Whenever I remove buying as a cushion, the discomfort of the world feels a bit sharper. The inconsistencies/ my mood shifts definitely reveal how much of a coping mechanism it is for me. Sitting with those feelings is so hard, and I appreciate you being honest about it. Wherever your career takes you, I hope you’ll still share a bit! :)
Really appreciate the update Immy. I’m finding the whole low buy project very interesting too. Realising what I really need as opposed to what I want. Enjoying the process so far.
Shopping therapy whether at regular shops, online or in thrift shops is a direct way to put yourself in financial jeopardy - a lesson learnt the hard way. Glad you’re able to sit with those feelings and see them clearly. Maybe visiting with friends or volunteering might help you find less destructive use of your spare time.
This perfectly puts into words how I feel about shopping and not shopping! It numbs the discomfort. I’m not a big shopper, but my impulse purcahses tend to happen when I’m feeling anxious.
I like to have a running total of money I didn’t spend. If I’m getting groceries or at a store and I look at something and decide not to purchase it, I put it in my notes app. At the end of the month I look at it and see what I did not buy and it really helps with the mentality of saving and how it isn’t just about what you’ve spent but also what you haven’t. Thanks for the Excel refresher course🥰🥰🥰
Please please please do some more videos on knitting! I would love to see all the projects you’ve completed and are working on. I’ve also recently started knitting and it’s been so fun watching your progress, could you do a video about how you started, what tools you find invaluable, what’s been your biggest lessons etc. I absolutely love all your content by the way
You have such a soothing and calm voice, and your demeanor is truly refreshing. I hope this doesn’t come across as weird-it’s absolutely meant as a compliment. In a world where so many people rely on loudness or over-the-top antics to stand out, your authenticity and grace are so admirable. I have so much respect for that!❤
I love that you've inspired people to use Libby. I'd also recommend for people to actually check out what other resources their local library might have. Mine partners with a tool library which allows you to check out actual craft or home project tools for free. Also we have a whole corner of the library devoted to a MakerSpace which has open-lab time for people to come in and work on whatever project with the libraries craft tools(sewing machine, yarn winder, cricket machine etc.) That way you can try your hand at so many different craft hobbies, meet people and not spend any money.
This is such a good idea; I think I have kind of slipped into a low-buy season because I hate the amount of clutter I have, especially all the food and spices I have accumulated over the last year. I was really inspired by your last video to make pantry meals like dahl and curry. I will definitely try and journal about my overspending. Also, I would love to hear more about your thought around your career path and being a creator.
Would also love to hear more about career choices and how to go about deciding these things. I am currently searching for the right career path as well.
I cannot tell you have appreciative I am for the end of this video. I have been trying to find a tracking system like this forever but don't personally have the skills to make one without instruction. Thank you so much!
Me too! I don't really like working with excel or google sheets, but your guide is really clear and your voice is so calming that I feel encouraged to give it a go 😊 Thanks, Immy!
I used to watch you in the height of my (and your) zero waste era, and now just rediscovered you while I am trying to do a low spend year too! Just got a new apartment I need to furnish, which is expensive, but I’m trying to be very intentional with it and my newest hobby is going Facebook marketplace instead of social media trying to find second hand gems! Also just got a job offer today, so that helps :)
have missed ur presence so much on youtube so it's good to see you back in the space regularly again!! excited to see the rest of the low buy journey and anything u have to share!
Out of leftfield channel recommendation - (it may not be your thing) - Maximus Ironthumper is an off grid blacksmith living in Bristol doing all sorts of varied things like installing Solar, Rebuilding an old Land Rover from the chassis up, growing wheat to make his own bread, Making tents to 1950s plans. Hope your low buy year goes well!
You’re absolutely normal 😂 love how you share your journal entries with us non-Insta users ❤ your genuine self is heartwarming - thank you for being here!!
Hi Immy, I'm a long time watcher of your channel but haven't really commented in the past! I just wanted to say I really appreciate your honesty and authenticity, both when it comes to sharing your spending records or your feelings (especially when you're not feeling positive about the challenge). I'm also doing a no-buy year (although with different rules to you) so it's been very inspiring following your journey! (Also to me you are that cosy content creator that I put on the background when I'm at home and needing another voice in the house, your videos are always so soothing and calming!)
Thank you! I found your channel only a few days ago...I'm self employed and dont earn very much money, interested in minimalism but surrounded by chaos, pescatarian (was vegan for a decade), love cooking, have a vegetable garden, love lists...and so your channel is very aligned with my values and you have completely inspired me!! Will be starting to budget, aim for low ish buy year, encourage my husband to watch your bread making videos (he's much more of a baker than I am). I would love to knit but find anything other than scarves or squares completely overwhelming!Thank you very much for your content- you have a very soothing manner and have totally motivated me.
I’m doing a no buy too! Just to reduce my consumerism. I’d be interested to see your exact numbers of how much you’ve saved and how much you’ve put into each of your buckets (and why you chose that amount). I also would love to hear more about how you resist buying things. I’m feeling similar to you for January and February (these months are easier to avoid buying things), but I’m worried come March… 😬
You’d all love “What Vivi did next” on RUclips. Such a genuine, boundaried, extremely frugal woman of a certain age. A principled vegetarian and voracious reader, ex actor, sewist, former small bookshop manager, and former pediatric specialty Nurse with a cuppa-tea-chat & teaching style. Currently treading water waiting to move residences. I could listen to her voice and stories all day!
Great video! Despite (or maybe because of) already being pretty good with my money, I was surprised to see how much my priorities have been shifting in only three weeks of doing this challenge. You mentioning how expensive a lot of things can be in the US is insightful because it makes a lot of things make a bit more sense to me now seeing some of those figures (like hearing Americans say certain UK/European salaries are not enough to live on when I think lots of people in the UK could (and do) live very comfortably on those same “impossible” salaries *even* with the currency conversion taken into account). I really enjoyed Housel’s *The Psychology of Money* that you referenced, and that same point you made about them choosing to pay off their house faster vs. investing also made an impression on me in terms of making me feel more confident to chart my own financial path that enforces my values and priorities instead of feeling pressure to go with the convention wisdom of others’ with no regards to how I’d prefer to live. The self-employment vs employment dilemma is understandable. I hope you come to something that works for you. And, of course, you can always change your mind if something works now but not later and vice versa. It’s probably the creative in me, but I *love* the interactive pie chart you added to jazz up your spreadsheet. And, on a totally unrelated note, I adore your jumper.)
