As a baby boomer (65 female) if I choose cash gift my choice. I like giving a gift. Plan wedding, reception, and honeymoon on your budget. Do not expect guests to pay for you.
I took a $25,000 paycut this year & still stayed within a budget. I've also continued paying down my debt, and only have $25k left except for my mortgage! THANK YOU, DAVE!
I totally agree on gifts for adults. Last couple years we did an exchange where all 6 adults were in a hat and you buy for one. This year we just decided not to do adult gifts at all cause everyone is tight on cash. We are still making a meal and getting kids one gift per person. Enjoy the REASON for the Season ✝️
Did they tell the second caller not to take a 50% match because of suboptimal investment options? If Dave isn’t on, I think I’ll watch “The Money Guys” instead. These ladies offer some questionable financial advice.
Agreed. I do not need gift, my kids would love it. So true. Every year my mother in law give us expensive gift. I am grateful, but oh boy I feel like I can find a better deal of some of the gifts. Or at least be frugal a about it.
When not buying gifts for adults and you know they will be at a decent inner I think it is best to discuss it in advance. Like to let them now why and that they don't have to buy you anything as well
We got half of the honey moon trip to Africa paid by our parents here in Finland. Also our 10 000 $ wedding is probably in a top 20% most expensive in Finland. I don't understand the 50 000 $ weddings in US 😮
Thanks for sharing such valuable information! I have a quick question: I have a SafePal wallet with USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). What's the best way to send them to Binance?
1) Don't overlook the match. A 50% bump in basis on day 1 will make up for a ton of yield 2) There's zero chance that any firm has a policy of only bonds. It's probably like a retirement 2050 blend with 8% in bonds. Who cares. You can move it to 100% equities later if youre concerned. 3) Dave throws the baby out with the bathwater on his dislike of bonds. There are many scenarios where they can make sense. Certainly no need to runaway 4) It's very likely that the tax benefits are greater than the minor yield difference
These two are very repetitive. They should listen to and critique their own performance. They say the same thing several times, particularly Rachel, and then parrot what the other has said. Say it once, sY it strongly and straight, and then MOVE ON to other calls!
I’m exhausted listening to Allison 🤦🏾♀️ ma’am sometimes you just gotta say NO. she’s taking care of her entire family and her extended family. Geesh 😢
Btw, in our household we always give our kids budget for gift. Teaches them how to manage money. We gave chores with points, so things they buy I will remind them it's coming up from their points. It works, they realize the more useless things they bought the more they spend their hard earn money. 😂😂
I don’t like these hosts the way they lead. Dave is best. He should host every show. These two ask callers same questions, it’s like aren’t you listening? They’re so distracted.
Other than Dave or John, Jade just takes over every host and call??????? Every time I see she is on, I laugh and think here we go this will be interesting 🤷
@@nowthatsurban technically none of them are qualified to give financial advice. They just understand the Ramsey plan and can parrot the steps. Dave, Jade and George can talk the talk and have walked the walk 🤷♀️
caller 1 -00:40
caller 2 - 04:05
caller 3 - 14:40
caller 4 - 23:00
caller 5 - 43:10
caller 6 - 53:10
caller 6 part 2 - 1:04:50
caller 7 - 1:15:50
Better than Indiserve
@@journeymanxth that is effort
Thank you so much
I totally agree with Jade on the buying of gifts for adults. Adults can buy their own stuff.
Let's just admit we love Dave Ramsey cos he is brutally honest, sarcastic guy. 😂😂 These 2 are too nice.
Yes I love Dave he gets straight to the point no emotions no time for your feeeeeeeelings
I agree, but after listening for 2 weeks daily (found this show then), it's a nice one breath of fresh air after diving back tomorrow 😅
Aye dont be sleeping on Jade she be going off sometimes when the day is right 😂 she have a couple times and she always keep it straight
As a baby boomer (65 female) if I choose cash gift my choice. I like giving a gift. Plan wedding, reception, and honeymoon on your budget. Do not expect guests to pay for you.
I took a $25,000 paycut this year & still stayed within a budget. I've also continued paying down my debt, and only have $25k left except for my mortgage! THANK YOU, DAVE!
“Any guest showing up to celebrate you is the gift” - so very true. It is a very hard no show for me!
