Take it from a guy who is currently forced to put his life on hold until he pays back his student loans: These things are your worst enemy once you graduate - my situation isn't even all that terrible compared to many others, but it's enough to really hold me back right now. Trying to get the word out there to all students within my profession that these things will grip your neck and strangle you if you're not careful.
Yep. I did and since I didn't owe them yet, they didn't charge me any interest. Every payment went towards the principal and I was able to pay my student loan off relatively quickly.
@@scotconnolly9073 Hi, I unfortunately plan on taking on loans in 2022...what do you mean they may potentially forgive loans? Government can't pay the current loan borrowers without including the future college students loans...
YES!!!! Pay as much as you can as quickly as you can. Especially if the interest rate is the highest rate debt you have. No questions asked- work 1 or 2 side jobs and hustle. Skip the parties and you’ll thank us later. Lesson from somebody who didn’t and is still swimming in debt.
Depends on the type of loan. Interest starts at dispersal for unsubsidized loans. But for subsidized loans it doesn't start until your grace period ends. My guess is she got both types.
Normally, people pay off their student loans after college, when they are making more money. If you don't need the loans, then just don't take them out in the first place. Keep in mind, that education is a good investment.
@@KC-zn1mg how about Larry the doctor who is hopeless with his MD. It's a huge misconception, I know the tuba degree is asinine, but anything with debt is.
Hugo Lizardi This is why I said what I did. If you would need to take out so much in student loans that it is difficult to pay off quickly with the income you would likely receive then it is bad. Debt in general os bad but if a person has 20k in student loans and makes say 60k+ a year starting off it isn’t horrible as long as they aggressively pay it off.
As a person working in HR, do not go into debt for that HR degree. And go work for a company that will pay for your SHRM-CP, PHR or graduate degree once you’re ready to do that! Good luck dear.
I would start to pay your student loans because especially right now, any of the money you do pay goes directly against the principal instead of all the interest
I’m saving up for my graduate degree in cash. It will take me a few years, but those years will give me time to REALLY make sure and know that this is the path I want to go on.
I took a second job and paid of my debt and have 90% of the tuition saved up but nursing school is hard (so they say) and I will have to work 1-2 days to handle the school load. I don't wanna borrow more but I want to get all A's so I can be a CRNA after being a RN.
What you should do is work for a hospital and get them to pay for your RN. The hospital near me pays for 100% if you agree to work for them for a year. Plenty of hospitals with similar agreements.
Nursing school is hard! Excellent choices you’re making in my opinion. I’m an LPN and I was only able to work 1 to 2 days a week during that. I’m currently saving up to go back for my RN Bsn through a bridge program and I’m expecting a very similar intensity. Best of luck! 🙌🏻
BadMannerKorea do you think there are any entry level LPN jobs that offer something like this if I were to go for my BSN? I also don’t know if Lpns can work in hospitals. Aren’t most of them working in nursing homes now?
Consider joining the military, active duty or reserves. Its great that you're trying to avoid debt. i took out ~11k in student loans. hope to have them paid off by the end of this year.
big p LPN’s work in hospitals. It doesn’t matter what you do in some hospitals, just that you have a job there. You can be a psychiatric tech or patient care assistant and still get money for school. I would research hospitals near you.
Yes, if you can. Make payments direct to principal. My 50K in student loans turned in 67K by the time I was able to start making payments. Compounded interest is the devil.
@@suttsd you're right I should've clarified. I'm just reliving the nightmares of my interest being compounded and added to the principal every month. Debt free date 13 Sep 2018
I like how hearing $21,000 was so surprising to them. Sorry fellas that’s pretty standard when they require you to live on campus the first year. Sometimes Dave is so disconnected from the usual first year student.
@@suttsd I agree that's a good average. Some a little more or less. Just don't go to school where you need to dorm and it won't be crazy expensive. There are 12 month leases on apartments with NO ROOMMATES. That are cheaper than the 8 months you get with a dorm shared with 3 others leeches.
