THANK YOU for weighing in! =) NUSI is interesting for the downside protection aspect which we will have to see how that performs in the next down market. =) THANK YOU for watching Mangar and for leaving your $0.02 in the comments! 😎👍🏻
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I see this was done over a year and a half ago, can you do an updated version of this with the same or similar etf's. Im about to retire and looking to transfer some of my pension money into one or some of these to generate extra income. would like to see which one offers more income along with capital appreciation . Thank you !!
Just Subscribed! I’m a 25 year old newly married man, and I’m just getting started this past year in the world of investing and I really think your content will help! Thank you 🙏🏼
FANTASTIC VIDEO!!! I've not only been looking for an explanation on how exactly QYLD generates *advertised* 11% dividend returns, but also what it looks like longer term, which your video just did perfectly. My favorite and largest holding in SCHD, so I think QYLD will compliment it greatly, especially with my goal to generate more passive dividend income!
AWESOME ADRIAN! Thank you so much for joining the Average Joe Investor community! Please let me know going forward what investing topics you want to learn more about as well as any feedback/questions you have!
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I like your approach when comparing. I think it’s important to understand your specific set of circumstances. I assume the tax implications is the same as just ordinary income.
100% ALAN! Everybody's situation is a bit different for sure. Based on my research, at least for my holding with QYLD which makes up 0.08% of my dividend portfolio, you will get a Form 1099. Returns are based on equity returns and options returns. equity returns are generally treated as short-term capital gains AKA ordinary income. Non-equity returns (options) are treated as a blended 60% long-term and 40% short-term capital gains. Here is a link detailing the tax treatment: www.globalxetfs.com/content/files/Global-X-Covered-Call-ETF-Tax-Primer.pdf || THANK YOU for watching Alan and for leaving your $0.02 in the comments! 😎👍🏻
I would like to understand the tax implications if these. I’m hearing that covered call ETFs like QYLD have significant tax disadvantages when selling, but it’s hard to get a straight answer.
VERY NICE! I may end up doing the same but I have not made a final decision on which covered call ETF to include. THANK YOU for watching Conscience and for leaving your $0.02 in the comments! 😎👍🏻
AWESOME! Thank you so much for joining the Average Joe Investor community! I appreciate your feedback! Please let me know going forward what investing topics you want to learn more about as well as any feedback/questions you have!
THANK YOU for that feedback. To be completely honest with you I don’t have an international dividend ETF and I don’t really have a recommendation for you. Sorry I cannot be more help. THANK YOU for watching and for leaving your $0.02 in the comments! 👍🏻😎
I use NUSI & QYLD as complements to my dividend portfolio. They offer good cash flow to balance long term growth. NUSI is is used like a bond to reduce some of the downside.
Just what I’m looking for. Thought about doing cov. Calls for some of my personal stocks. Will involve a lot of work. Prefer to do same type of investing with an ETF. Looking forward to follow your blog.
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GREAT QUESTION DEBBIE! It's hard to comprehensively answer your question because I don't know your full financial picture. Generally, I would say that if you are trying to build a dividend portfolio to generate cash flow for retirement, you still want to generally follow the guidelines I follow: 1. Own dividend stocks with at least a 5 year history of consistently paying dividends 2. Minimum 2.5% to 3% dividend yield 3. Dividend Growth rate Minimum 4% 4. Dividend Payout Ratio, based on Free Cash flow, of less than 75% Hope that helps Debbie! I will be starting my own Financial Advisor practice in the next 3-4 months and would love to get to know your situation better in the future. THANK YOU for watching Debbie and for leaving your $0.02 in the comments! 😎👍🏻
Would any of the dividend/income producing etfs be tax free in a Roth? And tax deferred in other accounts? I didn’t know if that applied to income funds. Thanks Joe!
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AWESOME! Thank you so much for joining the Average Joe Investor community! I appreciate your feedback! Please let me know going forward what investing topics you want to learn more about as well as any feedback/questions you have!
Subscribed. I wouldnt look at QYLD as an stock or dividend part of my portfolio, but as a bond or fixed income side of my asset allocation. It makes sense to get the '10%' yield, rather than puuting money into bonds with their anemic return and interest rate risk. Am I missing something?
GREAT FEEDBACK! It is unknown what QYLD option premiums will be in the next few years, but definitely a GREAT WAY to generate cash flow. THANK YOU for watching Raghava and for leaving your $0.02 in the comments! 😎👍🏻
3 quick questions. 1)If you do not take dividend income, how would the portfolio value change or favor 2) when expense ratios come into play in the longer term how would schd with low e/r compare to the higher e/r qyld over time 3) during a down turn in stock market, how or will covered calls work; if they do not work without puts than would income suffer drastically? You got me thinking or rebalancing my dividend etf.
AWESOME JESSE! Thank you so much for joining the Average Joe Investor community! Please let me know going forward what investing topics you want to learn more about as well as any feedback/questions you have!
I've started dabbling in dividend investing (I have several different investment apps/accounts). I'd be interested in seeing maybe something related to a portfolio that is a mix of dividend and growth stocks and what a good ratio would be, That way the dividend stocks can help you reinvest in the growth stocks, and if you get enough growth you could rebalance to get more cashflow ... to reinvest into the overall portfolio. Rise and repeat. That's kind of what I'm doing with my newest investment app. The rest are passive set it and forget it type things.
