Remember this short point for car insurance: The insurance you buy when purchasing new car, is a 'bundled' product. Means it is 1:3 (1st year "own damage" along with third-party insurance and the next 2nd & 3rd yrs is ONLY "third-party" damages/injuries). Note that dealer has no role if any "third-party" suffers injury/damage. Third parties may have to go to Maruti or Mercedes and in the case of injury it is hospital. So dealer is not in the picture for third-party claims. This means that "cashless" settlement point should not be your deciding factor. SO effectively, actually, it is only first year of insurance when you may actually visit dealer if any claim for "own damage". Renewal the dealer will not even remember whether you've done through him or other.
No need to get Insurence From the dealer, you take the representative of any good company at showroom when you take the delivery of the car. No need to pay hefty amount of Insurence to company. I fully disagree
Sir, Buying an insurance from a dealer is totally at the buyer's discretion. I am just trying to discuss the negatives and positives in both the scenarios...
Hyundai मे sot मे पार्ट चेंज नही करते अगर पे हो तो फौरान बदल देते है... बहोत फ्रॉड चल रहा है.. इलाक्षी hyundai अहमदनगर महाराष्ट्र मे.... फ्रॉड मॅनेजर और GM भी सभी फ्रॉड लोग है यहा पे..
45 waale aapko insurance me discount de rahe hai.... 66 waale apko insurance pe discount nahi de rahe hai... Dono se ek rough policy apne whatsApp pe manga lijiye aap.,. Dono ko compare kijiye... Agar coverage same hai to 45 waale se lijiye....
Completely Unfair trade practices. All manufacturer's dealers nowadays are running this racket of forcefully selling extended warranty, accessories etc crap, otherwise they are not ready to deliver a car early or not ready to sell at first place
Main ye nahi keh raha hu ki Bahar se insurance mat lijiye.. Dealership walo se negotiate kijiye… Nahi Maane to Jarur apne profit hisaab se decision lijiye
Sir I am not directly asking you to take insurance from dealer sir. If the difference is huge, you can definitely buy insurance from outside. But before that you always share the quotation with the dealer and ask for a negotiation on the price
I took hyundai SOT .well exter Headlight and tail light mein crack hai,kya SOT mein cover hoga?.Car body mein few scratch hai,warranty mein cover hoga?
External headlights and tail light cracks Will be covered under insurance…. SOT me bulbs and fuses covered hai…. Car body ka scratch will be covered under insurance and not warranty….
Agar running kam hai to jarurat nahi hai SOT ka… new driver hone k baad agar aapki running jada hoti to le sakte the…. But running kam hai to jarurat nahi hai
10k - 15k. Dealer quoted 70k for insurance. Same package outside from reputed ins co. was 35k. Dealer has offered to match it at 46k - 51k. @@carswithanurag1417
the insurance is a bundled product for 3 yrs where 1st year insurance is for "own damage" + "third party" and 2nd & 3rd year is only for third party. The 2nd & 3rd year does not cover own damage. You can separately buy "OD" insurance for 2nd, 3rd, 4th year, etc. from co. directly or dealer or online or any bank subsidiary.
Remember this short point for car insurance:
The insurance you buy when purchasing new car, is a 'bundled' product. Means it is 1:3 (1st year "own damage" along with third-party insurance and the next 2nd & 3rd yrs is ONLY "third-party" damages/injuries).
Note that dealer has no role if any "third-party" suffers injury/damage. Third parties may have to go to Maruti or Mercedes and in the case of injury it is hospital. So dealer is not in the picture for third-party claims. This means that "cashless" settlement point should not be your deciding factor.
SO effectively, actually, it is only first year of insurance when you may actually visit dealer if any claim for "own damage".
Renewal the dealer will not even remember whether you've done through him or other.
Thanks a lot for the info...
If warrenty will take care of my car then why I need insurance
The information which you have shared was required by many....Thanks a lot for the info.....
Hyundai insurance was 88930
And with the same was available at 23000
Means ?? How 23k
What is the diff between warranty and insurance
@@ishantbhatia3194still you are confuse???
