If you wish to be part of the Money Matters series, please fill up this form: forms.gle/Tmbo2nUTnhn9vjpG7 Money Matters is a series where I have conversations with normal people such as you and I, on your personal finance issues. It is important to note that I am NOT a financial expert, I am NOT SEBI registered, and I am NOT qualified to give financial advice. Everything that I say in these videos is purely through my own experiences. - So these videos do not offer any stock tips, or specific mutual fund recommendations or get-rich-quick schemes. - I am not selling any product or service through these videos. - None of the brands that I mention in these videos have paid me to mention them, unless I explicitly say so (and I will say if the video is sponsored). This also means that my advice may not always be the right advice. So incase I make a mistake, the best way to correct me will be to share your point of view in the comments, so that everyone can benefit from it. I am not perfect, nor claiming to be either and would love to learn and grow. The idea is simply to help people with their finance journey and through their story try to help others who may have a similar story. My Money Apps: Indian Stock Investing (Zerodha): bit.ly/3iYKROh Mutual Fund Investing (Coin by Zerodha) (You will need to create a Zerodha account for it first. Coin is free): bit.ly/3iYKROh US Stock Investing + Investment Tracking (INDMoney): bit.ly/3tT5moR Portfolio Investing (Smallcase): bit.ly/3u0is0I Corporate Bonds (Wint Wealth): bit.ly/3sbUI8c How to pick the right insurance (Ditto): bit.ly/3xFh7OU The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions. My bestselling books: 'Make EPIC Money' here: amzn.to/3WHJ43F ‘Get EPIC Shit Done’: amzn.to/4fK1IR5 ‘Do Epic Shit’: amzn.to/4fK9uuv My gear for shooting this video: 🎥 Sony a7III camera: bit.ly/3M42wAV 🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0 🎙 Shure SM7B Microphone: bit.ly/3O1NAVA 🔆 Fill Light 60W: bit.ly/37aJolP 💡 Key Light 150W: bit.ly/3O9nyjs 📽 Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1 The above links are on Amazon. If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L.
Sir aapki book Do epic shit Maine aaj Flipkart se perches Kiya hu aur Mujhe ziyada English nahi aati hai Kiya wo book mere reading keliye sahi hoga sir
Sir plz continue uploading these vdeos coz they help us understand people situations and how to handle financial situations where you are not okay kind of thing.., Thank you sir for this videos and thank you amisha for discussing your situation with all of us.. May God bless you and improve your situation...
Sir Please 🙏 Make a vedio For Life Insurance In that vedio please suggest us for the working guys that Which kind of life insurance will be better for us. And please suggest top 3 trustable life insurance companies As well as Health insurance for our parents
Sir Please 🙏 Make a vedio For Life Insurance In that vedio please suggest us for the working guys that Which kind of life insurance will be better for us. And please suggest top 3 trustable life insurance companies As well as Health insurance for our parents
Lol. The child's education is responsiblity of the parents and not the sibling. So they should be ashamed of themselves for family planning of 3 children which they can't afford.
It's commendable that she managed to save 2.5 Lakh with a salary of 25k in such a short span. I don't even understand how it's possible when everything is so so expensive these days. Bravo 👏
Because she stays in her hometown and she doesn't have any other expenses like EMIs, rents, etc., so she was able to manage it. But if we talk about the most cases like us, we do have rents, EMIs, bills, some miscellaneous expenses to support our family in odd situations etc., so it is not possible to save for us in her way unless we have the good package of salary
But I am still confused. Its been 8-10 month she is working.… with 24800/- salary in total she earned 248000 (in 10 months) which is less than 2.5 lakhs. And during this time she also paid a part of her sibling’s fees. I don't think so that this saving is just from her salary. But yes still a good amount she had in her account at this age.
@@jaya9353 yeah it took me 3 years to save 3.4 lakhs with 30k salary not sure how people manage to save within 10 months, may be she has some extra income which she is not revealing!
It's essential to conduct thorough research, consider the long-term outlook of the companies, and diversify your investments to manage risk effectively.
And let's not forget how the global economy plays into all of this. Economic instability, inflation, and market fluctuations can further complicate matters and add to people's financial worries.
Good point.. the market has been crazy lately, a few surprises here and there.. with all the global happenings taking place I think it’s safe to say that a severe global recession is looming..
That's true. Changes in tax policies, both domestically and internationally, can have significant implications for investors. It's crucial to work with financial advisors who understand these complexities and can help navigate them effectively.
You need to get a financial planner or expert on investments to aid diversify your portfolio to commodities index funds, digital assets etc, to provide illumination and guidance in the financial markets.