AWESOME JASON! Thank you so much for joining the Average Joe Investor community! Please let me know going forward what investing topics you want to learn more about as well as any feedback/questions you have!
Instead of buying QYLG, you could buy some QYLD and some QQQ or TQQQ to achieve the exact emphasis you want to place on capital appreciation versus monthly income, and manage the risk you're willing to take. Right now I'm pretty addicted to the capital appreciation I'm getting with TQQQ, but when I'm ready to start using my investments to upgrade my lifestyle, I'll want to shift most of my portfolio to QYLD.
Of my weekly investments: - 1/30 is in VYM and NOBL - 2/30 is in SDY, SPHD, SPYD, SCHD, HDV, and SDIV - 3/30 is in SCHD, XYLD, RYLD, QYLD, OPP, and PCF I purchase fractional shares on Fidelity. I believe you can do the same on Robinhood, though my investments are in a Roth IRA. According to Yahoo Finance, with the above investments, I have no more than 15% invested in any particular sector.
Hi Joe, At 20:32, why is the annual dividend income for QYLD for period Jan 2014-Mar 2021 $6101.90 and it's only $389.67 for period Jan 2020-Mar 2021? I thought that they should be the same since the amount is calculated over a rolling 12-month period. Or is the first amount the total dividend that you get from Jan 2014 to Mar2021?
GREAT QUESTION! The numbers are different because the $6101.90 reflects the estimated annual dividend income from 2020-2021 after contributing and reinvesting dividends for 7 years whereas the 2nd example only has contributions/reinvesting dividends for 15 months. The first example has a larger balance and larger dividends as a result. Hope that answers your question Tuan. THANK YOU for watching and for leaving your $0.02 in the comments! 👍🏻😎
AWESOME ROCELLE! Thank you so much for joining the Average Joe Investor community! I appreciate your feedback. =) Please let me know going forward what investing topics you want to learn more about as well as any feedback/questions you have!
AWESOME! Thank you so much for joining the Average Joe Investor community! Please let me know going forward what investing topics you want to learn more about as well as any feedback/questions you have!
GREAT JOB IZIK! I think 15 dividend stocks is fine. Whatever the number is that you feel comfortable managing on a monthly/quarterly basis to ensure no dividend cuts and increasing DGR. =) THANK YOU for watching Izik and for leaving your $0.02 in the comments! 😎👍🏻
What are the numbers if you sell some SCHD to end up with the same amount of "dividend" as QYLD? Ball park looks like portfolio value using SCHD is still more maybe to make up for the reduction of shares SCHD going forward? Cake and eat it too?
I really like QYLD and SCHD, as I do not feel comfortable or completely understand investing in individual options agreements! It seems too risky and I don't want to make a "financial mistake" because I don't really understand all the details!! I have individually bought TSLA, AMZN and GOOG years ago and am long on these, Never Touching Them!! But, I need an ETF PORTFOLIO for exposure to All Dividend Payers across all sectors, starting with the Top Aristocrat, King, and all markets! Also need info. on the Best Emerging Market ETF or area (Country)s, to round out my portfolio, maybe 5-10(*/*)percent! Also, I Thank you for this very informative video
Do you have a video where it talks about using qyld and the likes to fund qqq or spy? I was wondering how those numbers work and if thats a worthwhile strategy.
I subscribed. thank you for the video and it is very informative. One thing I don't understand is that as the NDX can only be settled with cash, if the call option buyer choose to exercise the option at the end of the month, should QYLD sell potion of it's stock portfolio on the market to fulfil the option? In this case, after QYLD paid the option buyer and distribute the option premium to the ETF holder, QYLD can only afford less stock portfolio in term of units due to the raising stock price. Therefore, can the less stock portfolio resulting in less option to write since the call option should be 1:1 ratio with the stock portfolio? thanks.
HI ROBERT! Honestly DIVO didn't really stand out to me and I haven't done a DEEP DIVE on this one though I have a DEEP DIVE of SCHD coming out tomorrow morning at 9am PST. THANK YOU for watching Robert and for leaving your $0.02 in the comments! 😎👍🏻
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Hey, I have QYLD NUSI and JEPI on my portfolio. I was looking into buying XYLG but I am unable to on fidelity. It states I have to set a limit order. When I set limit order it will not fill. I have tried this two days already.i have even set it a few cents above
That's interesting. I have not heard that before. If you have not tried yet try buying on the Fidelity desktop website as opposed to with Mobile. THANK YOU for watching Daniel and for leaving your $0.02 in the comments! 😎👍🏻
@@AverageJoeInvestor thanks for the reply. Somehow my order just filled today at 7pm. I enjoy your videos I've been buying and buying 10 at a time I hope to get to a reliable secondary income. Thanks you got a daily watcher here.
thanks for the Video !! if i am understanding right, QYLD/XYLD ETF value will go down in a bear market (since holding will drops) but will hardly recoup these losses since their upside is capped?
Excellent video and explanation of the different option ETFs. I recently started buying JEPI and was looking for other similar etfs. NUSI looked interesting but what happens in a down market if the puts they want to buy for downside protection become more expensive than the calls they are selling? Do they move closer to the money on the calls they sell and further out of the money on the puts? Since many of these etfs are new we really don't have much historical data to see how they react in different market conditions as you pointed out in the video.
