13 Things I Cut From My Budget With No Pain
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- Опубликовано: 31 май 2024
- Here's 13 things Hanna and I cut out of the budget that we don't miss at all. Listen to all of them and I think you'll be surprised at the ideas these make you think of and what things you could cut out.
The goal with spending money is to maximize your spending on the things you care the most about. That means things we only kinda sorta want should be cut out ruthlessly. After all, why would you spend money on something you only kinda want when you could spend that money on something you really want?
That's why I share these 13 things with you. I want you to think about all the ways you spend money and what matters a lot vs. what matters a little.
While you may not cut out the same things that we have, I guarantee you can think of something you currently buy that isn't worth the money.
Give it some thought, and be sure to leave a comment below telling me something that you've cut from your budget without missing at all.
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I cut fake fingernails out of my budget. I purchased nail polish and paint my own for special occasions. I miss feeling like I look professional, but I feel more professional knowing my budget is better.
I also like your comment about the gym membership. I was getting really tempted to join a gym, but the drive to the gym is the hardest. :)
Love this! Gina :)
It's good to feel professional by having a budget together. That's a much better way to be in my opinion!
And yes, the drive to the gym is so tough lol
I much prefer working out at home.
Cable TV. We cut that years ago and haven't missed it for a second.
Anthony Beckman yes! So agreed. Cable is crazy expensive and there’s so many better things to be out there doing.
Thanks for watching man!
Same here on the cable. I originally got it to watch football then realized I was spending my Sundays indoors in front of a TV...what a waste!! Now I use my Sunday to make breakfast for my family, spend quality time with my wife and educate myself via RUclips!
This is funny because we just discovered American Eagle at the age of 36 and it's the only brand my wife will wear now. I still haven't bought myself a pair, I'm always in work clothes... 😂. But we buy clothes so infrequently it doesn't dent our budget at all, really. That definitely made me laugh tho!
Anthony. How did you do it. I havent watched cable in3 years. Please send me how you did it.
@@slovell920 how did he do what, cancel his cable TV subscription??
A journal is the best souvenir 💕 use the same journal & at each location record a note abt something special you shared or draw a simple pic of something you see. This will become a true treasure.
I use the voice recorder apps for my journals,and I write also. You can e-mail your voice recorder apps and share.
Tourist souvenir: We've settled on Christmas ornaments ONLY. Not cluttering the house, and we get to remember it every year as we take it out of the box.
oooo I like that, that's a really good one. Thanks for sharing Ami :)
This past Christmas was my first since being out of debt. I started looking and buying in the summer as things caught my eye. Doing it this way even permitted me to cash flow the whole thing. Waking up New Year’s Day still debt free and debt stress free was one of those unexpected, “champion of the world,” moments that I intend to make into tradition for years to come!
YESSSSSS! That's amazing. I LOVE that feeling and know exactly what you mean. You feel like you're on top of the world. Thanks so much for sharing that. It's awesome :)
Congrats!!! I've been working towards this too. I can't wait to feel the top of the mountain of relief!!
Paper towels and tissues, cut. We now use cloth napkins and cloth handkerchiefs and just wash them weekly with our wash. We also cut out store bought cleaning products. Vinegar, soda and lemon juice will do just fine, in fact, steeping lemon and orange peel in vinegar for weeks will make you nice cleaning solution for kitchen, bathroom, tiled floors, etc.
"A free cheeseburger never hurt nobody"
Best quote I've heard this year!
hahah, I'm a big fan of the free cheeseburger :)
I cut Audible as I have over 200 audiobooks currently in my library. 2021 will be listening to those selections again
I quit vaping. ✨
Awesome Chris! I'm not sure how expensive that is, but any habit like that is sure to add up. That's a great way to save some $$!
Good for you!
1st: cut cable back in '14; 2nd: I use a beauty college for haircuts & go when it's unmanageable (abt 18 months); 3rd: stopped coloring my hair bc I was terrible at it & I'm going for the 'silver fox' look; 4th: recently decided to not buy meat to cook in my place, which reduces money spent, frees up space in my freezer for things like ice cream 🍦😱 😛 but I will order meat while at a restaurant, so I don't have to store, cook or clean up afterwards.
Lastly, it's been a few years coming but I'm saving a lot of money by not participating in holidays. I also offer to work during holidays so another can be with their family.
I've recently found your channel & subscribed, I like what I've seen so far, keep up the good work! ☺
Cable TV was the first thing I cut. I drink a lot of water so bottled water was very expensive. I now use a Brita filter for my drinking water and save a ton of money.
