The Worst Credit Cards I've Ever Reviewed...For Now

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  • Опубликовано: 3 июл 2024
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    The worst credit cards I've ever reviewed on the channel.
    Timeline
    0:00 Start Here
    0:38 What makes a "bad" credit card?
    1:16 Luxury Titanium Card
    3:12 Luxury Black Card
    5:40 Luxury Gold Card
    6:50 Any redeeming qualities?
    10:21 Marketing
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    The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available
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Комментарии • 109

  • @AskSebby
    @AskSebby  2 месяца назад +4

    💳 Sebby's Card Picks: www.asksebby.com/credit-cards
    Newsletter: www.asksebby.com/newsletter

  • @MannyCovington
    @MannyCovington 2 месяца назад +116

    That MKBHD title inspiration!

    • @AskSebby
      @AskSebby  2 месяца назад +18

      😉

    • @AnthonyVenture
      @AnthonyVenture 2 месяца назад +1

      I caught that tooo haha, nice Manny!!
      Let’s go Sebby, that’s genius haha.

  • @littlelolex11
    @littlelolex11 2 месяца назад +22

    Saw someone with the Luxury Black Card at the Priority Pass lounge at MSY. He overheard me talking about cards to my friends and he showed me his card and raves about how it gets him into lounges. I told him about the venture x and he may have been humbled lol

    • @TheZombaslaya
      @TheZombaslaya 2 месяца назад +1

      Saw a guy with it in a facebook group, had to ask him about it and he said he was just curious to see if he’d get approved, and wants to cancel it

  • @Jezzrichjames
    @Jezzrichjames 2 месяца назад +8

    One of my coworkers actually has the black luxury card and he really enjoyed showing off the card, specifically how rare it is, how heavy it is, and how he supposedly could redeem it at a higher rate compared to competitors, but eventually I explained to him How the points multipliers and the other aspects of the card were actually quite terrible. Eventually, he got rid of the card for an American Express platinum

  • @08710909
    @08710909 2 месяца назад +9

    Close to hitting 300k subs Sebby! Congrats 🎉

  • @mufavato99
    @mufavato99 2 месяца назад +3

    Excellent review. 🏀

  • @LoopyChew
    @LoopyChew 2 месяца назад +3

    🏀Everything about this video is gold, from the title shout-out to your breakdown on what they're selling vs. what you're buying. Love it all. I think I'm fine with my current setup.

  • @rakowskidp
    @rakowskidp 2 месяца назад +3

    🏀
    Love the subtle shoutout to one of my favorite tech RUclipsrs 😂

  • @holdenSFZ
    @holdenSFZ 2 месяца назад +3

    Hell yeah, liked, commented & subscribed x2

  • @YumDex
    @YumDex 2 месяца назад +11

    People with credit one credit cards are finally not the laughing stock

  • @BrandonALam
    @BrandonALam 2 месяца назад +1

    As someone who serviced the luxury cards before working for Barclays. They do indeed are horrible cards. 😂

  • @papertowel2458
    @papertowel2458 2 месяца назад +15

    The best credit card reviewer: Daddy Sebby
    The worst credit card reviewer: Everyone else

  • @samueladler8233
    @samueladler8233 2 месяца назад +3

    1:45 had me laughing so hard I almost choked

  • @ajksancarlos
    @ajksancarlos 2 месяца назад +5

    Sebby just Dunked on them with a smile on his face...I trust Sebby deep dives any day!! 🏀

  • @docsays
    @docsays 2 месяца назад

    Sebby you forgot to mention what are the welcome offers for 1st year value??? 😁

  • @Winston0Boogie
    @Winston0Boogie 2 месяца назад +1

    Credit one is the epitome of hot garbage. Lord....

