@@japesh8942 At least it works and dosen't dissapoint. But problem with HDFC is Low Intrest rate and No Zero Balance account ( They should atleast Decrease the Min Balance , I had to open an Account in SBI for that only otherwise I had to allways keep check on Balance so that I don't go below 10k) This Specially sucks in time of Emergency
That's true but it also depends on the branch you're going. Also, I personally like ICICI Bank. It's too good. Even after coming outside, i could use my Indian account without any issues as long as you have that registered number for OTP. It's because they needed to do a new KYC. It's for safety only. I hate the inconvenience but it is beneficial too.
absolutely right it took me 1 hour to figure out how to enable ECOM / Online transactions at ATM couldn't do it at any ATM easily as youtube tutorials didn't match had to keep trying
They asked me to give address proof in India when I shifted city in US😂😂 I said I don't live in India nor own a home in India because I'm living in US for 4 years. Then she said could you atleast produce a electricity bill in India in your name? Yes this is ICICI 😂😂 When I returned to India after 8 months they asked me to update my KYC. I did. Then few weeks later they called me again to do it. I Did it again. Long story short I did it 11 times including 3 tries by the branch manager himself. Still they couldn't update my KYC ( which incidentally remained same and needed no updating) 😂😂 I finally moved my money out and closed the account.
6:05 bro when 5G started in Mumbai and when very few people had access to it, I use to get 500-600mbps easily even if tower is far. If tower is close by it use to cross 1gbps
ICICI is really good because they have international branches so you can transfer from your overseas ICICI account in foreign country to ICICI India account. Even though it was HUGE HUGE HUGE headache for me to open an ICICI account in India. It was annoying as heck even after giving them all the documentation!
I am from a village in jharkhand And I got around avg 700-800 Mbps in side room(around 2 km away from 5g tower) And when I get near to tower speed increase upto 2gbps I am jio sim user
i think you should not change bank, it is going to bank because there are lot of online frauds happening to prevent that they have made for safety measures
SBI Services in my Vasai City is Good. Yes when you take a New Airtel or Jio or BSNL Sim Card it takes 24 Hours for SMS Services to get activated, I think it's for Security reason.
everyone come to their home back after so many years and can't stop praising their culture ,their tradition , their childhood memories , their old friends but idk why he is just trying to find a way criticise the indians and the way we currently live and the way that he lived for apporx 10-15 years
Yes bro u r right I appreciate it...❤ I think we have to accept the reality which is inside our country and First of all their government is working on education, health,wt things which makes developed and we can't comparison a developed country to developing country.... that's india 😢 Its not our fault guyz but we have to face it when any person come to india.......our government Which does not work on education and health and there are so many students who do not get jobs, nor does it spend money on cleanliness.Too much issue and they are only focus on religious things and politics thanku ❤
you can't say our goverment is not working on education and heath our government is doing evernthing but their are these corrupt politicans don't let these things to the common public like in the past month a congress politian caught with 350 cr approx where that money come from its from people like us or the scheme money that government give to these leaders and for the religious part you think what congress goverment hid from us the entire time we should just ignore it? lol brother you saying these words i can assume you from the peacefull community @@YourMakbang
bhai literally SBI is shit. When I went to India this time I had to change my mobile number in Axis and SBI. Axis bank took literally 1 minute to change my number but SBI me abhi tak nhi hua and I am back in the US. harr baar some issues.
