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it’s been a year since I put some money in an S&P 500 index fund. I was just looking at my returns, and while it’s not earth-shattering, it’s solid. People kept talking about how it’s a safe way to grow your money over time without obsessing over individual stocks. They weren’t wrong
Exactly. I think people underestimate the value of something steady like the S&P 500. We’re in a time where everyone wants to ‘get rich quick,’ but chasing big gains too aggressively is what gets people in trouble. The S&P 500 isn’t glamorous, but it delivers steady results-especially over years, not just one
Yeah, and you avoid a lot of the common pitfalls. Like, how many folks jump into individual stocks based on hype, only to see them crash? I’ve seen it with friends-they hear about the next ‘big thing,’ invest, and then it tanks. With something broad like the S&P, you’re automatically diversified across companies, which means less stress overall
That’s true. And think about the timing mistakes people make. They panic during downturns, sell everything, and then miss the recovery. We’ve seen this cycle repeat-folks panic, sell at a low, and then buy back when it’s expensive again. Just holding on and letting time work its magic can make a big difference
I actually spoke to a CFA, Joseph Nick Cahill a while back, and he told me this exact thing-avoid the urge to keep checking and tweaking. He works with a lot of people who have short- and long-term investment goals, and he’s pretty clear that over-managing can backfire. He encouraged me to think in terms of years, not months
Joseph Nick Cahill is right. I read somewhere that even just missing the market’s ten best days each decade can cost you tens of thousands in potential returns. People try to time the market, but all it takes is missing a few good days, and boom-you’re out a fortune
Biggest lesson i learnt in 2024 in the stock market is that nobody knows what is going to happen next, so practice some humility and low a strategy with a long term edge.
Nobody knows anything; You need to create your own process, manage risk, and stick to the plan, through thick or thin, While also continuously learning from mistakes and improving.
Uncertainty... it took me 5 years to stop trying to predict what’s about to happen in market based on charts studying, cause you never know. not having a mentor cost me 5 years of pain I learn to go we’re the market is wanting to go and keep it simple with discipline.
Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with *Julianne Iwersen-Niemann* for about five years now, and her performance has been consistently impressive.She’s quite known in her field, look-her up.
80% equities 20% cash. I plan to take advantage of the s&p 500 as leading indicators predict above 10% rise by this year, my only issue is how to properly allocate a large stock/bond portfolio for substantial gains at minimum risk.
Keeping some gold is usually a wise decision. You would be better off keeping away from equities for a bit or, even better, seeking advice from an expert given the current market conditions and everything that is at risk with the current economy.
I agree, having a brokerage advisor for investing is genius! Amidst the financial crisis in 2008, I was really having investing nightmare prior touching base with a advisor. In a nutshell, i've accrued over $2m with the help of my advisor from an initial $350k investment.
I appreciate the implementation of ideas and strategies that result to unmeasurable progress, thus the search for a reputable advisor, mind sharing info of this person guiding you please?
Vivian Jean Wilhelm a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
Thank you so much for your helpful tip! I was able to verify the person and book a call session with her. She seems very proficient and I'm really grateful for your guidance
The S&P 500 moved 8.9% higher last Month, achieving one of its best monthly performances in history.. which is an indicator for profits to continue to improve. I just want my money to keep outgrowing the inflation rate. I'm still looking for companies to make additions to my $500K portfolio, to boost performance.
I think the safest strategy is to diversify investments. Like spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? I'm in dire need of proper portfolio allocation
’Aileen Gertrude Tippy’’ is her name. She is regarded as a genius in her area and works for Empower Financial Services. By looking her up online, you can quickly verify her level of experience. She is well knowledgeable about financial markets.
I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.
As an lnvesting enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?.
If you are thinking of investing in the stock market and you are not well versed, its advisable to work with a financial advisor who is an expert to guide you through the process. this way you could make more profit with less risk
Working with a financial advisor has been a game-changer for me. They provide invaluable insights and tailored strategies that aligned perfectly with my risk tolerance and financial objectives. With their support, I've seen significant growth in my investments and gained confidence in my financial future.
My CFA, Sophie Lynn Carrabus is a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.
The issue is most people have the “I will do it myself mentality” but not skilled enough. Ideally, advisors are perfect reps for investing jobs and at first-hand experience, my portfolio has yielded over 330% since covid-outbreak to date, summing up nearly $1m.
Katherine Nance Dietz is the licensed FA I use. Just google the name. You’d find necessary details to work with and set up an appointment. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.
Honestly, this situation makes me uneasy, especially with the uncertainty around the economy in 2024. With the possibility of not just a recession but something more severe, I'm unsure about my $130K investment strategy. I'm considering shifting focus to the best ETFs for 2024, but it's hard to know which ones are best given the volatility.
I agree. Even with great opportunities, we should proceed cautiously. Seeking market analysis or advice from certified market strategists is important.
Absolutely, having a solid plan is crucial. My portfolio has doubled since early last year. My financial advisor and I are working towards a seven-figure goal, though it might take until Q3 2024.
I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for...
I feel your pain mate, as a fellow retiree, I’d suggest you look into passive index fund investing and learn some more. For me, I had my share of ups and downs when I first started looking for a consistent passive income so I hired an expert advisor for aid, and following her advice, I poured $30k in value stocks and digital assets, Up to 200k so far and pretty sure I'm ready for whatever comes.
@@IbrahimIsabella-00 That's actually quite impressive, I could use some Info on your FA, I am looking to make a change on my finances this year as well
@@IbrahimIsabella-00 The crazy part is that those advisors are probably outperforming the market and raising good returns but some are charging fees over fees that drain your portfolio. Is this the case with yours too?
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got talking about investment and money. I started investing with $120k and in the first 2 months , my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and gets more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family...
I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second daughter. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks.
@@LiviaDeantyG Quitting may not be the best approach if you ask me. This is where an AI comes into the picture. I barely have time to trade myself as my job swallows up most of my time. *MARGARET MOLLI ALVEY* , a licensed fiduciary whom has made me over 5 figures in profit in less than seven months, handles my investments. I could leave you a lead if you need help....
I believe investors should start with S&P 500/ETFs for a solid foundation, then diversify across asset classes and maintain disciplined, regular investing to minimize risks and maximize growth
For someone starting with $200k, it's wise to begin with S&P 500 ETFs, diversify across various asset classes, and invest consistently to minimize risks and maximize growth. Partnering with a financial advisor can help streamline your strategy. This approach turned $80k into $53,000 in annual dividends for me.
Sure, Melissa Elise Robinson is the licensed advisor I use. Just look up her name online, and you'll find all the details you need to set up an appointment.
I'm a 42-year-old QA Specialist at Confluera, with an annual income of $150,000. Although I do have a retirement account, I'm keen on exploring short-term investment opportunities as I prepare to shift to part-time work in the near future. What would be the most suitable strategy to achieve my goals?
The market is volatile at this time, hence i will suggest you get yourself a financial-advisor that can provide you with entry and exit points on the shares/ETF you focus on.
Very true , I diversified my $400K portfolio across multiple market with the aid of an investment advisor, I have been able to generate over $900k in net profit across high dividend yield stocks, ETF and bonds in few months.
Jenienne Miniter Fagan is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.
Don't bother these are bots that make up crazy returns from a advisor it's victoria one day it's Sarah the next, if you need a advisor go through the right channels as I now many people whove been scammed by comments like rose Smith
I am awfully late in investing at 33 with just about $80,000 in savings as i have never invested in the stock market. I’m worried about missing out on compound interest and want to make smart choices for my future. If I invest aggressively, can I still retire with at least $1 million by age 65?
Yes, you can. Investing $80,000 in the S&P 500 at an 8% annual return will grow to about $805k in 30 years. Financial advisors can achieve 10-15% returns, so do your research and consider consulting one.
You have a very valid point, There are tons of benefits to having a financial advisor, but here’s one example: My advisor based a small part of my portfolio on Nancy Pelosi’s portfolio, which is completely legal. That portion has gone up 71% in just six months-take that info as you will.
I'm intrigued by this. I've searched for financial advisors online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation?
