Voices of Debt - The Student Loan Crisis: Don't Major in Debt
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- Опубликовано: 14 окт 2024
- The cost of college is skyrocketing. Student debt has exceeded One Billion Dollars. Student have borrowed more to pay for their college eduction than they can reasonably expect to payback. "Voices of Debt" documentary is their voice. A warning, and a call for action about this crisis on the verge of national disaster. Don't Major in Debt.
To help discover the best ways to pay for college or pay back your student debt, go to collegefinancecenter.org
See more student debt stories and other videos by The Field at vimeo.com/thefield
For more info about this video go to thefieldtv.com
Thanks to:
Mark Foster, Brody Bernheisel, Kevin Mead, Anna McCarthy, Rachel Globe, Dave Marcus, James Regan, Mike Siedlecki, Michael Porte
That girl literally said she took out loans because she would have had to go to a community college.....go to the community college!!
Many of these kids are highly elitist and tend to stigmatize anybody who attends community college as a loser. In fact, many of them openly disparage anybody who needs to work for a living. I think that they mostly get these inflated ideas of self-worth from their parents.
I went to a community college before transferring, not only was I educated to a higher standard, I can do more, code more, and I dont have as much debt. Checkmate.
I literally stopped the video and looked for this comment. There are many people with trade diplomas/certificates and CC degrees in skill-related majors who make more money than bachelor-prepared workers and have little to no loans. But y’know, pride.
I was a 4.0 student and I went to cc before I went a to 4 year school. I have less than 5000 in debt.
Jim Nesta Yeah that's why I don't feel sorry for them, fuck them.
I went to school for mechanical engineering while my other friends went in for political science and art majors. At times, I would be jealous because their HW was much easier than mine and I actually had to spend a ton of time in the labs and studying. They were always watching netflixs or rarely studying. Now, out of college. I make double their salary and they work two jobs. I actually learned a lot in college and I'm happy I stuck to it. Advice: if you're going to go to college major in something that will teach you ACTUAL tradeskills
That's weird, I live in Europe, know many people who majored in political science and they have all good jobs. Some have very good ones, some little less so, but still. Engineering is one of the easiest majors to get into in my country, so quite a few people drop out when they get bored of it.
Good that you finished but about 3 in 4 don’t cut it for engineering even higher for more rigorous programs.
Nina S engineering is actually not a popular major at most colleges in the United States. I go to SJSU and the transfer gpa for engineering is a 2.7. This is because most people know the major is extremely difficult and most fail out before their 2nd year is over.
@@npineapple3077 Sure engineering is easy to get into but it is one of the hardest degrees to undertake. People drop out of engineering because they realise that they either don't have the work ethics for the course or simply aren't smart enough or lack adequate mathematics background.
Political Science degrees are only good for getting a job at Starbucks.
I went to community college so I only had like $2,000 debt which I paid off in less than a month
Or he got scholarships/fafsa
rlp rbg thank you captain obvious. And have 50k in debt is better than 100k
People are fucking morons that's why
G.I. Skull smart man
Alex Watler you did this as a completely independent adult orrrrr
The issue is that when you're 18 years old, most people have no concept of debt, interest rates, paying off loans, etc. They often have no idea what they want to do with their life, but they think that because all of their peers are going to college, they need to do the same. The responsibility falls on the parents to educate their children about these harsh realities, because if they don't, their children can and probably will end up financially fucked in their 30's and 40's.
Don't even get me started on the American healthcare system.
Spot on.
Yes. And because they want, or think they need, to have the "college experience."
Sure. And most primary school kids don't need car repairs or a new water heater.
sooo trueeeee
I was going to say something similar but you already hit the nail on the head.
Start out at community college, then go 2 years to an in state college that'll save you boat loads of money just doing that...
I did this for my nursing degree and I finished my associate degree debt free. My bachelor of science in nursing (BSN) will only take one year and will cost $17,000 and my starting salary as a nurse is $60,000 a year (with an associate degree), plus the hospital I'm due to work at will pay for most of it, so I'll only be responsible for about $9000 of that $17,000.
That is what I did and I am very happy I did it. In the end, your degree only says the name of the school you finished at. It says nothing about you transferring from a community college that cost you < $2000 a year.
I did my first two years at a community college and got an A.A. with no debt, working full-time and going to school part-time. When I went to an upper-division state school, I worked part-time as a tutor in the physics department and got my B.S. in physics with no debt. I went to grad school at a state university and worked in the physics dept. as a graduate student instructor and got my M.S. in physics, again with no debt. I didn't have parents or the government that would foot the bill for my education, so I had to plan carefully and balance priorities to achieve what I wanted without going into crippling debt. I think that too many people are just intellectually lazy and don't want to think through the logical consequences of some of the bad decisions that they make and just want to shift the blame onto somebody else for the financial predicamnts that they find themselves in later in life.
J OneLife It may be useless for employment if you chose your major poorly. I graduated in Computer Science in 2015 and had 2 different job offers a month before graduating. I had a job the day after graduation and today, 3 years later, the increased salary from working in this industry has paid me back 2x what my degree cost me. If you are looking at college as a direct X dollars = Y salary increase, stick to the STEM (Science, Technology, Engineering and Mathematics) fields, as well as medicine. The career opportunity in these fields is unreal, and they pay very well. The whole world is reporting a massive shortage in software developers, even as computers become more important to us. I get about 3 - 6 job offers a day to the point where it becomes irritating.
@@dacypher22 That's half true, There are good STEM jobs in highly populated/ metropolitan areas try getting that job anywhere else then it gets more competitive. And,correct me if I'm wrong, but most STEM jobs are increasingly being saturated with applicants, underpaid, or outsourced. I'd imagine within the next decade STEM jobs won't be as prevalent as they are today as everyone is graduating with those types of degrees.
I seriously hope high school students are watching this. please do your research prior to going to a university. research everything. I wish I had. 44k in student debt at the age of 26.
+haile 89 Im in my senior year , do you think i should major in aerospace?
+Ᵽȑɇciƨɇ Ṽiđƶ No start an online business. Jesus fuck. Nobody is gonna pay you what you deserve except you!!!!
