I'm 71yo. Spend rate about 1% of investments. 12% bracket. New York State. Here is my plan. 70/30 equities to bonds/cash. Rebalance with distributions. 3 years minimum cash not invested. All mutual funds and ETFs. Well behaved in 2020, 2008, 2000 and 1987. Everything else just a blip. Everyone needs a written Investment Policy Statement to guide.
I like your 4 primal points for an successful overall plan for retirement, however its more interesting to play with a small percentage of your funds in individual stocks riding the great success of some phenomenal companies with potential huge upsides..aka Nvidia....
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You have a bordertown in San Diego. That's awesome.
Another outstanding video James!
Thank you!
I'm 71yo. Spend rate about 1% of investments. 12% bracket. New York State.
Here is my plan. 70/30 equities to bonds/cash. Rebalance with distributions. 3 years minimum cash not invested. All mutual funds and ETFs. Well behaved in 2020, 2008, 2000 and 1987. Everything else just a blip.
Everyone needs a written Investment Policy Statement to guide.
Great content! Well explained!
Thank you!
I like your 4 primal points for an successful overall plan for retirement, however its more interesting to play with a small percentage of your funds in individual stocks riding the great success of some phenomenal companies with potential huge upsides..aka Nvidia....