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Melissa Elise Robinson for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
My life changed too when I started doing this and putting money in stocks. The first few years it as really great, but this year I haven't felt like my portfolio is doing well. I have lost more than $40,000 from my portfolio the past four months, and it's now very worrisome.
The year has been really rough for everybody. But I've been able to cushion the effect though. Have you thought of using an investment advisor? They can make you good money especially during uncertain times like this.
Yes, I agree. I use a financial advisor too. Same person since 2020. I don't worry about whether the economy is going up or down or sideways. I always ride through.
My CFA NICOLE ANASTASIA PLUMLEE a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..
Thank you! I recommend DCAing without a doubt. Like I said in the video. I’m dumping $500-1k per week in my investing but primarily in VOO. Pros/cons? Well if you lump sum right now and the market falls, well you’re at a unrealized loss but if you DCA and you buy now and then when the market dumps again then you average it out and the loss isn’t as bad. But over time DCAing is proven to be the superior buying strategy. Even if someone gave me $100k now, I would still DCA
I dumped 200000 grand. No dca for me. I'm glad I did .. it's in brokerage account ...emptied my CDs. Took about 6 thousand loss .. but I'm up over 10 grand.. so u could lose if u dump and u could win. I'm long and it was splg so I wasn't tripping
@@Marcos_Millafor a long term investor, lump sump may be better, because the market may go up for instance if you buy Nvidia at the moment. Even if you lose, eventually, it will come back up
@@bossballheaddawg2588 Yeah I dumped $100k but had a lump sum, this is a one off for me. I’m now investing $1500 every 2 weeks. This is Australia $$$ by the way.
Totally my friend both are outstanding high performing ETFs. I already own a similar growth etf to VOOG that being SCHG. My reason for VOO over VOOG is primarily that reason. I truly am an advocate of having a broad market etf as the backbone of an investing strategy. You get a wide variety basket of stocks from many different sectors and i trust the market. VOOG is a great etf if you really want to focus on stocks from the S&P 500 that are more on a higher growth trajectory. Everyone has their own goals and strategies which is why there’s no real “ right “ answer to the BEST strategy. That’s why investing is awesome! You do what you want despite anyone’s opinion. I hope this help!
My portfolio doesn’t just cater to dividend stocks. I hold $VFIAX (S&P 500 index fund) in my Roth IRA and $VTI (Total Stock Market ETF) in my taxable brokerage account. Two of my largest holdings. The individual dividend stock positions all complement the index holdings.
If you lack market knowledge, your best bet is to seek advice or support from a consultant or investing coach. Contacting a consultant may sound simple, but it's how I've managed to stay afloat in the market and increase my portfolio to roughly 60% early this year. It is, in my opinion, the best way to get started in the industry right now.
How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?
''Melissa Elise Robinson'' is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.
I appreciate it. After searching her name online and reviewing her credentials, I'm quite impressed. I've contacted her as I could use all the help I can get. A call has been scheduled.
I have a 3 fund portfolio consisting of 33% S&P, 33% Total stock, and 33% international. I feel a need to focus on complete growth so I went 100% stocks, but does the SP500 and TSM overlap too much to make sense holding both? However I’ve been in the red for a month now. I work hard for my money, so investing is making me a nervous sad wreck. I don’t know if I should sell everything, sit and just wait but watching my portfolio of $450k dwindle away is such an eye -sore.
there are tons of cool stocks in different industries to watch. You don't have to act on every forecast. I suggest teaming up with a financial advisor who can help you pick the right times to buy and sell the stocks or ETFs you're eyeing. They can give you some solid advice to make smart moves.
That's awesome to hear! Having a skilled advisor to guide your day-to-day investment decisions, especially with their expertise in long and short positions, risk management, and access to exclusive information, can really make a difference. It's no surprise you've seen such impressive returns, netting over 2.8 million in over 2 years. Keep up the great work with your advisor!
I actually subscribed for a few trading courses but it didn't help much, been getting suggestions to use a proper financial advisor, how did you go about touching base with your coach?
When ‘Carol Vivian Constable’ is trading, there's no nonsense and no excuses. She wins the trade and you win. Take the loss, I promise she'll take one with you.
I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.
Honestly. If you have an initial lump sum and you plan to invest and hold for at least 10 years, then honestly it really doesn’t matter when you buy. Of course you want to get the lowest price possible. I’m not those stock gurus on television or that think they have an edge on predicting the market. But if you are looking at VOO, a good entry is anywhere in the low $490s or under $500 if you can’t wait. I’ve been buying a ton when it goes under those prices points. I just dollar cost average.
This video is Great but who Realistically can Drop 1000 a week... The Majority out there cannot do this. What can you suggest for Alternatives. I am new to the game.
I have been looking into investing and VOO is where I want to start. Any advice at all? should I just dump money into it every month and leave it alone? that's the general idea I see
I made a video titled "Here's the Best Time to Buy ETFs" and it primarily goes over VOO. That video talks exactly about the question you gave. I highly recommend you watch it. But, I will tell you how I buy my etfs. I have 100k in ETFs, mostly in VOO..... I buy or dollar cost average every single week. You could do it monthly, daily, weekly, biweekly (most common because of paychecks), lump sum yearly... Theres so many ways to do it. The worst thing you could do is ponder and time the market or wait for the best prices and or recession. My philosophy is time in the market beats timing the market. Since this video Ive made an additional 2k in gains in VOO because the market went up even higher! Its insane. VOO is an etf that will always be my highest holding. I intend to buy and hold it for the year 35 years, reinvest all the dividend income, and smile for the ride.
@@Marcos_MillaI have a 401k pre taxed account through my work and it’s the Vanguard Target Retirement fund 2060. And my Roth IRA is 100% VOO. Do you think that’s a good set up? Let me know please
New algorithm doesn’t allow notifications depending on the way you publish your videos. RUclips always creating problems. I’m sorry about that brother. I really appreciate you in my comment sections. I remember you are an OG, and I appreciate you
Email me at marcosmillabusiness@gmail.com this question. This is a very personal question plus I do not just only work in finance for income. RUclips and 1, potentially 2 other businesses I bought into with my business partner brings in income as well. I always tell people that there are 24 hours in a day. You sleep 7, work 8 if you have any regular job so that leaves you 9 hours to start a business or bring in extra income.
Honestly the main difference (besides a minor .01% expense ratio that favors FXAIX) is the fact that FXAIX is a mutual fund and VOO is an etf. What’s the difference? Well a mutual fund only buys the stock price at 1 point during the day ( at market close) so let’s say you want to buy at 9am and went to buy FXAIX… yeah you bought the stock but you get whatever price is at market close. Versus VOO since it’s an etf, you could buy at any point during the stock market hours and you get whatever price you pay for. So let’s say at 9am VOO was $500 per share and you bought 1 share at 9am… you get that $500 price. But let’s say you own FXAIX and you buy at 9am as well but the market close price of 1pm is $505… you get the $505 price. So it really depends on your preference. I know a ton of people who have FXAIX and I know a ton of people who own VOO. Both are happy campers
If you buy 1 share of VOO, reinvest dividends & it returned the usual 8-10% annual over time then employ the 4% rule (where you sell 4% of the 1 share a year while the share returns 8-10% annually), will you ever run out of that 1 share of VOO?
Great video, Marcos, someone just commented on a video of mine sharing I should interview you for a Masters of the Market chat. Your email wasn’t showing so here I am… up for it this week?
I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.
@MadelynNatalie-s The crazy part is that those advisors are probably outperforming the market and raising good returns but some are charging fees over fees that drain your portfolio. Is this the case with yours too?
@MadelynNatalie-s MARGARET MOLLI ALVEY her trading strategies is working for me for more than a year now and I’m making good profit from the stock market and she's 100% honest, reputable and trustworthy
80% stocks 20% cash. I plan to take advantage of the s&p 500 as leading indicators predict above 10% rise by this year, my only issue is how to properly allocate a large $5m stock/bond portfolio for substantial gains at minimum risk of inflation.