+Ᵽȑɇciƨɇ Ṽiđƶ Do what you want with your life. If that's aerospace engineering, do it. Make sure you understand however that it's a lot of work, it's usually a lot of money, and jobs in that field are relatively hard to find. First off, make sure you choose a school that has good aerospace engineering program, but also make sure it is cheap. There's a definite line between low cost with bad schooling and high cost with good schooling. Try to find something that's in between the two, because in the end, most businesses don't look at what school you came out of when they're hiring, they look at how well you did. Second of all, if you've done your research and aerospace engineering is something you really want to do, do it. Make sure you look into possible places to work, and realize that there are not many of them, but if it's something that you love doing, in the end, you will get a job. If you really love it, you won't pay a great deal of attention to how much you're making, and those student loans, if you chose the right school, will come off quickly.
Ben Moeller What are some schools you recommend, im in pittsburgh btw
I'm a senior and I either have the money or I don't
It's quite simple: if you're given the option to live at home for free and go to school in your hometown, do it. Unless you're given a decent scholarship to an out of state school, don't take out a loan the size of a mortgage just so you can live out your college fantasies like you imagined them after watching American Pie.
Nathan McKenzie I did that and community college and still owed 5 figures, its crazy expensive in nearly any scenario. That said i paid my debt off with side hussles (no great job even with a masters, work for yourself)
They went to state didnt they ?
@@Doors067 my first college was in automotive had 20k in debt paid it down to 10k, but went to xray school and all those payments stopped. Guess it helped because I paid all of my radiology school off 3k for xray school and 6k to finish my bachelor's.
Actually my inspiration was monsters university
unless you are gifted and accepted into an elite school just find the cheapest in state public school and go to community college first. most employers don't care where u got your piece of paper from. be realistic.
@Dennis Yen I work for a major corporation and went to a state school. They hired me because I have a skill set that had nothing to do with my degree but they just require any BA/BS to get through the door.
True. I did community college for two years then transferred to a state school. Graduated with 10k in debt and paid it off in less than two years of graduating last summer. My employer during the interview just mentioned my degree for like 30 seconds out of a thirty minute interview and didn’t ask if I spent all four years there.
@@MrBrewman95 about the same with me however I graduated later in life and saw my income increase over 30% literally within a few years.
They actually do care
@Jarod Armstrong right. I’ve heard it doesn’t even pay off as well with the direct numbers. Not to mention picking a major that’s in demand and has market value, so the debt to income ration isn’t bad
"I'm majoring in Italian and Art History, and I don't want to major in debt."
That's a self-contradictory statement.
what do they think they will do for work?!?!
I guess he thinks he's going to work at that Italian Art History Museum in Des Monies Iowa, or where ever he's from. These people are just in la la land, even if they've never been to Los Angeles.
Yobachi2007 why would you go to school and take history and pay for it you can Google everything duh
that joke touched my heart lmfao
Italian teachers are needed in my state lol 40+k a year
Trying to claim they’re “educated”, fails to do basic math ...
To people complaining about liberal arts degrees, this video is not telling you to avoid the liberal arts, it is telling you not to go into debt for such a degree.
Kyrios But a BA in Film for 65k in debt... All I got to say is lawl.
Kyrios Currently at a loss (even before watching this video) because if I were to attend college (not affordable at this point), I would want a liberal arts degree. I am more of a thinker than a worker bee. I understand that a working class degree would help with obtaining a sustainable working class career, but that's not an aspiration that I should shoot for either because of my health. I've tried working and had to quit because my body couldn't handle it. Despite that, I have a strong mind. A career based in thought is ideal for me, so my sights are set on the liberal arts. Currently waiting for legislation to come along and fix this student loan issue so a higher education is obtainable for me.
Kyrios you don't need to waste money studying liberal arts in college. You can study liberal arts on your own using the free resources available online or through books.
Why don't they major in Economics? That's a liberal arts subject but its graduates are highly sought after in banking, particularly!
@@InsomniaDoodles the liberal arts degrees are not for you if you cant afford them, they are for the rich to send their kids to school and have them educated in something they cant fail out of. Get a worker bee degree like all the real thinkers.
My family was poor and could not afford to send any of us to college. I am the only one in my immediate and extended family, including nieces and nephews, to have graduated from college. I got BS and MS degrees in Physics without having to borrow any money. I went to junior college the first two years, worked the whole time and lived frugally. It took 5 years to get my BS and 3 years to get my MS, but then I was never burdened with any kind of debt.
I’d like to know as well, what job do you have now, as a Physics major? I’m interested in pursuing a BS in the field.
@Omar Ignacio Silvestrini I retired as a physics instructor in a community college district in southern California. I also did some technical consulting for a couple of technology companies in my area.
You're retired? So you're talkin about going to school debt free back in the 70s when school was about one-eighth as much as it is now. This doesn't even apply. You can't save up for it tuition with a summer job anymore. All that pays for is your thousand dollars worth of books for a semester.
@@Yobachi2007 I never stated, nor implied, that somebody could do the same thing now as I did back then, as it is easily apparent to anybody with an IQ over room temperature that the times are vastly different. Congratulations Captain Obvious for your perspicuous insight into that fact. I was merely using my experience as an historical example of how things have changed over the decades. I hope that's clearer now.
@@videomaniac108 nah dude, you sounded like you did this recently. your anecdote is of no help if the times are vastly different, like you said. at first your words inspired, and then you behaved like a douchebag.
she majored in art history...... that is debt
I wonder, how many job openings are there for art historians? How many people graduate with that degree every year?
George Mendez Art history should be consider water boarding
George Mendez Agreed. STEM major is better and debt is not big deal.
George Mendez 😂😂😂😂😂
So what all of you are saying is that studying what you find interesting is a privilege that should be reserved for those fortunate enough to be born to rich parents?
Thanks to the universities at 18 telling me I was failure and that i had a very low score to get into their colleges prevented me in falling into this trap now I am graduating as a computer scientist with $0 debt took the community college route which I think gives better education than universities. Example never had a TA teach the class at a community O_o.
Some community colleges do have some good programs.
Blame the parents. Classic case of the blind leading the blind.
The government shouldn't be giving out loans.
There should be a loan officer evaluating the return of degree relative to the cost. We do this for mortgages, but allow endless debt for college tuition?
My parents are immigrants whose country of origin didn't enforce getting an education. None of my grandparents on both my mothers and fathers side of the family allowed my parents to attend school (not to mention the American school system is different from there) so it fell on me to learn everything myself. Even if they had gone to college like I did, it shouldn't have been their responsibility. It would have been a lot easier if someone had been there to teach me. Parents are here to raise us to be the best version of ourselves and survive. Teachers are there to teach, and there are teachers for just about anything. The fact that the population isn't educated about financial literacy and debt when it's such a common occurrence (especially to those who have just barely become adults) is a failure on the part of the system we live in, not parents.