That’s not “pretty standard”. 21k is excessive for one year. The average student loan debt for a college graduate is 35k. She didn’t go to a community college either... You know what I take it back, it’s “pretty standard” for the financially illiterate.
When you’re in college, it sounds like best thing to do. When you graduate and you still have student loans to pay back, you regret taking out a little extra.
I’ve been blessed enough to have earned my bachelor’s and now my master’s, while having to not use any student loans. Of course I had help from scholarships and federal aid, but I still worked while earning both degrees to help pay for rent, food, and books. Take advantage of any aid and scholarships you can earn and BE SMART with your money and spending habits. Don’t let the glamour of college life and wanting to travel become more important than your life after college. There is plenty of time to travel after college.
I'm lucky to have graduated from uni with minimal debt. Still have some but was able to pay off about 85% of each semester through scholarships and grants - paid off another 5% each semester by working and now have the remaining 10% to pay off over time. However after I graduated I worked toward another scholarship and what they don't tell you is that often times you can't use a scholarship to retroactively pay off bills or personal loans you took out for school - even if it was a private educational loan. Luckily I was still able to use it for my federal student loans BUT I wasn't able to use it to pay off an old bill from my uni. Everything has stipulations and sometimes trying to figure out how to use a scholarship or grant is even more difficult and frustrating than getting it!
Areyanna thats why I dropped out of college in 2010 as a freshman. Joined the military and earned my Masters degree free. Not for everyone but there’s more than one way.
In Australia we have a much better tertiary scheme. Loans are basically interest free in that each year only inflation increases the value of the loan.
Why not take a blue-collar job right out of high school and work for a few years while living at home with your parents? You'll have minimal expenses so you should be able to save up a pile of cash for college. Saving up for college is just like saving up for a car or a house. There's nothing wrong with doing it that way instead of going into debt.
I just checked and the tuition for Univ of TN is more than 9k. What year is Dave living in? That being said, this little girl never should have taken out a 21k loan
Unfortunately a lot of schools make it mandatory for freshman to live on campus and buy the biggest meal plan, as she mentioned. Some let you live off campus only if it’s with parents. Really scammy but my school did it too.
The thing is most college atleast the state school I went to in Pennsylvania require freshman to live on campus. So yeah while tuition is cheap they still bill your for the dorm and meal plan. Which is another 10k
@@BadMannerKorea I went to a #1 school, "If you didn't take it here, you didn't take it" NO Transfer Credit Allowed. It dilutes a degree to allow students to bypass the "Thinning of the Herd" "Look at the person on either side of you, they will not be here at graduation"
A Olvaar You went to a number 1 school but don’t specify the school and your reply is reminiscent of someone with a mental deficiency ? Lol. Yeah. Right. Regardless, no one made you go to a school that doesn’t allow transfer credits. Good financial sense is to attend a community college first and save thousands of dollars on general education classes that cost 2-5x what a state school charges.
@@BadMannerKorea ??? " Good financial sense" Spend thousands for non-transferable credits. genius. $100K + $30K bonus + room & board + 10 weeks vacation + 5 round trip tickets, first job out of university, overseas I went there because a former alumnus wrote me a letter and asked if he could pay for my university education. I was 16 and didn't know any better. I retired early on a pension w/healthcare I raise small children with my wife. As for the school: Highest median starting salary from a public institution.
@badmannerkorea that’s what I did personally went to CC for the first year. Since you transfer in as a freshman they don’t make you live on campus after that. They only thing is with going to cc these days they make it really hard that everything transfers. Most of everything transfered but even the stuff that did it through me off overall following the regular curriculum.Everyone I know who went to cc and transferred ended up behind on their major but ahead on the liberal studies blocks. And since you can only take so many major courses per semester due to pre reqs and stuff it can put you a semester or two behind for graduation. Not to mention if you plan on doing medical or dental school a lot of them won’t even consider your application if you did so many credits at CC. So no I didn’t pay to live on campus. I was just saying I know that’s how it is freshman year at most schools.