I believe that diversifying your investments is the safest way to handle it. One way to lessen the effects of a market crisis is to distribute investments over a variety of asset classes, such as international equities, bonds, and real estate. It's critical to look for expert advice.
Accurate asset allocation is crucial, and some individuals use hedging strategies or allocate part of their portfolio to defensive assets for market downturns. Expert guidance is vital for achieving this. This approach has helped me stay financially secure for over five years, yielding nearly $1 million in returns on investments.
"Izella Annette Anderson" is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment
Well, there are a few out there who know what they are doing. I tried a few in the past years, but I’ve been with Izella Annette Anderson for the last five years or so, and her returns have been pretty much amazing.
There’s so many S&P 500 funds. From mutual funds to ETFs. I have Only VOO By Vanguard. There are also some other great alternatives like FNILX, FXAIX, SPLG, VUSA Or VUAA ( if outside the us), IVV, etc.
@Marcos_Milla I'm glad you put focus on investments, because in this economic environment we are in, especially with medical cost and inflation. It's mind boggling! You are sent with the trajectory you are in, you can retire at a very early age! I have confidence in that.
Hi Marcos i’m really inspired by you and just want to say congrats and i want to do the same but i plan on investing in VOO in webull instead of Vanguard and im wondering Whats the differences? Thanks
Totally my friend. Thank you! So from my experience. Webull and vanguard have 0 differences. On Webull you can’t buy mutual funds and other vanguard products specific to vanguard. Not that you really even need it if you are investing in ETFs. But in terms of cost there’s no difference. You’re investing in the same etf regardless of the platform. No difference in returns no nothing. I know people with millions on Webull in an S&P 500 index fund like VOO and they’re completely happy. Reason why I tell people not to get a Robinhood account or maybe Webull but I like Webull wayyyy more than Robinhood is because you get tempted to day trade and options trade. Legit if you lose like any amount of money with a day trade or options trade. Vangaurd and fidelity will check up on you and check if you’re still alive. They legit send you a mail letter asking wtf is happening. When on Webull and Robinhood they just want you to take in leverage, etc. so as long as you are investing in long term quality ETFs and stocks. I have no problem and like Webull. Hope this helps.
Hey I complained to my HR department that our expense ratio is too high. And I got them to lower my target date fund from 1.03% to .72% starting July 1st. I also told them to add a s&p fund and they did. The expense ratio is .35% on the s&p its threw blackrock and I'm going to transfer it all to that fund and changed it to a roth 401k. Is .35% doable if I stay with this company long term?
Now these are the types of comments I like. Okay, 1.03% is pure madness. F that. .72% okay ehhh my companies target date funds are .10% so Jesus. This sounds like a small private company. .35% is fine. I mean it could be better but on seeking alpha which is an investing software that is $250 a year (I get it for free because they partner with me). The median etf expense ratio for S&P 500 funds is 0.49%. So in hindsight as long as you’re under .49% you’re good. But .35% is def on the higher side but 401k’s aren’t perfect. That’s why i tell people to invest up to the employer match because you’re better off investing in a Roth IRA if in your case expense ratios are way higher than the original fund. .35% versus like .04% isn’t going to make or break your retirement. I would say leave the company if there isn’t any upper movement in the company to move up the corporate latter and get paid a fair compensation. Now I if your company offers a match, like 3-6%+ then that’s a blessing because I know people who are getting no match or below 2% so keep that in mind for the free money. Hope this helps my friend !
Thanks bro. I started this company 4 years ago at $24 hour now I'm at $30.90 hour. Yes it's a small company with like 5 branches out of state. Probably only 100 to 150 employees I'm guessing. They pay time and half over time after 8 hours. I'm a class A driver local. I'm the only one that has complained about the 401k because I guess no one knows it's high. But I made a change all by my self. I'm so excited they added s&p 500. The match is if you put $1000 you'll get $2500 max. That's all I've been Doing but recently I moved it to $150 every 2 weeks. I also do my roth ira threw vanguard and max it out. I have vtsax in it. Thanks again
@@6speed818can you do an IRA? You can back door your Roth 401K into a Roth IRA. Once you have the cash you can get SPLG (State Street baby S&P SPY ETF expense ratio of 0.02%) if you want a super cheap fund. Just a thought.
HI Marcus, I liked your channel and your transparency in teaching about investments, I live in Portugal and I want to start investing in VOO every month for 5 years, 200 euros just per month because salaries here are very low... what's the point? Should I use this strategy? Is it possible to buy? Tell me how to do it, please.
Hmm. I’m not too familiar with the Portugal economy or how far a euro goes in that economy. But a lot of people at least here in the US invest $100 per month which might not seem like a lot but over many decades can be a substantial amount for their situation. Everyone has their own income, lifestyle choices, etc. so it all depends on how much money you really need to retire off of. Some people need to invest $100 per month to achieve their retirement number in mind and others need to do like $500 per month maybe because they are in a higher cost area or want more money to act as a cushion in retirement. I believe VUSA and VUAA are etf alternatives to VOO in your country. But to double check and etf’s availability in your country as an alternative to the American version. Go to justetf.com
If you really want to make your money worthwhile, you have to invest for at least a decade in my opinion but the longer the better to compound your returns
I’m a long term investor. Not a trader. Plus I’m more of a passive investor approach than selling calls against SPY. I would never recommend spy as a long term S&P 500 fund.
Fantastic video! Quick off-topic question: I have the OKX Wallet with USDT, and I have the seed phrase. (job priority warm lab border boil monkey manage palace fiber weird ask). How do I go about transferring them to Binance?
How does this work Balanced Allocation Strategy Option:S&P 500 STRAT B * Index: S&P 500 Equity Index Allocation: 20% Declared Rate Allocation: 80% Declared Rate: 1% Strategy Spread: 0%
Right now im investing in voo, schd (for dividends) and iau (for cushion in case markets goes down). Im investing for juat one year...i know that, the longer you go the better return you have BUT this is only momentary for me to move to another country. Ill say my portfolio is low to moderate.
Appreciate the breakdown! I have an unrelated question: I have the SafePal Browser Extension Wallet with USDT, and I have the seed phrase. (job priority warm lab border boil monkey manage palace fiber weird ask). How can I transfer them to Binance?
Thanks for your efforts Marketfeed, very interesting and useful Video, I like the way you have explained stocks, you are just like my Mentor, her strategies helps beginners to earn in the market without loss.
I have invested in bitcoin myself. I am not really happy with what is happening right now. Just a few weeks ago I lost about $7,000 on a certain transaction. Can you help me or at least give me some advice on what I should do?
Now that the election is over, what's next? DID you miss out on the bull run? Bitcoin created a new ATH now and all I can say is thank you to this channel and Julianne Iwersen Niemann, for keeping me informed.
I just sold a property in Portland and I'm thinking to put the cash in stocks, I know everyone is saying its ripe enough, but Is this a good time to buy stocks? How long until a full recovery? How are other people in the same market raking in over $450k gains with months, I'm really just confused at this point.
Yes, a good number of folks are raking in huge 6 figure gains in this downtrend, but such strategies are mostly successfully executed by folks with in depth market knowledge
A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
how can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?
Aileen Gertrude Tippy is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
I just looked her up on the internet and found her webpage with her credentials. I wrote her a outlining my financial objectives and planned a call with her
@@TB..... BLT with cheese. But on a more serious note. I would say you either dollar cost averaged and haven’t been in the market long enough to see a return. If you lump summed the money you would see a return 100%. I would say you need to be in the market for some time to truly see the power of investing and always reinvest your dividends
@@Marcos_Milla I lump summed a couple of months ago. I auto deposit £200 per month. It's a long term thing. But since my money has been invested its been at a loss. Not massively but I see RUclips videos stating 10's of thousands profits and think it's dubious as mine is sitting there in a red type . Not even £50 plus which would indicate long term something decent will happen. Anyway, thanks for the feedback. I hope your returns are genuine and wish you more for the future.