I am loving this video series so much, it is perfectly timed for the sabbatical that I am on (because I'm on a restricted budget as well)! I have to agree that the cold weather is definitely helpful for keeping me at home and spending less too 😂. But I am looking forward to finding free/low cost things to do as the weather warms up, like going to (free) museums, spending more time outdoors, picnics at the park instead of eating out, etc! And I too am considering a career change once my sabbatical is over, so I'm glad to have the space to figure out what is next. Good luck with whatever you decide, but I (selfishly) hope you are able to keep creating content as a hobby, even if you stop doing it as a job (or maybe it can just be a side gig to bring in extra money for your savings goals?)
I loved this! Quick storytime, late last year I kept looking at these pretty budget spreadsheets and trying to convince myself to get a new one that had a goals sheet even though I already had a perfectly serviceable spreadsheet... So I decided to make one myself instead, which cost me $0 and I got to use pretty colours and feel accomplished for doing it. Buut actually that pie chart design looks great and your tutorial was dead useful! Gonna change some things about mine now. Thank you so much, Immy❤ I'm also doing low buy this year, so I get truly excited when I see you've uploaded
Hi Emmy, smart to think about finances early. You don't know what unexpected expenses will happen. My Dad used to say, "The difference between an emergency and an inconvenience is often a savings account."
Thank-you for the information. Your sweater is beautiful. It is equally cold here as well in Ontario, Canada. Wearing homemade knitted socks help me endure the cold. Take care.
Loved this video, Immy! I was especially interested to hear about your thoughts about content creation. I've long thought it must be really hard to reconcile that with a low-buy / less consumerism attitude... and at the same time, I'm so glad I get to watch and listen to creators like yourself who talk about these subjects and produce such great content -- and thus deserve to get paid. It's a conundrum for sure. I'm glad to hear AdSense is coming along. Re : British youtubers, you probably already know Ed Pratt but I'm loving is "following the Thames and never leaving it" series! :)
Madeleine Olivia is another fabulous UK RUclipsr who does “Wholesome” content as well! Thank you, Immy for all this amazing info! I need so much help in this area so greatly appreciate all your hard work and the fact that you are sharing it with us. Thank you❤❤
11 дней назад+9
I like what you're doing 🙂 These changes sound hard at first but good in the long-term.
I liked the chart lesson. That is not my forte. I definitely learned. Your kind way of discussing money and the difficulties surrounding it is refreshing. I want to track my spending too. I was railroaded by sickness but as I’m recovering I’m getting back on track
Hello. Enjoyed finding your channel recently and catching up with your journey. My daughter is vegetarian and enjoys tofu but I don’t like to buy pre-made tofu that is easily available in shops in the same way I try to avoid lots of other highly processed food. I was therefore thrilled to see your instructions for making it at home and have just ordered some soya beans to give it a go. So, thank you for that. In a shameless bit of self advertising, I have a RUclips channel where I chat about my making, including knitting. Videos last between 30 and 60 minutes, so not too long, but good for knitting along to. Best wishes, Laura.
Oh I love a chart! Thank you for being honest about your relationship with content creation -- I've wondered how creators who have been doing it a long time feel about continuing to do it, when is the right time to take a step back, etc. I'm also here for more knitting content; I want to knit more than I do and need to prioritize it. I should also pause my subscriptions: it's terrible, but for whatever reason I feel I need them?? So I have options??? I think I need to get back into cycling through them. Great video!
I love how honest you are in this update! I have kind of noticed since being on my low buy that priorities shift often, sometimes even daily so it's okay to alter your rules or even goals. It's okay to change and grow instead of just remaining stagnant and not happy. Definitely share whatever you feel comfortable sharing, I would love to watch any content from you - even your knitting and how much you earn and what job you end up doing in the future☺
I can relate to feeling like a shut-in! We are a one car family and live 3 miles from town. I really only run errands once a week...stacking errands. Only shopping for groceries and not thrifting for more clutter is so liberating. I seem to have so much more time. I definitely have alot of fabric and yarn to work through and getting alot of gardening done. But I've come to realize I need more social contact, it feels like the beginning of Covid when we were in our own little bubbles. Not really good for my mental health. RUclips is becoming my social life.
Thinking back to my WWII Gen mother, they lived exactly like this but often met their friends for coffee either at their own homes or at a restaurant. They also talked on the phone a lot. They also wrote letters to loved ones and that took a surprising lot of time and attention. They also volunteered in person.
My husband and I both use excel. We have separate finances except for housing, car, cable, etc costs. So we have an excel sheet for joint finances, I have one for my personal finances and I know he has one for his finances. Highly recommend as it really shows you where your money is going especially if you use charts/ graphs. Love your savings tracking, I’m totally going to incorporate this! We are also trying to pay off our mortgage as soon as possible so hopefully we can retire early (we may be a bit older than you 😊)
Immy, you are so nice and helpful to explain how to use the Excel sheet. I love so much these no buy low buy months or years. Mentally it's a real relief when I look at my accounts, my budget and realize that I really can save a lot. Wish you to achieve your goals 🧡
I'm right there with you, trying to finish my in-progress projects before I start something new! Some I just needed to make a decision - I was halfway through a sweater but hated the pattern so it's been set aside for a year! I made the decision to frog it and start something new. No-buy is forcing me to stop putting off decisions!
I recently discovered Rewilding Jude on YT and I love his videos - on living in the Scottish countryside, renovating his 150 year old cottage and of course, his garden/ gardening plans for his future homestead.
It's such smart way to track savings and spending. Everyone asks me if it's challenging to do a no-buy, but I find it easy to leave me with more time (and money) for other things.
I've been using the same expenses template since 2018 - I made it myself on Google Shees so it's super simple but I'm so happy to see other people's expenses sheets and this has given me so many ideas for formatting and new things I can add to mine. I've now added new pages to my template with ideas from this video and also Aja Dang's videos. It's so nice that so many of the people I subscribe to are doing low buys this year, makes me feel like it's possible!
This is the most useful and informative video I’ve seen in a long time!! Especially on RUclips. Thank you for being so open and honest about your spending. You’re making it seem doable and realistic while taking into account the effect it has on our emotions. I look forward to your next video!
I have been loving the updates on Instagram. I'm also doing a no buy year (or as low as I can manage) and it's going really well so far. I have a calendar hanging in my kitchen and I highlight the days that I spend money, and its a huge motivator for me to not have to highlight a day (I'm super competitive with myself!)
I'm loving this challenge and doing my own as well. You're so right about comparing numbers, just as a means to see what's reasonable and where I need to tighten. Keep up the great work! You're crushing it!