Pidasian Hippie nice! That’s awesome about using the Brita filter to save money on water. That’s a great one :)
I cut cable and now watch RUclips TV, Philo and Netflix. We also installed an antenna for local news ( & college football). I stopped going to expensive grocery stores. They have tons of items where I would always spend lots of $$ on things I didn't need. I now shop Aldi, Dollar General and even Walmart. I buy meat at my local butcher. By the time I've piled on spices, herbs and sauces, the food still taste delicious (and isn't that the goal). Oh yeah, and since I've retired and do occasional consulting work on the side, we cut down to 1 car! I used to earn 6 figures, was stressed out beyond belief, on the consumer hamster wheel, and it took a heart attack & open heart surgery to figure out what was really important. Love your video's!
Dang! That's crazy about your heart surgery and attack. I'm glad you seem to be okay now. I love all these things that you've cut. Those are awesome! It's amazing how much you can cut when you really start questioning what's valuable to you. I love that you cut down to one car as well! Cars can really start sucking the money right out of you. Thanks so much for watching and sharing your cuts Suzanne :) I really appreciate it.
I am binge watching your videos . I love your content. I can see why Budget girl likes this channel so much.
haha thanks! I really appreciate the kind words :)
Did budget girl mention me?? lol
Yes, Sarah mentioned you on a past video. I also watched your interview with a good friend of yours who is now working for himself.
Bummer you never got to go to Cedar Point, one of the best amusement parks in the country. I liked your idea of riding to waiting thought and you’re definitely right about spending money to wait around. However some tips if you decide to make your way over there again: Best time to go in my experience is weekday in early May. Ride times are ridiculously shorter, like 0 to 45 min for most if you time it right. They have an app where you can go to the rides with the lesser wait times and they do significantly vary. Idk if its because the park is long and skinny but when you first go, hitting the rides all the way in the back and working backwards is always a good idea! You can eat your own food in the parking lot and they have a pavilion too. I enjoy the food there and like to buy something I can bring into the line. Lastly, avoid halloweekends!! Its INSANE busy, like 2 hr waits for small rides...
Hope you reconsider, love the videos. You taught me how to ynab haha.
@@nicholascampbell3128 Hey! Thanks for the comment, we definitely do want to go at some point. It just didn't make sense to optimize our trip at that time. But I'm sure we'll go someday and your tips will no doubt be helpful. Thanks!
I recommend getting some cloth napkins! Maybe harder for you guys in the trailer, but since I bought cloth napkins (for us when eating) and a set of 20 dishtowels (for most messes) I have cut down my paper towel spending to almost none! I still have them though, for those disgusting messes. It's also much better for the environment and produces less waste. I found my napkins at goodwill and they were a steal! BEST PURCHASE EVER!
I've done the same thing. We use no tissues, no napkins, and minimal paper towels for gross things (i.e. when the cat throws up). I didn't buy cloth napkins though; we re-purposed some old t-shirts and literally just cut them up into napkin-sized squares (napkin-sized when folded in quarters). T-shirts are great for it because they don't fray, so you don't have to finish the edges. And if you were going to toss the shirt anyway, then you're not afraid to use it/potentially stain it. It does add to the laundry, but like you said, we never have to buy napkins or tissues and it's that much less waste going to the landfills.
Coffee Pods - when setting up our YNAB budget looked back to figure out how much $ for the Coffee Pod category. Figured wouldn't be that much as I always bought on sale and the recyclable type etc. While adding it up reached $600 and hadn't even gone through the year yet, had no idea was spending so much! Needless to say purchased a fill your own reusable pod and a $10 tin of coffee which has lasted 3 months and still going!
oooooo that's awesome! We've been using refillable ones as well and it's been great for us :)
We use cloth napkins, so I still buy paper towels but we use a lot less of them. And we try to shop thrift stores and good wills first when we need something. We always buy used cars with cash, I hated this at first but I'm so grateful my partner pushed me to think about it differently. Loving your videos, thank you for making these!
These are actually good useful ideals thanks for sharing
I absolutely LOVE how you and your babe work out together! So sweet and such a great way to spend time instead of money.
Leslie Carnes it’s been a big deal for us! You’re totally right about a good way to spend time together, plus we help hold each other accountable to actually work out :)
"I gained a lot of weight and we bought a lot of ice cream!" hahahaha! Great video!!
hahah, what can I say, it's the truth! lol :)
Glad you liked it. Thanks for watching!
I do my own nails. I quit dying my hair. I go much longer between salon visits. Most of my clothes come from thrift stores. A huge one is that I stay home more. As soon as my foot touches that gas pedal, I am spending money. I am trying to use up what I have instead of always buying more.