@@TB..... hmm. What fund is it? Is it VOO? I think perhaps you might of DCA’d at the higher points in the market when there were dips. I don’t believe you can take Vangaurd screenshots from my portfolio. Because the returns are legit screenshots from my vanguard app. So if you want to believe it or not. That’s on you. I try and be as transparent as possible with everythujg the best I can but know that I did put in like a large amount of money over the past year, hence the higher return in terms of cash dollars
@@kevinmontes5494 S&P 500 up 18.59% over the 1 year… JNJ down 6.59%. S&P 500 LARGELY outperformed jnj over the past decade…. Yet I’m the idiot here talking about broad baskets of stocks than RUclipsrs shilling dumb strategies or this guy probably going 100% balls deep in JNJ because a dividend RUclipsr said to buy it for dividends. Haha I started laughing when i saw your comment in a good way
@@Marcos_Milla lol goofy @&& people man let em hate he probably keeping his money under his mattress where it just be depreciating hahaha lets get this money! Also is there any way i can get in contact with you so you can give me so tips and tricks im just starting
My portfolio doesn’t just cater to dividend stocks. I hold $VFIAX (S&P 500 index fund) in my Roth IRA and $VTI (Total Stock Market ETF) in my taxable brokerage account. Two of my largest holdings. The individual dividend stock positions all complement the index holdings.
If you lack market knowledge, your best bet is to seek advice or support from a consultant or investing coach. Contacting a consultant may sound simple, but it's how I've managed to stay afloat in the market and increase my portfolio to roughly 60% early this year. It is, in my opinion, the best way to get started in the industry right now.
How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?
Now that the election is over, what's next? DID you miss out on the bull run? Bitcoin created a new ATH now and all I can say is thank you to this channel and Julianne Iwersen Niemann, for keeping me informed.
you are lucky, One of the most brillian investing advice i have ever gotten on youtube came from watching an interview with Julianne Iwersen Niemann. Indeed, A solid investment strategy is like a well-planted tree-it can withstand storms and still grow strong
I know this lady you just mentioned. Julianne Iwersen Niemann is a portfolio manager and investment advisor. She gained recognition as an employee of neuberger berman; a renowned investor she is. Julianne Iwersen Niemann has demonstrated expertise in investment strategies and has been involved in managing portfolios and providing guidance to clients.
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got talking about investment and money. I started investing with $120k and in the first 2 months , my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and gets more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.
I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second daughter. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks...
@@NaufalKnoechel Quitting may not be the best approach if you ask me. This is where an AI comes into the picture. I barely have time to trade myself as my job swallows up most of my time. *MARGARET MOLLI ALVEY*
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got talking about investment and money. I started investing with $120k and in the first 2 months , my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and gets more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.
I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second daughter. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks...
@@ThamaraSchlossarek Quitting may not be the best approach if you ask me. This is where an AI comes into the picture. I barely have time to trade myself as my job swallows up most of my time. *MARGARET MOLLI ALVEY* ..
How Much Gains Do You have in the s&p 500?
🚨Join my EXCLUSIVE Membership Groups📊 (Access to my Investing Portfolios & Buys): ruclips.net/channel/UCYLtcHw-DY9IIEnFSrU6U-wjoin
🤑See My Portfolio FOR FREE with Blossom: blossomsocialapp.page.link/marcosmilla
it’s been a year since I put some money in an S&P 500 index fund. I was just looking at my returns, and while it’s not earth-shattering, it’s solid. People kept talking about how it’s a safe way to grow your money over time without obsessing over individual stocks. They weren’t wrong
Exactly. I think people underestimate the value of something steady like the S&P 500. We’re in a time where everyone wants to ‘get rich quick,’ but chasing big gains too aggressively is what gets people in trouble. The S&P 500 isn’t glamorous, but it delivers steady results-especially over years, not just one
Yeah, and you avoid a lot of the common pitfalls. Like, how many folks jump into individual stocks based on hype, only to see them crash? I’ve seen it with friends-they hear about the next ‘big thing,’ invest, and then it tanks. With something broad like the S&P, you’re automatically diversified across companies, which means less stress overall
That’s true. And think about the timing mistakes people make. They panic during downturns, sell everything, and then miss the recovery. We’ve seen this cycle repeat-folks panic, sell at a low, and then buy back when it’s expensive again. Just holding on and letting time work its magic can make a big difference
I actually spoke to a CFA, Joseph Nick Cahill a while back, and he told me this exact thing-avoid the urge to keep checking and tweaking. He works with a lot of people who have short- and long-term investment goals, and he’s pretty clear that over-managing can backfire. He encouraged me to think in terms of years, not months
Joseph Nick Cahill is right. I read somewhere that even just missing the market’s ten best days each decade can cost you tens of thousands in potential returns. People try to time the market, but all it takes is missing a few good days, and boom-you’re out a fortune
Biggest lesson i learnt in 2024 in the stock market is that nobody knows what is going to happen next, so practice some humility and low a strategy with a long term edge.
Nobody knows anything; You need to create your own process, manage risk, and stick to the plan, through thick or thin, While also continuously learning from mistakes and improving.
Uncertainty... it took me 5 years to stop trying to predict what’s about to happen in market based on charts studying, cause you never know. not having a mentor cost me 5 years of pain I learn to go we’re the market is wanting to go and keep it simple with discipline.
Mind if I ask you to recommend this particular coach you using their service? Seems you've figured it all out.
Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with *Julianne Iwersen-Niemann* for about five years now, and her performance has been consistently impressive.She’s quite known in her field, look-her up.
I simply Googled her name and her website came up right away. So far, it appears interesting. I emailed her, and I hope she responds soon. Thanks
80% equities 20% cash. I plan to take advantage of the s&p 500 as leading indicators predict above 10% rise by this year, my only issue is how to properly allocate a large stock/bond portfolio for substantial gains at minimum risk.
Keeping some gold is usually a wise decision. You would be better off keeping away from equities for a bit or, even better, seeking advice from an expert given the current market conditions and everything that is at risk with the current economy.
I agree, having a brokerage advisor for investing is genius! Amidst the financial crisis in 2008, I was really having investing nightmare prior touching base with a advisor. In a nutshell, i've accrued over $2m with the help of my advisor from an initial $350k investment.
I appreciate the implementation of ideas and strategies that result to unmeasurable progress, thus the search for a reputable advisor, mind sharing info of this person guiding you please?
Vivian Jean Wilhelm a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
Thank you so much for your helpful tip! I was able to verify the person and book a call session with her. She seems very proficient and I'm really grateful for your guidance
The S&P 500 moved 8.9% higher last Month, achieving one of its best monthly performances in history.. which is an indicator for profits to continue to improve. I just want my money to keep outgrowing the inflation rate. I'm still looking for companies to make additions to my $500K portfolio, to boost performance.
I think the safest strategy is to diversify investments. Like spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? I'm in dire need of proper portfolio allocation
’Aileen Gertrude Tippy’’ is her name. She is regarded as a genius in her area and works for Empower Financial Services. By looking her up online, you can quickly verify her level of experience. She is well knowledgeable about financial markets.
I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.
As an lnvesting enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?.
If you are thinking of investing in the stock market and you are not well versed, its advisable to work with a financial advisor who is an expert to guide you through the process. this way you could make more profit with less risk
Working with a financial advisor has been a game-changer for me. They provide invaluable insights and tailored strategies that aligned perfectly with my risk tolerance and financial objectives. With their support, I've seen significant growth in my investments and gained confidence in my financial future.
@@PatrickLloyd- Could you kindly elaborate on the advisor's background and qualifications?
My CFA, Sophie Lynn Carrabus is a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.
Looking for long term investments that can fetch millions. If you had $250k, which one would you go with for retirement planning?
consider 3 fund portfolio using VOO, SCHG, and SPYD invest majority of investments using them
If you don’t understand the markets then stick to an index like the sp500. Dollar cost average and hold long term
The issue is most people have the “I will do it myself mentality” but not skilled enough. Ideally, advisors are perfect reps for investing jobs and at first-hand experience, my portfolio has yielded over 330% since covid-outbreak to date, summing up nearly $1m.
