauravbhagat4737 edited my comment. I assumed 15% not 20%
@@sauravbhagat4737 at 20% it would come around 64 LPA
Inspirational talk
Hi, I have a query regarding financial independence calculation. Suppose a corporate professional who is in his early 40s (without spouse & kids and no parental liability) has generated a corpus of 1Cr.
What should be his game plan to achieve a amount of 4Cr in 3-4 years?
Honestly with family expenses are peak. Investment in funds is must do, avoid real estate and think of 7-8 year horizon. Maybe save before you spend
Family expenses is 1L per month.
4 times in 4 years is very aggressive returns expectations, it will involve very high risk. Probably you can plan to earn with proper swing trading in low risk Bluechip companies with a target of about 25-26% returns will give about 2.5 cr in 4 years. I am able to do same since 2016 and have been able to reach around 1.6 cr now
Loot a bank
If u have no parental responsibility, no spouse or kids. What will u do with 4 cr. Hv 50 lac or 1 cr health insurance. U have ur own house, then 2 cr would be enough. U will hv good passive income from 2 cr. Unless u want to leave 4 cr for soneone... Enjoy ur life.
your money grows by compounding that much everyone seems to tell and by now it got hammered in to our heads as well, but is the growth from the first crore ploughed back , how does it happen though? As far as a layman like me understand you put money in SIP and the same plus annual CAGR gets added to your corpus .. things don't add up .we need amazing people like you to help us understand more.. success stories won’t do much to us without actually knowing the dynamics of how money is multiplied ( ethically).
Definitely he is eating only vada pav for his entire life to save 90% of his income.
😂
Excellent Channel
Just superb content
How you manage fixed expenses of Rs15 L pa… the school fees for one kid is Rs12 Lakh.. just tution fees .. further education++ , marriage .. house hold expenses etc.. it should be close to Rs 36 Lakh pa in metro towns
Don't generalise exceptional cases. Not all schools in metro cities charge 1 lakh per month for school fees.
On a lighter note am I watching Ranbir Kapoor interview 😊 Movie ‘Animal’ affect 😅
Lovely vedio thanks for sharing
what will you say about msd eho lifts up wc at age 29, kapil dev at 23
Im 23 and I've saved 75 lac already. :-)
You should interview me i think 😛
miss selling to senior citizens ....just imagine whole life they work hard and back agents just mis huide and use their money to make commision so bad ....good decision to leave ICICI ,
when I started view it was 160 likes when finished 216 power of good content
His package is around 30-32 lacs as of now.
Can you share your portfolio holdings here? That will be helpful for others to how your portfolio diversity.
Good one
Agar hus and wi dono earning hai tab ye gyan bahut easy hai. Akele earning karke 5 crore early age mei Karo, tab koi baat hai. I did it so I know the pain.
My mutual fund portfoliio 24l
Sip in it ₹38500 p. M with step up of ₹2500
Direct stock 2 l
Kvp 30l (parents )
Physical Gold 28 l (parents )
Our monthly expense 33k
Owing 1 girl child age 4
My age 32
Salary 76k
Term insurance 75 l
Helpful😊
Iam from solan Himachal Pradesh
I see myself on the right side on this channel very soon :)
Great content
I guessed before he tell fantastic goal
Bro isn’t working for money but wants 100cr by the time he turns 60. Financial independence has become just a cool term these days and nothing much
Typically Delhi Gloating guy . Tells starting ctc, compounding rate and duration then says cannot reveal final salary. 😅😅
Nice ❤.. and thank to wint wealth..
thnx to with wealth...& to all my dear and brother it's a request m plannibg to start a startup is there any one who are willing to invest on agricultural land in karnataka mysore region...
Because we are middle class people's we have business plan..all I need is initial investor as a partner..
Kindly let me know if any one is interested..
How much tax applicable on Investment of Rs.2 Cr in Govt Secs .
Is it really worth??
Invest 1 cr in your name and invest 1 cr in wife name. Upto 7.5 lakhs income is tax free.
@@gurjota Sir What about Tax Slab??
I hope you understand that get this information of clients and using it is not legal without client authorisation.
Few caveats and pounters from common person viewpoint.
Saving 40 % of salary is impossible if living away from home city to a big city like NCR, Hybd or Bnglr.
This is not practical advice for most people.
Also having both of couple working is not feasible when we consider family scenario of parents or children of couple living together.
So that point is also not applicable to many of us.
Take a remote job, daycare or hire a nanny. It can be managed. Both people working will result more
To start with get born to the rich parents, at least well enough to do who have already purchased home in metro city and live in their home, have a good childhood(emotionally and financially). have your education and early payments already made by parents.
And then only then 7-8 years. Just to make it clear for you. Also do joint investment between you and your parents.
So, he has a fabulous portfolio of ~8Cr based on the indicative number of real estate investment.
How?
I legit thought he was ali abdall from thumbnail 😂
There is something shady here. He is not disclosing all the information
All this is possible if you have no family responsibilities where Parents are independent. If we have to take care of them and their expenses, i don't think we can save so much.
🖤Great content again @wint …but miss the usual greenish video tone and setup …guess your cinematographer/post production guy is on a hard earned holiday
Could you invite people who have adopted DINK lifestyle too?
My biggest regret that i started my fin journey at 2023 😥
Networth 3-4cr ( 40L jointly bot with parents..is 5%). + Hints on FIRE. at 5-8cr ...
salary in the range of 40-60lpa
Dont u have anyone other then IT sector to share his/her investment story.
He could turn his 67lakhs in 2020 into 1 crore after covid and now ~4 crores in 3 years ? Its very impressive.
Use any sip calculator... U will get it.. If u have huge amount accumulated... Its will return growth quick..
@@dustuidea1 cr ka 4 nhi hota before 10 yrs
Without admission of numbers this interview is just blabbering instead of motivation
Hospitality company name? for rental property?
Its sad that there was not anyone to guide me when I was young.
Please don’t bring people who lived on daddy’s money
Wait a minute! Why is he investing in the tax saving mutual funds? Is he still using the old tax regime even at the highest salary slab?😮
Unless your income is above 5 crores, Old regime is better if you are able to maximise tax deductions
@@shyampsunder2003how???
He said his portfolio was at 37L at the time of civid crash and now he is saying he reached more than 50 percent of his goal which is 8 cr he says …so by that logic his current portfolio is more than 4cr ……so he 10x ed his portfolio within 3 years……if thats the case then either this man is genius and should quit his job and start PMS he ll earn lot more or He is just lying 😂😂😂
This is not an inspiring story.
Living with parents one easily save 40k to 50k. So even if you invest in Large Cap you will be able to save 1 cr in 32 years of age.
Whats a big deal in this?
😅