Ye toh kuch nahi ha bhaiya... Kabhi 12bje visit krye SBI bank.. Sidhe lunch ke bad aane ko bolenge even sirf documents submit krna ho toh bhi... Aese bank open toh 10 bajae ho jate ha pr.... Employees apna kaam 11bje start krte ha jab tak bank manager na aaj ye... Jesi hi manager aa jayenge... Link fail ka problem turant solve ho jayega... Employees ka itta rude behaviour rhta ha na ki kya hi bole... Aur aesa behaviour almost saara government employees ka hoota ha... .. Bhuat hi hurt 💔 hote ha.. ... Mai toh student hu.. Mai month ma 1 bar visit krta hu.. Bank... .. Mujhe toh aadat ho gya ha .. Ma chotta hu.. Pr maine humesa dekha ha jab bhi bank jata hu... Joo bhuat bujurg rhte ha dada , dadi.. Ko bhi wese hi treat krte ha.. Ye bhaut hi galat baat ha...aur racism , discrimination government employees hi krte ha..... That's very shameful.. 😢
This is a problem specific to your SBI branch. I have dealt with SBI employees in 4 different branches, 1 branch had exceptionally helpful staff, 2 were average in customer service but you get your work done fast and the last one was sub-par but it was a very busy branch and most of the customers were not digitally literate. Before criticizing, realize that SBI branches serve 3x more customers than pvt banks. You'll not get the special treatment like a pvt bank where there will be a dedicated employee assigned for you. But the bank charges are also 3x less compared to pvt. banks.
11:44 bhai agr bank change karnaa hai to yaa to icici bankya hdfc shi rhegaa yahaa bank mai jaane ki zarurat nhi padhti almost saara kaam app se ho jaata hai.
that text message blocked for our security. If somehow clone our simcard they don't have access to reset to our various account from social media to mails or banking accounts. We get 24 hrs to recover it and be safe of losing our other accounts.
I visited India for 3 weeks during Durgapuja and it was nightmare opening an NRI account. I am from a small city and nara khul gaya but account nahi khula 3 weeks me!
I'm in a small city near in Mass, US and getting 1 Gbps mobile internet speed since years now LOL Considering that US is MASSIVE with less population, it's crazy.. And about that video incident, yes that's the Freedom in the US which you don't get elsewhere. Live somewhere else then you'll realise what you've in the US is heaven lmao.
It's because of security issue now a days cyber fraud has increased, No will not understand the problem of a bank employees as my father retired from a Public Sector bank, they always tell me join any job but never join bank.
Bro yono sbi is dead nowadays but I would recommend you to not change your bank because I handle my mothers all online account system and she has account in few banks for some purpose and sbi has best services and like you were talking about nani's atm card it was also because you are using it after a long time they suspect if it's been stolen and all because in India you know bro....
I invested in US Stocks, bank through which transfer happened was SBI and stocks were $100. I went to SBI for kyc and they were suspicious about my us stocks transaction through kuvera.
You can withdraw upto 9999 from any ATM without OTP. I am not favour of these things which SBI do but in a country where saving is most important specially for poor and middle class these types of security is must, but yes for savings SBI is best and for day-to-day payments you can keep account in any private bank and keep upto 50k to 1lakh in private bank and rest in SBI.
Bro used kotak mahindra bank best and trustable services provides and i am live in tarn taran city used last 5 year kotak service this is perfact bank 💯💯💯💯💯💯
This guy is trying to act as if he is born in America with his American girlfriend. You should not be shaming your country where you have spent 20-25 years of your life, the country which gave you a solid foundation. Worried about Katie's purse in India kyuki chori ho jaati hai but how about the crimes there in US. Understand that India is a developing country and things are growing amazingly and becoming better, so appreciate the progress. Stop comparing it from US.
Batao bhala govt help karti hai citizens ko educate karne ke liye , kam dam par education lone dekar ,jisase desh ke bhee TARAKKI ho jaise china ka , Lekin indian men brain drain kar jaate hai ,and got ka invest in EDUCATION bekar ho jata hain.
Harnoor veerji im 18 and I have my account in HDFC bank it is absolutely one of the best banks in India And if you want more interest on your deposits in a saving account you can go for AU bank , its service is not so grate but the interest rates are considerably better than the others
forget about suggestions on changing the bank in India from us now. the biggest mistake you have done is STILL keeping your account with SBI even if you live in USA and knowing that SBI is the shittest bank possible in the entire world. All the private sector banks are good but any government sector bank are nothing but a PAIN IN THE A$$. I think rather than waiting on our suggestion, just throw all those form and your ATM on the face of the SBI staff as I have done it in my last trip to India and shamelessly they were smiling while I did it. That was my last trip to India and hopefully stays last.