Respect button for amisha 👍 And for those brothers and sisters who take responsibility and not depression and treat their younger siblings as their children 😊👍👍
Obviously we don't know HER whole story but if you know it ANKUR, if she doesn't find a good job, It would be great if you could sponsor her sibling's education as PART OF YOUR PRACTICE that you do, would love to see it
Don’t ask for easy solutions. When she is ready to take the challenge and finding way out y are u asking Ankur to help?she is a strong young girl , I am sure she will make it .
There are 400 thousand views on this video, even if everyone paid 1 rupee that will be 4 lacs, every day we as people can donate rupee 1, we will help our countrymen
exactly, never resign without having a job in hand, I have 3 years of experience in data engineering yet companies are not calling me, ghosting me! Job market is terrible now.
If you wanna be successful, you most take responsibility for your emotions, not place the blame on others. In addition to make you feel more guilty about your faults, pointing the finger at others will only serve to increase your sense of personal accountability. There's always a risk in every investment, yet people still invest and succeed. You must look outward if you wanna be successful in life.>>
The first step to successful investing is figuring out your goals and risk tolerance either on your own or with the help of a financial professional but is very advisable you make use of a professional like I did. If you get the facts about saving and investing and follow through with an intelligent plan, you should be able to gain financial security over the years and enjoy the benefits of managing your money.
Is this a good time to buy stocks? I know everyone is saying we are in the bull market and all, but obviously there are strategies to maneuver when there is a bear market but these strategies doesn't come common to the average folk, I'm attempting to create a portfolio for me and my children that will at least be $900k in value.
The stock market rally run is gone, but I'm not sure if equities will swiftly recover, keep falling, or fluctuate in a narrow range for a few weeks, or if things will quickly get worse. I'm under pressure to increase my $150k reserve.
Making touch with financial advisors like Zachery M Demers who can assist you restructure your portfolio, would be a very creative option. Personal financial management will be crucial to navigating the next difficult times.
Ankur knows that interest or life insurance is not a part Muslim faith so he intentionally uncovered that part...just awesome 👏 mr.ankur! I hope this sister will study about such things in coming days.
Such a beautiful video. Nice to see such young girls taking so much responsibilities. God bless her to full fill all her dreams. Great work Ankur Warikoo Sir.
This year could turn out worse. I lost a lot of money last year as a result of poor investing decisions that I would never have made if I hadn't been so concerned about my portfolio. I wasn't sure whether to keep investing or make mortgage payments. After selling my investments, I discovered that the house required more work than I expected. I'm not sure how long I can go on like this..
Invest in companies that provide current cash flows to diversify your portfolio. I hired a planner at the end of 2023 to enhance my portfolio, and in the last ten months, I've made profits in over fifty thousand different marketplaces. Should 2023 teach us anything, it's that luck doesn't last forever. Even in times of abundance, we should put in more effort to prepare for the worst case scenario.
She's such a hardworking and responsible sister , Allah helps you in all the situations. So proud of you sister , you are thinking of all your family....Salute
I envy little Amisha, and also feel so proud for her sincere thoughts. What a learning, never looked into finances, so zero saving for me. Enriched with a lot of Learning.
after a long time, i am seeing a reasonable and most importantly, a modest muslim woman on the internet. was pleaseant to watch and wish i am in a position to help her family. hope everything works out for her!
Glad to see a hijabi girl not only being independent but also looking out for her family...Kudos to you Amisha❤🎉 Thank you Warikoo sir 🙏 For the trollers... She may be willingly donning the Hijab and societal taunts and trolling about it could be the one pulling her down. Hijab is a choice, you dont know from one video if its not. Keep your opinions to yourself and stop trolling ordinary people and spreading hate.
I m a govt employee earning 54kin hand and 10 k in NPS deductions currently at home Emergency fund 50k Investment 1.stocks approx 1 lakh 10k 2.Sip:- started from May 2024 1. Parakh parikh 5k per month 2.Nippon India large cap 5k 3.Motilal oswal mid cap 2k 4.Axis small cap fund 1k No loans Plz help to improve more or need suggestions from everyone who ever is reading thank u for the cooperation
This is a great great great video I have seen in an internet today , completely blew my mind, I am in the same situation right now, it will help me a lot , it is very well structured future plan , thank you so much sir , may god bless you Amisha .
I love that girl..... Itni zimmedaar ladki jab unko bataya gaya investments ka return to iski khushi dekhne layaq thi Sister proud of you aapse mujhe sharm aarahi hai
Bangalore is super duper expensive. Even if I save like anything, 10k for rent, 5 to 6 k for the rest goes just like that😢. For her...to have financial stability she would need to aim for a job which have in hand around 50k..