I'm doing a no buy/low buy year too, and so far it hasn't been as issue at all, which feels great! When I feel like I need something, I think of what I can use as an alternative, and who I know that might have the thing I need and will lend it to me. I also feel like I've saved so much time by not going out shopping or dreaming about things I want to buy. But, most importantly, I am already a lot less stressed about finances, because I know that the money I have left in my account before my next paycheck is really going to very few and selected things. I know what I need to spend money on, and what I WILL spend money on, and I know from my historical financial data that I have more than I need.
I only recently came across this channel when looking for some productivity/new year/life challenge type videos. I've paused at the bit where you said you like to have English long videos on in the background while you knit. I love to have English long videos on while I cut and stick bits of paper. One of my favourite RUclipsrs, for her accent and chatter, is Camelia Craft Designs. She makes me laugh out loud and it does feel like she is keeping me company now that my teenage children are mostly out or up in their rooms and my husband goes to bed much earlier than I do. I also love the accent of Treasure Books. I'm going to go scroll the comments for more recommendations of English long videos so I can have someone with me but also pausable!
This video has been a gift! Thank you so much :) I am now starting my medical transition and needed to save up for my top surgery but I was feeling really overwhelmed and unmotivated about it. Now I have a really cool spreadsheet that shows that I'm over half-way there! Loving it xxxxx
That was so helpful! Thank you so much! I'm doing a low buy year as well (started with an idea of a low buy quarter but I'm feeling committed) and I love seeing what other people are doing as how they feel. I like hearing about all of the things and some budgeting tips as well.
@@Joan-o5r That was my thought process as well. I'm not paying off debt but rather trying to save as much as possible and spend less. I will probably re-assess after a quarter but right now I think committing to a year might actually work better for me.
I am also doing a low buy (thanks for the encouragement) but have found a few things have bothered me. Please talk more about specific struggles and how you worked through them! Here are mine. We went to a school sporting event because I had to work at the concession stand, which meant I had to take my kids with me and they wanted to buy food there. I ended up giving them each $2.50 to use how they would like. Silly small amount, but it bothered me as it wasn't really necessary. I also ran out of the vitamin c that I take and ordered more but decided to try a new vitamin which allowed me to get free shipping. Another silly purchase. Obviously not a big deal in either case, but i really enjoy hearing others stories and how they've worked through specific challenges. Thanks!
I already know a bunch about excel and I found your demo really nice, clear, and easy to understand. I think that little educational piece is really cool. I get to use MS office tools like Excel but have also dabbled in Google sheets, which may be a nice alternative for those who don’t have access to excel. Or I believe there is a Mac based version that is free for apple users. Anyway, keep up the good work, you are an inspiration, not just for setting and working towards financial goals but also a reminder for those hobby goals (I’m working on modifying a hat I bought as we speak!)
Thank you for this awesome video! I am also doing a low/no buy year for many of the same reasons you are. So far, it is so enlightening to see my emotional reactions to not spending in situations where I would normally buy something. FWIW, our car insurance cost is the same as yours. We just paid our second payment for the year. Also, I am also a knitter watch the same kinds of videos you like while I knit. ❤
Thank you Immy - I am not doing a no buy year as such, more of an intentional purchases year. So far my non-essential purchases have been tickets to experiences and food with friends. It is summer here in Australia, i wish i could send you some🌞
I am trying to be more sustainable and frugal, it's hard as a mom of 2 young kids. As a lifelong knitter a great source of yarn is the thrift store, when seniors pass on often their stashes are just donated. I personally am okay with using wool, and it's much warmer and I am canadian and this week it was -40 C, and I have gotten enough wool to make 2 sweaters for under $10. It keeps it from going to a landfill, which makes it more ethical to me. There is a company in Vancouver, Fabcycle, that sells only reduced textiles and they have excellent quality and prices.
I want to start a low-buy year but I also want to enjoy my money. Instead I'm doing low buy on things I don't genuinely care about like takeout/delivery and instead diverting that money to things I really really want like getting myself a tablet, possibly a stationary bike, and activities for my boyfriend and I. Not really low-buy but it is a more mindful and joyful way of spending money. Trying to avoid buying things that catch my eye in the moment and instead buy things I have been wanting for a long time
Ooh, thanks for showing how you make your spreadsheet! I know just basic spreadsheet stuff, and this helped to see how you do it. Also, I'm very impressed with your discipline and your organization around all the no-buy and your finances. It really seems like you're setting yourself up for success and reaching your goals. It's inspiring!
On food: we were talking to our financial counselor and she gave the advice that food would vary based on lifestyle and what our goals are. Since I'm gluten free and dairy free then the alternatives will cost a lot of money and also be smaller portions. So you end up spending more money. I try to remind myself of this when I'm eating because our food bill is quite high.
I am so happy I found your channel!! I am following your low buy year content and it has been very helpful!! I had a big spending addiction and your content keeps me on track!!
Thanks for sharing your savings tracker and explaining how you set it up! I was able to follow your steps to incorporate it into my current budgeting spreadsheet. I love gamifying large goals when I can 😄
Regarding RUclips recommendations, have you discovered Knitting Podcasts? They're not really podcasts, but it's just the term that's stuck. People talk about what they've finished and what they're working on. I find it really inspiring and just fun. A lot of people do share their acquisitions (which I'm not so keen on) but they're typically at the end meaning you can just skip that part if you don't want to be tempted. I've got a knitting podcast where I've decided not to share my acquisitions and I do them in english and in german 🥰 There's a lot of amazing content creators in the knitting/crochet/sewing/fibre arts and lots of videos to keep you busy! Love your videos and wishing you all the best for your low buy year!
@ fully agree, I think everyone needs to know their current state of mind and what content is currently going to work for them. There are lots of different videos out there and I know that for me not all of them will give me that urge. It’s another chance to learn about ourselves and our spending habits!
Similarly to your experience with the knitting, I did something similar for the food in my pantry. I’ve been so used to buying stuff before I need it, but I lost sight of everything I had in stock. The creativity required to make meals about everything I have in my pantry has really motivated me! All sorts of random ingredients.
It's good to hear that someone from the UK also sees the value of paying off their student loans. The general consensus at least among the people I know is to make minimum payments until it's written off, but having moved to Germany and needing to pay a lot more, it absolutely makes sense to pay it off if you can as the interest rate went up quite significantly in 2023.
Immy, this was a great video! I love seeing how people organize their savings goals and budgets to get inspired. The pie charts are genius! Definitely stealing that.
You're wearing that sweater I love! I just sent a screenshot to my mom so she can make on for me in those colors! Love the low-buy. I am trying to reduce my spending so I can focus on paying down my credit cards, but I have already spent a bunch of money on yet another course! I think I have an addiction to courses, but if they help me in the long run, I'm okay with investing in myself right now. Other than that, I am doing pretty good with my spending so far.