Love this. Thanks so much for sharing. i really appreciate it. I think a lot of us can relate to the staying at home being helpful for spending less.
I cut out fast food because I am now a vegan for health reasons. I only occasionally treat myself to some french fries. I also rarely buy a soda. Once in a while it is a treat, but now I find it tastes too sweet, so I may just drop it all together. I like your videos and am a new subscriber.
petmom ful that’s great! When you can cut something out and it helps your health and your finances it’s a win all around.
I appreciate you watching, and thanks for subscribing! It means a ton.
These are great ideas! Thanks so much
Thanks! Glad you enjoyed it!
Couldn't agree more about driving to the gym!
Benjamin Medlock I know right! It’s so annoying haha. Thanks for watching man!
You took the words out of my head. My issue with going to the gym as well. Wish I could afford a home gym but decent equipment is big money not to mention the space required.
I loved going to the gym but the commute made it so hard!
Great tips, I do a lot of these too. Thrift shopping for clothes has been a huge blessing for our family of 5. I rarely buy new clothes anymore, except underwear and a few specific other times. So new clothes would be something we cut. I get compliments all the time on my outfits, some items cost as little as $2 at my local thrift shop, like new/with tags. It's worth the effort to root through and find those things. Spending time shopping but saving a boat load of money
LOVE IT. People definitely discount how good thrift shopping truly is. Especially when you've got kids and a whole family that you're buying for. We try to shop cheaply for clothes now, but I definitely think we'll get even more serious about it as we add kids to the equation.
Thanks for watching!
2:21 My first thought was, "You don't use napkins? All I use are napkins. I use them for everything." Then as the video kept going, I realized paper towels aren't napkins lol. Now I'm like, "People buy napkins?"
haha, my thought exactly!
We have cut dining out. It as difficult at first but we have found other ways to entertain ourselves. We like your idea of Coffee Shop for "atmosphere"
Thank you for sharing so many useful tips! Cutting hair is definitely too expensive on a monthly basis. You can totally cut hair at home if you don’t look for a super fancy style. My husband and I cut each other’s hair at home. Got all the tools under $40 from Amazon and found a video that makes sense to me on RUclips. And I really enjoy watching my favorite show at home while getting my haircut. No need to tip or to socialize with the hairdresser. It’s really not that hard to learn. If you like yogurt, you can substitute it by homemade frozen yogurt. Adding frozen fruit and whip cream will make it taste better.
I stopped getting manicures and pedicures on a regular basis. Now it's a few times a year versus a monthly expense and feels like a treat instead of another thing to schedule on the weekend.
Yes! Love it Hilda :) My wife has done the same and like you said, it feels like a special occasion now. It makes it a lot more fun too when it's a treat.
Thanks so much for sharing :)
Waste of Money !!!!!!!
I bought an inexpensive led light for gel. $10. And a dip powder set cost the same as one dip powder at salon. Use a manicure as a special treat or nice or twice a year.
really good quality content, thank you for sharing it
Thanks so much for watching Raoni! Glad you enjoyed it :)
I'm keeping my Panera sip club at $12.99/month because it saves me A LOT of money. I love going to places to just sit and think and write out my thoughts. I go nearly every day, sometimes twice a day (it's super close to work). I love the atmosphere and I'm conditioned to relax when I get there.
Love that! I had never heard of this sip club until recently when a friend of mine told me about it. Seems like a killer deal!
@@mappedoutmoney yeah, it ends up being cheaper than buying it at the grocery store.
Souvenirs - I went to the UK last fall and bought magnets. Now they're on my fridge, so I can remember the UK every day. :-)
I like that Leah, that's a good one :)
When I travel I buy illustrated post cards which are super cheap and double as art in your home. I also cut out manicures and coffees out, both of which I don't really miss. Doing my nails myself saves so much time and money and I don't feel guilty about buying a new polish every once in a while! Making my coffee at home not only saves me money, but also the environment plus hazelnut almond milk creamer makes it taste 10x better than any Starbucks I've had. However, my partner and I definitely struggle with our eating out habits, that's the next thing to tackle for sure!
Good ideas! Thanks
No problem Kars! Happy to hear that it was helpful for you :)
Great video! Loved #13, I have similar issues with liking a certain brand. One thing I do is saved searches on eBay so I can see when something I want comes up second hand.
Totally! It's so easy to get fixated on one brand. I love the idea of saving searches on eBay to see when things come up. Great tip Toby!