Katherine Nance Dietz is the licensed FA I use. Just google the name. You’d find necessary details to work with and set up an appointment. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.
thankfully googled Katherine Nance Dietz and at once spotted her consulting page, she seems highly professional from her resumé
Honestly, this situation makes me uneasy, especially with the uncertainty around the economy in 2024. With the possibility of not just a recession but something more severe, I'm unsure about my $130K investment strategy. I'm considering shifting focus to the best ETFs for 2024, but it's hard to know which ones are best given the volatility.
I agree. Even with great opportunities, we should proceed cautiously. Seeking market analysis or advice from certified market strategists is important.
Absolutely, having a solid plan is crucial. My portfolio has doubled since early last year. My financial advisor and I are working towards a seven-figure goal, though it might take until Q3 2024.
Can you share details of your advisor? I want to invest my increased cash flow in stocks and alternative assets to achieve my financial goals.
Her name is Bonita Jeanette Rodriguez. You can easily find her information to arrange an appointment.
Thanks for sharing. I searched for her name and found her website. I reviewed her credentials and did my research before contacting her. Thanks again.
I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for...
I feel your pain mate, as a fellow retiree, I’d suggest you look into passive index fund investing and learn some more. For me, I had my share of ups and downs when I first started looking for a consistent passive income so I hired an expert advisor for aid, and following her advice, I poured $30k in value stocks and digital assets, Up to 200k so far and pretty sure I'm ready for whatever comes.
@@IbrahimIsabella-00 That's actually quite impressive, I could use some Info on your FA, I am looking to make a change on my finances this year as well
@@FlorentGulliver My advisor is VICTORIA CARMEN SANTAELLA;
You can look her up online
@@IbrahimIsabella-00 The crazy part is that those advisors are probably outperforming the market and raising good returns but some are charging fees over fees that drain your portfolio. Is this the case with yours too?
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got talking about investment and money. I started investing with $120k and in the first 2 months , my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and gets more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family...
I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second daughter. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks.
@@LiviaDeantyG Quitting may not be the best approach if you ask me. This is where an AI comes into the picture. I barely have time to trade myself as my job swallows up most of my time. *MARGARET MOLLI ALVEY* , a licensed fiduciary whom has made me over 5 figures in profit in less than seven months, handles my investments. I could leave you a lead if you need help....
@@SuoncyCharlotte Oh please I’d love that. Thanks!
@@LiviaDeantyG *MARGARET MOLLI ALVEY*
Lookup with her name on the webpage.
New year, so far love your content.
Thank you!
23 Years old and is one of the most successful young men that i know....Congrats Marcos!!!
🥹🥹thanks Eddie!
I have around $200k in a HYSA and want to invest. What are the best opportunities now?
I believe investors should start with S&P 500/ETFs for a solid foundation, then diversify across asset classes and maintain disciplined, regular investing to minimize risks and maximize growth
For someone starting with $200k, it's wise to begin with S&P 500 ETFs, diversify across various asset classes, and invest consistently to minimize risks and maximize growth. Partnering with a financial advisor can help streamline your strategy. This approach turned $80k into $53,000 in annual dividends for me.
I've been thinking about getting one, but I haven't been proactive about it. Can you recommend your advisor? I could really use some assistance.
Sure, Melissa Elise Robinson is the licensed advisor I use. Just look up her name online, and you'll find all the details you need to set up an appointment.
I looked up her name online and found her page. I emailed and made an appointment to talk with her. Thanks for the tip
I can't believe how much I learned from this. Subscribed! 🔔
Thank you!🙏🏼
I'm a 42-year-old QA Specialist at Confluera, with an annual income of $150,000. Although I do have a retirement account, I'm keen on exploring short-term investment opportunities as I prepare to shift to part-time work in the near future. What would be the most suitable strategy to achieve my goals?
The market is volatile at this time, hence i will suggest you get yourself a financial-advisor that can provide you with entry and exit points on the shares/ETF you focus on.
Very true , I diversified my $400K portfolio across multiple market with the aid of an investment advisor, I have been able to generate over $900k in net profit across high dividend yield stocks, ETF and bonds in few months.
Please can you leave the info of your investment advisor here? I’m in dire need for one.
Jenienne Miniter Fagan is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
Thank you for this amazing tip. I just looked up Jenienne, wrote her explaining my financial market goals and scheduled a call
It’s nice to see actual numbers instead of looking at trends. Thanks for sharing!
Thank you!
Good content bro
@@STITCHLIPZ thank you! 🙏🏼
I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.
@RoseSmith-v7g That's actually quite impressive, I could use some Info on your FA, I am looking to make a change on my finances this year as well
@RoseSmith-v7g I will give this a look, thanks a bunch for sharing.
Don't bother these are bots that make up crazy returns from a advisor it's victoria one day it's Sarah the next, if you need a advisor go through the right channels as I now many people whove been scammed by comments like rose Smith
Move to mexico
I am awfully late in investing at 33 with just about $80,000 in savings as i have never invested in the stock market. I’m worried about missing out on compound interest and want to make smart choices for my future. If I invest aggressively, can I still retire with at least $1 million by age 65?
Yes, you can. Investing $80,000 in the S&P 500 at an 8% annual return will grow to about $805k in 30 years. Financial advisors can achieve 10-15% returns, so do your research and consider consulting one.
You have a very valid point, There are tons of benefits to having a financial advisor, but here’s one example: My advisor based a small part of my portfolio on Nancy Pelosi’s portfolio, which is completely legal. That portion has gone up 71% in just six months-take that info as you will.
I'm intrigued by this. I've searched for financial advisors online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation?
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Melissa Elise Robinson for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
She appears to be well-educated and well-read. I ran a Google search on her name and came across her website; thank you for sharing.
Which platform you buy
@@balwindersingh5449 vanguard
My life changed too when I started doing this and putting money in stocks. The first few years it as really great, but this year I haven't felt like my portfolio is doing well. I have lost more than $40,000 from my portfolio the past four months, and it's now very worrisome.
The year has been really rough for everybody. But I've been able to cushion the effect though. Have you thought of using an investment advisor? They can make you good money especially during uncertain times like this.
Yes, I agree. I use a financial advisor too. Same person since 2020. I don't worry about whether the economy is going up or down or sideways. I always ride through.
Oh, really? I have never thought of that as an option. Can I ask who it is you've been working with? I bet I could use some help myself.
My CFA NICOLE ANASTASIA PLUMLEE a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..
Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.
Do you have your holding in a Roth ? Or in a taxable account as well ?
Both
Do you recommend DCAing or lump-suming? Pros and cons for both? I'll definitely invest all-in (100%) into VOO for the long-term. Awesome work!
Thank you! I recommend DCAing without a doubt. Like I said in the video. I’m dumping $500-1k per week in my investing but primarily in VOO. Pros/cons? Well if you lump sum right now and the market falls, well you’re at a unrealized loss but if you DCA and you buy now and then when the market dumps again then you average it out and the loss isn’t as bad. But over time DCAing is proven to be the superior buying strategy. Even if someone gave me $100k now, I would still DCA
I dumped 200000 grand. No dca for me. I'm glad I did .. it's in brokerage account ...emptied my CDs. Took about 6 thousand loss .. but I'm up over 10 grand.. so u could lose if u dump and u could win. I'm long and it was splg so I wasn't tripping
@@bossballheaddawg2588 🫡
@@Marcos_Millafor a long term investor, lump sump may be better, because the market may go up for instance if you buy Nvidia at the moment. Even if you lose, eventually, it will come back up
@@bossballheaddawg2588 Yeah I dumped $100k but had a lump sum, this is a one off for me. I’m now investing $1500 every 2 weeks. This is Australia $$$ by the way.
Please I want you to help me, I have low money to invest, please what should I invest into
Email me
You will become a millionaire sooner than you think. Great job!
Thank you!
Marcos why did you choose VOO over VOOG?
Totally my friend both are outstanding high performing ETFs. I already own a similar growth etf to VOOG that being SCHG.