I like qyld with just about 120 shares u can drip 1 share per month. Have you looked at USA etf? its not an options etf like qyld, but based on history it seems pretty good
HI KEVIN! Did you mean to say OUSA? Not sure... I DID profile OUSA recently and was not impressed. Here is the video IF that is what you were referencing: ruclips.net/video/-5nJrHYDVFY/видео.html || THANK YOU for watching Kevin and for leaving your $0.02 in the comments! 😎👍🏻
Interesting finding if you compare QYLD and SCHD from Jan 2015 to March 2020, their returns are almost identical. It is just the period after March that caused SCHD to outperform QYLD. Which may lead to the thought are they holdings now overvalued? Haven’t analyzed. But if we looked farther in the future, maybe the performance of the two would be more similar.
Awesome video Joe! That's a different strategy for sure lol. I might add a little bit of QYLD to my dividend account also. QYLD would work well with my SCHD. Plus a monthly dividend too. I like it 👍
AWESOME JOHN! Yes, I think I will be adding one of these to my portfolio as well. Probably less than 5% of the portfolio for sure. THANK YOU for watching John and for leaving your $0.02 in the comments! 😎👍🏻
INTERESTING QUESTION! QYLD overs the attractive yield but NUSI has some downside risk protection with the protective puts being purchased. It depends on your unique situation. Sorry if I’m not being clear but it definitely depends. THANK YOU for watching and for leaving your $0.02 in the comments! 👍🏻😎
What are thought on qyld now i got my dividend payout but it says that the dividend is cut and shows that its 0.70 now im confused do you know anything on it?
Not sure where you’re seeing that but I don’t see any issues at the following data sites: www.nasdaq.com/market-activity/funds-and-etfs/qyld/dividend-history || seekingalpha.com/symbol/QYLD/dividends/history
GREAT QUESTION! I am wondering if you are trying to purchase QYLD on the mobile app as opposed to the desktop website. I have found that Fidelity requires you to identify yourself as an aggressive investor before you buy QYLD and Fidelity will only let you do this IF you do it on their website. Let me know if this solves your problem! =)
Hi Ron! My apologies for the delayed response. I didn't know much of anything about TitanVest before you mentioned them. They act kind of like a hedge fund for the Average Joe, LOL. Here is a link to their fee schedule which I guess is reasonable but is definitely higher than investing yourself with Fidelity or Vanguard Index Funds: cdn.titanvest.com/disclosures/Titan_Fee_Schedule.pdf || Additionally, there fund positions are pretty concentrated at 15-25 positions. I believe they also use leveraged ETF's and shorting as well at times. I personally don't use them and will not in the future. Hope that helps a bit Ron. THANK YOU for watching Ron and for leaving your $0.02 in the comments! 😎👍🏻
That is interesting! No, I am here in Sacramento, CA. I believe I got the shirt when I attended a Men's Conference with our church. I was not aware that was a trend there in Hawaii. THANK YOU for watching and for leaving your $0.02 in the comments! 😎👍🏻
I like SCHD as well and would own it if I did not prefer individual quality dividend stocks. =) THANK YOU for watching Philip and for leaving your $0.02 in the comments! 😎👍🏻
GREAT QUESTION WILLIAM! I have my taxable dividend portfolio because I am using the funds, or at least the dividends, in the next 5 years for a cross country road trip in an RV with my family. =) That being said it is certainly preferable to have your dividends TAX-FREE in a Roth or Traditional IRA. =) THANK YOU for watching William and for leaving your $0.02 in the comments! 😎👍🏻
According to the IRS, if you make over 1500 in ordinary income you have to file on it. Does this mean if all the income you make all year is ordinary and just a fraction over this amount, you still have to file even though you wouldn't owe anything? Seems strange. I'm retired and at my income and where I live I don't have to file, but based on this 1500 ordinary income limit I watch I invest in, sticking to qualified dividends. Thanks for the work you put in these videos and I am a long time subscriber.
GREAT QUESTION. To be completely honest I am not quite sure. I would double-check with your tax preparer to be completely sure. THANK YOU for watching and for leaving your $0.02 in the comments! 😎👍🏻
GREAT QUESTION HARRY and in hindsight I wish I had addressed this in the video but it was already REALLY LONG, LOL. Buy-Write ETF's distribute income that originate from selling options so they are not 100% qualified dividends. It largely depends on each ETF and how their income is generated. It COULD BE short -term capital gains, long-term capital gains or Return of Capital. For example, according to QYLD's website, their 2019 breakdown was 85% short-term capital gains, 12% qualified long-term capital gains and 3% Return of Capital. That was a year that the market went steadily up. Every year could be different. Sorry I cannot be more definitive on this topic. =) THANK YOU for watching Harry and for leaving your $0.02 in the comments! 😎👍🏻
Another great video. There seems to be nothing you can't do through ETFs these days. Next video idea - Inverse Equity ETFs. Would an ETF specializing in short selling provide a hedge in a bear market? Thanks.