My bf owes $4k that will not be charged interest or anything until he graduates orginally his student loans were 10k but he has paid off 6k... he wants to save for a home and isn't sure if he should just pay off the loans completely then svae for the home or leave it until he buys a home then pay the debt...
If your going to save the money, why not pay off what you can while your in school? That way you’re not tempted to spend it on extra non-essential stuff.
Ooo sounds like another time we don't consider what is good debt. Largely it involves the interest of the debt and the inflation rate. The true rate you pay on the money in the interest rate - your inflation rate. No mention of this. I would sit on the interest free debt and most likely not pay it off immediately but rather determine how much it costs via the above equation. There are savings accounts that may gross more than even the nominal interest rate of the loan. The opportunity cost is not considered here with student loans not even using a credit card. Do get a credit card that gives cash back! That's like 2 or 3 percent of your purchase! Do not get a credit card a spend more than you can pay in a month! That easily negates the benefit. Btw if you pay in cash, you pay for everyone's credit card cash back. You lose 2 percent on each transaction in cash!!!
I'm at a private uni and have to pay 24k per semester that's about 50k each year. For me even Financial aid is not enough. I already applied for private loans. I don't like the idea. I'm in undergrad and I don't understand why I couldn't take out more federal loans. I'm taking out about 10500 but I'm thinking about reducing it. And just do payment plans for next semester
Student loans should be the litmus test on whether you get accepted into college. If you apply for student loans, you’re application into the university is automatically denied because it’s clear you don’t have the ability to plan ahead, think clearly, do basic math or some combination of all three.
Im not sure if you're being facetious but that would mean the trust fund kids get in but the middle/low class kids dont. (I do believe you can go to college without debt though, don't get me wrong)
Marina Levochkina no doubt kids from families with money will have it better off, but that’s just how life is. My dad worked his tail off to give me and my 4 siblings a better life and I’m doing the same for my children. Unfortunately, it’s the socialist in the universities that are saying everything needs to be fair. Some kids work hard and get Cs some barely study and get an A+. I’m not accusing you of it, but people need to stop being envious of what other people have. Thank God for the life he’s given you and serve him to the fullest.
Yeah that’s not true. Plenty of doctors, dentists, engineers, and even nurses with student loan debt. What do you expect doctors and dentists to do, save 10 years for school while missing out on career experience and increased income? Yeah don’t think so. Reduce debt when you can, but there’s nothing wrong with taking loans if it helps you get into the work force quicker with a marketable degree.
Yeah I have a feeling that a fresh college graduate with $10-20k saved you would be tempted to “treat” themselves with a new car or fancy apartment. Much better idea so save up $2-3k and keep paying down the debt as you go
Sounds as if she's been living off of Student Loans clearly if she has some money. She'd have been better off not borrowing but rather pay her way through college. It's wasn't a foreign concept 60 years ago, when no Student Loans existed.
Watching Dave’s smile fade into disappointment as debt is mentioned. This is why we show up for the show.
Same dude
I at least paid the interest so it wouldn't capitalize. I'm so glad I did, and have had my student loans paid off several years now.
That’s awesome 👏🏾 💚
Take it from a guy who is currently forced to put his life on hold until he pays back his student loans: These things are your worst enemy once you graduate - my situation isn't even all that terrible compared to many others, but it's enough to really hold me back right now. Trying to get the word out there to all students within my profession that these things will grip your neck and strangle you if you're not careful.
You must be a physio in the USA. A doctorate program which has only been made a doctorate in order to squeeze more money out of people.
Modern You nailed it!
Why pay for school, when a company would offer to pay for it?
What’s your major
"I would let it sit their until you graduate" It makes sense but for some reason it was still shocking to hear dave say it
It's a zero interest thing. It is pretty consistent with other college related advice Dave has given and makes 100% sense.