  • @SamuelDantowitz
    @SamuelDantowitz 2 месяца назад +15

    Now introducing the Humane AI credit card! 😂

  • @jonathanh5134
    @jonathanh5134 2 месяца назад +1

    Hi Sebby! do you think the Hilton Honors Surpass the best credit card to sign up for if I plan to spend 28k at a Hilton hotel venue? 155k sign up plus 12x points for Hilton charges. Could potentially be 491k points total plus free 5th night and another free night for 15k spend.
    This could be 5-6 nights in bora bora, Maldives, etc. At least 5-6k in hotel nights.
    What do you think? Just worried Hilton points aren’t as valuable. Would be my first Amex

  • @santosgonzalez4228
    @santosgonzalez4228 2 месяца назад +2

    Almost 🎉 300k ,you can do it…

  • @Spydah3kgt
    @Spydah3kgt 2 месяца назад +1

    🏀 No dishonorable mention for the Founders Card...? 😜

  • @roxcyn
    @roxcyn 2 месяца назад +1

    I don't really do AF cards and these seem really excessive as you said. 🏀

  • @thejokerspeaks
    @thejokerspeaks 2 месяца назад

    🏀🏀🏀Here's to a Luxury Card Trifecta!

  • @GMONEY159753
    @GMONEY159753 2 месяца назад +2

    🏀 I'll be the one who says it.... The luxury cards are marketed for materialistic people who just want to look good in front of other people. The luxury cards are still around because they work with their target audience.

    • @ryanshannon6963
      @ryanshannon6963 2 месяца назад

      They don't even look good. The Titanium and black both look like Monopoly cards; like they're not even real cards. Just something akin to "my first credit card!" Like a secured credit card with $100 deposited limit for Junior when he turns 16.

  • @FirstLast-bn6nl
    @FirstLast-bn6nl 2 месяца назад

    🏀Sebby: I used your advice to get the full Chase suite in the last 14 months (Flex, Sapphire Preferred, Unlimited, Amazon Prime, Ink Cash). To address the 5/24 rule, I am now past the anniversary of the Flex. Do I need to cancel it so I can apply for a new one (and new promotion) in 13 months or could I be approved for a new one while still holding one?

  • @iTzDritte
    @iTzDritte 2 месяца назад

    🏀 Ritz-Carlton card came up at 1:10

  • @Dillingham-
    @Dillingham- 2 месяца назад

    Sebby the MKB of credit cards 🏀

  • @Jezzrichjames
    @Jezzrichjames 2 месяца назад

    If I were to redesign the card, I would probably focus it towards people in their late 20s or early 30s, with credits towards online gaming purchases, fitness purchases, and may be certain restaurants

  • @utuberwatchin
    @utuberwatchin 2 месяца назад

    Great as always! 🏀

  • @skirchmar
    @skirchmar 2 месяца назад

    Can I get a referral for the Venture X?

  • @Thecreditcardconnection
    @Thecreditcardconnection 2 месяца назад

    Sebby, thank you for putting these cards on Blast! They are just terrible! Like some others have commented , some will get it for a status symbol, except it’s the wrong type of status!

  • @billlyl3725
    @billlyl3725 2 месяца назад

    1300 videos???😮 omg, no wonder you talk so fast😅 keep it up, thanks!

  • @yurig2530
    @yurig2530 2 месяца назад

    If you replace your gold luxury card every day, you may return your AF this way.

  • @willw301
    @willw301 2 месяца назад

    I have the black card and it sucks.

  • @mkelly9050
    @mkelly9050 2 месяца назад

    I really like the luxury magazines though…☹️ Never show the card to anyone but they waive my annual fee! 😁

  • @justinlarsen2281
    @justinlarsen2281 2 месяца назад

    🏀 Great video man!

  • @MetroJet2000
    @MetroJet2000 2 месяца назад

    🏀the “Luxury Cards” are nothing more than a meme. At the end of the day, this game is about racking up points, and you can do so much better with anything else. On a side note, I die a little inside when I see someone pull one of those out.

  • @Tc7961
    @Tc7961 2 месяца назад +2

    🏀 you could meet Jontay Porter! He’s got a lot of time on his hands now!