Yeah, don’t blame the school system that brainwashed kids to go to college immediately from the time they’re in grade school. Not to mention, we as a country have an obligation to those whose parents are less than ideal. If a kid has bad parents, it doesn’t mean we should write them off as a lost cause
Amen
One of the students says that without college he wouldn't have been exposed to different books and cultures. Really? We have the internet now. You can gain access to many books from the library for free or from ebay cheap. With the cost of NYU, you can travel around the world multiple times.
Here's the magic command for Google search, "book_name .pdf"
The most depressing thing I heard today was that 85% of the HS class of 2016 is going to college. I'm like have they been looking up these videos? I'm so sad, a college degree isn't worth it unless its a STEM degree or a Medical degree. I"m teaching my kids this. Plumbers, electricians, etc... make good money so trade school is a good investment too.
+Katrina Umana I have a STEM degree (computer science) and I'm on the same boat. Most STEM has been or is being sent to India. Some stays here, but it's always I think college + who you know. In case of a STEM degree, you have to be like the best in the field, otherwise it's still about who you know sadly.
But there are way more people working as managers than STEM and most of them are there because of who they know.
I wish I knew this way before. 🙃
My bf is dropping out of college and going for a plumbing career. Awesome decision in my head. He might have to take out about 5k in loans for trade school, but waaay fucking better than 30k for a degree. And plumbers earn good moneys.
Katrina Umana I don't have kids, but I'm encouraging my nephews to go to a trade school 👍
Start your own business, that's the only way to make it! Think ..there is always a way. Get a minority business loan a women's loan etc...be your own boss.
What?? Do you really think reading a couple of books and having a 'un-regrettable experience' is worth being tens of thousands of dollars in debt?
"Yes"
+Squidwards Feet? Its not the knowledge you get. Its the degree which actually lets you get a job that pays more than minimum wage.
+TheFlyinSquid If you are willing to become a welder or a plumber or any job that requires physical labour you will probably be paid around twice minimum wage even in entry positions. If you want to get paid a good salary with all living suspenses covered just join the military, you will get a free education afterwards and receive help when buying a car, a home or when you are in need of medical service, you also have great chances of becoming a cop afterwards which pays well and is a pretty secure job. Stop whining and start doing something with your life. If you think you need to borrow money in order to make money you are an idiot that fell for a scam.
+Ahaziah of Judah But those are not for everyone. Don't railroad people into doing what you think they should do. What college and university can do is offer them options. They don't have to risk their lives fighting in a war or they do not have to be a plumber or welder or they don't have to be stuck on minimum wage all their lives. It is about choices, and having the freedom to make them. People should not be forced into one job market or another. It should be their choice.
Ahaziah of Judah Want a decent job? Join the military. Yeah, I definitely want to risk getting shot in some desert for education and benefits.
The chick that said “I took out student loans, and without them I wouldn’t have gone to college, otherwise I would’ve gone part time or to community college”.
She’s making that sound like a bad thing, I went to a community college first and yea it did take me longer to get to university but I’m about to transfer to a university, and I have no debt from community college. I’ve also saved so much money. So, opposed to her triumph of student debt.
You did it the right way. I don't feel bad for people who were too proud to attend community college and incurred too much debt.
I went to a community college and graduated with honors and a 3.8 gpa. Transferred to a competitive suny school and graduated. My parents paid my books, fees and room and board, and food and clothes and stuff. Never worked in college and today I paid off about 10k in student loans and only have 8488.00 usd left to pay and I’m free. My degree was in philosophy and double major in political science
Accounting, geology, engineering, nursing, teaching, pharmacy, pre-med, and computer science. Also, there are a lot of great 2yr degrees at community colleges.
Facts
Computer science is classified as a type of engineering.
Geology.. Really? What can one do with a geology degree? I'm very curious.
Geology is a worthless degree. Not much you can do with it. No demand in the real world with a geology degree. The only job opportunities that I found with a geology degree is working in some shithole mine making only $10.00 an hour.
@@brandonmckittrick2822 LOL shithole mines ?? people in Aus working in mines make 200k+
Majors aside - most students do not appear to be financially literate. They need to learn about loans and debt and interest etc. Just basic finances.
Or sadly, just not go to college at all. Even when you major in something with 0 job prospects out of college, you might as well not enroll in the first place.
They don't want to major in debt? .... THEY MAJORED IN DEBT!!!!
The U.S. economy is debt-based. Therefore, without millions of Americans burdened by severe debt, the system collapses.
It's only a matter of time before all these big name universities go bankrupt.
+Jennifer Ellison wait why tf would the university go bankrupt???? the US government pays the university and the student has to pay the loan back to the government
If people decide that they can get more from trade and vocational colleges or apprenticeships than big name universities, either from other interests or flat out lack of funds, public attendance to these universities will decline rapidly. The fewer students, the fewer staff are needed. If the numbers get low enough, government funding will cease and the school won't be getting payments from alumni that would be enough to sustain them. It won't happen overnight of course, but with colleges getting more and more expensive and outrageously overpriced I can't see it happening any other way unless steps are taken to help them see students as an investment, NOT a profit source.
For some strange reason...I agree with you. The system depends on credit, debt, borrowing, subprime mortgage lending, predatory lending, shark loans, etc...
won't happen like this because high schools never tell their students about trade schools many people in my high school don't even know what a trade school is and you can't get many types of education from a trade school
"First I am gonna write a screen play, then I am gonna win an oscar."
"0.8% or was it 8% ?"
kassidy hey he got to study under troy mcclure 😂
Doors067 wrong guy
I'm so glad my dad had a nice heart-to-heart discussion with me before I went to college. He taught me about cost-benefit analysis and how before you go spending thousands and thousands of dollars on a career, think about how much that career will help you financially in the future to make it worth it. I wanted to major in creative writing and illustration with a minor in Japanese. All fun things that I love, but nothing that would guarantee that I'd be able to get a good job that would pay off my tuition. I ended up going into business management and finance instead, and it's made a world of difference. I still took the classes I enjoyed on the side, but that's not to say I didn't enjoy learning the things I learned in business. We're taught that we can do anything we set our minds to and that we should do only what makes us most happy, but we should also be taught to think realistically and to work at a decently enjoyable job while doing what we truly love on the side. :)
mlaidukaitis
Liberal arts degrees are fine if you had minors in practical areas and/or graduate degrees in practical areas.
mlaidukaitis
What degree you get may matter in the short term, but in the long term it won't. A liberal arts education provides a broad foundation that can be used everywhere. I am a to be lawyer. I'm going to be a federal clerk.