Yep. I did and since I didn't owe them yet, they didn't charge me any interest. Every payment went towards the principal and I was able to pay my student loan off relatively quickly.
You should pay your student loans ASAP!!! Debt sucks and it can hurt you financially for years, so pay it off ASAP!!!
that's why shes saving up... There is no interest till you graduate so pay a lump some after that
@@FlutterSwag Exactly, no interest or payments while in school. Plus, good chance government may pay off student loans in next few years.
@@scotconnolly9073 Hi, I unfortunately plan on taking on loans in 2022...what do you mean they may potentially forgive loans? Government can't pay the current loan borrowers without including the future college students loans...
YES!!!! Pay as much as you can as quickly as you can. Especially if the interest rate is the highest rate debt you have. No questions asked- work 1 or 2 side jobs and hustle. Skip the parties and you’ll thank us later. Lesson from somebody who didn’t and is still swimming in debt.
Okay but you should still part a little, college parties disappear after college
Yes, if you can, IMO. I didn’t pay them during college and it hurt me know, trying to lay them back.
Unsubsidized has interest before graduation
Depends on the type of loan. Interest starts at dispersal for unsubsidized loans. But for subsidized loans it doesn't start until your grace period ends. My guess is she got both types.
Normally, people pay off their student loans after college, when they are making more money. If you don't need the loans, then just don't take them out in the first place. Keep in mind, that education is a good investment.
Dean Albertson tell that to the tuba degree person lol.
Hugo Lizardi not all “good” investments are good investments. Some people think some stocks like cryptocurrency are good investments others don’t.
@@KC-zn1mg how about Larry the doctor who is hopeless with his MD. It's a huge misconception, I know the tuba degree is asinine, but anything with debt is.
Hugo Lizardi This is why I said what I did. If you would need to take out so much in student loans that it is difficult to pay off quickly with the income you would likely receive then it is bad. Debt in general os bad but if a person has 20k in student loans and makes say 60k+ a year starting off it isn’t horrible as long as they aggressively pay it off.
As a person working in HR, do not go into debt for that HR degree. And go work for a company that will pay for your SHRM-CP, PHR or graduate degree once you’re ready to do that! Good luck dear.
I graduate in December this year and i can’t wait to pay my student loans as soon as i graduate. Already got more than enough saved up.
RIP Mamba!
I would start to pay your student loans because especially right now, any of the money you do pay goes directly against the principal instead of all the interest
I’m saving up for my graduate degree in cash. It will take me a few years, but those years will give me time to REALLY make sure and know that this is the path I want to go on.
Yeah and while you save you’re wasting years of career gains. Loans are there to get you quicker to your goals and into the work force.
@@BadMannerKorea loans are maybe there to get you faster into the workforce sure. But they will keep you longer in there as well.
Bjarne Collet Yeah if you’re irresponsible. A marketable degree makes loans manageable. Your obsession with anti debt makes you blind.
@@BadMannerKorea And your blindness to it makes you foolish.
Good for you! Avoid going into debt whenever you can.
I took a second job and paid of my debt and have 90% of the tuition saved up but nursing school is hard (so they say) and I will have to work 1-2 days to handle the school load. I don't wanna borrow more but I want to get all A's so I can be a CRNA after being a RN.
What you should do is work for a hospital and get them to pay for your RN. The hospital near me pays for 100% if you agree to work for them for a year. Plenty of hospitals with similar agreements.
Nursing school is hard! Excellent choices you’re making in my opinion. I’m an LPN and I was only able to work 1 to 2 days a week during that. I’m currently saving up to go back for my RN Bsn through a bridge program and I’m expecting a very similar intensity. Best of luck! 🙌🏻
BadMannerKorea do you think there are any entry level LPN jobs that offer something like this if I were to go for my BSN? I also don’t know if Lpns can work in hospitals. Aren’t most of them working in nursing homes now?