  • @ChaseYokoyama
    @ChaseYokoyama 2 месяца назад

    You mean this isn't the cool "black card" everyone raves about?! 😭

  • @jules9645
    @jules9645 2 месяца назад

    🏀 these cards are absurd

  • @jeremycain2491
    @jeremycain2491 2 месяца назад

    🏀 These cards don't make financial sense for consumers but only for Barclays. You can't break even financially with any of them. Any other premium credit card is a much better offer. What needs to change is their approach to the card: provide more value to allow consumer break even and add a feature to give it a unique identity. The only identity this card has is a waste of money.

  • @EdwinTX
    @EdwinTX 2 месяца назад +2

    🏀 - Asking again cause it’s valid.
    Question, can you make a video for a travel card strategy for someone without a business? Let’s say middle to lower class. All RUclipsr talk about businesses & first class but it’d be nice to see something different.

    • @AskSebby
      @AskSebby  2 месяца назад +1

      Covered here
      ruclips.net/video/LNkVyM5TltQ/видео.html

  • @MrWonderfuls
    @MrWonderfuls 2 месяца назад

    Hey Sebby, huge fan of the channel and the content. I want to ask for ur opinion, I have Chase Sapphire Preferred and got the bonus already and recently I got an elevated offer for 90k points for the AMEX Gold. Should I cop up the Amex Gold?

    • @AskSebby
      @AskSebby  2 месяца назад

      90k is a good offer, but would maximize 5/24 first. YMMV based on travel plans.

  • @Numba1hunna83
    @Numba1hunna83 2 месяца назад

    I manage a gentleman's club, and I always laugh to myself when I guy pulls one of these out in a way that's supposed to impress the entertainers. These girls are used to seeing centurion cards and are not impressed. Lmao

  • @wunderwriter1
    @wunderwriter1 2 месяца назад

    🏀looking for the best option for medical coverage while traveling so we can potentially stop purchasing expensive separate trace insurance

    • @docsays
      @docsays 2 месяца назад

      CSR

    • @wunderwriter1
      @wunderwriter1 2 месяца назад

      @@docsays Up to $100K for emergency evac, otherwise it caps out at $2500. And that’s reimbursement, not direct coverage. Think we’ll have to stick with the Costco travel insurance for now.

  • @SledgeIncTeam
    @SledgeIncTeam 2 месяца назад +7

    As the CEO of Luxury Card. I appreciate your support and would like to send you an invite to apply for the Luxury Card Gold Card.

    • @AskSebby
      @AskSebby  2 месяца назад +1

      😂

    • @shawn.credit
      @shawn.credit 2 месяца назад +1

      Sry bro I have the BIG DADDY Amex Platinum already. 🤣🤣🤣🤣✊

  • @mao-hsinshen9384
    @mao-hsinshen9384 2 месяца назад

    🏀
    Sorry for your Warriors.

  • @mrrcman07
    @mrrcman07 2 месяца назад

    🏀

  • @IanMaschal
    @IanMaschal 2 месяца назад +1

    Thanks for the content 🏀

    • @AskSebby
      @AskSebby  2 месяца назад +1

      Thanks for watching! :)

  • @Bxdarealest
    @Bxdarealest 2 месяца назад

    The brand is called luxury? Haha sounds like a scam for people who want luxury

  • @d.p1304
    @d.p1304 2 месяца назад +1

    Can you make a video without mentioning (Name Dropping) Maldives? It is not that special.

  • @mcr754
    @mcr754 2 месяца назад

    soooo....thanks again for your greatness!! go celts!! on a more somber note..... i have the black card described in this video.....its one of my oldest cards....idk why i ever got it.......would you recommend downgrading to the titanium card, just to decrease annual fee, but keep the history for my credit profile?

  • @jackhake
    @jackhake 2 месяца назад +3

    You should get the card and try out the concierge then make a video. That's a business expense, right :)

    • @AskSebby
      @AskSebby  2 месяца назад +1

      Nah, not worth the 5/24 slot.

    • @ryanshannon6963
      @ryanshannon6963 2 месяца назад

      You deduct the business expense from your income for a tax deduction, *not a tax credit*. I think with as much knowledge as most likely most of the viewership here has about credit cards, willingly applying for this card is like consciously trying to touch the hot end of a curling iron with your barehand.