Not one engineer, hard sciences, econ, finance, or accounting major. L O L
I'm an accounting major and an accountant and i feel that student loan debt was the worst mistake I made. Don't go to college it's a waste.
Staff accountant with CPA?
LOLLLL dude im an accounting major in my senior year, i thought the same thing lol. And luomio the good paying accounting firms truly recruit off GPA (big four 3.5 +) and even the mid tier ones require a GPA of 3.0+. And Dyna W i was gonna major in finance but after extensive research realized that the good banks/firms recruit usually from the top schools in the nation, and there are not as many finance jobs compared to accounting positions.
joihnn mulrow I was a Senior Associate at KPMG in Houston. Working for an Fortune 100 oil & gas company making decent salary and good bonus but I still don't feel like it's worth it.
joihnn mulrow
My friend is a manager at KPMG but is offered $115k plus 30% equity comp at Apache. I don't think it's worth it because he works crazy hours. I work crazy hours. I guess I wanted to do my own thing and run my own business but, yeah, a liberal arts degree would've been much, much worse.
You can start at a community college for about $300 dollars a semester with financial aid....
Yes! Exactly what I'm doing. People need to get over thinking that attending a community college is lowering yourself or something. It's a smarter thing to do than spending thousands so they can say they went to this university and lived in a pretty dorm for 4 years instead of 2. I would rather save and buy a nice house after college than spend money to live in a dorm at an expensive college. In 2 years I will be graduating as dental hygienist with no debt.
u
Exactly. I went to a community college, and through financial aid as well me paying out of pocket I have no student loan debt so far. :)
The life of these young people is finished already. This is so sad. Move to another country and start a new life.
That will put debt crysis
Your student debt is not going to just disappear if you move to another country.
zozo kale I do not think it will follow you to your grave. I suggest the guy lives, before he dies.
John Elmot It's their fault
Bill Clinton, signed a law exempting college debt from bankruptcy. Due to many of the people in the60's 70's and 80's finishing school then declaring bankruptcy within a month or two from graduating. Now it goes with you until paid off or your dead. Also, Sallie Mae tried to lobby to have access to peoples life insurance should you die before you pay off the debt. It was denied, but Ted Kennedy floated the idea in the Senate back in 1997
Most 18 yo don't even know the price of housing and random household goods. There is a discrepancy in schools that tell you a college education is worth it no matter the debt. No one tells kids that they wont find a job if they major in art history of that there are other options like the military or Americorps or even *gasp* community college.
I worked full-time as a waitress and went to school part time during the day at first, then switched to landscaping during the day and entered a baccalaureate program at night. I went to a City university (CUNY-Brooklyn) and took out only a small loan (5K), took on work-study and got the rest in scholarships...it is possible to get a good degree and not be in such debt.
My college education cost $12,600 + books (my parents bought) and I payed this off over the next 4 years, now I have a Associates degree in Business Administration, no debt and a great job. I do not regret going to college
Because an Associate's degree is usually obtained at a community college, which is cheaper than a four-year school. I'm not criticizing you, you're smart. I'm just saying the students in this video went to private four-year schools and majored in useless subjects, and that's the point.
An associates cost $12600 for you?! Godayum. I paid $0 with financial aid at a public state college. Got my associates in computer networking and administration. About to get my other associates in cyber security this august, still no debt. My credit score is undeterminable and life is good. 👍👌
n associates cost $12600 for you?! "Godayum. I paid $0 with financial aid at a public state college. " If your parents make a middle income salary you get no help for college funding. That doesn't mean his parents are not just barely scraping by, it just means they make more than the financial limits.
An associates in business is useless... 12,000 is entirely too much . no community college charges that much
@@niesta8843 "An associates in business is useless... 12,000 is entirely too much . no community college charges that much"
Some do, Some are dirt cheap. And the original poster got to where he wants to be career wise and financial wise with using a community college.
10:38
"I am majoring in art history and Italian and I don't want to major in debt"
So much irony LOL
+ghano93 Yup, she and the German + Law major are absolute fucktards!
anyone else thinking of going into the loaning money to college kids business lmao?
That is the smartest thing said so far.
Mario V. You need to be a Jew. I’m sure there are rules and regulations that they can only benefit from
That's fucked up. They don't have money
You only make money if you get paid. Granted, you can't default on this type of debt, but for a lot of the people in this video it is going to take them a LONG time to pay it all off. It's not like the interest rates are amazing either. As a business venture, this isn't very good.
good luck getting your money back
Lots of these people are claiming around 30k in loans. 30k is a very reasonable amount if you have a useful degree. A STEM grad can easily pay off 30k in less than 2 years while still living on their own, owning a car, etc. The core issue here seems to be taking on debt for a degree with no real world application.
John K architecture ?
AKSHAYE VAID to an extent, yeah that’ll pay it off
I have a Major in Ramen Noodles and a bachelors pad in my mom's basement!
Zorn101 mine still let me live upstairs 😁
@@Doors067 lol
Getting into student loan debt was the worst mistake I ever made.
What did you major in?
@espouse de SACRECOEUR He majored in Accounting, start off pay is alright, however if you get your CPA your possibilities are endless and what you make of them
Towards the end it makes no sense. First people are saying don't go to college it's not worth the money and then all of sudden they say they would still take the student loans if it meant getting the job they got.!!!!
Jmitez true, yeah..it’s sad really because the loans are taken out with the assumption you’ll easily be able to pay them off with the salary you’ll earn upon graduation. The only problem is that this is realistic outlook after graduation for some graduates but not for all college graduates. It isn’t necessarily the major chosen. If you attend an Ivy League school and major in liberal arts, you can get a job working on Wall Street or the like. On the other hand if you attend ITT Tech or Capella University, I’m not so sure about that.
Art History, Gender Studies, Photography 😂 what do you expect?
I think the smartest idea is to go through community college & state colleges. Work while you're in school. Many companies offer tuition reimbursement & the military pays for college all together. Also learn skills that are marketable. Engineers, doctors, lawyers, ect. And don't get more education past a bachelors degree unless you can get your employer to pay for it.
Well said! Very well said!
Don't pick a crappy major. Study engineering, IT, nursing, accounting or something else that will earn you a living. Alternatively, study a skilled trade, e.g., HVAC, electrician, plumbing, etc.
Engineering is shit bro. Nowadays everybody and their mother gas an engineering degree. The market is flooded with them.