Consider joining the military, active duty or reserves. Its great that you're trying to avoid debt. i took out ~11k in student loans. hope to have them paid off by the end of this year.
big p LPN’s work in hospitals. It doesn’t matter what you do in some hospitals, just that you have a job there. You can be a psychiatric tech or patient care assistant and still get money for school. I would research hospitals near you.
Yes, if you can. Make payments direct to principal. My 50K in student loans turned in 67K by the time I was able to start making payments. Compounded interest is the devil.
It can be a good thing if you're investing and collecting interest and let it compound over time :)
You got ripped off. 50k is far more than the average student loan debt.
@@suttsd you're right I should've clarified. I'm just reliving the nightmares of my interest being compounded and added to the principal every month. Debt free date 13 Sep 2018
@@BadMannerKorea tuition plus room and board for two years? That was pretty average. The caller had almost 20 for one...
@@twiWright25 She had 20k for the first year. You didn't listen to what she said.
I like how hearing $21,000 was so surprising to them. Sorry fellas that’s pretty standard when they require you to live on campus the first year. Sometimes Dave is so disconnected from the usual first year student.
Not all Colleges and Universities require dorm living.
Hes not disconnected. My school was 8/9k each year for in state...no need to pay for room and board
@@suttsd I agree that's a good average. Some a little more or less. Just don't go to school where you need to dorm and it won't be crazy expensive. There are 12 month leases on apartments with NO ROOMMATES. That are cheaper than the 8 months you get with a dorm shared with 3 others leeches.
That’s not “pretty standard”. 21k is excessive for one year. The average student loan debt for a college graduate is 35k. She didn’t go to a community college either...
You know what I take it back, it’s “pretty standard” for the financially illiterate.
BadMannerKorea clearly you’re not familiar with college the past 6 years.
Student loans come in two forms. Subsidized or un-subsidized. An un-subsidized is not interest free while in college.
NEVER PAYOFF YOUR STUDENT LOANS WHILE IN COLLEGE! J/k 😂 saw a ton of comments with the obvious correct answer and just thought I’d mix it up lol.
I like that
When you’re in college, it sounds like best thing to do. When you graduate and you still have student loans to pay back, you regret taking out a little extra.
I’ve been blessed enough to have earned my bachelor’s and now my master’s, while having to not use any student loans. Of course I had help from scholarships and federal aid, but I still worked while earning both degrees to help pay for rent, food, and books. Take advantage of any aid and scholarships you can earn and BE SMART with your money and spending habits. Don’t let the glamour of college life and wanting to travel become more important than your life after college. There is plenty of time to travel after college.
I'm lucky to have graduated from uni with minimal debt. Still have some but was able to pay off about 85% of each semester through scholarships and grants - paid off another 5% each semester by working and now have the remaining 10% to pay off over time. However after I graduated I worked toward another scholarship and what they don't tell you is that often times you can't use a scholarship to retroactively pay off bills or personal loans you took out for school - even if it was a private educational loan. Luckily I was still able to use it for my federal student loans BUT I wasn't able to use it to pay off an old bill from my uni. Everything has stipulations and sometimes trying to figure out how to use a scholarship or grant is even more difficult and frustrating than getting it!
I can lesson to you every day, I learn a lot of things from you.
Dave Ramsey God bless you...!!!!
UGA is cheap. The "fees" add up to making it expensive!!!
Areyanna thats why I dropped out of college in 2010 as a freshman. Joined the military and earned my Masters degree free. Not for everyone but there’s more than one way.
Air Force Reserves or JROTC are great options for paying for tertiary education.
Yes! Why is this even a question??? LOL
True. I don’t know whether to laugh or get angry
But Dave said no, don't pay while in college. He said pay just after graduation.
Because in most cases, payments are deferred until graduation.
Exactly, you read my mind.
In Australia we have a much better tertiary scheme. Loans are basically interest free in that each year only inflation increases the value of the loan.