The country has sabotaged itself with OTP obsession. The whole user experience of going digital is pathetic as doing anything online is attached to cell phone numbers. If that is stolen or has issues, then good luck trying to get access to basic things which are convenient for people elsewhere in other countries. The people in Indian IT don't understand the purpose of going digital, it's obvious they too smart and lack common sense.
No Hacker can hack SBI because customer himself can't login 😂
😂😂😂
Exactly best bank in the world even bank managers can't login
Nope Hacker is Waiting for server to comr online cause : Wo bhi Lunch Break pe hai ( Pata nahi ye SBI wale Kya khaate hai itni der lagti hai)
Ye badhia tha guru😂😂
server down
According to my experience, HDFC is best choice as their customer service and rating are very good😊
yes chaddiefsee is best
But their banking app sucks
explain@@japesh8942
@@japesh8942 At least it works and dosen't dissapoint. But problem with HDFC is Low Intrest rate and No Zero Balance account ( They should atleast Decrease the Min Balance , I had to open an Account in SBI for that only otherwise I had to allways keep check on Balance so that I don't go below 10k) This Specially sucks in time of Emergency
As a former banker I will say go for ICICI. HDFC is chaotic from the inside. ICICI is way ahead on their customer experience initiatives.
She should get an award sticking with you. After all these years.
That's true but it also depends on the branch you're going. Also, I personally like ICICI Bank. It's too good. Even after coming outside, i could use my Indian account without any issues as long as you have that registered number for OTP. It's because they needed to do a new KYC. It's for safety only. I hate the inconvenience but it is beneficial too.
HDFC is best!!
There should be a diploma degree course to use SBI bank and its services.
😂
absolutely right it took me 1 hour to figure out how to enable ECOM / Online transactions at ATM couldn't do it at any ATM easily as youtube tutorials didn't match had to keep trying
I think you should shift to ICICI they have dedicated NRI services and they have branches in USA also.
They asked me to give address proof in India when I shifted city in US😂😂
I said I don't live in India nor own a home in India because I'm living in US for 4 years.
Then she said could you atleast produce a electricity bill in India in your name?
Yes this is ICICI 😂😂
When I returned to India after 8 months they asked me to update my KYC. I did. Then few weeks later they called me again to do it. I Did it again.
Long story short I did it 11 times including 3 tries by the branch manager himself.
Still they couldn't update my KYC ( which incidentally remained same and needed no updating) 😂😂
I finally moved my money out and closed the account.
This is the problem of all the government banks in India.
I also faced a similar problem.
You can switch to private banks such as Kotak or HDFC
6:05 bro when 5G started in Mumbai and when very few people had access to it, I use to get 500-600mbps easily even if tower is far. If tower is close by it use to cross 1gbps
ICICI is really good because they have international branches so you can transfer from your overseas ICICI account in foreign country to ICICI India account. Even though it was HUGE HUGE HUGE headache for me to open an ICICI account in India. It was annoying as heck even after giving them all the documentation!
SBI=HEADACHE 😂😂😂😂
I am from a village in jharkhand
And I got around avg 700-800 Mbps in side room(around 2 km away from 5g tower)
And when I get near to tower speed increase upto 2gbps
I am jio sim user
O Bhai, bas kar, nahi lapet sakta
Tum India se hi Gaye ho bhai. Aur ab tumhaare kaan bleed karne Lage Hain horn ki awaaz se. Amazing dude.
Abbey insaan hai. Jaanwaron me rehne ki adaat chali gai.
6:02 In my village, jio 5g gives speeds around 800 mbps.
HDFC and Axis Bank are the best from a customer point of view but ICICI Bank has branches in US also.