Invest in an RV and a Meth Cookbook. There's the solution.
There's plenty of money to be had in arms dealing as well. Maybe there's a terror organization that will pay off your debt if you suicide bomb their targets! So many options this vid doesn't explore!!
Eve Green LMAO!
I actually did invest in the RV... Paying off my $40k debt a month from now because of years saving on rent. RV=Good, Meth... Pass on that one.
BigLBA1 ^Totally. Summer time prices for RVs also seems to go up in price (on Craigslist, at least), and vans like Westfalias are way too pricey for far too little return. With that said, cheaper RVs are still possible to find- they'll have things that need fixing (but that's part of being a RV owner). We looked for about 6 weeks, until we found the one we got for $8000. We looked at a number of others that were way overpriced and had massive, massive problems. I'd say to those looking, be patient, and keep doing research until you find the right one.
Aunt Kara needs to stop being her PIZZA SALAD to potlucks. It is neither pizza nor salad!
More like "don't major in liberal arts."
+Ramblin' Wreck sums up my comment at the top
Ramblin' Wreck STEM !!!
Really, I have an Aerospace degree, and my job went overseas, when the big companies merged. Then I managed to get an Mechanical Engineering job, and that field dried up. Maybe we should all be lawyers so we can argue with each other and build nothing.
Most lawyers make very little and have way too much debt.
still better off than a poli-sci major
I think the parents are to blame. It's not the 1970s anymore. College is way more expensive and lots of degrees are useless in the real world.
Also, you'd think the best and brightest would do better research. This makes them look really stupid.
@@npineapple3077 Sadly there are many 'useless' degrees today and at very high costs. These degrees will never earn back a return on the time invested and money invested in them.
As a libertarian, I have no issue with that though. You feel free to pursue whatever you like. But if you take out ridiculous loans for frivolous degrees, don't expect me to pick up the tab. See how easy this is? Self accountability!
Thank god i went to community college and then transferred i SAVED a hugeee among of money.
How much loans did you get?
Many public high school teachers rammed the college thing down everyone’s throat as the be all and end all. These loans were subsidized by the fed system without any realistic calculation as to how many will land the starting salary job necessary to be able to pay the debt. It’s a messed up system and a 17 year old student starting off life with a dream and facing predatory lending isn’t to blame. I was fortunate enough that my parents were able to pay me through school so I wouldn’t need loans, but most of my friends didn’t have that option.
So glad I came to my senses before senior year. No private undergrad school for me, that's for sure. Can't believe I ever considered NYU, but I'm glad I realized what a mistake it would be before I took out loans
I went to NYU for social work and I’ll be paying for it for the rest of my life. 😔
This is what happens when you are NOT EDUCATED. These people who THINK they are COLLEGE MATERIAL, CAN'T even figure out they MUST pay back a DEBT!! That there is interest on this LOAN!
They ALL need a personal finance class, BEFORE they GET INTO COLLEGE. They just think they GET TO BECOME the profession and go have a great life!! No sense of REALITY! We, the taxpayer should NOT HAVE TO PAY for this STUPIDITY!!
They just received 100K+ in a k-12 education payed for by taxpayers, now they can't figure out how to be irresponsible when going to college.
yet when kids are in high school and even before, they have it drilled into their minds that you go to college and suddenly companies will be competing to hire them at maximum wage.
The kids are lied to. They do not know how anything works yet but they are blamed when they make mistakes based on the misguidance of others.
Can anyone explain to me what's the difference between self taught vs sitting in a class listening to a lecture and doing classes that has nothing to do with your major
Angel Perez It really depends on what your major is. Some majors don't require an education. Experience > Education.
***** even though it is hard to start up without a degree there is always some sort of entry point into a certain industry. The part that makes it a lot harder is that it will be a job that will not be seen as desirable.
***** as I originally stated, it depends on the field. I work in computer science and the people who self-taught in work for low pay instead of going to college end up doing a lot better in the long run.
you can get a job easily with a computer science degree but most companies are looking for fresh college graduate to do their busy work while the people who opted to get that experience are much farther along at that point.
***** I rolled my eyes at the thought of the whole foreigners taking our jobs argument. I have been with some companies who do that. And trust me, those are companies that you don't want to work for.
You get a fancy piece of paper saying you did the work. It's outdated and Employers need to STOP requiring it!,
I wonder how many of them tried to get internships in the years it took for them to get a degree. That's a huge factor in getting a job straight out of college. Most employers don't care if you're working in an unrelated field, they care if you have experience within your field. Even if it's just a 10-20 hours a week internship, it still makes a HUGE difference for recruiters.
SKILLED TRADES!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
I think that there is a multi pronged reason for the dearth of skilled trades---One is 'status' --working with one's hands is considered "uncool" as Metalhead 777 commented; Another thing is that most fathers, don't let their tykes tag along while working with their hands around the home. Last but not least is that skilled trades are not PROMOTED!!!!!!!!
+Lanier H Work your ass off in a trade for 5 years and start a business
Lol so true my friends in the trades are rich, while my friends with doctorates are struggling one had to move to Japan to make 80,000 a year after 12 years of school ouch.
No one wants to get their hands dirty.
bob gates
I'm a IBEW electrician and make $26 per hour and I am 19 years old. My salary would increase to $31 next year.
This is major shame for our country. Nothing validates apathy in our young people like getting them straddled with debt doing the things that they have to do in order to achieve in life and make make money. College should be taxpayer funded and free for all like more advanced countries have it. If the USA wants bright young people to want to accomplish anything, then it needs to give them a reason to - not give them a reason NOT to. No wonder we're slipping behind.
Colleges make you pay dearly to take a bunch of courses you don't really need for the job you want to get - IF you can get it once you go through college. You can self-educate, which is nice, but what matters in the job world is your formal academic achievement, so you're forced into it.
I am 23 and worked full time while at university took classes at night and graduated with no debt. My generation is so entitled it makes me sick. IT IS A LOAN. What did you expect when you took out a loan???? Of course you have to pay it back with interest.
Perhaps you are an exception, but everyone I know, yes everyone, who worked full-time while in school saw their grades drop.
There are 2 implications with that:
1. an application that is less than perfect will not get you into med school or most grad schools, and therefore you wasted your time with your degree (biology)
2. a 2.0 GPA will not get you hired most of the time.
Maybe you chose a degree that was easier on you, or maybe you are just inherently smarter than a lot of others. But for the vast majority working full-time is a mistake and is essentially a guarantee you won't find work (in your field) after school.