Interesting thought. I am certainly gapped on this specific investment and will need to do sufficient research before I can present to the channel. =) THANK YOU for watching Tom and for leaving your $0.02 in the comments! 😎👍🏻
In addition to these leveraged option type dividend company etfs, are there growth dividends paying companies etfs? I think that would be a great combination. Thanks. Great videos BTW.
AWESOME! Thank you so much for joining the Average Joe Investor community! Please let me know going forward what investing topics you want to learn more about as well as any feedback/questions you have!
This video was right up my alley. I own NUSI and JEPI, gotta love a high yield that pays monthly with less volatility!
THANK YOU for weighing in! =) NUSI is interesting for the downside protection aspect which we will have to see how that performs in the next down market. =) THANK YOU for watching Mangar and for leaving your $0.02 in the comments! 😎👍🏻
which one you like the most
Recently started positions on both SCHD and QYLD, thanks for the video!
Glad it was helpful Karl! GREAT JOB taking action! =) THANK YOU for watching and for leaving your $0.02 in the comments! 😎👍🏻
Retired, dividend income investor. Great video.....I just subscribed.
AWESOME CRAIG! Thank you so much for joining the Average Joe Investor community! THANK YOU for the feedback! Please let me know going forward what investing topics you want to learn more about as well as any feedback/questions you have!
I subscribed just because of your shirt! Not to mention you give a lot of helpful information and explanations. Thank you
AWESOME! Thank you so much for joining the Average Joe Investor community! Glad to have you here!!
Fantastic video!!! I hold SCHD and QYLD pretty heavily but now im pretty tempted to double up!
Joe, great video snd great intro. Thank you. I’d love to see a video on SCHD vs VYM.
I see this was done over a year and a half ago, can you do an updated version of this with the same or similar etf's. Im about to retire and looking to transfer some of my pension money into one or some of these to generate extra income. would like to see which one offers more income along with capital appreciation . Thank you !!
Just Subscribed! I’m a 25 year old newly married man, and I’m just getting started this past year in the world of investing and I really think your content will help! Thank you 🙏🏼
FANTASTIC VIDEO!!! I've not only been looking for an explanation on how exactly QYLD generates *advertised* 11% dividend returns, but also what it looks like longer term, which your video just did perfectly. My favorite and largest holding in SCHD, so I think QYLD will compliment it greatly, especially with my goal to generate more passive dividend income!
Glad it was helpful! THANK YOU for watching TheEBrig and for leaving your $0.02 in the comments! 😎👍🏻
@@AverageJoeInvestor inflation is causing the term $0.02 to be $0.04
QYLD is 1% annual return, garbage
saw the title, i watched it. Saw your shirt, i subscribed!
AWESOME ADRIAN! Thank you so much for joining the Average Joe Investor community! Please let me know going forward what investing topics you want to learn more about as well as any feedback/questions you have!
Waiting for you to already be an official financial advisor. 💪🏽
Great video. Subscribed
AWESOME KYLE! Thank you so much for joining the Average Joe Investor community! Please let me know going forward what investing topics you want to learn more about as well as any feedback/questions you have!
I like your approach when comparing. I think it’s important to understand your specific set of circumstances. I assume the tax implications is the same as just ordinary income.
100% ALAN! Everybody's situation is a bit different for sure. Based on my research, at least for my holding with QYLD which makes up 0.08% of my dividend portfolio, you will get a Form 1099. Returns are based on equity returns and options returns. equity returns are generally treated as short-term capital gains AKA ordinary income. Non-equity returns (options) are treated as a blended 60% long-term and 40% short-term capital gains. Here is a link detailing the tax treatment: www.globalxetfs.com/content/files/Global-X-Covered-Call-ETF-Tax-Primer.pdf || THANK YOU for watching Alan and for leaving your $0.02 in the comments! 😎👍🏻
I would like to understand the tax implications if these. I’m hearing that covered call ETFs like QYLD have significant tax disadvantages when selling, but it’s hard to get a straight answer.
Wow, impressed by how thorough this video is! great stuff!
THANK YOU so much for that feedback David! I really appreciate it. =) THANK YOU for watching and for leaving your $0.02 in the comments!
@@AverageJoeInvestor you got it! subscribed to your channel and am looking forward to binging on a lot of your other videos!
AWESOME! THANK YOU for joining the Average Joe Investor community. =)
Will be adding qyld to compliment my schd
VERY NICE! I may end up doing the same but I have not made a final decision on which covered call ETF to include. THANK YOU for watching Conscience and for leaving your $0.02 in the comments! 😎👍🏻
@@AverageJoeInvestor loving schd. ❤ thought vig or vym but neither seem to hold up to schd.
Great job in defining and separating each brand.
THANK YOU so much for that feedback Ross! I really appreciate it. =) THANK YOU for watching and for leaving your $0.02 in the comments!
I subscribed! Such good content explained in a clear and concise manner for your viewer!
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Thank you for your informative video. It helps a lot. Any suggestion regarding an international dividend etf for diversification.
THANK YOU for that feedback. To be completely honest with you I don’t have an international dividend ETF and I don’t really have a recommendation for you. Sorry I cannot be more help. THANK YOU for watching and for leaving your $0.02 in the comments! 👍🏻😎
I use NUSI & QYLD as complements to my dividend portfolio. They offer good cash flow to balance long term growth. NUSI is is used like a bond to reduce some of the downside.