That 24 hrs text limit is for scam prevention
I think you should shift to ICICI,HDFC AND Bank of baroda they have dedicated NRI services and they have branches in USA also.
i think you should not change bank, it is going to bank because there are lot of online frauds happening to prevent that they have made for safety measures
SBI Services in my Vasai City is Good. Yes when you take a New Airtel or Jio or BSNL Sim Card it takes 24 Hours for SMS Services to get activated, I think it's for Security reason.
everyone come to their home back after so many years and can't stop praising their culture ,their tradition , their childhood memories , their old friends but idk why he is just trying to find a way criticise the indians and the way we currently live and the way that he lived for apporx 10-15 years
i am saying this only that what do you give to your country? leave the country
Yes bro u r right I appreciate it...❤ I think we have to accept the reality which is inside our country and First of all their government is working on education, health,wt things which makes developed and we can't comparison a developed country to developing country.... that's india 😢
Its not our fault guyz but we have to face it when any person come to india.......our government Which does not work on education and health and there are so many students who do not get jobs, nor does it spend money on cleanliness.Too much issue and they are only focus on religious things and politics thanku ❤
you can't say our goverment is not working on education and heath our government is doing evernthing but their are these corrupt politicans don't let these things to the common public like in the past month a congress politian caught with 350 cr approx where that money come from its from people like us or the scheme money that government give to these leaders and for the religious part you think what congress goverment hid from us the entire time we should just ignore it? lol brother you saying these words i can assume you from the peacefull community @@YourMakbang
He's speaking the reality. Not everyone likes the shit Indian culture.
@@karan37prajapatPeople are leaving the country in record numbers every year 🤣🤣
bhai literally SBI is shit. When I went to India this time I had to change my mobile number in Axis and SBI. Axis bank took literally 1 minute to change my number but SBI me abhi tak nhi hua and I am back in the US. harr baar some issues.
"Kotak Mahindra Bank" would be a better option ( totally online support) no need to visit nearest branch and all, love using kotak!
I also haven't used my SBI card for the past six months, but now I have to check mine after seeing this whether it's working or not.
Ye toh kuch nahi ha bhaiya... Kabhi 12bje visit krye SBI bank.. Sidhe lunch ke bad aane ko bolenge even sirf documents submit krna ho toh bhi... Aese bank open toh 10 bajae ho jate ha pr.... Employees apna kaam 11bje start krte ha jab tak bank manager na aaj ye... Jesi hi manager aa jayenge... Link fail ka problem turant solve ho jayega... Employees ka itta rude behaviour rhta ha na ki kya hi bole... Aur aesa behaviour almost saara government employees ka hoota ha... .. Bhuat hi hurt 💔 hote ha.. ... Mai toh student hu.. Mai month ma 1 bar visit krta hu.. Bank... .. Mujhe toh aadat ho gya ha .. Ma chotta hu.. Pr maine humesa dekha ha jab bhi bank jata hu... Joo bhuat bujurg rhte ha dada , dadi.. Ko bhi wese hi treat krte ha.. Ye bhaut hi galat baat ha...aur racism , discrimination government employees hi krte ha..... That's very shameful.. 😢
This is a problem specific to your SBI branch. I have dealt with SBI employees in 4 different branches, 1 branch had exceptionally helpful staff, 2 were average in customer service but you get your work done fast and the last one was sub-par but it was a very busy branch and most of the customers were not digitally literate. Before criticizing, realize that SBI branches serve 3x more customers than pvt banks. You'll not get the special treatment like a pvt bank where there will be a dedicated employee assigned for you. But the bank charges are also 3x less compared to pvt. banks.
I live in a tier 2 city too, and that too at the end of the city, I get 600mbps, it's just your location and nothing to do with tier of city
Really dude, you are a really hyper guy.
I personally use ICICI and HSBC NRO/NRE accounts and found them very reliable
You can opt from private to public banks which has branches in USA 😀
Struggling through the same thing. Feels like it is more difficult specially for NRIs and they try to make it as hard as possible to do anything.
11:44 bhai agr bank change karnaa hai to yaa to icici bankya hdfc shi rhegaa
yahaa bank mai jaane ki zarurat nhi padhti almost saara kaam app se ho jaata hai.
that text message blocked for our security. If somehow clone our simcard they don't have access to reset to our various account from social media to mails or banking accounts. We get 24 hrs to recover it and be safe of losing our other accounts.