Also, I'd like to point out, most grad schools and med schools are *over* the $30k mark per year. Quite frequently they are $50,000+ per year. It's not uncommon for someone leave school after getting their PhD, doctorates, or MD with $300-400k in debt.
Try paying that off.
The entire body of this documentary was "I regret College - this is the insane amount of student loan I will never be able to pay back"
The conclusion was "I wouldn't change the fact that I went to college even if I can't pay it back"
...what?
y'all majored in debt
Aemelia Mead mother of pearl who was this video funded by "The National College Finance Center"
I'm so done here
so done
They learned nothing clearly
It is a serious contradiction.
I went to an in-state state university. The cost was reasonable and my parents paid for it. I got a STEM degree that has provided me a life after school. I drove an elementary school bus my last year of college and lived at home with my family that year. I graduated with + $3000 in my account.
People go to state school and major engineering. I majored in computer engineering from state school owing 20k in student loan. Now i make 110k after graduation. Living a life either can be hell or heaven depending on what choice you make in life.
John Nahssem not everyone can be a computer engineer you smart lucky fuck
@@thegodofyoutube266 but apparently they're stupid enough to major in fucking German 🤦♂️
Anything with science and math takes a lot of work. Most people aren't willing to put in the time.
It's ridiculous how expensive higher education is in America but at the same time some of these people are just being willfully ignorant. You signed on for the loans, you should have read the fine print and figured out how much you'd be paying back once you graduated. It's called being a responsible adult, and yes, you are an adult if you're in college.
Finally, someone hit the nail on the head, Mr. James.
luomio I don't think so. They raise the prices on their own. is the government telling them to raise prices?..no
they do it on their own because capitalism perpetuates greed
Mrsnakebite, when the govt subsidizes education they create little or no risk to lenders and colleges. This creates artificial demand for university education. Lenders wouldn't be willing to lend to college students because of the risk. The govt creates a false safety net to lenders. In addition to that, govt brainwashing institutions, ie public schools, indoctrinate students to pay exorbitant tuition to these institutions. You are told you must go to college all throughout grade school and high school. College is really a scam.
Capitalism is not to blame but govt cronyism is for subsidizing education and partnering with private lenders to scam unsuspecting young people.
Stitched up like kippers. I worked for two years solid, 14 hour days in construction and saved enough to put myself through college as a mature student for three years with no outside assistance. It can be done.
***** Ha, I can assure you a joint honours degree in Molecular Biology and Genetics does not come easily. Plus, I think you may have misunderstood, I had a war-chest before I even entered the gates of the Uni. I barely worked for money at all during my studies. Keep looking for excuses and I am sure you will find them.
***** Well, I know how hard it is. Germany has alot of advantages and I have considered it for graduate studies for a while now. How do you find the standard there? I know some of the courses are run through english, what is the situation regarding this? Personally, I think the British system is the most fair. Loans with low interest rates are preferential to a declining standard due to underinvestment. I take your points, but I'm not going to put my life on hold fighting a system that must change inevitably anyway or crash and burn. Simple as that.
*****
God so lucky we are in Germany. I would never ever go to Uni if i had to take out loans for that. The US System is seriously broken. Sure Americans might point the finger and cry socialism, but to be honest i am more then willing to pay more taxes, so my fellow countrymen can get a good education, thus contributing to the overall well being of our country.
That's the best way. You can understand value of money and make informed decision only after working and saving for a while.
*****
Oh see here in Ann Arbor, UofM students get to ride public buses for "free" because they paid for it through their tuition. But I agree...running colleges like a business is a broken system.
What colleges did these people go to? The local community college here is around $5,000 a year, the two state schools that are about an hour away from here are $6-$7,000 a year. I'm in the middle of school, still have no debt. Here's a tip: if you work while you are in school, you already have some of that experience that employers are looking for. $30-$50k a year for school is absolutely ridiculous.
CigarBGuitarefx I paid 500 bucks for my first semester at my community college
Exactly. I personally haven't paid anything for community college yet. Scholarships have taken care of it all, but even without scholarships, school is affordable. You just have to go to the right school.
Did two years in community college and transferred to a four year that was offering a partial scholarship. Came out with around $16,000 and paid that off ASAP with no help from family.
My dad went to a prestigious college and he paid for his own education by working as a gas meter reader during the summer.
That time is gone education cost has sky 🚀
That guy in the pink shirt could have just went into the military with an easy MOS. Then used the GI Bill/TA. It is insane that he will still be paying until 2052.
" just went into the military with an easy MOS. Then used the GI Bill/TA".
It is not that simple. The military makes it sound that way but it really is not so cut and dry.
EXACTLY! I hate it when people bash students for complaining about their loan debt. It is DRILLED in our heads from the time we're in elementary school to the time we're graduating high school by absolutely everyone that we have to, have to, have to go to college or else we're gonna be working at McDonald's for the rest of our lives. The student loan debt crisis is the result of people convincing kids that the only way to live is with a college degree.
This is a huge problem with the States right now, we are experiencing an huge increase in the rate of "academic inflation." Colleges and University are big business now. They have always been expensive but now the financial reward you may receive (keyword being MAY) is not always as worth the price of the degree.
University of Michigan is the only reason why Ann Arbor isn't a slum/or tiny no name town.
haha, thanks for sharing Nickolas
I majored in art. College cost me $111,000.00. 5 years. I just got my first job. It pays $19,000.00 per year. They lied to me. Now I have to move back home. I'm thinking about law school.
When choosing a career, teens entering college should choose wisely. Majoring in something like German is not smart. It is important to look at the job outlook for the future. Many people are obsessed with going to a big name university and are stubborn, but if you are not getting a lot of scholarships that pay most of your tuition, the only way to go is through a community college
Ruslan Matev going to an Ivy League school, you can major in liberal arts and be pre-med or go work on Wall Street and be fine
It's all about passion in the end. If you love writing, go for it. If you love science, go for it. Sometimes you don't even need to go to college to learn things, you just need to go after what you love. Read books, research, do anything that correlates with what you will love to do. Don't be like the 95% of people who go to college just to go or just cuz there parents told them to. 85% of Americans hate their jobs, but that doesn't have to be you. Who cares what others think or say about you that you're going to a community college or whatever because are they gonna be paying your bills, No!!! Do what you love and success will follow and don't be afraid to fail. Failure is the stepping stone to success. Also, one last thing is to be unrealistic, sometimes being realistic can pull you back from doing what you want to do, there's no need for that. Who cares what others say. If you have a passion towards something , go for it. No one needs to tell you what you're gonna do, don't rest assure on the approval of others....... If you have a dream....Go for it..... Period
How can one discover their passion ?