I AGREE SEGINALD! THANK YOU for watching and for leaving your $0.02 in the comments! 😎👍🏻
Thoughts on QYLD in a Roth IRA?
Just what I’m looking for. Thought about doing cov. Calls for some of my personal stocks. Will involve a lot of work. Prefer to do same type of investing with an ETF. Looking forward to follow your blog.
Great job as usually, always appreciate the excellent content
THANK YOU so much for that feedback Matt! I really appreciate it. =) THANK YOU for watching and for leaving your $0.02 in the comments!
I subscribed because you keep talking about things I have. :)
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great video! Thank you !
Wondering at age 50 , what you would do to build a divided portfolio if u had 10-15 years until retirement
GREAT QUESTION DEBBIE! It's hard to comprehensively answer your question because I don't know your full financial picture. Generally, I would say that if you are trying to build a dividend portfolio to generate cash flow for retirement, you still want to generally follow the guidelines I follow:
1. Own dividend stocks with at least a 5 year history of consistently paying dividends
2. Minimum 2.5% to 3% dividend yield
3. Dividend Growth rate Minimum 4%
4. Dividend Payout Ratio, based on Free Cash flow, of less than 75%
Hope that helps Debbie! I will be starting my own Financial Advisor practice in the next 3-4 months and would love to get to know your situation better in the future. THANK YOU for watching Debbie and for leaving your $0.02 in the comments! 😎👍🏻
Google the list of dividend aristocratics
Would any of the dividend/income producing etfs be tax free in a Roth? And tax deferred in other accounts? I didn’t know if that applied to income funds. Thanks Joe!
Subscribed, great videos.
AWESOME HORATIU! Thank you so much for joining the Average Joe Investor community! Please let me know going forward what investing topics you want to learn more about as well as any feedback/questions you have!
Excellent analysis! Thanks for your work on this. LOVE the shirt! Blessings!
THANK YOU so much for that feedback Randy! I really appreciate it. =) THANK YOU for watching and for leaving your $0.02 in the comments!
Thanks! I appreciate your input and information!
I subscribed, great explanation Behind these stocks, thanks!
AWESOME DAVID! Thank you so much for joining the Average Joe Investor community! Please let me know going forward what investing topics you want to learn more about as well as any feedback/questions you have!
Great video and shirt. Which do you like as a hedge against inflation?
I love your channel!!! Keep up the great work. Yes, I’m a subscriber!!!
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Subscribed. I wouldnt look at QYLD as an stock or dividend part of my portfolio, but as a bond or fixed income side of my asset allocation.
It makes sense to get the '10%' yield, rather than puuting money into bonds with their anemic return and interest rate risk. Am I missing something?
GREAT FEEDBACK! It is unknown what QYLD option premiums will be in the next few years, but definitely a GREAT WAY to generate cash flow. THANK YOU for watching Raghava and for leaving your $0.02 in the comments! 😎👍🏻
3 quick questions. 1)If you do not take dividend income, how would the portfolio value change or favor 2) when expense ratios come into play in the longer term how would schd with low e/r compare to the higher e/r qyld over time 3) during a down turn in stock market, how or will covered calls work; if they do not work without puts than would income suffer drastically? You got me thinking or rebalancing my dividend etf.
What happens if the stocks in the holding drops like we are experiencing now in May 2021? Does that eliminate the dividend and lower the price?
Great video Joe, thank you!
YOU BET GWEN and THANK YOU for the feedback. I appreciate it! THANK YOU for watching and for leaving your $0.02 in the comments! 😎👍🏻
Subscribed! Great ETFs information, thank you.
AWESOME JESSE! Thank you so much for joining the Average Joe Investor community! Please let me know going forward what investing topics you want to learn more about as well as any feedback/questions you have!
I've started dabbling in dividend investing (I have several different investment apps/accounts). I'd be interested in seeing maybe something related to a portfolio that is a mix of dividend and growth stocks and what a good ratio would be, That way the dividend stocks can help you reinvest in the growth stocks, and if you get enough growth you could rebalance to get more cashflow ... to reinvest into the overall portfolio. Rise and repeat. That's kind of what I'm doing with my newest investment app. The rest are passive set it and forget it type things.
Hi Joe! I am new to this channel. Thank you for all the great videos.
THANK YOU so much for that feedback! I really appreciate it! 😎👍🏻
QYLD and JEPI every time they dip
NICE BRYAN! =) THANK YOU for watching and for leaving your $0.02 in the comments! 😎👍🏻
I subscribed. Enjoy the videos.
AWESOME JASON! Thank you so much for joining the Average Joe Investor community! Please let me know going forward what investing topics you want to learn more about as well as any feedback/questions you have!
@@AverageJoeInvestor I am really pleased with my Vanguard ETF's. I have VCR, VTI, and VGT. To what extent, if any, should I further diversify?
Instead of buying QYLG, you could buy some QYLD and some QQQ or TQQQ to achieve the exact emphasis you want to place on capital appreciation versus monthly income, and manage the risk you're willing to take. Right now I'm pretty addicted to the capital appreciation I'm getting with TQQQ, but when I'm ready to start using my investments to upgrade my lifestyle, I'll want to shift most of my portfolio to QYLD.
