This situation of fraud you described is why I never use my debit card or anything tied to my actual money. I always use a credit card and if I see fraud, I report it immediately but I’m comforted that my actual money is not touched. I also earn points to free gift cards by using my credit card. Ha! Thank you for sharing your budget Lisa. Your new home is beautiful.
We hate credit cards, but we have one for online purchases only. At least that way if something is fraud, we're not out the money while they sort out the paperwork.
That’s exactly why I keep my cards :) as someone who’s been affected by fraudulent debit card charges before, I never want to spend days haggling with the bank to get MY money back 😭
Congrats on the house!! I’ve been watching since your Virginia days and when you were paying off your last few debts, so this is such a nice testament to see how far you’ve come :)
Congratulations on your new home! I checked my balance three or four times a day. I know where everything has gone and I know where everything is going, and I have been done the same way several times, but my bank calls me immediately when it happens.
Interested to know how Ally handles everything for you. I have a savings account with them and it’s been great, but always slightly concerning that it’s all online only so o can’t drive down to a physical bank to talk to a real persons. I’m so sorry this happened to you and hope it works out ok
I seem to remember you had to 'top up' your emergency fund. Are your savings of £100 per pay cheque (sic in uk!} for this. All good wishes in your new home.
Oh my GOODNESS I can't believe you were a victim of fraud, ESPECIALLY at a time like this!! I am hoping you will start keeping a buffer in your account or in another account as a cushion moving forward? God bless you and Carol Ann in this new chapter! Very exciting.
So sorry to hear about the fraud! Does your Ally offer text message alerts every time money comes out of your account? It gets a little noisy but I’ve been able to clamp down right away
I was needing a new Lisa video!
This situation of fraud you described is why I never use my debit card or anything tied to my actual money. I always use a credit card and if I see fraud, I report it immediately but I’m comforted that my actual money is not touched. I also earn points to free gift cards by using my credit card. Ha! Thank you for sharing your budget Lisa. Your new home is beautiful.
Congratulations on your new home. Great video can't wait for a home tour.
We hate credit cards, but we have one for online purchases only. At least that way if something is fraud, we're not out the money while they sort out the paperwork.
Ditto plus I us a points card to receive cash back which I use on Amazon. I also pay it off as soon as I use it
That’s exactly why I keep my cards :) as someone who’s been affected by fraudulent debit card charges before, I never want to spend days haggling with the bank to get MY money back 😭
Congrats on the new home! 🎉🎉🎉 Hope y’all had a fun first Halloween there. 🎃
Congrats on the house!! I’ve been watching since your Virginia days and when you were paying off your last few debts, so this is such a nice testament to see how far you’ve come :)
I’m so sorry to hear about the fraud! I know a lot of people are suggesting you use a credit card, but you do what you think it’s best!
every dollar has a place 😺
Congrats on the move, Lisa and Carol!
Congratulations to you both on your new home
So glad you are all safely moved! ❤❤❤
Love it! Can’t wait to go on this new adventure with you and Carol Ann. Have a great day Lisa 😊
Great video and thanks for sharing
So happy for you being in your new home.
So happy for you and Carol on your home purchase.
Congratulations on your move in! How exciting!!
Coffee time . Love the budget
🎉Bravo! 🎉 Thank You for your shared journey....you inspire 🎉
Congratulations on your new home! I checked my balance three or four times a day. I know where everything has gone and I know where everything is going, and I have been done the same way several times, but my bank calls me immediately when it happens.
Congratulations on your new home. That's so awesome ❤. I hope they caught that crook
Will you set up sinking funds for Property taxes and home insurance or will those get paid out of your savings account?
It’s included in our payment and put in escrow.
@@LisaMarieBudgets oh good. That makes it easy then. Two less things to budget for
I use paypal for online purchases. I never would have thought of Amazon being that unsafe. Thank you for letting us know.
I love the nails. What brand are they?
I think she said KISS brand.
❤
GOOD MORNING HAVE A GOOD DAY
Please, get a credit card for your Amazon. Tooooo much fraud these days !! Just get a very low limit one so you aren’t tempted. Lots of hugs!!!
Interested to know how Ally handles everything for you. I have a savings account with them and it’s been great, but always slightly concerning that it’s all online only so o can’t drive down to a physical bank to talk to a real persons. I’m so sorry this happened to you and hope it works out ok
I seem to remember you had to 'top up' your emergency fund. Are your savings of £100 per pay cheque (sic in uk!} for this. All good wishes in your new home.
Yes it is! 🩷🩷
Oh my GOODNESS I can't believe you were a victim of fraud, ESPECIALLY at a time like this!! I am hoping you will start keeping a buffer in your account or in another account as a cushion moving forward? God bless you and Carol Ann in this new chapter! Very exciting.
If I had a buffer it would have been gone too.
Hi Lisa. Regina here. Who is calling you so early?🙃🙃🙃🙃🙃
My friend in Australia 🇦🇺
Did I miss you opening up your banks?
No. Carol Ann didn’t want to be filmed. 😔
So sorry to hear about the fraud! Does your Ally offer text message alerts every time money comes out of your account? It gets a little noisy but I’ve been able to clamp down right away
I’ll check! That is a great idea.
I subscribed today but it wouldn't let me comment, I had to figure a way around it😊...great video ❤@@LisaMarieBudgets