Advice for RV years that want to buy something as a remembrance for places they go to.
When I was out of town on business just before I jumped on the airplane coming home I got a whiskey shot glass in the gift shop.
Their small, cheep and virtually everywhere that you’ll be traveling.
Keep up the good content. I learn something in every video
Ooooo that's good advice, thanks for sharing! I really appreciate it and glad you're enjoying the videos!
The american eagle jeans, oh boy can i relate! I just like that i always know what size i am there though.
IMO, the best family amusement park is Knoebels in Elysburg, PA. Free parking, free admission, shows. You only pay for the food you eat (you can bring your own food as well), the rides you go on, and the swimming pool with water slides if you want to swim. They also have campgrounds and picnic areas with grills you can reserve. Once or twice a summer, they have a B1G1F all day ride pass as well. It is built into a groove, so there are lots of trees, which means lots of shade. Check it out in your travels.
Great ideas Nick. We too have cut spending by 20% just by eliminating unnecessary foods. We also signed up to YNAB which helped Map Out our Money (pun intended) Thank you for producing this video
Great stuff. I always look for frugal ways to get stuff done without necessarily sacrificing on the amenities. I dye my hair at home, go for haircuts every 4 months, stopped going to theatres. I also share my Netflix with friends, cook in bulk, buy on sales.. I use T-mobile's pay as you go $3 plan and get the weekly data subscription, when needed
Love it Kanwal! That T-mobile plan is awesome. It's amazing how much you can save on cell phones if you're willing to not go with Verizon.
Thanks for watching and sharing your frugal wins. I really appreciate it, and I know others do too.
Do you have more info about that plan?
I read the book on Tyding up. it is good. We still need to keep doing all those things that keep a streamlined home and engage the kids to do it as well. that is the challenge. We are rather frugal already. I appreciate the thoughts. We are rare and we do use our club membership but in a pinch we would cut it as we do not do coffee houses at all. thanks, g
Love it Gena! It's definitely all about finding what makes the most sense for you. So glad you use your club memberships. That's great!
Thanks for watching :)
I grew up in a household where both parents retired pretty early (54 and 57). the house was always a little colder than I liked in the winter, we ate a lot of soup, beans, and rice, and I wasn't allowed to do a sport I wanted to do. I understood why when they retired first out of all their friends and family.
Great tips and I LOVE your puppy! Who is definitely not a puppy now that I see that this video is a tad older. :)
Thanks Amanda :)
I am a huge thrifter!!!!! My husband was in the army 34 years, so each time we moved, I would purchase something inexpensive from a thrift shop that reminded me of our time there and the trips we’d take while living at each place :) :)
New subscriber here. I totally agree with what you said about gym!! My gym is literally 10min walking distance and it’s still a struggle for me to go. I recently signed up for daily burn and have been enjoying that so much more. Also on ice cream... I got a hand-me-down ice cream maker and started making my own! It’s not necessarily cheaper bc ingredient costs are high (tastes so much better though), but it definitely stops me from just “picking up another tub from the store” mentality.
Love it! Glad to know the daily burn is going well for you. Also, I actually had a friend of mine recently suggest getting an ice-cream maker with this exact reason. It's sort of a pain, so you just won't make it enough to have it every night anyway, plus it does taste better. I may have to try it.
Thanks for subscribing and watching, I really appreciate it!
mldforce I've got to get my ice cream maker going again, thanks for the inspiration. I make mine with 1 big can of fat free evaporated milk, some sugar, and some vanilla extract. Then I flavor it by pouring some cold coffee into my dish of this very yummy vanilla guilt free ice cream! My ice cream freezer bowl part "lives" in the freezer so it's always ready to use. :)
Eliminate eating meals out at restaurants with friends instead we meet up at laundromat to visit and bring our own coffee with us
Ooooo I lOVE this idea. It feels "lame" but it saves a lot of money and gets what you really want most anyways (time with friends). Thanks so much for sharing and watching Janice. This is great :)
Janice Mawdsley This is a hilariously great idea!!!
Been to Cedar Point in Ohio. Just excited it was mentioned. Also...I REALLY want to visit HP world, as a big fan. It would be worth it to me to visit one time.
Great tips though and I like the book quote you shared with us as well.
Thanks Nikki! Super glad that you enjoyed the video :) And yes, hopefully we'll make it to Cedar Point one day during a slower time.
Thanks for watching!