Pension 30000 pm Rental Income 5500 pm MF 10000 pm FD 13 Lakh Bank Balance 4 Lakh Monthly Expenses 10000 Car Insurance 10000 pa Car PUC 150 pa Car Servicing 5000 pa Intetest income 3000 pm
As Muslims, we should never invest in non-Shariah-compliant mutual funds or shares. Remember, a small profit from halal investment is always better than a large profit from non-halal investment. Jazakallah
To be honest, the Mahomedan Religion does not even give women the right to education. She has already gone against the teachings of this God forsaken religion by obtaining a bachelors degree.
@@SammyaChandraMisra-cw3wz Halal investment refers to investing in assets or companies that comply with Islamic principles and values, as guided by the Shariah (Islamic law). The primary goal is to generate returns while ensuring that the investments are ethical, moral, and socially responsible. Key principles of halal investing: 1. *Prohibition of Riba (interest)*: No investment should generate or involve interest. 2. *No speculation or gambling*: Investments should be based on real assets and economic activities. 3. *No harm or exploitation*: Investments should not harm people, animals, or the environment. 4. *Transparency and fairness*: Investments should be transparent, and all parties should be treated fairly. 5. *Shariah compliance*: Investments should adhere to Islamic principles and values. Examples of halal investments: 1. *Stocks*: Shares in companies that comply with Shariah principles (e.g., no alcohol, tobacco, or gambling). 2. *Real estate*: Investments in property, such as rental properties or real estate investment trusts (REITs). 3. *Sukuk (Islamic bonds)*: Bonds that comply with Shariah principles, often used for infrastructure or project financing. 4. *Commodities*: Investing in physical commodities, like gold, silver, or agricultural products. 5. *Islamic mutual funds*: Funds that invest in a diversified portfolio of halal assets. Remember, halal investing is not only about avoiding prohibited activities but also about promoting ethical and responsible investing practices.
Appreciate her strong zeal positive thinking in such a young age Very much mature putting her all best efforts to take care of her family siblings education Very supportive to her family, Wishing her a wonderful and great Career ahead 💐🤲
Absolute hats off to her for taking all the responsibility 🫡 At her age most of youth doesn't even bother about there expense let alone think of family
Thank you so much Ankur Sir for inviting such genuine and real people on your channel. Your willingness to share their struggles and stories shines a light on important issues and offers hope and inspiration. May your guest be blessed with incredible career opportunities, and may they enjoy good health and a prosperous life ahead. (May Allah also protect you from evil eye Amisha, Allahumma Barik) .Your platform truly makes a difference, and I'm grateful for the positive impact you're creating.
Hi @warikoo I have been watching every episodes of your series, but I do think few expenses are missing in the investment journey. In all your episodes while planning the investment journey you take up the monthly expenses and the rest you suggest them to invest for building a large corpus for retirement. But what about other expenses that come every quarter, half year, yearly or once in 2-3 years. These can be income tax, mobile phones, home or kitchen appliances expenses, apparels, health problems etc. I feel we should consider these also before planning for investment.
For Muslims it's very simple to invest. 1. TAURUS ETHICAL FUND 2. TATA ETHICAL FUND 3. NIPPON SHARIAHBEES ETF And if you wanna take more risk and wanna invest in stocks directly, then go for stock in which these three funds having their investments.
As an elder sister i wish to tell her to prioritise herself and not get lost in the burden of responsibilities getting in her way. Good luck Amisha you will achieve great success in your life 😊
Just because you started earning doent means that you starting making too many commitments in life. Dont make commitment on the money that you have not seen yet in your hand. Stop wasting on your blood sweat money on electronic goods. First remove the part of salary as saving (never touch it without genuine reason and live with rest money for the full month. You wife or mother is the best who will care your health so do not waste money on hotels.
This video is very much helpful for us (approx 30K salary) , but have to pay EMI - 8K , and after that the remaining balance is 20K approx . But life is unpredictable .
Sorry to say but I do not agree with you that she shouldn't take a job at lower package. As an IT professional myself, considering the current situation of the market, she should take whatever best offer she has at the end of her notice period. It is really difficult to get a job if she takes a break. She can continue trying to get a better package even after joining somewhere and as soon as she gets one she can switch again.
If you wish to be part of the Money Matters series, please fill up this form: forms.gle/Tmbo2nUTnhn9vjpG7
Money Matters is a series where I have conversations with normal people such as you and I, on your personal finance issues.
It is important to note that I am NOT a financial expert, I am NOT SEBI registered, and I am NOT qualified to give financial advice.