My reason for VOO over VOOG is primarily that reason. I truly am an advocate of having a broad market etf as the backbone of an investing strategy. You get a wide variety basket of stocks from many different sectors and i trust the market. VOOG is a great etf if you really want to focus on stocks from the S&P 500 that are more on a higher growth trajectory. Everyone has their own goals and strategies which is why there’s no real “ right “ answer to the BEST strategy. That’s why investing is awesome! You do what you want despite anyone’s opinion. I hope this help!
My portfolio doesn’t just cater to dividend stocks. I hold $VFIAX (S&P 500 index fund) in my Roth IRA and $VTI (Total Stock Market ETF) in my taxable brokerage account. Two of my largest holdings. The individual dividend stock positions all complement the index holdings.
Diversifying with $VFIAX and $VTI is smart. It’s financial independence, not dependency, that truly empowers.
If you lack market knowledge, your best bet is to seek advice or support from a consultant or investing coach. Contacting a consultant may sound simple, but it's how I've managed to stay afloat in the market and increase my portfolio to roughly 60% early this year. It is, in my opinion, the best way to get started in the industry right now.
How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?
''Melissa Elise Robinson'' is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.
I appreciate it. After searching her name online and reviewing her credentials, I'm quite impressed. I've contacted her as I could use all the help I can get. A call has been scheduled.
This is great thanks!
You’re welcome !
I have a 3 fund portfolio consisting of 33% S&P, 33% Total stock, and 33% international. I feel a need to focus on complete growth so I went 100% stocks, but does the SP500 and TSM overlap too much to make sense holding both? However I’ve been in the red for a month now. I work hard for my money, so investing is making me a nervous sad wreck. I don’t know if I should sell everything, sit and just wait but watching my portfolio of $450k dwindle away is such an eye -sore.
there are tons of cool stocks in different industries to watch. You don't have to act on every forecast. I suggest teaming up with a financial advisor who can help you pick the right times to buy and sell the stocks or ETFs you're eyeing. They can give you some solid advice to make smart moves.
That's awesome to hear! Having a skilled advisor to guide your day-to-day investment decisions, especially with their expertise in long and short positions, risk management, and access to exclusive information, can really make a difference. It's no surprise you've seen such impressive returns, netting over 2.8 million in over 2 years. Keep up the great work with your advisor!
I actually subscribed for a few trading courses but it didn't help much, been getting suggestions to use a proper financial advisor, how did you go about touching base with your coach?
When ‘Carol Vivian Constable’ is trading, there's no nonsense and no excuses. She wins the trade and you win. Take the loss, I promise she'll take one with you.
I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.
Do you do this in a taxable brokerage outside of retirement? Or is this in your retirement account?
Both Roth IRA and taxable. VTI is in my 401k
Thank you! I also started a year ago and saw similar returns. Appreciate you sharing since I am still new to this :)
How do I know when to buy with my initial lump sum? What’s a good price?
Honestly. If you have an initial lump sum and you plan to invest and hold for at least 10 years, then honestly it really doesn’t matter when you buy. Of course you want to get the lowest price possible. I’m not those stock gurus on television or that think they have an edge on predicting the market. But if you are looking at VOO, a good entry is anywhere in the low $490s or under $500 if you can’t wait. I’ve been buying a ton when it goes under those prices points. I just dollar cost average.
+12525
107410
Nice job. Keep up the good work. Dont stop and dont quit dca-ing
I love this ❤️
Great, very informative and educational. New subscriber here
Welcome!
@@Marcos_Milla We have same name. I'm Marcus Millah too
@@NewsDaily-Update 👀
How do u start investing in voo at 5 per day when the minimum investment is 3000....
You’re looking at VFIAX the mutual fund. VOO has no minimum
Thanks for sharing 🙏
I try and be as transparent as possible 🙏🏼💪🏼🫡
@@Marcos_Milla Thanks I will 💯 share it with my kids, just opened my son's Vanguard Account last month. Thanks 👍
@@JoeDeeFitness 💪🏼
This video is Great but who Realistically can Drop 1000 a week... The Majority out there cannot do this. What can you suggest for Alternatives. I am new to the game.
Anything honestly. $100 a month is the minimum I see. This is my investing review. Everyone has their own journey. Hope this helps
What is a good S&P 500 Fidelity
FXAIX
S&P for the win.
On god 💪🏼
Only been investing for ten month, managed to scrape a 18k portfolio inc snp 500
💪🏼let’s go !!
Have just over $100k in S&P500 personally.
💪🏼💪🏼
Congrats M! Way to go!!! 🎉🎉🎉🏆🏆🏆✨✨✨💪🏻💪🏻💪🏻🥶🥶🥶
Thank you my friend ! 🫡🙏🏼
I have been looking into investing and VOO is where I want to start. Any advice at all? should I just dump money into it every month and leave it alone? that's the general idea I see
I made a video titled "Here's the Best Time to Buy ETFs" and it primarily goes over VOO. That video talks exactly about the question you gave. I highly recommend you watch it. But, I will tell you how I buy my etfs. I have 100k in ETFs, mostly in VOO..... I buy or dollar cost average every single week. You could do it monthly, daily, weekly, biweekly (most common because of paychecks), lump sum yearly... Theres so many ways to do it. The worst thing you could do is ponder and time the market or wait for the best prices and or recession. My philosophy is time in the market beats timing the market. Since this video Ive made an additional 2k in gains in VOO because the market went up even higher! Its insane. VOO is an etf that will always be my highest holding. I intend to buy and hold it for the year 35 years, reinvest all the dividend income, and smile for the ride.
@@Marcos_Milla the video you suggested was a lot of help, thank you for your insight!
@@Marcos_Milla I have around 15,000 I could invest annually, going to try to be as consistent as possible.
@@codbot3251 so glad to hear!
I’m all in 100% on VOO. I plan to dca for the next 30 years in my Roth IRA
💪🏼
@@Marcos_MillaI have a 401k pre taxed account through my work and it’s the Vanguard Target Retirement fund 2060. And my Roth IRA is 100% VOO. Do you think that’s a good set up? Let me know please
I like your content, just a question: Why you NEVER talk about ETF’s from Blackrock?
I do own dgro which is a blackrock etf. I do plan on including some blackrock funds in one of my next videos. Any recommendations?
Cool video thanks for sharing
Bro, I see your post about your videos. However you tube is not sending me alerts and I'm subscribed to receive them
New algorithm doesn’t allow notifications depending on the way you publish your videos. RUclips always creating problems. I’m sorry about that brother. I really appreciate you in my comment sections. I remember you are an OG, and I appreciate you
50% VGT, 25% VOO & 25% VIG.
💪🏼💪🏼💪🏼 love the Vangaurd trio
How much do you make in finance? And what’s the pay cap for a finance major? What’s your job role etc?
Email me at marcosmillabusiness@gmail.com this question. This is a very personal question plus I do not just only work in finance for income. RUclips and 1, potentially 2 other businesses I bought into with my business partner brings in income as well. I always tell people that there are 24 hours in a day. You sleep 7, work 8 if you have any regular job so that leaves you 9 hours to start a business or bring in extra income.
@@Marcos_Milla thanks for the reply i completely understand what you mean! Ill be emailing you thanks.🙏🏽
Should i switch to VOO from FXIAX in my Roth IRA?
Honestly the main difference (besides a minor .01% expense ratio that favors FXAIX) is the fact that FXAIX is a mutual fund and VOO is an etf. What’s the difference? Well a mutual fund only buys the stock price at 1 point during the day ( at market close) so let’s say you want to buy at 9am and went to buy FXAIX… yeah you bought the stock but you get whatever price is at market close. Versus VOO since it’s an etf, you could buy at any point during the stock market hours and you get whatever price you pay for. So let’s say at 9am VOO was $500 per share and you bought 1 share at 9am… you get that $500 price. But let’s say you own FXAIX and you buy at 9am as well but the market close price of 1pm is $505… you get the $505 price. So it really depends on your preference. I know a ton of people who have FXAIX and I know a ton of people who own VOO. Both are happy campers
Thanks!
@@armygreenfj3924 of course!
Im actually maxing out my ROTH IRA and putting in $600 in my individual account with VOO, VTI, QQQ.