By looking within themselves and searching for something that makes them have a sense of fullfillment, something you can naturally connect with. This can be done through trial and error in which you test out many things; through looking at their childhood;asking themselves what dream have they always wanted to do; ultimately a person has to look within to discover their passion. We all have many passions obviously, but there is one in which overrides the rest and it may take years to finally discover ones passion just like me, but it is worth having and doing
Literally the dumbest thing I've ever heard. "Passion" doesn't pay the bills buddy. Money does. Money you get from an actual job.
best advice ever: DO NOT GO TO COLLEGE. I love how they start this 'documentary' with negative consequences of going to school and having debt but then out of nowhere they switch…. all the sudden they end with this amazing positivity and saying dont major in debt!!! oh how great!!! Well the reason you are in debt is because you went to college. Trust me you will not find a job according to your degree unless you have great connections, or mom & dad who will take care of these issues otherwise forget it.. this is all a huge lie, brainwash.
My advice - you do not need college, if you want to learn something do your own research, find your passion. College will not solve any of your problems and it will not give a propose/meaning to your life and it will not help you find you anything… it will ONLY make you to a SLAVE that will be paying off that debt for 25years. This is modern day slavery. Even if you are going your first semester of 4th year of your Bachelors, it is still not too late to drop out and safe that last semester $… drop out if you still can.
US citizens will work 90 hours a week for $0 an hour. Don't bother telling people they're getting fucked over. Let the US just burn.
Or don't major in dumb shit.
Whatisright Doesn't matter the major. Unemployment only climbs.
Advice not to go to college is not good. Go to college, but DON'T go into debt to do it. I went to college and am so glad. No way I'd have the job I have now without it, and I really like my job. But if you're going to go to college, and major in something like art history and Italian, do it if that's what you like. But don't do loans. Do it part-time and work. And travel, go to Italy. I had the chance to live in a foreign country as an exchange student. SO WORTH IT. I'd never had that chance if not for college. Just think about what you're doing and avoid debt.
jdstep97 Everyone's always in debt, college just makes is worse.
i went to school for autobody which was 6,000 i worked overtime and lived with my grandparents paid it off while going to school
I have seen couple of my friends follow few rules which has helped them. They went to cheap state universities. College was a part time thing. They were working nursing assistants while pursuing nursing degree part time.
That way they don’t take loans and they build resume. Sure it takes long time to finish degree. They all started at age of 17, and are finishing up their degrees at age of 25-27.
But they have no loans, good amount of experience in resume, so they got good jobs right away.
Of course the key is to major in something you can find a job. I feel like engineering, nursing, etc has that advantage
I’m surprised their parents didn’t explain to them how loans and credit and debt work, my parents taught me that, and how to manage credit, as a result my credit score is currently 718 (according to chase bank), and they could also attend classes at their high schools that explain that, and even goes into insurance types and rates and stuff
This is why its better to go to community college first get an education there expand your mind and dwell into all the faqs about going to a four year and then make a ultimate decision on what is best for you. Most of this people in four year institutions practically didn't even know what they wanted to mayor in such as most of my peers in my community college. It is scary thought to see all this people go through this stuff but I have no apathy for them since all this people made this choices.
If you chose a degree that you will not use in your professional life at an expensive private school, it is YOUR fault. Not your parents, not the taxpayers, it is YOUR fault.
Well said!
The assumption is that they WILL use it in their professional life though. That's what the counselors & college representatives lead them to believe.
This really pisses me off, the whole system in the US is fucked. I study in college right now in Bulgaria's biggest finance university and my fee is exactly 462lv = 268$ - a YEAR.
What shocked me about this video is interest rate that this people have to pay. I can't really blame these guys because when I was 18 years old, all I care was chasing girls and party, the goverment is robbing young people who have no idea on what planet thay are living on when they are 18 and this is absolutely disqusting. Not to mention terrible side effects to the economy, as these people instead of investing and creating their own business, now have to pay debts for 10, 20 years and live paycheck to paycheck.
Makes you wonder what kind of guidance their parents gave them, if any at all.
rendarsmith but remember, when you were their age, did you really LISTEN to your parents?
The world, or at least America, is just waiting to screw over people pretty much the day they turn 18.
Of course 18 year olds know nothing but when they screw up, everyone tells them, "Well it is your fault".
I was admitted into some over priced private school in high school. Even though it would cost $35,000 a year after aid, my dad was so open to it. I knew that it was not going to be worth it so I told him I’d go to community instead and transfer. I am so happy I went to community, no debt for two years, I got to explore varying interests without worrying about the cost and I had time to myself to think about what I really wanted. I just submitted transfer apps today and I feel like I have figured out a way to leave both undergrad and grad debt free. Not having to worry about money, rather worrying about what amazing course of life you will take is something that I feel grateful for everyday.
What ticks me off the most about my student loan debt is that close to half of my debt could have been avoided. I went to a community college and worked two jobs. I researched tuition prices of all PUBLIC universities in my state and chose the cheapest one. I tried to get grants/scholarships. AND i lived at home with my parents up until my senior year. I'm still around 60k in debt. After graduating high school, i was led to believe that because i liked computers i could only major in computer science or computer engineering. I struggled and couldn't keep my GPA up high enough to continue. Before giving up and switching to English i found out about the information systems degree. NO ONE told me this degree existed at my college. It is pretty much the same thing as computer science but with less engineering, less stress, and less expensive books. I had to switch to information systems to avoid flunking out and losing everything. But the computer science classes couldn't transfer over so i was out of even more money switching majors. I graduated with a BS in information systems and was able to still get a good programming job without a computer science/engineering degree. All that time and money i wasted struggling thinking that i had no choice but to try and graduate in computer science COULD HAVE BEEN AVOIDED if i had counselors/advisers who actually gave a crap about my future and supplied me with ALL the necessary information and resources needed to make such a life altering choice.