Everything that I say in these videos is purely through my own experiences.
- So these videos do not offer any stock tips, or specific mutual fund recommendations or get-rich-quick schemes.
- I am not selling any product or service through these videos.
- None of the brands that I mention in these videos have paid me to mention them, unless I explicitly say so (and I will say if the video is sponsored).
This also means that my advice may not always be the right advice. So incase I make a mistake, the best way to correct me will be to share your point of view in the comments, so that everyone can benefit from it.
I am not perfect, nor claiming to be either and would love to learn and grow.
The idea is simply to help people with their finance journey and through their story try to help others who may have a similar story.
My Money Apps:
Indian Stock Investing (Zerodha): bit.ly/3iYKROh
Mutual Fund Investing (Coin by Zerodha) (You will need to create a Zerodha account for it first. Coin is free): bit.ly/3iYKROh
US Stock Investing + Investment Tracking (INDMoney): bit.ly/3tT5moR
Portfolio Investing (Smallcase): bit.ly/3u0is0I
Corporate Bonds (Wint Wealth): bit.ly/3sbUI8c
How to pick the right insurance (Ditto): bit.ly/3xFh7OU
The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions.
My bestselling books:
'Make EPIC Money' here: amzn.to/3WHJ43F
‘Get EPIC Shit Done’: amzn.to/4fK1IR5
‘Do Epic Shit’: amzn.to/4fK9uuv
My gear for shooting this video:
🎥 Sony a7III camera: bit.ly/3M42wAV
🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0
🎙 Shure SM7B Microphone: bit.ly/3O1NAVA
🔆 Fill Light 60W: bit.ly/37aJolP
💡 Key Light 150W: bit.ly/3O9nyjs
📽 Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1
The above links are on Amazon. If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L.
Sir aapki book Do epic shit Maine aaj Flipkart se perches Kiya hu aur Mujhe ziyada English nahi aati hai Kiya wo book mere reading keliye sahi hoga sir
@@warikoo Respected Sir I have seen your videos. I request you to give me suggestions and I will choose best among the
Sir plz continue uploading these vdeos coz they help us understand people situations and how to handle financial situations where you are not okay kind of thing..,
Thank you sir for this videos
and thank you amisha for discussing your situation with all of us.. May God bless you and improve your situation...
Sir Please 🙏 Make a vedio
For Life Insurance
In that vedio please suggest us for the working guys that
Which kind of life insurance will be better for us.
And please suggest top 3 trustable life insurance companies
As well as Health insurance for our parents
Sir Please 🙏 Make a vedio
For Life Insurance
In that vedio please suggest us for the working guys that
Which kind of life insurance will be better for us.
And please suggest top 3 trustable life insurance companies
As well as Health insurance for our parents
I am proud of her as a sister she is taking all responsibilities
She is very intelligent and excellent and responsible girls only education can change the life of peoples , so all must be do it
Yes Really great Bro.... Nowadays Father and mother are not Ready to support... 🙏🙏🙏🙏🙏👌👌👌👌
As man you also learn
This is a real world situation not everyone getting 50k salary and not everyone have pension
😢😢
Her parents are so blessed to have such daughter.
But she is using hijab
Like illiterate
Lol. The child's education is responsiblity of the parents and not the sibling. So they should be ashamed of themselves for family planning of 3 children which they can't afford.
@@Ish392swe don’t know what is going on in their family…Don’t throw these types of comments without knowing anything…
This guy is changing my life by slapping on my face every day,for my bad financial decisions
It's great to know that you accepting your mistake🙌🏻👍🏻 in this generation koi apni galtiya bhi ni accept krta hai
Tumhare naam mein bhi Chandaa likha hai 🤭🤭🤭🤣🤣🤣😜😜😜
@@Ameero_ki_Vichardharaa yes bro thank god i am not one of those,and now i am trying to get on right track. 😀
@@parikshitpatil7404 😵💫😵💫😵💫
We are in this together 😅😂
Bhai 2 lacks salary wale mat lao..aise hi logo ko bulao..Hats off to Amisha.
We need both perspective.