I've been inspired by your initial video about a low buy year! Indefinitely need it. Last month I spent 2k (including bills) and it's ridiculous. I don't know where that money goes and it's terrible because I have goals that require me to save (i.e. buy a home, travel) and it won't be possible if I don't prioritise my needs and wants. I'm 25 and it's starting to worry me. I have a bit saved but genuinely it can feel so overwhelming!
I love this! Forgive me if you already said this but my library uses Hoopla (free as well) as well as Libby. The difference is you can get 3 books per month, but you get them immediately without the lag time. I use them in tandem!
this video was immensely helpful! I am also doing a low buy year and writing down all of my purchases from the month has been eye-opening. My total for the past three weeks is much less that usual, but it could be lower!
It can be so challenging! We are going for a low buy year too. It’s challenging in a good way too, because it definitely makes us realize how quick we were to just “buy” at the drop of a hat!
Thank you so much for this video! I am also doing a low buy this year and very happy to follow along your journey, which I find very inspiring. Besides that I would love to see a video, where you show all the things you’ve knitted so far! I am a knitter myself and always love to watch other people’s projects as well 😊
Thank you so much for sharing how you set up your financial goals doc. I immediately ran to my computer and did the same! I love the chart and percentages especially.
That joint/individual spreadsheet would be so helpful for me. My partner and I recently opened a savings account together for shared purchases and I want to track everything, but have been having a hard time wrapping my brain around tracking it😂
I loved that you show how to make the excel sheet. I built my own sheets because it’s fully custom to my needs then. But I’ll be adding the doughnut chart trick to mine for extra motivation!
Not sure if it’s already been recommended but Real Vintage Dolls House is a great podcast-y channel to craft to, with 1940s vibes and a few videos on rationing which fits with the low-buy theme. Not in the countryside but it is British ✨ Hi from Australia!
I like all your videos usually, I do really feel like I'm at home with you and we're chatting as if we were friends. Most of all, I enjoy to watch what you eat/recipes and a bit of a mix of things regarding your low buy year. Hope this can help! xx
Hello! I’m still thinking through low buy priorities and goals for myself this year (definitely want to work on my consumption habits). These videos are helpful and keeping me motivated! I don’t have instagram so would love to hear here in your updates about books you have found helpful. Also absolutely love love love the sweater you are wearing in the second half of the video! I assume it’s one you made? It’s absolutely beautiful and looks so cozy! 😊
This is so inspiring. I wish I had done this before I had kids. I don't have much time these days, but it's really nice to watch somebody else be so mindful.
Great video! I'm looking forward to hearing about lessons learned, difficult decisions, activities that you've picked up, and other ways to reduce your footprint.
I am so happy I came across your channel, in the midst of starting my own low buy year for 2025. I’d love to know what you’re doing to cope with the discomfort and feelings of wanting to spend… but not being able to! I’d love to expand my ideas for things to do INSTEAD or mindset shifts that have been helpful for you in reframing when you have an urge to buy something :)
I’m very moved by your words about finding a more stable job. As an entrepreneur myself, I understand the struggle. I’m just praying Univers your find a sort of stability by doing what you love, and I’ll keep watching your amazing content. You are really the content creator I open RUclips for ❤
I got a planner for Christmas. I too am doing something like this. My low buy is nothing new except sheets. I got a california king. So I spaced out 2 sets of flannel sheets. I also don't want to buy from Amazon. I have broke that once I got a better deal on fleece lined leggings. Over all I felt pretty good move forward with this month. I have more no spend days then spend.
Thank you, I enjoy this style of video. Would love to see more budget meals and also how you determine how much to spend on gifts. Also where do you put your emergency spending? We had frozen pipes so we had to buy things to thaw them out
Hi Immy.Wow! What a great video. Thank you for sharing how you created the spreadsheet and charts.I love it! Definitely going to give it a try too..I love your content.Thank you for the effort you put in. Love from Sunny South Africa ❤
Loved your donut chart and how good it feels when it increases. Im definitely going to make a similar one. Also Immy pls don't leave RUclips, i really really look fwd to yr videos. You are first i subscribed to and it wud really feel empty not having u here
I've been watching your RUclips for such a long time and constantly knit to your videos, so love to see the glimpses of things you've made in vids like this. If you ever have the appetite to make a video solely talking about your knitting projects, you'd have at least one dedicated viewer ❤
Do you know Remiclog? She might be the perfect 'background sound' for you. I like listening to you & I like the idea of a no-buy year. But I hope, you will do a lot of recepies this year too. :)
Great spreadsheet, really cute percentage with chique pie chart. I enjoyed Excel 101 lesson. Currently I am saving up for long family vacation and cold weather is a real mood killer 😑
*waves from Melbourne, Australia* Im envious of your cold weather - it was 38°C here today. I love watching Kate, The Last Homely House, on RUclips. She's a patchworker and has a lovely, soothing voice. Loved your vegan meal ideas video - would love to see more of those.
For weekly updates follow me here: instagram.com/sustainably_vegan/
Whenever I remove buying as a cushion, the discomfort of the world feels a bit sharper. The inconsistencies/ my mood shifts definitely reveal how much of a coping mechanism it is for me. Sitting with those feelings is so hard, and I appreciate you being honest about it. Wherever your career takes you, I hope you’ll still share a bit! :)
Really appreciate the update Immy. I’m finding the whole low buy project very interesting too. Realising what I really need as opposed to what I want. Enjoying the process so far.
Wow, that is honestly so insightful 😮
Really draws into focus the connection between overconsumption and a more numb/oblivious/complacent populace.
Shopping therapy whether at regular shops, online or in thrift shops is a direct way to put yourself in financial jeopardy - a lesson learnt the hard way. Glad you’re able to sit with those feelings and see them clearly. Maybe visiting with friends or volunteering might help you find less destructive use of your spare time.
This perfectly puts into words how I feel about shopping and not shopping! It numbs the discomfort. I’m not a big shopper, but my impulse purcahses tend to happen when I’m feeling anxious.
I like to have a running total of money I didn’t spend. If I’m getting groceries or at a store and I look at something and decide not to purchase it, I put it in my notes app. At the end of the month I look at it and see what I did not buy and it really helps with the mentality of saving and how it isn’t just about what you’ve spent but also what you haven’t. Thanks for the Excel refresher course🥰🥰🥰
Sometimes I do the same and put the unspent money toward mortgage principle
That's a really great idea for when you don't feel like the 'little things' add up!