No need to get Insurence From the dealer, you take the representative of any good company at showroom when you take the delivery of the car. No need to pay hefty amount of Insurence to company. I fully disagree
Sir, Buying an insurance from a dealer is totally at the buyer's discretion. I am just trying to discuss the negatives and positives in both the scenarios...
Hyundai मे sot मे पार्ट चेंज नही करते अगर पे हो तो फौरान बदल देते है... बहोत फ्रॉड चल रहा है.. इलाक्षी hyundai अहमदनगर महाराष्ट्र मे.... फ्रॉड मॅनेजर और GM भी सभी फ्रॉड लोग है यहा पे..
To aap Hyundai me complain lodge kariye….. turant action liya jayega
EXTER ka extended warranty ka video banaiye
Where you from
Creata e modal ka insurance ketana ha koi showroom mi 45k laga Raha ha and koi 66k laga Raha ha yi kaya ha
Please reply
45 waale aapko insurance me discount de rahe hai.... 66 waale apko insurance pe discount nahi de rahe hai... Dono se ek rough policy apne whatsApp pe manga lijiye aap.,. Dono ko compare kijiye... Agar coverage same hai to 45 waale se lijiye....
Thank you.. really appreciate the effort you took to describe each item. We often do not get the entire information from the Sales Person.
Need not mention sir....
Completely Unfair trade practices. All manufacturer's dealers nowadays are running this racket of forcefully selling extended warranty, accessories etc crap, otherwise they are not ready to deliver a car early or not ready to sell at first place
Sir creta insurance is 97000, outside is 37000 with almost same benefits
Main ye nahi keh raha hu ki Bahar se insurance mat lijiye.. Dealership walo se negotiate kijiye… Nahi Maane to Jarur apne profit hisaab se decision lijiye
Dealer insurance 90k. Direct insurance from Kotak was 24k with all addons for Creta. Who in their right mind would would take dealer insurance😂
Sir I am not directly asking you to take insurance from dealer sir. If the difference is huge, you can definitely buy insurance from outside. But before that you always share the quotation with the dealer and ask for a negotiation on the price
Sot ka koi fayda nahi hai
Depend karta hai sir.... From user to user
Right. Aap ne extended warranty liya? Running kitni hai gadi ki per year
I took hyundai SOT .well exter Headlight and tail light mein crack hai,kya SOT mein cover hoga?.Car body mein few scratch hai,warranty mein cover hoga?
External headlights and tail light cracks Will be covered under insurance…. SOT me bulbs and fuses covered hai…. Car body ka scratch will be covered under insurance and not warranty….
Bhai main new driver hu i10 sportz purchase kr rha hu or meri car saal main 2000 se 5000 hi chalni hain to kya sot lana chahiye ya nhi
Agar running kam hai to jarurat nahi hai SOT ka… new driver hone k baad agar aapki running jada hoti to le sakte the…. But running kam hai to jarurat nahi hai
3-4K nahi, 30K ka difference ata hai
Varies from policy to policy... Because sometimes the dealer tries to match the prices and still there is a difference of 3-4K
10k - 15k. Dealer quoted 70k for insurance. Same package outside from reputed ins co. was 35k. Dealer has offered to match it at 46k - 51k. @@carswithanurag1417
50 % me Mil raha hai bahar
Ha… but coverage and Sara details check kar Lena sir
First year to dealership ka insurance Le lenge badme? Har sal kya itna mhnga insurance lenge kya ? It’s totally waste of money
Maine to mention kiya hai sir.... Ki atleast first year wala insurance aap Dealership se hi karwaiye
the insurance is a bundled product for 3 yrs where 1st year insurance is for "own damage" + "third party" and 2nd & 3rd year is only for third party. The 2nd & 3rd year does not cover own damage. You can separately buy "OD" insurance for 2nd, 3rd, 4th year, etc. from co. directly or dealer or online or any bank subsidiary.
Can I buy only 1 year first party warrenty ?? And renew it every year ?