I totally agree on gifts for adults. Last couple years we did an exchange where all 6 adults were in a hat and you buy for one. This year we just decided not to do adult gifts at all cause everyone is tight on cash. We are still making a meal and getting kids one gift per person. Enjoy the REASON for the Season ✝️
Julia, we've done this for years. You'll love it and appreciate growing closer to our Lord.
thanks to todays staff in leading the show today!
This is Dave's platform, and he's sharing his platform with others that he can trust with their own opinions. I like you all.
2nd caller is proof this show is screwed once Dave is gone.
What advice would you have given?
💯 It sounds like they told him not to take a 50% match because of suboptimal investment options. Dumb.
@@naggielarr7766 well for one, don't give up free money via match 😂
Did they tell the second caller not to take a 50% match because of suboptimal investment options? If Dave isn’t on, I think I’ll watch “The Money Guys” instead. These ladies offer some questionable financial advice.
I prefer The Money Guys any day over this show, no matter who is hosting.
Agreed. I do not need gift, my kids would love it. So true. Every year my mother in law give us expensive gift. I am grateful, but oh boy I feel like I can find a better deal of some of the gifts. Or at least be frugal a about it.
Did someone turn the heat down on the set? It looks like they're freezing.
When not buying gifts for adults and you know they will be at a decent inner I think it is best to discuss it in advance. Like to let them now why and that they don't have to buy you anything as well
In Japan, they are giving money in an envelope!🤢
At weddings, funerals, etc
We got half of the honey moon trip to Africa paid by our parents here in Finland. Also our 10 000 $ wedding is probably in a top 20% most expensive in Finland. I don't understand the 50 000 $ weddings in US 😮
Thanks for sharing such valuable information! I have a quick question: I have a SafePal wallet with USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). What's the best way to send them to Binance?
Why is Jade wearing a life preserver?
We do the kids in our family tree and the rest of the people we play a gift game 1 per person and that is fun.
They blew the 401k question
What would you have said?
1) Don't overlook the match. A 50% bump in basis on day 1 will make up for a ton of yield
2) There's zero chance that any firm has a policy of only bonds. It's probably like a retirement 2050 blend with 8% in bonds. Who cares. You can move it to 100% equities later if youre concerned.
3) Dave throws the baby out with the bathwater on his dislike of bonds. There are many scenarios where they can make sense. Certainly no need to runaway
4) It's very likely that the tax benefits are greater than the minor yield difference
These two are very repetitive. They should listen to and critique their own performance. They say the same thing several times, particularly Rachel, and then parrot what the other has said. Say it once, sY it strongly and straight, and then MOVE ON to other calls!
Imagine being in "college" and calling s radio show to ask such a question.
Good luck America....
My favorite 2 hosts 🎉
I think they are pretty good
I’m exhausted listening to Allison 🤦🏾♀️ ma’am sometimes you just gotta say NO. she’s taking care of her entire family and her extended family. Geesh 😢
Working like a "mad man" to pay off $15k without rent or a mortgage? 😂😂😂
Btw, in our household we always give our kids budget for gift. Teaches them how to manage money. We gave chores with points, so things they buy I will remind them it's coming up from their points. It works, they realize the more useless things they bought the more they spend their hard earn money. 😂😂
Hahaha love this
I don’t like these hosts the way they lead. Dave is best. He should host every show. These two ask callers same questions, it’s like aren’t you listening? They’re so distracted.
Dave's going to cut back. I just think of all the hours and days that he has spent changing the lives of millions of people.
I think they’re great! They all do a great job
We could always watch a different podcast.
Other than Dave or John, Jade just takes over every host and call??????? Every time I see she is on, I laugh and think here we go this will be interesting 🤷
Yeah, jade is too much, but my thing with her it's her questionable financial advice
She paid off a lot of debt then got this job. She’s not qualified to be telling anyone what to do financially.
@@nowthatsurban technically none of them are qualified to give financial advice. They just understand the Ramsey plan and can parrot the steps. Dave, Jade and George can talk the talk and have walked the walk 🤷♀️
Least preferred group of hosts
😮
Lol...George is the worst and he's not even that bad. Jade could take over the show one day
@@matts1978I'll stop watching if that happens
Love these two. Stop being a hater
@@reyrey992 😀🤣
Oh no, Gaggles and Blinker Fluid are back in the studio.🥹