That’s a great idea!
that's so smart. So much more of a motivator when you look at it like that
Please please please do some more videos on knitting! I would love to see all the projects you’ve completed and are working on. I’ve also recently started knitting and it’s been so fun watching your progress, could you do a video about how you started, what tools you find invaluable, what’s been your biggest lessons etc. I absolutely love all your content by the way
Ah glad to hear you’re interested! I just finished the whole video on knitting the sweater I showed in the video so that’s coming soon!!
Omg I need Immy to keep teaching me how to use Excel for my job 😅😅 that was so lovely to watch/listen to
Yes, more excel tutorials!!
Yes !!
She's actually using googlesheets! But for Excel I'd recommend searching youtube - there's loads of videos
You have such a soothing and calm voice, and your demeanor is truly refreshing. I hope this doesn’t come across as weird-it’s absolutely meant as a compliment. In a world where so many people rely on loudness or over-the-top antics to stand out, your authenticity and grace are so admirable. I have so much respect for that!❤
I love that you've inspired people to use Libby. I'd also recommend for people to actually check out what other resources their local library might have. Mine partners with a tool library which allows you to check out actual craft or home project tools for free. Also we have a whole corner of the library devoted to a MakerSpace which has open-lab time for people to come in and work on whatever project with the libraries craft tools(sewing machine, yarn winder, cricket machine etc.) That way you can try your hand at so many different craft hobbies, meet people and not spend any money.
This is such a good idea; I think I have kind of slipped into a low-buy season because I hate the amount of clutter I have, especially all the food and spices I have accumulated over the last year. I was really inspired by your last video to make pantry meals like dahl and curry. I will definitely try and journal about my overspending. Also, I would love to hear more about your thought around your career path and being a creator.
Would also love to hear more about career choices and how to go about deciding these things. I am currently searching for the right career path as well.
I cannot tell you have appreciative I am for the end of this video. I have been trying to find a tracking system like this forever but don't personally have the skills to make one without instruction. Thank you so much!
You are so welcome! I'm so glad it was helpful!
Me too! I don't really like working with excel or google sheets, but your guide is really clear and your voice is so calming that I feel encouraged to give it a go 😊 Thanks, Immy!
I used to watch you in the height of my (and your) zero waste era, and now just rediscovered you while I am trying to do a low spend year too! Just got a new apartment I need to furnish, which is expensive, but I’m trying to be very intentional with it and my newest hobby is going Facebook marketplace instead of social media trying to find second hand gems! Also just got a job offer today, so that helps :)
have missed ur presence so much on youtube so it's good to see you back in the space regularly again!! excited to see the rest of the low buy journey and anything u have to share!
Out of leftfield channel recommendation - (it may not be your thing) - Maximus Ironthumper is an off grid blacksmith living in Bristol doing all sorts of varied things like installing Solar, Rebuilding an old Land Rover from the chassis up, growing wheat to make his own bread, Making tents to 1950s plans.
Hope your low buy year goes well!
You’re absolutely normal 😂 love how you share your journal entries with us non-Insta users ❤ your genuine self is heartwarming - thank you for being here!!
Hi Immy, I'm a long time watcher of your channel but haven't really commented in the past! I just wanted to say I really appreciate your honesty and authenticity, both when it comes to sharing your spending records or your feelings (especially when you're not feeling positive about the challenge). I'm also doing a no-buy year (although with different rules to you) so it's been very inspiring following your journey!
(Also to me you are that cosy content creator that I put on the background when I'm at home and needing another voice in the house, your videos are always so soothing and calming!)
Thank you! I found your channel only a few days ago...I'm self employed and dont earn very much money, interested in minimalism but surrounded by chaos, pescatarian (was vegan for a decade), love cooking, have a vegetable garden, love lists...and so your channel is very aligned with my values and you have completely inspired me!! Will be starting to budget, aim for low ish buy year, encourage my husband to watch your bread making videos (he's much more of a baker than I am). I would love to knit but find anything other than scarves or squares completely overwhelming!Thank you very much for your content- you have a very soothing manner and have totally motivated me.
She's awesome!
I have other creators as well if you want.
I’m doing a no buy too! Just to reduce my consumerism.
I’d be interested to see your exact numbers of how much you’ve saved and how much you’ve put into each of your buckets (and why you chose that amount). I also would love to hear more about how you resist buying things. I’m feeling similar to you for January and February (these months are easier to avoid buying things), but I’m worried come March… 😬
You’d all love “What Vivi did next” on RUclips. Such a genuine, boundaried, extremely frugal woman of a certain age. A principled vegetarian and voracious reader, ex actor, sewist, former small bookshop manager, and former pediatric specialty Nurse with a cuppa-tea-chat & teaching style. Currently treading water waiting to move residences. I could listen to her voice and stories all day!
Great video! Despite (or maybe because of) already being pretty good with my money, I was surprised to see how much my priorities have been shifting in only three weeks of doing this challenge. You mentioning how expensive a lot of things can be in the US is insightful because it makes a lot of things make a bit more sense to me now seeing some of those figures (like hearing Americans say certain UK/European salaries are not enough to live on when I think lots of people in the UK could (and do) live very comfortably on those same “impossible” salaries *even* with the currency conversion taken into account). I really enjoyed Housel’s *The Psychology of Money* that you referenced, and that same point you made about them choosing to pay off their house faster vs. investing also made an impression on me in terms of making me feel more confident to chart my own financial path that enforces my values and priorities instead of feeling pressure to go with the convention wisdom of others’ with no regards to how I’d prefer to live. The self-employment vs employment dilemma is understandable. I hope you come to something that works for you. And, of course, you can always change your mind if something works now but not later and vice versa. It’s probably the creative in me, but I *love* the interactive pie chart you added to jazz up your spreadsheet. And, on a totally unrelated note, I adore your jumper.)
I am loving this video series so much, it is perfectly timed for the sabbatical that I am on (because I'm on a restricted budget as well)! I have to agree that the cold weather is definitely helpful for keeping me at home and spending less too 😂. But I am looking forward to finding free/low cost things to do as the weather warms up, like going to (free) museums, spending more time outdoors, picnics at the park instead of eating out, etc! And I too am considering a career change once my sabbatical is over, so I'm glad to have the space to figure out what is next. Good luck with whatever you decide, but I (selfishly) hope you are able to keep creating content as a hobby, even if you stop doing it as a job (or maybe it can just be a side gig to bring in extra money for your savings goals?)