THANK YOU for weighing in. I appreciate it. =)
Always excellent videos. I would start with about $240,000 to show examples. I think that is more realistic for most people.
Fantastic breakdown, thank you so much!!
THANK YOU so much for that feedback! I really appreciate it. =) THANK YOU for watching and for leaving your $0.02 in the comments!
How about in declining markets?
Great video, would you do one like this about closed end funds?
Great video. What do you think about SDIV global x superdividend etf?
Great Video Joe. I hope QYLD will be great addition to my Roth IRA for the next 15 years.
THANK YOU for that feedback Zulla! I appreciate it. THANK YOU for watching and for leaving your $0.02 in the comments! 😎👍🏻
Of my weekly investments:
- 1/30 is in VYM and NOBL
- 2/30 is in SDY, SPHD, SPYD, SCHD, HDV, and SDIV
- 3/30 is in SCHD, XYLD, RYLD, QYLD, OPP, and PCF
I purchase fractional shares on Fidelity. I believe you can do the same on Robinhood, though my investments are in a Roth IRA. According to Yahoo Finance, with the above investments, I have no more than 15% invested in any particular sector.
Hi Joe,
At 20:32, why is the annual dividend income for QYLD for period Jan 2014-Mar 2021 $6101.90 and it's only $389.67 for period Jan 2020-Mar 2021? I thought that they should be the same since the amount is calculated over a rolling 12-month period. Or is the first amount the total dividend that you get from Jan 2014 to Mar2021?
GREAT QUESTION! The numbers are different because the $6101.90 reflects the estimated annual dividend income from 2020-2021 after contributing and reinvesting dividends for 7 years whereas the 2nd example only has contributions/reinvesting dividends for 15 months. The first example has a larger balance and larger dividends as a result. Hope that answers your question Tuan. THANK YOU for watching and for leaving your $0.02 in the comments! 👍🏻😎
I subscribed and thank you!
AWESOME ROCELLE! Thank you so much for joining the Average Joe Investor community! I appreciate your feedback. =) Please let me know going forward what investing topics you want to learn more about as well as any feedback/questions you have!
hey i wanted to know your thoughts on bond etfs, emerging markets, muni, corporate, etc and when to buy them, are they good monthly payers? etc
I subscribed
AWESOME! Thank you so much for joining the Average Joe Investor community! Please let me know going forward what investing topics you want to learn more about as well as any feedback/questions you have!
I am excited about KNG. PLEASE MAKE A VIDEO ABOUT KNG. THANKS FOR PROVIDING INFO ABOUT TAX TREATMENT FOR ETFS QIALIFIED INCOME GAME CHANGER FOR ME!
Subscribed, can you make a video about JEPI?
It's on the list Jimrod! THANK YOU for watching and for leaving your $0.02 in the comments! 😎👍🏻
Great content! I have over 15 dividend stocks in my dividend portfolio. Is that ok or advisable to have that many stocks in one portfolio? Thanks.
GREAT JOB IZIK! I think 15 dividend stocks is fine. Whatever the number is that you feel comfortable managing on a monthly/quarterly basis to ensure no dividend cuts and increasing DGR. =) THANK YOU for watching Izik and for leaving your $0.02 in the comments! 😎👍🏻
@@AverageJoeInvestor Thank you for replying! Keep up the good job!
so QWYD , RYLD AND SCHD are all we need out of this =)
What are the numbers if you sell some SCHD to end up with the same amount of "dividend" as QYLD? Ball park looks like portfolio value using SCHD is still more maybe to make up for the reduction of shares SCHD going forward? Cake and eat it too?
I really like QYLD and SCHD, as I do not feel comfortable or completely understand investing in individual options agreements! It seems too risky and I don't want to make a "financial mistake" because I don't really understand all the details!! I have individually bought TSLA, AMZN and GOOG years ago and am long on these, Never Touching Them!! But, I need an ETF PORTFOLIO for exposure to All Dividend Payers across all sectors, starting with the Top Aristocrat, King, and all markets! Also need info. on the Best Emerging Market ETF or area (Country)s, to round out my portfolio, maybe 5-10(*/*)percent! Also, I Thank you for this very informative video
Fantastic. Thanks for sharing.
My pleasure! THANK YOU for watching Nandhakumar and for leaving your $0.02 in the comments! 😎👍🏻
Do you have a video where it talks about using qyld and the likes to fund qqq or spy? I was wondering how those numbers work and if thats a worthwhile strategy.
I subscribed. thank you for the video and it is very informative. One thing I don't understand is that as the NDX can only be settled with cash, if the call option buyer choose to exercise the option at the end of the month, should QYLD sell potion of it's stock portfolio on the market to fulfil the option? In this case, after QYLD paid the option buyer and distribute the option premium to the ETF holder, QYLD can only afford less stock portfolio in term of units due to the raising stock price. Therefore, can the less stock portfolio resulting in less option to write since the call option should be 1:1 ratio with the stock portfolio? thanks.
Great video. Can you help me understand how does the Expense Ratio impacts the investment? Would it impact my cash flows or the capital appreciation?
What is your opinion on DIVO compared to the others?