2 lacs walo ka bhi situation kharab rehtay
500-500 ka 3 sip kar lo 😊
Sahi kaha. This is better
Yes
She is so sincere… taking note also during the session :-)
Hope she will reach her heights…
@@pulkit5288 get a life brother
@@Akashroy-hh6ei don't teach me
It's commendable that she managed to save 2.5 Lakh with a salary of 25k in such a short span. I don't even understand how it's possible when everything is so so expensive these days. Bravo 👏
That is because she is not an extravagant spender and must be living by basics and not running behind material things
Because she stays in her hometown and she doesn't have any other expenses like EMIs, rents, etc., so she was able to manage it. But if we talk about the most cases like us, we do have rents, EMIs, bills, some miscellaneous expenses to support our family in odd situations etc., so it is not possible to save for us in her way unless we have the good package of salary
I too saved around 3.4 lakhs with 30k salary by doing wfh. I only spend on groceries and nothing else
But I am still confused. Its been 8-10 month she is working.… with 24800/- salary in total she earned 248000 (in 10 months) which is less than 2.5 lakhs. And during this time she also paid a part of her sibling’s fees. I don't think so that this saving is just from her salary. But yes still a good amount she had in her account at this age.
@@jaya9353 yeah it took me 3 years to save 3.4 lakhs with 30k salary not sure how people manage to save within 10 months, may be she has some extra income which she is not revealing!
Very Interesting Video, Every youth learn from her ,
It's essential to conduct thorough research, consider the long-term outlook of the companies, and diversify your investments to manage risk effectively.
That's the proper way
And let's not forget how the global economy plays into all of this. Economic instability, inflation, and market fluctuations can further complicate matters and add to people's financial worries.
Good point.. the market has been crazy lately, a few surprises here and there.. with all the global happenings taking place I think it’s safe to say that a severe global recession is looming..
That's true. Changes in tax policies, both domestically and internationally, can have significant implications for investors. It's crucial to work with financial advisors who understand these complexities and can help navigate them effectively.
You need to get a financial planner or expert on investments to aid diversify your portfolio to commodities index funds, digital assets etc, to provide illumination and guidance in the financial markets.
Respect button for amisha 👍
And for those brothers and sisters who take responsibility and not depression and treat their younger siblings as their children 😊👍👍
That smile in every episode when Ankur shares excel for 10, 20, 30 years investment, paise hi paise😅
Butterflies 🦋
22:12 😂😂😂😂
that is me seeing old stocks growing in my portfolio.
😂😂😂
Really proud of her taking responsibility for brother and sister at a very young age.
Obviously we don't know HER whole story but if you know it ANKUR, if she doesn't find a good job, It would be great if you could sponsor her sibling's education as PART OF YOUR PRACTICE that you do, would love to see it
Don’t ask for easy solutions. When she is ready to take the challenge and finding way out y are u asking Ankur to help?she is a strong young girl , I am sure she will make it .
Wah what a suggestion! They have their father( father of 4) to take care of their needs. Not Ankur's job
Dude c'mon
There are many people out there living life like a hell
There are 400 thousand views on this video, even if everyone paid 1 rupee that will be 4 lacs, every day we as people can donate rupee 1, we will help our countrymen
It’s worth watching, many people will benefit through her real life scenario, thank you for making such content ❤
Bro why are you not uploading anymore
What a excellent conversation with little angel, top notch session thanks warikoo sir
Her face has a resting frown. She must have gone through a lot to have that
what
Bhai pura carpet pehna hua hai 😂. Isse bada mental torture kya hoga
@@chaaaaaaaaaaaadthose who have no empathy about other peoples struggle can do everyone a great honour be being silent
@@thehistorynerd916 Bhai mazak tha
@@chaaaaaaaaaaaadbhai tu thoda sa bimar lagta hai , wo by choice pehen rahi hai koi force nahi karta😂😂
22:06 that smile after hearing that much amount of money🙌
She made my day and is the hardworking girl I salute this effort.
Aaj pata chala ki comment PE double tap kar ne se like hota hai 😂😂😂
Nice
Such me mujhe bhi aaj hee pata chala
U r ✅😂
Oh I tried it on your comment and then tried the same to unlike it, but it didn't work 😢. Then I'd to do it manually 😊
Ab purana hogya ye
TIP NO 1: Find a new job first, then resign from your current job.
She is new bee, she needs to have some experience to move
Next.
But you don't know the background why she resigned!!
exactly, never resign without having a job in hand, I have 3 years of experience in data engineering yet companies are not calling me, ghosting me! Job market is terrible now.
I cud swe fire in her eyes to do something good tk her family n herself , appreciate her courage of taking carenof her family of 6 members 👏 👏
I could see the tears of stress and struggle in her eyes. 😪😪🧡
If you wanna be successful, you most take responsibility for your emotions, not place the blame on others. In addition to make you feel more guilty about your faults, pointing the finger at others will only serve to increase your sense of personal accountability. There's always a risk in every investment, yet people still invest and succeed. You must look outward if you wanna be successful in life.>>
The first step to successful investing is figuring out your goals and risk tolerance either on your own or with the help of a financial professional but is very advisable you make use of a professional like I did. If you get the facts about saving and investing and follow through with an intelligent plan, you should be able to gain financial security over the years and enjoy the benefits of managing your money.