I loved this! Quick storytime, late last year I kept looking at these pretty budget spreadsheets and trying to convince myself to get a new one that had a goals sheet even though I already had a perfectly serviceable spreadsheet... So I decided to make one myself instead, which cost me $0 and I got to use pretty colours and feel accomplished for doing it. Buut actually that pie chart design looks great and your tutorial was dead useful! Gonna change some things about mine now. Thank you so much, Immy❤ I'm also doing low buy this year, so I get truly excited when I see you've uploaded
Hi Emmy, smart to think about finances early. You don't know what unexpected expenses will happen. My Dad used to say, "The difference between an emergency and an inconvenience is often a savings account."
Thank-you for the information. Your sweater is beautiful. It is equally cold here as well in Ontario, Canada. Wearing homemade knitted socks help me endure the cold. Take care.
Loved this video, Immy! I was especially interested to hear about your thoughts about content creation. I've long thought it must be really hard to reconcile that with a low-buy / less consumerism attitude... and at the same time, I'm so glad I get to watch and listen to creators like yourself who talk about these subjects and produce such great content -- and thus deserve to get paid. It's a conundrum for sure. I'm glad to hear AdSense is coming along. Re : British youtubers, you probably already know Ed Pratt but I'm loving is "following the Thames and never leaving it" series! :)
Madeleine Olivia is another fabulous UK RUclipsr who does “Wholesome” content as well! Thank you, Immy for all this amazing info! I need so much help in this area so greatly appreciate all your hard work and the fact that you are sharing it with us. Thank you❤❤
I like what you're doing 🙂 These changes sound hard at first but good in the long-term.
I liked the chart lesson. That is not my forte. I definitely learned. Your kind way of discussing money and the difficulties surrounding it is refreshing.
I want to track my spending too. I was railroaded by sickness but as I’m recovering I’m getting back on track
Hello. Enjoyed finding your channel recently and catching up with your journey. My daughter is vegetarian and enjoys tofu but I don’t like to buy pre-made tofu that is easily available in shops in the same way I try to avoid lots of other highly processed food. I was therefore thrilled to see your instructions for making it at home and have just ordered some soya beans to give it a go. So, thank you for that. In a shameless bit of self advertising, I have a RUclips channel where I chat about my making, including knitting. Videos last between 30 and 60 minutes, so not too long, but good for knitting along to. Best wishes, Laura.
That sweater is amazing! I love knowing the details of your low buy weeks. It's very inspiring.
Oh I love a chart! Thank you for being honest about your relationship with content creation -- I've wondered how creators who have been doing it a long time feel about continuing to do it, when is the right time to take a step back, etc. I'm also here for more knitting content; I want to knit more than I do and need to prioritize it. I should also pause my subscriptions: it's terrible, but for whatever reason I feel I need them?? So I have options??? I think I need to get back into cycling through them. Great video!
I love how honest you are in this update! I have kind of noticed since being on my low buy that priorities shift often, sometimes even daily so it's okay to alter your rules or even goals. It's okay to change and grow instead of just remaining stagnant and not happy.
Definitely share whatever you feel comfortable sharing, I would love to watch any content from you - even your knitting and how much you earn and what job you end up doing in the future☺
I can relate to feeling like a shut-in! We are a one car family and live 3 miles from town. I really only run errands once a week...stacking errands. Only shopping for groceries and not thrifting for more clutter is so liberating. I seem to have so much more time. I definitely have alot of fabric and yarn to work through and getting alot of gardening done. But I've come to realize I need more social contact, it feels like the beginning of Covid when we were in our own little bubbles. Not really good for my mental health. RUclips is becoming my social life.
Thinking back to my WWII Gen mother, they lived exactly like this but often met their friends for coffee either at their own homes or at a restaurant. They also talked on the phone a lot. They also wrote letters to loved ones and that took a surprising lot of time and attention. They also volunteered in person.
My husband and I both use excel. We have separate finances except for housing, car, cable, etc costs. So we have an excel sheet for joint finances, I have one for my personal finances and I know he has one for his finances. Highly recommend as it really shows you where your money is going especially if you use charts/ graphs. Love your savings tracking, I’m totally going to incorporate this! We are also trying to pay off our mortgage as soon as possible so hopefully we can retire early (we may be a bit older than you 😊)
I love the idea about keeping a running total of money you didn’t spend! that would be so cool to see at the end of the year
Immy, you are so nice and helpful to explain how to use the Excel sheet. I love so much these no buy low buy months or years. Mentally it's a real relief when I look at my accounts, my budget and realize that I really can save a lot. Wish you to achieve your goals 🧡
I'm right there with you, trying to finish my in-progress projects before I start something new! Some I just needed to make a decision - I was halfway through a sweater but hated the pattern so it's been set aside for a year! I made the decision to frog it and start something new. No-buy is forcing me to stop putting off decisions!
Definitely going to implement your savings spreadsheet!
I only track what we spend, but I guess a savings track might be exciting
I recently discovered Rewilding Jude on YT and I love his videos - on living in the Scottish countryside, renovating his 150 year old cottage and of course, his garden/ gardening plans for his future homestead.
Second this! His videos feel so soothing and comforting to me!
Came down to say the same thing! 😄
I bloody love Jude!!!
Jude is so wholesome! Been following him from the beginning
Hippy Highland Living is also very soothing. Molly lives in a tiny house in the Scottish highands
It's such smart way to track savings and spending. Everyone asks me if it's challenging to do a no-buy, but I find it easy to leave me with more time (and money) for other things.
I've been using the same expenses template since 2018 - I made it myself on Google Shees so it's super simple but I'm so happy to see other people's expenses sheets and this has given me so many ideas for formatting and new things I can add to mine. I've now added new pages to my template with ideas from this video and also Aja Dang's videos. It's so nice that so many of the people I subscribe to are doing low buys this year, makes me feel like it's possible!
This is the most useful and informative video I’ve seen in a long time!! Especially on RUclips. Thank you for being so open and honest about your spending. You’re making it seem doable and realistic while taking into account the effect it has on our emotions. I look forward to your next video!
I have been loving the updates on Instagram. I'm also doing a no buy year (or as low as I can manage) and it's going really well so far. I have a calendar hanging in my kitchen and I highlight the days that I spend money, and its a huge motivator for me to not have to highlight a day (I'm super competitive with myself!)
I love the colours and pattern of the sweater you’re wearing while showing the finance tracker. Very nice
Thank you! I knitted it a few months ago
I'm loving this challenge and doing my own as well. You're so right about comparing numbers, just as a means to see what's reasonable and where I need to tighten. Keep up the great work! You're crushing it!