  • @ezioaltairac
    @ezioaltairac 2 месяца назад +7

    Instantly knew the luxury cards would be the top choices.

    • @AskSebby
      @AskSebby  2 месяца назад

      😉

    • @shawn.credit
      @shawn.credit 2 месяца назад

      They have no value which we all know, they bank on the under informed customer base.

    • @ryanshannon6963
      @ryanshannon6963 2 месяца назад +1

      I was thinking, "did he *really review* the LCs? *. Was not disappointed.
      Killing the aspirations of the social media flexors of the aspirational CC gamers.

  • @greentechgiraffe
    @greentechgiraffe 2 месяца назад +1

    🏀 I cant believe ive never heard of these cards! So happy i dont have it in my wallet! Yeah Capital One Venture X really does provide a great level of benefits for a relatively modest AF.
    Yeah Rui H would be a cool meet.. or maybe just courtside seats to a playoff game but id rather watch the knicks!

    • @AskSebby
      @AskSebby  2 месяца назад +1

      Still crazy to me how well the Knicks did this season. Or maybe i expected more from the Bucks after they added Dame.

    • @greentechgiraffe
      @greentechgiraffe 2 месяца назад +1

      @@AskSebby The bucks better make it through the first round to avoid a massive change next year! Actually all the first round matchups are looking competitive! Go knicks!

  • @atelierxl
    @atelierxl 2 месяца назад

    🎉

  • @tomastaz
    @tomastaz 2 месяца назад +1

    Marques??

  • @JazzyMarineVet
    @JazzyMarineVet 2 месяца назад +2

    Don't you dare equate a beautiful magnificent 🐘🐘 with those fugazi cards 💳💩💩🚫

  • @Lifeissorich.
    @Lifeissorich. 2 месяца назад

    🏀 I got the Sixers and Hawks winning tonight lol

    • @AskSebby
      @AskSebby  2 месяца назад +1

      Heat and Bulls
      Playoff Jimmy 👀
      Hawks are on 6 game losing streak; feel like they're demoralized

  • @shishigumi
    @shishigumi 2 месяца назад +1

    300k club let’s make it happen! 🏀

  • @zyzzuschrist3410
    @zyzzuschrist3410 2 месяца назад

    🏀 W Sebby

  • @IonasalSdorica
    @IonasalSdorica 2 месяца назад

    🏀 If they have to advertise based on the card's weight, you know they really don't have anything worthwhile to advertise... good signal to stay away if you ask me :)

  • @RonaldMatters
    @RonaldMatters 2 месяца назад

    🏀 300k LOADING! What you doing to celebrate?

  • @kazi1
    @kazi1 2 месяца назад +1

    Lets get to 300k subs!

  • @kazi1
    @kazi1 2 месяца назад +1

    Hi

  • @LovelyTrueRed
    @LovelyTrueRed 2 месяца назад

    🏀

  • @TruckerDae
    @TruckerDae 2 месяца назад

    People with the “luxury cards” have them for status symbols… except it’s the wrong status🤣🤣

  • @skirchmar
    @skirchmar 2 месяца назад

    🏀

  • @HungTangOfficial
    @HungTangOfficial 2 месяца назад

    🏀

  • @carl9198
    @carl9198 2 месяца назад

    🏀

  • @tc7331
    @tc7331 2 месяца назад

    🏀

  • @boblong1123
    @boblong1123 2 месяца назад

    🏀

  • @BigSmokeRue
    @BigSmokeRue 2 месяца назад

    🏀👍

  • @mikeandrachelallen7685
    @mikeandrachelallen7685 2 месяца назад

    🏀💙🏀👌

  • @normalguy3373
    @normalguy3373 2 месяца назад

    🏀

  • @RAZZAQ.A
    @RAZZAQ.A 2 месяца назад

    🏀

  • @mikeandrachelallen7685
    @mikeandrachelallen7685 2 месяца назад

    🏀

  • @swimonster9432
    @swimonster9432 2 месяца назад

    🏀

  • @RedWineVinegar
    @RedWineVinegar 2 месяца назад

    🏀