Why not take a blue-collar job right out of high school and work for a few years while living at home with your parents? You'll have minimal expenses so you should be able to save up a pile of cash for college. Saving up for college is just like saving up for a car or a house. There's nothing wrong with doing it that way instead of going into debt.
I just checked and the tuition for Univ of TN is more than 9k. What year is Dave living in? That being said, this little girl never should have taken out a 21k loan
It’s an additional 11k for room and board. According to their website
Unfortunately a lot of schools make it mandatory for freshman to live on campus and buy the biggest meal plan, as she mentioned. Some let you live off campus only if it’s with parents. Really scammy but my school did it too.
The thing is most college atleast the state school I went to in Pennsylvania require freshman to live on campus. So yeah while tuition is cheap they still bill your for the dorm and meal plan. Which is another 10k
Yeah so go to a community college. You should have done that anyway. You paid thousands for no reason lol
@@BadMannerKorea I went to a #1 school, "If you didn't take it here, you didn't take it"
NO Transfer Credit Allowed.
It dilutes a degree to allow students to bypass the "Thinning of the Herd"
"Look at the person on either side of you, they will not be here at graduation"
A Olvaar You went to a number 1 school but don’t specify the school and your reply is reminiscent of someone with a mental deficiency ? Lol. Yeah. Right.
Regardless, no one made you go to a school that doesn’t allow transfer credits. Good financial sense is to attend a community college first and save thousands of dollars on general education classes that cost 2-5x what a state school charges.
@@BadMannerKorea ??? " Good financial sense" Spend thousands for non-transferable credits. genius.
$100K + $30K bonus + room & board + 10 weeks vacation + 5 round trip tickets, first job out of university, overseas
I went there because a former alumnus wrote me a letter and asked if he could pay for my university education.
I was 16 and didn't know any better.
I retired early on a pension w/healthcare
I raise small children with my wife.
As for the school: Highest median starting salary from a public institution.
@badmannerkorea that’s what I did personally went to CC for the first year. Since you transfer in as a freshman they don’t make you live on campus after that. They only thing is with going to cc these days they make it really hard that everything transfers. Most of everything transfered but even the stuff that did it through me off overall following the regular curriculum.Everyone I know who went to cc and transferred ended up behind on their major but ahead on the liberal studies blocks. And since you can only take so many major courses per semester due to pre reqs and stuff it can put you a semester or two behind for graduation. Not to mention if you plan on doing medical or dental school a lot of them won’t even consider your application if you did so many credits at CC. So no I didn’t pay to live on campus. I was just saying I know that’s how it is freshman year at most schools.
As sooner,
*As better!*
Short answer: yes
Long answer: yeeeeeeeessx40
If you can, sure. Also try to find ways to lower the loan amount like work study.
My bf owes $4k that will not be charged interest or anything until he graduates orginally his student loans were 10k but he has paid off 6k... he wants to save for a home and isn't sure if he should just pay off the loans completely then svae for the home or leave it until he buys a home then pay the debt...
If your going to save the money, why not pay off what you can while your in school? That way you’re not tempted to spend it on extra non-essential stuff.
blame the schools not the students
Ooo sounds like another time we don't consider what is good debt. Largely it involves the interest of the debt and the inflation rate. The true rate you pay on the money in the interest rate - your inflation rate. No mention of this. I would sit on the interest free debt and most likely not pay it off immediately but rather determine how much it costs via the above equation. There are savings accounts that may gross more than even the nominal interest rate of the loan. The opportunity cost is not considered here with student loans not even using a credit card. Do get a credit card that gives cash back! That's like 2 or 3 percent of your purchase! Do not get a credit card a spend more than you can pay in a month! That easily negates the benefit. Btw if you pay in cash, you pay for everyone's credit card cash back. You lose 2 percent on each transaction in cash!!!
