What to Do With Your Money as Interest Rates Drop
HTML-код
- Опубликовано: 19 сен 2024
- ⚡️ ALL MY FAVOURITE TOOLS
smartmoneywith...
👋 LET’S CONNECT ON INSTAGRAM
/ smartmoneywithkai
🟡 JOIN SMART MONEY CLUB
www.smartmoney...
💡 GET SMART MONEY MOVES - MY FREE WEEKLY NEWSLETTER
Become a smarter investor in just 5 minutes a week
www.smartmoney...
✨ FREE DOWNLOADS
► FREE MONTHLY BUDGET & NET WORTH TRACKER
www.smartmoney...
► ALL THE TOOLS I USE - PERSONAL & BUSINESS
www.smartmoney...
► FREE SUBSCRIPTION TRACKER
www.smartmoney...
► FREE DIVIDEND INVESTING GUIDE
www.smartmoney...
► FAVOURITE BOOKS ON MONEY & INVESTING
www.smartmoney...
⭐️ BOOK A CALL WITH ME
Need financial guidance? 📈 Want to invest, but don’t know where to start? 🚀 Or just a friendly chit-chat? 😊
It's your call, literally 😉 Book a time, and let’s dive into it together. Can't wait to chat! 🙌
smartmoneywith...
🔥 STOCK BROKERS
► TRADING 212
Invest in stocks and ETFs with zero commission.
Get a free share worth up to €100 by using my link below.
smartmoneywith...
► INTERACTIVE BROKERS
My personal broker of choice where I hold the majority of my investments
smartmoneywith...
► TRADE REPUBLIC
Stocks, ETFs, crypto, and more - your funds secured up to €100K
Get a free bonus share with my link
smartmoneywith...
► LIGHTYEAR
Low-cost broker for Stocks & Commission-Free ETFs
Great option for EU & UK investors
Get $10 of stocks. Use Code KAI10
smartmoneywith...
Capital at risk. The provider of investment services is Lightyear Financial Ltd for the UK and Lightyear Europe AS for the EU. Terms apply: lightyear.com/terms. Seek qualified advice if necessary.
💰 FAVOURITE TOOLS
► SEEKING ALPHA
My favourite stock research tool - Get your special offer with my link
www.sahg6dtr.c...
► INVESTINGPRO
Great resource to level up your investing insights & knowledge - Up to 20% off with my link
www.investing-...
► GETQUIN
My favourite Dividend & Investment Tracker. Auto-sync all your brokers
smartmoneywith...
► NEXO
Get $25 worth of Bitcoin
smartmoneywith...
► LEDGER
Keep your Crypto safe with the industry-leading hardware wallet
smartmoneywith...
► KIT
The email marketing service I swear by after exploring many
partners.conve...
► CIRCLE
The community platform behind the Smart Money Club
try.circle.so/...
✉️ EMAIL ME
hi@smartmoneywithkai.com
⚪️ MY WEBSITE
www.smartmoney...
Disclaimer: I am not a financial advisor. This video, and the ideas presented in it, are for entertainment/educational purposes only and should not be construed as financial or legal advice. You, and only you, are responsible for your investment decisions. This video, post & article should not be construed as investment advice. Capital at risk.
Affiliate Disclosure: This description contains some affiliate links, meaning that I may earn a small commission if you click through and use these links, at no additional cost to you.
With interest rates being slashed by central banks like the ECB and the Bank of England, and the Fed likely to follow, it's becoming harder to grow your money through traditional savings accounts. So, what should you do with your hard-earned cash in a low-interest environment? In this video, I break down several high-interest alternatives, smart investment options, and inflation-proof strategies to ensure you still get solid returns. Whether you're looking for safe options or willing to explore higher-risk investments, I’ve got actionable ideas for you.
We'll cover:
The real impact of lower interest rates on your savings
Where you can still find high returns, even as rates drop
Alternative investment options like peer-to-peer lending, REITs, and dividend stocks
Inflation-proofing your wealth with strategies that protect purchasing power
Don't let falling interest rates stop you from growing your money! Watch now to find out how you can still make your savings work for you.