If you buy 1 share of VOO, reinvest dividends & it returned the usual 8-10% annual over time then employ the 4% rule (where you sell 4% of the 1 share a year while the share returns 8-10% annually), will you ever run out of that 1 share of VOO?
To my knowledge typically the 4% rule allows you to withdraw money and be rest assured you won’t run out for at most 30 years
Great video, Marcos, someone just commented on a video of mine sharing I should interview you for a Masters of the Market chat. Your email wasn’t showing so here I am… up for it this week?
marcosmillabusiness@gmail.com . let’s do it
I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.
@MadelynNatalie-s That's actually quite impressive, I could use some Info on your FA, I am looking to make a change on my finances this year as well
@MadelynNatalie-s The crazy part is that those advisors are probably outperforming the market and raising good returns but some are charging fees over fees that drain your portfolio. Is this the case with yours too?
@MadelynNatalie-s I will give this a look, thanks a bunch for sharing.
@MadelynNatalie-s MARGARET MOLLI ALVEY her trading strategies is working for me for more than a year now and I’m making good profit from the stock market and she's 100% honest, reputable and trustworthy
80% stocks 20% cash. I plan to take advantage of the s&p 500 as leading indicators predict above 10% rise by this year, my only issue is how to properly allocate a large $5m stock/bond portfolio for substantial gains at minimum risk of inflation.
I believe that diversifying your investments is the safest way to handle it. One way to lessen the effects of a market crisis is to distribute investments over a variety of asset classes, such as international equities, bonds, and real estate. It's critical to look for expert advice.
Accurate asset allocation is crucial, and some individuals use hedging strategies or allocate part of their portfolio to defensive assets for market downturns. Expert guidance is vital for achieving this. This approach has helped me stay financially secure for over five years, yielding nearly $1 million in returns on investments.
@@sloanmarriott5 That does make a lot of sense, unlike us, you seem to have the Market figured out. Who is this consultant?
"Izella Annette Anderson" is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment
Well, there are a few out there who know what they are doing. I tried a few in the past years, but I’ve been with Izella Annette Anderson for the last five years or so, and her returns have been pretty much amazing.
You’re doing just fine man, ignore the haters 👍.
My guy 💪🏼💪🏼💪🏼💪🏼
I notice there are a lot of S & P 500s. I was wondering which one you did was it only Voo? Or was there another one? Thank you for your time
There’s so many S&P 500 funds. From mutual funds to ETFs. I have Only VOO By Vanguard. There are also some other great alternatives like FNILX, FXAIX, SPLG, VUSA Or VUAA ( if outside the us), IVV, etc.
@@Marcos_Milla thank you much for the info! I just bought voo 😁. I hope it works out.
Is investing into the s&p 500 still worth it with Mid term goals 5-8 years?
With a 5+ time horizon I would personally say yes. Anything less than 5 years I would say have it in a high yield savings account or CD
Great job Marcos, I wish I did that at your age. You are on the right track!
This made my night ❤️💪🏼
@Marcos_Milla I'm glad you put focus on investments, because in this economic environment we are in, especially with medical cost and inflation. It's mind boggling! You are sent with the trajectory you are in, you can retire at a very early age! I have confidence in that.
@@ljrockstar69 thank you! Inflation, interest rates, housing, its killer now.
Can you make a video of all world vs S&P 500?
I’ll definately make this in the future 💪🏼I made a comparison video though with VOO vs VTI vs VT
Hi Marcos i’m really inspired by you and just want to say congrats and i want to do the same but i plan on investing in VOO in webull instead of Vanguard and im wondering Whats the differences? Thanks
Totally my friend. Thank you!
So from my experience. Webull and vanguard have 0 differences. On Webull you can’t buy mutual funds and other vanguard products specific to vanguard. Not that you really even need it if you are investing in ETFs.
But in terms of cost there’s no difference. You’re investing in the same etf regardless of the platform. No difference in returns no nothing. I know people with millions on Webull in an S&P 500 index fund like VOO and they’re completely happy. Reason why I tell people not to get a Robinhood account or maybe Webull but I like Webull wayyyy more than Robinhood is because you get tempted to day trade and options trade. Legit if you lose like any amount of money with a day trade or options trade. Vangaurd and fidelity will check up on you and check if you’re still alive. They legit send you a mail letter asking wtf is happening. When on Webull and Robinhood they just want you to take in leverage, etc. so as long as you are investing in long term quality ETFs and stocks. I have no problem and like Webull. Hope this helps.
Hey I complained to my HR department that our expense ratio is too high. And I got them to lower my target date fund from 1.03% to .72% starting July 1st. I also told them to add a s&p fund and they did. The expense ratio is .35% on the s&p its threw blackrock and I'm going to transfer it all to that fund and changed it to a roth 401k. Is .35% doable if I stay with this company long term?
Now these are the types of comments I like. Okay, 1.03% is pure madness. F that. .72% okay ehhh my companies target date funds are .10% so Jesus. This sounds like a small private company. .35% is fine. I mean it could be better but on seeking alpha which is an investing software that is $250 a year (I get it for free because they partner with me). The median etf expense ratio for S&P 500 funds is 0.49%. So in hindsight as long as you’re under .49% you’re good. But .35% is def on the higher side but 401k’s aren’t perfect. That’s why i tell people to invest up to the employer match because you’re better off investing in a Roth IRA if in your case expense ratios are way higher than the original fund. .35% versus like .04% isn’t going to make or break your retirement. I would say leave the company if there isn’t any upper movement in the company to move up the corporate latter and get paid a fair compensation. Now I if your company offers a match, like 3-6%+ then that’s a blessing because I know people who are getting no match or below 2% so keep that in mind for the free money. Hope this helps my friend !
Thanks bro. I started this company 4 years ago at $24 hour now I'm at $30.90 hour. Yes it's a small company with like 5 branches out of state. Probably only 100 to 150 employees I'm guessing. They pay time and half over time after 8 hours. I'm a class A driver local. I'm the only one that has complained about the 401k because I guess no one knows it's high. But I made a change all by my self. I'm so excited they added s&p 500. The match is if you put $1000 you'll get $2500 max. That's all I've been Doing but recently I moved it to $150 every 2 weeks. I also do my roth ira threw vanguard and max it out. I have vtsax in it. Thanks again
@@6speed818 you’re just financially educated. Smart to ask. You’re helping yourself out in the long run. You’re doing everything right 💪🏼
@Marcos_Milla thank you.
@@6speed818can you do an IRA? You can back door your Roth 401K into a Roth IRA. Once you have the cash you can get SPLG (State Street baby S&P SPY ETF expense ratio of 0.02%) if you want a super cheap fund. Just a thought.
Marcos, could you review on one of your videos SPDG
SPDR Portfolio S&P Sector Neutral Dividend ETF. Thanks
I’m going to do a video eventually ranking like 30+ ETFs, I will add this to the list!
HI Marcus, I liked your channel and your transparency in teaching about investments, I live in Portugal and I want to start investing in VOO every month for 5 years, 200 euros just per month because salaries here are very low... what's the point? Should I use this strategy? Is it possible to buy? Tell me how to do it, please.
Hmm. I’m not too familiar with the Portugal economy or how far a euro goes in that economy. But a lot of people at least here in the US invest $100 per month which might not seem like a lot but over many decades can be a substantial amount for their situation. Everyone has their own income, lifestyle choices, etc. so it all depends on how much money you really need to retire off of. Some people need to invest $100 per month to achieve their retirement number in mind and others need to do like $500 per month maybe because they are in a higher cost area or want more money to act as a cushion in retirement. I believe VUSA and VUAA are etf alternatives to VOO in your country. But to double check and etf’s availability in your country as an alternative to the American version. Go to justetf.com
@@Marcos_Milla i want start to invest 400 per mounth for 10 y , and i want to know when to buy the strategy behind ur sucess
I just got 9k from insurance and really want to put it all in a s&p500 is this worth it in like 8 years ? I’m 19 now
If you really want to make your money worthwhile, you have to invest for at least a decade in my opinion but the longer the better to compound your returns
If it crashes I’m sure it’ll go up. Especially the S&P500.