Things we've cut and don't miss: our big house and two acre property to a much smaller home and yard really close to my husband's job, buying most paper products, fancy cleaners, many name brand food labels, a ton of convenience foods off the grocery list, going to the movie theater, and eating out once a week. I love that with YNAB, you prioritize your spending, and your priorities don't have to be like anyone else's. For example, amusement parks are something my family loves, so every few years we save money and go to a big one. We try to save as much money as we can on the trip using tips and tricks (one time we spent 10 days in Florida - original cost $10k, our cost $2k). It's not essential, but we prioritize it because it's something our family of 6 enjoys together. We've cut other things that matter less to us and haven't missed those one bit.
Hahaha, I guess I'm not the only one that breaks down the cost per item/minute/use. 😂 I do this all the time. Great topic and I do love that you mention how this is suppose to inspire people to look at what they can cut and not necessarily the same items.
TruFinancials hahaha you’re definitely not alone in that! And absolutely. Everyone is different and everyone will have different things to look at :)
Thanks for watching man!
"per wear cost" is the only way I judge the monetary value of a garment
I had a boss who would come to this conclusion: "I've got 5 guys standing around talking for 5 minutes. That's 25 minutes of work we lost, you're all getting docked 30 minutes" 🙄🙄🙄🤷♂️😂
@@p.k.3666 that's hysterical
playing it forward helps a lot with spending i think. if you have a goal that you really want to reach it's not hard to do without to get there. most of the things that we cut out din't bring us that much joy they were just habits or routines that we were use to doing. seeing us get to our goals is so much more rewarding than any of the spending we were doing.
Love this Kari! You're absolutely spot on. Most of our spending is based on habits and routines, not what we actually want. When you get clear on the goal, the cutting becomes much easier. I love the way you phrased that :)
I cut buying coffee out. This was an expensive habit to swing in and buy a fancy coffee and now, it is a treat, often paid for by gift cards I get at Christmas and my birthday. Meanwhile, I buy the best coffee for my home Keurig and a nice travel mug that keeps it warm for hours. Score!
When I used to go on skate trips around the country I'd buy magnets from truck stops. they were small and cheap, and sometimes funny. but an easy way to keep a memory.
Love that Brigham! Cheap and easy ways to keep memories is a great idea. I'm sure you enjoy looking at them from time to time!
If you’ve ever seen the movie, “With Honors”...Joe Pesci plays a bum who collects unique rocks from his significant memories throughout his life. He kept them in a little pouch and would take them out to remember his experiences. Good and bad.
Awesome video! I'm the same way with the gym. I joined a place in July and signed a 6 month contract, paying $135/mo and I've only gone 4 times! ugh. Instead I'm walking and biking with Chris and friends and loving it. Same here - we'll see what happens when winter comes. I have horrible self control with ice cream too - amen! One thing we've cut from our budget that we don't miss - make up. I've been going make up free for a while. Trying to love my natural self! I still have some foundation and mascara that I'll put on once in a while, but for the most part I'm just trying to get my skin healthy and showing the world that natural is beautiful! - Jaime @ Keep Thrifty
Hey Jaime! Thanks for watching. I totally understand the issues with the gym obviously. That’s no fun at all :(
Also glad you can relate to the ice cream 🍦! That’s tough stuff.
And that’s awesome about makeup! It gets so expensive. I’m sure that helps a lot to cut back there.
As always. Thanks for watching :)
That’s wonderful!
People are actually luckier now when it comes to "not having to dress up-" for most jobs. Back in the day, we had to wear very nice clothes to most jobs and they didn't care if you made enough to cover it. Thrift stores and frugality were laughed at (I''m talking about the greedy 80s). I've noticed now you can dress down or the company supplies you a uniform. That's a win.
Absolutely. That’s a huge win that I know I definitely appreciate. It’s nice to not have that pushed on us :)
True. We had to wear support hose and starched outfit uniform AND patent leather polished shoes!
Determined Di funny I just had an epiphany yesterday when I realized I don’t need “work” clothes anymore. I work for the government and my job does not involve interaction with the public. And promotions are not based on anything other than stupid tests so professionalism is not relevant. That said I do like having some nicer “dressier” clothes than every day denim eg black slacks but I realized my at home clothes and work clothes can be the same.
Excellent demo of credit cards for monthly bill payments and how to show when you do move money from bank to cover bill prior to when Visa is due
Hey Janice! Thanks for watching, is this a question about YNAB perhaps on the wrong video? Let me know if I can help!
I would love to just roam in an RV, perhaps when my 3 girls are out of the house. My brother slept in his car on the way from WA to IN. I was like, um? Worked for him.