Is this a good time to buy stocks? I know everyone is saying we are in the bull market and all, but obviously there are strategies to maneuver when there is a bear market but these strategies doesn't come common to the average folk, I'm attempting to create a portfolio for me and my children that will at least be $900k in value.
The stock market rally run is gone, but I'm not sure if equities will swiftly recover, keep falling, or fluctuate in a narrow range for a few weeks, or if things will quickly get worse. I'm under pressure to increase my $150k reserve.
Making touch with financial advisors like Zachery M Demers who can assist you restructure your portfolio, would be a very creative option. Personal financial management will be crucial to navigating the next difficult times.
HE'S MOSTLY ON TELEGRAMS, USING THE USERNAME...
😊She is Just 23 year old
And Being a Girl
She is empowering her family more than a father
@warikoo pls invite ppl with less than 50k monthly salary. This is the normal range we all can practically understand. Very Good Amisha 👍
How maturation!!! Amish in this age. Wonderful!!!
Professional advisors ❌
ankur warikoo sir ❤,☑️
No
Ankur knows that interest or life insurance is not a part Muslim faith so he intentionally uncovered that part...just awesome 👏 mr.ankur! I hope this sister will study about such things in coming days.
Who said its not islamic to take health insurance?
We need family members like u..
How responsible you are..
Great.❤
Such a beautiful video. Nice to see such young girls taking so much responsibilities. God bless her to full fill all her dreams. Great work Ankur Warikoo Sir.
This year could turn out worse. I lost a lot of money last year as a result of poor investing decisions that I would never have made if I hadn't been so concerned about my portfolio. I wasn't sure whether to keep investing or make mortgage payments. After selling my investments, I discovered that the house required more work than I expected. I'm not sure how long I can go on like this..
Take things easy, we've all made mistakes.
Invest in companies that provide current cash flows to diversify your portfolio. I hired a planner at the end of 2023 to enhance my portfolio, and in the last ten months, I've made profits in over fifty thousand different marketplaces. Should 2023 teach us anything, it's that luck doesn't last forever. Even in times of abundance, we should put in more effort to prepare for the worst case scenario.
How can one find a verifiable financial planner?
Leah Foster Alderman. You'll undoubtedly find out more if you look her up online.
She appears to be well educated and well read. I ran an online search on her name and came across her website, thank you for sharing.
More power to you Amisha, you are real super women ✨
She's such a hardworking and responsible sister , Allah helps you in all the situations.
So proud of you sister , you are thinking of all your family....Salute
She is the elder sister...the good one...like me...I hope life is fair to her.
Salute to sister for family responsibilities
Great conversations and beautiful support you are doing. Thank you
I'm also from koppal I'm very happy to see you amisha
Thank you Ankur for helping us with our limited resources.
Similar salary structure
Room rent 6k
Fooding 5 k
EMI 8K
Family 5k
Others-1k
Savings 0
What a life 😂😂😂😂
Hahaha no worries. Work hard for better opportunity and salary
Sharing mai room lijiye room rent Kam ho jayega...
@@tapasdhal3890 A sharing me hi he wo bhi 5 sharing 😀😀
Agar 1RK bhi Lena he to minimum 12k padega
LITTLE BIT SIMILER MINE BRO
😢
ROOM RENT 6K
LIGHT BILL 500
FOOD & OTHER 5K
PETROL & BIKE MAINTENANCE 4K
HOME 10K
SAVING 5-8K DEPEND ON SALARY 😅
Emi is Trap..reason of Burning
It's really an inspiration as well a knowledgeable session ❤❤
Ankur I think you forgot about the 10 percent she can get back from the govt after filing taxes. That 10 percent is the TDS as she is on contract.
Im so so so proud of this little girl and her grit to become better without abandoning her family 🎉🎉 Loads of love and best wishes Amisha ❤
I'm surprised thst with just 25 thousands she is still able to save 22k each month. And here max I could save is 5k with the same salary
Doing job from last December and with salary of 45k I don't have any savings till now😢
@@IncometaxwallahsscWhere is everything going
Everyone has differnt needs, for last 3 yrs , I was saving almost 90%salery , but for now, due to family resp saving is down to 10%. So its life.
After so many many years, one realistic video. And a really loving and responsible sister Anisha is...God bless her.
I envy little Amisha, and also feel so proud for her sincere thoughts.
What a learning, never looked into finances, so zero saving for me. Enriched with a lot of Learning.