I'm doing a no buy/low buy year too, and so far it hasn't been as issue at all, which feels great! When I feel like I need something, I think of what I can use as an alternative, and who I know that might have the thing I need and will lend it to me. I also feel like I've saved so much time by not going out shopping or dreaming about things I want to buy. But, most importantly, I am already a lot less stressed about finances, because I know that the money I have left in my account before my next paycheck is really going to very few and selected things. I know what I need to spend money on, and what I WILL spend money on, and I know from my historical financial data that I have more than I need.
I only recently came across this channel when looking for some productivity/new year/life challenge type videos. I've paused at the bit where you said you like to have English long videos on in the background while you knit. I love to have English long videos on while I cut and stick bits of paper. One of my favourite RUclipsrs, for her accent and chatter, is Camelia Craft Designs. She makes me laugh out loud and it does feel like she is keeping me company now that my teenage children are mostly out or up in their rooms and my husband goes to bed much earlier than I do. I also love the accent of Treasure Books. I'm going to go scroll the comments for more recommendations of English long videos so I can have someone with me but also pausable!
This video has been a gift! Thank you so much :)
I am now starting my medical transition and needed to save up for my top surgery but I was feeling really overwhelmed and unmotivated about it. Now I have a really cool spreadsheet that shows that I'm over half-way there! Loving it xxxxx
Yaaay! Good luck with your surgery ❤️❤️❤️
That was so helpful! Thank you so much! I'm doing a low buy year as well (started with an idea of a low buy quarter but I'm feeling committed) and I love seeing what other people are doing as how they feel. I like hearing about all of the things and some budgeting tips as well.
Quarterly works well when you're working on being debt-free.... It doesn't seem so overwhelming how long to get there
@@Joan-o5r That was my thought process as well. I'm not paying off debt but rather trying to save as much as possible and spend less. I will probably re-assess after a quarter but right now I think committing to a year might actually work better for me.
I am also doing a low buy (thanks for the encouragement) but have found a few things have bothered me. Please talk more about specific struggles and how you worked through them! Here are mine. We went to a school sporting event because I had to work at the concession stand, which meant I had to take my kids with me and they wanted to buy food there. I ended up giving them each $2.50 to use how they would like. Silly small amount, but it bothered me as it wasn't really necessary. I also ran out of the vitamin c that I take and ordered more but decided to try a new vitamin which allowed me to get free shipping. Another silly purchase. Obviously not a big deal in either case, but i really enjoy hearing others stories and how they've worked through specific challenges. Thanks!
I find Rhiannon Ashlee's videos are great to have on in the back as she potters around the house or in town, cooks, and does home renovations.
I already know a bunch about excel and I found your demo really nice, clear, and easy to understand. I think that little educational piece is really cool. I get to use MS office tools like Excel but have also dabbled in Google sheets, which may be a nice alternative for those who don’t have access to excel. Or I believe there is a Mac based version that is free for apple users. Anyway, keep up the good work, you are an inspiration, not just for setting and working towards financial goals but also a reminder for those hobby goals (I’m working on modifying a hat I bought as we speak!)
Thank you so much for the Excel Sheet Explanation! Built it for myself and love the visual tracker ❤️
Thank you for this awesome video! I am also doing a low/no buy year for many of the same reasons you are. So far, it is so enlightening to see my emotional reactions to not spending in situations where I would normally buy something. FWIW, our car insurance cost is the same as yours. We just paid our second payment for the year. Also, I am also a knitter watch the same kinds of videos you like while I knit. ❤
Thank you Immy - I am not doing a no buy year as such, more of an intentional purchases year. So far my non-essential purchases have been tickets to experiences and food with friends.
It is summer here in Australia, i wish i could send you some🌞
I’ve been looking forward to these so much! My fave lo buy channel already ❤️
Thank you so much! I'm glad you're enjoying them!
I am trying to be more sustainable and frugal, it's hard as a mom of 2 young kids. As a lifelong knitter a great source of yarn is the thrift store, when seniors pass on often their stashes are just donated. I personally am okay with using wool, and it's much warmer and I am canadian and this week it was -40 C, and I have gotten enough wool to make 2 sweaters for under $10. It keeps it from going to a landfill, which makes it more ethical to me. There is a company in Vancouver, Fabcycle, that sells only reduced textiles and they have excellent quality and prices.
I want to start a low-buy year but I also want to enjoy my money. Instead I'm doing low buy on things I don't genuinely care about like takeout/delivery and instead diverting that money to things I really really want like getting myself a tablet, possibly a stationary bike, and activities for my boyfriend and I. Not really low-buy but it is a more mindful and joyful way of spending money. Trying to avoid buying things that catch my eye in the moment and instead buy things I have been wanting for a long time
Ooh, thanks for showing how you make your spreadsheet! I know just basic spreadsheet stuff, and this helped to see how you do it. Also, I'm very impressed with your discipline and your organization around all the no-buy and your finances. It really seems like you're setting yourself up for success and reaching your goals. It's inspiring!
On food: we were talking to our financial counselor and she gave the advice that food would vary based on lifestyle and what our goals are. Since I'm gluten free and dairy free then the alternatives will cost a lot of money and also be smaller portions. So you end up spending more money. I try to remind myself of this when I'm eating because our food bill is quite high.
I am so happy I found your channel!! I am following your low buy year content and it has been very helpful!! I had a big spending addiction and your content keeps me on track!!
Thanks for sharing your savings tracker and explaining how you set it up! I was able to follow your steps to incorporate it into my current budgeting spreadsheet. I love gamifying large goals when I can 😄
Sell the hat NOT just for the cost of yarn!!! Value your time, effort and skill. You are worth to get paid.
Regarding RUclips recommendations, have you discovered Knitting Podcasts? They're not really podcasts, but it's just the term that's stuck. People talk about what they've finished and what they're working on. I find it really inspiring and just fun. A lot of people do share their acquisitions (which I'm not so keen on) but they're typically at the end meaning you can just skip that part if you don't want to be tempted. I've got a knitting podcast where I've decided not to share my acquisitions and I do them in english and in german 🥰 There's a lot of amazing content creators in the knitting/crochet/sewing/fibre arts and lots of videos to keep you busy!
Love your videos and wishing you all the best for your low buy year!
One issue with following more creators is that they can "inspire" one to start new projects that require new supplies.
@ fully agree, I think everyone needs to know their current state of mind and what content is currently going to work for them. There are lots of different videos out there and I know that for me not all of them will give me that urge. It’s another chance to learn about ourselves and our spending habits!
Similarly to your experience with the knitting, I did something similar for the food in my pantry. I’ve been so used to buying stuff before I need it, but I lost sight of everything I had in stock.
The creativity required to make meals about everything I have in my pantry has really motivated me! All sorts of random ingredients.
Thank you for the excel explanation! I was always too intimidated to use it but it worked perfectly.
