How Much Is Optometry School? | 7 Practical Tips To Minimize Student Loan Debt | Ryan Reflects
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- Опубликовано: 24 июл 2024
- How much does optometry school cost and how much student loan debt will you take on to pursue this career path? Here's what you need to know about optometry school debt including tips on how to minimize the student loan burden. Check out the best books on personal finance in your 20s and 30s on Amazon (amzn.to/33SmACC).
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Video outline:
0:00 Introduction to optometry school cost/debt
0:45 My optometry school student loan debt journey
1:33 Optometry school cost/debt expectations
2:27 1) Minimize undergraduate debt
3:06 2) Consider going to an in-state school
3:41 3) Apply for scholarships
4:19 4) Work-study jobs
4:45 5) Take out federal over private student loans
5:22 6) Student loan forgiveness
5:57 7) Live like a student
6:34 How are you minimizing the student loan burden?
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About this video - Dr. Ryan Corte graduated optometry school in 2012 with a little over 160K in student loan debt and was on the pay-as-you-earn student loan repayment plan during his residency and first few years out. When he decided this was no longer the right plan for him, he started aggressively paying off his student loans (that were north of 190K including interest). In this video, he talks about how much optometry school costs as well as highlights 7 straightforward ways to minimize the student loan burden!
Article - www.ryancorte.com/post/how-mu...
#ryanreflects #studentloans #optometry
How are you minimizing the student loan burden?
Let me know in the comments below!
Awesome video!
One way I have saved money in undergraduate was moving out of the dorms and getting a roommate in an apartment. After adding everything up, the dorms were about twice as expensive.
Thank you! I couldn’t agree more. Minimizing living expenses is a fantastic way to safe money. Roommates and less expensive rent options are great things to consider!
Thank you.
You're welcome!
My thoughts as a future optometry student without an in-state option is that it is a sad necessary that we do have to take out loans for this education. I plan to live frugally, have myself and wife work part time, and actively pay back loans after graduation.
Sounds like you have a great plan to keep your student loan burden low. I know taking out loans for professional school stinks but it’s well worth it in the end. Good luck!
Hey Dr. Corte! Love your videos they’re super helpful. I was wondering if you ever worked for a corporation or worked in say a Walmart as an optometrist? Thanks
I currently work at a LensCrafters sublease. What questions do you have about corporate (employed and/or sublease)?
@@RyanReflects I was just wondering if you knew anyone or had any experience working as an independent optometrist leasing a space specifically in the Walmart vision care center. I always walk past it in Walmart and I’m curious what it’d be like working there.
$20-50k a year?!?!😮 Here in New Zealand it’s $10k NZD a year….
It’s expensive 😑
What do you think about all the cons of being an optometrist? Eg sales pressure of selling glasses, not respected enough by the public (as they only see you as a glasses seller) etc? I really want to go to optom school but I’m scared about all the cons...but which career has no cons to it...
All careers have pros and cons. Understanding each and how they’ll impact you personally and professionally is how to best navigate them.
For the cons of being an optometrist, the retail aspect of the profession is a huge factor (some look at it as a con while others a major pro when it comes to generating income). Glasses and contact lens sales are continuing to see increased competition from online retailers but, in the vast majority of cases, these retailers don’t have the ability to provide high quality customer service. Personally, I enjoy practicing primary care and medical eye care. Since I’m a subleasing OD, I do not have control over the sale of glasses.
On the note of the general public not respecting optometrists, those that command respect receive it. Provide the superior eye care to your patients and practice to the highest level and you’ll receive respect from those in your community.
I haven't seen any of the cons youre talking about. I work as an optician. Opticians are usually the ones who sell the glasses so the doctor doesn't do it. All of the patients I've worked with have shown the utmost respect for the doctors and id theres a problem its usually the opticians who have to deal with it. I wouldn't worry about those cons too much.
4 years pre -med B.S.must have 3.5 GPA or better. 4 Years, optometry,
little to no summer time off. $ 200,000 in debt by graduation. First
paycheck at age 26-27years of age. There is no shortage of optometrists.
There is competition with cut rate eyeglass warehouses. Most ODs are
self employed, so no: paid vacations, holidays, sick days, retirement
plans. If you are smart enough to get into optometry school, you can
figure out it is not worth the expense and ago
Thank you for sharing your thoughts. There are definitely pros and cons to being an optometrist.
Sure there are cons, but you've oversimplified many of your arguments. Summer time off is not minimized greatly until the summer after the third year, in which externships begin. $200,000 is a generalization, and there are many options to cut that number, including scholarships, choice of schooling, and living habits. Furthermore, self-employment allows full autonomy of scheduling, which is a benefit many OD's desire, however, if paid benefits are your preference it is not mandatory to open a practice. Lastly, there are many under-served areas with a shortage of OD's, both within the country and internationally. However, it may not be wise to open a practice straight out of school in a saturated city center.
@@rileyandrew6659 You have been warned. I post my opinion to express the things I have learned in my 40 years of optometry practice. No doubt you have more experience than I do. One of my sons is a 3rd year pilot for American Airlines. He has a bachelor's degree. He makes $ 162,000 per year plus benefits and he started making a salary first year after bachelor's. I wish the best to all who read this. There are two sides to every story. I only wish to inform perspective students of the side they will not hear from the schools, AOA or idealistic students.
@@paulbrungardt9823 I appreciate you adding another *perspective*. The reality is that Optometry is not a get-rich-quick career, and does not claim to be. However, one who is passionate about primary eye care can enter the industry and be financially comfortable. Congratulations to your son, piloting is arguably the highest paying job you can acquire with a bachelors degree, but no one job is for everybody.
@@paulbrungardt9823 your insite matches my experience too. Don't forget to chat about $45 eye exam reimbursement from vision plans...same reimbursement I have received for the past 24 years. When I asked them to raise their reimbursement to me, they said I was being paid properly.