Legend watching with 0 income
😂😂😂
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😂😂😂😂😂
🤣🤣
@@nirmalsingh5451 😁😂😂
after a long time, i am seeing a reasonable and most importantly, a modest muslim woman on the internet. was pleaseant to watch and wish i am in a position to help her family. hope everything works out for her!
There are many Muslims who were successfully done IAS in past years
@@izishan i am not talking about the elites
When she is ready to take the challenge why are you offering help. Don't give fish rather let her know how to catch it .
Hats off to this sister. great job. wish you all success
Absolutely good video Ankur! You are making the life of these youth so better. I wish we also had such kind of learning during our start of career 😮
Glad to see a hijabi girl not only being independent but also looking out for her family...Kudos to you Amisha❤🎉
Thank you Warikoo sir 🙏
For the trollers... She may be willingly donning the Hijab and societal taunts and trolling about it could be the one pulling her down. Hijab is a choice, you dont know from one video if its not. Keep your opinions to yourself and stop trolling ordinary people and spreading hate.
I m a govt employee earning 54kin hand and 10 k in NPS deductions currently at home
Emergency fund 50k
Investment
1.stocks approx 1 lakh 10k
2.Sip:- started from May 2024
1. Parakh parikh 5k per month
2.Nippon India large cap 5k
3.Motilal oswal mid cap 2k
4.Axis small cap fund 1k
No loans
Plz help to improve more or need suggestions from everyone who ever is reading thank u for the cooperation
Good bro 👏
@@msumtech5926only under PMJAY ayushaman golden health card…no specific health and life insurance bro..any suggestions
What is your age?
@@shubhamkurade1537 31
@@shubhamkurade1537 31 bro
Beautiful...sir.
Kitne ac66e se samjate ho app.... Thankyou sir
Neye neye ideas milte hai...
Aj bhi kafi nayi jiz sikha...
This is a great great great video I have seen in an internet today , completely blew my mind, I am in the same situation right now, it will help me a lot , it is very well structured future plan , thank you so much sir , may god bless you Amisha .
😅😅
I love that girl..... Itni zimmedaar ladki jab unko bataya gaya investments ka return to iski khushi dekhne layaq thi
Sister proud of you aapse mujhe sharm aarahi hai
Bangalore is super duper expensive. Even if I save like anything, 10k for rent, 5 to 6 k for the rest goes just like that😢.
For her...to have financial stability she would need to aim for a job which have in hand around 50k..
Yes yes you are super right brother ..she can stay in girls pg better they provide food too ..insha Allaha she will be succeed in her life ❤
Pension 30000 pm
Rental Income 5500 pm
MF 10000 pm
FD 13 Lakh
Bank Balance 4 Lakh
Monthly Expenses 10000
Car Insurance 10000 pa
Car PUC 150 pa
Car Servicing 5000 pa
Intetest income 3000 pm
@warikoo from this type of people, millionaire will come to know, politicians will come to know how a middle class struggle throughout their life....
Thats great , she is so young and taking full responsibility. May you grow in your life as you wish.
Real money is having great sister like her. Salute
Stock market video ❎ English learning video ✅
Wow amazing session thank you so much
As Muslims, we should never invest in non-Shariah-compliant mutual funds or shares. Remember, a small profit from halal investment is always better than a large profit from non-halal investment. Jazakallah
This is what I was thinking
And what exactly is a halal investment?
To be honest, the Mahomedan Religion does not even give women the right to education. She has already gone against the teachings of this God forsaken religion by obtaining a bachelors degree.
@@SammyaChandraMisra-cw3wz Halal investment refers to investing in assets or companies that comply with Islamic principles and values, as guided by the Shariah (Islamic law). The primary goal is to generate returns while ensuring that the investments are ethical, moral, and socially responsible.
Key principles of halal investing:
1. *Prohibition of Riba (interest)*: No investment should generate or involve interest.
2. *No speculation or gambling*: Investments should be based on real assets and economic activities.
3. *No harm or exploitation*: Investments should not harm people, animals, or the environment.
4. *Transparency and fairness*: Investments should be transparent, and all parties should be treated fairly.
5. *Shariah compliance*: Investments should adhere to Islamic principles and values.
Examples of halal investments:
1. *Stocks*: Shares in companies that comply with Shariah principles (e.g., no alcohol, tobacco, or gambling).
2. *Real estate*: Investments in property, such as rental properties or real estate investment trusts (REITs).
3. *Sukuk (Islamic bonds)*: Bonds that comply with Shariah principles, often used for infrastructure or project financing.
4. *Commodities*: Investing in physical commodities, like gold, silver, or agricultural products.
5. *Islamic mutual funds*: Funds that invest in a diversified portfolio of halal assets.