Oh, theme parks, to 'save' we get the season pass, but we have a few pretty close here in PA - Dorney Park and Hershey. We did end up getting the season pass for Universal case we have family about 2 hours from there and it was 'cheaper' to get the passes and go a few times a year than a 1 time visit which just didn't make sense. We've been 3 times already so and will be down again in the summer for another visit or two.
Yes, hotels are pricey. We typically stay at Holiday Inn Express and earn rewards. My husband traveled a lot and earned tons of points so sometimes we get free stays. I didn't know that 'non-truck drivers' could pay for showers. Very interesting. I would definitely consider that if I was on my own as an option.
No cable here. Way too expensive for only 1-2 channels I actually want to watch.
RVing is a lot of fun, but you definitely have to have the right life setup! Would be much tougher if we had three kids haha. That's great about the season pases on the themepark. Would definitely make it cheaper each time if you go a lot. I like that.
And yup! Non-truckers can totally pay for showers :) We do it all the time. It's a great option. That's cool though about your husband getting a lot of points. That helps a ton.
And yes! It seems like more and more people are cutting cable these days. Hard to believe it's still around in its current form.
PREACH! We cut Cable and use Netflix/Hulu instead. We also cut ice cream out of our budget. There is nothing for us like playing games and having coffee at a coffee shop! 😀
Boom! We need to play some board games at a coffee shop. Now you're talking my language right there 🤓Love it.
Thanks for watching man! I do appreciate it.
Thank you for the like!
Soft drinks. I got a Sodastream and I mostly just drink selzer or plain water. Sometimes I mix iced tea and selzer. I only get Diet Coke if I am out at a restaurant, and not even always then.
Love this Leah, thanks for sharing! I think that's a great way to cut something out but still get something similar and tasty that helps replace it.
eBay for clothes. Tryon brands style numbers and sizes that you like and then order those things on eBay. And I just purchased a tandem kayak last summer paid $300 barely used on Facebook marketplace. Anyway I love your channel you guys got it going on.
Great video!!! Love your video style!
Thanks so much! I'm glad you like it :)
It means a lot to hear that.
Just cut out the paper towels in general. We only use cloth napkins/towels for wiping hands, faces, blowing noses and cleaning up spills. I use one roll of paper towel per year and only an extra load of laundry once per week or two.
We cut cable out of our budget and haven't looked back! We have apple TV for shows that we want to watch together like Suits but 95% of what I watch is on RUclips!
Freedom In A Budget boom! Same. We basically just watch RUclips and every now and then the occasional movie. It’s amazing to me that cable is still a thing. It can’t last the way it’s currently set up.
First of all, thanks for all your videos. But this time I kinda don't get the math behind napkins and washable towels. Can you give your numbers why it's chipper? My idea is that pay for water/electricity/laundry detergent will cost more than $20 per huge box of paper towels/napkins in costco.
Nick, you are allowed to bring your own food in Universal Orlando. We saved around a hundred dollars when we went this January.
Really?? No way! I definitely didn't know that. Thanks for the insight man. I'll keep that in mind if we find ourselves back in Orlando.
Funny I thought I was the only one not using tissues and napkins. Viva towels makes a super soft version and it's choose your size so there are smaller sections. I cut out movies, cable and drinking at home as well. I also do yoga online.I won't give up my specialty teas though!
Haha nope! All paper towels here :) I’ll have to checkout the viva towels.
Love that you’ve cut some of the same things. That’s awesome. And yeah we all have things we love. Glad you’ve got your teas! :)
I call them "napkins on a roll" when guests are over.
My adult kids phone bill!
Hahaha love it! Gotta cut em off :)
You have to update #12. Most Walmarts are hostile nowadays. Not a chance.
I can't stop watching your videos long enough to use YNAB...lol. (JK). I was glad to see on the starting in the middle video that I can start now if I want, so I am setting up. I cut out cable(DVR) a few months ago. I thought I would miss the DVR the most, but I find so much online streaming, I don't miss it at all!
haha, glad you're enjoying the videos! And yes, DVR - that's a good one!
i spy common grounds @5:15 haha
:) we loved that spot!
One thing we have cut from our budget is chips. We have the same problem with chips as you have with ice cream.
ooooo, that's a good one! We also struggle with chips. They didn't make it into this video, but for real, same exact problem. Chips are tough.
Thanks for sharing!
haha, yeah, every now and again it is a treat :)
Great tips. We built our gym into our garage, saving us about £70 a month and removing any excuse not to go!
Debora Riches Morrison yessss! Love it :). I definitely want to have my own home gym one day as well.
Thanks for watching Debora!