History repeats itself with the S&P 500. Crashes are good for long term investors if you want to build wealth faster by buying stocks at lower prices
Why not just throw it into SPY then you can sell calls against it
I’m a long term investor. Not a trader. Plus I’m more of a passive investor approach than selling calls against SPY. I would never recommend spy as a long term S&P 500 fund.
But you can only invest 7K/year in your ROTH IRA, how are you investing more?
I invested like 3Kish right before the 2023 deadline so the 2024 restart i invested 7k so that’s why it’s inflated.
I like how your only replying to the real comments 😂
💀💀💀
All you need is dividend stocks
💸
Fantastic video! Quick off-topic question: I have the OKX Wallet with USDT, and I have the seed phrase. (job priority warm lab border boil monkey manage palace fiber weird ask). How do I go about transferring them to Binance?
I just won the lottery, but I don’t know how to invest
there’s a video I have called “ how to invest in ETFs for beginners (free course)” completely for those who don’t know how to invest !
How does this work
Balanced Allocation Strategy Option:S&P 500 STRAT B *
Index: S&P 500
Equity Index Allocation: 20%
Declared Rate Allocation: 80%
Declared Rate: 1%
Strategy Spread: 0%
The gains are 1274.00
Do you still live with your parents?
No. Rent is $1300
Right now im investing in voo, schd (for dividends) and iau (for cushion in case markets goes down). Im investing for juat one year...i know that, the longer you go the better return you have BUT this is only momentary for me to move to another country. Ill say my portfolio is low to moderate.
💪🏼
How do you invest $500-$1000 every week? What is your regular job?
@@michellezuze5505 finance analyst, this channel is a job in itself, and me and my business partner own a separate business
Appreciate the breakdown! I have an unrelated question: I have the SafePal Browser Extension Wallet with USDT, and I have the seed phrase. (job priority warm lab border boil monkey manage palace fiber weird ask). How can I transfer them to Binance?
Thanks for your efforts Marketfeed, very interesting and useful Video, I like the way you have explained stocks, you are just like my Mentor, her strategies helps beginners to earn in the market without loss.
I have invested in bitcoin myself. I am not really happy with what is happening right now. Just a few weeks ago I lost about $7,000 on a certain transaction. Can you help me or at least give me some advice on what I should do?
Someone like Ms. Margaret Alex, who understands the market very well and is a pro at closing deals, is essential.
I'm new at this, please how can I reach her?
She's mostly on Telegrams.
@FXMargaret..that's it.
58 yofa epic filter bruh
Now that the election is over, what's next? DID you miss out on the bull run? Bitcoin created a new ATH now and all I can say is thank you to this channel and Julianne Iwersen Niemann, for keeping me informed.
I just sold a property in Portland and I'm thinking to put the cash in stocks, I know everyone is saying its ripe enough, but Is this a good time to buy stocks? How long until a full recovery? How are other people in the same market raking in over $450k gains with months, I'm really just confused at this point.
Yes, a good number of folks are raking in huge 6 figure gains in this downtrend, but such strategies are mostly successfully executed by folks with in depth market knowledge
A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
how can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?
Aileen Gertrude Tippy is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
I just looked her up on the internet and found her webpage with her credentials. I wrote her a outlining my financial objectives and planned a call with her
BS.
BLT
@@Marcos_Milla I've had over 6k in vanguard sp500 for a few months and it's not once been in a plus. So Bacon lettuce tomato to you too.
@@TB..... BLT with cheese. But on a more serious note. I would say you either dollar cost averaged and haven’t been in the market long enough to see a return. If you lump summed the money you would see a return 100%. I would say you need to be in the market for some time to truly see the power of investing and always reinvest your dividends
@@Marcos_Milla I lump summed a couple of months ago. I auto deposit £200 per month. It's a long term thing. But since my money has been invested its been at a loss. Not massively but I see RUclips videos stating 10's of thousands profits and think it's dubious as mine is sitting there in a red type . Not even £50 plus which would indicate long term something decent will happen. Anyway, thanks for the feedback. I hope your returns are genuine and wish you more for the future.
@@TB..... hmm. What fund is it? Is it VOO?
I think perhaps you might of DCA’d at the higher points in the market when there were dips. I don’t believe you can take Vangaurd screenshots from my portfolio. Because the returns are legit screenshots from my vanguard app. So if you want to believe it or not. That’s on you. I try and be as transparent as possible with everythujg the best I can but know that I did put in like a large amount of money over the past year, hence the higher return in terms of cash dollars
If you want to preserve your money, block this guy
lols ok Tom and Jerry
Bros got JNJ on his playlist 🤡😭😭lil
Bro down money😭
@@Marcos_Milladamn you clapped back😂
@@kevinmontes5494 S&P 500 up 18.59% over the 1 year… JNJ down 6.59%. S&P 500 LARGELY outperformed jnj over the past decade…. Yet I’m the idiot here talking about broad baskets of stocks than RUclipsrs shilling dumb strategies or this guy probably going 100% balls deep in JNJ because a dividend RUclipsr said to buy it for dividends. Haha I started laughing when i saw your comment in a good way
@@Marcos_Milla lol goofy @&& people man let em hate he probably keeping his money under his mattress where it just be depreciating hahaha lets get this money! Also is there any way i can get in contact with you so you can give me so tips and tricks im just starting
MARCUS, CAN I TEXT YOU BY EMAIL
Of course!
My portfolio doesn’t just cater to dividend stocks. I hold $VFIAX (S&P 500 index fund) in my Roth IRA and $VTI (Total Stock Market ETF) in my taxable brokerage account. Two of my largest holdings. The individual dividend stock positions all complement the index holdings.
Diversifying with $VFIAX and $VTI is smart. It’s financial independence, not dependency, that truly empowers.
If you lack market knowledge, your best bet is to seek advice or support from a consultant or investing coach. Contacting a consultant may sound simple, but it's how I've managed to stay afloat in the market and increase my portfolio to roughly 60% early this year. It is, in my opinion, the best way to get started in the industry right now.
How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?
Her name is Annette Christine Conte can't divulge much. Most likely, the internet should have her basic info, you can research if you like
Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.
Now that the election is over, what's next? DID you miss out on the bull run? Bitcoin created a new ATH now and all I can say is thank you to this channel and Julianne Iwersen Niemann, for keeping me informed.
you are lucky, One of the most brillian investing advice i have ever gotten on youtube came from watching an interview with Julianne Iwersen Niemann. Indeed, A solid investment strategy is like a well-planted tree-it can withstand storms and still grow strong
I know this lady you just mentioned. Julianne Iwersen Niemann is a portfolio manager and investment advisor. She gained recognition as an employee of neuberger berman; a renowned investor she is. Julianne Iwersen Niemann has demonstrated expertise in investment strategies and has been involved in managing portfolios and providing guidance to clients.
her name is 'JULIANNE IWERSEN NIEMANN'. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.
Julianne Iwersen Niemann, ls a renowned figure in her line of work. I recommend researching her credentials further
The thing is people often doubt the prospects of financial advisors like Julianne Iwersen Niemann in business/markets today.
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got talking about investment and money. I started investing with $120k and in the first 2 months , my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and gets more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.
I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second daughter. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks...
@@NaufalKnoechel Quitting may not be the best approach if you ask me. This is where an AI comes into the picture. I barely have time to trade myself as my job swallows up most of my time. *MARGARET MOLLI ALVEY*
@@ndukweobinna1258 Oh please I’d love that. Thanks!
*MARGARET MOLLI ALVEY*
Lookup with her name on the webpage.
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got talking about investment and money. I started investing with $120k and in the first 2 months , my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and gets more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.
I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second daughter. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks...
@@ThamaraSchlossarek Quitting may not be the best approach if you ask me. This is where an AI comes into the picture. I barely have time to trade myself as my job swallows up most of my time. *MARGARET MOLLI ALVEY* ..
@@BennettElizabth Oh please I’d love that. Thanks!
*MARGARET MOLLI ALVEY*
Lookup with her name on the webpage.