Katie is such a beautiful person, surely she's a keeper Harnoor....all the best to you for your future ❤️🫶
I visited India for 3 weeks during Durgapuja and it was nightmare opening an NRI account. I am from a small city and nara khul gaya but account nahi khula 3 weeks me!
I'm in a small city near in Mass, US and getting 1 Gbps mobile internet speed since years now LOL Considering that US is MASSIVE with less population, it's crazy.. And about that video incident, yes that's the Freedom in the US which you don't get elsewhere. Live somewhere else then you'll realise what you've in the US is heaven lmao.
People are getting fast internet even in backward villages of India and that too very very cheaply
You can call svi representative at your home also .
Yes Bank krli badia... Vo log Ghar aaajate hai sabb kaam badia ho jata hai
It's because of security issue now a days cyber fraud has increased, No will not understand the problem of a bank employees as my father retired from a Public Sector bank, they always tell me join any job but never join bank.
ICICI bank use karo. Didn't know ATM withdrawal requires OTP now at SBI.
Bro yono sbi is dead nowadays but I would recommend you to not change your bank because I handle my mothers all online account system and she has account in few banks for some purpose and sbi has best services and like you were talking about nani's atm card it was also because you are using it after a long time they suspect if it's been stolen and all because in India you know bro....
@harnor bhai one suggest from your side eSIM lena chahiye ya nhi ?
ICICI is the only indian bank I have used and loved after trying more than 5 banks.
Bro In uttar pradesh if I use 5g in my hometown jio 5g i get around 600-700 Mbps
Being NRI i recommend HDFC bank or indusind bank… indusind bank offer Virtual banking all banking services are on Video Call with Dedicated Managers
Is it Possible to register a company in Silicon Valley ( California) from India without having our own Offices.? So that I can sell in America.
😂😂😂 You are lucky that they did not say "LUNCH KE BAAD"
Not just FBI every bank have same problem either Baroda or Kotak. Hence I open online account through Jupiter.
I invested in US Stocks, bank through which transfer happened was SBI and stocks were $100. I went to SBI for kyc and they were suspicious about my us stocks transaction through kuvera.
Bro if you are going to change your Bank please make a video on what's the best bank to start with if you have just turned 18
Can we use NRE checkbook to withdraw cash from any branch in India or you have to visit the branch where account is opened?
HDFC online banking is way more advanced and user friendly!!
Banking in India is very difficult. They need to change the system
Depends on which bank you have....Private Banks are very efficient in this matter.
@@arpanabinaswar1811 private banking is for rich people.
You can withdraw upto 9999 from any ATM without OTP. I am not favour of these things which SBI do but in a country where saving is most important specially for poor and middle class these types of security is must, but yes for savings SBI is best and for day-to-day payments you can keep account in any private bank and keep upto 50k to 1lakh in private bank and rest in SBI.
Why yu making bad impression . Bro i live in Amritsar from 20 years No one snached anything from me
HDFC mein account le lo , sab se achha hai bhai. sab online hota hai, 3 saal se Customer hoon ek din bhi bank nahi gaya, sab online kiya.
I live in a small city and I get like 1GBPS speed
Bro used kotak mahindra bank best and trustable services provides and i am live in tarn taran city used last 5 year kotak service this is perfact bank 💯💯💯💯💯💯
Go for HDFC, or Neo banks like Fi money or Jupiter.
Kate is wearing a kara. Is she embracing Sikhi ? Very cool either way.
This guy is trying to act as if he is born in America with his American girlfriend. You should not be shaming your country where you have spent 20-25 years of your life, the country which gave you a solid foundation. Worried about Katie's purse in India kyuki chori ho jaati hai but how about the crimes there in US. Understand that India is a developing country and things are growing amazingly and becoming better, so appreciate the progress. Stop comparing it from US.
This is for security,, not change your account,, I know they call you again and again but once done then done
It's to avoid fraudulent transaction.
😒
I wish there was an option to accept the risks and transfer anyway immediately
Batao bhala govt help karti hai citizens ko educate karne ke liye , kam dam par education lone dekar ,jisase desh ke bhee TARAKKI ho jaise china ka ,
Lekin indian men brain drain kar jaate hai ,and got ka invest in EDUCATION bekar ho jata hain.