HI ROBERT! Honestly DIVO didn't really stand out to me and I haven't done a DEEP DIVE on this one though I have a DEEP DIVE of SCHD coming out tomorrow morning at 9am PST. THANK YOU for watching Robert and for leaving your $0.02 in the comments! 😎👍🏻
@@AverageJoeInvestor Please check this covered call ETF (DIVO) and compare it to JEPI.
Super Excellent !!!! Thank You
THANK YOU so much for that feedback David! I really appreciate it. =) THANK YOU for watching and for leaving your $0.02 in the comments!
I subscribe.
Good job 👏
AWESOME! THANK YOU so much for joining the Average Joe Investor community! 👍🏻😎 Please let me know if you ever have any questions, concerns or feedback for me!
Hey, I have QYLD NUSI and JEPI on my portfolio. I was looking into buying XYLG but I am unable to on fidelity. It states I have to set a limit order. When I set limit order it will not fill. I have tried this two days already.i have even set it a few cents above
That's interesting. I have not heard that before. If you have not tried yet try buying on the Fidelity desktop website as opposed to with Mobile. THANK YOU for watching Daniel and for leaving your $0.02 in the comments! 😎👍🏻
@@AverageJoeInvestor thanks for the reply. Somehow my order just filled today at 7pm. I enjoy your videos I've been buying and buying 10 at a time I hope to get to a reliable secondary income. Thanks you got a daily watcher here.
Great vid as always joe!!! Thank you very much..!!! Please keep this content...🙏🙏🙏
What do you think about MTUM Momentum ETF?? Thanks!!
thanks for the Video !! if i am understanding right, QYLD/XYLD ETF value will go down in a bear market (since holding will drops) but will hardly recoup these losses since their upside is capped?
True. No upside..
What are your thoughts about JEPI
Nice job
THANK YOU for that feedback. I APPRECIATE IT! THANK YOU for watching and for leaving your $0.02 in the comments! 😎👍🏻
Great video.
THANK YOU for that feedback Ron! I appreciate it. THANK YOU For Watching and for leaving your $0.02 in the comments. 👍🏻😎
Excellent video and explanation of the different option ETFs. I recently started buying JEPI and was looking for other similar etfs. NUSI looked interesting but what happens in a down market if the puts they want to buy for downside protection become more expensive than the calls they are selling? Do they move closer to the money on the calls they sell and further out of the money on the puts? Since many of these etfs are new we really don't have much historical data to see how they react in different market conditions as you pointed out in the video.
GREAT POINT ERIC. We will have to see what happens in the next extended bear market with NUSI. THANK YOU for weighing in! =)
I like qyld with just about 120 shares u can drip 1 share per month. Have you looked at USA etf? its not an options etf like qyld, but based on history it seems pretty good
HI KEVIN! Did you mean to say OUSA? Not sure... I DID profile OUSA recently and was not impressed. Here is the video IF that is what you were referencing: ruclips.net/video/-5nJrHYDVFY/видео.html || THANK YOU for watching Kevin and for leaving your $0.02 in the comments! 😎👍🏻
@@AverageJoeInvestor USA Liberty All Star
Cash flow: Isn't PFFD an option too with a dividend yield slightly north of 5%?
Interesting finding if you compare QYLD and SCHD from Jan 2015 to March 2020, their returns are almost identical. It is just the period after March that caused SCHD to outperform QYLD. Which may lead to the thought are they holdings now overvalued? Haven’t analyzed. But if we looked farther in the future, maybe the performance of the two would be more similar.
Awesome video Joe! That's a different strategy for sure lol. I might add a little bit of QYLD to my dividend account also. QYLD would work well with my SCHD. Plus a monthly dividend too. I like it 👍
Actually not QYLD but DIVO looks to be a better fit. A very small portion 📈
AWESOME JOHN! Yes, I think I will be adding one of these to my portfolio as well. Probably less than 5% of the portfolio for sure. THANK YOU for watching John and for leaving your $0.02 in the comments! 😎👍🏻
Thanks
YOU BET ANDREW! THANK YOU for watching and for leaving your $0.02 in the comments! 😎👍🏻
For a retiree interested in income which is better QYLD or NUSI?
INTERESTING QUESTION! QYLD overs the attractive yield but NUSI has some downside risk protection with the protective puts being purchased. It depends on your unique situation. Sorry if I’m not being clear but it definitely depends. THANK YOU for watching and for leaving your $0.02 in the comments! 👍🏻😎
great video, better shirt!
HAHA, THANK YOU so much for that feedback! I really appreciate it. =) THANK YOU for watching and for leaving your $0.02 in the comments!
Is the "Portfolio Value" including constant (sometimes monthly) dividend re-investment? Compounding could be the kicker here. Great video!
What are thought on qyld now i got my dividend payout but it says that the dividend is cut and shows that its 0.70 now im confused do you know anything on it?
Not sure where you’re seeing that but I don’t see any issues at the following data sites: www.nasdaq.com/market-activity/funds-and-etfs/qyld/dividend-history || seekingalpha.com/symbol/QYLD/dividends/history
@@AverageJoeInvestor thank you i did more research and found out robinhood just has the wrong info posted up on it
Fidelity won't let me buy qyld??? Any reason why?