I cut out the haircut. I also switched to the old fashioned double sided safety razors. 100 blades for under $10?? 👍👍👍. My last barber haircut was in 2010.. That was $25 and I seen a Wahl for $30. Still using that same Wahl and not wasting my cash on my hair. My 2 year old loves to have daddy cut his hair too! It's family time and you can't buy that!
Walmarts across the US instead of Hotels. Excellent idea.
Haha, it does save money! Unfortunately Walmart’s are cracking down more on this. Some don’t let you anymore, but it’s still worth checking to save $$
Thanks for watching!
No coffee, tea, or alcohol. No cable TV. No starbucks. No landline. Hardly ever buy clothes. Infrequent haircuts for me, and my husband cuts his own hair. Hardly ever go out to eat. We should be rolling in the dough, eh? Not so fast. =D We have one kid who just got out of college, one we're still paying for school, and one who's just lost her job. Our kids are grown and they're STILL the biggest part of our budget. =D
Great Shirt
Tom Goodwin hey thanks! :)
Awhile back we started only going out to the cinema on $5 movie Tuesday nights (Regal theaters, Cinemark, United Artists, Edwards, they all have a cheap night of the week). We'd bring our own bottle of water and stop at the store on the way to grab movie-theater sized snacks that we could smuggle in rather than pay for concessions. All of a sudden a movie went from about $40 ($12/ticket x2; $7 soda; $8 popcorn) to $15 ($5/ticket x2; $0 water; $5 random snacks). Not huge savings except when you take into account that we used to see upwards of 2 movies / week at full price. Sheesh.
Whoah! That's awesome Michelle! My wife and I don't go to the movies a ton, largely because of the expense. But what a great rule to have in place. I like the idea of setting boundaries for yourself like "we only go to movies on Tuesdays" etc... I love it.
Thanks so much for sharing! You can now to to two movie nights for less than one! Awesome.
I cut sodas, cakes, vegetables (I realized I was buying too much and some of them damaged after a few days, now I only buy the small portion I will consume that specific day, doing less errands on my motorcycle, I have not tv, I only use my laptop to watch movies an tv shows,
Love it Eddy! Those all make a ton of sense. We've definitely had problems with vegetables going bad before we could finish them. Makes a lot of sense. Thanks for watching and sharing man!
Oh the irony of eating ice cream while watching this video!
Hahaha well hope you enjoyed the video and the ice cream! :)
@@mappedoutmoney The video was great and the ice cream delicious so I enjoyed them both equally :)
@@sheilas6977 haha, well good! I'm super glad to hear that Sheila :) I love some good ice cream.
I've cut out coloring my hair. I've been coloring it since age 16, originally to change my look, but for the past several years to cover gray hair. (I'm now 46.) Covid-19 stopped that cycle, and I've decided it's time to embrace the gray and save over $1,000 per year. (Btw, I didn't know millennials were being blamed for killing napkins! I'm GenX and have never purchased paper napkins. What's the point?)
There's a lot of folks embracing the gray with COVID-19! My mother-in-law is letting hers go gray and I've seen more and more folks doing that. Huge savings.
And yes, lol, I have no clue why we should purchase paper napkins! haha, thanks for watching Susan!
I learned the ice cream lesson last week. Spent what I spend at coldstone for a month in 1 week. It was tasty but not worth it.
Finally someone with as much hair as me.🙃
🙃
Y'all could've done Universal in 1 day if you wanted to do just the Harry Potter worlds. Went in May and got a park hopper ticket for $160 each, didn't have a Fastpass but didn't really need one! The longest we waited was probably 45-60 minutes for one of the rides. We ate at the Leaky Caldron and both got kids meals and shared a butterbeer, ended up being I think $20-30 instead of $40+, plus the kids meals were honestly enough to fill us up until late! If you wanted to do the whole of each park, now that's when I understand you'd want to have 2 days. We did both Harry Potter worlds, including each ride, then walked around each park and rode another 2 rides, then were gone by 4-5pm. We used Uber, so no parking fees for us there.
I've cut out unnecessary subscriptions! Like magazines/e-mags, or buying books! I go to the Library and got a library card! As long as I keep up with the due dates, I don't pay anything! Plus when I connect my library card to this app called Libby, I can listen to audiobooks and read books on my phone for free! It works just like the library does, sometimes you have to wait for a book to be available but it's free and I'm willing to wait!