⚡ ALL MY FAVOURITE TOOLS
smartmoneywithkai.com/tools
👋 LET’S CONNECT ON INSTAGRAM
instagram.com/smartmoneywithkai
🟡 JOIN SMART MONEY CLUB
www.smartmoneywithkai.com/smartmoneyclub
How did he manage to not breath for 15 minutes?😅😅😅 good job though
😂😂😂😂
Hi Kai, and thanks for the video. Question, why didn't you mention the option of staking USDT on Nexo and having 9% on flexible term and 12% on fixed term? You have shared your experience with this platform in one of your previous videos and I think this option is one of the best. Am I missing something?
Hi and thanks a lot and great point you made there, completely forgot to mention it 😂 I guess it just shows there are many different ways to diversify so absolutely that’s a great option which I continue to do. Might not be for everyone but if you are comfortable with Crypto it’s great. Thanks 🙌
btw, TR is already reduced to 3.5%
Oh yea, just saw now, thanks for sharing and that was to be expected sooner or later I guess. Gladly there are other options available 👌 Cheers
Hey loved your content really helpful
btw are you looking for video editor?
Thanks a lot and no I don't 🙌
What are your thoughts on the Brics bloc starting to become bigger and bigger start a new swift, trading and etc. Will the fed rate have still such a big impact on the world market with de-dollarization and etc? Grüße aus Luxemburg
Grüße nach Luxemburg 👋 The BRICS bloc expanding and aiming to create alternative systems like a new SWIFT and increased trade in non-dollar currencies is definitely a significant shift. It's part of a broader trend of de-dollarization, with countries looking to reduce their dependency on the US dollar for international trade and reserves.
As BRICS grows and strengthens its economic ties, it does present a challenge to the dollar's dominance. However, the dollar is still deeply entrenched in global trade, financial markets, and central bank reserves, so it won’t be easily displaced in the short term. The Federal Reserve’s interest rate decisions will continue to have a big impact on the world economy for the foreseeable future, especially since so much debt and global trade is still denominated in USD.
That said, as BRICS develops its own systems and fosters more bilateral trade in alternative currencies, we could see the Fed's influence start to diminish, particularly in regions that shift toward using these new systems. Over the next decade, we might witness a more multipolar global financial system, where the US dollar is just one of several major currencies, but it's hard to say how quickly that will happen.
In the meantime, the Fed's rate decisions will continue to play a huge role in global capital flows, especially for countries still heavily linked to the dollar. But watching BRICS develop alternatives like a new SWIFT, reserve currencies, and deeper trade networks is something to keep an eye on-it's likely the beginning of a longer-term transformation. Cheers
Lightyear sent out an email saying rates on cash would be reduced
EUR - 2%
USD & GBP -3%
Strange didn’t get that. Would be quite a major drop much less than ECB, I would be surprised to see that. I think if you use savings you should still get over 3.5%.
Hello Kai, I plan to invest on this ETF (JEPI) investing in the S&P500 and selling cover calls (Yield 7.10%), What do you think ? BTW I appreciate all your videos 👍
Thanks for your support and for checking out the videos 🙌
JEPI is an interesting choice if you’re looking for income with lower volatility. By selling covered calls, it generates income (hence that nice 7.10% yield), but keep in mind that this strategy caps your upside potential since you're giving up some growth in exchange for that income.
If your focus is steady income and you're okay with slower capital appreciation compared to a typical S&P 500 ETF, it could be a solid option. Just be mindful of how it fits into your overall portfolio strategy, especially in a rising market where those covered calls could limit gains. Cheers
Why do I get only 2,81% on Revolut flexible account????
Hi, you are probably on a lower plan? I am on Ultra. Cheers
@@SmartMoneywithKai thanks for your reply! I think you're right. I forgot all about the different plans! Oh well...2.81% is also better than banks any way!
Absolutely. How about giving Trading 212 a try? It's 4% without any monthly plan, totally free and you can withdraw it anytime 👌