Remember, halal investing is not only about avoiding prohibited activities but also about promoting ethical and responsible investing practices.
@@SammyaChandraMisra-cw3wz 😂😂
I am from Koppal district ❤❤❤
Top notch learning content, from her real life. Thank Amisha n wariku sir such wonderful experience.
Your Money Matters Gives Lot of Knowledge ❤❤
Appreciate her strong zeal positive thinking in such a young age Very much mature putting her all best efforts to take care of her family siblings education Very supportive to her family, Wishing her a wonderful and great Career ahead 💐🤲
Absolute hats off to her for taking all the responsibility 🫡
At her age most of youth doesn't even bother about there expense let alone think of family
Subscribed within the first 2 minutes. Such a positive start is worth watching until the end.
Thank you ankur very good job
Helping middle class to manage their finances🙏🙏🙏🙏
Thank you so much Ankur Sir for inviting such genuine and real people on your channel. Your willingness to share their struggles and stories shines a light on important issues and offers hope and inspiration. May your guest be blessed with incredible career opportunities, and may they enjoy good health and a prosperous life ahead. (May Allah also protect you from evil eye Amisha, Allahumma Barik) .Your platform truly makes a difference, and I'm grateful for the positive impact you're creating.
Thank you Ankur. Hatsoff Amisha👏
Alhamdulilah, We Muslims don't take bank loans
Hi @warikoo I have been watching every episodes of your series, but I do think few expenses are missing in the investment journey. In all your episodes while planning the investment journey you take up the monthly expenses and the rest you suggest them to invest for building a large corpus for retirement. But what about other expenses that come every quarter, half year, yearly or once in 2-3 years. These can be income tax, mobile phones, home or kitchen appliances expenses, apparels, health problems etc. I feel we should consider these also before planning for investment.
This is reality and responsibly also same situation,Thank you so much for making this video
Lovely episode ❤
Sir I’m just attracted and motivated by the thumbnail itself. Wonderful conversation and I n all the viewers should be aware of how to grow money
Wonderful video..! lovely financial advice, Sir🙏
So Pleasant having your guidance with utmost humbleness... Dhanyawaad Bhaijaan❤❤MashaAllah
I just realise the maturity level of the girl, just her parents blessed with the daughter
Happy to see you sis i am also from Koppal city ❤. Mashallah God bless you sister
It is very useful for all' of salaried person 😊❤ love from Gujarat Sir
For Muslims it's very simple to invest.
1. TAURUS ETHICAL FUND
2. TATA ETHICAL FUND
3. NIPPON SHARIAHBEES ETF
And if you wanna take more risk and wanna invest in stocks directly, then go for stock in which these three funds having their investments.
Will effect 90% of the users❤
Best channel ❤️
What a strong lady, my elders draw fake mustache in my teenage and gave me an autorickshaw. bravo Amisha
Day by day loving your content man….keep going keep inspiring 😊
Thank you so much 😀
As an elder sister i wish to tell her to prioritise herself and not get lost in the burden of responsibilities getting in her way. Good luck Amisha you will achieve great success in your life 😊
Thats very true increase in package takes time and all other thing at 25:21 are very true
Soo great to hear it is from Koppal
Love from Koppal❤️
Wow how you calculated and helping and giving a planned way of money management wonderful sir 👍👍👍👌❤
Just because you started earning doent means that you starting making too many commitments in life.
Dont make commitment on the money that you have not seen yet in your hand.
Stop wasting on your blood sweat money on electronic goods.
First remove the part of salary as saving (never touch it without genuine reason and live with rest money for the full month.
You wife or mother is the best who will care your health so do not waste money on hotels.
It will very helpful for us take a lesson from this Vedio.. Thank you very much Sir !!
Proud of you sister ❤
Great video...why such people not exist on my 25 years?
This video is very much helpful for us (approx 30K salary) , but have to pay EMI - 8K , and after that the remaining balance is 20K approx . But life is unpredictable .
Hi, Can you pls make one video on ORIS coin? Hows that options & what is the likely future of ORIS coin? Pls guide us on ORIS Coins.
Sorry to say but I do not agree with you that she shouldn't take a job at lower package. As an IT professional myself, considering the current situation of the market, she should take whatever best offer she has at the end of her notice period. It is really difficult to get a job if she takes a break. She can continue trying to get a better package even after joining somewhere and as soon as she gets one she can switch again.
Sir aapse request hai English ke sath sath Hindi bhi reply dijiye
She is blessing may almighty bless us with such daughters and sister
Loving the content though m not indian😅 m from pakistan living in southafrica . Loving the financial advice