HDFC has very good services, for just a form or anything they come to your house if it's senior citizen or any other investment purposes.
HDFC or ICIC are better options i believe
Brother gaurav thakur used ur vlog in his video. I am so glad after seeing it🎉
Harnoor paaji Punjabi sun ke bohot vdia lgga😄
Harnoor veerji im 18 and I have my account in HDFC bank it is absolutely one of the best banks in India
And if you want more interest on your deposits in a saving account you can go for AU bank , its service is not so grate but the interest rates are considerably better than the others
lol Jio gives atleast 300mbps speed even inside home for 5g
bro when did you become NRI
It’s 1.8 gbps in Mumbai Colaba area highest I have ever experienced
I’m Indian American brother Jai hind
My mamu is in USA only and he is a principal software engineer and an Iitan
Yes harnor u r right SBI is annoying
I think You have to change to HDFC
SBI is the worst bank.. better go for AXIS OR HDFC they have huge offers on sales and good customer services
2-3 us dollars de deta usko. Content delete nHi karna padta
I don’t it’s about tier 2 city. sbi me banking kroge toh yahi hoga.
forget about suggestions on changing the bank in India from us now. the biggest mistake you have done is STILL keeping your account with SBI even if you live in USA and knowing that SBI is the shittest bank possible in the entire world.
All the private sector banks are good but any government sector bank are nothing but a PAIN IN THE A$$.
I think rather than waiting on our suggestion, just throw all those form and your ATM on the face of the SBI staff as I have done it in my last trip to India and shamelessly they were smiling while I did it. That was my last trip to India and hopefully stays last.
Harnoor Bhaiya you should switch to HDFC bank, the service is better than SBI
HDFC is the best in this regard best NRI service and all you can do almost everything on your phone its branchless banking
SBI- Kyu hila dala na 😂😂😂
I live in tier 10 village in Maharashtra jio is giving 500 mbps unlimited 😂
Mine 700mbps
Who Kunal Chugh also very best youtube channel ❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤
The country has sabotaged itself with OTP obsession. The whole user experience of going digital is pathetic as doing anything online is attached to cell phone numbers. If that is stolen or has issues, then good luck trying to get access to basic things which are convenient for people elsewhere in other countries. The people in Indian IT don't understand the purpose of going digital, it's obvious they too smart and lack common sense.
My family was excited to visit Amritsar but after their trip, they concluded its a really filthy, dirty place.
Sbi : lunch k baad Aana 😂
Why katie’s reaction was like that when harnoor said ‘katie looks so fresh’ ?
Hlo harnoor veer ji ma GNDU Amritsar ma hun cse kr raha hun .... Kya ma apko mil skta hun .... 🙏🙏
be with SBI,pnb or bank of baroda ....be with any public sector bank
Your grandmother similar to my grandmother main difference between your grandmother and my grandmother is that your grandmother is alive my not 😢😭🥺😔
Don't be sad bro
@@Karan_Singh14 Bhai sad 😢😭 hona ki hi baat hai
Below 10000 sbi doesn't ask for otp try to get next time 9500 it will work
maybe you should have account in other Banks like HDFC or AXIS
Hariiii!!! I m from Nigeria...closed my SBI acc looong back...pathetic Service..join HDFC...ENJOYING THEIR seamless banking!!!
Belated happy birthday Nani ji May you shower happiness always 🎉🎊 and you should change your bank
In Pune Jio gives 1 gbps
Khaoge yahan ka Gaoge wahan ka toh hoga hi naa bad experience 😂
Yeah SBI loves it's customers...
Naniji be like: Ladki to ladka jaisa dikhta hai😅
Naniji is not happy
Go for HDFC or DBS
Bhaji indusind bank krwa lo oho wdia aa mai b ohi use krda aa manager nu fon kr k mai kamm krwa lena aa jdo koi lod hove
Switch to HDFC / Kotak / Axis or ICICI Bank they all are best