GREAT QUESTION! I am wondering if you are trying to purchase QYLD on the mobile app as opposed to the desktop website. I have found that Fidelity requires you to identify yourself as an aggressive investor before you buy QYLD and Fidelity will only let you do this IF you do it on their website. Let me know if this solves your problem! =)
@@AverageJoeInvestor you are right! I have to sign something. They seem safe... ty!!
How do these ETFS Compare to What Titanvest does?
Hi Ron! My apologies for the delayed response. I didn't know much of anything about TitanVest before you mentioned them. They act kind of like a hedge fund for the Average Joe, LOL. Here is a link to their fee schedule which I guess is reasonable but is definitely higher than investing yourself with Fidelity or Vanguard Index Funds: cdn.titanvest.com/disclosures/Titan_Fee_Schedule.pdf || Additionally, there fund positions are pretty concentrated at 15-25 positions. I believe they also use leveraged ETF's and shorting as well at times. I personally don't use them and will not in the future. Hope that helps a bit Ron. THANK YOU for watching Ron and for leaving your $0.02 in the comments! 😎👍🏻
I Subscribed!
AWESOME JAKE! Thanks for joining the Average Joe investor community! Please let me know if you have any questions or concerns in the future! 👍🏻😎
Are you from Hawaii? I’m from Hawaii and you don’t see many folks outside of here with HE>I apparel.
That is interesting! No, I am here in Sacramento, CA. I believe I got the shirt when I attended a Men's Conference with our church. I was not aware that was a trend there in Hawaii. THANK YOU for watching and for leaving your $0.02 in the comments! 😎👍🏻
In case of a market crash, like last march or worse would you recommed to buy individual stocks? Or these 9 ETF? When price are really low
I like schd because it focus on growth and the 3% dividend could be reinvested again and again
I like SCHD as well and would own it if I did not prefer individual quality dividend stocks. =) THANK YOU for watching Philip and for leaving your $0.02 in the comments! 😎👍🏻
@@AverageJoeInvestor which individual dividend stocks would you recommend?
Do you have all your dividends in your Roth IRA or taxable? Thanks!
GREAT QUESTION WILLIAM! I have my taxable dividend portfolio because I am using the funds, or at least the dividends, in the next 5 years for a cross country road trip in an RV with my family. =) That being said it is certainly preferable to have your dividends TAX-FREE in a Roth or Traditional IRA. =) THANK YOU for watching William and for leaving your $0.02 in the comments! 😎👍🏻
@@AverageJoeInvestor ok that’s awesome! I hope you become a multimillionaire soon so you can retire early!! 😁
According to the IRS, if you make over 1500 in ordinary income you have to file on it. Does this mean if all the income you make all year is ordinary and just a fraction over this amount, you still have to file even though you wouldn't owe anything? Seems strange. I'm retired and at my income and where I live I don't have to file, but based on this 1500 ordinary income limit I watch I invest in, sticking to qualified dividends. Thanks for the work you put in these videos and I am a long time subscriber.
GREAT QUESTION. To be completely honest I am not quite sure. I would double-check with your tax preparer to be completely sure. THANK YOU for watching and for leaving your $0.02 in the comments! 😎👍🏻
Not sure if i missed it or not but are these etf monthly dividends Qualified dividends. Do they pass the LEGAL MUSTARD?????
GREAT QUESTION HARRY and in hindsight I wish I had addressed this in the video but it was already REALLY LONG, LOL. Buy-Write ETF's distribute income that originate from selling options so they are not 100% qualified dividends. It largely depends on each ETF and how their income is generated. It COULD BE short -term capital gains, long-term capital gains or Return of Capital. For example, according to QYLD's website, their 2019 breakdown was 85% short-term capital gains, 12% qualified long-term capital gains and 3% Return of Capital. That was a year that the market went steadily up. Every year could be different. Sorry I cannot be more definitive on this topic. =) THANK YOU for watching Harry and for leaving your $0.02 in the comments! 😎👍🏻
@@AverageJoeInvestor i appreciate your work but i'm retiring and all i want are QDI stocks (tax free) thanks for your help
If I buy a few shares within my Roth IRA, I shouldn’t have any tax issues. Am I right about this?
That sounds correct to me. =) THANK YOU for watching Robbin and for leaving your $0.02 in the comments! 😎👍🏻
what's with the taxes in QYLD?
Another great video. There seems to be nothing you can't do through ETFs these days. Next video idea - Inverse Equity ETFs. Would an ETF specializing in short selling provide a hedge in a bear market? Thanks.
Interesting thought. I am certainly gapped on this specific investment and will need to do sufficient research before I can present to the channel. =) THANK YOU for watching Tom and for leaving your $0.02 in the comments! 😎👍🏻
In addition to these leveraged option type dividend company etfs, are there growth dividends paying companies etfs? I think that would be a great combination. Thanks. Great videos BTW.
THANK YOU for that feedback Arthello. I appreciate it. THANK YOU for watching and for leaving your $0.02 in the comments! 😎👍🏻
Liked and Subbed
AWESOME! Thank you so much for joining the Average Joe Investor community! Please let me know going forward what investing topics you want to learn more about as well as any feedback/questions you have!
...well done...
What? No mention of JEPI or JEPQ? BIZD is another income generator although it is a BDC.
Jepi and jepq was not a thing 2 years ago.