The average incoming freshman is aged 17/18. A 17/18 more often than not knows absolutely nothing about managing finances, but it is drilled in their heads that college is an absolute MUST in order to survive in the "real world". If anyone is to blame for an 18 year old borrowing 50,60,70k it should be the parents who cosigned with them on those loans. An 18 year old would borrow a million dollars if they could, they don't know any better.
listen, if you're still young and not in college, don't bother, go to work and save money like I did. When things go well, got enough money in the bank and you've already established a profound vision of your future and want to advance, then go to a community college then go from there, don't listen to the general rule of thumb, it has fucked those were first in line and regret it
As a dad who's daughter graduated two years ago THANK YOU SO MUCH MICHAEL! Left out however was the additional financial burden from the Parent Plus Loans. This whole student loan business is a racket designed to make billions for the loan companies. Period.
Ok. This is NYU? I went there and graduated with very little debt. These folks made poor financial decisions. Some likely took the loans for the brand name of the school alone.
First year mechanical engineer! Already $13,000 in debt..
have you graduated yet? :p
There's a growing shortage of tradesmen in the US. Plumbers, electricians, carpenters, diesel mechanics, and even truck drivers can pay quite well with experience and training is a fraction of the cost of college. There's no shame in pursuing any of the aforementioned occupations! Some employers will even pay for the schooling!
True, however nobody wants to work those jobs. Long hours, physically demanding, and the toll it takes on your body after a few years; no thanks. I’d rather pay off my debt in an environment where I’m not risking my body.
Most will do paid on the job training with out schooling at this point.
After high school I found a company that would teach me a trade (welding), then I worked for a year and a half saving money, learning a valuable trade and when I had a area of study nailed down I went part time at my work (still making good money). I then was able to attend school full time and pay for it as I went. Feels great not having debt!
The about section of the video is wrong. In 2012 the total student debt exceeded one TRILLION dollars...not billion.
I was financially illiterate and on my own when I went to college. No parental support. Completely clueless. Ended up with close to $100k in both govt and private loans. They felt like a noose around my neck. Thank God for Dave Ramsey. I'm now down to $35k and should have them paid off in about 7 more months!
Why not go to a school you can afford? To major in something like English or German or screenwriting, what makes an expensive school so much better than the affordable state school down the street?
these kids are screwed!
meanwhile i dropped out of high school & make $25hr
I don’t want to shit on anyone in this video, but the girl who talked about going to community college like doing that would have meant the same as not going to college at all made me really sad. I mean if you had been smart and done that to begin with you would probably have at the very least halved the debt you’re in now and still have your same degree
I have two friends who went to cc, transferred to top 50 state universities and now are doing law school at T-14’s. They are scheduled to make well over $150K after graduating at 25-28 years old. If you have a plan CC will be an amazing stepping stone. However, my friend told me he has to leave the CC off of his resume because employers look down on it. It’s pretty sad that our society does this.
"I thought to myself, I'm sure I don't have that much student loan debt.... I just signed anything that came my way, not really looking at it."
WHAT!? Why have so many of these people not even looked at how much they owe/were loaned. I check how much I'm being billed vs how much is being covered by scholarships at my school out of curiosity-sake if for no other reason. If they already had to go through a bunch of paperwork every semester, it takes .2 seconds to ask what your balance is or just glance at the paper being signed to figure out how much money you're loaned each semester.
So many naive people in this video, The whole logic on Universities/Colleges is fucking ludicrous, especially people who choose to major in pointless subjects that will literally get you nowhere in terms of the job market an in the current financial climate. 3:14 "I don't know any of this terminology" ect. ect. so many sheep who probably only want to go to universities just because it's deemed as "necessary" in order to be successful and probably because their friends are going. I have no pity on any of these people whatsoever, boo hoo you're in debt, no one forced you to sign up to 25+ years of debt slavery.
In the end, it's about doing what you love. I know a guy who doesn't have a college degree, but is making more than $100,000 a year. His co workers have gone to the most prestigious schools but are making less than him. He basically said that it was his passion that led him to becoming successful.
It wasn't me, it's my brother's friend and now he's making even more like close to 200,000 a year and he's doesn't have a college degree. He says that college would have been a waste of time for him so he followed his passion.
+Triston Shanahan Every major is fucking useless and it's intentional. Drs are the dumbests people on the planet and they blow 8 years of schooling. That's why they're money grubbing assholes and only care for money, instead of teaching people proper nutrition. Or if you're going to law school or joining a group of engineers, everything is fucking useless.
+John Herc Your brother is one lucky man. People with artistic skills have no luck unless people want their work. My parents are nurses and it requires a minimal education and you get a retarded high pay per week. I work with nurses every day and they're spoiled when they complain about their job. They're better off than most people.
+Triston S i think if someone decides to major in german, they deserve a hard life
“My grandfather was a war hero, my father is a green beret, and i’m a snow flake”
His family should of told him to do ROTC it be free then
The sense of entitlement of these university graduates kills me! "I went to university for four years so now the world OWES me a living! I can demand a high starting salary, even though I've never done a day of actual work in my life."
" I can demand a high starting salary, even though I've never done a day of actual work in my life.""
Yet, before they were of age for college, this was more-less the picture that was shown to them.
I have no student debt. I tryout college at 19 it wasn't for me. I am 34 years old now. I have a house, no kids , and my car is paid off. I work for a mail service company. I understood the concept of money at a young age and started saving at 16 years old. I think I might start my own financial business company soon. I need to find a way to help these young students out.
when I was applying for college all my parents told me was that they did not have the money to pay for my tuition and that the only way I was going to attend college was to apply for financial aid and Pell grants. A part of me wanted to go away to college, but I'm so happy that I didn't! I am in a public university and $0 dollars in debt. Sometimes we have to stop trying to live this fantasy and realize how tough things can get if we don't take charge of it now.
Ultimately, the lesson is: college is for rich people
My name is XYZ and I majored in nursing...I don't want to major in debt said no one ever
This is a stupid commercial. They're talking about how they're in so much debt and then they say if they could go back in time they wouldn't change what they did.
I'm an English immigrant living the U.S. I have always been a smart kid, attaining mostly A's and a few B's throughout high school. When I came here, I was shocked at how shitty the education system was. I achieved a 4.0 GPA at the local community college with moderate effort, and afterwards I realized how college is just a pay-to-win system rather than an educational one. Student loans here are extortionate and unless you are gifted and talented (actually smarter than me) and earning grants and scholarships, there is no reason for you to go to college in today's economy. If you have any decent sense as a semi-smart kid, you should join the military and become an intelligence analyst, medical corpsman, air traffic controller etc, attain a CDL to become a linesman or truck driver, or go to a trade school and fill the shortage of welders, plumbers and electricians.
"I have a BA in film and television production" 😂
"Ill go into practice to become a butcher"..LMAO😭😂😂💀💀💀