Thank you Dave for inspiring my videos on personal finance :)
Loser
I'm at a private uni and have to pay 24k per semester that's about 50k each year. For me even Financial aid is not enough. I already applied for private loans. I don't like the idea. I'm in undergrad and I don't understand why I couldn't take out more federal loans. I'm taking out about 10500 but I'm thinking about reducing it. And just do payment plans for next semester
21k for 1 year in undergraduate..... Omg!
Hi Jade! I’m Jade 🙋♀️
Student loans should be the litmus test on whether you get accepted into college. If you apply for student loans, you’re application into the university is automatically denied because it’s clear you don’t have the ability to plan ahead, think clearly, do basic math or some combination of all three.
Totally agreed. Awesome point.
Im not sure if you're being facetious but that would mean the trust fund kids get in but the middle/low class kids dont. (I do believe you can go to college without debt though, don't get me wrong)
Marina Levochkina no doubt kids from families with money will have it better off, but that’s just how life is. My dad worked his tail off to give me and my 4 siblings a better life and I’m doing the same for my children. Unfortunately, it’s the socialist in the universities that are saying everything needs to be fair. Some kids work hard and get Cs some barely study and get an A+. I’m not accusing you of it, but people need to stop being envious of what other people have. Thank God for the life he’s given you and serve him to the fullest.
Yeah that’s not true. Plenty of doctors, dentists, engineers, and even nurses with student loan debt. What do you expect doctors and dentists to do, save 10 years for school while missing out on career experience and increased income? Yeah don’t think so. Reduce debt when you can, but there’s nothing wrong with taking loans if it helps you get into the work force quicker with a marketable degree.
$100K + $30K bonus + room & board + 10 weeks vacation + 5 round trip tickets , First Job out of University
What if her interest was accruing as in an unsubsidized loan? Please someone respond I’m in that situation
id want to pay it off asap
21k student loan. thats nothing.
with income of 600 a month, dont worry about paying it until u graduate
HR manager can make over 100k easy
0:11 ladies and gentlemen... we gottem
Sacrifice is never easy. Or it is no true sacrifice.
untouchable360x 👏
She will need some money to set up apartment and job search.
Yeah I have a feeling that a fresh college graduate with $10-20k saved you would be tempted to “treat” themselves with a new car or fancy apartment. Much better idea so save up $2-3k and keep paying down the debt as you go
OMG 21k per year UT
No no debt...
If you have extra income and afford to do so, then why not!
But I know many students are scrapping by.
No because student loan bailout will eventually happen and you’ll be stuck wondering why you paid off all your loans...
The government would lose even more money lol that will never happen
But when you have school fees to pay by a certain date. You need the money as soon as possible. If you don’t pay your not going that semester.
"After the coronavirus is over.."
Boy, that's an optimistic thought right now.
oh shut up maybe collges are charging to much for no reason
Are Anthony and Chris related?
Depending on the type of loan it is.whether or not It accrues interest.
SHE GOT A SCHOLARSHIP, BUT NEED TO TAKE OUT MORE LOANS?? I WOULD HAVE FOUND THE CHEAPEST UNIVERSITY THAT WAS PAID IN FULL WITH A SCHOLARSHIP. NO WAY.
Duh!
We have a Zimbabwe Fed! I would wait to pay it back in inflated dollars!
Join the military. Great educational benefits!
Sounds as if she's been living off of Student Loans clearly if she has some money. She'd have been better off not borrowing but rather pay her way through college. It's wasn't a foreign concept 60 years ago, when no Student Loans existed.
College was significantly cheaper then, even accounting for inflation.
Should I brush my teeth so in the long haul they don’t fall out?
Only start after you complete baby step 1.
It comes with a prace. Or is it a praace?
2nd
48 seconds
School teachers get loan forgiveness after ten consecutive years of service.
I was tenured in 2011, My student loans never dissipated. Took 20 years to get rid of Graduate Loans.
@@lepq30 I believe it is for the bachelor degree only.