I have a cricut cutting machine. So everyone gets a homemade gift lol
I am *so* with you on working out. I hatehatehate having to go someplace else to work out. (Exception: I take Kung fu classes, but to me that feels totally different than going to the gym because I'm connecting with a community and also learning new things.) I also don't buy tissues or napkins. I usually have paper towels on hand for things like drying off a piece of meat before I cook it, but it takes forever for me to use up a roll. I also use toilet paper too, of course, but otherwise I'm a good gen-X'er helping you millennials kill the wood pulp paper industries. I have to ask, though: How can you stand to blow your nose with paper towels? They're so rough! I picked up the habit from my dad of using handkerchiefs to blow my nose - much kinder and gentler on facial skin. I also have a bunch of cotton bandanas that I got from REI that I use as cloth napkins - I got that idea from a restaurant here in Seattle. (They are larger and look totally different from my handkerchiefs, so I don't get them mixed up.) I've had my handkerchiefs and bandana-napkins for *years* and they're still going strong.
P.S. Just because my dad was hilarious and I miss him, I'm going to add (and thank you for indulging me here): he used to call his handkerchiefs "schnozzledusters." LOL. In addition to his motley collection of "real" handkerchiefs, he also used to repurpose his cotton undershirts as makeshift handkerchiefs when they got too ratty for him to keep wearing. He was raised during the Great Depression, and grew up very poor, so he was full of ideas about how to stretch a dollar by just not spending it. (I should have paid more heed to his wisdom when I was a young adult!)
@@arguchik Totally agree on the gym and the classes. I actually used to take Kung fu classes when we lived in Chattanooga. Now that we're on the road, I don't obviously, but someday when we settle down I want to get back to taking a martial arts class. Glad to hear that you do that and enjoy it! I think its great to learn and like you said, join a community. As for paper towels, yeah, IDK. I just do it lol. Been doing it for so long that I don't notice the "roughness" i guess. But I like what your dad said about the Handkerchiefs! I really appreciate you sharing that. Its really cool. I think we could all stand to listen to our parents a little more when we're young adults, I know I should have (still should!) haha. Its amazing how far people can stretch a dollar when they need it and how flippant we often are today with them.
Also, I may steal that cotton bandana idea from REI! That's really smart and something I think I would just prefer anyways. Thanks so much for sharing that!
Cut cable. But I might now spend more going to bars to watch sporting events! Yikes!
I let my hair grow. If it’s short I need it cut about every 4 weeks. With long hair I cut it once a year.
Love the videos! The inane background music, not so much.
Haha well thanks for the feedback!
tip: buy jeans online. The lidl shop has them for like 13 euro per jeans.
Hey thanks! We'll check that out :)
SPOUSE CUT😁
I had a good laugh when you talk about hair cuts. 18 to 35 dollars??? That's really cheap to get your hair cut. At this point, I've spent thousands of dollars( over time) on my hair. I did place it my immediate obligations category though.
haha, yes, my hair is different much easier than some folks. I totally get that! Definitely some big differences in costs between Men and Women in certain categories. Immediate obligations is probably the way to go!
Another Pro-Tip is the McDonald's App! They have $6 chicken sandwiches for $1 :) And you can get one everyday! Soo delicious
Also don't be alarmed if you see our take on this video in a few weeks lol!
YES! Someone else commented earlier about the McDonald's app. I just used it for the first time two days ago and it's incredible. In love with it.
Healthier to Cook your own food. McD is cooked in reused unhealthy Oil. Worse thing to put into your body !
Buy clearance items at WalMart.Saves me 80%
I’m pretty late to comment on this video… But I’m going to cut out disposable coffee cups and lids.
I am also a big fan of Diet Coke. But I know I should be drinking more water. So goodbye Diet Coke for now.
$30-40/mo savings.
Thomas Hammond this is great. I think it’s really common for us all to spend money on daily drinks here and there that we’d be better dropping.
Love this Thomas. No reason to buy disposable when you can wash and reuse.
Thanks for watching!
Goodwill
man, I need a T-shirt like yours. Where did you order it?
The YNAB one? I'm not sure you can, they actually sent it to me for free - super nice of them.
I have cut cable TV for last 10 years. I get my news from internet free without the drama and entertainment from Netflix/RUclips
Curious to see what I can cut out
Absolutely Leon, it's always fun to see what you can do without and still enjoy your life.
Yeah I can’t cut haircuts out. Office setting for me.
haha, hate that! But totally understand. Hopefully you can find some other things to cut.
cable, eating out, shopping in stores. groceries from PeaPod. InstaCart stole from me,
Thanks for sharing. Those are all great things to cut in order to save. 💪
I quit alcohol and collectable card games...ended up saving 25% of my montly pay.
I get my wife to cut my hair as well
I use work out videos on RUclips for free!