It's good to hear that someone from the UK also sees the value of paying off their student loans. The general consensus at least among the people I know is to make minimum payments until it's written off, but having moved to Germany and needing to pay a lot more, it absolutely makes sense to pay it off if you can as the interest rate went up quite significantly in 2023.
Immy, this was a great video! I love seeing how people organize their savings goals and budgets to get inspired. The pie charts are genius! Definitely stealing that.
You're wearing that sweater I love! I just sent a screenshot to my mom so she can make on for me in those colors! Love the low-buy. I am trying to reduce my spending so I can focus on paying down my credit cards, but I have already spent a bunch of money on yet another course! I think I have an addiction to courses, but if they help me in the long run, I'm okay with investing in myself right now. Other than that, I am doing pretty good with my spending so far.
Really liked the graphic in the savings follow up. Will add to my saving follow up :) thanks We are together is this journey!
I've been inspired by your initial video about a low buy year! Indefinitely need it. Last month I spent 2k (including bills) and it's ridiculous. I don't know where that money goes and it's terrible because I have goals that require me to save (i.e. buy a home, travel) and it won't be possible if I don't prioritise my needs and wants. I'm 25 and it's starting to worry me. I have a bit saved but genuinely it can feel so overwhelming!
Thank you for actually showing how you created your finance tracker. I am not one bit skilled in creating excel type sheets and I needed this!!
My favourite for long videos is Wendy at the Unexpected Gypsy. She soothes my soul.
I love this! Forgive me if you already said this but my library uses Hoopla (free as well) as well as Libby. The difference is you can get 3 books per month, but you get them immediately without the lag time. I use them in tandem!
this video was immensely helpful! I am also doing a low buy year and writing down all of my purchases from the month has been eye-opening. My total for the past three weeks is much less that usual, but it could be lower!
It can be so challenging! We are going for a low buy year too. It’s challenging in a good way too, because it definitely makes us realize how quick we were to just “buy” at the drop of a hat!
Thank you so much for this video! I am also doing a low buy this year and very happy to follow along your journey, which I find very inspiring. Besides that I would love to see a video, where you show all the things you’ve knitted so far! I am a knitter myself and always love to watch other people’s projects as well 😊
Thanks
Thank you so much for sharing how you set up your financial goals doc. I immediately ran to my computer and did the same! I love the chart and percentages especially.
That joint/individual spreadsheet would be so helpful for me. My partner and I recently opened a savings account together for shared purchases and I want to track everything, but have been having a hard time wrapping my brain around tracking it😂
The pie chart is so cute and fun! Thanks for the quick demonstration.
I loved that you show how to make the excel sheet. I built my own sheets because it’s fully custom to my needs then. But I’ll be adding the doughnut chart trick to mine for extra motivation!
Thanks for sharing your thoughts and spreadsheet. Because of you I've spent all morning jazzing up my finance sheets with pretty doughnut charts 😍
Not sure if it’s already been recommended but Real Vintage Dolls House is a great podcast-y channel to craft to, with 1940s vibes and a few videos on rationing which fits with the low-buy theme. Not in the countryside but it is British ✨ Hi from Australia!
I like all your videos usually, I do really feel like I'm at home with you and we're chatting as if we were friends. Most of all, I enjoy to watch what you eat/recipes and a bit of a mix of things regarding your low buy year. Hope this can help! xx
I appreciate the excel content so much! more please!
I'm so glad you liked it! And thank you for the feedback!
Hello! I’m still thinking through low buy priorities and goals for myself this year (definitely want to work on my consumption habits). These videos are helpful and keeping me motivated! I don’t have instagram so would love to hear here in your updates about books you have found helpful. Also absolutely love love love the sweater you are wearing in the second half of the video! I assume it’s one you made? It’s absolutely beautiful and looks so cozy! 😊
Thanks for showing how to make a saving tracker!
This is so inspiring. I wish I had done this before I had kids. I don't have much time these days, but it's really nice to watch somebody else be so mindful.
Thank you so much for showing how to make the Excel-saving sheet!!! 🙏❤️✨
Great video! I'm looking forward to hearing about lessons learned, difficult decisions, activities that you've picked up, and other ways to reduce your footprint.
I am so happy I came across your channel, in the midst of starting my own low buy year for 2025. I’d love to know what you’re doing to cope with the discomfort and feelings of wanting to spend… but not being able to! I’d love to expand my ideas for things to do INSTEAD or mindset shifts that have been helpful for you in reframing when you have an urge to buy something :)
Thank for the spreadsheet demo and sharing your journey
I’m very moved by your words about finding a more stable job. As an entrepreneur myself, I understand the struggle. I’m just praying Univers your find a sort of stability by doing what you love, and I’ll keep watching your amazing content. You are really the content creator I open RUclips for ❤
I got a planner for Christmas. I too am doing something like this. My low buy is nothing new except sheets. I got a california king. So I spaced out 2 sets of flannel sheets. I also don't want to buy from Amazon. I have broke that once I got a better deal on fleece lined leggings. Over all I felt pretty good move forward with this month. I have more no spend days then spend.
Thank you, I enjoy this style of video. Would love to see more budget meals and also how you determine how much to spend on gifts. Also where do you put your emergency spending? We had frozen pipes so we had to buy things to thaw them out
Hi Immy.Wow! What a great video. Thank you for sharing how you created the spreadsheet and charts.I love it! Definitely going to give it a try too..I love your content.Thank you for the effort you put in. Love from Sunny South Africa ❤
Thank you for this video and how transparent you are. This is very inspiring, and I’m looking forward to seeing more!
Loved your donut chart and how good it feels when it increases. Im definitely going to make a similar one. Also Immy pls don't leave RUclips, i really really look fwd to yr videos. You are first i subscribed to and it wud really feel empty not having u here
I've been watching your RUclips for such a long time and constantly knit to your videos, so love to see the glimpses of things you've made in vids like this. If you ever have the appetite to make a video solely talking about your knitting projects, you'd have at least one dedicated viewer ❤
Do you know Remiclog? She might be the perfect 'background sound' for you. I like listening to you & I like the idea of a no-buy year. But I hope, you will do a lot of recepies this year too. :)
Great spreadsheet, really cute percentage with chique pie chart. I enjoyed Excel 101 lesson.
Currently I am saving up for long family vacation and cold weather is a real mood killer 😑
*waves from Melbourne, Australia*
Im envious of your cold weather - it was 38°C here today.
I love watching Kate, The Last Homely House, on RUclips. She's a patchworker and has a lovely, soothing voice.
Loved your vegan meal ideas video - would love to see more of those.